How to Get the Lowest Price on Airfare, Even After You Buy

As much as being a full-time traveler might sound glamorous, I spend a lot (I mean it! A Lot) of time researching the best way to get from A to B, and the cheapest way to book it. […]

Best Money Tips: Things Receptionists Won't Tell You

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles about things receptionists won't tell you, how to keep your A/C bill down this summer, and how to get free stuff. Top 5 Articles 10 Things Receptionists Won't Tell You — Don't expect a receptionist to tell you that it is their job not to put you through to the person you want to speak with. […]

Five-Year Plan for Retirement

The Wall Street Journal lists a five-year plan for retirement (what to do every year for five years before you retire). I've listed their summary along with my thoughts below. Five years out: Start thinking about how you and your spouse wish to spend time in retirement. […]

The Things You Don’t Want to Hear

The things you don’t want to hear are often the very things you should be thinking about and focusing on. Whenever my weight used to peak, the last thing I wanted to hear from anyone was a remark about my weight. […]

Thoughts on Resumes

The following is an excerpt reprinted with permission from What Color Is Your Parachute? Guide to Job-Hunting Online, Sixth Edition: Blogging, Career Sites, Gateways, Getting Interviews, Job Boards, Job Search ... Resumes, Research Sites, Social Networking. Copyright © 2011 by Mark Emery Bolles and Richard Nelson Bolles, Ten Speed Press, an imprint of the Crown Publishing Group, Berkeley, CA. […]

Bank of America Overdraft Fee Lawsuit Settlement

Late last month, Bank of America’s $410 million settlement of a class action lawsuit concerning debit-card overdraft fees received preliminary approval from a Miami federal judge. Thirty five banks were named in a class-action litigation and Bank of America was the first to settle. […]

The Very Best Travel Savings Tip

Last week, Ed shared eight tips for saving money on vacation, and this morning I shared another eight travel saving tips. With those excellent tips as backdrop, I wanted to share with you the mother of all travel saving tips: For those that can’t (or don’t want to) check out the video, it’s a humorous piece from The Onion that advises taking a vacation entirely in your mind. […]

Financial Tips for College Graduates

College graduation like when you beat Ganon, the resilient bad guy at the end of the classic video game, The Legend of Zelda, for the first time. […]

Finances in 55 Seconds: Negotiate a Better Deal

In many cases, it is important to get the best deal you can. Negotiating a lower rate on your TV bill, or your Internet or phone bill, can be as easy as picking up the phone. Of course, chances are that it will take more than 55 seconds just to get to someone who can help you with your issue. The good news, though, is that it can take less than a minute to prepare yourself ahead of time. […]

Summer Fun: 15 Frugal Summer Activities for Everyone

The sun is shining, the birds are chirping, and the weather is warming up. Yes internets, summer is nearly here! After a super long winter on the frugal farm, I’m pretty darn thrilled to see our alfalfa fields growing and our humble square foot garden blossoming. You must be ready for some summer fun too — I’ve had SEVERAL requests for summery articles on gardening, vacationing, and dining. […]

Where Your Finances Should Be at Any Given Age

CNN Money has this advice for determining whether or not your finances are on track: The best yardstick is the size of your nest egg relative to your income. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, 5 Things to Consider Before Quitting Your Day Job. Enjoy! […]

Reader Mailbag: Longer Hair

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Painful consequences 2. Starting a blog 3. Saving for international college 4. Financial plan feedback 5. Separating personal and business money 6. Buying a vehicle 7. Cutting expenses and paying debt 8. Rent or buy? 9. […]

A Beginner’s Guide to Getting Free Stuff

They say that there is no such thing as the word “free” in today’s world. I beg to differ. As a self-proclaimed penny pinching, closet couponer, I know that statement couldn’t be further from the truth. There are plenty of companies willing to give away their products and services at no cost to you. […]

Three Big Financial Mistakes That Could Be Devastating

A few years ago, a friend of mine quit his job at a bank to focus on his own company. That can be a risky life change by itself, but in addition to his change in income, he and his wife were expanding their family. […]

Are Series I Savings Bonds A Good Investment?

It doesn’t take a financial genius to notice that it’s tough being a responsible saver these days. Interest rates are low, and have been for a while, that it seems as though there isn’t much difference, outside of FDIC insurance, between opening a CD and stuffing the money in your mattress. […]

Putting First Things First

The morning is my time. Five days a week, I’m up at 5:30. I come downstairs, sip a diet soda or a cup of tea (lapsang souchong), and spend a few minutes checking e-mail and approving comments. By 5:45, I’m in my gym clothes and out the door. I walk through the quiet streets of my neighborhood, greeting the birds and the cats and the dogs. I admire the flowers. […]

Saving For A Car

I drive a 2001 Honda Accord.  It’s a great little car.  Right now, it has a little over 175,000 miles on it.  Sooner or later (let’s hope, later) I’m going to need to buy a newer automobile.  Here’s my process for saving for a car – or any other major purchase. 1.  Using the super-handy You Need a Budget software, I create a budget category labeled: Automobile Replacement. 2.  I estimate the numbe […]

Tips for Shopping at Estate Sales

I’m sure that as frugal shoppers, many of you enjoy thrifting and shopping at flea markets as much as I do. It is such a rush when you get a great deal on something that someone else doesn’t want, but you recognize as the treasure that it is. […]

Wise Bread's First Job Stories

From high-schoolers getting their first summer jobs to recent college graduates starting their first "career" positions, early summer is a big time for new jobs. We here at Wise Bread have told you about some of our worst jobs, but we haven't necessarily told you about our first ones — those scrappy, minimum-wage gigs where we made as many (if not more) errors than good moves. […]