More People Interested in Part-Time Retirement

US News notes that more and more people are starting to favor part-time retirement over full retirement. Some highlights: Most older workers (65 percent) say they would ideally like to include some form of work in their retirement, according to a 2011 Harris Interactive survey. But only 4 percent of the survey respondents want to work full time in retirement. […]

Contribute Regularly to That Retirement Account (59/365)

If you’ve been following the advice of the last few days, you should have a retirement plan in place. Now comes the hard part: contributing to that account. When it comes right down to it, retirement contributions are another bill. Contributions reduce the pool of money that you have with which to pay your bills and live your day-to-day life. […]

Should I Invest in a Prepaid College Plan?

What if you could lock in your child’s college tuition at today’s prices? Prepaid college tuition plans are now offered in ten states and for those who are worried about the rising price of a college education along with the uncertainty of investment markets, buying tomorrow’s education at today’s prices seems like an easy decision. But financial planners are largely unconvinced. […]

Ebates Review: Get Cash Back for Shopping

There are a number of credit card reward programs that allow you to get cash back when you spend money using your card. While these programs can be a good way to make the most out of a credit card, they are inaccessible to those who don’t want to use credit. If you don’t like credit, you can still earn cash back, though. Ebates is one of the most popular online shopping rewards web sites. […]

Are Dividend Stocks Good Investments?

Here's a piece from the Wall Street Journal that can be summarized as follows: Bonds (and other forms of income-generating investments) are yielding very low rates. […]

Cut your energy bill by 10% with an old sock

Sticking a sock in it could save you some serious cash. Don’t believe me? According to the U.S. Department of Energy, teeny tiny air leaks around your windows and doors can account for 10% to 25% of your heating bill. In western Canuckland, BC Hydro says that 20% of all heat loss is through leaks and poor ventilation. That’s a lot of moolah getting booted from your wallet for little benefit. […]

The Simple Dollar Weekly Roundup: Tired Headache Edition

A few nights ago, I stayed up until 1 AM working on a project. The following night, I stayed up until 12:30 AM talking to friends. Both of those days, I had to get up at 6 AM. The second night, my oldest son woke up twice in the night from bad dreams. That next day, I walked through life like a zombie and, in the evening, I experienced one of the worst headaches I’ve ever had. […]

High I.Q. Scores Correlate to Better Investments

In Finland, all young men are required to spend some time in the military. Finland also has a wealth tax, requiring citizens to report their investments to the government. As a result, researchers from the University of California, Los Angeles, Aalto University, and the University of Chicago have discovered data worth studying. […]

Tax Prep Tips: Is Cheaper Always Better?

This is a guest post from Richard Barrington, who has earned the CFA designation and is a 20-year veteran of the financial industry, including having previously served for more than a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. Richard has written extensively on investment and personal finance topics. […]

How to Print USPS Postage At Home For Free

Printing postage at home is one of the best ways to save yourself time. There’s nothing more infuriating than going to the post office, especially as we near tax season and everyone is rushing to mail their taxes (efile people!), and seeing a line of fifteen people and only two postal workers at the registers. […]

Out of the Frying Pan: 24 Unusual Uses for Butter

Butter, generally speaking, makes life better. It enhances the flavor of many of our favorite foods, acts as a delicious condiment, and is a staple in most desserts. But food isn’t the only use for the amazing dairy product. Take a look at these unusual uses for butter. (See also: More Uses for Powdered Milk Than You Ever Imagined) 1. […]

Frugal Ways to Update Your Wardrobe for Spring

It’s almost time to put away the hats, gloves, and scarves and pull out the shorts, sandals, and swimsuits. Can you believe it? For most of us, this was the winter that wasn’t, and I’m especially happy about that — I hate the cold weather. As you switch your wardrobe from heavy to light, I hope you’re also thinking of inexpensive (and even free) ways to give your warm-weather looks an update. […]

Your Car Insurance Company May Know When You Are Lying

When was the last time you told your car insurance company how many miles you actually drive every year? It was probably the last time you shopped around for a new car insurance policy. Is that number of miles driven still correct? Have circumstances in your life changed such as a new job that requires you to drive a longer commute to work? […]

Are You Throwing Away Cash With Disposable Cleaning Products?

Just a few generations back, the formula for a spiffy house contained two simple elements at its core: a high stack of rags and plentiful elbow grease. […]

How to Pick a Great Retirement Spot

US News lists 10 tips for selecting an ideal retirement spot as follows: Affordable housing Lower taxes Better weather Recreation and culture Job or volunteer opportunities Proximity to healthcare Convenient transportation Amenities for seniors Near family and friends Stay close to home This is a pretty good list IMO. […]

Frugality is exactly what the economy needs

Flexo over at Consumerism Commentary recently posted that frugality is bad for the economy.   Among similar statements, he says:  “The primary tenets of frugality work well within an individual’s personal finance philosophy, but once the concept becomes a movement that spreads to a greater population and businesses, the economy can’t move.” If we look back at some of the circumstances that brought […]

Discover More No-Fee, 0% Balance Transfer Expiring

This is just a quick reminder that the Discover More 0%, no-fee balance transfer offer that I previously wrote about is expiring tomorrow (Wed, Feb 29th). […]

Where Do You Put Your Extra Money at Home?

Bargaineering lists several possible places to hide your money at home as follows: In Your Freezer Framed Pictures Hollow Can of Soup In Your Toilet Tucked Into Books Coffee Cups Hollowed out Book Lining of a Suitcase Feminine Hygiene Product Box Your Kid’s Toys (Or Board Games) Fake Stained Underwear Why isn't a safe listed, you may be asking? […]

Use a Simple Method to Choose Investment Options (58/365)

When people sit down with their retirement advisor to sign up for their 401(k) or other retirement plan, they often think it’s just a matter of signing a few documents and deciding how much to have held out of their check each pay period. Then, when the advisor shows them a plethora of investment options, they lock down. […]