Which Type of Life Insurance is Best for You?

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They list four considerations to determining which type of life insurance (term or cash value) is best for you as follows: How long you'll need the coverage. If your life insurance needs will decline at some point, term is probably better. […]

Help a Reporter: How to Change Money-Costing Habits?

By Will Chen Would you like to see your name or blog mentioned on a nationally syndicated newspaper column? Columnist Sharon Rosenberg is looking for tips on how to change money-costing habits.  Drop by the forum to answer her question for a chance to to share your tip with the world! […]

Daily Links: Hermit Mode Edition

I’m in full-on hermit mode for the next few days. Kris is out of town — on a road-trip with friends — and I’m devoting every waking hour to my book. (Well, I’ll walk the marathon on Sunday, but aside from that…) It’s actually kind of fun to dedicate myself to a single project for a prolonged period of time. […]

HERmail.net: Connecting Female Travelers and Mentors Around the World

By Nora Dunn “Where – oh where – can I get a decent haircut in Mumbai”? You just may find the answer to this question via HERmail.net. I recently discovered an amazing service for female travelers to connect with women who live in the country they plan to visit. […]

How the Traditional “Rules” of Frugal Living Often Vastly Undervalue Time

A few weeks ago, I met up with an old friend of mine who reads The Simple Dollar. After a bit of catching up, he started criticizing me on my purchase of a Prius. “You’re basically throwing your money away there,” he told me. […]

Why You Might Need Umbrella Insurance

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They talk about why we all might need umbrella insurance as follows: Here are some frightening scenarios: Your new-driver daughter borrows your car and promptly rear-ends a Bentley. […]

Cheapest S&P 500 Index Funds

If you own an index fund and you’re paying an expense ratio greater than 0.35%, you’re getting ripped off. […]

Tradeking $50 New Account Promotion

TradeKing has once again revived it’s $50 new account promotion bonus for the month of October. From October 1st through the 31st, open an account, deposit $2,500, and make one trade – then you’ll be give the $50 account bonus. […]

TradeMonster Review: Investment Broker For The Active Trader

To round off our coverage of best online brokers, I’ve decided to check out TradeMonster, a new discount broker that was founded by professional investors who’ve been involved in the market intelligence business in recent years. […]

Downgrade Your Expenses

How many fixed expenses do you have each month? We have about half a dozen – mortgage, utilities, cable & internet, Netflix, insurance, and the gym. Of those, three are mostly non-negotiable (mortgage, utilities, insurance). […]

Best Deals For Thursday 10/1/09

By Lynn Truong Today's WISEBUY. Dillard's Extra 40% Off Clearance Items Dillard's cuts an extra 40% off markdown items in all departments. Get the Liz Claiborne Small Tote for just $28.44, down from $158! Shipping starts at $5.95. Sale ends 10/4. My Mom Thinks I'm Cool T-Shirt $7.99 Does your mom think you're cool? Let everyone know. […]

Changes in Estate Tax Law Affect When People Die

Between March 1917 and January 1984, there have been thirteen major changes in the rules for the estate tax, a tax paid by heirs for wealth inherited. Of these thirteen changes, eight were tax increases and five were tax decreases. […]

Asking for Discount Nets Guy $40k

We've talked a lot about how asking for a discount can save us all a bundle of money (and, yes, you can ask at a chain store too). But those suggestions revolved around shopping experiences -- when you were trying to buy something and wanted a cheaper price. […]

3 Alternative "Investments" for Long Term Enjoyment and Appreciation

By Xin Lu When it comes to investments, the most popular asset classes are stocks, bonds, and real estate. However, in the recent economic turmoil many people are looking for alternative investments to maintain the value of their assets. […]

Menu Planning Backwards and Forwards

By Anne Louise Bannon We all know it saves time and money to plan a weekly dinner menu. It's easier to resist impulse buys at the market. You can get to the actual cooking sooner when you don't have to spend time figuring out what you're going to make, then see if you have the ingredients, then (if you're like me) figure it out again because you don't have the ingredients. […]

How Does The Simple Dollar Earn Money? Some Notes on Do-It-Yourself Self-Employment

After some positive response to yesterday’s comments about an article explaining how I earn an income from The Simple Dollar, I decided to follow up and give the process a thorough description. Enjoy! Quite often, when I tell people that I’m a full time writer, they’re surprised. […]

5 Ways to Live Better Without Spending More

By Philip Brewer The most simple-minded measure of your standard of living is how much money you spend: spending more equals living better. Reality is more complex. […]


“Happiness is the meaning and the purpose of life, the whole aim and end of human existence.” — Aristotle For a long time, I was unhappy. I used to think that this was because of my overwhelming debt. I believed that if I were debt-free, happiness would come to me. It didn’t. After I paid off my consumer debt, I was still unhappy. “Maybe it’s my job,” I thought. […]

Use Billpay To Get A Voided Check

How often do you use checks? Most of the time, it’s to set up a direct deposit right? […]

Be Financially Proactive

Before I got married, I was never really vocal about problems I had with companies. If the food I ordered at a restaurant was the wrong order, I usually wouldn’t say anything. If I had extra fees in my checking account at the end of the month, I’d chalk it up to coincidence and think it wouldn’t happen again. […]