Get Your Free Credit Score With IDENTITY GUARD®

If you’re looking to obtain a copy of your credit report, your first choice should be to visit the website AnnualCreditReport.com. As I mentioned this morning, every American is entitled to three free credit reports, and this is the only website that allows you to view these credit reports for free. […]

Poll: How Much Do You Spend on Gas Each Month?

For those of us who don’t live in a city with public transportation, owning a car and paying for gas is usually a necessity. Thankfully, gas prices have remained relatively stable over the past year and we haven’t seen the crazy prices of just a few summers ago. Even so, gas isn’t cheap and it can take up a pretty large chunk of the monthly budget. […]

Help a Reader: Managing an Inheritance

Here's a question I recently received from a reader: I will be inheriting roughly 500,000 to 750,000 thousand dollars and I am 22, I have a career job (commercial A/C tech) that I am moving up in and my soon to be wife is a software engineer and makes good money, we already have a house and I am only in 4000 dollars of dept and she just owns money for a car and house, about 320,000 of that is s […]

The Best of Money Carnival

The latest Best of Money Carnival is now up. Congrats to all participants and especially the winning post, 10 Steps Everyone Should Take to Prepare for Their Own Demise. Enjoy! […]

Reader Mailbag: Notes and Some Questions on the “Getting Things Done” Series

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. GTD and privacy 2. Planning for a long trip 3. GTD and prioritizing 4. Overcoming jaded partner’s money attitudes 5. GTD and daily routines 6. Hopping into an IPO 7. Reporting a tiny income 8. Stagnant savings 9. […]

Best Money Tips: 12 Best Days to Get Free Stuff

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you the best days to score freebies, how to make perfect scrambled eggs, and why you might want to consider renting your casket. Top 5 Articles 12 Best Days to Get Free Stuff — Most of these have already passed, but that just means you’ll be early for next year! […]

Build Your Own Furniture: 9 Helpful Tips For Non-Carpenters

“Can’t we wait until my dad comes to visit? He knows all about this kind of stuff.” When my wife and I were first married, that is exactly what I said for about a five year period any time any repairs needed to be done at home. […]

How to Build Credit

In a perfect world for a consumer, no one would need credit. There would be enough time to earn and save money before needing a car or a house. Credit cards would be used only for cash back rewards and other bonuses, and no one would ever pay interest. There would be no such thing as a credit score or credit report.Unfortunately, most people need to borrow money when they buy a house. […]

17 Things You Are Missing Out on for Spending Too Much

Many of us will never reduce our spending even though we know it's beneficial. We put it on our to-do list, only to leave it there indefinitely. But don't fret, you probably aren't missing much more than these 17 things. 1. A job you like instead of one that makes you money. The vast majority of us work because we need the income. […]

Coverdell Education Savings Account Tax Break Expiring

The Coverdell Education Savings Account, or Coverdell ESA, is the education version of a Roth IRA. You get to make annual non-deductible contributions, like a Roth IRA, and withdrawals are tax-free if you meet certain requirements. […]

The Savvy Blogging Summit

I’ve been a bit quiet around here lately, but for good reason. Over the weekend, I attended the Savvy Blogging Summit in Breckenridge, Colorado. This gathering of roughly 65 women (and three men) is a new event designed to help participants build better blogs. […]

Credit Card Statement Changes

Have you received a credit card statement yet this month? If so, did you notice anything different about it? I ask because, as of July 1, your credit card statement has to meet specific formatting guidelines laid out by the Federal Reserve. […]

The Wealth of Farmers

Late last year I noted how the book Stop Acting Rich: ...And Start Living Like A Real Millionaire found that within the high-income population there's a negative correlation between occupational status and net worth. In other words, those that hold prestigious, highly-thought-of, respected jobs are the least likely to have high net worths. […]

When does it make sense to refinance your mortgage?

The rates on 30-year, fixed rate mortgages hit historic lows this past week — 4.57% according to Freddie Mac’s data collection.  These low rates may provide a rare opportunity for saving a substantial amount of money through mortgage refinancing.  The essence of mortgage refinancing is just paying off a current mortgage with a new mortgage, presumably with a lower payment, shorter […]

Cheap Wedding Ideas On A Small Budget

I’m one of those people who hates to spend money. It’s not that I don’t like stuff — it’s the “having to pay for it” that makes me a little queasy, especially if the price tag is “up there”. So I’ve been practicing frugality for some time now, and it’s been a good lifestyle to have. It all started back when my husband and I decided to take the plunge and get married. […]

Review: The Smartest Retirement Book You’ll Ever Read

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. Daniel Solin’s series of The Smartest X Book You’ll Ever Read have turned me off for their title alone, and thus, to this point, I’ve not read them. […]

Podcast 64: Taking Control of Your Finances, Flexo

In today’s episode of the Consumerism Commentary Podcast, Tom Dziubek speaks with Flexo about his recommended steps for people to take control of their personal finances. […]

Roundup: Hot Hot Heat and How to Stay Cool

It’s been insanely hot this past week as the thermometer has routinely broken 100 degrees in the Baltimore Washington area. We’ve been fortunate in that we live in an area where blackouts and brownouts, even as air conditioners are running full blast, are rare but the temperatures have just been unbearable. […]

Setting Goals with Your Partner

As I’ve said many times on here, my wife and I have a small handful of major goals that we share going forward in our lives. We both want to eventually live in the country with some wooded area and a small barn. We both want to focus on raising our children as well as we possibly can. We both want to achieve complete debt freedom (we currently just owe on our mortgage) to give us even more career […]

Reader Story: Learning to Spend

This guest post from Meg is part of the “reader stories” feature here at Get Rich Slowly. Some stories contain general “how I did X” advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. […]