Reader Mailbag: Bizarre Weather

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Unplugging the microwave? 2. Morality and employment 3. Loan modification versus refinancing 4. Saving for vehicle replacement 5. Living expenses and college debt 6. Unequal chess skills 7. Handling banking errors 8. […]

Paying Children for Good Grades

I always encourage parents to find interesting ways to teach their children about responsible money management. When I do, I always lean toward behavior modeling. Children who, even at an early age, see their parents engaging in a positive relationship with money will subconsciously take what they observe to heart more than any explicit lessons they attempt to impart. […]

Memorial Day

Memorial Day, observed on the final Monday in May, is a day of remembrance for those who have died in service to our country. It was once known as Decoration Day and enacted to honor soldiers, both Union and Confederate, in the American Civil War but was expanded to all Americans in all wars. […]

The Basic Allowance for Housing: Helping Military Members Afford a Home

Today is Memorial Day in the United States, a federal holiday to commemorate U.S. soldiers who died while in military service. This is a guest post from Chris Birk, a recovering journalist and the director of content and communications for Veterans United Home Loans, the nation’s leading dedicated VA-approved lender. […]

Dealing With and Understanding Migraine Headaches

I have suffered from migraines for about twenty years now. They are less frequent and of lower intensity than they were in my 30s, but I still dread them. Unfortunately, my daughter also occasionally has them. How much do they hurt? […]

How to Insure Jewelry for Cheap (or Free!)

I won't won't tell you the whole story of how I proposed to my future wife, but with the ring came another expense — jewelry insurance. We wanted to make sure that if it was lost, stolen, or damaged considerably, that we would only be responsible for a fraction of the cost. […]

Best Money Tips: Raising Money-Smart Kids

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to raise money-smart kids, running a profitable garage sale, and making your care more money efficient. Top 5 Articles 5 Ways to Raise Money-Smart Kids — Raise money-smart kids by giving them an allowance. […]

Happy Memorial Day

Just wanted to say Happy Memorial Day to everyone (it's a holiday where we remember the service and sacrifice of those who have given their lives for our country.) Like most others in the U.S., I'm taking the day off -- I'll be back tomorrow.In addition to those who have paid the ultimate sacrifice for America, I like to remember and thank all our veterans, enlisted personnel, officers, and their […]

$100 Memorial Day Giveaway

To readers in the United States, happy Memorial Day! For Americans serving overseas — please arrive home safely. Many of us had long weekends for the holiday; I spent the weekend traveling. […]

Review: The 5 Lessons a Millionaire Taught Me

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I picked up this book on a lark off of the shelves at a library recently. […]

Podcast 110: George Hobica, Airfarewatchdog

Today’s guest on the Consumerism Commentary Podcast is George Hobica, president and founder of the travel comparison website Airfarewatchdog. […]

Dollar Cost Averaging Takes The Emotion Out Of Stock Investing

What should you do with your investment funds when the going gets tough? Should you invest all your money in a lump sum or dollar cost average into the market? Before we make those decisions, let’s define what dollar cost averaging is first. I’ve been following this one stock and it’s driving me batty. […]

Theming in Personal Finance: Do Dave Ramsey and Larry Burkett Work Without Jesus?

A few days ago, I met an employee of a local Christian talk radio station. We had a nice conversation about a variety of things, ranging from the programming on the station he manages, people we both knew, and so on. At the end of the conversation, this person gave me a pamphlet describing a local business that offers personal finance counseling locally. […]

Reader Story: How My Parents and I Partnered on a Win-Win Savings Plan For College

This guest post from Robb Engen is part of the “reader stories” feature at Get Rich Slowly. Some reader stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. […]

Trying to Get Rich Quick Will Lead to Trouble

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. […]

Listing Assets vs Liabilities To Calculate Net Worth

I’ve had some interesting conversations with other personal finance bloggers and have also read about what folks have shared about the subject of net worth. Some people include real estate in their net worth picture while others don’t. I actually do. […]


Synchronicity, in the words of Wikipedia, is “the experience of two or more events, that are apparently causally unrelated or unlikely to occur together by chance, that are observed to occur together in a meaningful manner.” It’s an idea that first popped up in psychology in the 1920s (thanks to Carl Jung). Synchronicity is something that I think happens quite a bit in our lives. […]

Ten Pieces of Inspiration #21

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. An afternoon at the park I came across this picture from last spring that shows my wife and my two oldest children playing together at the park on a beautiful spring day. […]

How to Design and Stick to a Flexible Budget

While it may not be the most exciting activity in the world, building a budget is one of the most important pieces of getting your financial life on track, especially if you’re starting from a particularly precarious point. When I first realized I needed to improve my money situation, I was in debt and had no savings. Creating a budget was my first move in the right direction. […]

Six Steps to Saving Money at a Community College

One of the ways to save (big!) money on college is to go to a community college for the first two years of schooling, get the basic courses out of the way, then transfer to a well-known "name brand" school for the last two years. […]