Bank of America and J.P. Morgan Chase Limit Overdraft Fees

Bank of American and J.P. Morgan Chase Bank are taking the lead in implementing a few policies designed to help the consumer. […]

Bank of America and J.P. Morgan Chase Limit Overdraft Fees

Bank of American and J.P. Morgan Chase Bank are taking the lead in implementing a few policies designed to help the consumer. […]

Don't Despair Over Small Retirement Savings

By Philip Brewer If you quit checking your 401(k) balance last year, because the market crash made it too depressing, now might be a good time to take a fresh look. It'll still be well down from the peak, but it's probably recovered quite a bit from the low. […]

The Government Can

Very funny, IMO. I am probably the last person on earth to see this, but in case you haven't, I thought I'd share. Enjoy! Hat tip: AllFinancialMatters […]

Renters Insurance: Peace of Mind for Ten Bucks a Month

This post is from GRS staff writer April Dykman. On 02 August 2005, my friend Frank and his partner awoke at 2:45 a.m. to the dog barking and a neighbor knocking on their door. The apartment complex was on fire. They grabbed their dog and whatever they could carry and ran from the building. “We lost everything,” he says. Later they’d find out that it was arson. […]

A Report Card for Financial Rules of Thumb

I’m not a big fan of “rules of thumb.” These are bite-sized nuggets of wisdom masquerading as advice, designed to apply to a mass audience. At best, they cant point someone in the right direction, but at worst, rules of thumb can erroneously send people on the wrong path or can mistakenly instill a false sense of security. […]

Stay At Home or Pay for Daycare?

We’re getting to the age when our friends are starting to have kids and so the topic of daycare has come up on a number of occasions. As a couple with no kids, we haven’t done the research but we’ve always known intuitively that daycare was expensive. In doing some research for this article, I was amazed at how expensive daycare was. […]

How To Stay On Track

Lets be honest:  This whole debt reduction / saving money / getting our finances together thing can be difficult / boring / exhausting.  Perhaps, there are some steps that we can take to stay (or get back on) track – even as we push through those difficult / boring / exhausting days. 1.  Start with a solid game plan and a defined goal. Your first goal will depend on your starting point.  You may […]

Two Ways to Deal with Rebates

On my recent post complaining about rebates, two readers offered solutions to dealing with what is amongst the most-hated marketing gimmicks today. Here's the first: If the store will not sell it to me for the after rebate price, then I do not buy. This is a GREAT solution -- but does it work? Has anyone ever done it with consistency? […]

Just try to smell like a different-smelling man

Cube farms are great for overhearing little bits of random quotable goodness, like this gem from one of my (male) co-workers while he was talking on the phone with his wife (I can only assume): I like to smell like a man, but sometimes I like to smell like a different-smelling man. But this isn’t a post about how to smell different, nor is it just for men. […]

Get A Fast Cash Loan, Pay Through Your Nose

If you’re hoping to get a personal loan, be wary of where you look! You’ve got limited options when you have bad credit and are in a financial bind. While a lot of people may not have much sympathy for consumers who have fallen into this trap, I can see just how easy it is to get in this position. What if you just don’t make enough money? […]

Best Deals For Wednesday 9/23/09

By Paul Michael Today's WISEBUY. Puritan's Pride Vitamins From Just $1 per Bottle + FREE s/h (dealnews) Puritan's Pride once again offers select 30-tablet vitamins for 99 cents each as part of its 99 Cent Vitamin Sale. Free shipping.   1. FREE LL Cool J Cami With Metallic Print - Use Code 17SEARSAPPAREL (dealnews) You will love the hip all-over print that decorates this rib-knit cami. […]

Understand It Before You Do It – Today’s Quick Tip

Today’s Quick Tip – Understand It Before You Do It Before you make any financial decision, understand exactly what you are doing and why you are doing it. If you sign up for a credit card, understand the card’s terms and conditions. If you take out a mortgage, understand the mortgage’s terms and conditions. If you make an investment, understand the potential risks involved. If you buy and insuran […]

The Simple Dollar Podcast #17: Investing in Stocks

The seventeenth episode of The Simple Dollar podcast deals with stock investing. How do I invest in stocks (for retirement and otherwise) and why? […]

What to Do with Your Retirement Savings When You Change Jobs

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. […]

Dannon Settlement: Activia and DanActive Priobiotics Lawsuit

Dannon has settled a class action lawsuit filed in January of 2008 that its claims of the health benefits of “probiotics” in their Activia and DanActive line of yogurts were falsely advertised. […]

Sound Saving and Investing: Taking the Road to Riches Step-by-Step

This is a guest post from Richard Barrington, a freelance writer and novelist who spent over 20 years as an investment industry executive. Barrington is a regular contributor at MoneyRates. Previously at GRS, he shared how to find the right CD or money-market account. The problem with saving money is that it’s like hiking toward the mountains. […]

Six Ways an iPhone Can Save You Money

By WC Porter Buying an iPhone (or any smartphone) isn't easy if you consider yourself a frugal person. […]

Getting Tickets to High Demand Sporting Events

Have you set your fantasy football lineups yet? On the eve of the start of the regular season of the National Football League, I wanted to put together a post that any sports fan could enjoy. A post about how to get free tickets to premier sporting events across the country. […]

2010 Federal Income Tax Brackets and Marginal Rates

The IRS has not formally announced the federal income tax brackets for 2010 yet. In fact, the 2009 tax brackets are still the numbers I — or more accurately, my accountant — will be focusing on in the near future. […]