7 Green Valentine’s Day Gifts Your Girlfriend Will Love

With Valentine’s Day coming up in just a few short days, you’re either all ready or not at all. If you’re in the second camp, don’t rush out and buy a mass produced Valentine’s Day card and a box of chocolates in a heart shaped box. It lacks character, it lacks creativity, and shows that you’ve put only a little bit of thought into the day… which can hurt how Valentine’s night goes. […]

Outsourcing Life: Unconventional Advice for When You’re Financially Secure

This is a guest post from Erica Douglass. After selling her online business for a million dollars at age 26, Erica “temporarily retired”. She now writes an online business blog at erica.biz. […]

Are You a Spender or a Saver at Heart?

This is a guest post from Richard Barrington, who is a banking analyst for MoneyRates.com. Richard previously spent over twenty years as an investment industry executive. Whether you tend to save money or overspend is largely determined by your financial habits. […]

Problems with Traditional Financial Planning

The following is an excerpt from The Other 8 Hours: Maximize Your Free Time to Create New Wealth & Purpose by Robert Pagliarini. Copyright © 2010 Other 8 Hours, LLC All Rights Reserved. The book tells people to live life to the fullest by radically changing the way they spend “The Other 8 Hours” – the 8 hours not spent sleeping or working. […]

How to enlist Gmail to sell your Craigslist items for you

A friend from our previous church sent me an e-mail tonight. Because we’ve been buried in 1.2 miles of snow for the past few days, she had the opportunity to pile through some projects. […]

DIY Debt Reduction Programs: 3 Affordable Ways To Beat Debt

Some ways to pay off debt without spending an arm and a leg. When I think about reducing debt, I’d like to approach it from all angles — you know, hit it with all I’ve got. The more aggressive you get about how you eradicate debt and how you pay off your credit cards, the [...]DIY Debt Reduction Programs: 3 Affordable Ways To Beat Debt Copyright 2011 TheDigeratiLife.com All rights reserved. […]

4 Easy Steps to Buying Lingerie for Your Wife, Girlfriend, or Significant Other

By Treacle The first time my mother took me to a lingerie store, I felt like I was on the inside of an exploding confetti factory. There were so many colors and sizes and shapes and textures, that I couldn’t make sense of it all. […]

Options for Term Life Insurance Death Benefits Payouts

The following is a guest post by Denise Mancini of Accuquote. There are pages written about how to buy term life insurance, but very few devoted to death benefit claims and payouts. Sadly, this topic is so neglected, that awareness levels on this matter are very low. […]

Hindsight Is 20/20

When I look back at my overspending days, it’s easy for me to see the many, many mistakes I made. My life was littered with them. There are some old journal entries of mine that are absolutely cringe-inducing to read. I still have quite a few items in my closet that are just the result of blind conspicuous consumption. I didn’t save. I didn’t invest. I didn’t plan. […]

More on Lending Club’s Reduced Interest Rates

As a followup to yesterday’s post about Lending Club reducing their rates for borrowers, I reached out to Rob Garcia, who is the Senior Director of Product Strategy at Lending Club. Here’s what he had to say: As you know, we constantly monitor our marketplace to provide better rates to borrowers and great returns to investors. […]

Ask the Readers: Is Valentine's Day Too Commercial? (Chance to win $20!)

By Linsey Knerl Regardless of whether you're madly in love, or bitter about the past, Valentine's Day has gotten to be a big deal -- especially for the companies that sell little chocolates and heart-shaped jewelry. […]

How to Combine ING Direct Accounts

My lovely wife and I both opened individual ING Direct accounts before we were married. In the latest step towards consolidating our financial accounts, we’ve decided to take all of our individual accounts and work towards combining them when it made sense. We’ve left investment and retirement accounts alone but online bank accounts are perfect for combining. […]

Buy-and-Hold Investing: 4 Ways to Make It More Effective

By WC Porter The buy-and-hold investing strategy is kind of like my dad's 1981 Toyota pickup truck: dependable, reliable, old, and a little raggedy looking. It's been around forever and everyone always takes it for granted. But every time it breaks down, people tell him to dump it already. […]

Anyone Buy Physical Assets?

I was at breakfast the other day when my friend (a financial advisor) said that he was buying lots of silver. He had it in both bars and coins and was getting it from a contact he had in Texas. No, he wasn't trying to sell it to me, it just came up in casual conversation. He said he was buying it as a hedge against inflation as well as in case of an economic meltdown. […]

Best Deals for Tuesday 02/09/2010

96 bags of Traditional Medicinals Tea at Amazon.com for $19 + free shipping IKEA : Up to 50% off select in-store items, kids eat for free Michael Buble "Special Delivery" MP3 album download only $1 Bruno Magli Footwear 75% off , Styles from $70 + $7 Shipping! Free $25 Visa GC when you Test Drive a Kia Sorento […]

Ally Bank: Kiplinger’s Rated Best Savings Account

At the end of 2008, the editors of Kiplinger’s Personal Finance magazine selected FNBO Direct as their favorite savings account. Since that time, the banking landscape has changed. From the ashes of GMAC Bank rose Ally Bank offering competitive interest rates, currently APY. […]

Costco/Capital One InterestPlus Online Savings Account

Costco and Capital One have joined forces to offer an InterestPlus Online Savings account that offers a fairly competitive 1.50% APY. It doesn’t appear that a Costco membership is required for this account but there is an incentive for members. If you are an Executive, you can get a $60 bonus. If you’re a Gold Star or Business member, then it’s only a $20 bonus. […]

Social Security – What You Need to Know About Benefits, Coverage, and Eligibility

Social Security Benefits and You Social Security is a sore topic for many people. The system is flawed, it’s in significant financial trouble, and the younger generations aren’t expecting to see a penny from it when they retire. […]

My Girls

(And now for something a little different…) There isn’t much that I feel I need A solid soul and the blood I bleed With a little girl, and by my spouse I only want a proper house When I was in college, I was obsessed with music of all kinds. There was music playing almost constantly in my dorm room and, later, in my apartment. […]

Frugal Gluten-Free Living: Gluten-Free Desserts

By Sonja Stewart Being gluten-free sometimes feels like you have a rich person disease. Trouble is, I don't know many rich people these days, but I know quite a few gluten intolerant folks. So what are us paupers to do? Rejoice! You don't need to sacrifice your wallet to satisfy your sweet tooth. […]