Dropping the Price of Gas to $2.50 a Gallon in a Week

If speculation can raise the price of oil, why can't it drop it? That's the question that's been taking up a big chunk of the conversation between my friends, and I have to admit, it seems very possible. President Obama announced recently that he plans to withdraw the $4 billion in oil subsidies because the companies are making too much mon […]

How to Get a Loan from Your Friends or Family

Even if you’ve been less than stellar with your finances in the past, you can still borrow money that you might need from family or friends. This is especially important if you currently pay high interest rates and want to refinance at a lower rate. […]

Best Money Tips: Have Fun for Free

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on having fun without spending money, ways to start a conversation, and how to save on groceries. Top 5 Articles 7 Ways to Have Fun Without Spending Money — Have fun for free (and make a positive contribution to society) by doing community service. […]

The Three Worst Reasons for Buying a Home

The book The 10 Commandments of Money: Survive and Thrive in the New Economy lists the three worst reasons for buying a home as follows: 1. It will be a good investment. 2. I'm tired of throwing away money on rent. 3. I need the tax deduction. Here's my take on these: 1. A home may or may not be a good investment, but I don't look at it as one. […]

Property Renovations That Can Affect Your Home’s Value

Despite rising foreclosures and lowered home values, real estate may still appeal to a lot of people as a solid investment. The same goes for certain home renovations, which could actually increase or lower your home’s value. […]

Join Our Tweetchat on Thu 4/28, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: How to get fit on a budget. With Spring in full swing many people are getting outside more, exercising, and dieting. […]

10 Signs You Shouldn't Be a Business Owner

Link:  http://www.openforum.com/idea-hub/topics/managing/article/10-signs-you-shouldnt-... ShareThisThinking about starting your own business? Take a moment to read the signs. […]

Spare Change: Colored Comments Edition

Great news, everyone. By popular request, comment numbering is back! When we moved to threaded comments last month, we lost numbered comments. While I think everyone loves the threaded comments (so much easier to follow conversations), a lot of us liked comment numbering because it let us remember where we left off in the discussion. […]

Accelerated Learning

When I was in college, I took a semester course in organic chemistry. It was only a three credit course and I needed to take a lot of courses to move toward the two separate college degrees I was working toward, so I loaded my schedule down with twenty credits that semester (where twelve is considered a full time load). It turned out that organic chemistry was the hardest class I’d ever taken. […]

25 Ways to Save Money

Wise Bread lists 25 ways to save money. I've covered all of these one way or another over the years, but I thought I'd list their suggestions along with what I think (and what I do) about each suggestion. Here goes: 1. Reduce/Eliminate Daily Luxuries - You know I'm all about this. Yes, there's certainly room for the occasional treat, but I keep a pretty tight grip on small spending. […]

Why I’ve Hired a Maid Service

For almost two months, I’ve been paying a maid service. After the initial cleaning, I waited a few weeks, and then set up a recurring appointment for a cleaning once every two weeks. For years leading up to this arrangement, I’ve balked at hiring a cleaning service. Cleaning is not a particularly difficult task, and this is not by any means a necessary expense. […]

How to Save Money on Road Trips

I’m a big fan of the road trip. Whether we’re just going up to my parents’ for a couple of days, or planning something more substantial, I just like being on the road. It’s fun to see new things, and visit interesting places. However, with rising gas prices, hotel costs and the expenses associated with eating out while on the road, the cost of a road trip can quickly add up. […]

Money Commandment #6

The book The 10 Commandments of Money: Survive and Thrive in the New Economy lists money commandment #6 as follows: The old-school rules: You can count on a good pension to get you through your golden years. The bubble economy rules: Even if you don't save much, you can rely on stock market returns and rising home prices to fund your retirement. The new rules: Start saving early for retiremen […]

The Simple Dollar Weekly Roundup: Tangled Edition

Early this week, my daughter caught a case of the flu. She was feverish and spent most of Monday dozing on the couch. Her only requests for most of the day was that I sit near her, keep her water bottle filled, and that we watch Tangled. […]

Make Yourself Indispensable

Even though the Great Recession is behind us and the economic recovery is (by most accounts) well underway, good jobs are hard to come by. So how can you be sure to keep yours once you’ve found it? Simple. […]

Silent Inflation Is Destroying Your Net Worth

According to the government’s figures, inflation was a modest 2.7% over the twelve months ending in March. The Consumer Price Index (CPI) is the Bureau of Labor Statistics’ popular measure of economic changes affecting typical consumers in the United States. […]

How to Save on Groceries, With & Without Coupons

This is a guest post by Julia Scott. Let’s get past the boring tips on grocery savings – acquire a store loyalty card, bring your own bags, and buy on sale – to the meaty strategies so we can save on the most basic necessity of all – grub. Without Coupons Become a freezer diva. Grab your thick plastic freezer bags and fire up your best packing skills. […]

The Limits to Just Not Buying

My first reaction to financial stress has always been to just stop buying stuff. Obviously, some expenses can't be eliminated, but a lot of expenses are discretionary — on a temporary basis you can eliminate whole categories. Do not miss that very important key word, temporary. […]

5 Better Ideas Than Skipping a Loan Payment

Maybe you've gotten an offer from your lender: Pay a small fee, skip a monthly payment. It may sound enticing, but you should always pay if you can. Here's a better idea. […]