High Tech Solutions For the Winter Blues

How can you fight the battle of the winter blues with so little daylight and so much to do? […]

2011 Goals: First Month Status

The year is no longer new and novel. I’ve stopped accidentally writing “2010″ on my checks, though I still double-check the date before sealing envelopes. New Year’s resolutions often don’t last past the first month of the year, so it’s time to see how “average” I am — how much I am like the typical American who doesn’t stick to the lofty goals set at the beginning of the year. […]

How to Decline a Job Offer without Burning a Bridge

Money Watch suggests how to decline a job offer without burning a bridge as follows: “No one is taking this stuff personally,” Clarke said. “Don’t lie. […]

Five Ways Freelancers Stay On Top of Their Game

For many people, working from home is merely a dream.  First of all, their employers wouldn’t allow it and besides, even if they did, many people aren’t organized enough to get anything done without constant supervision. […]

6 Pre-Workout Snacks to Keep You Moving

For most of us, a balanced meal 4-6 hours ahead of a workout provides enough energy to get through a 30-45 minute routine. But once we start adding intensity and duration, we need a bit more than breakfast or lunch to sustain the workload. […]

Free Money Finance March Money Madness, Round 1, Posts 25-28

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Clean Jeans Right Without Going to the Dry Cleaner

I am a jean addict. Correction: I am a frugal jean addict; therefore, I own very few nice pairs of jeans. My first pair of brand-new designer jeans were bought by my husband through an exchange where he DJ'ed a party and I scored a fantastic pair of Joe jeans that made my booty look like I'd done squats every day all summer. […]

Use Long Term CDs to Improve Your Short Term Savings Yields

The past few years haven’t been kind to savers. Interest rates have plummeted, and the typical online savings account is now paying just a bit more than 1% APY. Sure, CD rates are a little better, but you have to lock up your money for a relatively long period of time to do much better than a savings account. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Pros And Cons Of Getting a Part-Time Job. Enjoy! […]

4 Low-Cost Foods for Everyday Italian Cooking

I have to admit I have a few pet peeves when it comes to cooking Italian food at home. […]

Reader Mailbag: Discarded Post Ideas

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Bank ignores me! 2. Gold digging or thinking ahead? 3. Encouraging others to think frugally 4. Why saving, not investing? 5. Budgeting software 6. Finding my loans 7. Reordering checks 8. Interest-only loan problems 9. […]

Best Money Tips: How to Become a Millionaire

Welcome to Wise Bread's Best Money Tips Roundup! Today we have some awesome tips on how to become a millionaire, strengthening your emergency fund, and getting refunds when your travel plans go awry. Top 5 Articles How to Become a Millionaire — Most people dream about becoming a millionaire. […]

3 Aspects of Your Finances You Can Control

Some things are beyond our control, and having a happy and fulfilling life requires accepting those things we cannot change. […]

Train Now for a Summertime Family Cycling Trip

Winter is a great time to get ready for a summer cycling vacation with your family. (See also: Summer Freebies and Bargains for Kids) A couple of winters ago, I convinced my husband that taking the kids, then 15 and 12, on an organized cycling trip was a great idea. […]

Job Unemployment Rates

Planet Money, one of my favorite NPR programs, just posted a list of the occupations with the highest and lowest unemployment rates. […]

Monday’s Money Deals: Chocolate, Jewelry, and Free Breakfast

Valentine's Day is around the corner, and this week is the time to get deals online and shipped out in time. We found savings on chocolate and jewelry, plus some food and sports goodies. […]

Conscious Spending in Action

Kris and I pulled the plug on our television last week. We canceled cable, gave our DVD player to her sister, and moved the television to the workshop until we can find a buyer. We’re now officially TV-free. Sort of. We haven’t given up TV shows and DVDs entirely — we’re just consuming this entertainment via other methods. […]

2010 U.S. Stock and Bond Lessons Learned

The following is a guest post from Marotta Wealth Management. Over the long term, stocks outperform bonds and bonds outperform cash, which was affirmed in 2010. Analyzing the breakdown of asset categories will help you craft portfolios that will perform best in this new year and beyond. Fees matter. The S&P 500 finished up 15.06% for 2010. […]

Why I won’t even think about paying for laundry services with gas

This is a lighthearted response to JD Roth’s laundry agreement that he has with his wife.  The sound-bite version of this fascinating agreement goes something like this: JD and his wife, Kris, have kept their finances separate throughout their marriage. JD despises doing laundry and would do it only if there were nothing clean left to wear.  He would hate every minute of doing the laundry, someti […]

The Pump & Dump Investment Scheme: Don’t Get Fleeced

I pride myself for not being duped too easily, if at all. I often make the claim that I can smell a scam a mile away. But there was one story that will live in ignominy, at least for me and my money — and that was a time several years ago when I found myself succumbing to a set up in a Yahoo! Finance forum. I Got Fleeced By A Penny Stock Scammer What was I doing in such a forum, you may ask? […]