How Not to Spend Your Tax Refund

If you’re like most Americans, you will be receiving a tax refund this year. If your refund is anywhere near the average it means you’ll be getting a few thousand dollars. No, really. The average tax return for the 2010 tax year is a little higher than usual and is $3,129 so far this year. […]

Separating the Urgent and the Important

Someone calling you on the phone is urgent, but is it important? Giving your mom a long phone call is important, but is it urgent? Finding that “perfect” pair of pants in your closet is urgent, but is it important? Spending quality time with your daughter is important, but is it urgent? If you really look at that list above and ask yourself which things genuinely matter in your life, you’ll quickl […]

The 2011 S&P Dividend Aristocrats

The S&P Dividend Aristocrats is a list of companies in the S&P500 that have increased their dividends each year for at least 25 consecutive years. It’s a starting point for a lot of dividend investors because 25 years is a long time and seen as a sign of reliability. […]

Five Ways to Blow Your Tax Refund

This is a guest post from Jennifer Rose Hale. You filed your taxes 12 days ago, and the “ding!” from your computer is an e-mail alert from your bank. You’ve got money! Sure enough, it’s your tax refund. […]

Setting Smart Financial Goals

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at This article is part of Financial Literacy Month at Get Rich Slowly. Goals are critical to financial success. […]

Ask the Readers: Do You Only Buy On Sale?

With the price of gas, food, and almost everything else going up, making any purchase can put a dent in your bank account. Most people try to only buy items that are on sale to help cushion the blow of purchasing necessary budget items. […]

Kilowatts a Killer? Tips for Air-Drying Clothes

Not only does reducing your dryer use save money, but it is also much easier on your clothes. I recently donated a dress to Goodwill that I’d had for seven years — not because it was worn out, but because I was sick of wearing it. […]

Should You Repair a Dripping Faucet?

Drip. Drip. Drip. It’s a sound most of us know all too well. Sooner or later, we encounter a dripping faucet in our home. For some people, it’s a no brainer to replace it. One washer and some very simple plumbing maneuvers, and it’s all done. […]

Best Money Tips: Great Mother's Day Gift Ideas Under $50

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on Mother's Day gifts, bad reasons to sell your home, and juicy secrets to job hunting. Top 5 Articles 20 Great Mother's Day Gift Ideas Under $50 — This Mother's Day, give your mom the day off. […]

Festival of Frugality: All Messed Up Edition

From personal experience this past week (both as a carnival submitter as well as the person who runs the Best of Money Carnival), I know that Blog Carnival (the site most bloggers use to submit their posts) was all messed up. Entries weren't being forwarded for much of the week. So this week's Festival of Frugality was a bit lighter than normal. […]

“Live Like No One Else So You Can Live Like No One Else”

The title of this article is my favorite single thing that Dave Ramsey has ever written. The idea here is pretty simple: if you live in a challenging way right now, you’ll be able to enjoy incredible opportunities and advantages later. […]

Help a Reader: Getting Wife on Same Page

Here's an email I recently received from a reader: I’m a 28 year old person who is married to a lovely woman. We married only a year ago. We’re just starting our life together. I’m $30,000 dollar in debt. $12,000 of it is in credit card. Scold me for that. I used this money for the wedding. We HAD to travel. […]

Get 100k Bonus Miles from the Chase British Airways Visa Card

It looks like the airline credit card space is starting to heat up. Joining the recently-expired Capital One matching miles offer and the ongoing Chase Sapphire Preferred 25k point signup bonus, we now have a 100k mile signup bonus from the British Airways Chase Visa card. Here’s the deal: Simply apply for the card (and get approved) and you’ll get a signup bonus of 50k miles. […]

Don’t Check Stock Prices Every Minute

When I was in elementary school, we played a stock market game in which each team was given $10,000 to invest over the course of a month. It was about the time of the first Gulf War, when Iraq invaded Kuwait, and someone on our team suggested we purchase shares of Caterpillar. […]

Are Mail-In Rebates Worth The Hassle?

How much should the rebate have to be for it to be worth the time you spend on it? I don’t think I’m the best shopper around because I don’t really like taking too much time mulling over the best deals. When I purchase something, I don’t necessarily get it because it’s on sale, or [...]Are Mail-In Rebates Worth The Hassle? […]

Where You Can Go To College For Free

College can be incredibly expensive, but some colleges offer free tuition as well as room and board to their students.  One of the most recent to jump on the bandwagon was Stanford University, located in Stanford, California.  In an article dated March 2nd, 2008, in the Sacramento Bee, Stanford announced its plan to offer free tuition to anyone with an income of $100,000 or less.  Those families m […]

Finances in 55 Seconds: Create a Short-Term Savings Plan

We are often intimidated by financial projects. It seems like we should need hours to plan savings, or organize our finances. However, you might be surprised at what you can accomplish if you set aside some time to tackle one task. Too often we make things harder than they need to be. […]

Reader Profile: Rod Ferguson

The following is the latest post on my new "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, How Many Clothes Do You Need Anyway? Enjoy! […]

Reader Mailbag: In Ten Years…

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Overinvesting or saving? 2. Home exercise equipment 3. Little change, big impact 4. Emergency fund or lower expenses? 5. Non-FDIC insured CDs 6. 401(k)s and job concerns 7. Basic home buying finances 8. […]