What is the Average Tax Refund?

I discovered this slick looking infographic on early filers from TurboTax just this past weekend and was surprised by a few of the statistics they discovered. I was surprised that the average tax refund was $2,869 (seems high doesn’t it?) and that nearly a quarter of them make under $25,000. […]

When Is Lunch Deductible?

By Thursday Bram Sometimes a local restaurant is the best place to meet with clients. It may be more convenient and since you both have to eat, it makes sense to turn lunch into a business expense. Bringing in lunch for your employees can also turn a meal into a business deduction. But there are also many situations in which your lunch isn't deductible, even if you're eating it at your desk. […]

Signs of a Bad Economy

I don't know about you, but we're seeing more and more signs of a tough economy at work. A few examples of what's recently happened: A friend who owned a local business had to declare bankruptcy and has now been looking for a "regular job" for several months. We ran into a neighbor at a church event (their church, not ours) and found out he had been unemployed for several months. […]

Still Waiting For My Tax Refund

Last year, I began working with a tax accountant. We reviewed how I filed my income tax returns for 2007 and 2008 and determined that filing differently would have saved me about $15,000 overall. In November, I filed amended income tax returns (1040X) for 2007 and 2008.I received a refund for my 2007 return within six weeks. […]

Best Deals for Wednesday 02/10/2010

Hanes Best Bra Sale: Women's bras for $9 + $4 s&h "The Essential Disney Love Song Collection MP3 album download for $3 iHome Optical Netbook Mouse for $10 + free shipping 60% to 75% off ASICS at 6pm.com: Apparel from $10 + $7 s&h, footwear from $12 Restaurant.com: $25 Gift Cert. orders (pay just $2) + Get a $15 FTD® Reward. Use code HEART […]

6 Tips for Saving Big Money on Office Supplies

By Linsey Knerl This article shares tips from the latest episode of Dealista, our new podcast that'll help you get more for less. Click play to listen, or subscribe via iTunes to take the episode with you! Whether you’re a small biz owner or just a super-equipped bill payer, chances are good that you’ll spend at least $50 in office supplies in a typical year. […]

Free Money Finance March Money Madness, Round 1, Posts 41-44

Here we go with the first round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]

82% of Early Tax Filers Receive a Refund: An Infographic and TurboTax Giveaway

Are you an early tax filer or do you wait until the last minute, or even request an extension? I tend to be an early filer and last minute payer. We usually owe the IRS a little bit at the end of the year so I like to prepare and file the return early so there are no surprises and then hang on to my money until the last day or two before the deadline. […]

7 Green Valentine’s Day Gifts Your Girlfriend Will Love

With Valentine’s Day coming up in just a few short days, you’re either all ready or not at all. If you’re in the second camp, don’t rush out and buy a mass produced Valentine’s Day card and a box of chocolates in a heart shaped box. It lacks character, it lacks creativity, and shows that you’ve put only a little bit of thought into the day… which can hurt how Valentine’s night goes. […]

Outsourcing Life: Unconventional Advice for When You’re Financially Secure

This is a guest post from Erica Douglass. After selling her online business for a million dollars at age 26, Erica “temporarily retired”. She now writes an online business blog at erica.biz. […]

Are You a Spender or a Saver at Heart?

This is a guest post from Richard Barrington, who is a banking analyst for MoneyRates.com. Richard previously spent over twenty years as an investment industry executive. Whether you tend to save money or overspend is largely determined by your financial habits. […]

Problems with Traditional Financial Planning

The following is an excerpt from The Other 8 Hours: Maximize Your Free Time to Create New Wealth & Purpose by Robert Pagliarini. Copyright © 2010 Other 8 Hours, LLC All Rights Reserved. The book tells people to live life to the fullest by radically changing the way they spend “The Other 8 Hours” – the 8 hours not spent sleeping or working. […]

How to enlist Gmail to sell your Craigslist items for you

A friend from our previous church sent me an e-mail tonight. Because we’ve been buried in 1.2 miles of snow for the past few days, she had the opportunity to pile through some projects. […]

DIY Debt Reduction Programs: 3 Affordable Ways To Beat Debt

Some ways to pay off debt without spending an arm and a leg. When I think about reducing debt, I’d like to approach it from all angles — you know, hit it with all I’ve got. The more aggressive you get about how you eradicate debt and how you pay off your credit cards, the [...]DIY Debt Reduction Programs: 3 Affordable Ways To Beat Debt Copyright 2011 TheDigeratiLife.com All rights reserved. […]

4 Easy Steps to Buying Lingerie for Your Wife, Girlfriend, or Significant Other

By Treacle The first time my mother took me to a lingerie store, I felt like I was on the inside of an exploding confetti factory. There were so many colors and sizes and shapes and textures, that I couldn’t make sense of it all. […]

Options for Term Life Insurance Death Benefits Payouts

The following is a guest post by Denise Mancini of Accuquote. There are pages written about how to buy term life insurance, but very few devoted to death benefit claims and payouts. Sadly, this topic is so neglected, that awareness levels on this matter are very low. […]

Hindsight Is 20/20

When I look back at my overspending days, it’s easy for me to see the many, many mistakes I made. My life was littered with them. There are some old journal entries of mine that are absolutely cringe-inducing to read. I still have quite a few items in my closet that are just the result of blind conspicuous consumption. I didn’t save. I didn’t invest. I didn’t plan. […]

More on Lending Club’s Reduced Interest Rates

As a followup to yesterday’s post about Lending Club reducing their rates for borrowers, I reached out to Rob Garcia, who is the Senior Director of Product Strategy at Lending Club. Here’s what he had to say: As you know, we constantly monitor our marketplace to provide better rates to borrowers and great returns to investors. […]

Ask the Readers: Is Valentine's Day Too Commercial? (Chance to win $20!)

By Linsey Knerl Regardless of whether you're madly in love, or bitter about the past, Valentine's Day has gotten to be a big deal -- especially for the companies that sell little chocolates and heart-shaped jewelry. […]