Reader Mailbag: Scheduling Events

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Student loan payoff or Roth? 2. Should we refinance? 3. Discrimination and temp rights 4. In college and in debt 5. Exhaustion 6. Debt and disability 7. Multi-level marketing 8. Fixing an iPod battery 9. CSA question 10. […]

Personal Balance Sheet, September 2011 ($342,242, -7.1%)

Each month, I publish a financial report to help me track the progress along my path to gain financial independence. This is a long-standing tradition at Consumerism Commentary, with relatively significant updates going all the way back to July 2003. I have made some changes over the years in how these numbers, including the net worth bottom line, are calculated. […]

Can You Save Too Much For Retirement?

Life is often about balance. It’s about balancing the instant gratification of today against future rewards. It’s about enjoying life now versus saving enough for later so that your life can be just as enjoyable after you retire. It’s very difficult to know where that line is because it’s difficult to predict the future. Will taxes go up? How much will inflation be? […]

A Meeting of Minds: Financial Blogger Conference 2011

I spent the weekend in Chicago, meeting and talking with 279 other financial bloggers. After years of saying we should all get together, we finally did (thanks to the hard work of Phil Taylor from PT Money). For three days, we talked about writing, marketing, and monetization. […]

6 Ways to Get Paid to Learn

Getting paid to learn is a good way to keep your career skills sharp, and it may be the key to keeping your competitive edge in the future. Penelope Trunk earns her living by keeping her finger on the pulse of the workplace, and not long ago she let slip the secret to competing with up and coming Generation Z — lifelong learning. […]

Bar Thrift: Easy Ways to Serve Stylish, Cheap Drinks

Nobody wants to look like a cheapskate when they are hosting a party, but having an open bar with every drink on the planet available for a large group is of financial concern, no matter what your budget. Having a few strategies on hand for serving cheap drinks with style can help keep costs under control at your next shindig. (See also: Living Large With Lower Calorie Cocktails) 1. […]

Best Money Tips: Avoiding Hidden Travel Fees

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on avoiding hidden travel fees, negotiating your starting salary, and frugal dates you will never forget. Top 5 Articles 32 Hidden Travel Fees and How to Avoid Them — Avoid getting hit with an overweight baggage fee by weighing your bag before you get to the airport and making adjustments as needed. […]

Unexpected Roommates: How to Get Rid of Roaches

I recently moved into — and then out of — an apartment that had cockroaches. I'm not just talking about those little guys (as disgusting as they may be) — these were the big fellas. And they had absolutely no sense of decorum. I could respect a roach if it came around just in the evening, when one expects to see roaches. […]

Curb credit card spending with a jar of peanut butter

Carrying a balance on your credit card can put you in a sticky situation. Paying all that interest isn’t exactly peanuts, and dealing with credit card bills every month can leave you feeling roasted. You know what’s nuts? We keep spending. Sure, credit card companies are crafty at finding ways to get you to pay with plastic. […]

Financial Strategy #6: Savings Over Debt

The book Your Stronger Financial Future: The Eight Essential Strategies for Making Profitable Investments lists eight misconceptions, truths, and strategies to help readers deal with a variety of major financial issues. I'll be highlighting these in several posts and giving you my thoughts on them.Today we'll look at strategy #6 which deals with accumulating savings over accruing debt. […]

Review: Uncertainty

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. All of us have fears and doubts about what we’re doing and where our future is headed. I know I certainly have those fears and doubts. […]

Podcast 128: What to Ask the Person in the Mirror

Today on the Consumerism Commentary Podcast, Bryan talks with Robert Steven Kaplan, the author of What to Ask the Person in the Mirror. Rob Kaplan has spent his life studying leadership and the qualities of a great leader. […]

Extra Costs of Moving: Financial, Cultural, and Spiritual Restrictions

Abbie writes in: My family is considering a move to a smaller town for professional purposes. The only problem with this move is that we’re Orthodox and thus we follow the dietary laws. This means that the food our family eats must be kosher. […]

Reader Story: The High Cost of Kids’ Sports

This guest post from Kay Lynn Akers is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. Kay Lynn writes about money and life at Bucksome Boomer. More and more children are participating on travel or elite sport teams. […]

Giving and Money Management

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. […]

Saving Pennies or Dollars? Grinding Your Own Flour

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Ten Pieces of Inspiration #39

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Epicetus on blame It’s easy to get angry at others. It’s much harder to look at ourselves for solutions. “When we are offended at any man’s fault, turn to yourself and study your own failings. […]

Spirituality and Money: Turning, Reconnecting and Giving

This article is written by Consumerism Commentary’s columnist, Ellen Cooper-Davis. Ellen’s column will look at the role of spirituality within the context of personal finance. For an introduction to this column, see Ellen’s first article, The Pastor and the Purse. […]

The GRS Garden Project: September 2011 Update

Welcome to the GRS Garden Project. Every month, my wife and I track how much time and money we spend growing food. This is the report for September 2011. (Here are the results for 2008 and the results for 2009. […]

Seven Obstacles to Financial Success

Moneyland lists seven obstacles to financial success as follows: Lack of discipline Materialism Debt Taxes (paying more than you have to) Inflation Investment mistakes Emergencies It's hard to argue with these, but when I listed the ten worst money mistakes anyone could make (which I know is not exactly the same, but is similar), I approached it from a bit of a different angle. […]