Does Early Retirement Make You Live Longer? (Updated)

Over the weekend, I ran across a fascinating study that suggests that retiring early can significantly increase your lifespan. […]

Make-Ahead Food: 10 Things to Cook on a Sunday

Making food ahead of time so you can eat well and save money during busy workweeks is a great idea. But often when I read articles about make-ahead food, the focus is on ways to stock your freezer with heat-and-eat casseroles, soups, and other meals. […]

New Tools for the Unbanked

Until just the past few years, lack of access to the banking system has been an expensive burden on the poor. Just recently, a surge in new financial products make it a lot less expensive to be unbanked. […]

Best Money Tips: Negotiate a Gym Membership

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to negotiate a gym membership, 8 presents for dad under $20, and how to interview when you don't have experience. Top 5 Articles How to Negotiate a Gym Membership This Summer — Negotiate a lower gym membership cost by being willing to commit to a longer membership. […]

How to Determine a Store's Classification for Cash Back Credit Card Rewards

On my post titled Time for a Credit Card Reorganization?, I mentioned the Chase Freedom card (named the best overall card by CBS Moneywatch and, if used correctly, can net you some HUGE rewards) and how to use it to get some big-time cash back rewards. One reader made the following comment about the card: Just make sure you're getting the correct cash back. […]

Spare Change: Travel Itch Edition

Over the past couple of years, I’ve begun to travel. Kris and I have been traveling in groups, but that’s expensive and leaves me feeling isolated from the cultures we visit. I have the itch to travel more, and to spend more time off the beaten path. […]

Is There An Easy Way To Earn Six Figures Online?

I’m really being facetious here by posing the question and bringing up the possibility of earning a six figure income online. Is it possible to do? Well YES and NO. As far as I know, it is entirely possible to make a living off the web and replace your job income on a consistent basis. [...]Is There An Easy Way To Earn Six Figures Online? Copyright 2011 All rights reserved. […]

How the Shifting Economy Changes (and Doesn’t Change) Personal Finance Advice

When I first started writing The Simple Dollar, it was quite easy to find savings accounts that offered interest rates as high as 5%. Even more amazing, banks offered certificates of deposit (CDs) that had rates that approached (or sometimes crossed) 6%. […]

Resume Tips and the Job Objective

The following is an excerpt reprinted with permission from What Color Is Your Parachute? Guide to Job-Hunting Online, Sixth Edition: Blogging, Career Sites, Gateways, Getting Interviews, Job Boards, Job Search ... Resumes, Research Sites, Social Networking. Copyright © 2011 by Mark Emery Bolles and Richard Nelson Bolles, Ten Speed Press, an imprint of the Crown Publishing Group, Berkeley, CA. […]

Citi Credit Card Data Hacked

Last week, while I was away on vacation, I received a call from Citibank about my credit card. Since I wasn’t keeping up to date on the latest financial news and gossip, I wasn’t aware that Citi had been hacked. Normally, when systems get hacked like this, I’ve dodged the bullet. […]

Family Earning $225k Annually, No Emergency Fund

Money Magazine featured a story about Rick and Amy Mendez, a couple in their early forties with two children, earning an income of $225,000. They have a healthy retirement plan balance, and they needed to borrow from their 401(k) to pay for an emergency. […]

Kids and Money: Are You Overburdening Your Kids?

Teaching your children about money is important. Indeed, money management is one of those really essential life skills that your kids will require later in life. However, it is important not to rush ahead before your children are ready for certain concepts. […]

How to Avoid Fights About Money in Marriage

Getting married is a significant life change that offers a lot of new challenges. It probably goes without saying, but money is one of the hot-button issues in any marriage. Two people never have identical outlooks on money and reconciling those differences can lead to some nasty arguments. […]

My Thoughts on Groupon

I've been subscribed to the email-per-day-coupon-offer-site Groupon for about three months now, and I thought I'd share my take on the service with you.But before I do that, here's a piece from US News on why they are shunning Groupon. Their reasons for disliking the service: Here's why I'm not interested: I don't want a daily temptation to spend money I should probably be saving. […]

15 Shopping Rules of Thumb

I recently read a wonderful post over at The Technium containing twelve simple shopping rules of thumb for various products, mostly technology related. Some of them are great. A few of them are outdated. I find I use some of them myself; here are the ones I really find value in: Pay for RAM, not speed. […]

7 Tips for Using Student Credit Cards

If you’ve just received your first student credit card, congratulations. Perhaps you’ve used pre-paid debit cards in the past, or maybe this is your first time with plastic. Credit cards are just tools for spending the money that you do have, and are not inherently good or evil. […]

How Dependent Care FSAs Work

We have some friends that have been looking at day care centers in the area and it’s mind boggling how expensive child care can be, at first glance. It’s no surprise when people say that it’s often not even worth it to be working if you have to put two or more kids into daycare. […]

Traffic Violations and Your Auto Insurance

This post is from staff writer April Dykman. California newspaper The Daily Breeze recently published an article about a man who was issued a $35 ticket for failing to come to a complete stop, which became a $234 ticket after added penalties. (State legislators have been adding new penalties, such as a “state conviction fee,” since 2009, thanks to a $10 billion budget deficit. […]

Ask The Readers: Do You Have An Emergency Fund?

Everyone goes through financial rough spots. Whether you lose your job or have an unexpected expense, sometimes you end up having to spend more money than you budgeted for. Some people are prepared for these financial rainy days while others choose to just take things as they come. Do you have an emergency fund?  Why or why not? […]

A Slacker's Video Guide on How to Tie Ties

When my husband and I celebrated our marriage with family and friends at a party this past winter, we decided to shake things up a bit and spring for self-tie bow ties that coordinated with each other’s outfits. […]