Best Money Tips: Vacation Without Breaking the Bank

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to vacation without breaking the bank, 50 ways to make money, and tips to help you save more. Top 5 Articles How to Vacation without Breaking the Bank — Vacation without breaking the bank by using the right credit card or going on a roadtrip. […]

5 Cheap Summer Foods to Jazz Up Your Menus

Seasonal produce is your ticket to snazzy summer menus that don’t break the bank. Fresh fruits and vegetables perk up your salads, diversify your dessert options, and simplify your side dishes. These five foods represent some of my favorite ways to mix it up at dinner during the warmer months. […]

30 Steps to Great Finances: Steps 3 and 4

Welcome to round two of my 30 Steps to Great Finances series.  Last time we talked about how important it is to know your net worth (step #1) and to keep track of all of your spending for a month to see where your money is going (step #2). […]

Exploring Alternative Investment Diversifiers & Asset Classes

Is there more to investing than putting your money into stocks, bonds and cash? Find out some ways to spice up your portfolio with alternative investments. For most regular investors, a portfolio of index stock funds, bonds and savings accounts are sufficient to achieve some reasonable level of diversification. […]

Consider Whether You’ll Actually Use the Item in a New Way (134/365)

A few years ago, I received an iPod touch as a Christmas gift. It was a very fun toy to play with and I did find a few nice uses for it, such as a quick tool for jotting down notes, but I mostly used the thing as an mp3 player. […]

Help a Reader: Pay Off or Don't Pay Off?

Here's an email I recently received from a reader: I have $21,000 in student loan debt that was consolidated in 2005 and is now sitting at a fixed rate of 1.625% for 20 years (original balance was close to $31,000).  The monthly payments equal $170.  My question is, with such a low interest rate, does it make sense for me to try to pay it off early, or should I take the money that would go to p […]

Are Financial Advisers Failing the 99%?

As somebody who is in the financial advising field, I’m getting a little tired of hearing that all financial advisers are duping their clients out of a lot of money but what I’m far more tired of is the fact that in way too many cases, it’s true. You may have heard about the Goldman Sachs employee who quit by writing this op ed in the New York Times. […]

Is Prepaid Debit a Good Idea?

In recent months, there has been a lot of discussion about prepaid debit cards. From the introduction of Suze Orman’s prepaid debit card, to suggestions that you don’t need a bank account if you have a prepaid card, to a general push by issuers to encourage parents to use prepaid debit cards as learning tools, it seems like prepaid debit is everywhere. But what is prepaid debit? […]

Do You Have "Summer Hours" at Work?

This piece from US News got me to thinking of all the times I've had "summer hours" during my career. The piece defines summer hours as some sort of special work arrangement during the summer -- like being able to come in early and leave early too. […]

Half of All Americans Are Not Saving for Retirement

In April, LIMRA, a think-tank for the financial industry, completed a survey intended to focus on the savings and investment preferences of those living and working in the United States. After receiving responses from 2,697 Americans, a representative sample of the country, LIMRA was able to determine that 49 percent of the country is not saving for retirement. […]

Reader Mailbag: Homebrew Plant Care

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Sentimental clutter 2. Piano lessons 3. Investment worries 4. Lentils? 5. Unsure of total debt 6. How many children? 7. Credit cards and spousal death 8. Cheap grilling 9. The value of life insurance 10. […]

How Serial Numbers on US Money Work

More than anything else, I love reading trivia and “how things work” because it gives me a little behind the scenes glimpse at stuff most people don’t see. When it comes to personal finance, there isn’t really much trivia floating around unless it has to do with our money. There’s just something mysterious about our money, the imagery, and little idiosyncrasies. […]

Trading Time for Money

Last week, I was complaining to my Spanish tutor (who, by the way, thinks I always complain). “Ideally, I’d be writing less,” I told her. “I want to have more time to learn Spanish and to focus on other passions. But I just got an offer to write a couple more articles per week. And I would get paid for the work!” My tutor shook her head. […]

Timeless Money Lessons From Teens

As a mom, I want to teach my kids everything they need to know about money and life, preferably before they leave my home (the oldest will be going to college in the fall, and time is running out). […]

6 Great Alternatives to Remodeling Your Home

If your home feels a little “blah,” but a new kitchen or bath is not in the budget, try some of these less-involved solutions. They are all designed to freshen up your look or make your living space more usable. Plus, they cost less than a major remodel and are considerably less stressful as well! (See also: 15 Home Decorating Ideas for Under $5) 1. […]

Best Money Tips: Slash Prom Costs

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on slashing prom costs, trimming your entertainment budget, and cheap foods that may build a better brain. Top 5 Articles 31 ways to slash prom costs — Save money on prom this year by skipping the limo and borrowing a car instead. […]

Tips for Making the Most of Your Internship

The following is reprinted with permission from All Work, No Pay: Finding an Internship, Building Your Resume, Making Connections, and Gaining Job Experience by Lauren Berger, copyright © 2012. Published by Ten Speed Press, an imprint of the Crown Publishing Group.Sometimes it may feel like you are jumping through hurdles to land the actual internship and once you start, you lose momentum. […]

Mortgage rates continue to drop

Mortgage rates continue to go lower.  Crazy low: 30-year fixed-rate mortgages at 3.61%, and 15-year fixed-rate mortgages at 2.83%.  This places the rates squarely below 4% and 3%, respectively. Seriously: How low can they go? These rock-bottom mortgage rates are happening at a time of year during which sales are most brisk: springtime.  Demand for mortgages doesn’t seem to be driving their price u […]

Never Be an Early Adopter (133/365)

In April 2010, Apple’s iPad debuted. Depending on the exact model you purchased, it set you back around $500. In March 2011, the iPad 2 was announced. Within hours, I saw people posting their nearly-new iPads on Craigslist and eBay. With all the competition out there, the prices dipped as low as $100 a pop. I know one of the people who sold his first generation iPad during that rush. […]