Best of the Best

This week's Best of Money Carnival is up. Congrats to all participants and especially the winning post, Learning Financial Lessons From Aesop’s Fables. And I made the carnival myself with Top Tools for Analyzing Your Salary. Enjoy! P.S. If you're a blogger and are interested in getting more traffic, several links, and the chance to win $1,000 for charity, how about hosting the carnival? […]

How to Look Like a Million Bucks For Less

Today’s frugal fashionistas know a thing or two about creating an enviable wardrobe at a fraction of the cost of buying retail and they do this in a number of ways.  Some shop deep discount outlet malls to pick up their brand name attire while others dig diligently through the racks of the secondhand store in hopes of acquiring the precise type of apparel that they are looking for […]

Reader Mailbag: Alarm Clocks

For the first time in almost two years, I didn’t set my alarm this morning. I woke up about an hour and a half later than I usually do and I felt really groggy. […]

Cash for Appliances: Get a Cash Rebate for Buying New Appliances

By Xin Lu Last year the Cash for Clunkers program gave out billions of dollars in rebates for purchasing new cars. This spring a smaller rebate program called Cash for Appliances is rolling out as part of the stimulus package. […]

Best Deals for Monday, 03/15/2010

ProFlowers Easter Flowers with vase from $20 + $15 s&h Amazon DVD sale: The Green Mile, Ocean's 11, TMNT, more from $5 + $3 s&h Dell Inspiron Mini 10 1.6GHz 10" Netbook w/TV tuner for $300 + free shipping Free Redbox Code on St. Patrick's Day […]

Free Money Finance March Money Madness, Sweet 16, Posts 1-4

Here we go with the Sweet 16 round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author wh […]

Roth IRA as an Emergency Fund?

Building an emergency fund is one of the critical first steps to personal financial success. With that in mind, a reader named LG recently wrote in with a question about using a Roth IRA as an emergency fund: I know you’ve written a lot about emergency funds, but my question is can a Roth IRA serve as an emergency fund? At first blush, the answer seems obvious. […]

Car Insurance Coverage

The first time I shopped for car insurance I didn’t know much about what I would be buying. I should have taken the time to learn more about the various types of coverage before shopping. As a result of my lack of preparation, I did a poor job comparing rates. I was slightly better armed after I purchased a new car six years ago. By then I knew a little more about car insurance. […]

Fixed Income Strategies to Help Boost Savings Interest Rates

If you take the 120 minus your age investment allocation rule to towards retirement, the conclusion is that your investments should mostly be in safe “bond” investments and out of risky “stock” investments. […]

Are You “Over” Spending?

Have you gotten to the point where you are “over” spending – as in -you just don’t feel like buying “stuff” anymore? There was a time when I wanted “stuff” – a nicer car, a bigger television, a newer computer, but now I’m “over” that stage in my life.  Seriously.  I just want to enjoy the “stuff” I already have, hang out with my family, and live life. It’s funny how, over-time, o […]

Welcome to the Carnival of Debt Reduction

Thanks for visiting!  Here are this week’s debt-reduction related posts: Steadfast Finances runs through several thought-provoking quotes on debt and paying interest. Debt Eagle show how to do debt settlement yourself. Silicon Valley Blogger warns about refund anticipation loans. The Smarter Wallet discusses the Dave Ramsey cash-only diet. Do You Dave Ramsey? […]

Made by Hand: In Praise of Amateurs

Note: I’m afraid this post is long and rambling and doesn’t have much of a point. So sue me. I’ve been meaning to write about this subject for a long time, and finally felt moved to do so. This article may be amateurish, but that’s kind of the point… My father was a serial entrepreneur — he was always starting businesses. […]

The Worst Financial Moves Anyone Could Make

In a few weeks I'll be speaking on "the worst financial moves anyone can make" or perhaps "financial moves you should avoid" (I haven't decided on the title yet) to several hundred people. I thought I'd share with you all my initial thoughts on the worst financial moves and let you add to or subtract from them. […]

I’m jealous how well Lowe’s treated my wife

Lowe’s puts out scratch-and-dent appliances regularly.  These are display models, appliances that got slightly damaged by a forklift, or customer returns.  They’ll knock down the price for someone who doesn’t mind a little blemish on the appliance, or one that’s slightly used. We’ve gotten a few good deals with scratch and dent appliances, but for me the shopping experience hasn’t been the same ki […]

Fire your bank with the Switch Bank Accounts Checklist

If you’re sitting there thinking, gee whiz, I really hate my bank, then you’re probably not alone. I’m guessing that thousands of people like you just got dinged a dollar in bank fees today. Many pay dearly for the right to access their money. Fun. A few years ago I got fed up with all the needless fees and finally fired my bank. […]

How To Get Your First Credit Card

If you’ve decided to get your first credit card, there are a few things to keep in mind. I believe that credit cards are a great financial tool when used responsibly. So whether you’re a college student just starting to receive credit card offers in the mail or you’re seeking to build your credit history, you might find the following tips and reminders helpful as you seek your first credit card. […]

Review: The Little Book of Behavioral Investing

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest to readers of The Simple Dollar. If you’ve been reading The Simple Dollar for a while, you know that I love the “Little Book” series by Wiley Publishing. It’s a book series of small, relatively short hardbacks with about twenty short chapters. […]

Podcast 47: The Financial Physician, Lou Scatigna

The Consumerism Commentary Podcast is featuring Lou Scatigna, author of the book The Financial Physician: How to Cure Your Money Problems and Boost Your Financial Health. […]

Live Where the Water Tastes Good

By Philip Brewer There's an old song, the "Michigan Water Blues" that starts, "Michigan water tastes like cherry wine." I grew up in Michigan, so the song always had a certain resonance for me, but I've lived other places where the water tasted good, and a few where it didn't. […]

The Financial Realities of Growing a Family

Anthony writes in: My wife and I have two children, ages 2 and 1. We’d like to have more; we both think that four would be a great number, although there’s no particular logical reason for that number. The problem is the expense. With daycare costs, adding each additional child will cost another $260 a month. […]