Retirement Planning for a Low-Income Career

Several people in my close inner circle of friends and family have made the active choice to go into careers where they will be earning a low income for life. Their calling is in areas of social work and they’ve made the financially difficult choice to follow their heart. […]

Help a Reader: Paying a Babysitter

Here's a question left recently on my post titled How Much Do You Pay Your Babysitter?: I need an opinion, I need a sitter 21.5ish hours a week for my 18-months-old son and 8 of those hours he's sleeping. She doesn't have to bathe or put him to bed. Just dinner and a snack and to play with him. The current sitter I have is a 15-year-old high school student that I pay $60 a week. […]

A quickie cheap treat for folks in the middle of a White Christmas

Merry Christmas!  We’re at my wife’s parents today celebrating Jesus’s birthday. If you’ve had a lot of snow (as we have) here’s a quick treat if you have some (real) maple syrup around and a candy thermometer: Collect some snow in a bowl.  (Make sure the snow is all right, meaning that it’s all white.) Bring some maple syrup up to the “softball” temperature, 230 degrees F. Spoon out the hot syru […]

How Retro Gamers Can Game on the Cheap

By Jeffrey L. Wilson That slick widescreen high-definition television that's the centerpiece of your living room is an abomination, and not just for the price. […]

Merry Christmas, Happy Holidays To One and All!

I’m so glad to be able to wish you all another Christmas for the fourth time! Yes, this is our 4th Christmas online… geez, how time flies. As usual, we had our traditional family Christmas party yesterday with our extended family (this is how we normally celebrate the special annual event commemorating the birth of Christ). […]

Happy Christmas, Everyone!

Here’s a holiday video from 1950 showing Christmas celebrations around the world: in the United States, England, Holland, France, Sweden, Switzerland, Korea, Japan, Canada, Mexico. As the spirit of Christmas unites all humanity, men and women everywhere reaffirm their faith in the brotherhood of man. […]

Merry Christmas from The Simple Dollar!

I hope that wherever you are and whatever you believe, good tidings are reaching you. Tune in tomorrow for our regularly scheduled programming. […]

5 Easy Ways to Save in 2010

By Kate Luther If there's one thing we've all got on our list of New Year's resolutions, it's to save money. But we all know that's often easier said than done. After all, it's hard to save when money is tight to begin with...and after this year, "tight" is putting it pretty generously. […]

Merry Christmas

Today in the town of David a Savior has been born to you; he is Christ the Lord. Luke 2:11 Merry Christmas to all!!!!!!! […]

You’re a Mean One, Mister Grinch!

I’m curling up with my dog and hubby tonight to watch the cartoon classic, How The Grinch Stole Christmas. Pivo (the dog) is all dressed and ready to rumble. Carl (the husband) is not so keen on wearing his set of red antlers though. He’s such a Grinch. On behalf of all of us I want to wish you a wonderful Holiday Season and say thank you for frugaliciously squawking with us this year. […]

Is Netflix Worth It?

Jenna writes in: My husband and I have been talking about signing up for Netflix, but we’re just not sure if it’s worth the extra monthly bill. Do you have any thoughts or pointers? Sarah and I have been on-again off-again Netflix users for most of the past decade. […]

Last Minute Gift Ideas: Printable CD Covers

Every year I find myself needing a way to wrap a custom CD for someone special. Being a bit of a photo nerd, I love to give my family and friends a personalized photo CD filled with the year’s special events, family functions, and fun candids. OK, sometimes I give a mixed music CD too. The problem is, how the heck do you wrap a CD when it doesn’t have a jewel case? Gaw! […]

Holiday Gift-Giving for the Truly Broke

By Andrea Dickson This year, my holiday gift giving is going to be curbed more by necessity than by my sense of goodness, frugality, or my love for the environment. I just can't afford to splurge on gifts, even though I want to. I know lots of other people are in the same situation this year, and so I'm not alone in looking for cheaper gifts or gift alternatives. […]

What You Need to Know About Roth IRAs in 2010

By Redeeming Riches According to a September 29, 2009 Fidelity Investments study, 88% of respondents are unaware of the 2010 Roth conversion opportunity. The what opportunity? With only 12% who are aware of this, chances are good you need a crash course in what exactly has changed in 2010 regarding the Roth IRA conversion opportunity and why it matters to you. What is a Roth IRA First, let's star […]

12 Last Minute Gift Ideas

This article is presented by Kelly Whalen, Consumerism Commentary staff writer. With only one more day until Christmas you may still be in the market for a few last minute gifts. If you are like me, the idea of driving through traffic and elbowing through crowds to find gifts is not going to bring you any Christmas cheer. […]

Best Deals for Thursday 12/24/09

Gap Holiday Sale: Up to 40% off + extra 20% off MEElectronics AI-M2 Sound-isolating Earbud Headphones $7 FREE Taco Bell Fresco Taco J. Crew Final Sale: Up to 70% off Scrubbing Bubbles: Buy one, get another free […]

Managing Money When You’re Paid Infrequently

Most of us are lucky. We’re paid every week, every other week, twice a month, or monthly, and this makes it easy to make ends meet each month. Some of us, however, live different lives. Freelancers, for example, are paid on a highly irregular schedule. Many graduate students receive only stipends three or four times per year. […]

3 Frugal Fashion Items Every Woman Can Wear

By Myscha Theriault I’ve been wanting to start a frugal fashion series for a while now. Clothes are something we all need to buy, and cutting down on them as a line item expense is a skill everyone will need to use at some point in their lives. […]

Can You Ever Have Enough Money?

This is a guest article by Outlaw, who lives and works in New York’s financial district and writes on the blog Credit Card Outlaw. When I first became fascinated with personal finance strategy, I was in serious credit card debt. I couldn’t find full-time work. I felt like an idiot. Every month, a new credit card statement. Every month, deeper in debt. […]

Happy Holidays!

I wish you and yours a happy and safe holiday season. It’s Christmas Eve today, so we’ll be using it as an excuse for the day off and hopefully you can too! We’ll return with the regularly scheduled programming on Monday, the 28th. Have a safe long weekend and may you be able to spend it (stress-free) with family and friends! (Photo: nez) Happy Holidays! […]