Personal Endowments, Revisited

Earlier this week I proposed the idea of building a personal endowment. In short, this involves building an investment portfolio that is 25x-33x your annual living expenses. […]

Citi Credit Card Reviews

Citigroup is the third largest bank holding company in the United States, and Citibank is the consumer banking entity owned by this behemoth company. Sometimes, size is an advantage. Citibank’s size allows it to have a massive credit card division, branded as “Citi Cards.” The size helps the bank offer some of the best deals available among credit cards. […]

Your Take: Would You Consider Wedding Insurance?

I’ve heard of a lot of wacky types of insurance but here’s one that surprised me – wedding insurance. It’s the subject of Cameron Huddleston’s latest Kip Tips column, which, (not) coincidentally, was published after to the wedding of Prince William and Catherine Middleton. […]

Ask the Readers: But What If I *AM* Materialistic?

I’ve received a lot of interesting out-of-the-ordinary questions from GRS readers recently. Two weeks ago, for instance, Rita asked about the moral implications of spending. This week, Crystal wants to know: What if she is materialistic? Is that wrong? […]

11 Ways to Update Peanut Butter and Jelly

Most of us have been eating peanut butter and jelly sandiwches since we first moved to solid food. Inexpensive, quick, and easy to pack, it's unsurprising that many of us continue to nosh on these sandwiches well into adulthood. But the ubiquitous PB&J can also get a little boring after a while. […]

15 Ways to Make the Most Out of Warm-Weather Weekdays

As someone who works from home all year round, I look forward to the spring and summer months. During the wintertime, I hibernate — and that doesn’t bode well for my sanity. But as soon as the sun starts shining and the temp starts rising, I’m out and about as much as possible. […]

Reader Profile: Jack

The following is the latest post on my new "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Carnivals for the Week of May 16

Here are some of the carnivals Free Money Finance was in this week: Festival of Frugality Carnival of Financial Planning Carnival of Wealth Totally Money Blog Carnival Enjoy!P.S. Carnival Hosts -- If my post is in your carnival in a given week, please send me the URL to the carnival and I will include it in my weekly roundup. […]

Win a Free Kindle: May 20 Only!

It wouldn’t be a weekday in May without another giveaway. This month is Giveaway May at Consumerism Commentary. Each day, I’ll have some to reward readers valued $50 or more. Today’s a good day for the winner; thanks to a partnership with personal finance blog Beating Broke, I am able to offer’s reading device, the Kindle. […]

On Graduation Day

Today, I’m pretty busy with family events. My son is graduating from his preschool today. We take him to a private preschool that has a great blend of academics and constructive play time that we just love, but this is his final day there. In August, he’ll be moving on to kindergarten. […]

Strike It Rich with Pocket Change

The following is an excerpt (introduction and first chapter) from Strike it Rich with Pocket Change. The summary of this book is: check the coins that you come in contact with. […]

A Postal Service Bail Out Coming?

This latest WSJ article about The Coming Postal Bailout is yet another reminder of how poorly managed our nation’s postal service is. I find this absolutely astounding considering how many shipping companies, not to mention UPS and FedEx, continue to exist while our nation’s oldest has been essentially insolvent. […]

Get 50k Bonus Points ($500 or More!) from the Chase Sapphire Preferred Card

Not quite two months ago, I wrote about a 25k point signup bonus from the Chase Sapphire Preferred card. Well, guess what? They’ve sweetened the deal, and are now offering a juicy 50k bonus points. Once you earn the bonus, your 50k points can be redeemed for a $500 statement credit or travel rewards worth up to $625 thanks to the 25% bonus for using your points on travel. […]

Reasons Not to Buy Stocks

Yahoo has an interview with investor James Altucher who believes "the Dow will hit 20,000 and the S&P will eclipse 2000 before the current rally runs its course" (leading to, what he says will be a bubble-level valuation in 2013-14). Let me just say that if his prediction is true and the Dow does increase more than 50% in the next few years, I'm outta here! […]

How to Get Your Landlord to Pay for Renovations

Renovate Your Apartment on Your Landlord’s Dime Tired of living in a shabby apartment? Interested in updating the dingy carpets and scuffed paint job? Think that you’ll have to live with what you have just because you’re a renter and not an owner? […]

Reader Mailbag: Cheese and Eggs

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Combining budgets 2. Considering major life changes 3. Board games with wife 4. Nervous about adjustable rates 5. Starting business with debt load 6. Low-yield savings account 7. Self-employment and debt 8. […]

S&P 500 Return Beats Super-Rich Investors in 2010

The year 2010 was an anomaly. Usually, the members of the Institute for Private Investors, a country-club type of investment group that only welcomes you if you have $30 million in investable assets, beats the S&P 500 benchmark in terms of average annual returns. Looking at the latest ten-year average return, that’s what we see. […]

Summer Jobs Ideas for Adults

When we think of summer jobs, we often think of teenagers and college students home for the break. We might even think of  pre-teens looking for little jobs to do around the neighborhood. Summer jobs for adults don’t seem to enter into the picture. […]