My Bank Stole My Grocery Money

By Sierra Black Dear Wainwright Bank, You appear to have stolen my grocery money. I was surprised and alarmed to see, when I checked my bank balance this morning, that I had been charged $92.97 in overdraft fees. My statement clearly shows that no overdraft took place. I showed my bank statements to a manager at your Davis Sq branch and asked her to explain what had happened. […]

Rules To Build A Basic Stock Portfolio

Our contributing writer, Tim Parker, is a stock picker who’s built a basic stock portfolio. Here, he explains his stock investing strategy. If you’re interested in The Digerati Life’s take on stock market investing, you can review this post on how to beat the average investor’s returns. Image from Have you noticed what I have noticed? […]

Comics and Cons: Adventures on eBay

If you follow me on Twitter, you know that between writing chapters for Your Money: The Missing Manual I’ve been wrestling with eBay “customer service”. Note the quotes. It’s difficult to tell the full story in 140-character chunks, though. […]

One Thing that Sets Wealthy People Apart

Here are some interesting thoughts from Stop Acting Rich: ...And Start Living Like A Real Millionaire on one thing that sets wealthy people apart from the pack: One of the things that set wealthy people apart from others is that they have a wide variety of interests and activities. […]

Social Supply-Side Economics

Almost immediately after my article yesterday about the costs of preparing for additional children, Eileen wrote to me with a very worthwhile comment: In that article you barely mentioned the value of family and friends who will give you lots of hand-me-downs and other items. […]

6 Basic Tips for Buying a Bank Owned Home

By Xin Lu Currently many homes for sale are owned by banks. These properties are also known as real estate owned or REO and they have gone through the foreclosure process. Some of them are in very good condition and can be good deals. However, those who try to buy these homes will find that it is not as easy as it looks. […]

How to Set FSA Amount

The last post on how to spend down your FSA was designed for folks who have just a few dollars left in their account. If you have a few hundred dollars left, you need to do more. You still have to spend it, because FSA balances are lost if you don’t spend it before the year ends, but you need to adjust your FSA amount down to more accurately reflect how much you need. […]

Is This a Viable Way to Save Money When Buying from an Infomercial?

In a piece about the secrets of telemarketing from an industry insider, they say the following about buying from an infomercial: We used simple circle talking techniques to trick people into buying our product. In the infomercial it was $120. We had a list of people that called the number from the infomercial but didn't buy the product. We called them back and offered the same product for $45. […]

Best Deals for Thursday 12/03/09

By Lynn Truong Today we've got some great shoes and apparel deals, along with best deals in travel, accessories, computer, TV, and more! Freebies FREE Aveeno Tote Bag Offer good while supplies last. Approximate retail value is $8. All requests must be received by 2/28/10. (Thanks, Mr. […]

How to Spend Down Your FSA

With the end of the year rapidly approaching, chances are you still have a few dollars left in your Flexible Spending Account (FSA), if you have one. The old backup solution is to stock up on over the counter supplies but that might not be the most effective use of your FSA dollars. […]

Robert Kiyosaki is Off his Rocker (Again) – Is The 401(k) Really the Biggest Scam Ever?

Is the 401(k) a Scam? If there’s one thing I love about checking the Yahoo! Finance columns it’s that I know every time Robert Kiyosaki posts something I’m going to either laugh out loud or shake my head in disbelief. This past week has proved no different, and the self-proclaimed financial guru who shouldn’t be offering financial advice has done it again. […]

Why Are Oranges Always on Sale in December? Seasonal Food Sales and How to Take Advantage of Them

When I was a kid, each year my Christmas stocking had a large orange in the toe. I always thought of this as a bit strange, so when I was a bit older, I asked my parents about the orange. […]

Way to Save #138: Do-It-Yourself

If you own a home, buy how-to books and stop calling repairmen for everything! […]

Why the Affordable Home Really Isn't

By Julie Rains I've taken a look at home affordability calculators that are available from many reputable sites offering personal finance advice. "Affordability" is based on bank lending guidelines rather than real-life budgets. I'll show you a simple formula to help you determine what is truly affordable. […]

Kelley Blue Book’s Best Resale Value Cars

A reached another milestone earlier this week. My 2004 Honda Civic, which I purchased new in June 2004, passed 111,111 miles, after passing 100,000 in March. The car runs wonderfully still, as I expected it would years ago when I purchased it, and I don’t intend on selling it for a while, if at all. […]

How to Adjust Your Tax Withholding

Every year, millions of American taxpayers get a tax rebate in the Spring. For some, it’s a planning tool – you can’t spend money if you don’t have it in your bank account. For others, it’s just something that has always happened. It isn’t a benefit, it isn’t a drawback, you’ve just always gotten a rebate in the Spring and it’s been a night surprise. What if it didn’t have to be that way? […]

Furniture and Scambags: Adventures on Craigslist

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. I’ve already told you how the wife and I weed out our closets every summer and have a yard sale with the results. […]

Obesity Costs More Than You Think

In case you haven’t noticed, we’re living in the midst of an epidemic of childhood obesity. And for that matter, adults aren’t doing so well themselves. A couple years back, I got very interested in this topic, so I did some research, and found the answer. It’s a little complicated, but not really. Some of it sounds like a conspiracy theory, and some of it is common sense. […]

Is There a Difference Between Holiday Help for Presents Versus Holiday Help for Food?

This piece from my local TV station discusses how people can get "holiday financial help." As you watch the piece they clearly note that they're talking about two different types of assistance: help for buying presents and help for buying food.   In past years, we've participated in various programs that provided toys for children from less fortunate families. […]