Starting the Journey Right

Me, at approximately age two, in the kitchen of the house I grew up in This past weekend, I was cleaning out a drawer in my office when I came across a stack of photos from my early childhood. […]

Your Take: What Was Your First Credit Card?

I still remember getting my first credit card. It was an AT&T Universal card that still exists today, albeit in a different form. It was one of the first few days of school and I stopped by a desk outside of Doherty Hall at Carnegie Mellon. […]

Ask the Readers: I’m Getting Older — Should I Save or Should I Travel?

Long-time GRS reader Sheila (aka PawPrint) dropped a line earlier this year because she’s facing a financial dilemma. She and her husband want to be responsible — to save for retirement — but they’re afraid that doing so means they won’t be able to pursue other passions, such as travel. Sheila writes: My husband is nearly 60. […]

Updated: Hackers Steal Credit Card Numbers From 360,000 Citi Customers

The latest big business security breach affected Citigroup and about 1% of the company’s credit card customers. Hackers were able to access the customer database, finding customers’ names, credit card numbers, and email addresses free for the taking. The hackers were not able to gain access to other personal information, like Social Security numbers, card verification numbers, or birth dates. […]

5 Tips for Remembering Names

My husband has always said that I am great at remembering many details about the people we meet. One of the most important and basic things you should remember about someone new is his or her name. Here are some of my personal tips for remembering names; hopefully they will help you avoid an awkward "I know you from somewhere" moment. […]

How to Buy Like a Pro at Country Auctions

To the uninitiated, auctions can be intimidating. When you combine big crowds, a fast-talking auctioneer, a jumble of items, and a competitive atmosphere, it’s easy to lose your cool. Country auctions, in particular, have a more informal feel and dynamic pace than the auctions we typically see portrayed on TV or in the movies. […]

Best Money Tips: How to Dispute Your Mechanic Bill

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on disputing your mechanic bill, 3 things to do when deciding to buy a house, and how to get a job using LinkedIn. Top 5 Articles How to Dispute Your Mechanic Bill — Dispute your mechanic bill by disputing your bill carefully. […]

Trying to Get a Handle on the Value of College

From what we've discussed previously, there seems to be two main issues related to college being worth the cost as follows: Should everyone go to college in the first place? […]

ING Direct Checking Account Payment Options

I wasn’t so sure how well I would take to an online checking and savings account set up. I use PayPal frequently and like it; but I wondered how it would all work with an actual online checking account that didn’t have the convenience of allowing me to make deposits at a brick-and-mortar bank location. […]

The Truth About Retiring at 65

In 1935, when the Social Security Act was passed by Congress and signed by President Roosevelt, the new law established a national retirement age of 65. […]

Box of Books #13

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs this month (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): The Secret Language of Money: How to Make Smarter Financial Decisio […]

Pawlenty Suggests New Tax Structure & The Google Test

Taxes, especially within the context of our deficit, have become a popular subject these days. The latest person to weigh in was Former Minnesota Governor Tim Pawlenty when he proposed a new tax structure along with his announcement that he’d be seeking the Republican presidential nomination. […]

Avoiding the Baby Boomer Retirement Bust

I recently ran across a post by sometimes-FCN-guest-poster Richard Barrington over at Money Rates. […]

Are Summer Home Improvements Worth It?

Summer can quite enjoyable at your own home if you have what you need to make it comfortable for outdoor (or indoor) living. However, not every improvement you make will add value to your home. In many cases, the added value to your home is unlikely to result in you recouping the total cost of your home improvements. […]

TV Shows that Teach Personal Finance

My kids and I have some favorite TV shows that we seem to catch almost every week. It struck me the other day that many of these have one thing in common -- they teach/address/involve some aspect of personal financial management. […]

Reader Mailbag: Friends

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Tossed into the “real world” 2. Dealing with flooding 3. HSA contribution question 4. Spouses and kids 5. Index fund or savings account 6. Snowballing versus interest payments 7. Letting my cousin move in 8. Mortgage free! […]

Getting The Most From Your Retirement

Retiring is a fact of life and once you hit that point, which we all do, the idea is to enjoy your time. Ideally you have adequate resources and savings that will allow you the leisure that comes when you retire but it’s not always the case. It’s important to enjoy your time but it’s also likely that you’ll be faced with less income. […]

Multi-Level Marketing Scams: Should You Ever Consider MLM as a Business Opportunity?

I have always thought there were better side jobs than MLM. I don’t know why exactly…but I just don’t like it. Two weeks ago, after a friend of my wife weaseled her way over to our house to discuss a “ground floor, once-in-a-lifetime opportunity,” I refused to come downstairs. I just stayed in my man-cave and watched Law and Order re-runs until she left. But was I unfair? […]

Are You Still Waiting for the Homebuyer Tax Credit?

The first-time homebuyer tax credit was a major incentive that the government, in collaboration with the real estate industry, initiated to stimulate the economy. It’s understood that the tax incentive worked in the short-term, encouraging more home purchases for a period of time that continued to be expanded by Congress. Nevertheless, the housing market continues to be in a slump. […]

Money Leaks: Forgetting to Pay Your Bills

We all know that banks and credit card companies make a ton of money off fees and no fee is more avoidable than a late payment fee. Some companies will assess a percentage fee based on your balance, others will charge a flat fee, but one thing is the same across all of those fees – it’s a carelessness penalty. I understand that not everyone can remember to do everything all the time. […]