Finances in 55: Is an HSA Right for You

One of the most interesting health care financial products to be introduced in recent years is the Health Savings Account (HSA). A HSA can be a way for you to have more control over your health care dollars, while at the same time providing you with a way to reduce health insurance premium costs and gain a tax advantage. […]

Allowances and Money Lessons

I’ve written in the past about our allowance system. In short, we give our kids $3/month for each year of age, and ask them to split it into three categories. […]

The Buffett Rule: Tax for Millionaires

As a continuation of President Obama’s jobs proposal (economic stimulus) for curbing spending and increasing federal government revenue, the administration is taking a cue from famous investor, Warren Buffett. On many occasions, Buffett has claimed that wealthy Americans do not pay a fair share of the tax burden relative to their means to do so. […]

Make crafty Butterfly Snack Packs to save 50% on packaged kids food

I was chillin’ in my grocer’s produce section the other day ’cause it was hot outside (and I like fresh vegetables). I bet you’ve done this too. While passing by the bagged salads, fresh fruit cups, and tubed yogurts I couldn’t help but notice an entire section devoted to individual packages of carrots, snap peas, and apple slices. […]

Chase Freedom Categories for the Fourth Quarter

Most readers know that I use the Chase Freedom cash back credit card as part of my cash back credit card strategy (named the best overall card by CBS Moneywatch and, if used correctly, can net you some HUGE rewards). […]

Five Ways to Save Money While You’re On the Road

So, I’m making a cross country move using only my car because I wanted to avoid paying for a moving truck. With all of my belongings stashed away in the trunk and the back seat, I set off on what could easily become a three day drive. Limited on both time and money, I decided it was best to keep my costs as low as possible while driving from the East Coast to the Midwest. […]

Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, The Wealthy Really Are Better Than You. Enjoy! […]

Reader Mailbag: School Mornings

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Self employment and taxes 2. Macs, PCs, and frugality 3. Can’t stand frugal apartment 4. Buying a “forever” home 5. Prenatal college savings 6. A major hobby “leak” 7. Balancing hobby time 8. Investing after college 9. […]

Buffett Tax Rule: The New AMT

Today’s a big day for the deficit hunters as President Obama will be proposing a variety of tax changes (here’s a sneak peek from the NY Times). The most notable of these change is the introduction of a new tax rate for people earning more than $1 million a year. At the moment, the top tax bracket is $379,150. […]

Save Money By Not Having Children

I don’t have children; perhaps I will at some point, but I don’t see kids in my immediate future. It’s not due to the cost of raising children, though for many years, I believed I wasn’t in a financial position to provide all that I would want to provide to a child growing up. A few weeks ago, this comic from xkcd was making the rounds among my friends on social media websites. […]

Old Friends: Scenes from a Class Reunion

I am getting old, my friends. I am getting old. It’s no longer just a feeling, either. More and more, there are objective real-world reminders that I’m not the young man I once was. Kris and I spent last weekend, for instance, hanging out with other old folks at our 20-year college reunion. We had a blast, of course. […]

Cocktail Time: Great Budget Liquors

One question that comes up again and again when talking about frugality is whether it's better to go with a cheap option or splurge on something well made. It's not an easy question to answer — it really depends on your values and preferences. For me, when it comes to spirits, it depends on the situation. […]

Guys: Upgrade Your Style Without Buying New Clothes

Guys, smarter style doesn’t have to mean bigger bucks. If you have a basic wardrobe with good casual and dress options, there are some simple and inexpensive ways to bump up the style of what you already own. […]

Best Money Tips: Alternatives to Cable TV

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on alternatives to cable TV, tips for wiping out your credit card debt, and little-known facts about the Roth IRA. Top 5 Articles Budget-Friendly Alternatives to Cable TV — Instead of paying for cable, try ordering shows a la carte. […]

8 Easy Ways to Score Free Travel Food

Finding ways to eat conveniently and affordably on the road can be a challenge. This is particularly an issue if you’re not including highway driving on your trip, as you’ll likely find your access to grocery stores limited. Once you run out of healthy road trip snacks, you might think you’re on your own. Not so. […]

How to Find the Right Gym or Get Fit on Your Own

Trying to make exercise part of your daily routine? A gym may not be the answer, but if it is, find one that's a good "fit." […]

Have You Ever Worked More than One Job at a Time?

Here's a startling statistic from the Wall Street Journal: 7.3 million Americans hold more than one job simultaneously according to the U.S. Bureau of Labor Statistics. I have never held more than one job at a time since I graduated college. I did have two for some time while I was in high school, but that was only in the summer. […]

Review: The Real Cost of Living

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. Most of us, at some point or another in our lives, end up having to make a fundamental choice between more money or doing something that’s deeply personally important to us. […]

Podcast 126: Wealth: Is It Worth It?

Today on the Consumerism Commentary Podcast, Bryan talks with Truett Cathy, the founder and CEO of Chick-fil-A, about his book Wealth: Is It Worth It?. Truett lived through the Great Depression and worked behind a counter until he started Chick-fil-A when he was 46. […]

Accumulating Wealth, Slowly But Surely

In the world of personal finance, a lot of choices we make are tailored to our lifestyles, age and profile, and so much of the guidelines can be subject to interpretation. I realize that financial advice is just a blueprint that many readers can act upon differently, depending on where they’re coming from. […]