Ten Pieces of Inspiration #21

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. An afternoon at the park I came across this picture from last spring that shows my wife and my two oldest children playing together at the park on a beautiful spring day. […]

How to Design and Stick to a Flexible Budget

While it may not be the most exciting activity in the world, building a budget is one of the most important pieces of getting your financial life on track, especially if you’re starting from a particularly precarious point. When I first realized I needed to improve my money situation, I was in debt and had no savings. Creating a budget was my first move in the right direction. […]

Six Steps to Saving Money at a Community College

One of the ways to save (big!) money on college is to go to a community college for the first two years of schooling, get the basic courses out of the way, then transfer to a well-known "name brand" school for the last two years. […]

Dinner with My Family #17: “Magic” Jambalaya

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. Karen writes in: I really like it when you show meals that you can use bits of leftovers in easy. Could you do some more of those? Sure! […]

Federal Reserve’s Secret Bailout Helped Banks Profit During Crisis

While the Federal Reserve was publicly providing money to member banks at interest rates of up to 0.5% during the financial meltdown of 2008, a different, less public program bailed out Credit Suisse, Goldman Sachs, and Royal Bank of Scotland with short-term loans with an interest rate of only 0.01%. […]

Slate from Chase No Balance Transfer Fee Card Review

Not every credit card on the market today is out to provide consumers with great rewards, because not every card customer can make the most of those rewards. Credit cards are just tools, and depending on who is wielding them, they could have a positive or a negative effect on that person’s finances. Some people just use credit cards to habitually buy what they can’t afford. […]

Should couples keep joint or separate accounts?

Go ahead and call me an unromantic gal, but I’ve never merged my money with my spouse. Some may say I have trust issues or that I’m controlling with cash — none of this is true. […]

The True Nature of Fulfillment

One of the best things I’ve ever posted on The Simple Dollar (in my opinion, anyway) was an article entitled “Some Thoughts on the Fulfillment Curve.” From that article (where I’m referencing the book Your Money or Your Life: The middle portion of the first chapter focuses on the “fulfillment curve,” which basically refers to the idea that once you reach a certain level of luxury in your life, an […]

How to Negotiate Your Salary

If you’re in the market for a job, you may be wondering how best to handle the most uncomfortable part of the interview… The salary discussion. Well, I recently ran across an interesting tidbit on the topic from a headhunter named Noel Smith-Wenkle. Obviously, there are a couple of major factors at play here that you have little control over: location and line of work. […]

Life After Salary: Structure and Motivation, Five Months Later

This is part of an on-going series about my life after salary — my thoughts and concerns pertaining to my resignation from my day job to focus full-time (and more) mainly to the website I created in 2003 and has grown into a business with a life of its own. […]

Your Take: Would You Pay To Fly In Space?

How many of you loved Star Trek? I was a big fan of Star Trek: The Next Generation and have always been enamored with the idea of flying in space – even if briefly. As the technology becomes more and more accessible to regular folks, I’ve always wondered how much I would pay to fly in space. Right now, if you go to book a flight on Virgin Galactic, it’ll run you $200,000 with a $20,000 deposit. […]

Ask the Readers: How Can I Handle “Required” Office Spending?

“Money is more about mind than it is about math.” — That’s one of the fifteen tenets of the Get Rich Slowly philosophy. By this I mean that psychology and emotion and relationships play a bigger part in our financial choices than the pure mathematics of any given situation. This manifests itself in lots of ways. Sometimes, it even crops up in the workplace. […]

How to Buy a Mp3 Player

This is a Guest Buying Guide written by the editors of Cheapism.com. MP3 players have become ubiquitous. Just look around at the gym or subway car. Everyone's got headphones on. […]

11 Simple Rules of Excellent Houseguest Etiquette

Last week I provided tips on how to be the best host to overnight guests that you can be. Of course, every great host needs a great houseguest. Think you have what it takes to get invited back again and again? Perhaps you do — but only if you’re following these nonnegotiable rules of houseguest etiquette. 1. […]

Best Money Tips: Shrink Your Bill When Eating Out

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to shrink your bill when eating out, how to become a world class negotiator, and lessons to learn from American Idol. Top 5 Articles 12 Tips to Shrink Your Bill When Eating Out — Save money when eating out by bringing your leftovers home. […]

Do You Have a Market Evacuation Strategy?

Here's a piece from US News that says we all need a market evacuation strategy. What exactly is a market evacuation strategy? It's when you sell your investments and go into cash -- just before the market takes a big dip. Then once it's dropped, you get back in and buy at the bottom to make big bucks.Color me skeptical. […]

Star Money Articles and Carnivals for the Week of May 23

As a reminder, the two simple credit card money makers I've written about recently are still available.The first is the Chase Freedom® Visa - $150 Bonus Cash Back offer. I wrote about how you can earn up to 3.1% cash back using the card in How to Get 55% More Rewards (and 3.1% Cash Back) with Your Chase Freedom Credit Card. Check out the post for details.The second is the Chase Sapphire? […]

Should You Purchase Life Insurance For Your Kids?

Do you wonder whether you should be buying life insurance for your child? This question tends to trigger debate, and which side you take depends on where you stand with regards to saving and investing, as well as how you assess future risks. […]

Today’s Giveaway: $100 in Amazon.com Gift Cards

Before heading into Memorial Day weekend, why not win $100 to spend on Amazon.com? All this month, I’ve been hosting giveaways as part of a project I’m calling Giveaway May on Consumerism Commentary. Every weekday during this month, I will be giving away at least a $50 gift card, and almost every day the prizes have gone beyond that $50. Today is no exception. […]

Self Discipline and Habits

This morning, I answered a question in the latest Reader Mailbag on self discipline and habits. I’ll reprint the question and answer here for your convenience. Q1: Self-discipline or habits? I’m an avid personal finance reader/thinker, and an avid runner, and lately I’ve been struggling with the question of whether my success has been due to self-discipline or motivation for goals. […]