Using Debt Leverage: Should You Borrow To Get Ahead?

During the 00s, it became quite the financial fad to use leverage for a whole lot of crazy reasons. There are certainly many ways to borrow money to use it for leverage. We discussed credit card arbitrage before. Aggressive traders may use stock margin accounts to increase their investment returns. […]

Teaching Your Kids Financial Literacy Without Going Broke Yourself

This is a guest post from Geoff Williams of This month is National Financial Literacy Month, so say the people who make up the months. […]

Sell or Donate Clothes You No Longer Wear (93/365)

Over time, our life situation changes. We change jobs or even change careers. We gain some weight or perhaps lose some weight. Our complexion changes, as does our hair color. Our color preferences and tastes change as well. Eventually, you’re going to wind up with items of clothing that you don’t wear. […]

Gain $152,000 by Smart Filing for Social Security

The following is a guest post from Marotta Wealth Management.  Social Security benefits can represent a big stack of cash. A typical monthly benefit of $2,200 has a present value well over $500,000. Consider all your Social Security options carefully to avoid making a costly mistake.Like all government law, Social Security is not a simple piece of legislation. […]

How to Buy a Car from a Private Seller and Avoid a Lemon

This post is from Elle at Couple Money. Last summer my husband and I had a beautiful baby girl and everything changed (for the better). In preparation for her arrival, we’ve created a baby fund, changed the guest room into her nursery, and increased our life insurance coverage should something happen to use. […]

Do You Need Umbrella Insurance?

Chances are that you know how important it is to protect your assets. Whether you are protecting yourself from damage to your car with auto insurance, or using a homeowner’s policy to protect you from litigation, you need to make sure that your assets are covered. However, in some cases, you might not have enough coverage to protect your assets from really big lawsuits. […]

Tell the economy to kiss your assets!

Easy, honest money is hard to come by in any economy, including this one. But there is good news. Bankrate is giving away $5,000 in our “Kiss My Assets!” contest. To enter, go to Bankrate’s Facebook page. […]

What the Heck is Early Semi Retirement?

The following is a guest post from Steve at Money Infant. Steve is an early semi retired guy living in Thailand and blogging about personal finance from the perspective of someone who values experience over material things. For more on early semi retirement, see Is Early Semi-Retirement a Better Option than Retirement? […]

In Praise of Jobs

I recently had a long exchange with a reader who felt that I was giving poor advice when suggesting that people start a side business or find ways to become self-employed, whether part time or full time, by following up on something they’re passionate about. […]

The Cost of Raising a Child With Autism

A few years ago, I shared a statistic showing that it costs almost $200,000 to raise a child, from birth to age eighteen. If that weren’t enough of a financial burden, consider that one out of 88 children are now diagnosed with autism, according to the Centers for Disease Control and Prevention (source, pdf). […]

How to Make Money at the Farmers Market

This is a guest post from Lee Doppelt and originally appeared on The Dollar Stretcher. You enjoy sauntering around your community’s farmers market each Saturday morning. Besides purchasing fresh produce, baked goods, and homemade crafts for gifts, you feel good about supporting local growers and producers. […]

NetSpend & Prepaid Debit Cards You Didn’t Apply For

The other day an old college friend of mine emailed me about a strange thing he received in the mail. One of those prepaid debit card companies apparently sent him a debit card that he never remembered applying for. When he called the company up, they said that the card wasn’t activated and wouldn’t be activated until he called in and deposited money on the card. […]

Ask the Readers: What Is Your Biggest Financial Accomplishment?

Everyone has accomplishments in their lives they are proud of. Be it graduating from college or landing their dream job, most people have something they have done that makes them feel accomplished. Finances are no different! […]

The Best and Worst Things to Buy in April

April is here, and if you're stuck indoors waiting out showers that will bring May flowers, consider it a blessing: You'll have an excuse to devote more time to shopping around for deals! In an effort to guide you toward savvy purchases, we dug through the dealnews archives from years past to see what goods are, well, good to buy in April, and what you should hold off on. […]

How to Be a More Positive Person

I come from a family of borne curmudgeons. When the wind kicked up, my dad would proclaim it had been brought in to ruin his carefully coifed side part. My mom often tempers good news with something like, “Well, it’s better than a kick in the head.” How’s that for positive? As you might imagine, I am, by my very nature, prone to pessimism. […]

Best Money Tips: Factors to Consider Before Becoming a Pet Owner

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on factors to consider before becoming a pet owner, losing weight frugally, and saving on auto insurance. Top 5 Articles 7 Factors to Consider Before Becoming a Pet Owner — Before you become a pet owner, be sure to take into account the cost of petcare. […]

How to Use a Computer More Efficiently

Many of us spend hours in front of our computers, pushing around the mouse and pecking at the keyboard. It may seem like there’s no way to reduce the amount of time we spend here, but just by doing a few things a little faster, you really can be more efficient. […]

7 More Great Ways to Earn More Money

A few years ago I wrote 11 Great Ways to Earn More Money, a piece that is quite popular here even to this day. I decided to add to that line of thinking and list seven more (relatively easily) great ways to add a bit of extra cash to your pocket. Here goes: Open a high-interest checking account. This is what I did with my credit union and it's worked out quite well so far. […]

Discover More Cash Back Reward Categories for Spring 2012

As a followup to my recent post about the Discover Card birthday month bonus I wanted to share the Spring bonus reward categories. […]

Ben & Jerry’s 2012 Free Cone Day – April 3rd

Every year, Ben & Jerry’s gives away a free cone on their self-created holiday called Free Cone Day. This year, that day is April 3rd (tomorrow… as of this writing) and when you go to a local Scoop Shop, you will be able to get some free ice cream! […]