Why Your Big New Year's Resolutions Are Pointless

New Year's Resolutions — they're dumb. Yeah, I said it. What, you don't think so? You're wrong. Sometimes I think that the idea of a "New Year's Resolution" was invented by the media to have something fluffy to write about during the dead week between December 25 and January 1. […]

How Simplifying Your Accounts Can Improve Your Finances

With a sign up bonus here and a positive referral there, it can be easy to amass a small army of financial accounts. But if you start simplifying and closing the accounts you don't use often, the benefits can be substantial. […]

Best Money Tips: Get Rid of Unwanted Gifts

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on getting rid of unwanted gifts, New Year's Eve party ideas, and signs you may want to quit your job. Top 5 Articles The Art of Getting Rid of Unwanted Gifts — Have an unwanted gift you want to get rid of? Freecycle it! […]

10 Spa Treatments You Can Do at Home

One of the worst things about tightening your budget is giving up the little things. Spa treatments are definitely little things with a cost that adds up quickly. Fortunately, you can give yourself a number of spa treatments from the comfort of your home at a fraction of the price. […]

What If I Lost My Career? Envision, then Act, Part 1

The following is an excerpt from the book When Life Strikes: Weathering Financial Storms by Cal Brown, CFP, MST. The excerpt is a digitally scanned reproduction of text from print. Although this excerpt has been proofread, occasional errors may appear due to the scanning process. Please refer to the finished book for accuracy. […]

Do You Regift?

Now that we all have been barraged with the annual trading of presents, including some we probably don't like, I think it's the perfect time to talk about regifting. Smart Money has an interview with Daniel Post-Senning, great-great grandson of etiquette maven Emily Post. They ask him about regifting -- and if it's appropriate. […]

2012 Resolution #1: Get Fit the Right Way

For the rest of this week, I’m going to discuss the goals I’m setting for 2012 and the plans I have for achieving them. A few months ago, when I was feeling particularly frustrated about the failings of my fitness goals, I scheduled an appointment with a personal trainer. I really do not like the idea of a “coach” to motivate my workouts or anything like that. […]

Shopping at After-Christmas Sales

One of the best times to find good deals is during the after-Christmas sales. There are a number of retailers that offer sales after Christmas Day. Indeed, starting on the 26th, there will be plenty of good deals to be had. It can be an especially good time to stock up on what you need for next year. […]

Kids & Money: Deciding When to Stop Paying Allowance

One of the ways that many parents teach their children money management skills is by paying an allowance. An allowance, whether a true allowance or payment for chores, provides your children with their own money to manage. The idea is to provide children with a way to develop good money habits from a young age. At some point, though, it is no longer necessary for you to pay children an allowance. […]

Help a Reader: Getting Out of Debt

Here's an email I recently received from a reader: I divorced about two years ago and am now about $20,000 in debt.  This is $10,000 for a car loan and a little under $10,000 for credit cards. […]

Health Insurance Open Enrollment: Tips For Choosing Plans

Once a year, employees get the chance to evaluate and choose their health care options for the following year — a practice referred to as annual open enrollment. If only one spouse is employed outside the home, or if both work for the same employer, the choice can be simple. […]

Quit Quashing the Quirky: Support Small Businesses

Years ago, I was assigned to write a series of Chicago Tribune articles set in Princeton, IL, the historic Bureau County seat that grew up along U.S. Rt. […]

The Motivation to Improve One’s Situation

One of the most common issues that I get asked about is how someone can convince someone else that they care about to care more about their finances and life situation. My answer to them, for the most part, is that they can’t make someone care about something they don’t care about. […]

Thanks for Your Support!!!

Just wanted to say a BIG THANK YOU to those who gave to the FMF $20k Red Kettle Challenge over the last month and a half. The challenge is now over and I made the last matching gift this morning as promised. We raised $13,636 from 53 people to help the less fortunate be fed, clothed, and cared for. Thank you so much for your kindness and generosity!!! […]

7 Ways to Reduce Your Holiday Travel Costs

With the holidays upon us, travel is probably on your mind or you may already be in the middle of your holiday travels. You may have family in another state or country or may finally have time off from work to actually take a vacation. No matter what the reason, you’ll want to get to your destination as cheaply as possible. […]

New Year’s Resolutions Help Even If You Don’t Keep Them

As the year draws to a close, I plan to take some time to evaluate the progression of my life, including my finances, against my goals and resolutions for 2011. I reached some goals while missing others. There are many reasons people don’t keep new year’s resolutions, and I’m not any different. In one recent survey, only 15 percent of those who made resolutions have kept them. […]

Everything You Need to Know about Using Credit Card Bonuses for Free Travel

The following guest post is by Craig Ford. Craig blogs at Help Me Travel Cheap where he helps newbies turn credit card sign-up bonuses into free travel. To entice you to sign up for a credit card most credit card companies offer a sign-up bonus. The sign-up bonus is the life blood for a growing population of American travelers. […]

Book Review: Scammed by Christopher Elliott

Scammed is a book that will teach you two things: Educate you on the “scams” and “Scams” of the world, Teach you how to get better service and better deals. According to author Christopher Elliott, a consumer advocate, lowercase scams are those scams that are obvious to the naked eye once you cut through the deception. […]

Ask the Readers: What Are You Most Looking Forward to in 2012?

2012 is less than a week away! Chances are you are busy making plans for new years, reflecting on all the major events of this past year, and getting excited for what 2012 has to bring! What are you must looking forward to in 2012? Do you have a big trip planned? Are you getting married? […]

How to Get Rid of and Avoid Late Fees

Here’s a quiz — other than a catastrophic financial event, like a bankruptcy or foreclosure, what financial activity is most damaging to your credit score? If you chose, “Paying your bills late,” you’re right. Of the five main factors that impact your credit score, your on-time payment record carries the most weight. […]