5 Business Blogs that Can Boost Your Bottom Line

Link:  http://www.openforum.com/articles/5-business-blogs-that-can-boost-your-bottom-li... ShareThisNo doubt, reading blogs can be a dangerous time sink if you’re not careful. […]

American Express Gift Card Fee Waiver Promotion Code

A lot of credit card promotions require that you spend a certain amount within a short period of time (say, $3,000 in three months). What if you don’t spend that much in such a short period? There are very few options out there for those folks who want to take advantage of these promotions but don’t want to bankrupt themselves buying things they don’t need. […]

Inflation Protection: TIPS and I-Bonds

Even with talk of possible default if a budget agreement isn’t reached by August 2, many investors still believe that U.S. Treasuries are among the safest securities in the world. […]

How a College Meal Plan Wastes Money

Meal plans at college are convenient. A student’s food costs are wrapped into each semester’s tuition bill, allowing them to focus on academics and college activities rather than finding the money for each meal. Many colleges offer similar meal plan choices, and the two most popular options are plans that offer either three meals a day or two meals a day. […]

10 Biggest Money Wasters

CNN Money lists the 10 biggest money wasters as follows: ATM fees Lottery tickets Gourmet coffee Cigarettes Infomercial impulse buys Brand-name groceries Eating out Unused gym memberships Daily internet deals Bundled cable or phone services Here's how I stand with these: ATM fees -- The last time I used an ATM machine was probably sometime in the 90's. The reasons: 1. […]

Blue Cash Preferred Card from American Express Review

When the Credit Card Act was passed years ago, many thought it would be the end of credit card rewards programs. Despite increased costs of operations, credit card issuers continue to beef up their attempts to attract new customers, with bonuses for signing up and growing perks. […]

Citi ThankYou Premier Card: 20,000 Bonus Thank You Points

Back during the housing boom, credit cards often offered ridiculous promotions to get you to start using their credit cards. There was a constant battle for “share of wallet,” basically trying to get a piece of your spending each month. 20,000 points just for signing up for a card was almost the norm. These days, like with bank deals, companies are becoming savvier. […]

Risks That Can Derail Your Retirement

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a blog, Twittering thing. […]

Does Early Retirement Make You Live Longer? (Updated)

Over the weekend, I ran across a fascinating study that suggests that retiring early can significantly increase your lifespan. […]

Make-Ahead Food: 10 Things to Cook on a Sunday

Making food ahead of time so you can eat well and save money during busy workweeks is a great idea. But often when I read articles about make-ahead food, the focus is on ways to stock your freezer with heat-and-eat casseroles, soups, and other meals. […]

New Tools for the Unbanked

Until just the past few years, lack of access to the banking system has been an expensive burden on the poor. Just recently, a surge in new financial products make it a lot less expensive to be unbanked. […]

Best Money Tips: Negotiate a Gym Membership

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to negotiate a gym membership, 8 presents for dad under $20, and how to interview when you don't have experience. Top 5 Articles How to Negotiate a Gym Membership This Summer — Negotiate a lower gym membership cost by being willing to commit to a longer membership. […]

How to Determine a Store's Classification for Cash Back Credit Card Rewards

On my post titled Time for a Credit Card Reorganization?, I mentioned the Chase Freedom card (named the best overall card by CBS Moneywatch and, if used correctly, can net you some HUGE rewards) and how to use it to get some big-time cash back rewards. One reader made the following comment about the card: Just make sure you're getting the correct cash back. […]

Spare Change: Travel Itch Edition

Over the past couple of years, I’ve begun to travel. Kris and I have been traveling in groups, but that’s expensive and leaves me feeling isolated from the cultures we visit. I have the itch to travel more, and to spend more time off the beaten path. […]

Is There An Easy Way To Earn Six Figures Online?

I’m really being facetious here by posing the question and bringing up the possibility of earning a six figure income online. Is it possible to do? Well YES and NO. As far as I know, it is entirely possible to make a living off the web and replace your job income on a consistent basis. [...]Is There An Easy Way To Earn Six Figures Online? Copyright 2011 TheDigeratiLife.com All rights reserved. […]

How the Shifting Economy Changes (and Doesn’t Change) Personal Finance Advice

When I first started writing The Simple Dollar, it was quite easy to find savings accounts that offered interest rates as high as 5%. Even more amazing, banks offered certificates of deposit (CDs) that had rates that approached (or sometimes crossed) 6%. […]

Resume Tips and the Job Objective

The following is an excerpt reprinted with permission from What Color Is Your Parachute? Guide to Job-Hunting Online, Sixth Edition: Blogging, Career Sites, Gateways, Getting Interviews, Job Boards, Job Search ... Resumes, Research Sites, Social Networking. Copyright © 2011 by Mark Emery Bolles and Richard Nelson Bolles, Ten Speed Press, an imprint of the Crown Publishing Group, Berkeley, CA. […]

Citi Credit Card Data Hacked

Last week, while I was away on vacation, I received a call from Citibank about my credit card. Since I wasn’t keeping up to date on the latest financial news and gossip, I wasn’t aware that Citi had been hacked. Normally, when systems get hacked like this, I’ve dodged the bullet. […]

Family Earning $225k Annually, No Emergency Fund

Money Magazine featured a story about Rick and Amy Mendez, a couple in their early forties with two children, earning an income of $225,000. They have a healthy retirement plan balance, and they needed to borrow from their 401(k) to pay for an emergency. […]