Fantasy vs. Reality: Paving a Path to a Promising Future

On Saturday night, I had dinner with Wendy and Dennis, two Get Rich Slowly readers who recently moved from Phoenix to Portland. We talked about a lot of things — most of them nerdy. We also chatted about the ever-evolving nature of Get Rich Slowly. “I’ve noticed you’re writing more about credit cards lately,” Wendy said. “Is that because you’re using them more often?” “Well, maybe,” I said. […]

Making Your Initial Mutual Fund Investment

388 309 A reader named Mark recently wrote in with an investing quandary… He’s identified two possible funds to serve as the basis of his long-term investing, and he’s wondering how to get started. His top choice (let’s call it Fund #1) has a minimum investment of $10k, whereas his second choice (Fund #2) has a minimum investment of $3k. […]

Do Some Used Cars Cost More than New Cars?

The old financial rule-of-thumb is that it's always cheaper to buy a used car than a new car (the primary reason being that an old car has rid itself of depreciation expenses while the new car will drop in value like a rock the first few years it's on the road.) We debated and discussed this issue recently in my posts titled My Recent New Car Purchase and Why I Buy New Cars and most readers agreed […]

Top Cash Back Shopping Sites for Great Discounts

So who’s ready to start their shopping this week? Whether it’s to stock up on supplies, gear up for the holidays, or just for the sport of it, we’re probably going to be hitting the stores pretty soon. But one way to ease the pressures of spending would be to make sure you’re smart about it. If you can’t be a “no spender”, you can at least be a “smart shopper”. […]

Free e-book on Debt and Bankruptcy

Here's a perfect freebie for a Sunday post -- an e-book on debt and bankruptcy from Crown Ministries. If you want your free copy (for you or for someone you know), simply go to this page to download your free book. Enjoy! […]

Review: The Drunkard’s Walk

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. One of the key points in my book The Simple Dollar is that our lives are far more random than we think and that we compensate for that randomness in the wrong way. We should spend less, not more. We should save up money so we’re not at risk from the many things that can happen. […]

Podcast 83: Money & Happiness, Laura Rowley

On today’s Consumerism Commentary Podcast, Tom Dziubek speaks with Laura Rowley, columnist at Yahoo Finance and author of the book Money and Happiness: A Guide to Living the Good Life. […]

What’s Next? Thinking About the Future

This weekend, I did one of my “big life reviews” that I do about three or four times a year. During these (as I’ve been discussing during the “Making It All Work” series), I sit down for a few hours and take stock of everything going on in my life. What do I want to do with my life? Where am I going to be in five years? How does it all fit together? […]

Do You Prefer Wealth or Appearances?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. A few weeks ago I spoke at a church luncheon. […]

Reader Story: Inexpensive Gift Ideas for Christmas (and Beyond!)

This guest post from Shelley Turner is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. They’re coming! […]

Is it time to refinance AGAIN?!

Some of my relatives did a mortgage refinance a little over a year ago.  As low as rates were in 2009, they are even lower now. They currently have a 15-year fixed-rate mortgage at 4.625%.  Not too shabby.  But they told me that they were quoted a 15-year fixed-rate mortgage of 3.5%.  Absolutely crazy!  We worked out the numbers on the two loans and discovered that they could save […]

A Deeper Look at Quibids … and Why I Don’t Think It’s Worth It

In Thursday’s reader mailbag, a reader asked me about my opinion on Quibids, an auction site where you have to pay for your bids, but bids only make the auctions go up in $0.01 or $0.02 increments. […]

The Economics of Seinfeld

A group of economics professors have pooled their collective brainpower to come up with a new way to teach their students — and the general public — about economic principles. They’ve created a site called The Economics of Seinfeld that uses the hit TV series from the 1990s to explain basic financial concepts. […]

Good Movies, 2011 Investment Strategy, and Basic Financial Terms

It’s not often I get a chance to travel to California to visit my family, but I’ll be flying today from east coast to west to spend quality time with my brother, sister-in-law, and mother for Thanksgiving. It will be a fast week; I have plans for just about every day I’ll be in California. My brother and his wife are big Harry Potter fans, so I plan on seeing the new movie. […]

The Simple Dollar Time Machine: November 20, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Stories of Getting Out of Debt

I've listed the seven steps to get out of debt. If you're in debt and want to crush it, these tips offer a proven, methodical way to do so. However, this isn't the only way to unload a big debt burden. Yahoo tells the real-life stories of people who had a boatload of debt and took specific steps to get out of it in a few years. […]

Why Credit Cards Aren’t Evil: Benefits of Credit Cards

One of the bits of conventional wisdom that seems to pervade the personal finance world is that credit cards are somehow evil. However, like many other money-related products, credit cards are, themselves, mostly neutral. Those who know how to use credit cards to their advantage usually come out ahead. […]

Homemade Gift Series #10: Homemade Cookies and Gift Bundle

In the coming week, we’re going to be giving a few early small seasonal gifts to people, so with that in mind, we put the final finishing touches on our first gift basket, utilizing some of the items we already made. One component of many of our baskets this year is going to be cookies. Sarah is a spectacular cookie maker and she delightfully packages them up for people as well. […]

Discover® Open Road Card Review

You don’t hear people complaining about gasoline prices as much as they used to. At least, I don’t write about it as much as I did in 2006 (or even in 2000, before Consumerism Commentary). I still remember being able to fill up my first Honda Civic for $12. […]

Preparing for Family Emergencies with Cloud Computing

Parents these days have a lot of important information to keep track of. Thankfully, cloud computing is right there to help, offering free and innovative tools for getting just the right piece of info — when you need it! […]