Visit Your Local Credit Union (120/365)

What if you’re wanting to consolidate or reduce debts, but you don’t really have any sort of collateral? You don’t own a home or a car, but you do have some debts you’d like to manage and potentially reduce. What do you do? I found myself in this situation several years ago, even before my financial turnaround. […]

Buy When There’s Blood in the Street (And Why Buffett is a Market Timer)

The following is an excerpt from Jackass Investing: Don't do it. Profit from it. It's a book that takes "conventional knowledge" on investing and argues that it's a myth.Perhaps one of the most famous anecdotes related to market timing can be attributed to Baron Rothschild. In July 1870, Napoleon III, the nephew of Napoleon Bonaparte, threw France into a war with Prussia. […]

How Does an Annuity Work?

If you’re a baby boomer or work for a government agency, you may still know about pensions. […]

Government-Reported Inflation

Over the twelve months ending with March 2012, the increase in the consumer price index (CPI-U) as reported by the Bureau of Labor Statistics, often referred to as the inflation rate, is 2.7 percent (2.3 percent if you exclude food and energy). […]

10 Side Businesses You Can Start from a Hobby

What many people don’t realize is that the hobbies that they have can be turned into legitimate side businesses. If you enjoy doing something, and do it well, there might be someone willing to pay you for it. […]

C1 Bank Million Dollar CD Mercedes Benz Promotion

Do you have a million dollars? Do you want a Mercedes Benz? In conjunction with a name change from Community Bank to C1 Bank, anyone who deposits a million dollars into a five-year CD product will be able to choose from a 2012 SLK350 Roadster, 2012 E350 Sedan, 2012 ML350 SUV, as prepaid interest 2012 E350 Convertible. […]

Filing Taxes After the Deadline

It’s been nearly two weeks since the deadline to file your 2011 income taxes. If you missed the deadline, you’re likely in a panic and may not be sure what to do. […]

30 Steps to Great Finances: Steps 1 and 2

Are you overwhelmed thinking about all the work required to get your finances in great shape?  Well the good news is that you can do a complete financial overhaul (or if you're in less dire straits, a tune-up) in 30 simple steps. Yep, that's it. […]

Men Choosing Fatherhood Over Careers

Last week, I acknowledged recent survey findings from the Pew Research Center showing that women are beginning to value success in their careers more than men value their own. It’s a historical twist, brought about by the idea that women entering the workforce is no longer related to a necessity, but an innate desire. […]

Reader Mailbag: The Joy of Anticipation

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Roth and Traditional IRA 2. Investing for very early retirement 3. Clutter caused by family 4. Next steps for expectant parents 5. Finding direction in retirement 6. Pay off house or invest? 7. […]

Five Unique Ways to Make Money

Ok, that’s it.  There’s hardly nothing I won’t do to make a buck.  That is if it’s legal and moral.  Let me rephrase that statement.  There’s nothing that I won’t do within reason to make a buck.  I’ve been known to sign up for studies and surveys and clinical trials. […]

How to Make Homemade Cleaning Products

Have you ever looked underneath your kitchen sink, or whoever you put your cleaning products, and marvel at all the bottles and containers you have there? I recently took a peek and went on a cleaning kick, trying to use as much of the stuff up as possible, and was amazed at how chemically some things smelled. […]

Hunting for Health Insurance

I am sick. For the past ten days, I’ve been wrestling with a high fever, a cough, a persistent sore throat, and a general malaise that’s kicking my ass. Basically, I’m the sickest I’ve been in over a decade. (The last time I was this sick? The evening that The Fellowship of the Ring premiered. […]

10 Things You Should Do Immediately After Losing Your Wallet

This article is made possible by our underwriter Equifax. We all know that sense of panic when we realize that our wallet or purse is missing. If you’re like me, half of your life is in your wallet. Credit cards, debit cards, ID, insurance cards, money — you name it, it’s in there. And if it falls into the wrong hands, it could be devastating. The least that can happen is you lose a little money. […]

9 Dollar Store DIY Projects to Try Out

Some DIY projects can get pricey because of the materials, but you can always keep your costs low if you stick to dollar store items! I recently spotted this cool site called Dollar Store Crafts that has plenty of great ideas for what to do with your $1 goodies. […]

Best Money Tips: Thrifty Gifts for Mom

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on thrifty gifts for mom, building your financial dream team, and ways to slash prescription costs. Top 5 Articles 9 Thrifty, Meaningful Gifts For Mom — This Mother's Day, consider giving your mom homemade potpurri. […]

Letting Go: 8 Steps to Forgiveness

Valerie Poteete was a single mom who had just started her own business. She had no insurance and was, much to her dismay, quickly diagnosed with cancer. When she lost her home, her sister came to help her pack up to move. Valerie went to the store to pick up some more packing materials, and when she returned, her sister had stolen every bit of cash from her home. […]

LinkedIn Best Practices

The following is reprinted, with permission of the publisher, from The Panic Free Job Search: Unleash the Power of the Web and Social Networking to Get Hired © 2012 Paul Hill. Published by Career Press, Pompton Plains, NJ. All rights reserved. LinkedIn is to business networking what Google is to Internet search. If your profile is not on LinkedIn, then you do not exist as a professional. […]

Consolidate or Refinance Any Debts (119/365)

The most painful part of debt is the interest. It can be crushing. Let’s say you borrow $200,000 on a 30 year fixed mortgage at 6%. That’s a pretty typical home loan that someone might have taken out in the mid-2000s if they had decent credit and a down payment. Over the course of that loan, you’d have to pay back the $200,000, of course. You’d also have to pay back $231,676.38 in interest. […]