Letting Go: 8 Steps to Forgiveness

Valerie Poteete was a single mom who had just started her own business. She had no insurance and was, much to her dismay, quickly diagnosed with cancer. When she lost her home, her sister came to help her pack up to move. Valerie went to the store to pick up some more packing materials, and when she returned, her sister had stolen every bit of cash from her home. […]

LinkedIn Best Practices

The following is reprinted, with permission of the publisher, from The Panic Free Job Search: Unleash the Power of the Web and Social Networking to Get Hired © 2012 Paul Hill. Published by Career Press, Pompton Plains, NJ. All rights reserved. LinkedIn is to business networking what Google is to Internet search. If your profile is not on LinkedIn, then you do not exist as a professional. […]

Consolidate or Refinance Any Debts (119/365)

The most painful part of debt is the interest. It can be crushing. Let’s say you borrow $200,000 on a 30 year fixed mortgage at 6%. That’s a pretty typical home loan that someone might have taken out in the mid-2000s if they had decent credit and a down payment. Over the course of that loan, you’d have to pay back the $200,000, of course. You’d also have to pay back $231,676.38 in interest. […]

Podcast 158: Kimberly Palmer, Palmer’s Planners

Today on the Consumerism Commentary Podcast, Jay Frosting and Luke Landes talk with Kim Palmer, author of Generation Earn and creator of Palmer’s Planners. […]

A Little Customer Service Story

Sarah and I purchased an outdoor playhouse kit for our youngest son for his second birthday. It was on sale, we had a perfect spot for this playhouse in our yard, and all three of our children were absolutely in love with it. Several days ago, the kit was delivered in an unmarked box. […]

Reader Story: Escaping Poverty

This guest post from Karin is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? […]

A Scriptural Perspective of Debt

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Sound Mind Investing gives four reasons why God wants you debt free as follows: 1. Debt is considered slavery. (Proverbs 22:7) 2. Debt was considered a curse. (Deuteronomy 28:15, 43-44)3. Debt presumes upon tomorrow. (James 4:13-15).4. […]

Time is not money

I’m sure you’ve heard the expression “time is money.” Time is related to money, for sure: People exchange their time for money at their jobs. People choose to pay others to do tasks that will take time away from something they’d rather be doing. People take time to make lunches, change their own oil, mow their lawn, etc., to save money. People pay more to live in a city to cut down their commute […]

Know What You Owe (118/365)

When the bills from my debts were coming in fast and furious, the last thing I wanted to do was to think about them. At all. I would avoid the mailbox like the plague. […]

Ten Pieces of Inspiration #71

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

10 Things Savvy Job-Seekers Always Leave Off Their Resume

US News lists 10 things savvy job-seekers always leave off their resume as follows: 1. A title. 2. Personal information and a photo. 3. Stock templates. 4. An objective.5. Months of employment. 6. Irrelevant content. 7. Infographics. 8. Hobbies. 9. Potentially polarizing political views.10. "References upon request." My take on these: 1. […]

Find Your Motivation (117/365)

Right now, I’m seated next to a big window that faces out into our back yard. As I glance out there, I can see my oldest son. He’s laying flat on his back out there, staring up at the sun. […]

This is going to be expensive… but who cares!

I was hot-gluing googly eyes onto raw potatoes when I got the call that changed my life. […]

15 Pieces of Flair (err, Flare)

I’ve never worked a job where I’ve had to wear 15 pieces of flair. […]

Citi Forward Signup Bonus: 10k Points = $100 in Gift Cards

This is just a quick note to let you know that Citi is offering 10k bonus points on the Citi Forward card. Here’s the deal… Simply apply for the card, get approved, and spend $650 within the first three months to get 9k points. Sign up for electronic statements (again, within three months) and you’ll get another 1k bonus points. […]

Roundup: So Many Brands Owned By So Few

This image was shared on Reddit this past week and it shows how many brands are owned by a small number of holding companies. If you were like me, you probably intuitively understood that many brands are owned by other companies but the extent that it happens is pretty stark. […]

7 Ways To Handle Unexpected Expenses and Financial Emergencies

Have an emergency? Find the money from both expected and unexpected places! The other day, I had an emergency: my computer hit the dust a second time in 2 years. The first time it croaked, my hard drive crashed but most of it was recoverable. […]

Citizens Bank Settles Overdraft Fee Class Action Lawsuit

Banks are still struggling with the decisions executives made to maximize profit from overdrafts by rearranging the order of withdrawals to customers’ detriment. By December last year, Bank of America settled a class-action lawsuit related to overdrafts and was expected to pay $410 million. […]

The Human Side

“I don’t know how you write about personal finance every day,” she told me. “That stuff is boring. The last thing on earth I want to think about is insurance. I just get that stuff out of the way as fast as possible.” I was at the library when this conversation occurred. I was sitting at a table with several personal finance books around me. […]

Your Take: Would You Marry For Money?

I saw this intriguing thread on Reddit posed by a 26 year old single mother with a 10 year old son. I won’t recap the entire thread but basically she’s a registered nurse making $45,000 a year working 60 hour weeks, a 1997 Camry, medical problems as a result of being on her feet (shin splints and other foot problems), but she’s saved up $13,000 for her ten year old son’s college account. […]