Ask the Readers: What's Your Favorite Grocery Shopping Tip?

There are many ways to save money on groceries. You can clip coupons, shop from a list, track weekly sales — just do a search on the Internet and you'll find dozens more! But what works for one person may not work for another, and it can take some trial and error to figure out the best... […]

Frugality, Financial Independence, and Social Situations

Maggie writes in: How do you handle social situations with family and friends who read The Simple Dollar and know about your financial state? Does it make things awkward? Do they expect you to pay? This started off as a response to a question for yesterday’s mailbag, but as I kept thinking about the question and adding to it, I realized that I wasn’t simply writing about me. […]

How to Go From Two Incomes to One

Are you planning on taking some time off from work to raise a family — or has your spouse recently lost their job? Living on one income can be challenging, but it doesn't have to spell financial disaster. Consider the following ways to reduce the stress of a household income transition. 1.... […]

This Is How Americans Spent Their Money in the 1950s

Americans tend to think of the 1950s as an idyllic time when the babies were booming, the jobs were plentiful, and the country was flourishing. Our parents and grandparents had good reason to feel prosperous. The average yearly income rose from $3,210 in 1950 to $5,010 in 1959, and post-war... […]

Taking control of your mortgage debt

This article is by GRS contributor Richard Barrington. I remember my first mortgage. Getting it seemed like a bureaucratic hurdle on the way toward buying a home, and I couldn’t wait to get the paperwork done and out of the way. By the time we bought our second house, I was 10 years older and wiser. […]

Best Money Tips: Painless Ways to Save $1,000 by Summer

Welcome to Wise Bread's Best Money Tips Roundup! Today we found painless ways to save $1,000 by summer, great deals for January, and ways to eat well on a budget. Top 5 Articles 16 Painless Ways to Save $1,000 by Summer — Getting a cheaper cell plan can help you save $300 or more. [Money... […]

Best Deals for Monday 01/11

Link for teaser title:  http://www.wisebread.com/bestdeals/today Extra 20% off Tommy Hilfiger at Sears, Car Headrest Mount for Tablets for $20, Black + Decker 5-Minute Pizza Oven... […]

Pet Cost Calculator

Pet ownership represents a large emotional – and financial – commitment. […]

16 Everyday Things You Shouldn't Be Paying For

Life costs money — a lot of money. But as savvy personal-finance gurus, we've learned how to cut back where we can. Consider this list of everyday things you shouldn't be paying for, and then let me know some of the basic freebies you live by in the comments below. Happy saving! 1. Wi-Fi... […]

Questions About Job Stagnation, Braces, Employment Gaps, Slow Cookers and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five-word summaries. Click on the number to jump straight down to the question. 1. Possible job stagnation 2. The cost of braces 3. Handling employment gaps 4. Recovering from bad credit score 5. Estate planning and memory loss 6. Figuring out loan forgiveness 7. Balancing job needs 8. […]

Is an FHA Home Loan Right for You?

You're ready to buy a home, and you know that you can afford the monthly payments that come with a mortgage loan. But there's one challenge: You don't have enough money for a large down payment. Don't despair: An FHA loan can help. These mortgages insured by the U.S. Department of Housing and... […]

How to Get Out of Debt Without Credit Counseling

The presents have been opened and stashed away. Holiday visitors have come and gone, leaving behind memories, new traditions, and plenty to look forward to in the new year. New Year’s Day has been celebrated. Champagne bottles emptied. Resolutions made. And now you’re ready to tackle your debts – holiday-induced and otherwise – once and for all. […]

11 Jobs With High Earnings and Growth

You need a job. But not just any job. You want a job where opportunities are plentiful, and you'd like to make a decent wage. The nation's economy is always shifting, but there are a number of careers that are projected to need thousands of new qualified workers within the next decade. And many of... […]

How to open a SEP-IRA in 30 minutes or less

This article is by staff writer Lisa Aberle. Is your to-do list filled with important things that are buried by urgent tasks? Or easier and/or quicker tasks? Ostensibly, this article is about how a work-at-home parent opens a SEP-IRA (or any other type of self-employed retirement account). But also, once again, I realized that most tasks just aren’t as difficult as I imagine them to be. […]

The 7 Things Every Frugal Person Should Have In Their Wallet

I use my wallet not only for spending money, but for saving money as well. Having the right resources in your wallet makes it much more likely that you'll take advantage of money-saving opportunities that come along every day. What should you have in your wallet to help you be a savvy saver? 1.... […]

The Most Important Investment Decision You’ll Ever Make

There are a lot of investment decisions you could spend time worrying about, but there’s only one that really matters: How much you save is more important than any other part of your investment plan. It’s more important than the type of investment account you use. It’s more important than the specific investments you choose. […]

Six Basic Personal Finance Facts People Should Know (but Constantly Get Wrong)

I get a pretty healthy number of questions from readers each week (usually by my personal Facebook page), many of which find their way into the weekly “reader mailbag” article. While most of the questions are pretty interesting, I do find a lot of patterns in the questions that people ask me. […]

Best Money Tips: Save Time and Money on Food Prep

Welcome to Wise Bread's Best Money Tips Roundup! Today we found ways to save time and money during food prep, how to grow your savings in 2016, and steps to eliminate self-doubt. Top 5 Articles Food Prep: Saving Time and Money in the Kitchen — Organize your cooking and prep space so that you... […]

Best Deals for Friday 01/08

Link for teaser title:  http://www.wisebread.com/bestdeals/today Dockers: Extra 50% off Sale w/ code, Shoebuy: Up to 71% off Womens Year End Blowout, Kohl's: $10 off $30 Baby... […]

Flashback Friday: Celebrate National Slow Cooking Month With These 95 Crock Pot Dishes

Winter is no longer coming — it has definiely arrived. And with cold weather, comes every human being's inherent desire to cozy up indoors with a blanket, a warm beverage, and a hearty meal. Luckily for us, January is National Slow Cooking Month, and we're encouraged to use our trusty Crock... […]