Managing and Maintaining a Home Office

One way people have coped with hard financial times is by developing an alternative stream of income. Whether you’re worried about layoffs or are looking to speed your debt reduction efforts, this can be a great way to get a leg up on things. Some people start out with something like consulting or programming from home for a few hours each day. Others do their freelance work outside their home. […]

Information Consumerism Commentary

In an earlier part of the century I was suffering from information overload. TV, radio, podcasts, Twitter, Facebook, clones of Twitter and Facebook… and even with a feed reader, there were too many websites to keep up with. I was getting burned out, and I started having frequent daydreams about giving up and raising goats. […]

Do You Practice Math When You Leave a Tip?

Is it just me, or does everyone have their own special way of leaving a tip? I was taught to write a rounded dollar figure as the total, and cross out the tip line because the amount becomes trivial. But what if the servers end up having to make the calculation by hand every time a customer did this? […]

Five Jobs with Great Perks & Fringe Benefits

Jobs come in all sorts of shapes and sizes. There are jobs that you take because it’s a stepping stone to something better. There are jobs that you take just for the paycheck. There are jobs that are fulfilling, beyond that paycheck, and get you up in the morning. […]

The 50-Percent Solution

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at When I started getting serious about frugal living, my husband dredged up one piece of juicy financial advice he recalled from his grad school days: Use half of what you normally would. He was talking about consumable goods like shampoo and dish soap. […]

Best of Money Carnival

It's my pleasure to host the first annual edition of the Best of Money Carnival, the blog carnival that recognizes the top 10 personal finance posts each week. Yep, we're celebrating one year of carnivals this week! Let's get right to the good stuff. […]

One of my favorite four-letter words

Earlier today I was walking around our subdivision with my family.  Once around is about 0.6 miles, so it’s at least a little bit of exercise for me. We had walked only a few houses down the first bend when we saw a gas grill and a patio furniture set lined up at the curb. With a cardboard sign duct-taped to the table that said “FREE.” Man, I love that word! The grill was in prett […]

6 Free Budget Software Choices for Everyone

This article on budgeting software is part of a financial planning series called How to Make a Budget. To start this series from the beginning, read the introduction. There are as many ways to make a budget as there are people. The budgeting basics are the same, but many of us like to manage our money with a known entity. […]

How To Cook Rice With Flair: Simple, Creative Ideas For Rice

I grew up on rice, and this is no surprise given where I’m originally from! I usually prefer rice as plain and white as they come, but let’s not forget that while it’s a staple product, it doesn’t always have to be used on its own. You can serve pretty much anything with rice, but it’s good to have some variety; you don’t have to serve plain white rice all the time. […]

How to Sell Off a Media Collection

Back in 2006, when I hit financial bottom and realized I had to do something, one of the first things I did was clean out my closets and shelves and sell off a large portion of my media collection. […]

Sun Screens Can Really Cost You – By the Ounce or By the Tumor

If you've been paying extra for sun products containing Vitamin A — often marketed as preventing your skin from aging — you might as well save your money. In fact, you may need it for future surgical bills. […]

Best Money Tips: 50 Worst Inventions

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you a list of TIME's 50 worst inventions, a nifty homemade coconut mango popsicle recipe, and tips for making a second job work! Top 5 Articles The 50 Worst Inventions — Paul Blart may disagree, but this list is entertaining, nonetheless. […]

Best of the Money Blogs 2010

I’ve never been much of a winner. Ok, I once won a package of dental floss for selling the most toothbrushes during a middle school fundraiser. This was a big win for me because I’m a huge fan of dental hygiene and I was a given the award in front of my brace-wearing class. […]

Reader Mailbag: Decoration Day and Memorial Day

Memorial Day is pretty much just confusing to me. It’s theoretically a day to honor fallen soldiers, but most people just go on vacation or play in the yard. What happened to Decoration Day, which is May 30 of each year? That’s the original date created to honor those soldiers that have served our country in times of war, started after the Civil War. […]

Calling BS on 5% Rewards Advertising

ShareThisIf you find yourself looking for a credit card online, or even just perusing a few of your favorite personal finance sites, you'll come across a lot of credit card advertising. […]

Can’t Afford Your Car Much Longer? Negotiate to Keep It

As so many are still struggling to manage paying their regular bills while living paycheck to paycheck, every day another car gets repossessed because families can no longer afford to finance their vehicles. Last year alone, more that 1.9 million vehicles were taken from those who defaulted on their loans. […]

Memorial Day

Thank you to all the brave men and women who have given everything so that we may enjoy our freedoms. […]

Scottrade Discount Brokerage Review

This is a brief review of my experiences with the discount brokerage Scottrade. If you are interested, you can open an account at Scottrade here.I first opened my account with Scottrade a little over five years ago. At the time, my current discount brokerage, Wachovia, began charging an inactivity fee. […]

Foreclosure and Bankruptcy

The following is a guest post by Caroline Palmer, and associate attorney at Oak View Law Group. It seems like only yesterday when the real estate market was booming and everyone was investing, whether it was a home or investment property.  Then the bottom of the sub-prime lending market dropped out, leaving hundreds of people facing either foreclosure or bankruptcy, or more typically, both; and l […]

Happy Memorial Day

Just wanted to say Happy Memorial Day to everyone (it's a holiday where we remember the service and sacrifice of those who have given their lives for our country.) Like most others in the U.S., I'm taking the day off -- I'll be back tomorrow (I do have one guest post scheduled for today). In addition to those who have paid the ultimate sacrifice for America, I like to remember and thank all our v […]