Win a Free Copy of You Need a Budget!

I am giving away a copy of You Need a Budget! We'll start with a testimony from a YNAB user. Here goes: “Not only has YNAB helped me budget, but the domino effect has been that we are eating out less, eating at home more and, therefore, eating more healthy. It was a totally unexpected bonus to the software and the system!” Good stuff, huh? Here's how the giveaway will work: 1. […]

NASDAQ Government Relief Index – One Year Later

About a year ago, NASDAQ announced a new index called the NASDAQ OMX Government Relief Index (QGRI) that would track the performances of companies that participated in any government sponsored relief program, such as the Troubled Asset Relief Program (TARP). It wasn’t limited to just TARP participants, it would also include companies that received government investment. […]

Best of Personal Finance Roundup: 5 Beloved Tax Perks with Ugly Downsides

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we look at five yummy tax breaks that could have dire consequences, how to make the most scrumptious Italian beef stew ever captured by a digital camera, and what you can do to make yourself more likable. […]

Where You Live Has a Big Impact on Your Finances

One of my 10 most-hated money saving tips is to move from an expensive city to a less expensive one. Yes, it's likely that you'll make more in a more expensive city, but the numbers show that the increased cost of living far exceeds those gains. […]

Best Deals for Monday 01/11/2010

GE Nighthawk Headlight Bulbs: Buy One, Get One Free Amazon $10 off $50 on Basic Apparel Xbox 360 Elite 120GB Bundle w/ 2 Games + $50 Best Buy Gift Card for $299.99 Buy a Select Blu-Ray or DVD, Get Free Admission to Alvin and the Chipmunks: The Squeakquel FREE 2-Pack of Purex 3-in-1 Laundry Sheets […]

Best of Money Carnival Now Available

This week's Best of Money Carnival is now up. Congrats to all participants and especially the winning post, 10 Steps to Financial Success in 2010.  FYI, I made the carnival with my post titled Revisiting the Value of a College Degree. […]

Quick Dining Solutions for the Family On the Go

Keeping up with your family’s increasingly hectic schedule can be a bit taxing at times.  Is it any wonder then that your evening meals often come from a can or a box?  Major constraints on your time prevent you from whipping delectable cuisine like Sandra Lee or Rachel Ray but that doesn’t have to be the case.  The following recipes and cooking methods will pack a whole lot of pizzazz in a short […]

Start the Decade Off Right: Cut Out Unnecessary Expenses

Ten years from now, how do you want to look back on this decade? In terms of my finances, it would be hard to top the last ten years. This was the decade my net worth as I measure it for Consumerism Commentary soared from below zero to $300,000. […]

Beware of Phony Census Workers

By Xin Lu This year the United States Census Bureau will be conducting its regularly scheduled census. Every address in the United States will receive a census form and census workers will be sent to those who do not respond. Unfortunately, con artists may be taking the opportunity to run scams. […]

Reader Mailbag #97

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. […]

How Debt Fools People

By Philip Brewer People who have a natural aversion to debt often wonder how some people get themselves into such terrible problems with debt. Don't they know how much it costs? Don't they understand they can't just go on boosting their standard of living through ever-increasing levels of debt? But that's not really how it happens. […]

How to Optimize Your Computer

The Consumerist did a great job exposing Best Buy’s Optimization services scam last week but the real gem, besides having another reason not to buy computers there, was in the end where they listed free tools you could use to optimize your computer. First, before you download or run any tools, use the ones that come free with Windows – Disk Defragmenter, Disk Cleanup, etc. […]

Reality Series Seeking People Who Need Financial Help

People Farm Casting, a casting agency that focuses on finding non-actors for reality television shows and commercials, contacted Consumerism Commentary to let us know about a new project. […]

9 Sneaky Expenses That Eat Away at Your Income

This article is by staff writer Adam Baker. Baker is a founding member of Untemplater.com, a new multi-author blog focusing on personal finance, entrepreneurship, and life design for people in their 20’s and 30’s. Few concepts have had as great an impact on my family’s financial decision-making as learning how to calculate our real hourly wage. […]

Joint or Separate: Which Checking Works Better For You?

This is a guest post from Kevin Mercadante of Out of Your Rut. Kevin is a former loan underwriter, and also author of Lighten Your Load, an e-book focused on reducing living expenses while still maintaining a comfortable lifestyle. Some accounts were meant to be separate. Retirement accounts are an excellent example. Others are probably better off being joint. […]

New Free Money Finance Logo

After almost five years of blogging, I figured it was time to put a new face on the old site and become a bit more professional. So I recently commissioned a contest for a new Free Money Finance logo and the new design you see at the top of the blog (as well as the icon to the left on this post) is the result (FYI, I used 99designs and loved them. […]

A whopping $1.02 for my daughter’s two aquarium souvenirs

As I mentioned in the roundup, we all were at my wife’s oceanside quilting retreat.  I came down to watch my daughter for the weekend, and our main activity on Saturday was going to the Virginia Aquarium. It was quite a treat:  700,000 gallons of aquarium as well as sprinklings of other kinds of habitat.  What an incredible display of marine life it was.  Some of the staff was there to assist us i […]

2010 Predictions from Wall Street and Main Street: Who's Smarter?

By Stacy Johnson It's that time of year again: everybody who's anybody sits in front of a camera and gives predictions on the year ahead. But just how smart are these "experts"? […]

Review: The Elements of Investing

Every other Sunday, The Simple Dollar reviews a personal finance book. The Elements of Investing by Burton G. Malkiel and Charles D. Ellis is a nice small volume, reminiscent in size and length to one of the Little Book investment volumes. […]

Big Giveaway of Cash & Prizes From Money Crashers!

Some great news — over the next few weeks, we’ll be uncovering a series of giveaways and freebies on The Digerati Life and hopefully you’ll be around to join in. The one I’d like to mention today is not something that we’re holding here per se, but is actually being hosted by The Money Crashers. […]