What to do with an old cashier’s check

Yesterday I received an unexpected surprise: a cashier’s check for $87.50.  It was for a gig I played almost a year ago, and I had since practically forgotten about it. What was a bit unusual, though, was that the check didn’t have a recent date on it.  The date was in September of 2010.  The check had gotten lost in the mail for over ten months. So, I took it to our credit union to see if I could […]

Small Steps to Buying a House (and More)

A week or so ago, a friend of mine purchased a house with cash. It’s a bit of a fixer-upper, but it’s more than roomy enough for his needs. How did he manage to come up with the cash to just buy a home without a loan? Small steps. Nothing more, nothing less. He doesn’t go out to eat very often. Instead, he makes most of his meals at home. […]

Be Sure to Put Your Passwords in Your Estate Papers

Here's a piece from the Wall Street Journal that reminds us to include our online passwords with our estate papers/plans. The details: He is encouraging clients to fill out a free form that includes user names and passwords to online accounts. […]

Verizon Wireless Roaming Charges Class Action Lawsuit

I received a notice in the mail stating that I could receive benefits from Verizon Wireless as a result of a class action settlement. The lawsuit alleges that the mobile phone company failed to provide free roaming as part of Verizon’s “America’s Choice II” calling plan. […]

Paypal: Beware Sending Money as a Gift

Earlier this week, I wrote about how Popmoney was now available in my Ally account and that it’s a great alternative to paying fees to Paypal to do the same thing. As it turns out, Paypal has a “Personal” option that lets you pay back your friends without paying fees. […]

Investing 101: The Importance of Diversification

Whenever you invest, you run the risk of loss. No matter the investment, there is a chance that you will lose your money. Part of building a successful investment portfolio includes managing the risk that comes from investing so as to limit your losses and enhance your gains as much as possible. […]

Capital One Buys HSBC Credit Card Business

Recently, Capital One announced they would purchase ING Direct, and from the feedback I’ve seen, most ING Direct customers are not to happy about this arrangement, primarily due to their experiences with Capital One credit cards. […]

Six Ways to Fill Up a Resume Gap

Have you ever had a big resume gap -- something like a year or more where you were unemployed? I haven't, but I've looked at enough resumes that have, and I tell you that it leaves a bad impression. […]

The Simple Dollar Weekly Roundup: Catching Up Edition

I spent several hours yesterday just catching up on some of my favorite personal finance and personal growth blogs, bookmarking interesting posts and the like. These are (some) of my favorite articles that I found along the way. Athletes Are Not Overpaid, Stop Whining About It I completely agree with this. Athletes are paid what the market will bear for them. […]

Are You Credit Rich?

The other day, while chatting with an acquaintance, the topic of the economy came up. We talked a bit about the recent market turbulence, the debt ceiling debacle, the S&P credit downgrade, etc. […]

Miles by Discover Card Review

Although it may not be apparent immediately, an airline miles credit card has a number of differences in the structure of its rewards than a travel rewards credit card. Airline credit cards reward loyalty to one particular airline while travel rewards are generally much more flexible. […]

How to Pick Part Time Jobs in High School

Yesterday’s Kids and Money post by Miranda discussed the reasons why high school students should consider getting a part-time job. In Miranda’s case, it was a juggling act between her academic, athletic, and part-time job responsibilities. […]

What S&P Debt Ratings Mean for the U.S. (and Its Citizen Shareholders)

This post is from new staff writer Sarah Gilbert. We’d planned for her to make her debut later, but Gilbert offered to write about the current economic situation, so she’s stepping up the plate a little early. This is a rare GRS foray into current events. Do you like it? Hate it? Not care either way? Let us know. […]

Homemade Lotion Recipes

Have you ever looked at the ingredient label on your face or body lotion? Most brands of lotions contain parabens, alcohols, and other ingredients that may be harmful to your skin. (There’s a reason to avoid parabens in particular — they may be hormone disruptors.) Sadly, even my Kiss My Face lotion, which I bought because it is paraben-free, has over 40 ingredients in it. […]

Save on Car Maintenance With These 5 DIY Tips

You may wonder if you're being taken for a ride every time you fork over a wad of cash for a car maintenance procedure that only took the mechanic two minutes. […]

Best Money Tips: Ways to Make Your Resume Rock

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to make your resume rock, what to do when you need emergency cash, and ways to eat at home and beat the summer heat. Top 5 Articles 7 Ways to Make Your Resume Rock -- Make your resume rock by avoiding repetition. […]

More on Buying Vacation Homes

The general consensus to my question about buying a vacation home was "no, it's not worth it." This was reinforced to me by a friend a couple weekends ago. He had purchased a vacation home and told me it was a very bad decision. He had two lawns to mow, two sets of homes to maintain, two mortgages, two of every sort of home expense. […]

Join Our Tweetchat on Thu 8/11, 12pm Pacific for Chance to Win $200

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win $200 in prizes! Use #WBChat to participate. This week's topic: retirement planning. You're never too young to start saving for retirement. We'll talk about planning for retirement, making a retirement budget, and employer matching. […]

Net Worth Competition: Don’t Compare Yourself With Others

One of the most important metrics for tracking financial progress is net worth. I write about my net worth, or a modified form of it, every month when I report my balances. I’ve been in the practice of publishing my net worth updates for eight years. […]

Stock Market Collapse In Pictures

What does a market crash look like? Forget charts and graphs, if you want to see what investment risk, a market slide or a volatile stock looks like, then here’s a different kind of visual. All around the world, a market crash looks the same, etched in the faces of many who watch it unfold. [...]Stock Market Collapse In Pictures Copyright 2011 TheDigeratiLife.com All rights reserved. […]