Five Expenses You Won't Have in Retirement

You've probably heard it said that during retirement you'll need roughly 80% of your pre-retirement income. This line of thinking has two inherent assumptions: 1. What you make while you work is fairly close to what you need/spend.2. There will be certain expenses you have now that will go away during retirement. […]

If You Get a Rebate Form, Fill It Out Immediately (142/365)

I think mail-in rebates are a pretty brilliant idea – for the company, anyway. According to most reports I’ve read, the majority of them are never filled out, which means the company keeps the money. Let’s spell that out in a real world example. The last time I traded in my cell phone, the store was loaded with phones. […]

Maryland State Income Tax Increase

I don’t usually write about specific state by state tax issues but since I live in Maryland, I hope you’ll indulge me a little as I chew through the recent news that the Maryland Assembly approved a budget bill that would raise $260+ million in income taxes. […]

Get 100k Bonus Miles from British Airways

Remember a year ago when you could get 100k bonus miles for signing up for the Chase British Airways card? Well, that deal is back, but only for a limited time. As I understand it, you have until June 7th to take advantage of this bonus. Here’s the deal: Start by applying for the card. Once approved, you’ll receive 50k bonus miles (Avios points) after making your first transaction. […]

How Much Do I Need to Retire?

One of the most pressing questions many people ask is this: How much do I need to retire? This questions haunts many people. […]

A Financial Literacy Program for Kids, With Corporate Sponsorship

The best place to learn solid financial behavior is at home. Although a kid’s environment at school and among peers is important in his or her development, the biggest influence on a growing child’s set of values is the behavior of the parents. […]

Disposing of Old Papers in Bulk

A few days ago, I spent some time cleaning out a closet in our house that was mostly full of unnecessary stuff. I wound up recycling the vast majority of the contents of the closet and ended up giving away many of the other things I found in there. One of the items I was left with after cleaning out this closet was a box full of older financial papers. […]

The Ultimate Guide to Credit Card Concierge Services

Have you ever wanted someone else to take over some of your more complicated responsibilities? Long gone are the days when you would have a butler to take care of everyday needs. Nowadays, if you have certain credit cards, you can simply call your credit card company and have them do quite a variety of different tasks for you. […]

Nutella Class Action Settlement

If you didn’t think we lived in an overly litigious society, you will after reading this article. Apparently Nutella (Ferraro) had been advertising itself as a healthy spread (specifically, that it is a “healthy, balanced and nutritious product”) and that claim upset Laura Rude-Barbato, mother of three, and Athena Hohenberg, mother of one, enough that they sued Nutella. […]

Thinking Outside the Lunchbox: Brown-Bagging Without Boredom

This post is from GRS staff writer Donna Freedman. Donna writes the Frugal Cool blog for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. A few years ago I challenged MSN Money readers to carry their lunches two to three times a week for a month, and then figure out what they’d saved. The most common reaction? Shock. The most common refrain? […]

Ask the Readers: Are You Planning a Summer Vacation?

Summer is right around the corner! The kids will be out of school, the weather will be gorgeous, and people are starting to make travel plans. Summer tends to be one of the best times for families to get out of town and have quality family time. […]

Sock It to Me: 15 Uses for Old Socks

As sure as the sun will rise tomorrow, so too will the dryer eat one of your socks. What can you do with the lonely leftover? Of course you can make a puppet — but if you’re not nine years old, these ideas will suit you better. (See also: 15 Ways to Recycle and Reuse Old T-shirts) 1. Make a Potpourri Bundle Want your undies to have the fresh scent of apples and cinnamon? […]

When to Use Income Based Repayment

I paid off the tiny amount of undergraduate student loans I took out quickly — within a few years of graduating. And then I went to business school, where we all mutually assume we’ll make crazy money afterward, so who cares about a few student loans? And at first, I was on plan, and started paying back $400 or $500 or $800 whatever it was each month. […]

3 Life Lessons I've Learned Since Becoming a Parent

The past few months have been a blur as my husband and I welcomed our first child into our lives. Between 3 a.m. feedings, poopy diapers, walking and rocking the baby, and trying to fit a shower into my day, the parenting learning curve has been a steep one. […]

Best Money Tips: Controversial Moves That Will Save You Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on controversial moves that will save you money, saving on your grocery bill, and creating a budget. Top 5 Articles 6 Controversial Moves That Will Save You Money — Dumpster diving and not attending college will save you money. […]

City Shopping: Finding Your New Frugal Home

Living frugally means more than paying attention to the small details of our financial lives. Sometimes the broad brushstrokes we make can affect our lifestyles more than anything else. People seldom talk about how the place we choose to live can add to — or detract from — our frugal goals. […]

Small Choices Can Lead to Big Gains

When we look at what's needed to become wealthy, the big-picture view can be absolutely daunting. How can anyone hope to accumulate millions for retirement while also saving for college, raising a family, and attempting to get a bit of enjoyment out of life? It seems like an impossible task.But the truth is it's not impossible. […]

Check for Discontinued/Floor Models (141/365)

When you go shopping for many items, from DVD players to vacuum cleaners, you’ll often see that the model is available for you to look at and (often) to try out. I’ve certainly browsed through the menus of DVD players at electronic stores, opened the doors on washing machines at appliance stores, and played with an iPad at our local warehouse club. […]

Where Can I Get the Best Price for my Used Books?

During the first six months of 2012, my wife and my sister have challenged each other to an contest. The person that sells their unused space-takers from around the house for the most, wins a free spa day from the other. As frugal as I tend to be, I’ve never had much use for EBay but I’ve sold my fair share of books online. […]