Top Six Mindless Money Wasters

Yahoo lists the top six mindless money wasters as follows: 1. Convenience Stores2. Cell Phone Plans3. Soft Drinks 4. Unnecessary Bank Fees5. Magazines6. Annual Credit Card Fees I guess I must be doing pretty well -- I don't spend money on any of these. At least not much money. here's where I stack up on the list: 1. […]

Why yes, I DID save some money on my auto insurance!

We’re (hopefully) in the final stretch for purchasing a new house, and part of the paperwork for this was setting up homeowner’s insurance for the new house. We called the same company that sold us our current house’s homeowner’s policy, as well as our current auto insurance policy.  The agent was able to get us quite a good deal on the homeowner’s policy, and almost as an afterthought, she offere […]

Be Vigilant of Car Recalls: Lessons For Car Owners

One of the biggest consumer stories of late has been the Toyota recall. As someone whose been shameless about only driving imports, this particular story hits home. For most of my life, I’ve had the long-standing belief that “foreign” cars are supposed to be well-made, especially compared to their American counterparts. […]

Two Tax Credits that Could Save You a Bundle

The following is a guest post from Harvey J. Poorbaugh, Editor of Fidelity Select Fundranker. […]

Does a Credit Score Matter to Someone Living a Debt-Free Lifestyle?

Mary writes in: My husband and I have been debt free for seven years. Hooray! We cancelled all of our credit cards in 2001 and paid off our home mortgage in 2002. A few weeks ago, our homeowners insurance premium went up substantially. I called our agent to ask why and he told me that our premium was automatically raised because our credit score was low. […]

Best of Personal Finance Roundup: America's Biggest Rip-offs

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we share the biggest ripoffs in America, how you can save money by skipping soap, and why shade trees are a smart investment! Top 5 Articles America’s Biggest Rip-offs — Think paying a 6500% markup for text messages is ridiculous? You’ll love (or hate) the rest of the items on this list. […]

Unemployment Benefits Are Taxable

Last year was a year to forget, especially if you were one of the many millions to lose their job. Fortunately, through various stimulus packages and other laws, unemployment benefits were extended to help people through a difficult time. Unfortunately, some of those unemployment benefits are taxable as income. Fortunately, for the 2009 tax year, not every dollar is taxed. […]

Free and Cheap Stock Photos

By Lynn Truong Here at Wise Bread, we're constantly on the lookout for great, affordable images to go with our articles. And with a blog created like every second, many of you are in the need of some nice images to go with your blog posts, too! I had been a loyal user of iStockphoto for a few years, but what used to be $1 per credit has turned into $1.52. […]

What War Strategy Games Teach About Building Our Own Financial Empires

The following is a guest post from Realm of Prosperity. For posts related to this one, also see How The Game of Life Teaches Personal Finance and Money Lessons from Monopoly. For more on earning extra income check out Three Easiest Ways to Earn More Money, 11 Great Ways to Earn More Money, and Five Steps to Six Figures in Seven Years. Personally, I like FIFA 2010 for learning about money. […]

Lending Club Update – December/January Performance

It’s been awhile since I’ve provided a Lending Club performance update, so today I’m going to be covering what’s happened in the past two months. As they say, no news is good news… As of February 1, I’m rocking a 10.23% net annualized return on a portfolio that is currently composed of 233 notes. You can see from the graph below that my performance is currently right around average. […]

How to Avoid and Prepare For a Tax Audit by the IRS

You Can Avoid and Successfully Fight a Tax Audit The tax audit. Probably one of the most feared phrases in finance, but it doesn’t have to be. Yes, if you or someone you know has ever been audited, you know it’s right up there on the list of things you want to do with a root canal. An audit might not be fun, but it’s a fact of life for many. A fact of life that can usually be avoided. It’s true. […]

Best Deals for Wednesday 02/03/2010

Grasshoppers All Styles $16.95 or Less Today Only! V: The Complete Series on DVD for $12 + $3 s&h Refurbished Logitech Harmony 880 Advanced Universal Remote for $90 + free shipping 60% off Restaurant.com $25 Gift Cert. orders + $15 FTD® Floral Reward. Use code BLOOM and Pay $4 Free Crispy Breaded Fish at Long John Silver’s […]

Frugal Gluten-Free Living: Budget Friendly, Gluten-Free Grocery Staples

By Sonja Stewart If the thought of making your home gluten-free is overwhelming, this list will help you gather the frugal gluten-free groceries that will become staples. Xanthan Gum This necessary little ingredient is the only thing that will keep your fresh baked, gluten-free goodies from falling apart at the seams. […]

Free Money Finance March Money Madness, Round 1, Posts 29-32

Here we go with the first round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]

Don’t Invest In The Stock Market

We are led to believe that the best place to invest our money is in the stock market. Low barriers to entry, low barriers to exist, plenty of information, high probability of success in the long run and a lot of success stories. […]

The Simple Dollar Weekly Roundup: Resolution Updates Edition

I thought I’d update you on my progress with my 2010 resolutions. Resolution #1: Lose 40 pounds I lost three pounds in January, so I’m more or less on pace with this one. […]

Comparing Savings Rates: U.S. vs Japan

By Silicon Valley ... Over the past 3 years, we Americans have seen an interesting shift in our economic and social patterns. First, we’ve seen credit card use decline, not by any conscious choice made by spenders, in a lot of cases. […]

2010 Outlook for Mortgage Rates

This is a guest post by Tim Manni of HSH.com. Tim is the author of HSH’s daily blog, which concentrates on the latest developments in the mortgage and housing markets. If you like what you see here, please consider subscribing to his RSS feed. Are you at all concerned about where mortgage rates are headed as we roll into 2010? […]

Personal Balance Sheet, January 2010

Entering the second month of the year, the new decade is officially underway. It’s time to peek into my bank accounts and investments to see how I’m doing so far. But first, I should take a quick look at the goals and resolutions I set for myself this year.The first goal is to maintain a six-figure income outside of my day job. […]

When to Replace Your Car

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. Over the holidays, we said good-bye to an old family member. It was definitely her time to go. She leaked, she conked out at odd times, and she stank. […]