Unemployment Benefits Are Taxable

Last year was a year to forget, especially if you were one of the many millions to lose their job. Fortunately, through various stimulus packages and other laws, unemployment benefits were extended to help people through a difficult time. Unfortunately, some of those unemployment benefits are taxable as income. Fortunately, for the 2009 tax year, not every dollar is taxed. […]

Free and Cheap Stock Photos

By Lynn Truong Here at Wise Bread, we're constantly on the lookout for great, affordable images to go with our articles. And with a blog created like every second, many of you are in the need of some nice images to go with your blog posts, too! I had been a loyal user of iStockphoto for a few years, but what used to be $1 per credit has turned into $1.52. […]

What War Strategy Games Teach About Building Our Own Financial Empires

The following is a guest post from Realm of Prosperity. For posts related to this one, also see How The Game of Life Teaches Personal Finance and Money Lessons from Monopoly. For more on earning extra income check out Three Easiest Ways to Earn More Money, 11 Great Ways to Earn More Money, and Five Steps to Six Figures in Seven Years. Personally, I like FIFA 2010 for learning about money. […]

Lending Club Update – December/January Performance

It’s been awhile since I’ve provided a Lending Club performance update, so today I’m going to be covering what’s happened in the past two months. As they say, no news is good news… As of February 1, I’m rocking a 10.23% net annualized return on a portfolio that is currently composed of 233 notes. You can see from the graph below that my performance is currently right around average. […]

How to Avoid and Prepare For a Tax Audit by the IRS

You Can Avoid and Successfully Fight a Tax Audit The tax audit. Probably one of the most feared phrases in finance, but it doesn’t have to be. Yes, if you or someone you know has ever been audited, you know it’s right up there on the list of things you want to do with a root canal. An audit might not be fun, but it’s a fact of life for many. A fact of life that can usually be avoided. It’s true. […]

Best Deals for Wednesday 02/03/2010

Grasshoppers All Styles $16.95 or Less Today Only! V: The Complete Series on DVD for $12 + $3 s&h Refurbished Logitech Harmony 880 Advanced Universal Remote for $90 + free shipping 60% off Restaurant.com $25 Gift Cert. orders + $15 FTD® Floral Reward. Use code BLOOM and Pay $4 Free Crispy Breaded Fish at Long John Silver’s […]

Frugal Gluten-Free Living: Budget Friendly, Gluten-Free Grocery Staples

By Sonja Stewart If the thought of making your home gluten-free is overwhelming, this list will help you gather the frugal gluten-free groceries that will become staples. Xanthan Gum This necessary little ingredient is the only thing that will keep your fresh baked, gluten-free goodies from falling apart at the seams. […]

Free Money Finance March Money Madness, Round 1, Posts 29-32

Here we go with the first round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]

Don’t Invest In The Stock Market

We are led to believe that the best place to invest our money is in the stock market. Low barriers to entry, low barriers to exist, plenty of information, high probability of success in the long run and a lot of success stories. […]

The Simple Dollar Weekly Roundup: Resolution Updates Edition

I thought I’d update you on my progress with my 2010 resolutions. Resolution #1: Lose 40 pounds I lost three pounds in January, so I’m more or less on pace with this one. […]

Comparing Savings Rates: U.S. vs Japan

By Silicon Valley ... Over the past 3 years, we Americans have seen an interesting shift in our economic and social patterns. First, we’ve seen credit card use decline, not by any conscious choice made by spenders, in a lot of cases. […]

2010 Outlook for Mortgage Rates

This is a guest post by Tim Manni of HSH.com. Tim is the author of HSH’s daily blog, which concentrates on the latest developments in the mortgage and housing markets. If you like what you see here, please consider subscribing to his RSS feed. Are you at all concerned about where mortgage rates are headed as we roll into 2010? […]

Personal Balance Sheet, January 2010

Entering the second month of the year, the new decade is officially underway. It’s time to peek into my bank accounts and investments to see how I’m doing so far. But first, I should take a quick look at the goals and resolutions I set for myself this year.The first goal is to maintain a six-figure income outside of my day job. […]

When to Replace Your Car

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. Over the holidays, we said good-bye to an old family member. It was definitely her time to go. She leaked, she conked out at odd times, and she stank. […]

Start Saving for College the Day They Are Born

The following is a guest post from Marotta Wealth Management. My youngest is a first-year student at the University of Virginia. My coauthor Matthew's youngest child was born only a month ago. […]

Sow your wild oats at work

Cutting costs anywhere that makes sense adds to that budgetary cushion that can be used to pay off debt, add to an emergency fund, save for college, or anything else.  One fairly easy way to do this is to reduce, or eliminate, trips to the vending machines down the hall.  The markup in our building borders on ridiculous now ($1.00 for a candy bar).  And what’s more, although Snickers® would like y […]

Citi Mobile for the iPhone Free Download

We just wrote about Citi credit cards the other day, and here’s a little follow up. A lot of banks and credit card companies are striving to go mobile, with Citibank being one of those institutions in the forefront of this kind of technology. In fact, Citi just came out with another application — the Citi Mobile(SM) application for the iPhone — to add to their Mobile Banking Suite. […]

The Eight Biggest Mistakes Investors Make

The following is a guest post from Stock Investing 101. The eight biggest mistakes investors make: 1. […]

My Discretionary Spending for January 2010

For a personal finance blog, Get Rich Slowly hasn’t been very personal in recent months. That’s partly because of the book project, but also partly because I’ve moved to a stage in my financial life where not a lot happens. […]

Debt Reduction and Elimination Ads: The Real Scoop

Iris writes in: I was wondering if you could comment on the debt reduction/elimination ads I keep seeing on tv. Are these companies reputable? Are they doing anything that I can’t do myself? I would hate to pay a huge fee for something I could do myself. I would really like to reduce our debt load so I can free up more funds in our budget every month for, say, groceries. […]