The U.S. Government Wants You in Debt

By Investor Junkie I’m going to out on a limb and make the bold statement: the United States government wants you in debt, rather than you saving money. Politics aside, I am going to discuss why I believe this statement to be true. […]

Buying a Second Car

If my husband had a car to drive to work and had taken my son to school, I would have saved three hours of my day. Yes, three hours.We are a family of six with one car. This is the result of a decision we made a few months ago when our second car needed extensive and expensive repairs. […]

Ten Largest Banks in the U.S.

The Move Your Money campaign peaked a few weeks ago but in our household we still haven’t yet made the change from a large bank to a local community bank or credit union. Part of the reason is inertia, the center spoke in our financial network map if our Bank of America account, but we’re working on it! […]

Love and Money: Do Savers Seek Spenders?

This post is from GRS staff writer April Dykman. Social psychologists have found that people tend to choose their significant other based on similarities—similar attitudes, values, and even similar names. Those findings would seem to suggest that people with similar spending habits would be attracted to each other, too. But a working paper published last year found the opposite to be true. […]

When Should You Start Investing?

Shouldn’t I already be investing? Perhaps you’ve been asking yourself this question but have been unable to settle on an answer that you’re comfortable with. […]

How Different Age Groups View Their Careers

Crown Financial Ministries says that different age groups view their careers differently as follows: People born before the Great Depression are very loyal and stayed with the same company for 40-50 years. Builders, those born from the Great Depression to the mid 1940s, viewed a career as a way to make a living and take care of their families. Baby Boomers, born from 1945-1965, saw career as […]

Free Cover Letter Examples with Cover Letter Tips

This article is part of a series called How to Write a Cover Letter. To start this series from the beginning, read the introduction. It’s always a little bit easier to polish up a resume or write a cover letter when you’ve got a few resume cover letter samples to mull over. […]

Best Time To Buy Stuff: Discount Shopping On A Schedule

The subject of this post comes from an article I found in my email box today, care of Consumer Reports. CR put together a discount calendar showing the best times to save money during the year (and for what items). They based the information here on industry surveys and publications, among other things. […]

Kiplinger Doesn't Get It

Generally, I like Kiplinger's website. I don't get their magazine any longer because most of their good stuff is online, and those pieces are pretty good. I link to/write about their articles quite frequently. But in the case of naming the best values in public colleges, they're off the mark. […]

Big Winners, Little Winners

“Little things make the difference. Everyone is well prepared in the big things, but only the winners perfect the little things.” - Bear Bryant One big idea often put out there by personal finance writers is the concept that we have to take care of the big things first. If we just take care of the five biggest financial holes in our life, we’ll be fine, because those five big ones are doozies. […]

The New Frugality by Chris Farrell

The New Frugality by Chris Farrell is a new personal finance book that discusses a growing trend in America towards frugality. As we claw our way out of the Great Recession, American families are going back to smarter and safer spending after a near decade at the buffet table of cheap credit. […]

The $5 Gadget That Can Save You Thousands of Dollars

By Paul Michael Economically, times are still tough. And with healthcare being at the top of a long list of concerns about money, anyone taking medication should invest in a small gadget that can literally save you a small fortune every year. […]

An Update on Our Shopping List

Remember when I told you all that I was in a buying mood? I shared a list of purchases we were considering and gave details on each of them. Well, I thought it would be fun to let you know what's happened since that post in July. Here's the list as well as what we've done with each item: A house -- We've made the decision to stay put for now. […]

Viewer Question: Who Do I Turn To For Credit Help?

Need help with your credit? The way to find it isn't by looking at ads. Because the most trustworthy credit counselors are rarely the most heavily advertised. If you need help, read on. […]

Three Types of Asset Allocation: Strategic, Tactical, and Core-Satellite – Which is Right for You?

Diversification is the foundation of an investment portfolio. While simply being diversified can’t eliminate risk, it can help minimize your overall risk and protect you from catastrophic losses. But what does it mean to be diversified? Everyone tells us about how we need to diversify our investments, own stocks, bonds, real estate, cash, commodities, and everything else. […]

Citi Introduces Credit Card & Banking iPhone App

Citi is one of the first credit card companies to produce their own branded iPhone app – called Citi Mobile. It’s pretty much what you’d expect, all of the functionality of the Citi website packaged up in a nice little iPhone app. […]

Best Deals for Wednesday 01/27/2010

80% off Lacoste women's shoes: Deals from $15 + $7 s&h Philips Docking Cradle for Apple iPod for $10 + free shipping Free Colgate Character Toothbrush McCann's Steel Cut Irish 28-oz. Tin Oatmeal 4-Pack for $16 + free shipping Shoebuy: $10 Off Any Purchase w/ Coupon EMLBDAY10 […]

Viewer Question: How Do I Get A Free Credit Score?

If you can navigate the minefield of misleading ads, you might be able to find a free credit report. But you still won't be able to get a free credit score. Here's why. […]

How Low Can You Go? Taking the No Heat Challenge

By Sierra Black Last fall, The Non-Consumer Advocate turned me on to the No-Heat Challenge. The dare was to keep your heat off until November 1. Fine for her, I thought, she lives in Portland. I made it to the first snowfall, which for us was the second weekend in October. No way I'm sitting in an unheated house through a snowstorm, I thought. […]