The Expiring Payroll Tax Holiday

In 2008, many people received a stimulus check of a few hundred dollars. In 2011, many people got a payroll tax holiday instead of a check in the mail. There wasn’t a lot of news made about the payroll tax holiday but it’s almost as big of a “stimulus check” as the first stimulus check. […]

Seven Holiday Shopping Mistakes

The December issue of Consumer Reports lists the following holiday shopping mistakes to avoid: Going over budget Fighting the crowds Taking on too much debt Paying for a warranty Forgetting to haggle Relying on gift cards Overlooking return limits Here's what I do on these: We have a budget for Christmas gifts, but it's rather flexible. […]

The Cost of Maintenance and Defense

Based on the title of this post, you might think that I’m delving into politics or the federal budget, but I’m not. Instead, I’ll start off with three little stories about Sarah and our family. 1. When Sarah and I were shopping for a house in 2007, we looked at a lot of them. […]

One Sick Scam

It’s well established that average Americans find it difficult to save money. Come to think of it, there’s good reason for this. […]

That’s a Wrap: Some Alternatives to Traditional Gift-Wrapping

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. Looking for a greener Christmas? Re-think your gift wrap. According to Stanford University: If every U.S. […]

Personal Balance Sheet, October 2011 ($373,552, +9.2%)

I’ve been tracking my net worth and keeping my finances updated in personal finance management software since July 2003. I’ve done this mainly for myself. Posting my finances online helps make the numbers real. I use these monthly reports to hold myself accountable. […]

Treasury Direct New Login Process: No More Passcards!

Treasury Direct is the website setup by the Treasury Department for managing electronic bonds. I use it whenever I go to buy savings bonds, such as Series I Bonds, but I hate logging in. You have to enter in your username, then your password, then three letter/numbers off this arcane passcard. It’s just one step but looking on this card just seems so silly. I understand why they have it. […]

Ask the Readers: To Shop or Not to Shop?

The Black Friday ads have once again invaded TV screens and mailboxes across the nation. With many stores offering insane early bird specials, many people are planning on waking up at the crack of dawn to take advantage of sales. However, there are plenty of people who would rather sleep in than be up before 5am . To shop or not to shop? That is the question! […]

Cash for Trash: Making Money Recycling

Want to “go green” and make some money while you're at it? It's possible. You won't exactly get rich doing it, but I certainly wouldn't say no to making some extra cash — especially for recycling, which is kind to the environment. […]

13 Cheap Beers to Keep Your Holiday Season Hoppin’

Hands up — who likes beer? Both my hands would be up, but that would make typing this a tad tricky. I have to say, though, this is one of the tastiest assignments I’ve ever done in my blogging career. And I may have to follow it up with a sequel at some point. (See also: 21 Great Uses for Beer) Over the last few weeks, I’ve been sampling beers for you, the Wise Bread readers. […]

9 Uses for Burnt Toast – Besides Just Eating It

We also consider the bigger, philosophical question: Why would you even think about throwing out burnt toast in the first place? […]

Best Money Tips: Ways to Make Thanksgiving Fun

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to make Thanksgiving fun, investments that protect you from inflation, and resume writing tips. Top 5 Articles 10 Ways to Make Thanksgiving Super Fun — Make Thanksgiving fun by spicing up the sides. […]

Should You Include Volunteer Work on a Resume?

Fortune discusses the issue of whether or not you should include volunteer work on your resume. Their thoughts: Increasingly, corporate bosses like Ready are taking note of job candidates' volunteer efforts. They recognize that in the recent recession, talented employees may have had stretches of unemployment that they filled with unpaid work. […]

What I'm Doing Now Financially

I thought it was time to give you all an update on what I'm currently working on from a financial standpoint. Here goes: Still saving and investing (would you expect anything else?) My 401k is fully funded and money moves from my checking account to index funds at Vanguard each month. […]

Saving Pennies or Dollars? Light Bulbs

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

How to get married for $239.00

It only costs $239.00 to get married. I squawk you not. To get hitched (legally) you generally only need to pay for a marriage license and the services of a marriage commissioner. In British Columbia, Canada, a marriage license plus commissioner cost just $239.00. That’s it. Everything else is just pomp and circumstance. Did you hear me? […]

Founders Federal Credit Union Gives $10 Million

Founder Federal Credit Union, a credit union in Lancaster, South Carolina; will be giving $10 million back to its members in the form of a bonus dividend. About half will go to depositors based on their interest earned and the other half will go to borrowers based on their interest paid. […]

10 Business Owners Share Tips for Saving Money

Link: ShareThisCutting costs and saving money are always on the minds of business owners and entrepreneurs. […]

Strangest & Oddest Economic Indicators

When most “serious” folks consider where the economy is headed — or where it’s been — they normally look at things like jobs, housing, retail sales, inventory and manufacturing data. But for most of us, some of those indicators aren’t that “real.” How can you relate, in an every-day way, to manufacturing data? As you might expect, some experts notice other trends that come with a down economy. […]

Black Friday Myths

The following is a guest post from Andrea Woroch.The hype surrounding Black Friday seems to get bigger every year, especially as advertising for the shopping holiday continues to creep. Shoppers are being inundated with Black Friday deals, and it’s easy to let the dream of amazing savings overshadow rational purchasing behavior. Hence the mile-long queue in front of Best Buy at 3am. […]