Beyond Debt-Free: Getting By in the New Economy

For most Americans, the pinnacle of financial independence centers on some vague notion of living debt-free. This debt-free life comes either through amazing feats of financial discipline during our working years, or as a final hard-won reward in retirement. […]

Reader Mailbag: Travel

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Infant car seats 2. Roth and 403(b) questions 3. Paying off mortgage early 4. Managing a pay increase 5. Bonds owned by the deceased 6. Using bonuses 7. Depression and the reader mailbag 8. […]

Personal Finance Books are Keeping You Poor

The next time you go to a book store, take a stroll through the “Personal Finance” section. You’ll literally see hundreds of books all saying just about the same thing. Oh sure, some say it better than others, but… At the end of the day, it’s all about spending less and earning more. […]

Life After Salary: One Month Without a Paycheck

About a month ago, I celebrated my imminent departure from my former employer with a lunch with my co-workers. They’ve been spending the past few weeks trying to get through the year-end reporting period, and from what I hear, I should be glad I left when I did. […]

5 Things We Learned When Our Car Was Stolen

My family just moved cross-country. Moving is always crazy, but ours was further complicated by the fact that one of our cars, loaded down with stuff, was stolen from a hotel parking lot in Las Vegas. Over the last several weeks, we’ve waded through paperwork and spent quite a bit of time on the phone. […]

Energy Efficient Mortgages: Borrowing More to Save

As deep, dreary winter sets in, bone-rattling cold is whistling into the cracks and crevices of homes across the country.  We've been taping sheets of plastic to the windows in our Midwestern abode. […]

Cheap Solutions: Closet Organization

This post is from staff writer April Dykman. An organized closet is a practical thing to have. It saves you time in the morning, since you don’t have to dig through a sea of shoes for a sole mate. It can save you money, as well. I know I’m guilty of buying something without realizing I already owned something similar. But a major closet overhaul can be pricey. […]

Slow and Steady Saving Still Pays

The Wall Street Journal recently posted a piece noting how slow and steady saving still pays. The summary: The path toward having enough money to enjoy a comfortable retirement is a long one. And as the recent decade in the U.S. […]

Live Chat With Share Your Frugal Stories! is having a Frugal “Free”-for-All live chat tomorrow, Thursday, January 20 at 2 PM EST. We’re all invited! The topic tomorrow will be on saving tips, bargain hunting and the frugal lifestyle. […]

Snag a $20 gift card for $10

I’m a tad late to the party on this one, but if you act within the next nine hours or so, you can snag a $20 gift card for only $10 at! This is pretty rare. Unlike most other online merchants, usually doesn’t have a lot of coupons floating around.  Even rebate portal sites like Mr. […]

Join Our Tweetchat on Thu 1/20, 12pm Pacific for Chance to Win Prizes

Link for teaser title: wbchat-logo250.jpg Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! […]

Open a Yuan Bank Account in New York or Los Angeles

If you visit the Bank of China’s branches in New York or Los Angeles and bring two forms of identification and your cash, you have the opportunity to open a savings or money market account denominated in yuan (renminbi), the currency of China. […]

GRS Housekeeping: Comments, Follow-Ups, and Tweetchats

It’s a busy week for me. I’ve been writing and editing like mad, trying to prepare for my upcoming trip to South Africa. Things are going well, but there’s still lots more work to do. In the meantime, I realized there are a handful of housekeeping points I need to mention: I’ve changed how I’m responding to comments. I’ve begun to reply “in-line” (for lack of a better term), when I have time. […]

A New Opportunity: Donating to Charity from Your IRA

The following is a guest post from Marotta Asset Management. Congress has reinstated the ability to donate to a charity directly from your IRA without any tax penalty. You may benefit from this provision if you fit the right criteria. The IRS normally collects tax every time you withdraw funds from your IRA. […]

$20 Amazon Gift Card for $10 from Living Social

Well here’s a stupidly good deal that you really can’t pass up on (especially if you’re going to buy something at Amazon in the near future). is having a nation-wide deal on a $20 Amazon gift card, 50% off for $10. The deal started a couple of hours ago and went from 50,000 takers, to 200,000 to the now incredible 740,000 sign-ups (as of time of writing). […]

The Lifestyle You Want

For the first time in quite a while, I was watching a live program on television, meaning I couldn’t just skip the commercial breaks if I so chose. […]

New 0% Balance Transfers from Discover

It seems like it’s been a long time since we’ve had good news on the 0% balance transfer credit card front, but here we go… Discover has a couple of new balance transfer offers for those that are looking to transfer their balance and get a break from their interest payments. Discover More: 0% for 24 months One of the biggest changes that occurred when credit card issuers started tightening their […]

Discover More Card No Balance Transfer Fee Offer, 0% APR

In my review of the best credit cards for 2012, I lamented the fact that for the most part, no credit cards waive balance transfer fees in their introductory offers. In years gone by, some cards offered no-fee 0% APR introductory offers on balance transfers, and offers like these can, if used properly, go a long way to save customers lots of money while climbing out of debt. […]

Kiplinger & NAPFA: Free Retirement Advice on Jan 21st, Jan 25th 2011

Every year for the last ten years, the National Association of Personal Financial Advisors and Kiplinger’s team up to hold Jump-Start Your Retirement Plan Days where they give free advice to anyone willing to call their 800 number or visit their website. This year, the two free days are this Friday January 21st and next Tuesday January 25th. […]