Netflix Review: Is It Worth It?

Whenever someone talks about frugal expenses, Netflix always seems to be the popular example held up as the sacrificial lamb to the frugal gods. I think it’s a popular target because it’s so easy to attack. Subscribers pay a flat monthly fee to watch movies, a pure discretionary entertainment expense, and so many times our lives get in the way. […]

Ten Tricks for Staying Warm This Winter Without Huge Energy Bills

November is here. Winter is sneaking up on us, and with winter comes winter heating bills for most of the United States. […]

Does Giving Make You Wealthier?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. We've talked before about the power of giving and the teachings of several prominent money "experts" that when you give, you end up getting more than what you gave away. […]

The GRS Garden Project: October 2009 Update

Every month, my wife and I track how much time and money we spend growing food. This is the report for October 2009. (Here are the results for 2008.) As those of you who follow me on Twitter already know, it’s been a l-o-n-g Saturday filled with all sorts of misadventures. Murphy’s Law has been in full effect this Halloween. […]

Get 100 Free Trades from OptionsHouse Brokerage

Are you in the market for a discount broker? If so, you might want to check out OptionsHouse. They’re currently offering 100 free trades for new customers. Here’s the scoop: New customers are eligible for this special offer after opening a new OptionsHouse account with a minimum of $3,000. […]

The Simple Dollar Time Machine: October 31, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, as well as the five best posts from two years ago this week. I call it … the Time Machine. One Year Ago (October 25 – 31, 2008) Should an Entrepreneurial High Schooler Go to College? […]

OptionsHouse Free Stock Trades Promotion

OptionsHouse is offering 100 commission free trades for new accounts with promotion code FREE100. You must deposit at least $3,000 within 45 days and the 100 free trades expire after 60 days of funding. […]

Happy Halloween! This Pumpkin Dance Is Classic

This gave me the giggles, especially since this dance style seems so utterly familiar (I know too many people who move this way…. ). The music used in the video was playing non-stop at my kids’ school yesterday, where I spent a lot of the afternoon, attending their Halloween party. So now it’s engraved in my head (arrrgh). Have a great Halloween! […]

Prosper $50 New Account Promotion Offer

When peer to peer lending first started, the biggest name in the market was Prosper. I was skeptical about the whole business of peer to peer lending and it showed in my review of Prosper, which was more about peer to peer lending than it was about Prosper itself. […]

Recession Journal VI: It's OVER!!!!!!!!!!!! Any Questions?

By Jabulani Leffall Are people grabbing strangers in the street and kissing them yet? Do you see the quivering, multi-colored ticker tape floating in the wind? […]

Three Retirement Questions for People in Their Twenties

“Shane” writes in: I’m twenty three years old. I just got a really great job with a 401k that’s matched 100% by my employer up to 10%, which I’ve heard from others is a really great deal that I need to take advantage of. So I started investing 10% of my paycheck so I can get the matching funds. The only problem I have with this is that I have no idea about retirement. […]

Searching For Your Unclaimed Money & Property

I originally published this post in July 2005 but recently updated all the links to the correct state Unclaimed Property division website. If you’ve ever rented an apartment, you’ve left a deposit… but did you get that back before you left? They said they’d mail it… but did you actually get it? How about the utility company, did you get your deposit back from them? […]

Money To-Do Calendar: November

The great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest ends with a list of what financial steps we should take each month. They list the November steps as follows: Make sure enough money has been withheld to pay taxes. Plan your holiday spending in advance. My take on these: 1. […]

New Credit Card Rules, Opting Out of Interest Rate Increases

What should you do when your credit card company raises your interest rate? Here are some thoughts on credit card reform from our contributing writer, Jacques Sprenger. I thought I had the best credit card around. But then getting a sudden rate hike on your credit card for no reason whatsoever is like an icy shower when you expected warm water. […]

Friday Fiscals: Oof-tah!

Here are some posts of interest from my feed reader: Generation X Finance shows how to get your cheap books and movies. Free Money Finance tells us what not to aspire to:  being at the bottom of the financial barrel. Wise Bread hones the fine art of haggling for a great deal on a used car. The Simple Dollar discusses stress and overspending. Get Rich Slowly alerts us to the pitfalls of buying in […]

The Ten Most Important Things I’ve Learned About Money and Life Since Starting The Simple Dollar

Over the past three years, I’ve had countless opportunities to reflect not only on my own personal finance and life journey, but that of thousands of readers who have contacted me over the years with questions and stories. Along the way, quite a few principles for personal and financial success began to appear. […]

Opening an SFGI Direct Savings Account Earning 2.25% APY (Updated)

It’s not every day that I find a bank account offering more than 2% APY, but as of October 30, 2009, I’ve discovered one thanks to a reader. “Ski Naut” contacted me yesterday to ask about SFGI Direct’s offer of 2.25% APY. I had not heard of the bank, so I looked into it. SFGI Direct is the online banking division of Summit Community Bank, based in Moorefield, West Virginia. […]

pfPicks: Like A Phoenix, Roundups Reborn!

A year or so ago, I’d do weekly roundups highlighting some personal finance articles that I really enjoyed each week. Sometime within the last year, I fell behind and soon abandoned these articles because I felt like they weren’t adding much value. […]

Suggested 401k Reform

The following is an excerpt from America, Welcome to the Poorhouse: What You Must Do to Protect Your Financial Future and the Reform We Need, courtesy of FT Press, imprint of Pearson. […]

Save a $100,000 with a Do It Yourself Taste Test

By Elizabeth Sanberg At Wise Bread we've written numerous times about the cost savings of buying store brand items instead of national brands. […]