The Simple Dollar Weekly Roundup: High Alert Edition

As I write this, Sarah is actually well past her due date without a baby arriving. She’s pretty uncomfortable at this point, but is keeping up good spirits with a healthy daily dose of naps, reading, and relaxation. As for me? I’m trying to keep the ball halfway rolling until the baby arrives. Ask the Readers: How to Talk About Money with Teenagers? […]

10 Ways to Cut Waste When Feeding Kids

I don't know about your kids, but mine just will not eat kibble. At least not the generic kind. Which means I have to shell out for pricey people food like vegetables, fruit, and milk. To be honest, I'm a better mom than I let on — I even shell out for organic stuff for my three tykes. […]

Poll: Are Your Vacation Plans Different This Year?

Many families take an annual summer vacation to get away for a week or two. In some cases it’s just a quick trip up to the lake, while others make it a cross-country adventure. Whatever the vacation, it costs money. If you drive, it’s gas and maybe a rental car. If you fly, you obviously have airfare. […]

Principal Forgiveness: The New BofA Mortgage Deal

Starting next month (May 2010) or as soon as its operationally ready, Bank of America may reduce principal balances on certain mortgages of deeply underwater loans. […]

Getting a Better and Cheaper Shave

One successful retail business model is the concept in which a company sells a main device at a discounted price while the necessary, refillable or replaceable supplies for that device are sold at a premium. […]

Have a Financial Health Day…at Work

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. Once a month, a small group of folks at The Motley Fool gather to discuss money-saving ideas and exchange tips and tricks. […]

Growing Your Tax Refund

The average tax refund for 2009 is around $3036, up over 10% on 2008 returns. It’s a pretty sizable sum when you think about it. It’s a really nice vacation, a good bit of a mortgage payment, and your credit card debt’s worst nightmare. […]

Roll Over IRA Into 401(k)?

Last week, I wrote about rolling over your 401(k) into an IRA. Shortly thereafter, a reader named Nelly wrote in to ask about the possibility of doing the opposite — rolling an IRA into a 401(k). Here’s her question: I have a small traditional IRA that I’m tired of dealing with. […]

The Investment Ratio

The following is an excerpt from Your Money Ratios: 8 Simple Tools for Financial Security. It’s a hard time to be an investor. Markets are volatile and panic is in the air. Many people are questioning the conventional wisdom that buying and holding sound investments is the most reliable way to build long- term wealth. But is it? […]

Review of Complicit by Mark Gilbert

The author’s marketing firm was kind enough to send me a complimentary copy of Mark Gilbert’s new book called Complicit: How Greed and Collusion Made the Credit Crisis Unstoppable. I enjoyed the book.  It was well-written.  (Mr. […]

Easy Credit Card Management Tips

Many people hate credit cards, but in reality, if they are used correctly, they can be very beneficial to you financially. I’m actually one of those folks who have pledged their love for credit cards with my own strong reasons. But granted, it’s a polarizing subject for many. […]

The Revelatory Nature Of The Common Sense Budget

Several years ago, long before No Credit Needed, I actually gave budgeting a shot.  I can’t, for the life of me, remember the name of the budgeting tool that I tried to use, but I do remember that it was very, very complicated.  After a couple of months trying to make the system work – I just gave up. It wasn’t until some years later, just before starting No Credit Needed, that I […]

Ask the Readers: What Motivates You? (Chance to win $20!)

Do you ever have days that you just aren't sure you can make it through? Perhaps you're working on a tough project, class, or financial situation that requires an unusual amount of commitment and drive. Are there things you do regularly to make it a little more bearable? […]

Obamas: Generous or Not?

Here's a post detailing what the Obamas gave last year (it was part of their tax records). It's a long list full of top-notch charities. In all, the President and First Lady donated $329,100 of their $5.5 million in income to charity. […]

11 Tips for a Less Expensive Lawn

When it comes to your lawn, seeing green doesn't mean spending green. Here are some tips to keep your lawn green for less this summer. […]

Fifteen Great Websites That Saved Me Money in 2010

At the start of 2010, I decided to start an ongoing list of websites that directly saved me money with the intent of sharing that list (and my money-saving experiences with each entry) when the list hit fifteen sites in length (perfect for a good post – not too few and not too many). […]

GM Used Bailout Funds to Repay Loan: Mostly Irrelevant

Update: According to news reports, GM paid back one loan in order to qualify for a new government loan at a lower rate. This basically negates my original opinion regarding the loan repayment announcement. […]

Why I Love Ally Bank

When we first started banking online, we opened an account with ING Direct. They were one of the pioneers in online banking, and they also used to offer some of the best rates around. […]

What is a Jumbo CD?

Last week I looked at callable CDs, a type of CD that lets the bank “call” it in earlier than the maturity. Today, we’re going to take a look at Jumbo CDs. Jumbo certificates of deposit are just CDs with a very large deposits – usually over $100,000. […]

What Should Life Insurance Cover?

The book The Financial Crossroads lists all the costs life insurance should cover (which helps you determine how much life insurance you need.) Here's their list of the expenses that should be covered by life insurance: Final expenses -- costs that one will incur to make viewing, funeral, and burial arrangements. […]