Personal Balance Sheet, June 2011 ($379,354, +1.4%)

Happy Independence Day to all Consumerism Commentary readers in the United States! I’m celebrating my financial independence, as I do every month, with my regular net worth updates. These monthly reports have been a mainstay of Consumerism Commentary, with only a few lapses early on in the history of this website. […]

Happy Fourth of July

I hope you’re enjoying Independence Day because we are, we’ll off for the day and returning tomorrow with our regularly scheduled programming! (Photo: jeffrey) Happy Fourth of July from personal finance blog […]

How to Clean Your Dishwasher

I was in the grocery store the other day when I noticed a cleaning product recommended to keep dishwashers "clean" and running smoothly. I have to admit that I only recently had the privilege of having a dishwasher in my kitchen. Most of my life, I was the dishwasher, and I was really not up to speed on maintaining the appliance. […]

Best Money Tips: Ways to Avoid Debt

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to avoid debt, tips for applying for a job online, and how to stretch your paycheck and make it last longer. Top 5 Articles Five Ways To Avoid Debt — Avoid debt by changing the way you shop. […]

Happy Fourth of July

Just want to say a big happy Fourth of July to all of you out there -- and Happy Birthday to America! I hope you're having a great day (like I am) celebrating the freedom we enjoy in the U.S. […]

Review: Save Big

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. So, let’s be clear right off the bat. When I picked up this book, I had no idea who Elisabeth Leamy was. […]

Podcast 115: LaFoy Thomas, Generational Wealth

Today on the Consumerism Commentary Podcast, Tom Dziubek speaks with LaFoy Thomas, attorney, investor and author of the book Generational Wealth: Business & Investing Guide to Building an Empire. LaFoy discusses the concept of financial sophistication and many other topics such as economic indicators, REITs (real estate investment trusts) and how to understand financial statements. […]

Why Does Insurance Cost So Much? Q & A On Insurance Charges

Do you ever wonder about why insurance coverage costs the way it does? As consumers, we’re often frustrated about why our policies are priced the way they are and spend a tremendous amount of time shopping around for cheap insurance. Well, allow me to answer some of those burning questions on how insurance companies set [...]Why Does Insurance Cost So Much? […]

Tactics for Appealing Health Insurance Denials

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. […]

Luck is for Losers

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The following is an excerpt from The Root of Riches.I once led a Bible study attended by six couples who lived in Dallas’s most expensive neighborhood. […]

Is It Worthwhile to Invest in Precious Metals?

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. […]

The GRS Garden Project: June 2011 Update

Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for June 2011. (Here are the results for 2008 and the results for 2009. […]

Ten Pieces of Inspiration #26

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Thoreau on the purpose of actions Having enough time seems to be a concern of most people today. It’s not enough to be busy, so are the ants. The question is, what are we busy about? […]

Do You Shop at Estate Sales?

Wise Bread has some tips for shopping estate sales which got me to thinking. Am I missing something by not attending estate sales?As a kid I used to think of estate sales as what rich people did with their belongings when they died. After all, you had to be rich to have an "estate", didn't you? […]

5 Hair Conditioners You Can Make at Home

You might think of beer, bananas, and coconut oil as the main ingredients to an awesome banana bread, but to use in a natural hair conditioner? According to Cristi Nunziata — The Herbal Education Coordinator at City Market in Burlington, VT — there are many items from your kitchen that you can use to make natural beauty products. […]

Dinner With My Family #22: Cooking Out with Healthy Options

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. This past weekend, we had several houseguests over for dinner. […]

Are you contributing to this debt clock? Watch out!

I’ve posted on this more common debt clock before.  It’s pretty scary.  The national debt stands at $14.4 trillion.  It was “only” $10 trillion as recently as October, 2008. This newer debt clock hasn’t gotten quite as gigantic as the other one, but it’s more directly troubling for many young Americans.  Currently, $922 billion is owed on student loans. […]

PSA: Export Your Quicken 2007 Data Before Upgrading to Mac OS X Lion

I’ve talked in the past about the fact that the release of Mac OS X 10.7 (Lion) will mark the end of Quicken compatibility on the Mac platform. […]

Why Does Everybody Hate Dollar Coins?

According to a recent report from NPR, the Federal Reserve has $1B worth of dollar coins just sitting around. The production of these coins stems from a 2005 Congressional mandate to produce a new series of coins honoring past Presidents. […]