Should Couples Get a Prenup?

Prenuptial agreements are on the rise, as more individuals are concerned about losing their assets in the wake of the recession. Prenups, when handled correctly, can protect an individual’s assets in the increasingly likely event of divorce. […]

Gain Financial Freedom With These Concrete Strategies

Right now, I’m reading a fun novel called The Penny Pincher’s Club by Sarah Strohmeyer. It’s about a woman who realizes that not only is she in debt, but she needs a ton of money to become financially secure. What if someone wanted to make quite a bit more? […]

College as an Investment

We’ve talked in the past about how much your college degree is worth. […]

Help a Reader: Investing Cash

Here's an email I recently received from a reader: I have saved money for my children's college education ($60,000) and sadly my oldest son is unable to go to school full time due to some health challenges.  He went very part-time last year and may be unable to go next year.  My second son will be going to college hopefully in another year.I also have a tax fund of $128,000 which I will need to […]

The Simple Dollar Weekly Roundup: Three Bicycling Tips Edition

I’ve been bicycling a lot this summer after previously not bicycling much at all for several years. I’ve learned three simple things that really make bicycling enjoyable for me rather than the punishing exercise I imagined it to be. Go slow. It’s not a race. You don’t have to fly along the road or bike trail you’re on. Build up a little speed, then coast for a while and enjoy the environment. […]

Chase Freedom Visa $200 Bonus Cash Back

For the last six months, potential credit card customers have been courted by companies offering bigger bonuses and better offers. Different customers look for different things when choosing to sign up for a new credit card, whether it’s a 0% introductory interest rate, a lucrative rewards program, or thousands of miles to use on a favorite airline. […]

Beware Lifestyle Leverage

One thing that I’ve noticed with a lot of young professionals, especially if they start rising in the ranks of their firms, is that there’s some pressure to get bigger and better things. Part of the pressure comes from mainstream media and pop culture, very few stars drive Honda Civics when there are much fancier cars to be had. MTV Cribs didn’t show one bedroom efficiencies or roommates. […]

What to Do with Fresh Produce

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and raising children at During the summer, there’s an abundance of high-quality fruits and vegetables. You get better quality for lower prices than you do buying off-season produce during the cold winter months. […]

21 Personal Finance Lessons From Harry Potter

I recently finished rereading all of the Harry Potter books in anticipation of the final movie’s release. The first time reading the books, I was focused on the plot. But in rereading, I was struck by the reoccurring themes of money and personal finance throughout the books. […]

How to Win an Argument

People often tell me that I should have been a lawyer. My friends avoid getting into debates with me at all costs, and I can't tell you how many times I've heard, "I just can't win an argument with you." This is precisely why I pounced on the opportunity to write a post about how to win an argument. […]

Best Money Tips: Fun Ideas for the 4th of July

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on fun ideas for the 4th of July, 11 crazy alternative investments, and tips for in-school debt management. Top 5 Articles Fun Ideas for the 4th of July — This 4th of July, have fun cheaply by playing catchphrase or charades. […]

Schedule Regular Fridge Cleanings to Prevent Food Waste

It is a job no one likes to do — especially in my house — but with the price of groceries steadily rising, cleaning your refrigerator needs to be a weekly task to prevent food from going to waste. […]

How to Live Like Royalty for $900 per Month

Here's an idea for the majority of Americans looking at a retirement of barely getting by and/or working until they are 85: retire to a place where you can live like royalty for $900 a month. US News gives us the highlights: Americans Wendy and David Justice enjoy a lifestyle they describe as “royal” on a budget of $800 to $900 per month. […]

How to Add A Bit More Fun to Independence Day

For those of you wondering what you're going to snack on this coming weekend, may I remind you of this tasty (and economical) treat? ;-) […]

Career Dreams – In Three Parts

What will I do with my life? How will I leave my mark on the world? These questions have been a constant part of my life since I was very young – and it’s still a guiding question in my life. Now that I’m a parent to three children and a mentor to other adults, I can see clearly how the same thoughts float through the heads of others. What will I do with my life? […]

How to Prepare for an Interview

AskMen lists the following as steps to take to get ready for an interview: The week before: Get your hair cut The day before: Transportation dry run The night before: Final rehearsal The night before: Lay out your clothes Morning of: Clear your mind Five hours before: Cut the caffeine Two hours before: Go to the bathroom Pre-departure: The Power Move (Pick a little gesture or accessory t […]

Most Profitable Backyard Garden Crops

My husband and I started our first raised garden in April.  We already have a couple of flower beds in the front yard, but we wanted a garden that could produce something we would actually be able to eat.  The idea of getting an edible benefit from maintaining a small spot of soil sounded fun.  In short, we wanted to grow plants with some extra value to us.  Here are some ideas for plants you may […]

Kids and Money: Let Your Kids Make Mistakes

In the quest to teach our children about money, we like to see them make smart choices. I know that I’m proud when my son makes the “right” choice with his money. However, sometimes we focus so much on making sure that our kids are doing the smart things with their money that we forget that sometimes we need to let them make mistakes. […]

Fight the Urge to Splurge

You’ve been prudent and created a budget.  Every cent is accounted for.  Things are looking good.  Then WHAM, your savings and budget are annihilated because of your latest splurge.  Does that sound familiar?  I know it does for me.  I mean, it’s fun for a moment, then you realize what you’ve just done to your personal finance goals. […]