Preparing for a Move

Things are moving along with regard to our new townhouse. We have approximately 5-6 weeks to get ready for our move to the new place. I’m excited and ready to leave the apartment. I thought it might be helpful to share our to-do list for others that are planning to move. I’m sure many of you have some moving tips of your own to add in the comments. […]

Hulu and the Subscription Model

This is an editorial by Smithee and a plea for your help in shaping the future of entertainment. At our house, we enjoy some Hulu programming on occasion. […]

How to Get Your Free Credit Report Online: A Step-by-Step Guide

This article is by GRS staff writer Adam Baker. Baker is a big, fat hypocrite. The statistics on credit reports errors are staggering. A 2004 U.S. PIRG survey showed that 79% of credit reports contained either serious errors or other mistakes of some kind. 79%? Seriously? How can that be? I guess it doesn’t help that as of 2006, 27% of adults had never checked their report for errors. Not once. […]

What are Junk Debt Buyers?

Junk Debt Buyers, also called JDB’s, engage in the business of buying distressed assets at pennies on the dollar and then try to collect on that debt. Sometimes they try to go after the full amount, sometimes they’ll accept a settlement amount of 50% or less. It’s not a bad business to be in, except they suffer from one very crucial weakness a smart debt collection fighter knows. […]

Is Hiring a Career Coach Worth It?

What if something costs you $10,000 but earns you $100,000 in return? Is it a good deal? The answer is -- maybe. CNN Money asks if hiring a career coach is worth it or not. Here's a summary of their answer: A good coach can be helpful if your job search is lagging or you're getting discouraged, Metzler says. Part of his or her job, after all, is to keep you on task. […]

Halloween Costumes, Recipes, and Frugal Fun Oh My!

Boo! It’s that time of year when werewolves howl and vampires bite. It’s also the season for dishing out lots of dough on candy, costumes, and spooky decorations. The money spent on Halloween is enough to scare anyone off anything that goes bump in the night. A recent survey suggests that we consumers will spend an average of $56.31 each on Halloween this year. […]

Halloween Activities: Pumpkins, A Hay Maze and Family Traditions

Our Halloween will not suck this year. Are you doing anything special for Halloween? We already visited our local pumpkin patch and got ourselves some nice cheap pumpkins. By checking Yelp, we found a patch that sells pumpkins for half the price its next door neighbors sell them for. […]

The Personal Finance Hour, Episode 25: Why Does Everyone Hate Budgeting?

On today’s episode of The Personal Finance Hour, I’ll join Jim from Bargaineering to discuss personal budgets. What works and what doesn’t? And why are so many people scared of them? (Personal finance writers especially seem afraid to talk about budgets.) This show will air live at 3pm Pacific (6pm Eastern). It’s much more entertaining for everyone when you call in to participate. […]

Stress and Overspending

Lately, I’ve been under a lot of stress – perhaps the highest level of stress I’ve been under since switching to a full-time writing career. I’m in absolute crunch mode with my second book, with a manuscript due in a few days. I’ve also been slowly moving into public speaking – and I certainly get a healthy amount of stage nervousness. […]

The Difference Between the Wealthy and Everyone Else

I've been reading the book The Difference: How Anyone Can Prosper in Even The Toughest Times by Jean Chatzky. It's quite fascinating. The skinny on the book is that a comprehensive survey was given to 5,000 people asking hundreds of questions in four main categories: financial attitudes and behaviors, goals, personality, and nonfinancial behaviors. […]

Schwab Mutual Funds: Ideal for Investors With Limited Means?

A common criticism of mutual funds is that many fund families have a relatively high minimum investment, often in the $1000-$3000 range. […]

Dealista Tip: 5 Ways to Get Free Tech Advice Online

By Linsey Knerl This article shares tips from the 10th episode of Dealista, our new podcast that'll help you get more for less. Click play to listen, or subscribe via iTunes to take the episode with you! Download episode mp3 | Check out show archive It happens almost weekly for some: your computer freezes, your iPhone won’t power down, or your printer is jammed in a big way. […]

Avoid Credit Card Cash Advances!

Reader Jane emailed me last week to warn me about cash advances on credit cards. She recently stuck her credit card into an ATM, withdrew money, and was surprised to learn all the fees associated with a cash advance. […]

List of Failed Banks, Updated October 26, 2009

As of October 26, 2009, over 100 banks have failed this year. Most of these are smaller regional banks who, in order to compete with larger banks, offered risky loans and are now facing customer defaults. […]

Three Ways to Avoid Overdraft Fees

After I wrote the piece on how debit cards can rack up tons of overdraft fees for users, I saw this piece by Kiplinger that suggests three ways to avoid overdraft fees as follows: Bank at a credit union or small bank. Link to another account. Set up two accounts. […]

7 Easy Ways You Can Save Money in College

Ah, college. Some say it’s the best time of your life, and while I wouldn’t necessarily agree or disagree with that, there is one drawback about college: you’re usually on a pretty tight budget. […]

Best Deals For Monday 10/26/09

By Paul Michael Today's WISEBUY. Timberland Sale - Up To 75% Off, Plus Extra 20% Off, Plus FREE s/h! Timberland takes up to 50% off select men's shoes and up to 75% off select women's shoes. […]

Reader Mailbag #86

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. Can you tell me a little more about how banks like ING work? […]

19 Tips to Cut Costs by Using Your Oven Efficiently

By Nora Dunn Saving money is made all the sweeter when you also rest assured that you did your part to save power and energy. And although using the oven is not nearly as efficient as sticking to the stove-top, sometimes you just have to bake that casserole or cake. […]

Walt Disney Offers Refunds for Baby Einstein DVDs

By Xin Lu A few months ago I wrote that I thought that "educational" DVDs for babies such as Baby Einstein were a waste of money because their educational benefits were quite dubious. […]