The Simple Dollar Weekly Roundup: Comment Bug Edition

Earlier this week, I found an issue with the software I was using to manage comments for The Simple Dollar. I deleted a single character in a single line of code, breathed in deep, refreshed the page… … and 7,000 (!) comments appeared in the moderation queue. The bug was a simple one. […]

How Will the Obama Middle Class Tax Credits Benefit You?

By Xin Lu President Obama is announcing several tax credits for the middle class in his State of the Union speech. Here are some of the details on what the proposals are, and how those who qualify can get the most out of the credits. The Child and Dependent Care Tax Credit will increase from 20% to 35% of qualifying expenses for families making under $85,000 a year. […]

IRS Will Force Businesses to Disclose Borderline Tax Shelters

Starting in 2011 or later, the IRS will be requiring businesses to volunteer more information about their tax avoidance practices and transactions. I use the word “volunteer” loosely. […]

How to Maximize Your Entertainment Dollar

Over the last few months, my wife and I have been doing a lot of traveling by car. To help pass the time on the road, we’ve been borrowing a lot of books on tape from our local library. On our most recent trip, we finished Dan Brown’s The Lost Symbol (we weren’t big fans) and have started on Ender’s Shadow (so far it’s been good). […]

Does Renting Make Sense?

Writing Your Money: The Missing Manual has been intense. I’ve spent a ton of time researching personal finance topics ranging from buying a car to funding a 401(k) to the relationship between money and happiness. My research has reinforced some of my convictions (index funds are the best investment for 99% of personal investors, for instance) but has toppled others. […]

Paying Your Taxes with American Express Membership Rewards Points – Deal or No Deal?

This is a guest post from Adam Jusko, founder of, a credit card information site where you can compare credit card offers. […]

The 3 Golden Rules of Saving While Shopping

The President wants to help the middle class? He should have suggested these 3 golden rules of shopping During his state of the union address in January, the President talked about helping the middle class: they can certainly use it. The White House Middle Class Task Force< Read more ...Subscribe to our newsletterLike this article? […]

Reflecting on 2009 Returns Provides Lessons Going Forward

The following is a guest post from Marotta Wealth Management.  Many are breathing a sigh of relief after participating in the largest stock market roller coaster since the Great Depression. Others bailed out at the wrong time and are unsure whether they will ever recover their nest egg. […]

I bought a used washer and dryer with a clear conscience

What’s more, there are likely a few more appliances that I’d be eager to buy used, even though there are more efficient, “greener” versions being made today. I mentioned in the roundup that we bought a used clothes washer and dryer.  We found the advertisement on our local Craigslist, went up, and found the set to be in very good shape.  A comparable set today would cost between $800 and $900, and […]

Money Crashers $9,100 Giveaway With Special $500 Wise Bread Prize -- Just 5 Days Left!

By Will Chen We're talking about $9,100+ in total prizes including $3,150 in cash, $1,105 in gift cards, 2 Amazon Kindles, a bunch of Apple iPod mp3 players, and a whole library of popular finance books/software.  There will be over 100 winners!  Contest ends 1/31/10 so go sign up today! […]

How To Apply For A Loan At A Peer To Peer Lender

What can you expect when you borrow money at a p2p lender? A peer to peer lender is often a source of cheaper loans, and if you transfer your unsecured loans and credit card debt to one such lender, you can actually cut down on your interest rates, and ultimately your debt load. […]

Overdraft Protection Is A Good Thing

The NYT Bucks blog published a post today warning us that banks will start direct mail promotions to get customers to opt into their overdraft protection. While they don’t explicitly say overdraft protection is a bad thing, they do want to help protect against some fear mongering on the part of banks. […]

How You Spend Your Time, How You Spend Your Money

Try this experiment. For the next month, keep a time diary for yourself. Keep a pocket notebook and, throughout the day, take notes on how you’ve been spending your time. Don’t try to be “perfect” about how you spend your time – just be normal about it. […]

How to Cancel Your MyFICO Score Watch Free Trial

Have you signed up for the MyFICO Score Watch trial to get free access to your credit score? If so, and you now want to cancel before you get charged (you have 30 days), then read on… From their FAQs: Thank you for trying Score Watch Free Trial, we hope you found our product informative, helpful and of value. […]

Free Unlimited Calling: Make Google Voice One of Your Five

Thanks to Google Voice, you can now get free unlimited calling on your cell phone without paying for a costly unlimited plan. […]

Ask the Readers: How Do You Give? (Chance to win $20!)

By Linsey Knerl Will you give more this year? Or are you just in "survival mode?" Many people are making resolutions to give back to their communities and charitable organizations that have impacted their lives. Others are responding to the calls for aid in Haiti and are finding just a little more in their budget to help the cause. […]

Share a Frugal Valentine's Day Tip and Get Featured in a Newspaper

By Will Chen Wise Bread blogger Sharon Harvey Rosenberg is the author of the Frugal Duchess, a nationally syndicated column.  Sharon is looking for frugal and cute Valentine's Day gift ideas to feature in her upcoming column.  If you have a great idea, please share it with Sharon in our forums.  Sharon will credit you and your blog if she uses your idea. […]

Claim Haiti Relief Donations on Your 2009 Tax Return

This week, President Obama signed into law a bill that lets taxpayers claim donations made to earthquake relief in Haiti on their 2009 tax returns. If you make a cash contribution between January 11th, 2010 and March 1st, 2010 towards relief aid for earthquake victims in Haiti, you can claim it on your 2009 tax return. […]

Getting Started with Preserving: Mint Jelly

By Thursday Bram When I was little, my grandmother would can all sorts of things. She had a big garden full of produce that would wind up in jars in her pantry. She'd pick up grape juice on sale and make her own grape jelly. She'd even head down to the bulk store and pick up more fruit and vegetables to can on occasion. On the other hand, I can't remember my mother ever canning anything. […]