One Insurance Not Worth the Money: Term Life Insurance

WalletPop lists seven insurance policies that aren't worth the money and to my surprise, they included term life insurance in the mix with divorce insurance, car rental insurance, and others. Their thoughts: Some insurance agents may disagree, but Canton says term life insurance can be a big waste of money. […]

Get cash back for flowers and more this Valentine’s Day

Valentine’s Day is one of those holidays that brings out the procrastinator in guys.  And boy — any place that sells flowers knows this.  The prices double at our local grocery store for flowers on Valentine’s Day. But I’ll admit I don’t get soaked for flowers on Valentine’s Day for a couple of reasons, and it’s not because I don’t procrastinate.  First, our wedding anniversary is Groundhog Day, s […]

Citi ThankYou Preferred Rewards Card Review: $150 In Gift Cards

What’s on your wish list for a new credit card? If your requirements include good introductory rates, a rewards program, and lots of bonus points, then take a look at the Citi ThankYou Preferred Rewards Card, a great addition to our list of Citibank credit cards. […]

Citi Replacing Driver’s Edge With ThankYou Rewards Card

Earlier this week, my wife and I received notice that our Citi Driver’s Edge Card is being replaced with the Citi ThankYou Rewards Card. It appears that they’re phasing out the Driver’s Edge program entirely, which is fine with me since we pretty much never use this card anymore. With the Citi ThankYou Rewards Card, we’ll be earning ThankYou points on a 1 point per dollar basis. […]

CompleteTax Review #1

In January I selected several readers to receive free copies of various income tax software programs. In exchange, they agreed to use the software to do their taxes and write an unbiased review. The summary below was written by FMF reader RA and contains her thoughts about CompleteTax’s Premium MVP product. By day, I am a Web Developer at a small company (fewer than 15 employees). […]

Does Home Photo Printing Really Save Money?

During the fall of 2010, I posted a series of articles on homemade Christmas gifts. Among these were personalized photo cards and stationery and photo cubes, both of which required a pretty solid supply of photographs. Thus, I had the opportunity to print off quite a few photos at home in order to make these projects happen. […]

Bank of America Settles Overdraft Fee Lawsuit

If you qualify for the Bank of America overdraft lawsuit, you may have already received a postcard in the mail from the bank. Here is information on the overdraft lawsuit. Like many banking institutions, Bank of America processes debit transactions not at the time they occur, but in a batch, from largest to smallest. […]

In Praise of Thrift: An Old Idea for a New Economy

This is a guest post by Lori Blatzheim, a writer living in Chanhassen, Minnesota. For more information about National Thrift Week, visit If there was a coat of arms for my family, it would display a golden lion standing on his back legs on a field of dark olive green. […]

EFiling Tax Return

I was reading the instructions for the Where’s My Refund tool on the website when I spotted this little gem: You can generally get information about your refund 72 hours after IRS acknowledges receipt of your e-filed return, or three to four weeks after mailing a paper return. Within 3 days, the IRS is ready to rock and roll on an efiled tax return. […]

How to Retire When You Have a Low Income

Yahoo brings us an interesting story of 107-year-old Leonard McCracken who has been retired since 1969. Since then, he's been living on a combination of savings, Social Security and a lifetime annuity he purchased before he retired -- and is doing just fine financially. […]

Poll: Did You Miss Two of the Best Years in the Stock Market?

The great recession, high unemployment, and the damage to your portfolio done in 2008 are probably still fresh in your mind, but did you know that even though the economy as a whole is slow to recover that the past two years the stock market has been churning out record returns? […]

Change of Plans

This post is by staff writer Smithee, who may just be the financial opposite of Flexo.You’re going to think I’m crazy. At the very least, you’re going to think I haven’t learned how to live a financially responsible life. I’ve written here many times about my struggles with just making ends meet, and for a while, I thought I was in the clear. […]

The Power of Balanced Thinking

When I first started writing this article, it had a much more challenging title. I originally titled it The Power of Negative Thinking The problem with that title is that negative thinking, just like positive thinking, is unbalanced on its own. Let me explain what I mean. I’m a huge believer in using positive thinking as fuel in your own life. […]

Ask the Readers: Should Personal Finance be Taught in Schools?

From an early age, we were all taught the subject of mathematics. School taught us everything from addition to subtraction to geometry to calculus. But there was one subject that seemed to be missing from the curriculum: personal finance. Do you think personal finance should be taught in schools? […]

5 Tips for Scoring a Frequent-Flyer Rewards Flight

In the exciting world of collecting air-miles points, collecting is the easiest part of the game. Sure, you can boast about having 150,000 points sitting in your favorite account, but wouldn’t you rather talk about how you went to Europe? […]

5 Things Other Grocery Stores Should Steal from Trader Joe's

Often pieces like this have a disclaimer at the end: I do not own shares in..., I am not employed by...; you get the idea. I have no vested interest in Trader Joe's other than that I'd like to see them expand so that I can find one wherever I go in the states.  If you don't shop at Trader Joe's, give it a shot. […]

Best Money Tips: Ways to Be the Early Bird

Welcome to Wise Bread's Best Money Tips Roundup!   Today we found some awesome articles on ways to be the early bird, tips for helping your child with their first car purchase, and how to be a smart consumer. Top 5 Articles 17 Ways to Be the Early Bird — Want to get a head start on your day? […]

Student Loans: How to Make Post-College Decisions

Making decisions about student loans doesn’t have to be difficult. The biggest challenge is abandoning the idea of one-size-fits-all advice. Why? The first 10 years after college graduation (a common repayment time frame) are often the most financially volatile times of your life. Plus, the type of student loan — federal vs. […]

Inspiration To Get Out Of Debt

The following resources both inspired me to get out of consumer-debt and keep me motivated as I strive to pay off my mortgage.  Check out- Financial Calculators - A random search of the Internet lead me these debt calculators from over at Dinkytown.  Once I plugged in my own credit card debt and automobile debt, and ran the calculations for various payment methods, I was off and running. Radio Pr […]

How to Protect Your Money While Traveling

When I was 18, I traveled to Europe as an exchange student. I really didn’t know how to protect my money while traveling, and kept all most all of it in pocketbook, in a single form. I was lucky: The only danger my money faced was being spent. […]