Help a Reader: Getting Out of Debt

Here's an email I recently received from a reader: I divorced about two years ago and am now about $20,000 in debt.  This is $10,000 for a car loan and a little under $10,000 for credit cards. […]

Health Insurance Open Enrollment: Tips For Choosing Plans

Once a year, employees get the chance to evaluate and choose their health care options for the following year — a practice referred to as annual open enrollment. If only one spouse is employed outside the home, or if both work for the same employer, the choice can be simple. […]

Quit Quashing the Quirky: Support Small Businesses

Years ago, I was assigned to write a series of Chicago Tribune articles set in Princeton, IL, the historic Bureau County seat that grew up along U.S. Rt. […]

The Motivation to Improve One’s Situation

One of the most common issues that I get asked about is how someone can convince someone else that they care about to care more about their finances and life situation. My answer to them, for the most part, is that they can’t make someone care about something they don’t care about. […]

Thanks for Your Support!!!

Just wanted to say a BIG THANK YOU to those who gave to the FMF $20k Red Kettle Challenge over the last month and a half. The challenge is now over and I made the last matching gift this morning as promised. We raised $13,636 from 53 people to help the less fortunate be fed, clothed, and cared for. Thank you so much for your kindness and generosity!!! […]

7 Ways to Reduce Your Holiday Travel Costs

With the holidays upon us, travel is probably on your mind or you may already be in the middle of your holiday travels. You may have family in another state or country or may finally have time off from work to actually take a vacation. No matter what the reason, you’ll want to get to your destination as cheaply as possible. […]

New Year’s Resolutions Help Even If You Don’t Keep Them

As the year draws to a close, I plan to take some time to evaluate the progression of my life, including my finances, against my goals and resolutions for 2011. I reached some goals while missing others. There are many reasons people don’t keep new year’s resolutions, and I’m not any different. In one recent survey, only 15 percent of those who made resolutions have kept them. […]

Everything You Need to Know about Using Credit Card Bonuses for Free Travel

The following guest post is by Craig Ford. Craig blogs at Help Me Travel Cheap where he helps newbies turn credit card sign-up bonuses into free travel. To entice you to sign up for a credit card most credit card companies offer a sign-up bonus. The sign-up bonus is the life blood for a growing population of American travelers. […]

Book Review: Scammed by Christopher Elliott

Scammed is a book that will teach you two things: Educate you on the “scams” and “Scams” of the world, Teach you how to get better service and better deals. According to author Christopher Elliott, a consumer advocate, lowercase scams are those scams that are obvious to the naked eye once you cut through the deception. […]

Ask the Readers: What Are You Most Looking Forward to in 2012?

2012 is less than a week away! Chances are you are busy making plans for new years, reflecting on all the major events of this past year, and getting excited for what 2012 has to bring! What are you must looking forward to in 2012? Do you have a big trip planned? Are you getting married? […]

How to Get Rid of and Avoid Late Fees

Here’s a quiz — other than a catastrophic financial event, like a bankruptcy or foreclosure, what financial activity is most damaging to your credit score? If you chose, “Paying your bills late,” you’re right. Of the five main factors that impact your credit score, your on-time payment record carries the most weight. […]

4 Self-Discipline Tricks I Learned From the Marathon

For most of my life, I’ve been a competitive distance runner. I’ve run more than 100 miles in a week, competed at several distances, and trained through all kinds of terrible weather. I think you could say that discipline comes easily to me. If I really decide to do something, I will do it (possibly at all costs). […]

Best Money Tips: Ring in the New Year Family Style

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ringing in the New Year family style, reducing your household electric bill, and improving your finances now. Top 5 Articles 5 Ways to Ring in the New Year Family Style — Celebrate the New Year family style and opt to celebrate with a special breakfast in the morning. […]

Win a Copy of You Need a Budget!

Here's a chance for you to win a copy of You Need a Budget budgeting software!Here's how it will work: 1. All you need to do to enter is to leave any comment on this post. Be sure to leave your email address (no one else will be able to see it) when you leave the comment.2. In a week or so, I'll select the winner at random and announce the winner on this post.3. […]

What's the ROI on Your Career Investment?

CNN Money has an interesting piece on the ROI (return on investment) of changing careers. They add up the costs and benefits in investing in yourself so that you can make a career change into a better-paying field and then apply investing calculations to the effort to see what the return is. […]

Reviewing My 2011 Resolutions

At the end of each year, I try to set a few goals for the coming year, with varying degrees of success. […]

End of the Year: Time to Rethink Your Investment Strategy

As always, the end of the year represents a time to reflect on the past — and to prepare for the future. While you consider your next move, don’t forget to review your investment strategy. […]

Bank of America Class Action Lawsuits – Did You Receive a Check?

Many Consumerism Commentary readers have written in to let me know that they recently received a check for about $98 from Bank of America. This check is not a result of the Bank of America overdraft fee class action lawsuit, but it is the result of a similar lawsuit. First of all, the overdraft lawsuit has only recently entered an appeal process. […]

Reader Profile: JT

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Reader Mailbag: Post-Christmas Thoughts

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Adding another credit card user 2. Re-selling debt 3. Figuring out life insurance 4. What makes people negative? 5. Babies and emergency funds 6. Paying for pet medical expenses 7. Unwanted gifts 8. Handling pet cleanup 9. […]