Ally Bank Buying ING Direct?

While I was on the Amtrak train to New York for a business meeting yesterday, I tweeted news that Ally Financial was in talks to buy ING Direct. […]

Emergency Savings: When it Rains, it Pours

Have you ever had “one of those weeks”? Well, I’m having one right now… Within the past week, we discovered that our minivan needs major repairs, and I also learned that I need some major dental work. The grand total will wind up being close to $4k, though our dental insurance should knock that back a bit. Shifting gears For starters, we drive a 2004 Odyssey with roughly 125k miles on it. […]

TrueEarnings Card from Costco and American Express Review

In 2009, Congress passed enacted laws that require credit card issuers to be more direct with their terms and conditions. Companies can no longer get away with double-cycle billing and hidden fees, which were costing customers millions of dollars every year. There are still a few items found in the fine print that customers often aren’t aware of. […]

Don’t Hesitate to Report a Credit Card as Stolen

While I don’t own a Playstation 3, I have been following the recent news of the Playstation Network being hacked and personal information being stolen, including credit card numbers. […]

Breakfast on the Fly — and on the Cheap

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money. She also writes about frugality, intentional living, and life in general at her own blog, Surviving And Thriving. Everybody talks about the cost of lunches out. But what about breakfast? […]

Stop Slouching! 5 Ways to Improve Your Posture

Forget the start of barbecue season. The month of May is all about bad backs and slouched shoulders. At least, that's the hope of chiropractic organizations, which have pushed to rechristen May as "National Correct Posture Month." Doesn't have a springtime ring to it, but the reality is that scores of Americans exhibit poor posture, which c […]

How to Make Your Own Popcorn

Addictive, fluffy, and crunchy, popcorn is, dare I say it...? The perfect snack. We already know that it makes for great movie noshing. But popcorn can also be one of the healthiest snacks you can make, with three cups of air-popped popcorn coming in at around 90 calories. […]

May 11 Giveaway: $100 and Pay Off Debt App

Giveaway May has been wildly successful so far. Every weekday during this month, I’ve been giving away gift cards and other prizes, and this is going to continue until the end of May. Yesterday’s Kindle was a popular item, but I’ll continue offering valuable prizes every day, including some surprises to come. Today’s giveaway is sponsored by the Pay Off Debt App. […]

Best Money Tips: Beat Rising Travel Costs

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on beating rising summer travel costs, what high schoolers should know about money, and how to get your first credit card. Top 5 Articles How to Beat Rising Summer Travel Costs — Don't let travel costs get the best of you this summer. […]

Health Insurance for Those Retiring Early

If you're contemplating early semi-retirement or simply complete retirement early, there are a few vital elements you need to have in place before you can proceed. Obviously you need to have enough saved (along with any income you may generate) before you can retire and this is usually the issue we most discuss and plan for. […]

The Second Job Paradox

Amy writes in: I’ve been a paralegal with the same law firm for four years. I love the job and the work that I do. I feel like I’m genuinely helping people. In October, my boyfriend and I sat down and looked at our finances as you suggested. […]

Crazy Money, Stupid Money

The following is an excerpt (Chapter 1) from Money Makes Me Crazy! A Prescription for Money Sanity. Has this ever happened to you? Things are going great then out of nowhere you realize that you are going to run out of money before you run out of month? When you check your bank balance you wonder where all your money went. And when you try to remember what you bought you don’t have a clue. […]

How to Save Big on Big Family Vacations

They eat more. They laugh more. Big families are a blessing to those parents who are fortunate enough to have them, but the bill associated with taking them anywhere (especially on vacation) can be shocking. […]

Kids and Money: Teaching Elementary-Age Children

It is vital that you get your kids started early when it comes to learning about money. The earlier you start, the more likely it is that they will grow up to make good financial decisions. You can teach children of almost any age about money. […]

Ally Bank to Buy ING Direct?

According to the New York Post, Ally Financial (the parent company of Ally Bank) is in talks to buy ING Direct. Ally is reportedly making this move in hopes of boosting their deposit base as they wind down their troubled mortgage assets. Discussions regarding this acquisition are apparently “far along,” and rumor has it that the sale of ING Direct could fetch as much as $10B. What do you think? […]

Ally Bank in Talks to Buy ING Direct

A little less than eighteen months ago, I mentioned that ING Direct was scheduled to be sold off. The online bank’s parent company, ING Group, received taxpayer assistance. […]

Why You're Not Getting Hired

US News lists nine reasons why you're not getting hired as follows: 1. Your resume is not targeted.2. Your resume is about your past, not your future.3. The cover letter conundrum: either you’re not sending targeted cover letters or you’re relying on cover letters to make your case. 4. You’re not looking for the right job.5. Job boards are your primary job search tools.6. […]

Being Financially Prepared for a Disaster

Disasters happen. There’s simply no way around it, and most of the time there’s nothing we can do about them. And most disasters are extremely rare, so this makes for a devastating combination. But look no further than early 2011 and see that disasters can and do happen, and can affect millions of people. […]

How We Cut Our Energy Bill By an Average of 30 Percent

It’s simple. We opened our windows in all seasons. Yep, even the winter. For the past year, every time the temperature outside is between 50 F and 85 F, we simply just open up the windows and turn off both the internal heating and cooling. […]

When is a Reverse Mortgage a Good Idea?

This is a guest post from Lisa White. For senior homeowners needing some extra cash, it’s sometimes better to look backwards instead of forwards – with their mortgage, that is. Reverse mortgages are not easily understood, and many who could benefit from them shy away, afraid of making a mistake. Journalists who have only a cursory understanding of the product may contribute to this. […]