Earn More Money: eBay Selling and Flipping

This is the second article in a series about methods of supplementing income with spare-time projects. I typically focus on the big changes people can make that result in earning significantly more money, but this series focuses on incremental income. The first article was about becoming a secret shopper. A friend of mine is stuck in a job she hates. […]

Money Market or CDs?

With record gas prices, rising food costs, and stagnant (or declining) salaries, it’s difficult to save money these days. […]

Update on the FIA Services ("Schwab") 2% Cash Back Credit Card

As I noted last week, our credit card number was stolen. The card in question was from FIA Card Services, the owners of the once-named Schwab 2% card (which I currently use as my "all other" card when I can't get a higher cash back rebate somewhere else.) They called me, we got the situation straightened out, and I followed up with some security steps. […]

Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Labor Day 2011. Enjoy! […]

Avoiding Impulse Buying Online

Time for a confession here. The single biggest challenge I have when it comes to avoiding unnecessary purchases is avoiding them online. I think there are a few reasons for this. First, I don’t have a chance to talk myself out of a purchase. In a store, I typically have several minutes between when I pick up the item and when I’m actually at the checkout purchasing the item. […]

Taking a Salary Cut

In the midst of the recession, more than a few corporate executives made the difficult choice to cut their employees’ salaries. Companies whose profits depended on the health of the economy might have been at risk for bankruptcy if unable to cut costs. […]

What Are Structured Settlements?

I’m sure you’ve seen the advertisements on TV. People opening windows and shouting “It’s my money and I need it now!” They’re advertisements for JG Wentworth, a company that specializes in paying out lump sums for people who are collecting regular checks from some sort of settlement. On a recent visit home to New York, I saw a lot of these advertisements on TV (my parents don’t have DVR). […]

Compound Interest vs. Increased Income — Which Matters More?

Like nearly everyone else on the internet, I’m a fan of xkcd, the nerdy webcomic from Randall Munroe. My wife, who’s a chemist, loves xkcd’s science episodes (such as this and this), while I like everything else (especially this and this). […]

Ask the Readers: What Is the Best Career Advice You've Ever Been Given?

Your career is one of the biggest aspects of your life. If you work 40 hours each week, you are spending close to 24% of your week in the office. Whether you have a job or are looking for one, chances are you have heard more than your fair share of career advice, both good and bad. What's the best career advice you've ever been given?  What about the worst? […]

12 Frugal Compromises

When we talk about frugality, it can be easy to get into an "all or nothing" mentality. Our two options are to eat a big meal out or cook at home. To have a lot of stuff or pare down all of our possessions to the very basics. […]

The College Freshman Budget

Welcome to the fall semester! Whether you are on financial aid, are paying for college yourself, or have parents paying the brunt of it, your money can easily be gone long before your statistics or world civilization class will be. A little planning and corner cutting can help stretch those dollars. […]

Best Money Tips: Maximize a Hobby and Earn Extra Income

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on maximizing a hobby to earn extra income, how to improve your credit score, and 45 ways to save money. Top 5 Articles How To Maximize a Hobby and Earn Extra Income — Maximize your hobby and earn some extra money with it by learning everything there is to know about your hobby. […]

All About Home Safes

As you might imagine, I get quite a few emails from companies telling me about this new product or that new service. I am not interested in the vast majority of these (some are even contrary to what I write about, a clear indication that the sender has never read the blog) and usually simply just delete the message. But a few weeks ago I received a press release from SentrySafe. […]

Ways To Shrug Off A Stock Market Slide & Reduce Market Anxiety

Deep stock market drops can certainly be nerve-wracking, but what’s interesting here is that depending on whom you ask, you’ll always get different reactions when something like this happens. Volatility affects people in different ways such that their profile, life circumstances and investment set up will dictate how deeply these market movements affect them. […]

A Short Thought on Labor Day

Many of us are spending today enjoying the latter days of summer. I sure am. I’ve spent the last few days with my cousin and her family, visiting the Art Institute of Chicago and just simply enjoying each other’s company. Take a moment, though, to remember why it is that we’re taking this day off. Labor Day is a celebration of the contribution of America’s workers to the economy. […]

Involving Children in Household Money Management

At the right age, involving children in the household financial planning process can be a good way to teach responsible money management. Children internalize best practices when they not only receive meaningful instruction, but have visible, positive role models as parents. […]

Reader Mailbag: Art Museum

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Refinancing decision 2. Maintaining good credit 3. Toning down our wedding 4. Handling a windfall 5. Handling a changing 401(k) 6. Handling unpayable medical bills 7. Repossession and marriage 8. Muffins instead of bread 9. […]

On the Road to Nowhere: The True Story of My First (and Worst) Job

It’s Labor Day in the United States, the holiday that traditionally marks the end of summer and the beginning of the new school year. Officially, it’s intended as “a day off for the working citizens”. As usual, GRS is taking a short break. This is a reprint of a column from five years ago. Your job is one of your most important assets. It gives you earning power. […]

The High Cost of Immediate Gratification

What a rush to be able to buy whatever you want whenever you want it! Instead of shopping around or waiting for the price to drop significantly, you pull out your trusty credit card and purchase your item that day. You walk into the store, select the item that you want and walk out with very little concern for your finances. […]

Earn More Money: How to Be a Secret Shopper

For all of the eight years of Consumerism Commentary’s existence, I’ve written about big ways to earn more income, like changing a career path, learning how to negotiate, or building your own business, much more than I’ve written about options that might seem more available to most people. I’ve generally shied away from the smaller ways to add to your bank accounts. […]