Monthly Update: Best Cash Back Credit Cards, Deals, and Bonuses

Last month I asked friends and acquaintances what their favorite cash back credit cards were and got a pretty long list. A few made the cut and I added them to my list of best cash back credit cards. […]

The Best of Money Carnival

The Best of Money Carnival is up at Money Help for Christians. Congrats to all participants and especially the winning post, 11 Steps To Starting A Small Business Online. Enjoy! […]

2011 Sales Tax Holiday Schedule

Who loves taxes? No one! So it’s no surprise that sales tax holidays are popular with most people. Several years ago, only a few states took part in a holiday on sales tax. Over the years, more and more states have taken the plunge (or at the very least discussed the idea – it’s hard for a politician to vote against a sales tax holiday) and consumers absolutely love them. […]

Don’t Take Out a Loan From Your 401(k)

As a very last resort, employees with active 401(k) retirement accounts have an option to take out a loan against their future. Borrowing money is never a good position to be in, but if you’re borrowing money from yourself, you ease the pain. […]

A New Adventure

I haven’t posted at No Credit Needed for the past few weeks, because my family and I have been preparing for a major change in our lives – a new adventure, if you will. Today, I am starting a new job! Over the past ten years, I have worked in Christian ministry with a great group of people at a great place.  A few months ago, God began to open the door for me to move to a new ministry, one that I’ […]

Why You Should be Paying Attention to Medigap Plans

By the time those currently in their 40s retire and begin to qualify for Medicare, the government-run insurance program is going to be over 6 percent of the Gross Domestic Product. That means for every dollar the United States economy earns, a little more than six cents goes toward Medicare. Social Security looks to be headed for a similar price tag around the same time. […]

Frugal Back-to-School Shopping

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money. She also writes about frugality, intentional living, and life in general at her own blog, Surviving And Thriving. According to the National Retail Federation, we’ll spend $68.8 billion outfitting our students for school this year. Yes, I said $68.8 billion. Sounds like a lot of money, right? […]

The Ads That Are Part of Your Life

How much does advertising affect you? You may not think it has any real affect on your everyday life, but it's an extremely powerful tool that has a major impact on so much of what we do, say, buy, wear, or talk about. […]

Line Drying Your Laundry: Frugal or Foolish?

I’ve had the joy of using a new HE washer and dryer for the past year, but life wasn’t always so plush. In fact, there have been times more recently when I have washed by hand and line-dried — out of necessity, not due to a love of energy conservation. I will admit, however, that line-drying has made sense in some instances, and the perks cannot be replaced by any mechanical means. […]

Best Money Tips: Saving Tips For New Parents

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on saving tips for new parents, what to ask your job interviewer, and how to choose a college. Top 5 Articles Saving Tips For New Parents: Get Ready For Baby! — One of the best ways to save money when it comes to getting ready for a baby is to comparison shop. […]

Where to Find Better Interest Rates for Your Savings

Are you tired of earning a pittance on your hard earned savings? Not too long ago you could earn 3%, 4%, 5% or more by sticking your cash in a high yield savings account. But today? Not even close. Interest rates now top out in the low 1% range, and it seems like there’s no light at the end of the tunnel. So what’s a savvy saver to do? […]

8 Tips for Planning a Last-Minute Wedding

Five months out, we recently made some cost-cutting changes to our wedding plans.  Scaling back makes the most financial sense for us, and we left ourselves enough time to plow ahead with a cheaper and equally enjoyable reception with our closest friends and relatives. […]

7 Reasons To Review Or Revise Your Will

Investopedia lists seven reasons to review or revise your will as follows: New Children, Friends or Relatives Enter the Picture You Move You've Come Into Money You Get Divorced Your Spouse Passes Away You've Had a Change of Heart You Want to Account for Charitable Giving Let this serve as my regular reminder to everyone reading this: you need an updated will. […]

Review: The Entrepreneur Equation

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. One of the biggest reasons that people fail in their entrepreneurial ambitions is that they simply didn’t lay the groundwork for their business venture. […]

Podcast 119: Leslie Dawson, IRS Innocent Spouse Relief

Today’s guest on the Consumerism Commentary Podcast is Leslie Dawson, partner of the accounting firm Glenn & Dawson and member of the California Society of CPAs. Leslie talks to Tom Dziubek and discusses the IRS’s waiver of the two-year waiting period for people applying for a certain type of innocent spouse relief. […]

Should I Move to Find Work?

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. Jennifer on Twitter wondered about moving to find work. “How about life changes? Got fired. […]

Help a Reader: What to Tithe

Here's an email I recently received from a reader and it seemed especially appropriate to post it on a Sunday: I recently decided to go off on my own full time as a self-employed individual. This started last week. Up until then, I've been a W2 employee with withholding. So I am not in a terrible rush to figure this out for my first estimated payment. […]

Reader Story: How I Sold My Condo and Saved $5,000

This guest post from Nick Rothacher, the self-taught economist, is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. […]

A Beginner’s Guide to Slow Cooker Use

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. […]

Ten Pieces of Inspiration #30

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]