Questions and Answers on Life Insurance: Book Review and Money Saving Tips

Saving on life insurance without compromising your family’s future is doable. Figuring out how to get started evaluating alternatives and uncovering reasonable ways to save money without feeling pressured (either by your family or a sales agent) isn’t easy, though. […]

5 Ways Money Can Buy Happiness

I think we can agree that the pursuit of money won’t make you happier. However, in my experience, if it’s spent the right way, money can help you enhance the things in life that do make you happy. […]

The Simple Dollar Time Machine: October 30, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Money Magic That Really Works

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at It’s Halloween, the season of ghosts, ghouls, and witches! To celebrate, I thought I’d share a little money magic with you that really works. It’s an old Southern folk magic spell called Money Stay With Me. […]

Can Social Networking Really Land You a Job?

Kiplinger lists seven ways social networking (primarily Facebook, blogging, Twitter, and LinkedIn) can help you land your next job as follows: 1) Build your professional brand. 2) Keep in touch.3) Build stronger connections with key people. 4) Collect and showcase endorsements. 5) Advertise your professional intentions.6) Research prospective employers. […]

Nine frugal last-minute Halloween costumes that rely on puns

Halloween is Sunday, and you don’t have a costume yet?  Fear not!  Here are nine quick and easy Halloween costumes that won’t break the bank, and will at least give you a few groans from incredulous passersby.  To make it a little more fun, I’ll post the answers in the comments so that you have a chance to try to guess what the pun-ch line is. […]

Effect Of Foreign Currency Exchange Rates On Your Money

Just a little primer on the foreign currency exchange process. As an investor, how do you diversify? For some investors who are looking at more esoteric uses for their money, currency investments may be worth taking a look at. It’s something that I have discussed with my spouse off and on: should we invest in currencies? […]

Homemade Gift Series #7: Crocheted Hat and Scarf

My wife, Sarah, loves to make homemade functional items, particularly ones that give her hands busywork when she’s doing something like watching a movie or rocking a baby. Thus, it’s not surprising that crocheting is a natural match for her. This year, she elected to make a crocheted hat and scarf set for one particular relative (and is considering making a second set). […]

When Settling Costs You More

This is a guest article by Stella Louise, editor of Blog & Save from was my neighborhood T.J. Maxx recently debating between two pairs of boots: Both were low heel, knee-high black boots, but one was a more trendy version with black stretch panel inserts by a reputable brand name, while the other pair were basic, classic and unadorned and by a more premium shoe maker. […]

Friday Finance Findings for October 29th

Happy early Halloween. Hard to believe we’re just a few days from November already. What’s even more ridiculous is the fact that some stores are already beginning to offer Black Friday sales nearly a month before traditional Black Friday. Seriously? Can’t we enjoy October and most of November in peace? […]

Making It All Work – Getting Control: Reflecting

This is the eighth entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. […]

Deconstructing the Deal

What are the essential components of every good deal? What methods work time and time again to ensure that you pay less for item X? There are dozens of ways to define and score a good deal, and people usually stick with their tried-and-true methods year after year when making purchases large and small. […]

Waste Not, Want Not: Stop Throwing Away Your Food!

Americans waste a lot of food. Every year, we throw away approximately 30 million tons of food. Don't worry (or do!), we're not alone; apparently those goody-goody Swedes throw away roughly a quarter of the food that they buy. […]

Co-Signing for a Loan: 4 Things to Consider First

ShareThisThere are many situations where you might be tempted to co-sign for a credit card or loan. […]

Your Opinion: Will You Buy GM Stock or Cars?

In April, I noted that General Motors repaid taxpayers for the company’s government-initiated bailout loans in full. […]

Your Take: Homemade Halloween Costumes Are Awesome, or Cheap?

There’s been a bit of a row over Target’s advertisement slamming homemade costumes (video after the jump) and it’s no wonder – homemade halloween costumes are awesome. In fact, the homemade Iron Man costume in the advertisement is pretty good relative to some of the things I’ve been able make. […]

Ask the Readers: Is It Okay to Refinance a Mortgage to Get Cash for Other Goals?

I have a backlog of “ask the readers” questions since I didn’t publish any while I was vacationing over the past month. As soon as possible, I’ll get to those I’ve promised to post. Today, however, I wanted to share a question from Kristine, who wrote to me earlier this week. Kristine is trying to decide whether she should refinance her mortgage. […]

Ask Stacy: Do I Have Too Many Credit Cards?

Reader question: I've got 10 credit cards, most with zero balances. I'd like to close some - but won't that hurt my credit score? […]

Deciding If You Should Have a High Deductible Health Plan

As a followup to Wednesday’s article on whether or not you should use your employer’s HSA custodian, I wanted to talk a bit about deciding whether or not to switch to a high deductible health plan (HDHP). […]