Wine Online — Savings Tips for Frugal Sips

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. Since she just found out she is going to be a grandmother, expect to be bombarded with cute-baby anecdotes about seven months from now. More than one million wineries currently operate worldwide. […]

$50 TradeKing Inactivity Fee

I’ve long touted TradeKing as a great discount broker because they have low commissions ($4.95 a trade) and no account minimums. Unfortunately, there’s been a change and they will now be assessing an annual $50 inactivity fee on accounts that have a “combined household account value of less than $2,500″ or have not made a single trade in an entire year. […]

Ask the Readers: What’s the Best Gift You’ve Ever Received?

Congratulations to Olivia & Will's Fine Children's Furniture, Peggy Davis, and RazzBari for winning this week's contest! With the holiday season in full swing, gift giving is under way. Throughout the holidays, you received many gifts that you liked. But chances are there is one gift you’ve received that you absolutely loved and will always remember. What’s the best gift you’ve ever received? […]

15 Ways to Exercise in Under 5 Minutes

You've probably heard of interval (or circuit) training — it has to do with interspersing regular workouts with short, intense bouts of activity, and getting better results. Interval training can be helpful even for people who aren't highly athletic. Pressed for time? Hate going to the gym? That shouldn't keep you from engaging in basic interval training. […]

Gift Ideas for the Frugal

What do you buy for people who hate to spend money? You would think the answer is to get that designer scarf that they would never buy for themselves, but extravagance is not usually the route to a frugal heart. As a cheapskate myself, I can tell you there is nothing I love better than receiving a gift that will help me save money throughout the year. […]

Best Money Tips: Cut the Cost of Your Coffee Addiction

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on cutting the cost of your coffee addiction, what to do if your wallet gets lost, and returning gifts without hassle. Top 5 Articles Five Ways to Cut the Cost of Your Coffee Addiction — Want to cut the cost of your coffee addiction? Try signing up for rewards programs. […]

Reader Profile: BG

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Naughty and Nice Companies

Consumer Reports has looked at the shopping policies, fees charged, etc. for various companies and come out with a naughty and nice list. […]

Finding the Perfect Gift

If you’re like me, you’re still not finished with your Christmas shopping. It’s true that Kris and I are big believers in home-made gifts, and it’s also true that my family only exchanges inexpensive Christmas presents, but there are still a handful of gifts I like to shop for. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, 3 Powerful Ways To Decrease Your Financial Stress. Enjoy! […]

Personal Finance and Intuition

A few weeks ago, I was exchanging emails with a reader (who asked not to be quoted, but said I could paraphrase the conversation). She told me that she makes most of her decisions entirely on instinct and intuition and feels that this is why she often gets into financial trouble. Frankly, I agree with her conclusion. […]

Understanding Your Time Horizon & Risk Tolerance

If you spend time reading and writing like I do, you know that there is an all too familiar phrase that is found in a large amount of investment articles: “depending on your risk tolerance and time horizon.” Any time I read this I wonder why the investing community assumes that the relatively inexperienced investor has any idea what their risk tolerance or time horizon actually is. […]

The High Cost of Elder Care

As I write this, I’m sitting in the living room of my childhood home. My dad has been experiencing some fairly serious age-related health issues, so I took some time off to come home and help out for a few days. […]

Tax Audit Tips

Nearly every lives in fear of a tax audit. The truth, though, is that a very small percentage of the population is ever audited. And, of those, most people are simply asked to clarify something, or send in documentation. […]

Home Updates That Are Worth the Investment

A home is generally one of the largest assets any person has. Although many have begun to shy away from homeownership because of the costs of upkeep, owning a home can still a great way to build equity and personal net worth. […]

Paying Off Layaway Accounts at Kmart

When I first read the news about alleged Good Samaritans and Secret Santas paying off Kmart customers’ layaway accounts, the cynical side of my mind took over. What a great marketing maneuver for K-Mart. With mystery lay-off angels, they are saying, “Buy your gifts on layaway here, an action that could very well be profitable for us. […]

Are You a Financial Doer or Dreamer?

Moneyland details a TD Ameritrade survey that separates financial doers from financial dreamers. The survey identified eight sound money practices with "doers" engaging in at least five of the behaviors while "dreamers" engage in just four or fewer. […]

Reader Mailbag: The Big Christmas Run-Up

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Retiring at age 50 2. Return to work or not? 3. Handling an inheritance 4. Christmas games 5. Money and relationships 6. Housing predicament 7. Pie options 8. 40/30/30 question 9. Wanting frugal gifts 10. […]

More Homeowners Can Refinance

Thanks to some changes to the federal Home Affordable Refinance Program (HARP), more homeowners can qualify for government-endorsed refinancing. Previously, the program only offered refinancing options for households where the mortgage value was up to 97% through 125% of the home’s market value. […]

American Express & Foursquare: Spend $10, Get $10 Promotion

I only recently got an iPhone but one of my most often used apps is Foursquare. I don’t check into places because I want to become a mayor, I use it because it helps me remember where I’ve been and when. […]