Kiddie Tax: Taxes on Your Child’s Investment Income

Investing is one of those lessons that your children can learn. Teens can begin learning about investing, and the ways it can benefit them. However, anytime your child has an investment, he or she has the potential to make money. Of course, as with most income, the government wants its cut. […]

Discretionary Spending and “Forgetfulness”

Sarah and I have a pretty solid arrangement with regards to discretionary spending that tends to work well for us. Simply put, we talk about our goals so often that we basically trust each other when it comes to discretionary spending. […]

Extended Warranties: Deal or No Deal?

Whether you purchase a new car, a washer or dryer, or the latest electronic gadget on the market, you have most likely been offered an extended warranty or an additional service plan to protect your purchase. […]

How to Find Free Fun for Kids on Family Vacations

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Incomes Decreased More After Recession Than During Recession

A new analysis of household income reveals some statistics that might be counter-intuitive. The study, authored by former Census Bureau economists Gordon W. Green Jr. and John F. Coder and published by Sentier Research, shows that median income for Americans has decreased more sharply during the economic recovery than during the recession. […]

Got the Urge to Splurge? Use These Strategies to Fight It (or Not)

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. This just in: Sales of bleach and fertilizer are down, but U.S. […]

Rule of 33

Here’s a rule I’d never heard of until I read this retirement article on NPR – “I use something that I call the Rule of 33,” he says. […]

Ask the Readers: When Is It Okay to Splurge?

For the most part, if you are frugal you try to avoid splurging. Chances are you have a budget and you manage to stick to it. But from time to time, you may decide that it’s ok to splurge a little. When is it ok to splurge? Are there certain occasions when it’s ok to spend a little extra? […]

25 Things to Do With Rotisserie Chicken

A rotisserie chicken is a busy cook's best friend. Whether you get yours from the farmers market or from your local grocery store, nothing beats being able to have dinner on the table in about five minutes. When simple roast chicken gets boring, you can save time by using the precooked chicken in various recipes. Read on for a big list of recipes. (See also: 5 Awesome, Easy-to-Freeze Meals) 1. […]

Best Money Tips: Save on Dental Treatment

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving money on dental treatment, paying with layaway, and how to benefit from low interest rates. Top 5 Articles How to save money on Dental Treatment — Save money on dental treatment by taking advantage of discounted services at local dental schools. […]

Six Ways to Save on Groceries

It's a well-known fact among bargain hunters that there are many ways to save on grocery costs. Here are the top six (IMO) and the ones we use most often: Store sale -- The staple of grocery savings, we use the weekly store ads (and sales) to plan our shopping. Store coupon -- Usually found in the ads as well, stores sometimes offer coupons themselves. […]

Saving Pennies or Dollars? Baby Food

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Why Americans Should Focus More on Saving, Less on Investing

Here's a piece from US News that says Americans should focus more on saving, less on investing. The highlights: Much of the financial services industry focuses on convincing individuals that access to the "right" investment ensures progress toward retirement goals. Unfortunately, this approach often neglects the most important aspect of retirement planning: saving. […]

10 Concrete Tips To Dine Out For Less: Save Money When Eating Out

Here are 10 glorious tips to help you make the most out of dining out. When we’re eyeing our budget, spending on entertainment is normally one of the first items that people cut back on. […]

Tax Reminder: Oct 17th Extended Tax Deadline Looming

This is your friendly annual reminder to the tax filing procrastinators out there that you have just one final week before you have to file your taxes. If you requested a tax filing extension earlier this year, it’s time to sit down and finally prepare those taxes. […]

Reuse your old stuff to save money on Halloween

It’s scary how much money some of us spend on Halloween. According to the National Retail Federation, the average person will spend $66 on candy, costumes, and devilish decorations this year. Total Halloween spending could reach nearly $6 billion — all for things that go bump in the night. There’s no doubt that getting your ghost on and unleashing your inner ghoul is big business for retailers. […]

Fourth Quarter Moves to Lower Your Tax Liability

The last quarter of 2011 in upon us, and now is a great time to reflect on how you can reduce your tax liability for the year. There are still some moves you can make during the last part of the year to reduce the amount of money that you owe in taxes. […]

Reuse a cupcake pan to make Monster Meat Heads for Halloween

Rather than buying a prepackaged Halloween treat for my annual spooky party, I prefer to invent my own Halloween recipe to save a little money. Last year I made Frankenstein and Bride of Frankenstein Cupcakes using an $11 novelty humanoid head cupcake pan. I loved these frightfully fun Halloween mini cakes, but some of you hated them. You said: “Why did you spend money on a special cupcake pan? […]

Boost Your Human Capital: Increase Your Education

Last year, I offered ten ways to boost your human capital. I’ve spent the past few years concerned mostly with the net worth, income, and expense measurements of personal finance, but human capital is just as important as monetary capital. By increasing human capital, you increase your value to society as well as potential future income. […]