Your Take: Which Generation Has the Most Debt?

Experian distributed an interesting infographic about debt that was a little light on statistics (there’s more at their new site) but interesting nonetheless. […]

The 5 Best Secured Credit Cards

Secured credit cards have a bad reputation, and most of these products deserve it. Too often, the companies that offer secured cards do so to prey on those with poor or little credit history by charging exorbitant interest rates and outrageous fees. Yet, the more I researched these products, the more convinced I became that the concept of a secure credit card is a sound one. […]

The Benefits of Having a Roommate (Besides Saving on Rent)

Since leaving home 12 years ago, when I was 18, I’ve always lived with someone else. Most people my age have, in fact. Either they’re cohabitating with a lover, or they want to cut down on expenses by sharing space with others. And who doesn’t? […]

Ask the Readers: How Much Do You Spend on Housing?

Over the past few months, I’ve occasionally used the “Ask the Readers” feature at Get Rich Slowly to poll people about their budgets and spending habits. So far, I’ve asked folks to share their spending on food, clothes, gifts, and health insurance. Now I want to look at a bigger item in your budget — probably the biggest. […]

Are Frequent Flyer Miles Taxable?

In case you haven’t heard, a number of Citi customers have received 1099-Misc forms for bonus miles that they received during 2011. But are frequent flyer miles actually taxable? According to a report in the Wall Street Journal, the answer is… Maybe. It all depends on how/why you received them. Were they awarded as a rebate? Or a promotion? Or maybe as a prize? […]

Best Money Tips: How to Win on eBay

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on winning eBay auctions, re-evaluating your food storage habits, and saving money in an expensive city. Top 5 Articles A Winner's Guide To Buying on eBay — Reduce the competition by looking for auctions that end outside of eBay's peak traffic hours. […]

Everyday Noise: The Ignored Pollution?

On your list of simple-living priorities, reducing noise pollution probably doesn’t make the top ten — or even fifteen. I completely understand. […]

FMF Cruise Review, Part 3

This is a follow-up post to part 2. Today we're going to get into the heart of the cruise as we leave home (Michigan) and head for warmer climates.Thursday, January 12I took a day off work today to help with packing, planning, house details, etc. There's so much to do when you're going to be away from home for almost two weeks!Friday, January 13Yes, we left for our trip on Friday the 13th! […]

Star Money Articles and Carnivals

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in the past couple weeks: Carnival of Personal Finance Carnival of Wealth Festival of Frugality  Carnival of Wealth Totally Money Blog Carnival My Dollar Plan discusses tax credits. The Digerati Life covers taxes and investing. […]

Help a Reader: Lump Sum or Monthly Payment

Here's an email I recently received from a reader: My company is offering me $2,300 per month for life however long or short or $336k lump sum.I am 65. Health is fair to poor as I am diabetic. […]

Plan Ahead for a Car Replacement (46/365)

When Sarah replaced her first car (an old Toyota Celica) with her second car (a Mercury Sable of about 1999 vintage), she was financially unprepared for the switch. She had only the tiniest of down payments and had to take out a very large loan to cover the purchase. […]

Two Ways to Make College More Tax Efficient

It’s tax time and you’re thinking about all of the ways that you can save money on your both taxes for 2011 and looking forward to 2012. […]

FMF March Money Madness, Round 1, Posts 21-24

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Make the Most of Daily Deals

These days, everyone is looking for a deal, and some of the best deals can be had by registering on daily deal sites like Groupon, LivingSocial, and Amazon. It’s easy to get caught up in the savings, purchasing deals for restaurants, stores, salon services, and more. […]

Can Temporary Work Benefit Your Career?

One of the realities of the current economy is that finding a permanent full-time job is hard work. Indeed, some believe that the current situation may even be permanent, with temporary, freelance and adjunct jobs becoming the new normal. It can be frustrating to be stuck on the job hunt, and the truth is that you need to be doing something. […]

2011 Net Worth Review

Once a month I update my net worth in Quicken (by adding in any expenses, updating my fund prices, etc.) And once a year I give you all a review of how I did the previous year. This is my wrap up for 2011. Here are the highlights: My net worth ended 2011 at an all-time high, up a "decent" 6.98% versus the previous year. […]

Credit Card Debt Consolidation

According to the Federal Reserve’s research published last week, overall American credit card debt increased at an annual rate of 7.5% during the final quarter of last year. This could mean that consumers are feeling more confident about the economy and are willing to take the risk that they will have money in the future to pay off debt. […]

Reader Mailbag: Novel Writing Update

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Recycling 2. Bankruptcy or not? 3. Downsize or not? 4. Praying for money 5. Figuring out down payment 6. How much for extra payments? 7. Distant family 8. Dream beach house? 9. Combining credit card problems 10. […]

Going to the (Organic) Mattresses

This post is by staff writer April Dykman. I’ve dropped a rather obscene amount of money on bodywork in the last few years. I’ve had an evolving team of chiropractors, massage therapists, and acupuncturists. I’ve bought books on physical therapy exercises. Some things have worked, others have not. In the end, the pain always comes back. I have chronic shoulder pain. […]

Is Credit Sesame a Scam?

Is there such thing as a free lunch? I think part of our brains is conditioned to be on edge whenever we can get something we normally expect to pay money for. Most of the free credit score offers require you to sign up for some trial program that will charge you $19.95 a month unless you cancel. […]