The Best of Money Carnival

The Best of Money Carnival is up. Congrats to all participants and especially the winning post, How Stock Options Work. Enjoy! […]

20 Ways to Start a Conversation and Build Into a Connection

I’m an introvert. Let there be no doubt about it. I often feel innerly awkward around people I don’t know, and I tend to clam up and not speak. At times, I even do this around people I do know. Yet, I also know how incredibly valuable human relationships can be. Close friends and close family relationships add a ton of value to life. […]

Working With a Financial Adviser: Building Your Relationship

This is a guest article from Kathryn. Kathryn has been working in the financial industry for 11 years. She is the founder and author of Kathryn’s Conversations, a money and lifestyle blog for people who like to get stuff done. This article continues the series covering working with financial planners and advisers. First dates are exhilarating. […]

Use Goals to Reduce Money Worries

I know a lot of people who are uncomfortable with their respective financial situations. As the economy recovers, the spectre of losing your job or of some other financial disaster wiping out finances feels very real and can be a heavy burden on your mind. […]

Five Ways to Outwit the ATM

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money. She also writes about frugality, intentional living, and life in general at her own blog, Surviving And Thriving. Automated teller machines are from the devil, and debit cards are Satan’s imps. Sure, it’s great to be able to get cash whenever you want. […]

Ask the Readers: Do You Spring Clean?

Over the last few weeks, we have had some articles about spring cleaning here on Wise Bread. Each spring, many people take time to clean up their homes and finances. However, some people would rather just skip spring cleaning and go on with business as usual. Do you do spring cleaning every spring? […]

Beat Back the Zombies: 4 Ways to Avoid Sleep Deprivation

Pulling an all-nighter remains one of the most basic forms of collegiate street cred. But sleep deprivation is becoming an epidemic with serious implications for all Americans, not just caffeine-fueled undergraduates. The reality is that 7 in 10 Americans don't get enough sleep, and an astounding 55% get six hours a night or less, according […]

Ask Stacy: Should I Borrow $80,000 or Forget Art School?

This high-school senior is confronted with a choice: lose out on the opportunity to attend a prestigious college, or borrow 80 grand. But are those really the only options? […]

Best Money Tips: Get an Inexpensive Workout

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on inexpensive ways to get a workout, how to have a successful garage sale, and how to buy more house for less money. Top 5 Articles 4 Ways to Get an Inexpensive Workout — Get an inexpensive workout by taking advantage of hiking trails. […]

The Goof’s Guide to Money Management

It was a typical evening in the mid 1980s, and I was working late at my job as an advertising copywriter in Chicago. Down the hall, a colleague named Mary, not many years out of college, was also toiling away in overtime. I could hear her in her office, humming, shuffling papers and twirling the dial on a desktop radio. Suddenly there was a shriek, followed by footsteps briskly toward my office. […]

How Millionaires Become Millionaires

After sharing Millionaire Facts, I ran into this piece from Yahoo Finance titled Wealth Is What You Save, Not What You Spend that talks about how millionaires became millionaires. How could I not post on something with this title? […]

Get Bumped & Score Free Travel Tickets, Vouchers Or Cash

One way to get a few hundred dollars in your pocket is to trade it off for a little inconvenience. It’s one of the best ways to fly for free. A lot of savvy travelers are taking advantage of this by getting themselves purposely bumped off a flight so they can collect some cash for [...]Get Bumped & Score Free Travel Tickets, Vouchers Or Cash Copyright 2011 […]

I don’t like being frugal. But I love the results

My stumbleupon button had been sorely neglected for quite a while, and I hit upon this older article on Wise Bread that dares us to take the boring challenge. Sounds fun?  Not in the slightest?  Yeah, it really doesn’t sound that much fun to listen to the radio instead of downloading MP3s, or heading to the library instead of heading to the bookstore.  Booorrrr-ing. Frugality is like exercising … […]

How I Invest My Money

Earlier this month, I shared a new financial framework I’ve been developing, one that stresses earning, spending, and saving as the building blocks of personal finance. Two weeks ago, I elaborated by sharing how I make money. Last week, I turned to the other half of the basic personal-finance equation: I shared how I spend money. […]

Why I Prefer Living Rural

This past weekend, my family travelled to visit several members of our extended families. The are we travelled to was decidedly rural. Statistically, it’s a below-average income county in a below-average income state. I know a lot of people near where we live who couldn’t imagine living in such an area. They complain about the educational level of the people there. […]

Does a Smartphone Save You Money?

Here's an interesting piece from Yahoo Finance that details what gadgets you do and do not need. Their summary: Desktop computer: Lose it. High-speed internet at home: Keep it. Cable TV: Depends. Point-and-shoot camera: Lose it. Camcorder: Lose it. USB thumb drive: Lose it. Digital music player: Lose it (probably). Alarm clock: Keep it. GPS unit: Lose it. […]

Finances in 55 Seconds: Choosing an Index Fund

One of the ways that you can diversify your portfolio, while at the same time limiting some of your risks, is to invest in index funds. An index fund is a group of investments that follows a specific index. If you invest in an all market index fund, then you get a little share of everything on the stock market. There are funds that follow the S&P 500. […]

My Retirement Plan (Updated)

Almost five years ago I did some basic calculations to set my retirement number. Recently I decided it was time to update those projections as well as get a bit more specific. After all, I am five years closer to retiring. ;-) So here's what I did: I started by setting a baseline -- where my assets were at the end of 2010. […]

Reader Mailbag: Easter Eggs

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Same ideas, different life 2. Credit card switch worries 3. Extreme Couponing 4. Take-home pay concerns 5. Hunting for mushrooms? 6. A big mess 7. Blogging jobs 8. Confusing frugality with cheapness 9. Gas cards 10. […]