The Simple Dollar Time Machine: June 19, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

What Social Security Pays and When

Here's a GREAT piece from Vanguard that lists: How your age and birth date affect your benefits (what you get at various ages depending on when you were born) If you will lose benefits if you keep working (and how much you'll lose) Other factors you should consider (Your current health and family's longevity history, plans for you and/or your spouse to continue working while collecting […]

Star Money Articles and Carnivals for the Week of June 14

Here are some of the carnivals Free Money Finance was in this week and my posts that were included: Festival of Frugality - How to Save on Food While Traveling  Carnival of Personal Finance - Avoid the "Ring-of-Fire" Countries  Cavalcade of Risk - The Eight Money Ratios, Part 4 Enjoy! P.S. […]

How to Buy Organic Food and Eat Well for Less Money

Great tips on buying organic food at a lower cost. The organic food market has become huge in the past five years. […]

Summer Meal Series #3: Skillet Cilantro-Lime Chicken Fajitas and “Poor Man’s” Spanish Rice

This summer, I’m going to be posting a series of fifteen low-cost, tasty, and easy-to-prepare meals that are literally straight from my own kitchen. One of my favorite ways to start a great meal is to look at the grocery store flyers. This week, for example, I noticed that one of the grocery stores I regularly shop at had both chicken breasts and small soft tortilla shells on sale. […]

Applying for an AmEx Delta SkyMiles Credit Card

We’re in the midst of some travel planning, and have decided to pull the trigger and apply for an American Express Platinum Delta SkyMiles card. Why? Several reasons… Baggage fees. As I noted about six weeks ago, Delta is now waiving their baggage fees for AmEx Delta cardholders. When we take long trips as a family, it’s not uncommon to check four bags (for the six of us). […]

Smithee Debt Update, Mid-June 2010

Happy Friday. It’s been about a month since my last credit card debt update, and I’m pleased to report that I’m still committed, and the plan continues to work. […]

Using Automated Reminders to Save Money and Reduce Stress

As life has gotten busier and busier, I’ve had an increasingly hard time keeping track of the many deadlines and due dates that I run across in daily life. Depending on the context, this has the potential to result in late fees, embarrassment, etc. I’ve thus become increasingly dependent on automated reminders to keep things on track. […]

Dress Yourself For Free: How to Host A Clothing Swap

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at I spend almost nothing on clothes. According to Mint, I’ve spent $199.50 to clothe my family of five this year. They say the average U.S. household has spent $1258.62. […]

Getting Things Done: Getting “In” to Empty

This is the sixth entry in a fourteen part series discussing the time management classic Getting Things Done by David Allen. New entries in this series will appear on Tuesday afternoons and Friday mornings through July 16. Last time, we focused on going through your mind, your home, and your workspace to collect together all of the loose ends and undone things in your life. […]

Friday Finance Findings for June 18th

Can you believe how low mortgage rates are these days? I was looking yesterday and was shocked to see rates well under 5% in some cases. That’s crazy. I remember last year when we got a 5.25% rate we thought that was pretty good considering our last mortgage was close to 7%, but what can you do? […]

Sales Tax Holidays, 2011

For several years, many states offer sales tax holidays, several dates set aside during which merchants will not charge customers sales tax. Each year, the dates and the participating states change. I’ve updated this list for 2011 as we’re approach the back-to-school shopping season. […]

How to Agree without Compromise

June is a popular month for weddings. During this time, many couples will probably hear that compromise is the key to a healthy relationship. I disagree. When my husband and I got married more than 25 years ago, we talked about compromise. […]

Your Take: OK to Lie About Previous Salary in Interviews?

This post about “a little white lie in salary negotiation” sparked a bit of a heated debate in the Daily Worth community (I discovered it through a post on the New York Times Bucks blog). The original post said: I’d found a position I liked and applied for it. The recruiter asked for my current salary. Let’s just say I inflated the figure—and told her I was earning $5,000 more than I was. […]

I'd Be Kicking Myself if This Happened to Me

Here's an NPR story about Warren Buffett's son Peter who inherited $90,000 in Berkshire Hathaway stock when he turned 19. It's been long documented and discussed that Buffett has decided not to leave his great wealth to his kids. Besides, the $90k is from Peter's grandfather, not his father. The grandfather left the family a farm upon his death. […]

Are You Ready For A Social Security System Overhaul?

I don’t know about you, but I’m beginning to wonder about belonging to the sandwich generation. Not only am I taking care of my kids, but also my aging parents. And we’re all seeing less and less of our paychecks thanks to an ever increasing deficit in the funds pool for Social Security, among other things. […]

Living “The Simple Dollar”

As many of you know, my new book, The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams is due to be released at the end of this month and should be available in bookstores all over the United States in early July. […]

Help a Reader: Buying Cash Value Insurance

Here's an email I recently received from a reader: I am being advised to use cash value insurance to help fund my retirement by my financial adviser. I have always heard that I should stay way from cash value insurance. […]

Free Checking Designed to Generate Fee Income

Nearly three years ago, I talked about how free checking isn’t really free because you are earning 0% interest on your money there. […]