How Long Does It Take to Build Credit From Scratch?

Everyone starts out with a blank slate when it comes to their credit reports. The trick, of course, if you have never established any type of credit, is to learn how to go from “no credit” to “good credit” in the shortest amount of time possible. How long does it take to build credit? Establishing a good credit history doesn’t happen overnight, of course. […]

10 Foods You Need in Your "Emergency" Pantry

Nothing will throw a monkey wrench into your food budget faster than eating out. There are those nights, though, when payday isn't until tomorrow, or when you just don't have time to put together a perfectly balanced meal. Rather than blow your budget altogether, try keeping these staples on hand... […]

Best Money Tips: Never Cheap Out on These Things

Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on things you should never cheap out on, ways to eliminate financial clutter, and how to protect yourself from unhealthy air. Top 5 Articles Three things you should never cheap out on — A cheap sofa will last you about... […]

You Can Retire Early on an Average Income

After posting a series of bad news items like Americans have low net worths, way too much credit card debt, and are terrible at money management, here's finally some good news. Here's a family who is bucking all the trends. They are sending 13 kids to college, are debt free, and plan to retire early. Good for them!!! So you're thinking "they must make a pretty hefty salary, right?" Nope. […]

How Much Personal Finance Info Should You Share?

Money is one of those topics that is not often discussed freely. In fact, it is common for people to disguise how much money they really have. But then there are a few people who are happy to say exactly how much money they make without holding anything back. Some people even post their income and... […]

Save Money with a 0% Balance Transfer Card

Link for teaser title: These credit cards can help you save hundreds of dollars in interest... […]

Questions About Meal Plans, Body Wash, Time Management, Country Clubs, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Body wash in foaming dispenser? 2. International stock market index funds 3. Country club membership 4. Inexpensive hobby for kids 5. Time management tools 6. Repeating the same meal plan 7. […]

Refinance These 4 Common Debts Before Year Ends

The year is almost over, which gets many people thinking about New Year's resolutions. Perhaps you are recalling the resolutions you made at the beginning of this year and getting down on yourself for not saving more money and paying off more debt. "Next year," you promise yourself. But... […]

What is Your Biggest ‘Savings Win’ So Far This Year?

With the fall season in full swing, it’s only natural to take a closer look at our financial goals for this year. There are only a few short months left, after all, and those months include the busy – and expensive – holiday season. With a brand new year on its heels, it’s smart to take stock: Did you accomplish everything you hoped? If not, don’t despair. […]

Best Money Tips: You Can Start These Full-Time Businesses on a Part-Time Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on full-time businesses you can start on a part-time budget, ways to save at the airport, and reasons why you should travel in fall. Top 5 Articles Four Full-Time Businesses You Can Start on a Part-Time Budget — To be a... […]

7 Ways to Earn Extra Money With Your Car

Your car is an asset in a number of ways. It can also be the perfect tool to earn some money on the side. To make the most of your investment, we've covered some of the top ways to earn extra money with your car. 1. Join Uber or Lyft Driving for Uber or Lyft works similarly to driving a taxi,... […]

Best Deals for Monday 09/26

Link for teaser title: See today's amazing deals! 67% off Angerella Women Retro Polka High Waisted Swimsuit, 62% off Christian Siriano... […]

How to Be the Host With the Most and Spend the Least

Are you the designated party planner and all-the-time host in your group of family and friends? Perhaps you just have the gift of hospitality, or maybe everybody just enjoys being in your home. Whatever the reason you find yourself inviting folks over on a regular basis, you can be the host with... […]

Millionaire Interview 23

Today we have a brand new installment of Millionaire Interviews. This post is a bit unique in that it contains an original interview I did in the summer of 2013 plus an update as of now. The original interview was posted on a site I no longer run. So today's post will work like this: My questions will be in bold and italic font The original (2013) answers will be in black text The updated […]

6 Ways Meditation Can Make You a Money Master

Could you save and earn more money simply by learning to be calmer and more mindful? Regular meditation is known to have a variety of potential health benefits. But it could play a big role in boosting your finances, due to its emphasis on self-control, patience, and minimalism. If you're looking... […]

Where to Exchange Currency Without Getting Fleeced

As a former professional basketball player who had to buy things in Israel, the Czech Republic, Bulgaria, Russia, and Germany, I became quite familiar with how hard it can be to find a good deal when exchanging currency. I’m pretty sure I’d be retired right now if I hadn’t been taken for a ride in so many airports exchanging my Shekels for Euros. […]

Earn More Points and Miles for Free Travel

Link for teaser title: Get more points and miles to use for free airfare and hotel nights... […]

20-year mortgage: Save interest and keep cash flow

If a 15-year mortgage is too aggressive and a 30-year mortgage isn’t aggressive enough, look into a 20-year mortgage to take advantage of the low mortgage rates … Last month I looked into refinancing the mortgage on our primary residence. […]

Nine Employers That Will Help You Pay Off Your Student Loans

When searching for a new employer, most people look at the full package of benefits they’ll get in return. How much will your new salary or hourly rate be, and will you have paid vacation, health insurance, and dental? After those considerations, things like company culture, long-term career objectives, and your daily commute come into play. But, what about other benefits? […]

Save Money with One of the Best Balance Transfer Offers Available

Link for teaser title: Get 0% introductory APR on purchases and balance transfers for 15... […]