When Deals Become Less of a Bargain

A few months ago, I was reading an older personal finance article at the library which discussed a very specific method for getting tremendous deals at CVS (a pharmacy chain). All you had to do was follow a sequence of steps and you’d find yourself with piles of items for free! I decided to give this system a shot. […]

Reader Story: How to Buy a Car at Auction

This guest post from Jacq is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. Woot! I just bought a new-to-me SUV at the local auto auction. […]

Where Religion and Business Mix

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The Wall Street Journal says that there are times when religion and business SHOULD mix. In particular, they say it's vital for financial planners to understand their clients' religious perspectives so the planners can incorporate the clients' beliefs into appropriate financial plans. […]

Dreams, Big and Little

My youngest child has had an intestinal illness that’s lasted for several days now. It’s involved a lot of upkeep and maintenance and attention, including lots of clothes and diaper changes and baths and sessions spent in the rocking chair, gently rocking back and forth. One of the best parts of my own childhood was the constant understanding that my mother would be there for me if I were ill. […]

Ten Pieces of Inspiration #40

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. I spent a lot of time looking at photos of autumn to help my kids with an art project. Several of them deeply impressed me with their artistry and capture of the season, so this edition is a bit heavy with those photographs. 1. […]

PerkStreet 2% Cash Back Debit Card: A Potential Replacement for the FIA Services (Schwab) Card

If you've been following Free Money Finance the past few months you know that the FIA Services (once called the Schwab card) 2% cash back credit card is dead (or at least will be at the end of the month.) Since I found this out, I have changed my credit card strategy (which I would have done anyway since my new plan is better) and am looking for a new 2% cash back card. […]

Dinner With My Family #34: Sandwich Pockets

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. […]

4 Ways to Treat Your Customers Like People

Link:  http://www.openforum.com/articles/4-ways-to-treat-your-customers-like-people ShareThisWhen someone called our vintage airplane ride company’s 800 number, and it was busy, the perky recorded voice (my wife’s) said, “All our lines are busy, but your call is very important to us. […]

Settle Your Worker Classification Problems with No Penalties

Link:  http://www.openforum.com/articles/settle-your-worker-classification-problems-wit... ShareThisOne of the thorniest issues in taxes is determining whether a worker is an employee or independent contractor. The stakes are high for getting the answer right. […]

Be Financially Accountable: Keep A Financial Diary

In the corporate world, there’s such a thing called a “status report” that a department or group head will typically require each member of a team to write up on a regular basis. […]

Occupy Wall Street, the 99%, and All That

The Occupy Wall Street movement does not lack a unified message. What they're saying is perfectly clear to me. (See also: Peak Debt and Income) To understand Occupy Wall Street, start with the people who say "We are the 99 percent." (That link goes to a site with statements from people who aren't in the top 1% of wealth and income. […]

Anyone Want to Meet Me?

Here's an interesting opportunity: I have two tickets (free to you) to attend a fundraising dinner (you do not need to donate, I've already contributed for the table) this October 20 in downtown Nashville. The event begins at 7 pm (I believe) and is a dinner and then a show featuring Jeff Foxworthy. It's an event in support of Michael W. Smith's Rocketown, a positive urban hangout for teens. […]

Offering Your Services for Free

For anyone interested in starting a business, particularly in creative arts, is building up a reputation in the field. I mentioned that my goals for this year include doing two photography shoots each month. […]

Saving Pennies or Dollars? Vinegar

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Are You Switching Banks?

Much has been made of the recent reports of debit card fee increases, monthly fees for formerly free checking accounts, and so on. Consumers are understandably upset, and many are threatening to switch banks. But will they? Will you? I’m curious, so I thought this would make for a good poll topic. Truth be told, switching banks isn’t all that hard. […]

Citi ThankYou Preferred Card $500 Limited Time Bonus

There haven’t been many significant credit card bonus offers lately, but Citi is putting on the table a solid offer worth mentioning, for the benefit of those who can take advantage of the timing. Late last week, Citi launched a new version of the Citi ThankYou℠ Preferred Card that now includes a $500 gift card bonus. […]

Your Take: Faith in the Stock Market

Here’s what every stock market expert will tell you – slow and steady wins the race. Keep your regular contributions going, lean on the benefits of time and compounding, and you will be financially set when you retire. Ignore the daily swings of the stock market, those are based on the whims of traders and market makers, just keep at it and you will be just fine. […]

Remember to Value Your Time

I can’t believe that Get Rich Slowly is going to link to two different xkcd comics within a single month, but it’s true. Genevieve dropped a line to point out this recent gem about one of the problems with penny pinching: Sometimes people forget to value their time. “This made me think a bit about my deal-hunting habits and what I’m really spending and saving,” Genevieve wrote. […]

Is Bank of America’s $5 Monthly Debit Card Fee Just the Beginning?

In a word, yes. Consider this phrase — “Take money from businesses, they’ll just turn around and take it from the customers.” I’ve heard that, and many variations of it, several times over the last few years. Now it looks like it’s coming true for all of us. It’s no secret that banks make a lot of their money from fees. […]

Avoiding the Poverty Tax

There's a lot of money in poverty. Not for the poor folks, of course. (See also: Too Broke to be Frugal) The money in poverty is for the rich folks who sell things to the poor. You'd think that that there'd be more money in selling to the wealthy, but the wealthy tend to be difficult customers. […]