Best High Yield Savings Accounts

Not all high interest savings accounts or money market accounts are alike. If you look at it from the standpoint of savers who decide to open such accounts, you’ll find that we’re all prompted to select savings accounts according to various reasons and criteria. Based on where we are in our lives, we tend to choose accounts according to specific requirements. […]

Your Money: The Missing Manual — Table of Contents

I’m super excited — and more than a little bit scared. My book project is beginning to seem very very real. My publisher just finished laying out the manuscript yesterday, and this morning I received a printout of Your Money: The Missing Manual in its current state. For some reason, seeing the book laid out makes the project more tangible than it has been before. […]

What’s Coming Next?

Fifteen years ago, I didn’t believe I had the financial resources to go to college. Instead, I spent my time thinking about a future where I took a few classes at a local community college and worked at a local factory. Ten years ago, I was a college student. […]

Why I Report My Daughter's Babysitting Income to the IRS

The following is a guest post from Carol Topp, CPA. She is the mother of two teenage daughters and runs Teens and Taxes. Typically, income from babysitting does not mean a teenager must file a tax return.  Income from babysitting is typically too low to pay income tax (the threshold in 2009 was $5,700). […]

Smithee’s First Week With Only $100

In my most recent debt update, I re-committed to spending a fixed amount of money on discretionary items during the week, instead of trusting my self-disciplined use of a credit card. I got $100.00 out of the ATM last Saturday, and the experiment began.See, I’m still not sure if $100.00 per week is reasonable. […]

Best Deals for Friday 02/05/2010

Creedence Clearwater Revival "Green River" MP3 Album download for $2 Imation SpongeBob SquarePants Micro 1GB MP3 Player for $13 + free shipping Dilmah Tea 2-Packs, Just $12.75 + Free Shipping! Old Navy: Lace Camies Only $2 Free Granola Bar at Starbucks […]

How to Handle a Missing 1099 Form

Have you received all your tax paperwork? Every year around this time I get questions from people who are missing a Form 1099 and aren’t sure what to do. […]

Friday Finance Findings for February 5th

Another Friday, another roundup. Before we get to the links I have just a couple of reminders. First, you have until 9 pm EST tonight to get an entry in for a $25 Amazon gift card. That’s right, make sure you leave a comment on the question I asked earlier in the week: what would you do if you had a million dollars? […]

Why I Didn't Pay My Mortgage Off In Full

By Joel Ohman Getting out of credit card debt, paying off all student loans, and paying off their mortgage in full ASAP is the #1 goal of almost every personal finance blogger on the Wise Bread Top Personal Finance Blogs List, but what if they have it all wrong? OK, as the owner of Credit Card Chaser, I will be the first one to admit that going into credit card debt = bad. Why? […]

Free Money Finance March Money Madness, Round 1, Posts 33-36

Here we go with the first round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]

The Cost of Returning to Work

Pam writes in: I have been a stay at home mom for most of the last 19 years. Our oldest son started college this year. We still have our other son who is 16 and our daughter who is 13 at home. I have returned to work part time as a caregiver and my husband is pushing me to work full time. […]

Used Toyotas Are Being Discounted. Would You Buy One?

By Xin Lu Recently Toyota Motor Corp. has been plagued with bad news as it recalled millions of cars and stopped selling several of its products affected with braking issues. […]

Two Views of the Economy

Here's a funny and entertaining piece a friend sent me about two of the major (and conflicting) thoughts on economics. Even an econ neophyte like me found this entertaining, educational, and something that I could grasp. :-) Enjoy!!! If the player doesn't work for some reason, you can view the video here. […]

Breaking an Art Sale Record With $104.3 Million for Running Man I

This past weekend, a sculpture by Alberto Giacometti broke the previous record for most expensive piece of art sold at auction. An anonymous bidder purchased “L’Homme Qui Marche I” for $104.3 million, up to five times more than the expected price. This may be a good sign for the art world in need of a recovery from a bubble and crash. […]

Your Take: Do You Trust Financial Advisers?

I don’t trust financial advisers. I’m not entirely sure why but I inherently do not trust experts in any non-science field and I have my fraud radar on red alert if it has anything to do with money. I separate financial advisers into two categories – those that help you plan and those that help you invest. I see some value in the ones that help you plan for the future. […]

Your Take: Do You Check Off $3 To The Presidential Fund?

When you go to do your taxes this year, you will have the option to give three of your tax dollars to the Presidential Election Campaign Fund. $3 isn’t deducted from your refund or added to your tax bill, $3 from your taxes is simply allocated for the fund. The money is used to in the party nominating conventions, presidential primaries, and then the general election every four years. […]

Mastering the Art of Haggling

Last weekend, The Washington Post published an article from Mike Rosenwald about the recent resurgence of haggling. […]

Pursuing Financial Independence: Now What?

Yesterday, Matt challenged readers to figure our their financial priorities. That post generated some interesting responses, including one in which a reader wondered: “Now what?” I’m at the “now what” stage. We have paid the car off, and a fat savings account. We do not plan to pay off the house because we want to move soon. Not sure that the house will sell for the amount we paid. […]

Think You’re Too Young, Too Old or Too Late to Achieve Your Dreams?

The following is a guest post by Rich Avery from Life Compass Blog. It's not specifically related to personal finance, though his suggestions can apply to money in several different ways. In addition, these thoughts help you think about some life issues that could be more important than money. […]