Premier Rewards Gold Card from American Express Review

The lack of a pre-set spending limit can be both an advantage and a disadvantage when it comes to spending with plastic. Charge cards often have this feature, and it can be dangerous for spenders who are tempted to spend more than they can afford. Others customers, who need the flexibility to make large purchases at a moment’s notice, would benefit from a card that does not limit the user. […]

Your Take: Favorite Money Hack?

The last time we did a Your Take on Money Hacks, over a year ago, we had sixty-four comments and I learned a tremendous amount. Back then, my favorite money hack was buying coins from the US Mint, something that you can still do today (I still have a ton of coins). […]

Ask the Readers: When Is It Not Your Fault?

In popular American mythology, the rich work hard for their wealth. They’ve earned it. They deserve it. While this is often true, everyone can cite instances of people who have money due to fate and circumstance, not because of hard work and perseverance. The same holds true for folks at the opposite end of the spectrum. […]

How to Buy and Sell Airline Miles

Most airlines these days have frequent flyer programs where you can use your accumulated miles to redeem rewards, often in the form of flight tickets. It’s great when you earn enough miles to pay for free trips, but you don’t necessarily have to wait for your miles to build up before you reap the fruits of your miles. You can also buy, sell, and transfer frequent flyer miles to get a deal you want […]

Milking It: 5 Easy Homemade Cheeses

One of the things that always amazes me about cooking is how, if you have a little bit of patience and a willingness to follow directions, certain totally intimidating foods turn out to be relatively easy to make. Like bagels. OK, your homemade bagels might not taste exactly like the ones at your favorite NYC nosheri. […]

Buying and Selling Gift Cards

Have you ever bought or sold store gift cards through an online gift card exchange? […]

Best Money Tips: Tips to Help Pay for Car Repairs

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on tips to help pay for car repairs, preparing for your next financial crisis, and banking mistakes you don't want to make. Top 5 Articles Most Americans Can't Pay for Car Repairs, 4 Tips to Help — To make car repairs more affordable, consider having comprehensive insurance. […]

Star Money Articles and Carnivals for the Week of Aug 1

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: EDITOR'S CHOICE! Totally Money Blog Carnival Festival of Frugality Carnival of Passive Investing Carnival of Wealth Carnival of Personal Finance Sustainable Personal Finance gives four decades of deals. […]

3 Important Tips For Understanding Health Insurance Details

One of our biggest expenses are those payments we make to cover our medical bills. By thoroughly understanding our health insurance and health care statements, we stand a better chance of saving quite a bit of money. It’s likely that you’re paying thousands of dollars per year for your health insurance coverage. […]

The Ten Evils (Part Four)

This was originally one exceptionally long post. I chose to split it into five pieces for readability purposes. I’ll post a segment each day this week. As mentioned previously, I was recently leafing through a book at the library discussing Japanese martial arts (I believe it was Budo Secrets) when I came upon a sidebar that listed the ten evils that prevent people from improving themselves. […]

Five Ways to Grow Your Career

Money Magazine lists five ways to grow your career as follows: Make a lateral move Solve the boss's problem Hone your soft skills (like public speaking or leadership, as opposed to "hard", technical skills.) Capitalize on change Build the right skills Here's my take on these: Personally, I've never had much success making a lateral move so I can't say I endorse it. […]

Ignoring Bills Won’t Make Them Disappear

This is one of my biggest financial mistakes. My failure to learn some basic skills and my willful ignorance of the trouble I was in cost me thousands of dollars and major inconveniences. When I was younger, I didn’t have that much of a positive track record with cars. […]

When To Be Frugal

I am not an extremely frugal person, but I am not a spendthrift either. I love squirreling away my money just as much as I love my home, health, and hobbies. In short, my husband and I save more than a third of our income on a regular basis, but we do not cheap out on certain things. Specifically, I will spend whatever is necessary to live healthily and sleep well. […]

Understanding the Costs of Investing

We like all like the idea of earning money with investing. Choose the right investment, and you could find an improvement in your financial situation. You don’t even have to make big gains in a short period of time. You can engage in dollar cost averaging, or choose an investment that is likely to do well over time. No matter how you invest, though, there is always a cost. […]

How to Handle Your Three Largest Purchases

For the vast majority, the three largest purchases people make in their lives are buying a home, helping their children pay for college (or paying for it outright for themselves, the kids, or both), and purchasing cars (if you get two new cars -- one for you and one for the spouse -- every 10 years, the costs really add up.) Since your finances will be greatly impacted by the actions you take when […]

Reader Mailbag: Political Posturing

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Why pay down 0% debt? 2. Retirement planning for highly compensated 3. Strategic foreclosure question 4. Fearing change 5. Heating and cooling 6. Investing without broker help 7. Small games for camping 8. […]

Most Americans Can’t Pay for Car Repairs, 4 Tips to Help

According to a recent survey by AAA, 62 percent of American drivers would not be able to pay $2,000 for car repairs without going into debt with a credit card or asking for money from friends or family. While the savings rate is positive, it’s not common for consumers to put aside a portion of these savings specifically for car repairs. […]

Prepare for Your Next Financial Crisis

With constant talk of the debt ceiling and a possible double-dip recession, I thought it would be applicable to talk a little about personal finance crisis events in our personal lives and what we can do about it.  Like any other American, bad things happen to us.  Most of the time we’re not prepared.  What if you could be prepared for a financial disaster? […]

Money Leaks: Batteries

Despite all the advances in technology in the last fifty years (your phone has more technology than the first computers that filled entire rooms), one area that we haven’t had quantum leaps in is battery technology. […]