What to Buy and Not Buy at Warehouse Stores

Kiplinger does a "deal or no deal" piece on what you should and shouldn't buy at warehouse (or club) stores. Their thoughts: Caskets: DEAL Beer: DEAL Diamonds: NO DEAL Designer watches: DEAL Televisions: DEAL Tires: DEAL Appliances: NO DEAL Here's my take on these: Caskets -- Is it just me or does it seem strange to buy a casket at a club store? […]

How To Measure Investment Volatility: Capital Asset Pricing Model & Beta

We often hear about stocks being volatile and risky. But what does it really mean? Let’s take a look at how it’s all measured. “Volatile” is what you’d probably describe someone with a short fuse or a volcano waiting to erupt, but it’s also a financial term that helps us describe stocks. […]

Mortgage Payoff Progress For June With Chart

In February of 2010 my wife and I purchased our very first home.  We have a conventional 15-year mortgage and our plan is to pay it off in less than 10 years.  Our stretch goal is to pay it off in less than 7. As of June 27, 2011, we have made 16 regular mortgage payments – and several, additional, principal-only payments. When I posted February’s update, we had paid off 5.72% of our mortgage debt […]

Why Should I Hurry to Pay Off Low Interest Debts?

Quite often, when I write answers to reader mailbag questions, I encourage people to keep pushing hard against their debts no matter the interest rate. Almost everyone agrees that it makes sense to rapidly pay off the 15% debts, but I’ll often get a lot of disagreement about the 3% debts. People will often ask why they should hurry to pay off a 3% debt. […]

Unplug Your Cable Box to Save Money

Set-top boxes continuously run in homes who have them. Cable boxes, satellite boxes, and digital video recorders (DVRs) are designed to constantly remain on, even while no one in the household is home. According to the National Resources Defense Council, these devices cost $3 billion to run every year, and $2 billion of that cost is incurred while the boxes are not being used. […]

Giving Insights from a Fundraising Professional

I recently asked if giving to a charity via credit card was a good idea or not. One reader, a professional fundraiser, chimed in with some GREAT thoughts -- not only on this specific issue but on giving in general. The comments were so impressive that I wanted to run them as a post to make sure all FMF readers could see them. […]

Chase Freedom Visa – $200 Bonus Cashback Promotion

I am happy to officially announce the end of the credit crisis. A few years ago, when the credit crisis reared its nasty head, the number of credit card promotions understandably plummeted. […]

Biking vs. Driving Calculator

For the past two months, I’ve been conducting an informal experiment. Spurred by the high cost of gas — $4 per gallon to fill my Mini!?! — I decided to use alternate transportation: my feet. In May, I walked over 200 miles. In June, I’ve walked less but biked more. Walking and biking takes more time, it’s true, but not as much as I’d feared. […]

Capital One Venture Card 25k Mile Signup Bonus

Back in March, I shared a killer deal from the Capital One Venture Card. In short, they were matching up to 100k of your miles if you applied for their card and spent $1k within the first three months. […]

Finances in 55 Seconds: Check Beneficiary Designations

When it comes to what you want done with your money after you’re gone, it’s important to consider an estate plan. Estate planning is an essential part of making sure your money goes where you want it to. […]

Working Longer to Afford Retirement?

You’ve likely heard that, due to meager retirement savings, many working Americans will have to delay retirement. […]

How Many Hours Do and Should You Work?

Fortune asks how many hours per week you should work. They put the issue this way: Is there a weekly hour sweet spot? It's a tricky question. One hour per week is too little to do a job well, and 168 -- the total number of hours in a week -- isn't right either. […]

The Art and Science of Dumpster Diving

Get Free Stuff From the Trash A few years ago, I got my hands on a book written by John Hoffman called The Art and Science of Dumpster Diving.  It literally changed my life.  In the past, I was very secretive about my dumpster diving.  Now, I am more apt to share my finds with other people, especially if they’re something worth talking about. I have reclaimed furniture, clothing, books, jewelry, k […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Sorry…I Recycle For The Money. Enjoy! […]

Reader Mailbag: The Band

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Student loans and retirement 2. Being a frugality mentor 3. Food shortages 4. Selling unused items 5. International transitions 6. 2011 versus 1980 7. Annuity rollover? 8. Establishing a budget 9. Wedding registry ideas 10. […]

$300,000 on Credit Cards and an 815 FICO Score

The choice to use credit cards tends to be more personal than financial. While credit card use can be the gateway to a lifetime buried in debt, it doesn’t have to be. Most people are Type A credit card users. Type A credit card users see credit cards as a tool for buying anything for which cash might not be available. […]

Bitcoins: Rare Opportunity to Watch Currency Evolve

Bitcoin is a type of virtual currency that has been getting a lot of attention lately. I first read about it a few weeks ago (from some post I can’t find anymore on Reddit) and was amazed at how quickly it was being accepted. It’s billed as a “peer to peer currency” and as such there is no central bank or authority that issues currency or tracks the transactions. […]

Defining Your Financial Future

This is a guest post from Kent Thune. Thune urges readers to place meaning and purpose before money and planning at his blog, The Financial Philosopher. For better or worse, language has a significant influences on who we are and what we do in life. What, for example, is the definition of the word retirement? How has this shaped your life? More importantly, is this definition yours? […]

25 Great Movies About Money

When I first started researching this article, I figured I’d find a dozen decent movies based on money. I was wrong. There are hundreds of films out there with money at the core, and why not? Money makes the world go around, after all. […]

Clipped Wings: Can Consumers Fix Air Travel?

For me, it begins about two days before a flight — that mild anxiety that only modern air travel can inspire. It’s a restlessness born of the knowledge that in a matter of days, my intricately laid travel plans will surely begin to unravel. […]