Join Our Tweetchat on Thu 10/27, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Rebuilding Credit. Learn about applying for a secured credit card, reviewing your credit report for errors, and keeping your accounts open to show you can use credit responsibly. […]

Escape Student Loan Debt — Slowly

If you've got student loan debts that you'll never be able to pay off, you've now got a better chance to escape. It's still going to take a while. (See also: Wage Slave, Debt Slave) Under new rules that Obama announced today, students who can't afford to pay off their student loans will be able to cap their payments at 10% of their discretionary income. […]

Saving Pennies or Dollars? Investment Fees

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Reader Profile: KM

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Four Ways to Save at Halloween

The expenses that come with Halloween are downright frightening. What used to be one of those second tier holidays is now a big expense. You have to purchase the costume in order to go to the party or maybe you’re hosting the party yourself. Halloween now comes with cards and with a card you may feel inclined to send money and let’s not forget the office party and the treats that go with it. […]

Obama’s New Student Loan Relief Plan – How Much Will It Help?

Will You See Any Relief? Today, the President reveals some changes to existing student loan provisions that were put forth in recent years. […]

Series I Savings Bond Rates – November 2011

This is just a quick note to say that September inflation numbers are out, so we can now calculate the new Series I Savings Bond rates that will go into effect in November. I’ve talked in the past about how to predict Savings Bond interest rates. The short answer is this: The I Bond rate is made up of two pieces: the fixed rate and the variable rate. […]

Help a Reader: When to Refinance

Here's an email I recently received from a reader: How much do you need to save to make a refinance worthwhile?  I have a home mortgage around 325k that I refinanced last year @4.875.  (The rate was a bit higher than the going rate as I increased the loan amount to pay off two rental property mortgages for tax reasons.)   I just inquired on a refinance and was presented with the following appro […]

The Simple Dollar Weekly Roundup: Naptime Edition

Lately, I’ve been experimenting with a half-hour long power nap in the middle of the day. It’s exactly as it sounds: I’m trying to sleep for a very short period during an energy lull in my day. What I’ve found is that some days it works like a charm and I’m ready to just tackle whatever comes my way. […]

Steve Jobs: The Billionaire Next Door

Steve Jobs may not have been as wealthy as his arch-nemesis Bill Gates, but after his successes with Apple and Pixar, he was one of the world’s richest men. Forbes recently listed Jobs as 39th on the Forbes 400, a list of the richest people in America, with a net worth of $7 billion. […]

Calibrating and Circumventing the Cost of College

This article is from new staff writer Tim Sullivan. It’s a common refrain that today’s college graduates are entering into the worst job market and economy since Hoover was around. We’re told that an undergraduate degree means less than what a high school diploma once was, yet we’re investing more in school than ever before. […]

How To Find A School That’s Right For You

Right about now, thousands of kids around our nation are taking SAT exams and applying to college. Thousands more are doing neither, their eyes set on vocational schools or local community colleges. […]

15 Delicious Ways to Prepare Frozen Broccoli

I love fresh broccoli, but occasionally it's a little more expensive than I think it ought to be. Also, sometimes I'll pick up a bunch of it, and it's just sort of tired-looking. That's not very inspirational for cooking. Frozen broccoli to the rescue! The following are 15 ideas for using inexpensive, frozen broccoli. (See also: The Produce Worker's Guide to Choosing Fruits and Veggies) 1. […]

Early Holiday Shopping: Why I Finish by Thanksgiving

I’m not the busiest guy on the block. Many of my peers are true multitaskers who juggle families, career, side businesses, and various twisty-bendy Pilates and yoga appointments. I’m not that guy. I enjoy my downtime, and I defend it ruthlessly — even during the holidays. To make sure I dodge that the distant roll of holiday thunder, I do my shopping early. […]

Best Money Tips: Frugal Family Travel

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on frugal family travel, the best way to avoid bank fees, and tips for a Christmas to remember. Top 5 Articles Tips for Frugal Family Travel — Save money when traveling with your family by considering alternative accommodations. [Financial Highway] Online Banks: The Best Way to Avoid Bank Fees? […]

3 Hidden Dangers of Refinancing Your Mortgage

One of the few pleasant developments from the recent market turmoil is sustained low mortgage rates. With rates at historic lows, many homeowners are able to refinance their mortgages, shaving hundreds off their monthly expenses. But refinancing isn't always a good choice even if it lowers your monthly payment, because there can be hidden traps. […]

Retirement Costs in 13 Countries

We've talked a ton about the following subjects: Where you live has a big impact on your expenses. Some cities/countries simply cost more to live in than others. One viable retirement strategy (especially for those short on cash) is to move to a lower cost-of-living country that is significantly less costly than living in the U.S. This next piece blends these two issues. […]

Playing the “What If?” Game

The “what if?” game is a scary game to play, but it’s an important one. What if I lose my job? What if I get seriously ill? What if I pass away suddenly? What if one of my children has a condition that requires constant care? What if my spouse suddenly passes away? There was a time not too long ago in my life where I dreaded the “what if?” game. […]