Keeping Up With the Buffetts

One thing that amazes me is the conviction of so many people that things will be about the same economically – or maybe better – in the future as they are today. I’ve got bad news for them. They’re dreaming. For many or most Americans, things aren’t likely to be as good or as easy years from now as they are today. The cost of living will climb. Wages will stagnate or fall. […]

Planning for Your Financial Future in Retirement

When it comes to planning for the future, most people think of retirement. Retirement planning is important because it allows you to do the things that you were unable to do while working—travel, start a business, go back to school, be closer to family, or simply relax. […]

Which Retirement Plan Is Right for Me? Traditional IRAs Versus Roth IRAs Versus 401(k)s and 403(b)s

Kelly writes in: I’m reading about retirement and I see terms like Traditional IRA and Roth IRA and 401(k) thrown around without really explaining what they are or what the differences between them are. Do you have a summary of these plans and how they work? There’s no better time than the present to offer up some great fundamental personal finance information like this. […]

Life After Salary: 401(k) Rollover Complete

In late April, I described the process for rolling over a 401(k), and last week, I finally got around to doing it myself. I quit my day job nearly six months ago, and I’m slowly unwinding all of my employer-related investments. […]

2011 Income Percentiles

Every year, following tax season, the Tax Policy Center releases a litany of statistic driven tables and charts. One of the most fascinating, at least to me, is their listing of Income Breaks. The table basically lists where all the percentiles start and end for all tax units, single filers, married filing jointly, and head of household filers based on their models. […]

How to Make Separate Finances Work: An Interview with J.D. and Kris

Every couple has its own way of managing money. Some folks share their finances completely. Some — like my wife and me — keep their finances completely separate. Most couples fall somewhere between these two extremes. Writing for the June issue of Redbook magazine, Virginia Sole-Smith highlighted what she calls the new money rules for couples. […]

Ask The Readers: Do You Pay For Cable TV?

Editor's Note: Congratulations to Renee, Lisa, and Money Beagle for winning this week's contest! Almost everyone has their must watch TV show. Whether you are into reality TV or dramas, turning on the television is a great way to unwind after a long day at the office. […]

Where to Find Free or Cheap Yoga Classes

Yoga is one of the most popular forms of exercise, but yoga classes have a reputation for costing an arm and a leg, especially at the trendiest yoga studios. […]

10 Father’s Day Gifts Dads Actually Want for Under $100

When I was a kid, shopping for Father's day was very hard. What do you get a man who has everything, wants nothing, and never wears a tie? Oh, the agony. But nowadays, it's much easier to surprise dad with a gift he'll not only like but also enjoy. […]

Best Money Tips: Make More Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to make more money, how to use and accrue frequent flyer miles, and steps to find a summer job. Top 5 Articles 35 Ways to Make More Money — Make more money by providing pet care services to people. […]

Could the Chromebook Crush Windows?

It isn’t until your laptop temporarily becomes a useless brick than you begin to take a step back and look at how technology works. If you’ve ever found your PC or iMac not working because you needed to reinstall the operating system, perhaps the concept of planned obsolescence has crept into your head. […]

Three Steps to Making the Most Money from Cash Back Credit Cards

Last week I gave some general principles on how to get the most from cash back credit cards, but today I want to get a bit more specific. I want to share my three-step strategy for making the most when using cash back credit cards. Here goes:Step 1: Find a great base level card. […]

How To Get Started With Dividend Reinvestment Plans

There are few things better in life than receiving money in the mail or in your account. Perhaps one thing better would be to know that you’d be receiving cash with some regularity — about every 90 days or so. Or that you too, can sign up for this flow of free money. Sounds enticing? [...]How To Get Started With Dividend Reinvestment Plans Copyright 2011 All rights reserved. […]

Five Elements of a Successful Goal (From My Experience)

A little over five years ago, I set a tremendous goal for myself. I wanted to completely overhaul my financial life. I was in a pile of debt. I was working at a job that I enjoyed, but it often felt like it was pulling me both from my family and from my dream career. […]

Help a Reader: Cruising Specifics

It's me again. ;-) I'm making good progress on my Caribbean cruise plans, but have a few more questions for those of you in the know. Here they are: What are your thoughts (good and bad) on one cruise line versus another? […]

Student Checking Accounts Comparison, July 2011

As we head into summer, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial foot, and a free student checking account is an essential tool, particularly when combined with a savings account. […]

KeyBank iPod Touch Checking Account Promotion

KeyBank is once again offering an iPod touch (8GB 4th generation unit according to posters on Fatwallet) on their promotions page for new account holders who open up a checking account online. […]

10 Ways to save money on your pet

Is the cost of your doghouse keeping you in the poor house? For many people (including me) the furry family pet is an integral part of the family unit. Let’s face it, life is a lot more fun when there’s a dog to love and a cat to snuggle. […]

Finances in 55 Seconds: Should You Refinance?

With mortgage rates so low, it can be a great time to refinance your home. Indeed, I am thinking about refinancing my home to save money on the payments. I wouldn’t extend my mortgage out longer; I’d just refinance for the reminder of my mortgage right now, with a lower rate. […]

Avoid Late-Night Infomercial Scams

I’m usually awake late at night, and I’ve occasionally helped myself shut out distracting noise late at night by keeping the television audio on at a low volume. Invariably, the late night programming is centered around show-length commercials for a variety of products. […]