Reader Mailbag: Saint Bernards

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Vacuum sealed bags 2. Boardgame with new couple friends 3. Investing for house down payment 4. Roth IRA versus Roth 401(k) 5. Hedging bets for retirement 6. Multiple savings “funds” 7. Extra mortgage payment impact 8. […]

Your Ego and Your Wallet

This is an article by Marc Pearlman. Marc is a money management professional who has been in the finance industry over 20 years, and he is the author of The Positive Money Mindset and host of the radio show, Your Money Matters. I watched as these two were duking it out — at the poker table, that is. Fortunately for me, I was out of the hand with my lousy cards safely in the muck pile. […]

How to Buy A Car

Do you absolutely hate going to the dealership and buying a car? Do you hate the games, the time wasted, the haggling and the long drawn out dance? It’s one of the reasons why CarMax has been so popular (we bought a car from CarMax just last year because they offered the best price and no dance), people just hate this silly game that dealerships make you play just to buy a car. […]

10 Smart Things to Do With $25

So, you’ve got $25 burning a hole in your pocket. Or, you just found it in an old pair of jeans. Maybe it represents the contents of your piggy bank, or a check you got from an aunt in another state for your birthday. […]

15 Tips for a Better Work-Life Balance

Staying on top of your A-game and maintaining a healthy work-life balance can feel like an oxymoron. Most of us experience an uneven pull between our social lives and work commitments, which isn't surprising considering the current economy and fact that employees everywhere are working overtime to show they're an indispensable part of the team. […]

Can Money Buy Freedom?

On Saturday, my friend Tyler hosted a blog meetup. I first met Tyler several years ago. He was a GRS reader who dropped me a line to see if I’d meet him for dinner. I said “yes” — as I almost always do. Now, several years later, Tyler runs a successful blog of his own. […]

Best Money Tips: Free Valentine's Dates

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on free Valentine's Dates, ways to build up your emergency fund, and how to save more in 2012. Top 5 Articles Love Don't Cost A Thing: 10 Free Valentine's Dates — This Valentine's Day, save mone and have a beach bonfire. […]

22 Ways to Reuse Paper

Do you feel guilty tossing stacks of flyers, scrap paper, and junk mail into the recycling bin? All that perfectly good paper, hardly even used. What a waste! Recycling is good, but it still takes energy and creates waste and emissions. The good thing is, there are plenty of things you can do to reuse paper before recycling it. (See also: 17 Ways to Use Old Newspaper) 1. […]

Flexibility or Salary: Which Do You Value More?

Kiplinger highlights a salary versus flexibility survey of Gen Y workers with this being the most controversial finding: About one-third of the respondents, representing college students and young professionals from around the world, said they'd choose more personal freedom, or flexibility, in the workplace over a higher salary. What does "flexibility" mean in this case? […]

Use the Manufacturer’s Maintenance Schedule (35/365)

Of all the useful specific pieces of information in your car’s manual, the manufacturer’s maintenance schedule is perhaps the most useful. […]

Podcast 146: Buying a House In Your Early 20s

Today on the Consumerism Commentary Podcast, Tom Dziubek talks to MD, founder of the personal finance website Studenomics. MD talks with Tom about topics such as his inspiration for Studenomics, how he got through college without having to pay off student loans, and also about things that people in their early twenties need to consider if they’re thinking about buying a home. Consumerism Commentar […]

Ten Personal Finance and Career Books You Should Read

I’ve decided to discontinue the weekly book reviews for the time being. I have reviewed hundreds of personal finance books over the years and, frankly, there aren’t enough new and compelling personal finance books coming out to justify weekly reviews. I’ve read too many books recently that just duplicated stuff said in other books. […]

Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School

When I first looked at the Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School by Andrew Hallam, I thought I was seeing yet another investment guru book that was going to collect dust on the shelf. […]

Christians Are Better Investors

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Ha! That headline is sure to get people stirred up! I'm betting I get at least one nasty comment from a person who reads it but not the post. ;-)Seriously, though, I do not think that Christians per se are better investors than anyone else. […]

Reader Story: Why I Lied About Money

This guest post from Aloysa is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. […]

Don’t Get an Oil Change Every 3,000 Miles (34/365)

Whenever I go get an oil change (often, whenever I find myself with a good coupon to a local oil change service provider), I always notice that little sticker in the corner of my windshield that they affix during the oil change. Usually, it lists the mileage at which I should get my next oil change (according to them) and often lists the approximate date at which I should reach that mileage. The o […]

Ten Pieces of Inspiration #58

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Why You Shouldn't Count on Social Security

No, this isn't a post on how Social Security is going bankrupt and won't be around for many of us (not saying that it's true or false, just saying this post isn't about that.) What it is about is the fact that Social Security doesn't cover much even if you do get it. The summary from Daily Finance: The average expected benefit for a retiree in January 2012 is a meager $1,229. […]

Does Your Digital Photo Frame Contain Bugs? Watch Out For Malware

Protect yourself from merchandise bugs. Another retail “holiday” is coming up that’s out to separate you from your dollars. What are you thinking of getting your Valentine? Beyond the standard roses and chocolates (or even slinky nightwear ), I’ve always thought that a nice gift for Valentine’s Day should be something personal enough yet still [...]Does Your Digital Photo Frame Contain Bugs? […]

Missing Tax Paperwork?

Have you started thinking about doing your taxes yet? I haven’t. Rather, as I do every year, I’ve just been tossing all of our tax forms in a pile as they arrive, and I haven’t paid much attention to what’s here vs. […]