Claim Your Credit Card Rewards

Here’s some homework for this weekend… Log into your credit card accounts and claim whatever rewards you might have accrued. While some reward credit cards (such as Amex Blue Cash) automatically credit your cash to your account, others (such as Chase Freedom) don’t. When I logged into our Chase Freedom account the other night, I found that we had a bit over 25k points waiting to be redeemed. […]

Summer Meal Series #13: Ratatouille

This summer, I’m going to be posting a series of fifteen low-cost, tasty, and easy-to-prepare meals that are literally straight from my own kitchen. First, right off the bat, I apologize for the strong green color of the meal in this post. […]

ZYNC℠ from American Express 10,000 Bonus Points

American Express is best known for their charge cards. In June, Tom Dziubek spoke with an American Express representative about a new addition to their charge card family, anew card geared towards young professionals. […]

Being Pragmatic About Buying Local

Yesterday, Get Rich Slowly posted an article entitled Why I Buy Local, in which J.D. makes the case for buying from local suppliers, even if the costs are a bit higher, because of the secondary benefits. J.D.’s support of local businesses goes quite a bit further than mine does. […]

How Many Checks Do You Write?

Do you still write checks? Whenever I mention the (seemingly) ancient are of check writing, I always get a few comments from readers who have long since quit writing checks. As much as I’d like to join the ranks of the non-check-writers, we still have a number of instances where we need to write a check. […]

Old Stuff: How to Kindly Receive and Reuse

Taking in free items can be a savvy, frugal move. But be on guard so that you won't be the not-so-proud owner of useless stuff. Those who have recently moved out on their own or had a first baby can be easy targets for others who are looking to unload their things. […]

I’m Tired of This IRS Installment Agreement

Now that I’ve finally gotten my credit card balances down to zero, I’ve been trying to figure out the best use of the extra money I’ll have in my checking account. Options include: make extra car payments, put it in a savings account, put it in a mutual fund, make extra house payments, make impulse purchases, etc. […]

Must-Have Qualities to Ensure Long-Term Job Security

Securing a job in today's economy is more challenging than it's been in decades. Whether you've just graduated from college and are looking for your first "real" job or you're between jobs, there are a couple of qualities that are timeless. […]

Ask the Readers: Financial Advice for an 18-Year-Old?

Last week, Isaac asked Get Rich Slowly readers for advice on how to handle life after grad school. He’s about to enter the workforce and needed tips on what to do until he gets his first paycheck. Isaac was very pleased with your helpful responses. This week, we’ve got a chance to help somebody even younger than Isaac. Nico is 18, a sophomore in college, and financially clueless. He needs help! […]

Your Take: Any Bargaineering Success Stories?

I received an email from Reader Danny the other day, after my post about Credit Karma catching an error before I did, thanking me for the post. Every few weeks I get an email thanking me because a post I wrote fixed a problem for them or revealed one they didn’t know existed. […]

Understanding Investment Risks

The following is an excerpt from Personal Investing: The Missing Manual. You can't avoid risk no matter how you invest your money. You worry that your nest egg will spoil from stock price gyrations or mayhem in the markets. At the same time, you know inflation is picking away at your boiled nest egg every moment. Some risks decrease over time, while others get worse. […]

Carnivals for the Week of Aug 23

Let's start off with a reminder: FMF is on Facebook. Every weekday I post a couple pieces that usually aren't on FMF. […]

It’s CLEARANCE time at

CLEARANCE is the word that will give you 80% off of your dining certificates! For those of you who aren’t familiar with, here’s a quick rundown. sells dining certificates for thousands of restaurants across the US.  A $25 dining certificate gives you $25 off of qualifying expenses at that restaurant.  Normally, a $25 dining certificate […]

MonaVie: Multi-Level Marketing Gone Haywire

A fellow blogger who’s also a good friend has embraced a particular cause and speaks out quite a bit against a large multi-level marketing firm. He’s been quite the consumer advocate against MLM schemes. His blog is at and has long stood up for consumers. […]

A Long Weekend Retreat

Rhonda writes in with a great idea for how she’s going to spend her Labor Day weekend: I’m planning on using my 3-day Labor Day weekend as an at-home retreat (I live alone) to do some short- and long-term planning. I’m about 10 years away from retirement and want to review ‘Your money or your life’ and ‘What color is your paracute? for retirement’ over the 3 days. […]

Talking about Deflation

The following is a guest post from Squirrelers. It's a bit heavy on the economics side of personal finance, but I know many of you like to discuss those sort of topics, so I'm going with it. For those of you who prefer only true personal finance posts, stay tuned -- a new one will be up shortly, as usual. […]

Save Money by Donating Things You Were Going to Throw Away

As I noted in Update on Our Shopping List, we recently got a new door. We went through quite a process to shop for the door and the company to install it that we felt worked best for our family, home, and budget. […]

Reader Mailbag: Shortcut Fixing

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Higher salary or better benefits? 2. Cheap land lines 3. Moving in with parents 4. Prepaying student loans in forbearance 5. The Hindenburg Omen 6. Post-graduation financial independence 7. […]

The Avocado Face Mask and Other Natural Beauty Experiments

ShareThisIn my ongoing effort to use natural resources and still stick to my frugal lifestyle, I do things that perhaps the average person may not do. In fact, when I wrote about washing my hair in baking soda for a week and making my own laundry detergent, many of my friends laughed at me, until I explained the savings. […]