Leveraged ETF Investing: More Risk With More Reward

The word “leverage” gets some people excited, while it makes others nervous. No surprise since it’s just a word that represents “higher risk, higher reward”. Our contributing writer, Tim Parker from Elementary Finance, talks about leveraged ETFs and how you can use them to spice up your investment portfolio. What Is Leverage? I’d like to bring up a word that you may not use much: Leverage. […]

Review: The Bogleheads’ Guide to Retirement Planning

Every other Sunday, The Simple Dollar reviews a personal finance book. Ever since I first gave it a sincere read-through in late 2006, The Bogleheads’ Guide to Investing has been my go-to guide for investment advice, the first place I turn when I have a question about investing. My paperback copy is now well-worn and thoroughly enjoyed. Recently, a follow-up (of sorts) has appeared on the scene. […]

More discussion on charging your tithe

On last week’s post on whether you should be able to put your tithe on a credit card, I received a well thought-out response from commenter Brian.  I’ll reprint it here, and discuss it. I work with more than 800 mainline protestant churches in Ohio. I say the credit card issue reflects larger issues in the church: The world is not the same that it was in the 50’s. […]

Podcast 27: Man Vs. Debt and Frugal Travel

The Consumerism Commentary Podcast has now completed six months of broadcasts without missing one week. This is as good a place as any to declare the “First Season” of the podcast complete and begin the “Second Season.” In the premiere of Season 2, Tom Dziubek and Flexo speak with Adam Baker, the creator of the website Man Vs. Debt. We discuss Baker’s war on debt and its origins. […]

Ethical Frugality Week: Regifting

This is the final entry in a weeklong series of articles on the ethics of frugality. How far can you take things without crossing an ethical line or diving into seriously socially unacceptable waters? I’ll be recounting some of my own stories – and some stories from readers – along the way. “Mindy” writes in: My husband and I received a panini press as a wedding gift from his aunt. […]

Checks for Vets by Joseph Scott McCarthy

Checks for Vets is a guidebook that will help wartime service vets and their surviving spouses receive their VA pensions as a result of their service. If you’ve ever filled out a government form, then you know how complicated and vague that can be. […]

How Tithing Can Transform You

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. As regular readers know, I've written a ton about tithing (more on that later). So when I ran into this summary of the book Tithing: Test Me in This that listed how tithing can transform you -- I had to run with it. […]

The Simple Dollar Time Machine: October 24, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, as well as the five best posts from two years ago this week. […]

Eliminate expenses that have no relevance anymore

Getting a bolstered emergency fund is a great idea now.  (It usually is, but now especially.)  One way to get to a decent cushion is to spend less so that the extra can go into savings. Many kinds of expenses can be cut, but the easiest ones to eliminate are ones that you probably won’t miss anyway.  Expenses like the following: Seasonal expenses. […]

What Is a “Value-Added Tax,” Anyway?

By Marla Walters I’m sure many of you have already heard of a value-added tax, or VAT. Some of you may even be, or have been, subject to it (around 130 countries currently utilize this type of tax). It appears to be an idea that is being kicked around by some U.S. elected officials. Why is it even being discussed? This idea came up during the Clinton administration, but failed to gain favor. […]

Never Eat Alone: Welcome to the Connected Age

This is the sixteenth of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone, where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased apart and looked at in detail. […]

How College Students Can Manage Their Future Career

This is a guest post from the Studenomist of Studenomics, a place for college students to prepare for the life ahead when it comes to money and career, without any of the boring stuff. It happens to almost all 20 somethings. […]

Best Debt Consolidation Loans For Those With Good Credit

If you’re looking to save money on your existing debt by considering a debt consolidation loan, there are a few things to keep in mind. I had a friend approach me once, asking whether she should refinance or try debt consolidation in order to “package” her loans better. […]

Friday Fiscals: Tearing up the carpet

We’re ditching our wall-to-wall carpet in much of our house in favor of some laminate flooring.  Our dogs don’t quite know what to do with the new hard surfaces. Anyway, some links of interest for you: Wise Bread serves up a guest post on seventeen resources for improving your small business. Five Cent Nickel writer Matt Jabs discusses financial peace through planning. Generation X Finance runs d […]

Memories Are Made of This

A little over a year ago, I began trying a new idea in my personal journal. Each day, I wrote down the five best things that happened to me that day. I started this as a way to reflect on the positive things in my life and, psychologically, it’s been a very positive thing. I can browse through those lists and realize how good my life is, even when times feel kind of tough. […]

From the Ugh Files

Here are some stats I found recently that give us a lot of bad news on how people are managing their money. The highlights (or lowlights if you prefer): 61 percent of workers report they always or usually live paycheck to paycheck to make ends meet. […]

Net Neutrality Simplified

Depending on how you get your news, the topic of network neutrality can seem boring, or confusing, or both. Possibly you haven’t yet heard about it, or you’ve already formed an opinion. The reports I see are too often complicated, lacking reasoned arguments and full of hyperbolic guesses as to what the future might hold. […]

How to Get Laid Off: A Step-By-Step Guide

By Paul Michael It seems ironic in this economy, and with a high unemployment rate, that anyone would want advice about getting kicked from a job. But last week a question was posed to me, and it was genuine — “How do I get laid off?” When I dug below the surface of the question, I realized that the person in question was just done with the job (like this), but didn’t want to quit outright. […]

Best Deals For Friday 10/23/09

By Paul Michael Today's WISEBUY. The Big Bad Friday Amazon Sale. Yeah! Back again with bargains galore. […]

Ask the Readers: Why Are YOU Saving for Retirement?

As I shared yesterday afternoon, although I believe National Save for Retirement Week is important, I find the topic dreadfully dull when stretched out for a week of blog posts. Lesson learned. Still, I don’t think all retirement discussions have to induce snores or tears. In fact, when you think about it, retirement — especially early retirement — ought to be something to celebrate. […]