How to Get Great Deals on Outlet Purchases

The Wall Street Journal says to beware when you buy from outlets. Their thoughts: Products sold in outlets may not be of the same quality as those sold in retail stores, return policies may be different and you may have to spend extra gas money getting there. […]

Find an Exercise Buddy or Two (211/365)

One of the biggest challenges of picking up a positive but challenging habit is finding the consistent motivation to stick with it. If you’re operating by yourself, it’s very easy to talk yourself into taking the easier path. This phenomenon is true no matter what the habit is. […]

2012 Sales Tax Holidays

It’s once again time for back-to-school shopping and… Sales tax holidays! What follows is an alphabetical list of states with sales tax holidays along with a brief summary of what’s included in each location. Sales tax holidays, state-by-state Alabama: August 3-5. Clothing up to $100/item, computers up to $750/item, school supplies up to $50/item, books up to $30/item. […]

Sharebuilder BONUSJULY $200 Promotion Bonus ($10,000 Minimum Initial Deposit)

Do you have $10,000 lying around burning a hole in your pocket? If you answered yes, you can take advantage of a Sharebuilder promotional offer that will put an extra $200 in your pocket. […]

You Must Over-Perform in Your Job If You Want to Maximize Your Pay

U.S. News lists several reasons you are not earning the salary you want, but the one that stuck out to me was reason #4. It reads: You think doing your job adequately is enough. Doing a merely adequate job isn't enough to merit a significant salary increase. Big raises go to people who go well beyond the minimum expected. Exactly. […]

2012 Sales Tax Holiday Scheduled Dates

It’s nice to be able to avoid sales taxes sometimes. It’s a common gimmick amongst car dealers and some furniture stores to get you in the door: “We’ll pay your sales tax!” But there are some states that actually offer holidays on sales tax. Even though it means a reduction in revenue for the states, they still line up for the sales tax holidays because consumers love them. […]

Three Mistakes You Can’t Afford to Make When Buying Your First House

When you’ve decided it’s time to buy your first house you’ll be flooded with a ton of emotions. It’s exciting and stressful at the same time, and ultimately very rewarding once the papers are signed. Unfortunately, all of the emotion and stress can mean missing something very important or rushing into the decision which can haunt you for as long as you own the home. […]

How to Qualify for a 1% APR Mortgage

While there are great advantages to buying a house with cash, sometimes the benefits of using other people’s money outweigh those advantages. […]

A delicious lesson in delayed gratification

Fridays were always the best lunch days at school. Without peeking into my blue Smurfs lunchbox, I knew my special end-of-week treat would be packed with care. Other kids got Twinkies, MoonPies, and Wagon Wheels. But not me. Sure, it was the 80s and Hostess cellophane-wrapped treats were cool from Monday to Thursday, but Fridays were reserved for the tastiest and rarest of rewards. […]

Reader Mailbag: Educating a Child

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Alternatives to Mint 2. Party games 3. Shopping for insurance 4. Cutting your own hair 5. Renting or buying 6. Entertainment by default 7. S-corporation versus LLC 8. Bragging about money 9. Blogging baby steps 10. […]

How Much Is a London 2012 Gold Medal Worth?

I love sports and I love the Olympics. I totally buy into the nationalist pride and watching all the competition. It’s great in part, like the World Cup, because it happens only once every four years and the competitors are fighting for, with many of them, their once chance at athletic greatness. […]

Saving for a Big Purchase

This post is from staff writer Tim Sullivan. I love the jeans I’m wearing. I actually wear them almost four days a week. Chances are that if you see me, I’m wearing these jeans. They’re my only pair. When I bought them, I very gladly put down my $200 cash and left the store with a smile. […]

Frugal Red Herrings: Money-Savers That Cost You in Other Ways

We all love to save money. Regular readers of Wise Bread are exceptionally good at it, actually. But that doesn’t mean we’re not prone to making mistakes. I, for one, have fallen victim to some money-saving misnomers, and in a recent article I talked about some of the ways we think we save money that ends up costing us more. […]

Get It Done: How to Measure Your Goals

How many of us have said to ourselves, “I’m going to lose weight” or “I’m going to pay off my credit cards”? Goals like these are easily measured. We can see how much weight we’re losing by the pounds on the scale, and how much of our debt we’ve paid off by our total account balance. […]

Best Money Tips: 25 Ways to Get Free Stuff

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on 25 ways to get free stuff, ways the drought will affect you, and car-repair mistakes. Top 5 Articles 25 Ways to Get Free Stuff — Want to get free stuff? Listen to the radio to win prizes and give out your email address for discounts and freebies. [Mr. […]

Inexpensive Ways to Keep Kids Entertained this Summer

US News lists five cheap ways to keep your kids entertained this summer as follows: 1. Afternoon Matinee2. Local Parks3. Public Swimming Pools4. Backyard Game Day5. […]

Exercise Regularly (210/365)

Physical exercise is something that helps your life in a lot of ways, many of which translate directly into dollars. For starters, a regular routine of physical fitness will help raise your energy level, making you feel more ready to tackle projects like air-sealing your home instead of kicking back on the couch. […]

Being Rich

Over the past several years, The Simple Dollar has (at least in part) been a chronicle of how I’ve improved my financial situation. […]

Reader Story: When There Isn’t Enough

This guest post from Daisy Bailey is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success or failure. These stories feature folks with all levels of financial maturity and income. Want submit your own reader story? Here’s how. […]

Diligent and Lazy Hands

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. […]