How to Stay Warm This Winter Without Turning Up the Heat

According to the Farmers' Almanac, the average temperature at the North Pole is -30°F, while the average temperature at the South Pole is -60°F. While both of those sound like miserably cold places to spend the winter, I would argue that my small, Midwestern city is also bone-chilling this time of year. […]

Dividend Achievers

A dividend aristocrat is a stock that has increased its annual regular dividend every year for twenty five years. A dividend champion is a stock that has paid out its dividend every year for twenty five years, not necessarily increasing it each year. […]

How to Build Your Own Personal-Finance Manual

When I started writing Your Money: The Missing Manual, I had problems finding a focus. I couldn’t figure out who my intended audience was. To get over this hump, I eventually hit upon a cunning plan: I would write the personal-finance book that I wish I’d had back when I started my personal-finance journey. […]

The Gap

The more and more I think and learn about personal finances the more I think that becoming wealthy really just comes down to one vital step: making sure the gap is as big as possible. The gap is simply the difference between what you make and what you spend. […]

Seven things to do when facing a pay freeze

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Ask the Readers: Share Your Favorite Frugal Holiday Tradition

The commercialization of the holidays can be overwhelming. But you don't have to spend big bucks to spend meaningful time with your family. Do you have a favorite frugal holiday tradition? It can be something you're already doing, or an idea you always wanted to try out. […]

Best Geek Gifts For the Nerd In Your Life

Last time, I shared some great Christmas gifts for under $5. This time, I’m following up with the question: what do you get your favorite geek this Christmas? If you know someone who has an alter ego on the Internet, then they may appreciate some of our gift suggestions. […]

The Plum Card® from American Express OPEN 1.5% Cash Back

Small businesses often rely on credit to survive through the early stages. Unless you’re independently wealthy with money ready to invest, getting a small business off the ground requires a lot of hard work. The money is often provided by banks willing to back your business. Without collateral for a loan, many start-up entrepreneurs are required to start their business with a credit card. […]

Help a Reader: Paying for College

Here's a question a reader recently left here at FMF: My son is a high school senior and I'm not sure and worried about what we'll have to pay for college. I am disabled and my wife has only a moderate paying job. Our total adjusted income is about $58,000. […]

Out With The Old, In With The New: Reduce Your Cable Bill

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 13. Reduce your cable/satellite bill. So many people find themselves at the end of a long day, worn out on the couch, mindlessly channel surfing for an hour or two before bedtime. […]

Free Holiday Wi-Fi From Google Chrome

While tracking my wife’s flight today, I discovered that Google Chrome is sponsoring free wi-fi on AirTran, Delta, and Virgin America domestic flights from November 20th, 2010 through January 2nd, 2011. To access the free connection, simply enable wi-fi on your device, select the “gogoinflight” network, and launch your web browser. […]

Top 10 Myths About Job Interviews

CNN Money lists the top 10 myths about job interviews as follows: Myth #10: The interviewer is prepared. Myth #9: Most interviewers have been trained to conduct thorough job interviews. Myth #8: It's only polite to accept an interviewer's offer of refreshment. Myth #7: Interviewers expect you to hand over references' contact information right away. Myth #6: There's a right answer to every q […]

How to Be a Battle Buddy to Your Family

This is a guest post by Jeff Rose. Jeff Rose is an Illinois Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group. He is also the author of Good Financial Cents, a financial planning and investment blog and his currently working on his first book entitled Soldier of Finance. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, 277 Ways to Save Money. […]

Reader Mailbag: Christmas Rush

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Clearing off old debts 2. Life insurance and suicide 3. Handling three child seats 4. Various health insurance plans 5. Credit card roulette 6. Understanding employer matching 7. Tax deductible student loan interest 8. […]

5 Easy-to-Make Deluxe Gifts for Under $15

As of last week, my home, Dinky Manor, has become my own personal sweatshop. Even though I don’t personally celebrate wintertime holidays that involve gift giving, just about everyone I care about does. Alas, my entire budget for gifts this year is $200 for everyone. […]

7 Savory Holiday Food Gifts

December is a time for sweets. Heck, even December's most famous fairy is named after a sugarplum. But as much as I love candy, cookies, and other sugar-filled treats, I don’t like receiving them as gifts. […]