You did WHAT with my SSN?

By Andrea Dickson Like many idiots, I bought my house at the peak of the real estate bubble, locking in a 30-year fixed rate mortgage at 6.375%. […]

Addresses, Corporate Changes, and Paying Attention to the Details

A few days ago, in the mail, I received a notice from my homeowners insurance company notifying me that they were cancelling my policy as of January 18 due to a lack of payment. I was shocked, to say the least. Back when we first bought our home and arranged our mortgage, the mortgage company offered to set up an escrow account for us. […]

Avoid EMail Bankruptcy with Inbox 0.5

As someone who makes their living off the Internet, I get a lot of email every day and some days it’s very difficult to keep up. While I’ve never gotten to the point of declaring email bankruptcy, there are times when I’ve forgotten about emails because they’ve fallen off the page in Gmail. Lately, I’ve been trying to be better about it and part of that involves learning from others. […]

Discounts Via Social Media: A Surprising Way to Save

This article is presented by Kelly Whalen, Consumerism Commentary staff writer. Kelly is celebrating her one-year blog anniversary this week.Everyone loves a good deal, but finding time to comparison shop at various stores can be time consuming. […]

Notes on Self-Study from a Killjoy Perfectionist

This post is from GRS staff writer April Dykman. I have a friend who just doesn’t see himself. He has declared bankruptcy twice and alcohol abuse landed him in jail for the past year. Despite losing almost everything, when he was released he was talking about how much money it would cost to get his iPhone back in service. […]

Your Debt-to-Income Ratio: What It Is and Why You Should Care

Think back to the last time you financed a purchase — be it a home, automobile, or what have you… You may remember having heard the term “debt-to-income ratio.” Today I want to spend some time going over exactly what this ratio is, and to also touch on how it can effect your personal finances. What is your debt-to-income ratio? Commonly referred to as your “DTI,” your debt-to-income ratio is a per […]

Those Who Give More Become Rich Faster

Here's a final thought from Start Over, Finish Rich: 10 Steps to Get You Back on Track in 2010 by David Bach. […]

Eat Well, Save Big Cookbook (Review and Giveaway!)

By Linsey Knerl If you’re like me, you’re a bit weary of cookbooks promising fabulous meals for under $2-3 bucks per person. They seem to be a remix of the same thing (ground beef, perhaps?) and make dining on a budget seem like a sacrifice. The latest cookbook from All You magazine, however, was a bit more refreshing than most. […]

Need A Job? Job Resources and Employment Statistics

We’ve all seen the grim employment statistics. Admittedly, I’ve been fixated with the unemployment rate in recent months, where I tracked it via the colorful maps in these articles: U.S. […]

Safe Donations to Victims of the Earthquake in Haiti

Yesterday, a magnitude 7.0 earthquake struck Haiti, with the center only less than ten miles from Port-au-Prince, the capital of the country. Of course, the news of the devastation has been everywhere in the media. Major landmarks have been destroyed by the disaster, including the Presidential Palace and the Port-au-Prince Cathedral. […]

Top 10 FMF Topics of 2009

I've already listed my top posts of 2009, and now I thought it would be fun to look at the top ten categories I posted in last year. Here they are in countdown order along with the number of times I posted on them in 2009 (FYI, I had over 1,254 posts last year): #10 -- Spend Less than You Earn (34 posts) - This category is always a favorite of mine. […]

Trimming the Average Budget: Eating Out

This is part of an ongoing series about how to trim the budget of the average American. As this series focuses on such broad-based tips, some will work for you and some will not. […]

BVC #24 – How to Pick A Stock Broker

Every week or two, I get an email from a reader wanting to know who I think is the best stock broker. I usually tell them that when it comes to my retirement, I use Vanguard because I like their mutual funds and because I can invest in those mutual funds for free. For my taxable broker, I use E*Trade and TradeKing. […]

Best of Personal Finance Roundup: How to Make Homemade Poptarts

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we share a recipe for homemade poptarts, the right way to rock a t-shirt, and frugal ways to train for a marathon (or a half marathon). Think you might want to participate in a man vs. food-type challenge in order to score some free grub? We've got a guide for that, too! Top 5 Articles Homemade Poptarts — Wow! […]

Anyone Have a Good Money-Related Joke?

I'll be speaking to a group of 500 people or so near the end of February. In addition to leaving them with some basics of personal finance, I want to entertain them too (or at least keep them semi-interested in what I have to say.) One way of doing this is to infuse jokes/funny stories/compelling stories into the presentation. I'm not sure where to find these, but I thought you could help. […]

Best Deals for Wednesday 01/13/2010

Walgreens: 8x10" photo collage for free Canon PIXMA MX860 Wireless All-in-One Inkjet Printer for $103 + free shipping Apple iPod/iPhone Travel and Home Wall Charger (Black) $5.19 Free Shipping Chip and Pepper Denim- 55% off Today Only! Free 6-pack sample of Nescafe Taster's Choice Instant Coffee […]

Housesit on Your Next Vacation

By Margaret Garcia... I just got back from spending two weeks in one of America’s most expensive cities, staying in one of that city’s toniest neighborhoods, for free. You can do it too, you know. It’s true. I spent two weeks in San Francisco and stayed on the north side of town (Russian Hill) and I didn’t spend a dime on accommodations. What did I do? […]

New Law Makes it Harder for Teens to Get a Credit Card Starting February 22

Good or Bad, The New Law Makes it Harder for Teens to Obtain Credit You may recall that back in May of 2009 the President signed into law the Credit Card Accountability, Responsibility and Disclosure Act of 2009, or CARD. This act was packed with all sorts of new credit card rules and regulations that would hopefully lead to more responsible borrowing. […]

The Simple Dollar Weekly Roundup: Stomach Bug Edition

For the last few days, my entire family has been suffering from a vicious stomach bug. I was the first to get it – and the first to seemingly recover from it. After that, my daughter got it, then my wife got it, then my son got it, almost in domino-like order. […]

Frugality, Simplicity, and Sustainability

By Philip Brewer The frugality blogosphere was buzzing last week with an article by Katherine Hibbert about how she was getting by in London spending just about nothing. […]