The Over-Marketization of Social Behavior

Do you reward your children with money for performing well in school? Do you use the promise of an allowance to ancourage appropriate behavior in the family? These are big issues, because they take appropriate behavior and can turn the incentive to financial gain. Children growing up believing that financial gain is the reward for correct social behavior rather than seeing the intrinsic benefit. […]


When I was a young boy, not much older than my own oldest son, there was an adult male in my life that I looked up to a lot. For a time, he was my role model. He was a quiet fellow with an incredible work ethic. Even though I was a lot younger than him and he didn’t have any real reason at all to take me under his wing, he did. […]

Your Worst Interview Story

Grantland, a site that’s mostly about sports and sometimes about life, has a series called Readers’ Revenge where they share stories from their readers around a common topic – they recently tackled the worst interview stories. There are a few gems in there and while half of them are about drug testing, they do share some pretty ridiculous stories that almost seem unbelievable. […]

Ask the Readers: How Do You Merge Finances and Philosophies?

Everyone is different. That’s the beauty of life — but also one of its greatest complications. When two people fall in love, the meshing of these differences can be both fun and frustrating, especially when it comes to personal finance. That’s what Elaine has discovered. She’d like some advice on how to merge finances and philosophies with her fiancé. […]

For a Better Relationship With Money, Make Plans

Making a plan is one of the most simple and effective things you can do — not just for living frugally, but for living life. There are few great things that were not made with some sort of plan. I'll admit that talking about planning's awesomeness is easy for me. I am a natural planner. It's a quality that has both benefits and problems. On one hand, I love that it helps me get things done. […]

10 Cost-Conscious Commuting Options

Commuting is a large part of the employment equation for many people. Whether you need to hop a train to NYC or drive a construction truck into Omaha on a daily basis, getting to work needs to happen in a timely — and affordable — manner. Here are 10 commuting options that help keep your bottom line in check. (See also: 7 Easy Lunch Ideas for Work) 1. […]

Best Money Tips: Teaching Teens About Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on teaching teens about money, sticking to a budget, and actions for a real money making blog. Top 5 Articles Teaching Teens About Money — When teaching your teen about money, help him or her develop a budget. [The Centsible Life] Top Tips for Sticking to a Budget — Stick to your budget by earning more money. […]

Reader Profile: PD

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Star Money Articles and Carnivals for the Week of Apr 16

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: Faith and Finance summarizes Dave Ramsey's baby steps. My University Money likes ETF investing. Savvy Sugar lists nine ways to maximize your wardrobe. Financial Simplicity Carnival Enjoy!P.S. […]

Your B of A Satire Website Targets Bank of America

The Rainforest Action Network is an environmental non-violent activist organization, working to influence corporations to consider the environment during the course of business. They’ve had Bank of America in their sights in the past, bringing attention to the way the bank puts profits ahead of the health of the communities in which it exists. […]

Every Time You Buy an Item, Get Rid of One (109/365)

I have about two dozen shirts, all told, in my wardrobe. They have various levels of wear on them, from a few that look practically new to a few that look like they’re approaching “rag bag” level. Whenever I buy a new shirt, I don’t just toss it in my drawer and go on with business. […]

25 Things to Never Pay Full Price For

Wise Bread lists 25 things to never pay full price for as follows: 1. Magazines2. Books3. Video Games4. Clothing5. Groceries6. Dining Out7. Condoms8. Tickets9. Gift Cards10. Lodging11. Outdoor Activities12. Vacation Packages13. Car Rentals14. Appliances15. Flowers16. Around-the-House Services17. In-Theater Movies18. DVD Rentals19. Music20. Airfare21. Cars22. Water23. A Tan24. Cell Phones25. […]

Sprint in $300 Million Tax Fraud Lawsuit

In order to offer better prices to customers, Sprint has allegedly under-collected and underpaid New York State sales taxes by $100 million. If the Attorney General’s allegations are true, Sprint could end up owing the state government as much as $300 million or more due to underpayment penalties. […]

How Long Should You Keep Your Tax Records?

I don’t have any evidence of this but I would guess that the one of biggest mistakes made by most of us during the year is not keeping important receipts and paperwork. I don’t know many people who claim that they have a talent for keeping their important documents organized. […]

Six Ways to Save on Spring Cleaning

Those warm breezes blowing in your window make you think about spring cleaning, don’t they? If the outdoors world is smelling fresh, you want your house to smell fresh, too! But there’s no need to run out and buy the costly cleaning supplies and equipment you see on the TV ads. Here are six ways to get a clean home without cleaning out your wallet. 1. […]

Are You Making These 5 Common Retirement Account Mistakes?

One of the great retirement savings tools is the tax-advantaged account. Accounts like the 401(k) and the IRA can help you save for retirement, and reap tax advantages at the same time. Your tax-advantaged retirement account can provide you with a great way to save up money for retirement, putting your capital to work for you and building wealth. […]

An FMF Reader's Retirement Story

A couple weeks ago a reader made a comment here on a post saying he had retired early several years ago. Since I love stories of how people are actually making and working through financial decisions, I emailed him and asked if he'd be willing to tell us how he did it. He was and here's his story: I retired when I was 55 years, 11 months and one week old. […]

Reader Mailbag: Listening

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling surprise bonus 2. Reporting suspected crimes 3. Car purchase difficulties 4. Diversification question 5. Protein in diet 6. Investing in vintage sports cards 7. Roth TSP? 8. Recovery in multiple ways 9. […]

I Run My Errands, Too! (And Other Ways to Spend Less)

This post is by staff writer Sarah Gilbert. I was cleaning the kitchen and listening to NPR (my default state) when A.J. Jacobs came on, discussing the various diets he’d committed to for Drop Dead Healthy, his latest stunt journalism book — this guy practically invented the genre. Naturally, most of the diets were a bust, but he did conclude that exercise was always a smart way to keep slim. […]

Free Entrance to National Parks for National Park Week

Each year, during National Park Week you can get into any of the 397 National Parks absolutely free. National Park Week is April 21-29 this year. While many parks are free, not all of them are so this week is a fantastic time to see any park you want without wondering if you have to pay. […]