Do You Use Non-Reward Credit Card Perks?

Here's a piece from Smart Money that lists six credit card perks and what they're worth as follows: 1. Auto rental collision damage waiver. Value: $10-$12 to $18-$20 a day. 2. Extended warranty. Value: $15 to $270. 3. Purchase protection. Value: Refunds limited to $300 (American Express), $500 (VISA) or $1,000 (MasterCard) per item. 4. Lost luggage reimbursement. Value: Up to $180. 5. […]

9 Ways to Save on a Move

By Coupon Sherpa For those of us who have been somewhat transient in the past, moving invokes nausea. The fierce rip of packing tape and musty odor of boxes can make anyone's head spin — and then you fork over big bucks for movers, a truck, and storage. Relocation is beyond the definition of hassle. There's no way to eliminate all stress associated with moving. […]

5 Things You Shouldn't Buy This Black Friday

By Adam Baker Every year, hundreds of thousands of shoppers swarm the local malls, shops, and online retailers. This phenomenom is of course known as...Black Friday! With all the websites, magazine ads, and televisions commercials telling you what you should buy, I thought it may be helpful to provide you with a list of what you shouldn't buy this Black Friday. 1. […]

The Simple Dollar Weekly Roundup: Travel Tips Edition

Since many of you are reading this during the workday and will be traveling as soon as you leave, I thought I would collect together some of my favorite travel, Thanksgiving, and auto tip articles from various websites. A Holiday Travel Survival Guide A good collection of tips, plus the article includes a pretty worthwhile video. […]

Way to Save #130: Free Cell Phones Aren't Free

Normally you’re better off getting a cheaper plan and buying your own cellular phone. Plans that include “free” phones often also come with long contracts and higher monthly costs. […]

Making Mortgage Prepayments

I recently received the following question from a reader named Merry that’s interested in paying off her mortgage early. I have been making an extra regular mortgage payment in the middle of every month. Currently, my next mortgage payment is not due until May 1, 2010. […]

Federal & State Telephone Recording Laws

In the last post about suing debt collectors that violate the law, one of Craig’s recommendations was to record your conversations with debt collectors as evidence they violated the FDCPA. In the comments, there was discussion about whether recording or taping telephone conversations was legal. […]

Giving to Receive: What Legacy Will You Leave?

This is a guest post from Tyler Tervooren, a long-time GRS reader. Tyler is a practical environmentalist who writes about the overlap of money, sustainability, and personal development at Frugally Green. Have you accepted yet that you’re going to die? Have you? Honestly? […]

Are You Tipping This Holiday Season?

Consumer Reports took a survey in 2008 that listed what people tipped the various service people in their lives. They ended up with some very interesting information -- what percent gave no gift at all, how many gave cash (or cash equivalent), how many gave a gift, and the value of the gift they gave. […]

Blockbuster vs Netflix: Online DVD Rentals For Less

Are you looking for ways to cut back on your entertainment costs? If so, then here are some options to get entertained for less. With the nation coming out of a recession and into a jobless recovery, Americans are cutting back across the board. Unless you’re starring on “The Real Housewives of Orange County,” chances are good that your family’s spending habits are in the midst of an overhaul. […]

Are You a Credit Card Junkie? Learn How to Kick the Habit

Are you a credit junkie? Millions of Americans are, including our favorite relative, Uncle Sam. We usually think of junkies as drug addicts or drug peddlers, but a junkie is any person who derives inordinate pleasure from or who is dependent on something. For many people, that’s buying things with credit. In other words, spending money on things they can’t afford. […]

40+ College Resources for Parents and Students

By Lynn Truong Preparing to send your child off to college is an exciting time, but can also be filled with stress and anxiety as you try to navigate through the admissions and financial aid process, not to mention all the other things that come once accepted. […]

Why Many Homeowners are Having a Tough Time

Here are some interesting thoughts from the preface of Stop Acting Rich: ...And Start Living Like A Real Millionaire: The reason why so many homeowners today are having a difficult time making ends meet goes way beyond mortgage payments. When you trade up to a more expensive home, there is pressure for you to spend more on every conceivable product and service. […]

Teenagers and Expensive Clothes

Monica writes in: I used to buy my daughter several new outfits before the start of the school year and then a few more items for Christmas. This worked well when she was less picky about her clothes. The last few years, though, she’s wanted nothing but a few specific brands of clothing – and those brands are expensive. […]

Ask the Readers: Are Rebates Worth It? (Your Chance to win $10!)

By Linsey Knerl *** Congrats to our winners! *** Comment #16    I don't bother Submitted by Heather on November 24, 2009 - 16:15. Rebates are just a way to sucker people out of money. Only a few places will actually get the rebate back to you, if you actually remember to send in the rebate information in the first place. Typically, I don't bother. […]

Don’t Write Personal Checks

Last weekend, the Consumerist mentioned a story that fewer retailers were accepting personal checks this holiday season. They cited check fraud as the big reason for not accepting checks and I argue that check fraud is the big reason why many consumers should not write checks. […]

Homemade Dumpling Wrapper Skins

Last weekend, my lovely wife had a few of her classmates over for dinner and a movie. For dinner, we made homemade dumplings from “scratch,” except for the skins which were store bought. We must have made close to two hundred dumplings, evenly split between a shrimp and pork filling and a pork and cabbage filling. […]

How to Regift

Consumer Reports lists six steps for regifting the right way as follows: Ensure the gift is something you really can give again. Check the condition. Consider the gift's desirability. Think: Can you get away with it? Wrap it up nice. Explore other options. We're regifters, though I realize not everyone is. That said, regifting isn't something only a few people do. […]