Social Security Benefits to Increase in 2012

In what’s sure to be a bit of welcome news, the Social Security Administration has announced that Social Security recipients will receive a 3.6% increase in payments, effective this coming January. This is the first such increase in benefits since 2009, when there was a 5.8% increase. […]

Stamp Price Increase [Jan 22, 2012]

Want to get a 2% return on an investment in just one day? Buy a Forever Stamp from the Post Office on January 21st, 2012 and mail something on January 22nd (well, on the 23rd because the 22nd is a Sunday). On January 22nd, the post office is set to increase the price of a first class letter stamp from 44 cents to 45 cents. […]

Five Dangerous Debt Payoff Strategies

US News lists five dangerous debt payoff strategies as follows: 1. Paying off credit card debt too fast.2. Using emergency funds. 3. Tapping a home equity line of credit. 4. Withdrawing from a 401(k). 5. Filing for bankruptcy. IMO, these are good tips.I'm a big believer in paying off debt -- all debt -- but you can't get too crazy about it. […]

Reader Mailbag: Difficult Things to Write

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling small rollover 2. Parents who don’t plan 3. Loan payoff or retirement contribution? 4. Roth conversion and inheritance 5. Setting sportsmanship example 6. Fundraising 7. Is bankruptcy right? 8. […]

Citi Settles Lawsuit for $285 Million

Without admitting any wrongdoing, Citigroup has settled a major lawsuit. The Securities and Exchange Commission claimed that Citi misled investors, and to settle the claims, the financial behemoth was order to pay $285 million to customers. The issue focuses on collateralized debt obligations (CDOs) in 2007. […]

An Early Education in Financial Literacy

This post is from staff writer April Dykman. Last week J.D.’s wife, Kris, e-mailed me about an NPR story on a recent Girl Scout badge overhaul, specifically about merit badges for financial literacy. […]

Money Leaks: Not Using Your Medical Benefits

A lot has been made about health care in the United States, especially given the recent passage of “health care reform.” Proponents of health care reform argue that it wasn’t enough, enemies of the bill say that it puts an undue burden on businesses and is government interference in our personal lives. […]

6 Tips to Shrink Your Bills Every Year

Everyone wants to make more money — it’s exciting to think of what you can do with some extra cash. But it’s a lot easier to reduce your bills than it is to make more money. […]

15 Theme Ideas for a Memorable Halloween Party

Whether or not you consider yourself a creative person, you can throw a memorable Halloween bash without too much fuss. Choosing a theme is one way to make your party unique, and your guests will appreciate not having to think too much about their costumes. […]

Ain’t-Trepreneurs

Surf the web or browse popular magazines and newspapers, and you’ll find lots of insights about the opportunities and risks of being your own boss. But given the sky-high rate of small business failure, there can never be too much written on the topic. I’m no Steve Jobs, but I believe I’ve got something to say on the matter. […]

Best Money Tips: Ways for Kids to Save Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways for kids to save money, improving your life, and ways you could be sabotaging your retirement. Top 5 Articles 5 Easy Ways for Kids to Save Money — One good way for kids to save money is to have their parents open a savings account for them. […]

5 Unexpected Uses for Oats

After months of waiting, oatmeal season has finally arrived. It’s a fall and winter breakfast staple at our house, and the sight of pumpkins on porches heralds the coming of maple-and-brown-sugar madness. But there are also scores of amazing and unexpected uses for this cereal grain. Here’s a look at a few. […]

Economic Lessons from Chess

The following is a guest post from Marotta Wealth Management. FYI, I (FMF) LOVE playing chess, so I especially like this topic. ;-)I love strategy games. Many people dismiss games as a waste of time. But at their best they teach principles of cause and effect that we can use as paradigms for real life. Of course, some games are better than others. […]

What To Do If Your Big Bank Gets A Buyout Proposal

As bank customers, most of us would like to know what to do if our bank gets acquired or fails. What can we expect if our bank gets bought out? Some years ago, Washington Mutual was known for online banking products such as a savings account that offered a high yield for linking with a [...]What To Do If Your Big Bank Gets A Buyout Proposal Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Join Our Tweetchat on Thu 10/20, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Frugal Halloween Party Ideas. Learn about saving on food and drinks, scoring an awesome costume without breaking the bank, and saving on treats for trick-or-treaters. […]

Saving Pennies or Dollars? VoIP Options Versus a Landline

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

5 Psychological Hacks to Boost Your Bottom Line

Link:  http://www.openforum.com/articles/5-psychological-hacks-to-boost-your-bottom-lin... ShareThisIn his book, The Happiness Advantage, Sean Achor outlines positive psychological principles and tactics that increase performance at work. […]

The 11 Laws of Likability

We've talked a bit about how you need to be likable to get ahead in your career and even listed characteristics that some "experts" think make people more likable. Well now a new book weighs in with its thoughts. In fact, the whole book is about being likable and the resulting benefits of it. The title kinda says it all: The 11 Laws of Likability: Relationship Networking . . . […]

3 Ways to Revive Burned Out Employees

Link:  http://www.openforum.com/articles/3-ways-to-revive-burned-out-employees ShareThisIt’s easy to miss signs that your employees are getting burned out—especially if the economy has left you battle-fatigued, too. But chances are, there are people on your team who are losing steam, g […]

5 Fall Maintenance Jobs That Will Save Money Later

The leaves are turning, the pumpkins are carved, the cider is pouring and the cool smell of Fall is in the air. […]