Payroll Deductions for Penalties Usually Not Legal

Late last year, Consumerist found, via Reddit (I did a search but couldn’t find it), a photo of a list of infractions subject to payroll deductions from a Jet’s Pizza. If you were found with drinks or food in the kitchen area, expect to lose $5. Wear a ring? $5. Caught using a cell phone would cost you ten bucks, as much as opening or closing the store improperly. […]

The Best and Worst Things to Buy in March

March is here, and even though you may be planning to stay glued to the couch for all of March Madness, you'll also be doing a bit of spring shopping — especially if you're fond of online retailers like us! So we've mined the extensive dealnews archives for sales, coupons, and individual products from the past few years to guide you in your quest for the most savvy purchases this month. […]

25 Great, Cheap, and Easy Crock Pot Recipes

As a busy mom, I love using my crock pot. There's nothing better than tossing a few ingredients in a cooker in the morning and having dinner ready in the evening. Here are some of my favorite recipes, plus recommendations from foodies, elegant-living experts, and busy parents. (See also: 25 Things to Do With Rotisserie Chicken) 1. […]

Best Money Tips: Saving Money in the Kitchen

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving money in the kitchen, ways to spend your tax refund, and how to get a promotion. Top 5 Articles Saving Money in the Kitchen — To save money in the kitchen, keep a leftover calendar and have a good set of knives. […]

Women's Saving and Investing: Is Your Money "Girl Money?"

When I lived in New York and made less than a public school teacher in Idaho, one of my guy friends would often offer to pay for lunch since, as he jokingly put it, I only had “girl money.” It was the first time I’d heard the term, but I never forgot it. I was perplexed. I mean, money was money. […]

Stop Making Excuses -- You CAN Save and Invest

I used to hear it all the time. Comments like: "I can't save and invest. I don't make enough money." "Life is too expensive. I have nothing left over to save." And so forth.What do I call these sorts of statements? Excuses.And I think that's what Oseola McCarty would call them. […]

How Do You Qualify For A Mortgage Loan?

You finally found the perfect house and you’re close to realizing the dream of owning your own home…so close that you can taste it. It’s a great time in your life but are you really financially ready to achieve these goals? […]

How Retailers Manipulate Consumers

In the past, I’ve written several times about the insidious power of marketing. In 2007, I shared a guest post from Malcolm Gladwell on the same subject. My thesis is this: A lot of people like to believe they’re immune to advertising and marketing; a lot of people are wrong. […]

Why a Personal Finance Expert Recommends Credit Cards

In the book 7 Money Rules for Life®: How to Take Control of Your Financial Future, author Mary Hunt tells why she recommends her readers use credit cards: The truth is that a credit card -- the right credit card -- used smartly by someone with a modicum of financial intelligence can be a useful financial tool that can also contribute to a high FICO score. She also has a lot of qualifiers as […]

Make Your Own Baby Wipes (65/365)

Over the years, Sarah and I have used two different approaches to cut down on the cost of baby wipes. Both of them save significant money over buying wipes at the store. Our first approach involved doing almost exactly what’s depicted in the picture above. […]

How to Really Save Money at Warehouse Clubs

Apple does it, Walmart does it, and even the auto manufacturers do it: They buy in bulk. The more you buy the more you save and when the idea of the warehouse store was invented, consumers flocked to these stores hoping to get the same volume discounts as the larger companies. […]

Can You Still Do a Roth IRA Conversion in 2012?

A couple of years ago, all the talk was about how the income limit for converting your traditional IRA to a Roth IRA was disappearing. In the past, your adjusted gross income needed to be below $100,000 to make the conversion. Then, a move was made to allow anyone to convert in 2010 — regardless of income. […]

10 Body Language Mistakes That Sabotage Most Interviews

This series is brought to you by TurboTax Federal Free Edition. Question — how much of what you “say” is actually interpreted through body language and tone of voice? Well, if we are to believe Albert Mehrabian, almost all of it. Professor Albert Mehrabian has stated that only 7% of a message is conveyed verbally, through words. […]

More Fees for Bank of America Customers

Just when you thought it was safe, Bank of America and other large, national banks, are still finding ways to charge customers new fees. Only a few months ago, word of a new $5 monthly fee for debit card users sent Bank of America customers into a frenzy, threatening to move money away from the financial giant. […]

The Dangers of Chasing High Returns

With interest rates hovering around historic lows and no relief in sight, more investors are looking elsewhere for extra yield and higher returns on their investments. […]

Help a Reader: Refinancing Home using Credit Card Balance Transfers

Here's an email I recently received from a reader: We purchased a home approximately 5 years ago for $380k, taking out a 5/1 6% ARM for $300k and a 15 year second mortgage for $50k at 8.25%. The current balances on the two mortgages are $292.5k and $44.5k, respectively. The 5/1 ARM will adjust later this year and, given current interest rates, that it will drop to 4%. […]

Toxic

It’s the little things that inject poison into your life. There’s a particular flavor of soda that I really like. I often absentmindedly buy a bottle or two of it when I have an opportunity. […]

Buy-and-Hold: A Losing Strategy for the Future?

This isn’t the first time smart professional investors have considered abandoning the buy-and-hold strategy. Most of the controversy has surfaced following the recession. I asked whether buy-and-hold was still a good investing strategy a few years ago. […]

Four Reasons to Invest Internationally

This is a post from staff writer Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. Chances are, right now you are surrounded by things that were invented, assembled, or grown outside the United States. […]

IRS Might Pay You $600+ to File Your 2008 Taxes

Did you file your taxes in 2008? If not, the IRS might have $600 with your name on it. The IRS says they have about a billion dollars of taxpayer dollars sitting in their coffers because people didn’t think to file their taxes that year. […]