Fifteen Things More Important Than Money

Three and a half years ago, I was in a desperate debt situation. My lifestyle was tied desperately to spending far more than I was bringing in – and I was finally paying the consequences. I had let money become the most important thing in my life. It drove all of my choices and decisions. It chose my career for me. It chose my specific job for me. […]

Bond Primer: Yield vs. Total Return

The following is a guest post from Sound Mind Investing. Here's a review of SMI if you're interested. It's a basic piece (hence "a primer") but I'm sure some of you will find it very educational. And the rest of you can discuss what you think the interest rate risk is on today's bonds. […]

Beware Bank-paid Complimentary AD&D Insurance

I remember a few years ago when credit card companies would send out $5 checks to customers. The catch with the $5 check was that it enrolled you in some sort of service, usually identity theft or employment related, that was free for a month. […]

28 Ways to Have Cheap Halloween Fun

By Carrie Kirby digg_url = 'http://www.wisebread.com/28-ways-to-have-cheap-halloween-fun'; Halloween can be costly, especially for parents: House decorations, candy for trick-or-treaters, trips to the pumpkin farm or other creepy attractions, and especially the costumes can easily add up to hundreds of dollars. And yet you don't have to spend a lot to have a lot of fun. […]

Discover Card Rewards Catalog

Today we’ll be taking a look at the Discover Card rewards catalog, the final in our series of reward catalog reviews. The reason I kept Discover for last was because it’s less widely accepted and because their rewards catalog is very simple. Until taking a look today, I didn’t even know they had a rewards catalog because I always converted my cash back rewards into statement credits. […]

Interesting Money Facts

This MSNBC article talks about how the recession has widened the income gab between the highest earners and the lowest ones. […]

Should There Be a "Fat Tax" on Junk Food?

By Paul Michael Yes. Well, that's just my humble opinion, but I really don't see why this has so many people throwing their arms up in the air with shock. We tax liquor and cigarettes, neither of which are essentials in life. […]

How to Earn Six Figures

For those of you interested, my most recent guest post is now availabe at Get Rich Slowly. It's titled Five Steps to Six Figures in Seven Years. Check it out if you're interested in learning how to make six figures. :-) […]

Extracting the Child Who Stayed in the Nest Too Long

Margaret writes in: I have a twenty four year old daughter who is still living at home. She went away to college, but moved back in after college while looking for a job. She’s had a good job now for two years, but has made no move at all to move out. […]

Best Deals For Thursday 10/15/09

By Paul Michael Today's WISEBUY. 100 AA Battery Pack for Just $15.60 and $7 s/h Provantage.com offers this UltraLast AA Alkaline Battery 100-Pack, model no. […]

5 Reasons We’re Spending MORE on Halloween Costumes This Year

By Linsey Knerl The frugal gal in me would seem poised to present several homemade options for the trick-or-treat crowd. After some careful thought and an analysis of what we truly needed for costumes the past few years, I have done a complete 180, and ended up buying some of the most expensive costumes we could find. […]

Five Steps to Six Figures in Seven Years

This is a guest post from FMF at Free Money Finance, a personal finance blog designed to help you grow your net worth. You can subscribe to Free Money Finance here. Historically, “making six figures” has been to income earners what “becoming a millionaire” has been for those tracking their net worths — a lofty goal achieved by only a select few. […]

How to Create Your Own Extended Warranty

In my article the other day about the deal I got on a new computer despite my immediate need, I neglected to mention something important: I refused the extended warranty that the salesperson offered numerous times. Any extended warranty is almost always a bad deal. […]

American Express Membership Rewards Review

Membership Rewards is the name of American Express’ rewards program and this is the second post in my series on reviewing credit card reward networks. […]

Salary Negotiation – How to Win

The art of salary negotiation is a touchy but crucial matter that rarely receives adequate attention. With all the economic certainty that we’ve been facing, many people have increasingly focused on reducing expenses and leading a frugal lifestyle. […]

The Top Ten Turnoffs About Networking

The following is adapted from Make Your Contacts Count: Networking Know-how for Business And Career Success by Anne Baber and Lynne Waymon (AMACOM Books, March 2007). Do some of the expressions that people use when they are talking about networking make you cringe? Here is a list of the Top Ten Turnoffs complied by networking experts Anne Baber and Lynne Waymon: 1. […]

Possible Double Dip Recession In The Works?

On October 2009, I pondered out loud: Is the bull back?! Back then, we saw the stock market hit the magic Dow Jones 10,000 mark, as the indexes fought against gravity to climb up to that milestone. It’s still a ways away from the record setting 14,000 for the DJIA, which was once achieved in [...]Possible Double Dip Recession In The Works? Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Dow 10,000 and Other Nonsense

A reporter from SmartMoney contacted me a couple of weeks ago to ask me to participate in a little game they were hosting. “All you have to do is guess when the Dow will hit 10,000,” she said. “This is just for fun.” “I’ll do it,” I replied, “but I want to make it clear that this is just a guess. […]

Never Eat Alone: The Write Stuff

This is the thirteenth of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone, where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased apart and looked at in detail. […]

Budget Percentage Breakdowns

The book Make Money, Not Excuses: Wake Up, Take Charge, and Overcome Your Financial Fears Forever breaks down the percentages of take-home pay (net salary) that they suggest goes to various categories: Housing (35%) -- Mortgage or rent payment, taxes, insurance, utilities, repairs, and any other cost of living there. Transportation (15%) -- Car, gas, maintenance, and insurance. Debt Rep […]