3 Reasons Why Keeping Your "Latte Factor" Will Help You Save Money

"The Latte Factor" is a term referring to the small expenditures that you make every day that could add up to huge savings over time. […]

My Five Year Goals

One suggestion I frequently give to readers who write in unsure what to do with their money is to plot out some long term goals. The big question I usually ask them to think about is where would you like to be in five years? Over the last few months, my wife and I have done some soul-searching with regards to that very question in our own lives. […]

Are You Listening to TED?

Do you know TED? Have you heard the name? No, this is not a reference to the United airline, or my crazy uncle. This TED is devoted to technology, entertainment and design. TED promotes ideas worth spreading. And I am addicted. I once did something foolish. […]

How to Beat a Certificate of Deposit (CD) Ladder

Building a certificate of deposit (CD) ladder is a great process that ensures you’re eventually earning the strongest interest rates available while leaving the possibility open to withdraw money every three months without penalty. […]

Should You Roll Over Your 401(k)?

There once was a time when people worked the same job their entire life and retired with a pension. Now? Not so much. Instead, most people work multiple jobs during their lifetime, and their retirement is funded by money accrued in their 401(k). So… When you switch jobs, what should your old 401(k)? Don’t cash it out First and foremost, do not cash out your 401(k). […]

Your Take: Have You Ever Been Scammed?

Of course you have, we all have. Sometimes they’re small scams, like someone adding a little onto your bar tab, and sometimes they’re big scams, like someone skimming your credit card and going on a spending spree. When I was in college, I would occasionally buy and sell stuff on eBay. I remember the days of scouring Fatwallet Hot Deals forums for deals I could sell on eBay. […]

Finding Frugal Fun with Board Games

This is a guest post from Katie Boes, a self-avowed nerd. As kids, many of us loved playing board games. I was a child of the eighties and, as such, grew up playing Candy Land, Sorry!, and Monopoly. But somewhere along the path to adulthood, most games that we’re familiar with seem to lose their appeal. […]

Retirement Lessons: Sail Away into the Sunset Years

The following is a guest post by FMF reader Amanda S. Ever caught yourself saying “I would love to retire to some faraway tropical island and spend my days in the sun doing absolutely nothing”?  Lots of people daydream about visiting exotic locales in retirement; we found a way to do just that for less money than you think – we bought a boat.  Sure, it sounds crazy.  When we told our friends and […]

Star Money Articles and Carnivals for the Week of April 12

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! […]

Open A Lending Club IRA, Get A Cash Bonus

Here’s a limited time offer from Lending Club which I was a little late in announcing. But during the month of April 2010, Lending Club is offering up to a 3% cash bonus on deposits you make to a new No-Fee Lending Club IRA account. […]

Wipe Away Debt Problems With Debt Snowflakes

I’d like to share a great concept or strategy to pay off debt called “Snowflaking”, which I found well described in a few personal finance blogs. The concept of snowflaking is an interesting spin off from Dave Ramsey’s debt snowball strategy for eliminating debt. […]

Crock Pot Recipes: The Best Baked Beans Recipes Ever

If soaking dried beans can change your life, then these are the best baked bean recipes, ever. I’ve often been (bean) critical of canned beans, and baked beans living in cans are no different since they’re loaded with processed sugar and many contain lots of sodium. […]

Help a Reader: Buying a Hotel

Here's an email I recently received from a reader: I'm 26 years old. I have a credit score of 609 (young and dumb). I have been in the hospitality industry (front desk management work) for over 10 years. I finally have all my debt paid off and have just been focusing on saving for a.) my own small hotel. b.) a down payment on a house. […]

Do You Really Save Money By Not Always Flushing?

Jennifer writes in: My husband grew up in an area that often had summer droughts and water rationing. Because of that, he was trained as a child to stick to the “if it’s yellow let it mellow if it’s brown flush it down” mantra. We’re married and live in an area that doesn’t have any water issues at all. In fact, we live near an immense reservoir. […]

Highlights from Four Years of Get Rich Slowly

Four years ago today, I started a new blog. Inspired by the success of a popular post at my personal site, I sat down to create what I thought would be the first personal-finance blog on the internet. I was wrong, of course; there were plenty of similar blogs before mine. […]

How Much Money Do You Need to Retire?

Over the past several months, JD over at GetRichSlowly has been running a poll that asked the following question: If you were 65 and retiring today, how much do you think you would need? Interestingly, 42% of respondents said they’d need over $1M, and 27% said they’d need more than $2M. […]

Are You Getting a Tax Refund? What are You Doing with It?

Well, it's tax day -- so why not a tax-related post and discussion? Consumer Reports says that the average tax refund this year (through March) is $3,036, up almost 10% versus last year. […]

6 Happy Hostels to Hit in California and Nicaragua (Reviews)

You’re rolling on out of town when it occurs to you that you need a few spots to crash out. You’re on an extreme backpacker budget, but want to find places that sport good amenities and cool people. […]

Reader Mailbag: Taxes

Today is the official due date for federal income tax returns in the United States. It’s also the due date for the first quarter of estimated taxes for those of us who are self-employed or run small businesses. Thus, for a lot of us, April 15 is the most expensive day of the year. It certainly is for us – we had to pay in on our returns and pay the quarterly estimated tax. Ouch. […]

7 Things I'd Love to Change About Meetings

We all know that meetings are expensive. Time is precious, and having many people in a room is quite costly by any measurement. The cost of an interrupted workflow is even worse, especially for a small business! You might be especially productive early in the morning, from the moment you start working. […]