How to Maximize the Value of Your Frequent Flier Miles

The only thing that puts a bigger smile on my face than traveling to an exotic destination is doing so for nearly nothing. Frequent flier miles can give us that opportunity, but only if we use them carefully. […]

11 Things That Are Worth the Money

Tough times have made us all a bit more cautious about whipping out our wallets on a whim. When it comes to spending with discretion, it's important to have priorities about things you think are worth the money, and those items or services that are not. Here are 11 things that I think are worth it. RELATED: 11 Things Not Worth the Money 1. […]

How to Invest a Windfall

The other day, I ran across an interesting article by Rick Ferri about how to go about investing a lump sum of cash. Should you dump it all in the market at once, or should you dollar cost average? Based on historical data, your highest expected return comes from investing it all at once. Of course, with higher expected returns comes more risk — and they’re just that, expected. […]

Best Money Tips: Easy Holiday Cocktails

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on setting up a holiday bar, tools to lower your electric bills, and ways that saying "No" could help your finances. Top 5 Articles Parenting Squad Holiday Guide: Hot Cocktails for Your Holiday Bar — Keep it simple (and frugal!) by serving wine, beer, and a signature punch or cocktail. […]

Why I Love Gift Cards: 5 Reasons Gift Cards Make Perfect Holiday Gifts

Gift cards tend to have a bad reputation, perhaps because the receiver thinks they are too impersonal. But I would much rather get a gift card (or cash) than something I can't use or clothing that doesn't fit. There's nothing worse than having to return a gift. […]

Working for a Non-Profit Not All It's Cracked Up to Be

The Wall Street Journal says that working for a nonprofit organization isn't all sunshine and rainbows. Their thoughts: Lured by the opportunity to serve a social purpose—and to improve their work-life balance—corporate workers are increasingly seeking jobs with nonprofits.The desire to do good or work more family-friendly and flexible hours may be driving the switch for many. […]

Reader Profile: SB

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

The Ethics of Saving Money

You’re probably working through your holiday gift list about now, and you might be realizing that your budget is going to be pretty tight. How far would you go to stretch that budget? Questions of ethics rarely enter the shopping realm. When it comes to saving money, what’s not to like? […]

Fast Food, Convenience, and Money

Jane Black recently wrote a fascinating article for The Atlantic entitled “Fast Food’s Dirty Little Secret: It’s the Middle Class Buying Burgers“: For years the conventional wisdom has been that fast food is poor people’s food; that, thanks to government subsidies that ensure cheap calories, the drive-through is where people who can’t afford the “good” stuff — organic, grass-fed, etc. […]

Do You Really Need a Realtor?

My wife and I recently moved to Florida and because a new job required us to move rather rapidly, we didn’t have the luxury of waiting for our home to sell. Looking back on the experience and thousands of dollars I could have saved by not paying a real estate agent, my “hindsight is 20-20” question to myself is, did I waste a lot of money by using a realtor? […]

Kids & Money: Gift Ideas to Make Their Holiday Bright

Sometimes, it can be difficult to determine what to get your kids for Christmas. In some cases, the problem can be solved quite simply: Get a gift card. Gift cards can make great gifts for kids of all ages. […]

How to Keep Your Job With High Unemployment Rates

6 Tips to Help You Increase the Chances of Keeping Your Job Unemployment continues to remain high and jobs are hard to come by. The national average is still over 9 percent while many areas are being hit with unemployment rates of about 10 percent. Think about that for a minute. One out of every ten people you know is likely to be without a job. If not now, but possibly in the near future. […]

Year End Reminder: Rebalance Your Portfolio

As the end of the year approaches, take a break from stressing about the holiday season by getting your personal finances in order. It’s a great time to finish your charitable contributions and adjust your 401(k) contribution. It’s also better to fund your IRA now than it is to wait until the April deadline. […]

Tipping for the Holidays

Consumer Reports lists a chart on how people tip, who they tip, and how much they tip during the holidays. […]

Saving Pennies or Dollars? Canning Beans

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

The Santa Index: How Much is Santa Worth?

Every year around Mother’s Day, looks at the role of a typical mother in a typical household and calculates an annual salary based on the market rates for the various jobs she does. Using the Mom Salary Wizard, I determined that the media salary for a mother of two school-age children living in my town is over $134,000. […]

Avoiding Competitive Shopping For Fun and Profit

This post is by staff writer Sarah Gilbert. As a personal finance writer and editor, I have watched many a Black Friday with a mix of fascination and horror. […]

Wal-Mart Netflix Class-Action Settlement

In 2005, Wal-Mart and Netflix made a deal. Wal-Mart would kill its DVD rental subscription service and push customers towards Netflix. Netflix wouldn’t sell DVDs and would instead tell folks to go to Wal-Mart. It was a win-win deal for both companies. […]

Ask the Readers: What is Your Favorite Part About the Holidays?

The holiday season is upon us yet again. Chances are you can’t go anywhere without hearing Christmas music, seeing holiday decorations, and receiving constant reminders about how you must get your shopping done. While the holidays can be overwhelming, everyone has something they always love about the holiday season. What is your favorite part about the holidays? Is it spending time with family? […]

How to Spend Almost Nothing on Gifts This Year

It’s that season again, when your wallet starts to feel lighter and every purchase means a big nasty surprise when the credit card bill rolls around in January. I am not against spending money for gifts at the holidays — after all, this is the one time of year when people are spending money on others rather than on themselves. […]