The Worst Investment California Has Seen

I wouldn’t gamble more money than I could afford to lose. I also wouldn’t spend my own money in order to win an election, but I’m not, and nor will I ever care to be, a politician. […]

Meet Brooke Kaelin, Our Daily Deals Editor

Hello, my name is Brooke Kaelin. I’m the Daily Deals Editor here at Wise Bread. I’m a wife, a mother, an author, and a total penny pincher. I don’t purchase anything (with the exception of certain food items) unless I can get it at least 50% off. As I write, it’s the beginning of November, and I am almost done with my Christmas shopping. […]

2009-2010 Best Value Home Renovation Projects

I like taking a look at this list every year because it gives me a good understanding of what makes a good renovation project, in terms of ROI, and what makes a terrible one. When it comes down to it, I know it’s not about ROI. You don’t add a deck to your house because of the ROI, you add one because you want a deck. […]

More Women Participating in Retirement Plans

This post is from staff writer April Dykman. There’s a lot of bad news during a recession: High levels of unemployment, foreclosures, and huge dents in the average Joe’s net worth. But one good thing to come out of the financial crisis is that more people, women especially, are making an effort to better understand and contribute to retirement plans. Participation increases in employer-sponsored p […]

The Net Worths of US Presidents

The Atlantic listed the net worths of all the US presidents a few months ago and I'm just getting around to highlighting the piece. […]

We're Hiring: Community and Social Media Managers

With our recent media exposure and the launch of our new Top 100 Chart, we're getting a ton of new readers and media attention. […]

Giant List of Freebie Finds From Kiplinger’s

I’m one of those people who is skeptical about the proverbial free lunch. I figure, if it’s free, then one or more of these things could be true: (a) It must be lame or be of poor quality. (b) There must be a catch. (c) You’ll get what you pay for. (d) It could take a lot of your time to deal with. […]

A Rough Patch

This week, I’m going to take a look at a few of the longer questions that have been languishing in the reader mailbag. […]

How Much do You Need to Feel Rich?

CNN Money asked people how much money they needed to feel rich. As you might imagine, the answer varied widely. Even answers from the experts varied widely -- they said you needed "somewhere around $2 million to $12 million in savings" to feel rich. […]

How to Start an Emergency Fund on any Budget

Yes, you really do need an emergency fund. Sure, there are exceptional people out there who never get sick, never have a car repair, and never lose their jobs. But I’m not one of those people. Over the last few years I’ve had knee surgery, totaled my auto in a freak car accident, and have pounded the pavement (without a car and with a new knee) in search of work. […]

Fed Hints at Potential of QE2

The Fed, in it’s FOMC meeting notes (September 2010), announced that it might be using quantitative easing again this year, with the market calling it QE2. In it’s September meeting, it echoed sentiments from its August meeting about the slowing economy and stated that the Committee is prepared to provide “additional accommodation” if necessary – codeword for quantitative easing. […]

Ask the Readers: What One Frugal Holiday Gift Would You Enjoy? (Chance to Win!)

*Congrats to our winners!* Comment from Marie #9 - I would love a pretty 2011 calendar! It would brighten up my office and be practical, too! Tweet from @semerp  -  Tweeting to try to win a $20 giftcard so I can buy myself a frugal gift like rechargeable batteries! […]

Personal Balance Sheet, October 2010 ($463,930, +8.0%)

In July 2004, my car was my biggest asset, although my loan left me with no equity. That same car, as it lost value over time and as my finances generally improved, is now the least significant line on my balance sheet. […]

Second Homes are a Financial Killer

We've recently talked about owning second homes on a couple of occasions. I mentioned it when I talked about boats and cottages and it was a key reason one guy couldn't live on $1 million. In addition, Dr. Thomas J. […]

Wise Bread's Halloween Adventures

I spent this Halloween with my three-week old niece. It got me thinking about all childhood Halloweens. My mom used to make all my costumes — from Strawberry Shortcake (I won a prize!) to Snow White, my mom dutifully sewed whatever I asked. Thanks, mom! Here is a roundup of some of our writers' favorite Halloween memories. […]

Making It All Work – Getting Control: Engaging

This is the ninth entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. New entries in this series will appear on Tuesday mornings and Friday mornings through December 10. Engaging? To put it simply, the fifth (and final) element of positive engagement with your world is just that – actually doing stuff instead of planning. […]

6 Plant-Based Diet Tricks for Carnivores

Numerous well-known health professionals recommend a plant-based diet for optimum health. I get that I’m supposed to eat my veggies, but just how does one transition to a plant-based diet when it seems like every recipe in your repertoire includes some form of animal product? And did I mention I’m a meat lover from way back? […]

What Are Car Title Loans & Are They a Ripoff?

Tough economic times have people in a financial bind and doing things they haven’t done before. There are those who are living paycheck-to-paycheck when they suddenly get struck with a financial emergency. What would you do? Some people turn to “title loans” to give them a quick infusion of cash to tide them over until next paycheck. […]

How to Save Money on Christmas this Year

I know we haven’t even hit Thanksgiving yet and that talk of Christmas is taboo before then, but the truth is that it is much easier (and less stressful) to begin thinking about Christmas as early as possible. […]