Introducing “365 Ways to Live Cheap Revisited”

In 2008, I published a book entitled 365 Ways to Live Cheap. The book itself is pretty straightforward. It’s a collection of 365 specific tactics for saving money. The experience writing the book was an interesting process, however. I had the genesis of the idea not too long after I started The Simple Dollar. […]

Happy New Year

Here's wishing you all the best in 2012! May your net worth climb to the sky!!!!Happy New Year!! […]

How I Switched to Long Term Thinking

Over the past five or six years since my financial turnaround started, the single most significant change that has happened to how I view the world is a switch to what I call “long term thinking.” Simply put, I evaluate most of my life choices primarily through a long-term lens. In other words, when I look at things like how I spend my money, how I spend my time, who I choose to interact with, an […]

The Power of Customer Outrage

In what almost seemed like a staged publicity stunt, Verizon Wireless quickly rescinded their plans for a new $2 fee for most bill payment options. An employee leaked an internal memo describing the new fee, and within twenty-four hours, the wireless company both confirmed and then rescinded the fee, citing their policy of listening to their customers. […]

Ten Pieces of Inspiration #53

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

A Wealth of Satisfaction

The following is a guest post from Marotta Wealth Management. True life planning begins when you realize you are unique. There will never be another you in the history of the universe. Your calling is yours alone. […]

2012 Resolution #4 – Create a Lasting Item for My Children and My Wife

For the rest of this week, I’m going to discuss the goals I’m setting for 2012 and the plans I have for achieving them. When I think back to some of the people in my life that have passed away that I greatly miss, one of the things that really bothers me is that I don’t have some memento of their life that lets me have at least a sense of the person that they were. […]

What are the 2012 Traditional and Roth IRA Contribution Limits?

With just a few days left before the New Year, I thought I’d put together a quick post on IRA contribution limits for 2012. As a reminder, contribution limits have been indexed to inflation since 2008, and can increase in $500 increments (as necessary). […]

The Best of Get Rich Slowly: 2011 Edition

It’s the end of another year, which means it’s time for most of us to reflect on what happened in 2011, and where we’d like to go in 2012. […]

Judging by the Extremes

A couple days ago, I watched a program on TLC called Extreme Cheapskates, which featured people doing things like using reusable toilet paper and cooking goat’s heads in order to save money. It was pretty obvious after just a few minutes of watching that the point of the show was to make frugality look ridiculous by choosing to profile tactics that violate other social customs and norms. […]

Verizon Wireless Plans Then Rescinds $2 Fee for Paying Your Bill

Update: Less than a day after a Verizon Wireless employee leaked a memo with this information, the company has announced that it will not be moving forward with the implementation of this $2 fee. The sad fact is we now live in a world where many companies have left their customers behind in the search to squeeze every possible cent out of every transaction. […]

Happy (Almost) New Year!

As 2011 draws to a close, we’ll be packing it in a few days ahead of the new year. I hope you’ve a pleasant holidays, nothing too stressful, and that you get to do something fun, no matter what it is, for New Year’s Eve! See you next year. (Photo: expressmonorail) Happy (Almost) New Year! from personal finance blog Bargaineering.com. […]

The Best 0% Balance Transfer Credit Cards

Those who live under a mountain of credit card debt quickly realize that their suffering has two components. First there is the principle, the actual amount of goods and services that was charged to their credit card. Secondly, there are the financing charges imposed each month on their balance. […]

The Cheap Girl’s Guide to Lowering Cholesterol Without Suffering

Two months ago, I had a nasty little note in my mailbox at work. It was not a good way to start a Monday. A laboratory near my hospital department needed volunteers to have their blood drawn so that their new employees could practice. I have easy-to-find veins, and their manager asked me to help, so I signed up. In return, I was told that I would receive a free printout of my cholesterol levels. […]

Best Money Tips: Items to Buy and Avoid at the Drugstore

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on items to buy and avoid at the drugstore, cashing in on unwanted gift cards, and year-end financial planning tips. Top 5 Articles Drugstore Deals: 3 Items to Buy and 4 to Avoid — Next time you head to the drugstore, avoid purchasing cleaning supplies. […]

10 Ideas for Using Your FSA Before Year End

I hate leaving money on the table — the operating table, ha! — by failing to spend my whole medical flexible spending account. As the final hours of 2011 tick down, it's time to use up your flexible spending balance before you lose it! (If you don't know what flexible spending accounts are, you probably don't have one. […]

Good Advice from FMF Readers

There have been several insightful comments lately here at FMF on a variety of topics. Since I know that everyone doesn't read all the comments in every post, I wanted to call these to your attention so you didn't miss them.The first is from Apex and was left on my post titled Six Steps to Making a Successful Low-Ball House Offer. […]

Carnivals for the Week of Dec 26

Here are some of the carnivals Free Money Finance was in this week: Cavalcade of Risk Carnival of Personal Finance Enjoy!P.S. Carnival Hosts -- If my post is in your carnival in a given week, please send me the URL to the carnival and I will include it in my weekly roundup. […]

Making Plans For An Awesome 2012

2011 was an amazing year for me and my family.  I am excited about 2012 – and I thought I would share a few of the plans I have for the coming year. Writing - In 2011, time available for writing was extremely limited.  Thankfully, my schedule has settled a bit, and my passion for writing appears to have returned.  I plan to write (a minimum of) two articles per day, one here at No Credit Needed an […]

Three Things Every Investor Can Control

Smart Money lists three things every investor can control as follows: Fees Asset Allocation Savings Exactly.Some thoughts from me: What does the list above imply? That the other factors influencing an investment's performance are things we can not control. Chief among them: return rate. Avoiding (especially high) fees is one reason I use index funds. […]