Overcoming Bumps in the Road

As much as we’d like to believe it, our lives aren’t a smooth journey from point A to point B. Unexpected things happen all the time – we do our best to overcome them and move on, but sometimes “our best” results in some pretty challenging consequences. We revert to old, bad habits. We put ourselves in debt. […]

Book Review: The Little Book of Big Dividends

Did you know that from 1926 to the present, dividends have accounted for 43 percent of the total return of the S&P 500 index? […]

Health Care Reform: Good for People Like Me

A long time ago, I had an idea. I was working a regular job, but I realized that what I wanted to do was be a writer. I figured that I could make some money writing, but not necessarily enough to support myself. So, I came up with a naive plan. It started with living more frugally. I did all the ordinary frugal stuff. I ate out less. […]

How Debt Settlements Affect Credit History

This is a guest article by Jeremy M. Simon. Each Tuesday, his Credit Score Report column addresses a CreditCards.com reader’s question on credit scoring. He selects questions that either best reflect a common reader concern or that highlight some particularly interesting aspect of credit scoring. […]

Your Take: What Are You Saving For?

Last week everyone got fired up discussing the health care bill, which is good because open discussion is the soul of a democracy, but this week we’re going to go in a different direction. This week I want to know what you’re saving goals are for this year, a year after one of the worst recessions we’ve seen in a long time, and how you hope to accomplish it. […]

National Financial Literacy Month 2010

April is National Financial Literacy Month in the U.S. As I do every April, I’ll spend much of the next few weeks reviewing basic financial concepts. But unlike past years, I’m not going to devote every post in April to this subject. […]

The Value of a College Education: Tuition Costs, Earning Power, and Unemployment Rates

Is a college degree worth the investment? We’ve talked in the past about the value of a high-end college degree. Today I want to take a step back and consider the value of a college education in general. The cost of a college education For starters, let’s take a look at the cost of a college education. […]

The Types of Insurance You Need

The Total Money Makeover: A Proven Plan for Financial Fitness lists the types of insurance you need as follows: Auto and Homeowner Insurance -- Choose higher deductibles in order to save money on premiums. Life Insurance -- Purchase twenty-year level term insurance equal to about ten times your income. […]

Star Money Articles and Carnivals for the Week of Mar 29

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. […]

Magazine Ads Led Me To Cancel My Subscription

Here he is again, one of my favorite guest posters, Kosmo, paying me a visit and sharing his thoughts on magazine advertising. Kosmo is an aspiring novelist, vehement opponent of the designated hitter, student of true crime, and plays the keyboard for The Casual Observer — an eclectic, team-written web magazine. Kosmo would like to give readers of The Digerati Life a discount at his store. […]

Five Things to Know about Permanent Life Insurance

CNN Money lists the five things to know about permanent life insurance as follows: 1. It's more coverage than most people need 2. It may not be your best investment 3. But in rare cases, it's just the ticket4. The right flavor makes all the difference... 5. ... because dumping a policy will cost you These are pretty much in line with my thinking. They also had some quotes worth sharing. […]

Seven Reasons to Care About the Tiny Things (And Seven Tiny Things to Care About)

Quite often, you’ll see personal finance writers talk about the big things – the single moves that will save you quite a lot per month. Downgrade your living quarters! Sell that car! Buy a used car! Change your insurance! Those things are flashy because they can save you a lot of money with one action. Yet, they have several serious limitations (that I’ll get into below). […]

Tips for Sounder Sleep at Hotels

By Kentin Waits I've always wondered why libraries are the sanctum sanctorum of peace and quiet, yet hotels seem to be boisterous hubs of noisy activity. If libraries inspire quiet contemplation and study, shouldn't hotels offer a peaceful atmosphere for a few hours of sleep? It's as if no thought went into the science of silence when most hotels were designed and constructed. […]

TurboTax Deluxe and Premier Giveaway

For those of you who didn’t believe I bought a watch for ninety grand (even if it could deflect cruise missiles) or a sixteen hundred dollar ripped t-shirt, I salute you for recognizing it’s the first of April. For those who didn’t, if you exist, I apologize for so deftly deceiving you on the most frivolous of days. […]

Best Deals for Thursday 04/01/2010

Kitchens of India items at Amazon.com: Deals from $8 + free shipping Free Butterfinger Bar Jos. A. Bank Sale: Buy one item, get 2 more free Breaking Bad: The Complete Second Season on DVD for $18 + $3 s&h Dell Mini 10 1.6GHz 10" Netbook w/ HDMI TV tuner, 6-cell for $300 + free shipping […]

Reader Mailbag: Sports Fan

I am a big fan of three sports: basketball, baseball, and golf. The next week and a half is perhaps the most exciting period of the year for someone who is a fan of those three sports. The Masters. The men’s and women’s Final Four. The opening of the baseball season. Why do I like sports? I like watching competition. […]

Throw a Swap Meet Party

By Margaret Garcia... I’m pretty skeptical about suggestions I read in magazines found in my local salon. Maybe it’s all those fumes. I walk away kind of light headed ready to believe that I can have great abs and thighs in two weeks and that I can do anything I set my mind to with little or no preparation. […]

Free Money Finance March Money Madness, Championship

Here we go with the Championship (final) round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed the "game" (one post versus another) along with the wording provided by the author whe […]

Get Free Tax Advice by Calling 1-800-829-1040

Did you know the IRS is available to give you free tax advice? It might seem shocking since most people feel the IRS is only out to get you or subject you to a tax audit, but they really are able to help you. […]