Ask The Readers: Do You Pay For A Gym Membership?

Staying healthy and being in shape is something most people strive to do. For many people, this means paying for a gym membership. However, some people opt to work out outside the gym to avoid paying a monthly membership fee. Do you pay for a gym membership?  Or do you prefer to exercise outside of a gym environment? […]

How Much?! A Breakdown of Concert Ticket Prices

If you buy concert tickets on a regular basis, like me and many of my friends, then you know one topic of conversation that often rears its ugly head — what's the deal with the pricing?! You start off with a ticket for $35, by the time you're done it's closer to $50. What's with all the service fees and other add-ons? […]

Best Money Tips: Ways to Save Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save money in the second half of the year, financial realities of being in a relationship, and steps to achieve financial independence. Top 5 Articles 6 Ways to Save Money in the Second Half of the Year — Save money in the second half of the year by re-evaluating your budget. […]

Shop Like a Ninja on eBay

In June, I wrote an article for current and would-be eBay sellers, entitled How I Still Make Money with eBay. Well, fair is fair, and it’s time to explore a few strategies for scoring the best deals as a buyer. […]

Three Hours in the Financial Hotseat

How would you like to have your finances reviewed by eight wealthy men? They'd look over all your statements, investments, etc., then ask you some questions and offer their advice. It would probably be something you'd appreciate, right?Well, yes and no. "Yes" because it's great to have someone who knows something about money offer their thoughts on how you could do better. […]

Automatic Investing In A Dividend Paying Stock (PepsiCo Example)

When you’re not day trading, it’s easy to ignore the stock price and continue investing. Sure, most investors love to peek at the leader board as they continue to focus on the task at hand. You should do the same. Recall that by consistently making stock purchases, you will even out your actual costs. […]

The Best Credit Cards for Bad Credit, August 2011

For consumers with a poor credit history, the options for new lines of credit are limited. Far too often, lenders take advantage of people with poor credit by charging high interest rates and fees. Rather than improve their credit, the added debt only makes things worse. The world can be a much uglier place when your credit score is below 650. […]

Citigroup Accused in Death of Customer

Three months ago, a healthy 49-year-old business man walked into a Citibank office in Jakarta, Indonesia to discuss the matter of a $5,500 debt on his Citi Platinum credit card. The events that followed are unclear, but four hours later, the man left Citi offices in a wheelchair. […]

Did Momzilla have a point about having a modest wedding?

By now you might have heard about the incredibly harsh email that British florist Carolyn Bourne sent to Heidi Withers, the fiancee of her stepson Freddie.  This is the kind of dressing down that could make both Simon Cowell and Piers Morgan appear as encouraging as Mr. Rogers.  It’s fortunate that Ms. […]

Reader Mailbag: Independence Day

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Refinance mortgage to add spouse? 2. Scanner recommendations 3. Paying off boyfriend’s debt 4. Investing in bond funds 5. Budget question from Phillipines 6. Financial book for teenager 7. Birthday presents for children 8. […]

Personal Balance Sheet, June 2011 ($379,354, +1.4%)

Happy Independence Day to all Consumerism Commentary readers in the United States! I’m celebrating my financial independence, as I do every month, with my regular net worth updates. These monthly reports have been a mainstay of Consumerism Commentary, with only a few lapses early on in the history of this website. […]

Happy Fourth of July

I hope you’re enjoying Independence Day because we are, we’ll off for the day and returning tomorrow with our regularly scheduled programming! (Photo: jeffrey) Happy Fourth of July from personal finance blog […]

How to Clean Your Dishwasher

I was in the grocery store the other day when I noticed a cleaning product recommended to keep dishwashers "clean" and running smoothly. I have to admit that I only recently had the privilege of having a dishwasher in my kitchen. Most of my life, I was the dishwasher, and I was really not up to speed on maintaining the appliance. […]

Best Money Tips: Ways to Avoid Debt

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to avoid debt, tips for applying for a job online, and how to stretch your paycheck and make it last longer. Top 5 Articles Five Ways To Avoid Debt — Avoid debt by changing the way you shop. […]

Happy Fourth of July

Just want to say a big happy Fourth of July to all of you out there -- and Happy Birthday to America! I hope you're having a great day (like I am) celebrating the freedom we enjoy in the U.S. […]

Review: Save Big

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. So, let’s be clear right off the bat. When I picked up this book, I had no idea who Elisabeth Leamy was. […]

Podcast 115: LaFoy Thomas, Generational Wealth

Today on the Consumerism Commentary Podcast, Tom Dziubek speaks with LaFoy Thomas, attorney, investor and author of the book Generational Wealth: Business & Investing Guide to Building an Empire. LaFoy discusses the concept of financial sophistication and many other topics such as economic indicators, REITs (real estate investment trusts) and how to understand financial statements. […]

Why Does Insurance Cost So Much? Q & A On Insurance Charges

Do you ever wonder about why insurance coverage costs the way it does? As consumers, we’re often frustrated about why our policies are priced the way they are and spend a tremendous amount of time shopping around for cheap insurance. Well, allow me to answer some of those burning questions on how insurance companies set [...]Why Does Insurance Cost So Much? […]

Tactics for Appealing Health Insurance Denials

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. […]