Making It All Work – Getting Control: Applying This to Life and Work

This is the tenth entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. New entries in this series will appear on Tuesday mornings and Friday mornings through December 10. Allen takes an interesting detour in this chapter. […]

6 Festive, Frugal Ways to Spruce Up Your Home for the Holidays

Commit this to memory: There is such a thing as too much. Ever been to someone’s home at holiday time, and it looked as if the ghosts of Christmas Past, Present, and Gaudy got blitzed on eggnog and vomited yuletide cheer all over the place? Singing wreaths on every door. Electric candles in all the windows. […]

Amway Class Action Lawsuit Settlement

I have a business opportunity for you. For the most part, you’ll be a salesman. You’ll sell overpriced, mediocre products to your friends and co-workers, people already in your trust network, with whom you can use their guilt and their desire to maintain happy relationships.The truth is the products don’t matter. It can be jewelery, kitchen tools, or beauty products. […]

Canned vs. Dried Beans: Which Are Cheaper?

When it comes to cutting your grocery bill, switching from prepared foods to their dried counterparts can often save you a good chunk of change. Looking for a good place to start? […]

Your Take: Was Lasik Surgery Worth It?

Today the Your Take is a bit of a selfish question about Lasik, something I’m starting to consider more seriously again. […]

Ask Stacy: Should I Refinance My Mortgage?

While deciding whether to refinance your mortgage may seem mysterious, when you boil it down, it's just simple math. […]

On the Value of Networking

It’s hard to believe, but Kris and I graduated from Willamette University nearly twenty years ago. We enjoyed our time in college, and remain close to many of our classmates. It’s always fun when we get a chance to drive to Salem to re-visit the campus. […]

What is QE2, and What Does it Mean for You?

The big news on the economic front is that the Federal Reserve has decided to launch a second round of “quantitative easing” – dubbed QE2. The ultimate goal of QE2 is to pump more money into our financial system to avoid deflation. […]

An Argument Against Retirement

Recently I did a series of posts on early semi-retirement (see Is Early Semi-Retirement a Better Option than Retirement?, Eight Steps to Early Semi-Retirement, and An Example of Early Semi-Retirement) on how to retire early. But here's a piece from the New York Times that says retiring early might not be a good idea. Why? Because your mind goes downhill. […]

Carnivals for the Week of Nov 1

Let's start off with a reminder: FMF is on Facebook. Every weekday I post a couple pieces that usually aren't on FMF. […]

Snapping ARM defeat out of the fixed-rate jaws of victory

It really disheartens me to see people go from some of the best kind of debt to have to some of the worst kind, at the worst possible time. Someone over at Basically Money was planning to do a mortgage refinance from a 30-year fixed-rate at 5% to a 5/1 adjustable rate mortgage at 2.7%. As I read this, some baby koalas were dismembered. A 30-year fixed-rate mortgage at anything clo […]

Should You Cash Out of Your Retirement Savings Plan?

During these times of historically high unemployment rates, many people have had to resort to dipping into their retirement savings simply to survive. It’s something I understand since I’ve been in this situation before. […]

Use a Debit Rewards Card To Skip Holiday Debt & Save

I just wanted to get the word out for those ready to start on their shopping plans for the upcoming holiday season: PerkStreet Financial (whom we’ve been featuring here a bit lately) has an ongoing promotion for their debit rewards card and checking account products. If you haven’t had the chance to take a look at this offer yet, then read on! […]

Personal Finance Links: Domain Speculation Edition

A few people have asked, so I thought I’d confirm that I still hope to re-launch my “making money from a blog” project in January. Stay tuned. Meanwhile, here’s a brief look at some of the drama behind the scenes. This week, I found a fantastic idea for an awesome blog, one that I’d love to run, one that I think people would love to read. And I came up with the perfect name, too. Only trouble? […]

Commercials, Kids, and Materialism

Right off the bat, let’s take a peek at this “wonderful” new commercial by Toyota: I was pointed to this ad by longtime reader Beth and the AutoAdOpolis blog. If you’ve been reading The Simple Dollar for long, you’ll know that this ad takes a swing directly at a lot of different ideas I’ve shared over the years about parenting, money, materialism, and other things. […]

Five Tips to Save on Pest Control

Money Talks News lists five ways to save on pest control as follows: 1. Keep tree branches and shrubs trimmed away from the roof and windows. These are natural bridges and ladders into your home for all sorts of bugs. 2. Seal up cracks and holes, inside and out. Those are tunnels. 3. Replace rotting wood, a likely place for insects to break through. […]

Lending Club Now Available to Borrowers in North Carolina and Kansas

If you live in Kansas or North Carolina and want to take out a person-to-person (P2P) loan, then you’re in luck… Residents of both states are now eligible to borrow via Lending Club. That brings to the number of states eligible for borrowing through Lending Club to 42. […]

8 Personal Finance Management Tips for the Unemployed

The following is a guest post by Tom Becker from Money Choices.  When you lose your job, it might feel like all reason for keeping up with your personal financial management may be lost. […]

Reader Mailbag: Diet

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. How to find a housemate 2. Getting neighbors involved 3. Building credit from nothing 4. Charities and taxes 5. A 203(k) mortgage 6. Suggest some board games 7. Investing extra money 8. Writing online for money 9. […]