Chase Freedom Categories for 2012

Most readers know that I use the Chase Freedom cash back credit card (named the best overall card by CBS Moneywatch and, if used correctly, can net you some HUGE rewards). […]

Cash Gifts vs. Gift Cards: Pros and Cons

Cold, hard cash… Or glittery gift cards? It’s an ongoing conundrum every holiday season. If you’re like me and you have a particularly challenging list of friends and relatives to buy for, this is the burning question. For those looking to choose one or the other, consider the pros and cons of both. Gift card pros Today, it’s easy to buy gift cards. […]

Reader Mailbag: Lack of Snow

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Credit card limits 2. Pest control option 3. Returning to work 4. Watching football without television 5. Hint of identity theft 6. Daytime heating and cooling 7. Value of a Kindle? 8. First budgeting steps 9. My budget 10. […]

My Future Investing Strategy

Last week I met with a Certified Financial Planner for the first time. This was a free service provided by Vanguard, so it was a good opportunity to speak to a professional about my specific situation. […]

Dollar Coin Program Ending

It looks like the dollar coin program is dead and it’ll “save” $50 million a year. They’re killing it because there are tons of dollar coins sitting in vaults and it’s a waste of space and money. Unfortunately, had we gone to dollar coins instead of constantly using dollar bills, we’d have saved even more money over the long run (GAO said $5.5 billion over 30 years). Why are the coins a failure? […]

The Gift Card Scam of 2011: Don’t Be a Victim

It’s the most wonderful time of the year…for scam artists. When the shopping craze hits us after Thanksgiving, the thieves come out in droves and this year, they are targeting one of the biggest gift items we both give and receive — gift cards. […]

The Safest Cars for Teen Drivers

When I started driving six months before turning 16 years old — with a learner’s permit — I was terrified of the roadways. Remember that scene in Clueless when Dionne accidentally exits onto the freeway and she, Cher, and Murray freak out? That was me. […]

Ask the Readers: How Can I Talk to My Parents about Money?

In many families, money is a taboo subject. It’s not something that’s discussed openly. But this weekend, as people gather to celebrate Christmas, there will be lots of opportunities to bring up the topic with parents — and other loved ones. But how do you do it? That’s what Sean wants to know. He feels it’s important to understand his parents’ finances, but they’re not willing to share. […]

Best Money Tips: Make Christmas Shopping Simple

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on making Christmas shopping simple, financial moves to consider for 2012, and mythbusting extreme couponing. Top 5 Articles Make Christmas Shopping Simple — Make Christmas shopping easy this year by finding a hobby you can give away. […]

Ideas for Staying Busy in Retirement

One of the key questions we all need to answer about retirement is "what will we do with the extra time?" I've offered some thoughts on what I think I'll do when I retire but this list from US News helped me add a few options. […]

Join Our Tweetchat on Thu 12/22, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Holiday Giving. Learn about getting the best deals when shopping, giving to charity, and creating a shopping budget. […]

Be Nice to Make and Save Money

Smart Money has an interview with Daniel Post-Senning, great-great grandson of etiquette maven Emily Post. He says that by simply being nice you can both make more money and save money. A couple examples: People will want to work with you if you treat them with dignity, honesty and respect. I cultivate relationships with the sales people at Brooks Brothers. […]

Five Cheap Shirts or One Good One?

As many of you know, I sometimes buy shirts and other items of clothing at Goodwill, thrift stores, and consignment shops. […]

How to Write a Thank You Note

In today’s fast-paced world, it can be easy to forget to say “thank you.” And, it often seems as though writing a thank-you note is something that is even more overlooked. My son recently had a birthday. He received plenty of gifts. […]

Are You Giving Gift Cards This Year?

Smart Money has some interesting facts on gift cards being given as holiday presents. Here's the piece I found especially compelling: Nearly 80% of consumers plan to buy at least one gift card this year, reports the National Retail Federation. Wow! 80%! […]

Reflecting on My 2011 Goals

A little less than a year ago, I mentioned that 2011 would be the year that everything changes. It’s a phrasing that I borrowed from Torchwood, but it was relevant for me as well as to the television program’s concept. […]

The Simple Dollar Weekly Roundup: Multi-Christmas Edition

My family and I often load up the few days before and the week after Christmas with a lot of visits with extended family, either at our home or theirs. […]

Detecting and Preventing Lifestyle Creep

This is a guest post from freelance writer Jessica Ward. For three years, I’ve been patting myself on the back. The household expenses remain the same every month, and we’re getting out of debt. In spite of increases in costs, we’ve found efficiencies and made room. But, as they say, after pride comes the fall. […]

Five Financials Moves You Might Consider in 2012

With 2011 coming to a close, you’re probably not thinking about your finances. Good. This time of your should be about reflecting on the good times of 2011, looking forward to a better 2012, and spending time with family and friends. […]

22 Reasons to Stop Drinking Soda

We all know that drinking soda isn't good for us. We know that it would be better for our health if instead we drank [insert pretty much any other beverage choice here — even beer!]. But there's just something about soda that keeps drawing us back. Whether you call it "soda," "pop," "soda pop," "Coke," or something else entirely, it's a good idea to stop drinking it once and for all. […]