What Do You Do With Your Spare Change?

Earlier this week I ran across a story about a guy named Danny who uses a coin jar to supercharge his savings. Whenever he spends cash, he makes a point of not using his change – and when he receives additional change, he collects it in a jar back at home before taking it to the bank. […]

Saving Pennies or Dollars? Hot Water or the Microwave

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Capital One Cash Credit Card Review

Even though cash back rewards programs have increased over the years, they’ve also become much more complex. When a credit card issuer decides to offer more than 1% cash back, the company usually does it in a convoluted way that few consumers take the time to understand. […]

Your Take: Raising the Social Security Income Cap

It’s been talked about for a while now but Senator Bernie Sanders (I-VT) has introduced a bill that would remove the Social Security income cap. Right now, the cap is at $106,800. This means that employees would pay their share of the Social Security tax for all of their income, not just what they earn under the cap of $106,800. […]

Decision Fatigue: Why Willpower Isn’t Always Enough

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at Childwild.com. A Snickers bar can save you money. Not just a little money either. Used correctly, it could potentially spare you thousands of dollars. That’s the gist of new research on a phenomenon called “decision fatigue”. […]

Organizing Your Financial Paperwork

Keeping your finances organized may be easier than you think. Even if you hate organizing or are short on time, you can still stay on top of your paperwork by setting up a simple system. The best system reduces the amount of clutter coming in your front door and makes it easy to prioritize and deal with the remainder. […]

Cooking Without Electricity: Hurricane Preparedness With Style

Getting ready for post-hurricane power outages and other emergencies can get overwhelming. Gas in the vehicle, propane for the grill, emergency water, and storm shutters seem to get all the air time. When it comes to stocking the pantry and cooler, most people head to Costco to pick up a case of sandwich crackers. […]

Best Money Tips: Money Saving Tips For Parents

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on money saving tips for parents, negotiating the raise you deserve, and alternative college housing options. Top 5 Articles 12 Money Saving Tips For Parents — If you are a parent, save money by not buying every new toy your child wants. […]

Dorm Room Essentials

Well, the time has finally arrived — you’re packing for college. Freedom, adventure, shenanigans, and (hopefully) a crap-ton of learning and growing await you during these next four years. So, what are you taking with you? Don't say "my blanky." What you pack for college depends a great deal on where you are going for college. […]

Have You Ever Taken a Salary Cut?

Here are four interesting stories of people who took salary cuts and how they managed through it. Which leads me to ask all of you the following: Have you ever taken a salary cut? What were the circumstances? How did you cope/adjust? Fortunately, I have never had to take a salary cut. […]

Star Money Articles and Carnivals for the Week of Aug 22

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: Festival of Frugality Cavalcade of Risk Carnival of Personal Finance The Best Degrees lists the top 51 degrees based on job prospects. Enjoy!P.S. […]

Making Plans for a Muddy Future

Ellen writes in: I’ve been reading The Simple Dollar for a long time. It’s pretty hard not to notice a few central themes in what you write about. Spend less than you earn and plan for the future and so on. However, two of the things you talk about seem to flat-out contradict themselves. […]

How to Save $2,000 in the Next Year

Smart Money lists four ways you can save $2,000 in a year as follows: Switch cellphone plans. Save: $400 a year Shop insurance policies. Save: $200 a year Change (or ditch) cable. Save: $800 a year Get a better credit card. Save: $600 a year Here's my take on these: My cell phone is paid for by my work. […]

Bank of America Paid Warren Buffett $1.4 Billion for a $5 Billion Investment

If you’ve been reading the financial news today, you might have heard that veteran investor and market-mover Warren Buffett invested $5 billion into the battered Bank of America. For this $5 billion investment, Buffett’s Berkshire Hathaway receives preferred shares, a type of investment that’s beyond the reach of most other investors. […]

Spare Change: Non-Political Edition

As expected, this morning’s article caused a lively discussion here at Get Rich Slowly. It also sparked a lot of complaints. Many folks — both those who agreed with the piece and those who disagreed — pointed out that they come here specifically because GRS tends to steer clear of political debates. Just to make it clear: Get Rich Slowly is apolitial. […]

Potential Refinance Plan for Mortgages

The housing market continues to be pretty weak, as it has been for several years, and it appears that the Obama administration is considering proposals that would allow homeowners with government-backed mortgages to refinance at today’s interest rates, which are historically low at around 4%. […]

Citi Platinum Select Card Review

With the recent recession still weighing on many people’s minds, and with the prospect of a double-dip recession causing some concern, many are looking for a credit card that can help them pay off their credit cards faster, and with a lower rate. […]

Reader Mailbag: Educational Television

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Life expectancy and Social Security 2. Generational inequality 3. Discretionary spending 4. Refinancing timing 5. Renting a car for vacation 6. Sticking to self-set deadlines 7. IRAs and brokerage fees 8. […]

Seven Clever Ways to Pay for Your Kids’ College

If you have little kids, you probably see college expenses as some distant cloud hardly deserving attention. But as your kids age, that cloud gets closer, darker, and larger, until suddenly you realize it’s a raging storm that threatens to wreck your personal finances. […]