Paying For College: How To Reduce Student Debt

Kids grow up fast, too fast in most cases. At least faster than you can get their college tuition saved up. And doesn’t it seem like every year, college tuition increases to the tune of 6% or more? We’ve taken a look at some of these concerns in a few recent articles on the subject [...]Paying For College: How To Reduce Student Debt Copyright 2011 All rights reserved. […]

Welcome to the Age of Nickel and Dimed

A trip from San Diego to Indianapolis. As you’re about to book your flight, you stare at the computer screen, wondering what’s the best choice. You quickly searched Southwest, but the time table and seats available just didn’t match up to the meeting’s schedule. You could fly American, as you actually managed to store up some mileage through the years. […]

Getting Things Done: Setting Up the Right Buckets

This is the seventh entry in a fourteen part series discussing the time management classic Getting Things Done by David Allen. New entries in this series will appear on Tuesday afternoons and Friday mornings through July 16. So far, we’ve talked about two of the five major steps for getting things done: collecting all of the stuff you need to do and processing that stuff down. […]

Help a Reader: What to Do with a Rented House

Here's an email I recently received from a reader: My husband and I have a rental house in a neighboring town.  It is the house we used to live in, so we have owned it for almost 10 years and rented it out the last 2 1/2 years.  We currently have Section 8 renters in it.  The house is worth about 25% less than we bought it 10 years ago as a new build in the first phase of a new neighborhood.  I […]

How to Convince Your Boss to Let You Work From Home

Americans spend an average of 50 minutes a day commuting to and from work. That's about 200 hours a year wasted in traffic jams. With telecommuting, you can reclaim that time and spend more of it with your family! In a recent guest post we did for My Life Scoop we shared 8 great tips on how to convince your boss to let you work from home. […]

Fed Issues New Rules for Credit Card Fees

The Credit CARD Act of 2009, which we’ve been covering in detail throughout its long snake through Congress, is finally nearing the end of its beginning. Ever since the fall of 2008, lawmakers have been trying to end abusive credit card practices. It started with a set of proposals from the Federal Reserve, but that sort of fix would’ve been more temporary than changing the law. […]

Best and Worst Airlines for Redeeming Frequent Flyer Miles

The most recent issue of Money Magazine highlighted an interesting study on the availability of reward flights on five major airlines. […]

Blockbuster Express Free Movie Codes

Blockbuster has had a rough few years. First, Netflix was and still is eating their lunch on mail-order DVD rental. Then Redbox swooped in and started crushing their in-store business by renting movies for $1 a day, sticking their kiosks everywhere. June 17th, 2005, shares of Blockbuster (BBI) traded at around $10 a share. […]

Questions to Ask about a Home You Might Buy

Buying a Home: The Missing Manual lists questions you should ask about a home you're thinking of buying: How long has this home been on the market? Why is the house on the market? Are there any problems or disputes with neighbors? What repairs or updates have you made recently? Are any repairs likely to become necessary within the next couple of years? How old is the roof? […]

Dealing With “Found” Cash: What’s Right and What’s Wrong?

Two readers wrote in yesterday with concerns about handling cash they found. First, James: I was at the grocery store this morning and I found a $20 bill on the floor. I picked it up and pocketed it and went home. My wife told me later on that I basically stole the money and I should have told the store manager about it. […]

Is "Health Food" Worse for You than Junk Food?

I've written about the evils of junk food in the past. I have jumped on that bandwagon that is happy to demonize the fast food industry. But after watching a 30-minute TV show on Showtime last week, I'm having something of a paradigm shift. Maybe I've been too hasty. The Showtime show Bullsh*t! […]

Are Your Financial Habits Just Bad?

I own one of those electric toothbrushes, and I brush my teeth for the full two minutes that the manufacturer suggests. This is easily accomplished, because the unit comes with a timer, which tells you when 60 seconds have elapsed. […]

5 Reasons to Skip College

When I was younger, the plan for my future was pretty straightforward. You go to high school to learn, get good grades, and get into a good college. You go to college to get good grades and then get a good job. After that, just circle the mouse wheel until retirement. OK, that last part about the wheel was my own addition but that basically was my “job” as a kid. […]

Bigger Isn’t Always Better: Remembering to Appreciate What I Already Have

Walking home from work today, I decided to take the long way. Most of the time, I choose the easy quarter-mile stroll downhill from the office to our happy half acre (or happy .62 acre, if you’d like to be precise). […]

Travel Insurance – What’s Necessary?

This past week has been a lot of fun, as we’ve been hanging in Los Angeles for our vacation. It’s great to have some fun while getting work done as we headed to the E3 Expo to check out the latest video game technology. Our trip out west went smoothly, and we arrived in LA on time. Our friend’s wife wasn’t so fortunate, as she got caught in Atlanta with multiple delays. […]

How One Family Went from Two Incomes to One -- And Developed a Business in the Process

Anyone read the book Miserly Moms: Living Well on Less in a Tough Economy? It was written by Jonni McCoy originally in 1994 as an extension of what was happening in her own life. Here's the scenario she faced prior to this time: She and her husband lived in San Francisco (a very expensive part of the country.) They had a child and Jonni wanted to stay home to care for him. […]

Overdraft Fees: Opting In

As we’ve addressed on Consumerism Commentary before, the Federal Reserve will be requiring banking customers to opt-in to overdraft protection. […]

Gift Giving Worksheet: Budget Today for Tomorrow’s Gifts

The Gift Giving Worksheet is part of a financial planning series called How to Make a Budget. To start this series from the beginning, read the introduction. It’s June 21st and I already know what Carl is getting for Christmas. […]

How To Be A Smart Investor Who Makes Wise Investments

The following is a guest post by Neal Frankle. He’s a Certified Financial Planner and blogs at Wealth Pilgrim. Neal writes about taking action steps to improve your financial situation and finding balance at the same time. People worry about money for all sorts of reasons. They worry about spending too much. They worry about earning too little. […]

The Big Choice

In today’s reader mailbag, I answered a question about digging out from under a pile of debt with some comments about a big choice people have to make in their twenties: The problem you’re having is the problem a lot of people our age have: we want everything but we don’t have the resources to pay for it. Many people solve that problem by taking on an absurd amount of debt, an amount that they’ll […]