The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Gold Versus Fiat and the Mother of All Bubbles.Enjoy! […]

Reader Mailbag: Long Weekend

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Move in together 2. The crossover point for cars 3. Freelancer feeling desperate 4. Retirement and wedding 5. Basics of prepaid credit cards 6. Debt repayment planning 7. Teenage kids and cars 8. Zucchini bread 9. […]

The Debt Snowball

The “Debt Snowball” is one of the most popular methods for approaching a variety of debts, with the intention of paying them off. The process has existed for as long as debt has been around, but the method has been commoditized, packaged, and popularized by a variety of personal finance experts, gurus, and speakers. […]

Three Credit Scores

Have you seen those advertisements on television where a guy is going to buy a television, only to get snubbed because one of this credit scores is vastly lower than the other two? Two of the “credit scores” look like Tom Brady while the third looks like Danny DeVito in a ski mask? […]

Social Capital and the Neighborhood Exchange

It’s been a while since I’ve raved about the joys of social capital. For those who haven’t been exposed to the concept, social capital is the mutual goodwill generated whenever you volunteer at a soup kitchen, help your neighbor move a piano, have your Sunday School class over for a barbecue, or join a softball league. […]

How to Get a Refund When Something Is Non-Refundable

That little phrase — non-refundable (or non-returnable) — is as unsettling to frugal shoppers as garlic is to vampires. Surely in this day and age, where the customer is always right and stores are willing to do anything to get your business, the very idea of non-refundable must be out of date, right? Well, yes it is. Kind of. […]

From Clammy to Clean: 9 Ways to Fight Mildew

Yech, mildew. How many shower curtains have I replaced? How many pairs of shoes or leather coats have been rendered unwearable? How many paint jobs ruined with mildew's tell-tale spots seeping through? Below are some of my favorite mildew fighters. (See also: Household Cleaning Hacks That Save You Money) 1. […]

Investing a Windfall (and Making Up for a Late Start)

A reader that I’ll call Diane recently wrote in with a question about investing a windfall. She says: I am getting some extra money — about $10k — and I have no idea what to do with it. I am 57 years old and have no debt. I have about $9k in my company’s 401(k), and that is my only savings right now. […]

Best Money Tips: Late Retirement Planning Tips

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on late retirement planning tips, how to hedge against gas price increases, and clever ways to pay for your kids' college. Top 5 Articles Late Retirement Planning Tips — If you are late in planning for your retirement, make sure you fully fund your 401k. […]

LCD vs. Plasma: What's the Better Value?

LCD TVs have become the format of choice for flat-screen TV buyers. However, despite their market dominance, LCDs have yet to give plasma TVs their final death blow. And that's a good thing, because when it comes to pricing (specifically on 50" 1080p sets), plasma TVs trounce their LCD competitors. In fact, in the past year, not once has a 52" LED-backlit LCD sold for less than a 50" plasma. […]

What Causes A Stock Market Correction or Meltdown?

Why do markets fall? The causes of stock market corrections, bear markets and other meltdowns. When the stock market careens around wildly like a drunken bull, it causes even the most steadfast among us to become nervous. It causes some of us to jump into action. […]

Review: Social Intelligence

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I’ve often talked about how having a social network that challenges you to improve yourself and encourages you towards good behavior can deeply shape how you think and the choices you make. […]

Podcast 123: Mint.com’s New Bill Reminder Feature

Today on the Consumerism Commentary Podcast, Tom Dziubek talks with Mint.com‘s Vice President of Product, Aaron Forth, about Mint’s new bill reminder feature. Aaron also discusses ways the smartphone app can help you acquire a more accurate bank account balance and also talks about what savings and spending trends they’ve seen. […]

Balancing Giving and Saving

Sharon writes in: How do you manage the balance between saving for the future and for your own personal goals with a desire to give to those less fortunate than you? It feels like they’re going in opposite directions. To an extent, this is a struggle for virtually everyone in the first world. Everyone reading this lives well into the upper half of the world in terms of standard of living. […]

Spirituality and Money: Hope in Hard Times

This article is written by Consumerism Commentary’s new columnist, Ellen Cooper-Davis. Ellen’s column will look at the role of spirituality within the context of personal finance. For an introduction to this column, see Ellen’s first article, The Pastor and the Purse. […]

Reader Story: My Falling Credit Score (and Why It’s Not the End of the World)

This guest post from Matt is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. This is a rare reader story that appeared elsewhere first. […]

Defining Biblical Generosity

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. […]

Rethinking Your Rules

Right now, as you’re reading this, you’re completely in control of this moment, limited only by your absolute physical limitations. You can choose to keep reading this article. Or, you can choose to go outside and take a walk. You can choose to get in your vehicle and drive to the next state. […]

Hurricane Irene Approaching

I hope that my town is inland enough to escape the worst of Hurricane Irene, but living near a canal increases the likelihood of flooding. I live in a second-floor apartment, so I don’t need to worry about a flooded basement. I believe I am stocked for the possibility of power loss, though I ventured out last night for some last-minute errands. […]