How to Handle People Who Undermine Your Success

This post is from staff writer April Dykman. Do you have someone in your life who is a bad influence when it comes to your financial or career goals? I’ve known a people like that. Typically this happens when you’re trying to make new, positive changes in your life. […]

How to Shop: A Beginner's Guide

So you’ve decided to buy something. Congratulations! Here’s how to do it. 1. Pick the Right Time First things first — you’ll need to determine when your adventure in commerce will take place. (See also: The Best Days to Shop) This is a bigger deal than you might think, as “when to buy” can often be more important than “where to buy” when it comes to getting the best price. […]

Frugality: Are You Still in the Closet?

There’s an odd contradiction about money in the U.S. While we love a great deal, we don’t want to cross the invisible line that suggests we need a great deal or can’t afford to pay full price. And, while it’s totally acceptable to show off what we buy, few of us share the tenacity and dedication it can take to live within our means and be value conscious. […]

Best Money Tips: Questions to Ask Yourself Before You Buy Something

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on questions to ask yourself before you buy something, selling on Craigslist, and food and vacation. Top 5 Articles 5 Questions to Ask Yourself Before You Buy Something — Before you buy something, ask yourself how often you will use it. […]

5 Ways to Save on Summer Cooking

Some expert cooks share their tips for cool meals and big savings this summer. […]

Your Money or Your Life, Evaluate Your Spending

Today we're going to talk about step #4 from Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Revised and Updated for the 21st Century. Last time we discussed how the book wanted us to create a budget, then convert all those spending categories into "hours of life energy" using the real hourly wage that we computed in step #2. […]

Insulate Your Water Heater (156/365)

In most houses, you’ll find a large tank water heater like the one pictured below. If you were to open that tank up, you’d find some form of insulation surrounding an inner tank full of quite hot water. The insulation inside the tank is pretty good, but no insulation is perfect. Try this. Go down to where the hot water tank is located and put your hand near the outside of it. […]

Two Bullish Stock Chart Patterns to Watch

When you buy or sell stocks, do you use technical analysis as a way to affirm or disprove your thesis of where the stock is going in the short term? The world’s stock exchanges have seen drastic change in recent years since high frequency trading came to the market. […]

The 52 Best Money Saving Tips, Ideas #50 through #46

As I mentioned this morning, I’m listing the 52 best money saving tips in countdown order. The intent of this series is that these ideas can be applied throughout the year, a week at a time, to help you improve your financial situation and maximize your savings. I shared tips #52 and #51 in the first post. […]

Series I Bonds from Tax Refund Arrived

This is just a quick update to my earlier post about overpaying our taxes to get extra Series I Savings Bonds. As a quick reminder, the Treasury has (mostly) phased out paper savings bonds while increasing the electronic purchase limit to compensate for the change. […]

Less-than-Perfect: 5 Ways to Save by Buying Slightly Damaged Goods

When you buy something new, you naturally expect it to be perfect. Who wants a refrigerator with a ding in the door, or a loaf of bread nearing its sell-by date? Well, it turns out a lot of people want those things, because they know they can save tons of money that way! Here are five categories of items you should consider buying in less-than-perfect condition: 1. […]

How to Cure the “Gimmes” in Your Children

This is the first post of our new staff writer Melissa, who regularly blogs at Moms Plans. […]

Bill Maher Buys a Share of the New York Mets

Over the weekend, political comedian Bill Maher revealed he invested in the New York Mets. As you could imagine, the polarizing figure’s investment spurred mixed reaction. Those who share his liberal views consider the investment to be solid, while those who disagree with the outspoken television show host pointed out the hypocrisy of the investment. […]

Food and Vacation

Over the next two months, our family is going to be doing some vacationing in various places in the Midwest and Great Plains. The longest trip in that period will be nine days spent in South Dakota and Wyoming with my wife, my children, and my parents. Vacations can be a lot of fun, but they can also be really expensive, and one of the biggest travel expenses is food. […]

Best High Interest Online Checking Accounts

Every few months, I like to take a look at our financial network map to update it and see if there are ways I can optimize what we are doing. The last few years, most of the focus was on reducing the number of accounts we had. […]

College Savings Interview: Part One

Yesterday, we had a discussion with Gary Hoover, Ph.D., Professor of Economics/Assistant Dean of Faculty and Graduate Student Development for Culverhouse College of Commerce at the University of Alabama. […]

The Statute of Limitations on Regret

This post is from GRS staff writer Donna Freedman. Donna writes the Frugal Cool blog for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. Recently I read a blog post so glum I wondered how I might do a well-being check on its anonymous author. […]

Ask the Readers: Do You Go to Concerts?

Almost everyone has been to at least one concert in their lives. Some people go to concerts regularly to see their favorite artists or bands. However, the price of tickets deters others from attending concerts on a regular basis. Do you go to concerts? How often do you go? How do you save on tickets? […]

25 Tasty and Affordable Salad Dressing Recipes

Many people start eating more salads immediately after switching to a plant-based diet. Perhaps it’s because greens are one of the more popular cheap weight loss foods, or because before they complete their research and find out otherwise, people assume salad is the only side dish that will be available to them. Whatever the reason, salad consumption typically goes up. […]

Create Your Own Raise

If you're one of the many who hasn't gotten a raise since 2007, perhaps you need to create your own raise. (See also: Replacing a Crappy Job) It's a simple concept — cutting your expenses by a few percent is effectively the same as boosting your income by a few percent. In fact, it's better, because you'd have to pay taxes on any extra income, while reducing your spending is tax-free. […]