Ten Pieces of Inspiration #86

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Margaret Heffernan on daring to disagree Most people avoid disagreement because it’s uncomfortable and might lead to hurt feelings or arguments. […]

Delaying Social Security Payments is Worth 7%

The Wall Street Journal has an interesting take on the value of Social Security. Specifically they look at what it's worth to delay taking benefits. They calculate the value of the delay and give it a return percentage as if it was any other investment you might make. […]

Talk to Your Doctor about Independent Steps (222/365)

Whenever people go to the doctor for an ailment, they often expect to walk out the door with a prescription in hand. Ideally, that prescription will help treat the problem. Unfortunately, prescriptions aren’t always the magic answer you need. Prescriptions often address symptoms, not the underlying cause. […]

Individualized Coupons Aid Price Discrimination

I’m not a fan of allowing companies to track every purchasing decision I make, but I’ve sacrificed some of my expectations for privacy in return for convenience. I use my credit card for most purchases, and over the years, credit card issuers could have created a database with my transaction history and could theoretically use that information to predict my future spending habits. […]

28 Great Books You Can Read For Free

A few years ago, I received a Kindle as a gift from my wife. It’s a pretty nifty little device, perfectly designed for reading the text of books. The problem is that in order to read a lot of books, you have to buy them from the Kindle bookstore. […]

Your Take: Should We Eliminate the Mortgage Tax Deduction?

I promised you that we’d discuss the six policies economists love but politicians hate and this week we’ll talk about the first one – Eliminate the mortgage tax deduction. This is what the NPR story said: Eliminate the mortgage tax deduction, which lets homeowners deduct the interest they pay on their mortgages. Gone. After all, big houses get bigger tax breaks, driving up prices for everyone. […]

Keeping Your Head During Estate Settlement

This is a guest post from Jennifer Rose Hale. Hale first shared what to expect when settling an estate, then explained reading the will is not what you expect. Emotions will probably run high during estate settlement. Stopping to think — and setting goals — can help you make the most of any inheritance. […]

The Joy of Disconnecting

You’ve heard the horror stories in the news — “Teen Racks Up Multi-Thousand Dollar Phone Bill” or “Video Game Enthusiast Dies in 24+ Hour Gaming Marathon.” Of course these are extreme examples, but the fact remains that we are obsessed with our technological devices. […]

Fast, Single-Serving "Fake" Desserts

Frequently, my husband and I will be watching a movie, hours after dinner, and some weird dessert craving will hit me. After thirty years of marriage, he is used to it. It’s not like I have just seen an ad for an ice-cream sundae, or that I am thumbing through a magazine illustrating foolproof pie crust. […]

Best Money Tips: The College Edition

Welcome to Wise Bread's Best Money Tips Roundup! Today, we are highlighting some awesome articles about finances in college! Top 5 Articles 4 Places To Get Your Textbooks For Cheap — To get your textbooks for cheap, buy them used. […]

Make Money in Your Hometown: Become a Tour Guide

Peer-to-peer travel experiences are emerging all over the Internet, connecting local guides and advisers who want to make some extra money on the side with travelers who want an out-of-the-guidebook experience. And from what I've gleaned, it appears to be a win-win for everybody. Here are three peer-to-peer travel sites that provide a few different takes on the travel guide/adviser experience. […]

Interview Questionnaire: True or False?

The following is an excerpt, reprinted with permission of the publisher, from Competency-Based Interviews: Master the Tough New Interview Style and Give Them the Answers That Will Win You the Job; © 2012 Robin Kessler. […]

Star Money Articles and Carnivals for the Week of Aug 6

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: EDITOR'S CHOICE! Carnival of Personal Finance (last week) Three Thrifty Guys offers a Great Depression video series. Everything Finance tells how to be confident with money. Boomer and Echo offer ideas on saving money. […]

Georgia Sales Tax Holiday 2012 August 10 – 11

This Friday and Saturday, Georgia shopper’s can take advantage of the state’s first sales tax holiday since 2009. According to the official Sales Tax Holiday Fact Sheet - available as a PDF on the Georgia Department of Revenue website - During the August 10-11 sales tax holiday, the following items will be exempt: Clothing (including footwear) with a sales price of $100.00 or less per item Single […]

Schedule Regular Medical and Dental Checkups (221/365)

Most medical insurance packages cover regular medical and dental check-ups for the people that they cover. Even though there’s nothing wrong at all with the person under insurance, the insurance company will still cover the cost of that person getting a check-up on a regular basis. Why? […]

Discover More $75 Cashback Bonus for Existing Cardmembers

Back in college, I used to scan the Hot Deals section of Fatwallet for deals on items that I knew I could resell on eBay or locally at school or the neighboring area. These would often be free after rebate items or convoluted couponing deals that required several steps. Most were one-off but every so often you’d find a gem you could use over and over again. […]

Tree Limb Fell On My Truck And Totaled It

A few weeks ago, I walked outside ready to mow the lawn.  As I backed the lawn mower out of the shed, something caught my eye.  My old truck – surrounded by a huge pile of tree limbs. It was parked on the opposite of our yard, facing away from where I was standing.  I couldn’t really see the front of the truck, but I could see the tree limbs, scattered all around it. So, I parked the lawn mower, w […]

Have You Done a Wallet Audit?

One of the most important things you can do to protect your finances and your identity is to audit your wallet. Do you know what’s in there? What’s in your wallet makes a big difference — especially if your purse is stolen. […]

Reader Mailbag: Old School

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Smart phones and grocery flyers 2. Building connections at conferences 3. “Culture” and home value 4. How much is “better” worth? 5. Maximum mortgage payments? 6. Income inequality idea 7. Dollar coin? 8. […]

Six Ways to Save Money While Camping

The summer camping season is in full swing, and you might be thinking about packing up the family truckster and heading to the woods. But don’t think that skipping the hotel means your forest vacation is going to be cheap: camping can put a serious ding in your wallet! Here are six tips to soften the blow. 1. Check the fees Almost all campgrounds charge a fee, and they range widely. […]