Switching Jobs / Switching Careers

About three years ago, I essentially switched careers. When I look back on that decision now, what I see is that I loved my job, but I hated big aspects of my career, at least in the direction it was headed. I spent more time than I would like away from my family on trips that felt unimportant. […]

Index Funds Versus Actively Managed Funds Versus You

US News talks about three investing numbers: 9, 7.5, and 6. Here's their explanation of each: Nine percent is the annual historic growth of the S&P 500. […]

Get a $100 Bonus From TradeKing

If you’re in the market for a new brokerage account, TradeKing is offering a $100 bonus for opening a new account, funding it with at least $2500, and making three trades. This offer is good throughout the month of August. It’s also worth noting that this deal qualifies for TradeKing’s offer of refunding $150 in transfer fees if you’d like to move your investments over from another broker. […]

Budgeting for a Baby – Inexpensive Ways to Prepare

There must be something in the water. Most of the female friends I have that are about my age seem to be getting pregnant right now. Despite the fact that I am not in the market, I have been helping plan for a bunch of babies on the way. The hardest part is helping my friends stay within their own budgets. Having a baby does not have to break the bank. […]

Kids and Money: Paying Your Child Wages for Working in Your Home Business

One of the deductions that some home business owners can receive come tax time is one that comes from paying their children wages. When you pay your child wages, it can be deducted from your income taxes, and your child can even avoid the kiddie tax (which is most often levied on investment income for children) if you do things right. […]

The Unemployment Cycle

The dangerous thing about advocating more saving and less spending, a responsible approach to personal finances, is that when the public applies this approach, the economy doesn’t move forward. The Commerce Department released consumer data from June today showing that personal spending dropped 0.2% during that month, the biggest decline since September 2009. […]

What's Your Take on Extreme Couponing?

Extreme couponing seems to be all the rage these days in the frugal community spearheaded by the TLC reality show "Extreme Couponing" (which, by the way, I have never seen). CNN Money highlighted several extreme couponers recently like Lauren Liggett, detailing the steps they take to save as much money as possible. […]

How You Can Invest In The Dow Jones Industrial Average Index

We’ve mentioned the Dow Jones Industrial Average (DJIA or Dow, as it is commonly known) before, a large cap index that tracks 30 blue chip stocks in the “industrial” sector. […]

The Ten Evils (Part Two)

This was originally one exceptionally long post. I chose to split it into five pieces for readability purposes. I’ll post a segment each day this week. As mentioned previously, I was recently leafing through a book at the library discussing Japanese martial arts (I believe it was Budo Secrets) when I came upon a sidebar that listed the ten evils that prevent people from improving themselves. […]

Personal Balance Sheet, July 2011 ($380,209, +0.2%)

Before getting into my monthly financial reports, I wanted to take a moment to mention that The Second Annual Plutus Awards are now underway. The purpose of the Plutus Awards is to bring more public attention to personal finance blogs. […]

TradeKing $100 New Account Promotion (August 2011)

Long time readers of Bargaineering will recognize TradeKing as one of the brokerage accounts I use. I really like their customer service (their online chat is great) but it was the $4.95 a trade that sucked me in. […]

How to Save on Your Cell Phone Plan with Secret No-Contract Deals

This is a guest post from social-media maven Laura Roeder. Laura first told me this story in January, and I used it as the basis for one of my columns for Entrepreneur magazine. Over lunch recently, she offered to write a guest post about her experience. I told her I’d be glad to share it. Secret phone plans? No contracts? Unadvertised payment plans with no interest? These are all available. […]

Ask The Readers: Do You Comparison Shop?

Editor's Note: Congratulations to Lisa, BRB, and Kristen for winning this week's contest! Everyone loves finding good deals on items they need to buy. Most people will look for items on sale and relish in the glory of not paying full price. […]

12 Ways to Save Cash on New Clothes

As someone who preaches the value of a frugal lifestyle, I have a confession to make: My name is Mikey, and I’m a clothes-aholic. But as textile prices continue to rise — I honestly don’t know how retailers like Abercrombie & Fitch stay in business, selling the same designs year after year at premium prices — my bank account seems to stay at the same level. […]

Seven Frugal Ways to Keep Your Kids Busy This Summer

For kids, summer is a lovely long stretch of day camps, playing with friends, going to the pool, and generally having fun. But for parents, struggling to keep those little folks busy can get costly. Trips to amusement parks, sporting events, museums, and such can seriously stretch a budget. And that’s not even counting the family vacation! But it doesn’t have to be that way. […]

5 Romantic, Inexpensive Anniversary Celebrations

You can’t quantify love. It's not exactly a catchy, Beatles-esque hook, but it's true nonetheless. Happily wedded couples have known for years that some of best anniversary gifts are often the most inexpensive. […]

Best Money Tips: Frugal Back-to-School Shopping

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on frugal back-to-school shopping, how to complain about your credit card, and frugal living tips for college students. Top 5 Articles Frugal Back-to-School Shopping — Get your child ready to go back to school the frugal way by not buying stuff you already have at home. […]

Four-Year College Degree Worth Over 15% Return

Here's an interesting article from the Brookings Institution that looks at the value of a college degree. Particularly interesting is that they evaluated getting a four-year college degree using common investment guidelines. from this they determined the rate of return on the "investment" of getting a college degree. […]

Best Cash Back Credit Cards, August 2011

Cash back credit cards are the preferred way to charge purchases IMO. As long as they are used the right way, you can earn extra money using them for doing nothing different than what you'd normally do (buy stuff that's in your budget that you can pay off each month.) Furthermore, you can maximize your cash back each year by taking three simple steps. […]

The Ten Evils (Part One)

This was originally one exceptionally long post. I chose to split it into five pieces for readability purposes. I’ll post a segment each day this week. Recently, I was leafing through a book at the library discussing Japanese martial arts (I believe it was Budo Secrets) when I came upon a sidebar that listed the ten evils that prevent people from improving themselves. […]