Party Like It's 19.99: The Psychology of Pricing

Why does everything on sale — well, nearly everything for sale and not simply "on sale" — have a .99 price ending? From what I can tell, .99 is a signal to consumers that either means "Wow, this widget is a great bargain," or "Whoa, you're manipulating me into thinking that this widget is a great bargain." (See also: What Clearance Price Is […]

Best Money Tips: Vacation Trends That Help You Save

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on vacation trends that help you save, how cleaning your house can make you money, and ways to find your passion. Top 5 Articles Vacation Trends That Help You Save — For a cheap vacation, go camping! […]

Cheap Smartphones: Which Ones Are Worth It?

The words "cheap" and "smartphone" seldom go hand-in-hand. That is, of course, unless you can get a sweet contractual offer (usually with a two-year agreement). Often, it's not the smartphone itself that is expensive, but the data plan required to make all of its bells and whistles work as promised. […]

New Thoughts on the 4% Retirement Withdrawal "Rule"

A standard rule of thumb has been that retirees can safely withdraw 4% or 5% a year from their investments and in almost all cases have enough savings to last the rest of their lives. So if you had $1 million saved for retirement, you could take out $40,000 to $50,000 per year for the rest of your life. […]

What To Do When You’ve Got Too Much Debt

A lot of people who seek the help of a financial counselor are doing so in order to manage their debt. Now if your finances are strained because your debt is growing much too fast for your comfort, or if you’re beginning to realize that things may just be spinning out of control, then you [...]What To Do When You’ve Got Too Much Debt Copyright 2011 TheDigeratiLife.com […]

Join Our Tweetchat on Thu 4/21, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: How to save money while moving. Get your boxes ready! […]

Instead of Thinking About What You Don’t Have, Think About What You Do Have

About a week ago, I answered a question from Ashley that’s really stuck in my head since then. Here’s the question and answer: Growing up, I was not pretty spoiled, materially speaking, and was never taught to manage money. This led to bad spending habits in adulthood, and a divorce caused me to have to settle with my credit card companies because my debt was huge. […]

Who Cries For Apollo?

The following is a guest post by MasterPo from the PoFile. As debts and deficits soar on both the national (nation debt has just past the $14 trillion mark as of writing this) and state levels (CA has a $9 billion dollar debt as of writing this) once again the great villain of it all is “the rich” and their “greed”. […]

Rebalancing in Real Life

Earlier today, Robert Brokamp wrote about the importance of rebalancing your investment portfolio. […]

Fidelity to Rename Bond Index Fund

This is just a quick heads up for those of you that are investing through Fidelity… I received an e-mail this morning stating that they’re renaming the Fidelity US Bond Index Fund to the Spartan US Bond Index Fund. This isn’t a huge deal, but it’s worth knowing about if you’re looking for this fund. Here’s a snippet from the e-mail: Effective April 28, 2011, Fidelity U.S. […]

Fuel Taxes: Why Gas Prices Vary So Much

You’ve probably heard about the dirt-cheap gas prices in places like Venezuela, where citizens can fill up for mere cents a gallon. While it might frustrate Americans to know that gasoline is so cheap in some countries, they can take comfort in the fact that there are places where gas is much more expensive. I remember how expensive gas was 13 years ago when I was an exchange student in Europe. […]

Escape by Discover® Card Review

I’ve covered many of Discover’s cash back opportunities, but I haven’t written about some of the other credit cards they offer to consumers. Discover also produces a wide variety of student credit cards and points rewards credit cards. Their most prominent travel rewards credit card is the Escape by Discover® Card. […]

Money Commandment #3

The book The 10 Commandments of Money: Survive and Thrive in the New Economy lists money commandment #3 as follows: The old-school rules: All debt is bad. Pay it off as fast as possible. The bubble economy rules: Don't worry about paying off debt. […]

Travel Reimbursement Tips

As you may know, running this site isn’t all that I do. I also have a full time job, and that job sometimes requires travel. Unfortunately, I don’t have a corporate credit card for charging my travel expenses. […]

President Obama’s 2010 Tax Return

Being the the President of the United States has its perks, but one of the downsides is that people get access to even the most private of details. A prime is example is the annual ritual of scrutinizing the President’s tax return. […]

5 Legitimate Work-From-Home Options

This is a guest article by Michael, chief editor of DoughRoller.net. DoughRoller.net helps consumers figure out the best Netflix plans for their home movie experiences. There is a lot of bad information online about working from home, with scammy and spammy websites offering ideas about quick ways to make money without doing much work — and all require an up-front purchase of some sort. […]

Rebalancing Your Investment Portfolio

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He also has a newly reinvigorated blog, and you can have your day interrupted once or twice by his Twittering. Robert contributes one new article to Get Rich Slowly every two weeks. How would you like $4,290,387? It’s easy! […]

11 Smart Uses for Sheets

You put them on beds. You store them in closets. What else can you use a fitted or flat sheet for, you might ask? As it turns out, these versatile cuts of cloth are becoming increasingly valuable in today's rising cotton market, and they are fabulous for assorted uses. […]

John Cummuta: Transforming Your Debt Into His Wealth

You have no doubt heard the radio ads (I hear them every day on XM Radio) by John Cummuta, making seemingly impossible claims — you can be completely debt free, including paying off your mortgage, in around five-to-seven years, using just the money you already make. Wow! And they’re backed up by “real” testimonials. […]