How to Financially Prepare for Having a Baby

Some may say that there is no way to completely prepare for having a baby, but there is plenty you can do to make the path as smooth as possible financially for baby’s arrival. […]

How to Save Money by Keeping Good Records

Almost two years ago I purchased a new Toyota Highlander. Since that time I have put a ton of miles on it (we just passed 40k miles). Why so many miles in such a short period? because it's the main car we use on family trips due to the fact that it has so much room. Even my tall son has plenty of room to sit in the back. […]

How Volunteering Pays Off

This is a guest post from Lucy Lazarony. Do you love the arts but can’t afford the cost of season tickets to your favorite museum, theatre, or performing arts center? Consider volunteering. I’ve started volunteering at a local cultural arts center. […]

Struggling? Which Bills You Should Pay First

When you are struggling financially, one of the difficult decisions you have to make is which bills to pay first, and which to let slide. The truth is that some bills are more important than others. […]

Pay Your College Tuition By Selling Companionship

When I was an undergraduate in college fifteen years ago or so, I convinced my girlfriend at the time to stay enrolled. She was interested in moving back to her home state and pursuing her degree at a less expensive school, but for some reason, I encouraged her to stay at the university with me, which was out of state for the two of us. […]

Bottles and Cans

When I was in middle school, I spent a lot of my free time collecting aluminum cans. I would store them up and then eventually sell them to earn some pocket money. We lived in Illinois at the time, which didn’t have a refund system, so one’s method of earning a return on the cans was to sell them as scrap aluminum by the pound. […]

Megabus Review

A few years ago, I booked a “Chinatown bus” from Baltimore to NYC that cost around $20. It wasn’t one of the major companies (Bolt Bus or Megabus) and the bus itself just looked like your typical coach bus – no frills, nothing fancy. […]

Negotiating Lesson from the Streets of Shanghai

A few weeks ago, I spent two+ weeks in Shanghai, China visiting family. When you go shopping anywhere outside the United States, especially in any type of open air market, capitalism is as strong there as any place in the United States. […]

The Value of an $8 Little Black Dress

This is a guest post from Lucy Lazarony, a freelance writer based in Florida. You know that wardrobe staple that every woman is supposed to have? The little black dress? Well, I’ve finally got mine! And I found mine on the sales rack at Target. The price $7.58! The regular retail price was $29. The dress from Target’s own Merona brand is washable so there is no expensive dry cleaning needed. […]

Ask the Readers: When Was the Last Time You Cleaned Out Your Wallet?

Editor's Note: Congratulations to Lisa, Marcus, and juggler314 for winning this week's contest! Wallets. Almost everyone has one. Most people use their wallet to carry around cash, credit or debit cards, and their drivers license. Some people will store receipts and notes in theirs. […]

25 Perfect Ways to Prepare Frozen Peas

When it comes to multipurpose produce, frozen peas definitely make my short list. They break apart easily, making them something you can use a bit at a time, and they provide a bit of color and nutrition when your fresh veggie supply is running low. Need some frozen peas ideas to get you motivated? Try these 25 on for size. (See also: 25 Cheap and Tasty Frozen Broccoli Recipes) 1. […]

Retirement: Not Just for People?

This has always been true — almost all the economic value of a typical household is the future value of its members' labor. With a little foresight, this will change over time. As your career progresses, you build up savings and investments, with the goal of replacing your income from labor with income from financial assets, preparing for some future time when you can no longer work. […]

Best Money Tips: Save Money on Gas

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving money on gas, how keeping a budget can improve your finances, and creating a will. Top 5 Articles 19 Ways to Improve Gas Mileage and Save Money on Gas — To improve your gas mileage, take the roof rack carrier off your car. […]

Citi Bonus Categories for Fall 2012 – Plus a $100 Bonus

As a followup to my earlier post about the Chase Freedom bonus categories for fall 2012… Here are the upcoming bonus categories for the Citi Dividend Platinum Select Visa credit card… As you’re likely aware, many credit card companies have switched to a model where they offer a base level of rewards (typically 1%) plus bonus rewards (usually 5%) in certain categories. […]

Make Your Home More Disaster-Resistant (260/365)

When the insurance company offers you a quote for your homeowners insurance policy, they come up with that quote by figuring out how much of a risk your house has of facing a major disaster. To figure out that risk, they look at a lot of things: how new your home is, the area where it’s located, your credit score, and many other factors. […]

Chase Freedom Categories for the Fourth Quarter

Most readers know that I use the Chase Freedom cash back credit card. IMO it's the best overall booster card out there today and a must-have for those of you with a multi-card strategy. That's mainly why it remains at the top of my list of the best cash back credit cards. […]

Chase Freedom Bonus Categories for Fall 2012 – Plus a $100 Bonus

This is just a quick reminder that it’s time for Chase Freedom cardholders to sign up for the fall 2012 bonus categories. As you may recall, this card offers 1% cash back on all purchases with an additional 4% (5% total) in rotating categories. The categories for October-December are hotels and airlines, plus you’ll get the same bonus for purchases at Best Buy and Kohl’s. […]

7 Ways to Protect Your Privacy on Facebook

Facebook has revolutionized the way we interact with others online. We can upload pictures, share stories, and catch up with old friends. […]

Watch Out for Reasonable Sounding Investment Scams

Elaborate investment scams and schemes have been in the news recently. In some cases, looking back, it seems painfully obvious that the investment was a scam. Sometimes, though, a scam isn’t so easy to spot. […]

Betterment Gifts: A Better Gift Registry

I introduced Betterment to readers last year as an alternative method of maintaining a brokerage account. For an annual fee of 0.15% to 0.35% of your assets invested with Betterment, the company provides a goal-focused way of investing for retirement and saving for future financial goals. […]