Flexo’s Investment Portfolio, 4Q 2009

Yes, you can time the market. The S&P 500 benchmark provided an admittedly handsome 27.76% annual return in 2009. However, if you invested in a diversified index mutual fund when the market was at its low point in March more than when it recovered towards the end of the year, you probably beat the market. […]

How to Save 20-100% on Textbooks

By Stacy Johnson Since I graduated from college some time ago (I won't embarass myself by saying exactly how long) I had no idea that textbooks had gotten so expensive. How expensive? […]

What is a Donor-Advised Fund?

Last week, I gave myself a crash course in donor-advised funds. Unfortunately, it was too late, as I didn’t have time to act before the end of the year. I did, however, learn a lot, so I thought I’d share some of that knowledge with you. What is a donor-advised fund? A donor advised fund is essentially an umbrella charity run by an investment company. […]

Earn Up to 8 Free Disney Passes with Disney’s Give a Day Get a Day Program

Do you dream of a Disney vacation but can’t justify paying full admission for every member of your family?  Well, this year you won’t have to.  Disney’s Give a Day, Get a Day Program allows up to eight members of your family to sign up via its website for free.  In exchange for a day of volunteering at a local charity or non-profit organization in the United States, Puerto Rico, and Canada, each i […]

The Simple Dollar Weekly Roundup: Conventions Edition

Quite a few readers expressed interest in having meetups of some sort at any conventions or conferences I attend this year – if not at the conference itself, in the town where the conference is held. So here’s an update. It’s looking like I won’t be attending SXSW this year (but I’m hoping for next year). […]

TiVo for the Web: Content Without the Ads

By WC Porter Sometimes reading online can be a big pain in the butt: there are ads everywhere and the fonts are always different. […]

First Beg, Then Borrow, Then Buy

When we needed to replace the tile floor in our master bathroom, we went to Home Depot to buy all the necessary supplies. The hardest part about replacing a tile floor is cutting the tiles! You can buy an inexpensive tool that you can use to score and snap tile, but I found that it failed miserably (I wasted half a dozen tiles). That’s why they invented the wet ceramic tile saw! The solution? […]

401(k) Contribution Limits For 2010

In 2010, the basic maximum for 401(k) contributions is $16,500. Employees 50 and older can add an additional $5,500. These limits take your pre-tax, after-tax, and Roth 401(k) contributions into consideration, so the sum of all your 401(k) contributions in 2010 cannot exceed the limit for your age group. This limit is the same as last year’s amount. […]

Invest in Your Most Important Income-Producing Asset

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. Your net worth is based not only on how much moolah you have in the bank, but also on your human capital — that is, your ability to earn income. […]

Eight Ways to Avoid Wasting Gift Cards

Well, we got some more gift cards/certificates for Christmas this year including: Another Macy's gift card  Gift certificates for KFC (bad for me, but tastes so good) ;-) Visa gift cards that can be used anywhere iTunes gift cards Including what we  have carried over from 2009, we're now managing balances of some sort (some are very low) on about ten different cards or so. […]

Before Setting Financial New Years Resolution: Discover and Understand Your Financial Weakness

Before you start setting up various financial New Year resolution goals, one quick exercise you should probably do is to focus on prioritizing  your financial weakness that cost you the most money.  Whether it’s lack of will power in spending, inability to comparison shop properly, impulsive financial decisions, risky stock purchases — we all probably have made a number of blunders that has cost […]

Not tracking our spending has repercussions

We just had an offer accepted for a new home a couple of days ago.  As such, there’s now a flurry of excitement and financial activity going on in our household now, and there will continue to be excitement even after our current house is sold. Part of this excitement involved taking the first steps to adjust to a new mortgage payment.  My wife put down some numbers for what our expenses are curre […]

How To Create A Solid Investment Plan

What kind of investment plan or types of investments should the average person own? For many avowed spenders, the concept of risking money and hoping that it grows for use in the future is very foreign. In fact, some people think that “investing” boils down to playing the blackjack tables in Vegas. […]

Win a Free Copy of You Need a Budget!

I am giving away a copy of You Need a Budget! We'll start with a testimony from a YNAB user. Here goes: “I have loved using YNAB. For years I was searching for a money program that was more then an elaborate checkbook. Then I found YNAB and couldn’t believe that it did EVERYTHING I always wanted to do for our families finances. […]

Seven Financial Resolutions for the New Year

The following is a guest post from Marotta Asset Management. Financial resolutions usually don't even last until the end of January. Making a permanent change in our behavior requires both time and a steely resolve to keep the practice until it becomes habit and finally character. We can only develop financial character one action at a time. […]

Wallet Garden Helps Protect You from ID Theft

I had lunch with my friend Matt last week. Matt runs the popular community blog Metafilter, where the seeds of Get Rich Slowly were sown. As we ate our pre-Christmas tamales, we chatted about our respective websites. I mentioned that Charlie Park, who runs PearBudget, is acting as a technical reviewer for Your Money: The Missing Manual. “You know,” I said. […]

Trimming the Average Budget: Housing and Shelter

This is part of an ongoing series about how to trim the budget of the average American. As this series focuses on such broad-based tips, some will work for you and some will not. […]

America’s Most Expensive Cities

I just ran across an interesting article on Forbes.com that talked about America’s most expensive cities. […]

Financial “Spring” Cleaning Is In The Air

As I mentioned in the previous post, I’m going through my financial documents and doing a little financial “spring” cleaning.  Granted, it’s the middle of winter, but it’s a great time to get my things in order. Taking a break for a bit of lunch, I surfed over to Twitter (click to follow yours truly) and noticed that a couple of my fellow pf bloggers are also in the mood to organize and de-clutter […]