In Search of a Financial Theory of Everything

This article is the first from new staff writer El Nerdo. My name is El Nerdo, and I’m your new staff writer at Get Rich Slowly. First things first (and I try to be organized that way): I think my first “official” post for GRS should be a sort of statement of purpose, an outline of what I’ll be trying to accomplish here, as a kind of introduction of things to come. […]

The Types of Savings Accounts: Which Is Right For You?

Stashing money into a savings account isn’t a whole lot of fun, especially with today’s interest rates barely registering a pulse. However, we all need money set aside as an emergency fund and for short-term goals, so here are your options. […]

14 Things You Should Spend More Time On

In our rush-rush, hurry-hurry world of multitasking and automation, we’ve managed to cram more into an average day than ever before. But there are some things that shouldn’t be left to an app, condensed to an audio book, or squeezed in between yoga class and clearing out your DVR. […]

Best Money Tips: Get Great Deals on Outlet Purchases

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on getting great deals on outlet purchases, making money teaching, and saving for retirement with an IRA. Top 5 Articles How to Get Great Deals on Outlet Purchases — To get the best deals possible on outlet purchases, visit the clearance racks first. […]

How to Choose a Better Password

If you’re addicted to the Internet like I am, chances are your life is full of passwords. Passwords for social networking accounts, bank accounts, frequent-flyer accounts, daily deal accounts — the list goes on and on. With so many accounts, of course, comes the increased possibility of being hacked, and a successful hack can make you feel violated and even leave you broke. So to help you avoid […]

How Much Do Your Kids Know About Your Finances?

Here's a Wall Street Journal piece that asks what kids should know about family finances. It highlights the story of a WSJ reporter and her husband who share virtually all their financial information with their kids.I'm guessing that for most people the answer to what to share or not share depends on the age and maturity of the kids. […]

Drink More Water (217/365)

Water from your tap is perhaps the best bargain out there for your diet, your health, and your wallet. For the volume of water that a typical person drinks, it’s practically free. It’s free of calories and has almost no health-damaging additives. […]


Have you ever had people in your life whose financial situation made no sense whatsoever to you from the outside? There’s a family I know with several children. Both parents have solid jobs, but nothing that earns a great deal. Their combined incomes are substantially less than Sarah and myself. Yet their house is larger and nicer than ours. […]

Reader Story: Dream Home or Dream Life?

This guest post from Holly Johnson is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. A few months ago, we were seriously considering moving. […]

Do Not Co-Sign

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. […]

Discover More Zero Percent For 18 Months

I realize that it’s a bit odd for a site called No Credit Needed to feature an article about getting a credit card, but if I hate anything more than credit card debt – it’s credit card interest. […]

Practice Good Hygiene (216/365)

Much like yesterday’s entry on washing your hands, this feels like a common sense tactic. Good hygiene is something most of us learned before we were in kindergarten, after all. Yet, just like washing your hands, it’s something that many people overlook. Take a careful look at the people around you. […]

Gold and silver medals are basically the same

I know most Olympic athletes would disagree that a gold medal is basically the same as a silver medal.  Some people call second place “first loser,” after all. Fast forward to 2070.  Picture (hypothetically) Michael F. Phelps IV hard up for cash after a bad bet against the Norwegian cross country team in the Atlanta Winter Games. […]

Mortgage Refinance Is Almost Here

We have been working hard to pay off our 15 year fixed-rate mortgage.  Recently, mortgage rates have dropped to all-time lows.  Our current loan is already at a low rate, but my wife and I feel that now is the time to refinance. I did some research and was amazed by some of the rates that I found.  I contacted three mortgage providers and three mortgage brokers.  One of the providers was from a la […]

Ten Pieces of Inspiration #85

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Printable Coupons For August 2012

For several years I have been using a printable grocery price book to track the prices of groceries.  Coupling the price book with coupons – especially free printable coupons – I manage to save quite a bit of money on groceries each month. Now, No Credit Needed is able to offer free, printable coupons, right here on the site! […]

Wash Your Hands (215/365)

Washing your hands? Really? It seems like something that’s incredibly obvious and perhaps bordering on stupid. Most of us were taught in childhood to wash our hands after using the restroom. What does that have to do with personal finance? The truth is that the simple act of washing your hands is a surprisingly good financial tactic. […]

Ask the Readers: How Do You Handle Money Mistakes?

Getting started with smart money management can be tough. It can be frustrating. For one, you have to discard so many old habits. Plus you have to develop new habits. And, toughest of all, you have to deal with the constant small (and large) mistakes you make as you’re getting the hang of saving and investing. In a lot of ways, learning to be smart with money can be like learning to ride a bike. […]

HSA Fees: Don’t Be Penny Wise and Pound Foolish

My employer recently switched HSA providers. The old one had horrible investment choices, but there were no fees associated with the standard savings-type account once you hit a fairly low minimum balance requirement. The new one? Fees. We’re now facing a $2.75/month charge with no way of escaping it. […]