Best Zero Percent Balance Transfers (Updated May 2011)

As the economy improves, I expect to see a lot more activity in the balance transfer space. For the moment, there hasn’t been much change from April to May. […]

Mother’s Day Fiasco With FTD: A Review

In my attempt to be a good son to my mother who lives about as far away from me as possible in the contiguous United States, I decided to send a bouquet of flowers for Mother’s Day. Sending flowers may be cliché, but I know she appreciates it, so I’m happy to send them. I’ve used all the major flowers brokers in the past: 1-800-Flowers, ProFlowers, and FTD. […]

What To Do with All That Clutter: Sell It, Swap It, Give It Away

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at This Saturday (May 14th) is Give Your Stuff Away Day, a worldwide celebration of getting rid of clutter. […]

Time-Management Tools: Too Busy to Read This Post?

I get up at 5:30. I run. I eat. I work. I go to the gym. I write for this blog. I attempt to keep my house somewhat presentable. I read. I go to bed. […]

5 Fun and Frugal Ideas for Family Road Trips

Road trips are basically the classic American vacation when it comes to frugal travel. You can combine multiple agendas with each trip and plan picnics for extra savings. […]

May 12: $50 Gift Card and Free Morningstar Subscription

To continue Giveaway May at Consumerism Commentary, I have a great deal for all you investing junkies out there. In fact, today’s giveaway is sponsored by Investor Junkie. I’m excited to be working with Investor Junkie for today’s giveaway. Thanks to his connections, Investor Junkie is able to provide today’s giveaway winner one year’s free subscription to Morningstar’s Premium Membership. […]

Best Money Tips: Make a Stranger Smile

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to make a stranger smile, how to beat the banks and live frugally, and billionaire habits to pick up. Top 5 Articles 88 Ways To Make A Stranger Smile — Make a stranger smile by sharing your lunch with someone who doesn't have one. […]

7 Tips for Using a Credit Card Outside of the US

The following is a guest post by Craig Ford who shares money saving vacation tips at Help Me Travel Cheap. Lots of Americans get into the habit of buying everything with credit cards, so when it comes time for vacation, it is only natural that they are going to take their credit cards with them.  However, before taking your plastic on your vacation outside of the US, here are a few facts you sho […]

Join Our Tweetchat on Thu 5/12, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Frugal gardening tips. […]

Addicted to “Solutions”

An interesting question comes from Jonas: Do you read a personal finance book a week? Seriously? Are you really learning something new each week? First of all, I don’t read a personal finance book each week to find some overarching theory that will “explain” something to me. I read them for two reasons. […]

Help a Reader: Cruising the Caribbean

Ok, the "reader" this time is me (FMF) again. Here's the update:Last you all knew, we were looking at taking a trip to Hawaii. I did a good amount of research on the trip -- read several books, talked to people who had been there, etc. -- only to find out that my kids weren't all that excited about taking such a long trip. […]

Spare Change: Strange Degrees Edition

Whenever I write about the value of a college education, I get complaints from folks who argue that they have a degree in X, but now they’re working in completely unrelated field Y. “My degree is useless,” they tell me. While I feel for these folks, the anecdotal evidence doesn’t discount the statistics. […]

Tips for Starting a Garden

One of the cornerstones of frugal living is gardening. After all, there are few things that help you save money on food better than growing your own. My husband and I enjoy planting a garden. We prefer to plant items that are fairly easy to grow in our area, that we know we will eat a lot of, and that cost a little more at the grocery store. […]

To Diversify Or Not To Diversify

That is the question. For most small-time investors, diversification is necessary. Index funds offer diversification across a type of investment, and with a strategy like this, you can be sure you’re avoiding investment management who, on a whole, perform worse than the indexes. […]

Ants In Air Conditioner

We have two HVAC systems.  One controls the temperature downstairs, while the other controls the temperature upstairs. Less than two months ago, I had both HVAC systems cleaned and inspected, so I was shocked when one of them started acting up.  I would turn on the upstairs system, air would circulate, but instead cooling, the room remained warm.  Upon inspection, I noticed that the fan, inside th […]

How to Live Better on Less Income

The Wall Street Journal tells the story of an ex-accountant who improved his lifestyle despite the fact that he down-sized his income big-time. To give specifics, he earns less than 75 percent of his former salary but takes home almost 90 percent as much. […]

Ally Bank Buying ING Direct?

While I was on the Amtrak train to New York for a business meeting yesterday, I tweeted news that Ally Financial was in talks to buy ING Direct. […]

Emergency Savings: When it Rains, it Pours

Have you ever had “one of those weeks”? Well, I’m having one right now… Within the past week, we discovered that our minivan needs major repairs, and I also learned that I need some major dental work. The grand total will wind up being close to $4k, though our dental insurance should knock that back a bit. Shifting gears For starters, we drive a 2004 Odyssey with roughly 125k miles on it. […]