When It Makes Sense to Opt Out of Your 401(k)

It’s considered a no-brainer by many: Participate in your employer’s 401(k) plan. In fact, due to recent legislation, many employers automatically enroll their workers in 401(k) plans. This enrollment, though, doesn’t guarantee that workers won’t opt out. […]

What to Do When You Are Turned Down for a Mortgage

If you are interested in buying real estate but had your application for a home loan rejected, you have options. Plenty of them. Of course you can ask the lending institution why they put the kibosh on your application but they won’t likely tell you the complete story because they are afraid you’ll sue them. […]

Reader Profile: Jen

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Wise Bread Highlights $5k Red Kettle Challenge

Just wanted to point FMF readers to Wise Bread's GREAT write up of my $5k Red Kettle Challenge. They have done an outstanding job of covering the event. The people over at Wise Bread are great. I met several of them earlier this year and know others via email -- and they are all super nice. […]

The Simple Dollar Weekly Roundup: Haircut Edition

I love the feel of a simple haircut. I love the sensation of the hair leaving my head. I love running my fingers through my newly-shortened hair. I love the sense of wind blowing through the shortened hair, causing a sensation on my scalp that I haven’t felt in a while. It’s really the simple things that make life worthwhile. Should I Get a Prenup? Yes! […]

The $4 Million Photograph: How Do You Value Art?

Last week, a photograph by Andreas Gurksy, Rhein II, was sold at auction for $4,338,500 to an anonymous buyer. The record-breaking sale allowed Gursky to reclaim fame as the artist whose work has claimed the highest price paid for a photograph. This auction was a secondary market sale. […]

Municipal Bonds Can Default

I’ve written about buying municipal and state bonds in the past but I’ve never actually done it. […]

The Many Ways to Know and Control the Flow of Your Dough

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. How do you know what it costs to be you? […]

5 Ways to Earn Cashback Rewards Without Extra Spending

Cashback rewards are a great way to make using your credit card even more lucrative. Unfortunately, consumers often become so obsessed with rewards that they completely derange their spending habits in order to earn them. […]

25 Quick and Easy Dinners (Plus 5 Delicious Desserts!)

The notion that junk food is cheaper than cooking at home is a myth that many busy, working people understandably cling to. Sorry to burst your bubble, but unless you’re digging into some truly fine fare (caviar, anyone?), eating in still provides the best value. […]

15 Tips for Hosting Holiday Houseguests

Are you hosting a holiday this winter? Are friends and family flying in from out-of-town, ready to gobble down your holiday turkey, use all your guest-room towels, and partake of your hospitality? Make your home cozy and comfortable for guests and keep celebrations going smoothly by following these easy tips and tricks for holiday hosting. […]

Creating and Using Strong Passwords

How safe are your passwords? If you bank online, the only thing standing between you and a financial disaster is your password (and perhaps your username). And yet many people do an astonishingly bad job of selecting secure passwords. A big part of the problem is that secure passwords are hard to remember. […]

Save Money on Food by Buying at a Grocery Store Instead of a Drugstore

Money Watch lists items not to buy at a drugstore (saying they should instead get them at a grocery store.) Why? Because there's a HUGE price difference. The details: ConsumerWorld.org, a consumer education web site, just conducted a pricing survey in the Boston area, tracking 25 common grocery items — both foods and household products. […]

Free Money Finance Matching Your Salvation Army Donations Up to $5000!

We here at Wise Bread love hearing about bloggers giving back, so when we heard about Free Money Finance's $5k Red Kettle Challenge fundraiser for The Salvation Army, we had to share it with our amazing readers. The Mission: FMF $5k Red Kettle Challenge FMF has always been big about giving to charity. […]

OptionsXpress Review: Stock Investing and Options Trading

For a limited time, optionsXpress is offering a $100 cash bonus for all new account sign ups when certain requirements are met. You can find out more details below. […]

Happy Birthday to the Millionaire Next Door! I and My Net Worth Thank You!!!

Dr. Thomas Stanley recently announced that this fall is the 15th anniversary of the publication of The Millionaire Next Door. I got one of the first copies, read it (a couple times), loved it, and applied it to my life. Since then, my net worth has skyrocketed and I've benefitted tremendously by the findings/advice. So thank you, Dr. Stanley. […]

Is Your Home an Investment?

Monica writes in: Some personal finance books seem to treat a person’s home as an investment. Others don’t treat it that way at all. I’m confused as to whether I should look at my home as an investment or simply as a living requirement. […]

Any Readers Want to Tell Your Story?

The Reader Profiles series has been pretty popular around here. So far we've done 39 posts and, while we still have a few in the hopper, I wanted to let you all know that I NEED MORE of them to keep the series going. So if you're a reader and are willing to answer five simple questions (it's all anonymous), then drop me a line and I'll give you the details. Thanks! […]

Zero Percent Balance Transfers May Be Too Good To Be True

Americans are strangled with credit card debt. If you’re the average household, you have a balance of $15,800 at an average APR of 14.89%. That’s $2,352 in interest payments annually. […]