Tying Up Loose Ends

It’s much easier to keep your spending and personal finances in control if you’ve done what you can to get your personal life under control. […]

Best Airline Credit Card Bonuses

One of the ways you can use credit cards to your advantage is to choose rewards cards that offer travel bonuses. You can do even better if you get a credit card associated with one of the airlines. Most of these cards are through major issuers, so you can use them for everyday purchases, while building up miles at a specific airline. […]

Discover Get More Reward Categories (2011)

The Discover More card is one of the few credit cards that rotates its reward categories. Normally, a rewards credit card is set in its ways when it comes to reward categories. The Discover More card, through it’s Get More program, rotates the bonus category every quarter to something that seems seasonally appropriate. […]

AAA Members Earn More Interest at Discover Bank

I’m a member of AAA, paying once a year for benefits like roadside service, travel assistance, and in some cases, discounts. AAA members can now earn a higher interest rate at Discover Bank than non-members. […]

Poll: Have You Filed Your Taxes Yet?

We are quickly closing in on the tax deadline, so those who haven’t already filed their taxes are probably starting to feel the pressure mount a bit. […]

Four Traditional Money Rules to Break for Now

Smart Money lists four traditional money rules to break for now as follows: 401(k) Loans -- Old school advice: Avoid taking one at all costs. Now: The most affordable loan available. Roth IRAs -- Old school advice: Convert a traditional IRA into a Roth to save on taxes. Now: Stick with the IRA. Mortgages -- Old school advice: Choose the mortgage with the smallest interest payments. […]

Ask the Readers: Do You Use Craigslist?

Chances are you have heard of Craigslist and (more than likely) you have perused its for sale section, used it for an apartment search, or even used it to sell items. Personally, I have used Craigslist to successfully find an apartment as well as buy and sell everything from TV's to surfboards. […]

Five Reasons I’m Happy I Rent

This is a guest article by Amber, the writer behind Blonde and Balanced, a blog about striking a balance in life, health, and money. Blonde and Balanced was included in my list of personal finance blogs you can trust.Old-school financial gurus sometimes claim that renting is wasted money or that renting doesn’t provide a return on your investment. […]

6 Ways to Beat Sinus Pain at Work

The season for sinus pain is approaching. And this beastly condition doesn’t discriminate. More than 37 million Americans suffer at least one acute attack of sinusitis each year. Unfortunately, the painful, sometimes debilitating inflammation of the sinus passages doesn’t just strike on weekends. […]

10 Painless Ways to Save for Vacation

The average American family plans to spend about $1,650 on summer vacation, according to a study by Visa. That's more than chump-change, particularly in these hard economic times. Here are some simple ways to pump up your piggy bank so that your vacation is paid for before you ever leave home. […]

How to Find the Best Place to Sell Your Gold Jewelry

If you pay attention to financial markets, you are probably aware that the price of gold has been skyrocketing. Not to long ago (the end of 2003), gold sold for $400 an ounce. Now, gold is above $1,400 an ounce. Gold has risen rapidly since the financial crisis, thanks to a number of factors. First of all, gold is seen as a safe haven. […]

Best Money Tips: Save on Pet Care

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save on pet care, tips on hiring a home improvement contractor, and how to save on car maintenance. Top 5 Articles 5 Ways to Save Money on Pet Care — Save money on pet care by grooming your pets at home. […]

The Power of Patience

When I was young, I had no patience. I wanted everything, and I wanted it now. No wonder, then, that I found myself with over $20,000 in credit-card debt just a few years out of college. I was spending to obtain a lifestyle that I wouldn’t be able to afford until I was older. Much older. I’m not the only one with this problem. […]

Putting Your Spare Change to Good Use

My husband and I each have our own jars that we deposit our loose change into. I keep my loose change in my car until the little coin compartment can’t fit anymore and then dump most of it into my jar at home. My husband is more systematic, and empties his pockets each day to feed his jar. […]

Steak Versus Meat Loaf

The following is an excerpt from Never Buy Another Stock Again: The Investing Portfolio that Will Preserve Your Wealth and Your Sanity. Without a doubt, endless repeating of bromides about diversification and cost containment would make for boring television. […]

Spare Change: Paranormal Romance Edition

Last week, Novelr profiled Amanda Hocking, whom they dubbed the very rich indie writer. Hocking is a 26-year-old woman who writes “paranormal romance” novels and publishes them herself through Amazon’s Kindle store. […]

Help a Reader: IRA vs. Roth

I recently received this email from a reader: I'm 25 years old and have nearly $54,000 in savings. I have an additional $14,000 in a company 401k and roughly $8,000 in government savings bonds and I am 100% debt free (not a single loan). I am planning on opening an IRA and with all the research I've done, it seems that a Roth IRA would be the best bet for me. […]

Zecco Stops Commission Free Trades

Zecco sent an email out to customers last Friday about a huge change in their account. It turns out that offering commission free stock trades is not a sustainable model and Zecco will be moving away from that as of March 30th, 2011. When I first learned about Zecco in mid-2007 and their offer of free stock trades, I was skeptical and wondered if Zecco was a scam (it’s not). […]

American Express Personal Savings Review

By far, the most requested review on Consumerism Commentary that I have yet to write is for the American Express Personal Savings Account. American Express offers one of the highest interest rates available with this savings account, making it very attractive from the surface. […]

Some Thoughts on “How to Make Money in Six Easy Steps”

A few days ago, I read Jason Fried’s wonderful article How to Make Money in Six Easy Steps. The article details Fried’s growth as an entrepreneur from a young child to running the successful software firm 37signals. Fried’s “six easy steps” are as follows: 1. Understanding the buyer is the key to being a strong seller 2. It’s all about passion 3. Charge real money for real products 4. […]