Are Personal Loans Taxable?

On Friday, I talked about using your 401(k) to pay off your mortgage. Then, over the weekend, a reader wrote in to ask about a different scenario – a family member lending you the money to pay off your mortgage. […]

Reader Mailbag: Trick or Treat

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Will and/or trust 2. Setting monthly savings goals 3. Buying a SUV 4. Geocaching 5. HAMP concerns 6. Credit card to fund Roth? 7. Television as cheap hobby 8. On depressing career track 9. Online personal finance software 10. […]

More Banks Drop Debit Card Fees

Consumer outrage and backlash does work, apparently. Wells Fargo Bank and Chase Bank have been testing debit card fees in a small number of locations within the United States, but due to the anger unleashed after the largest bank, Bank of America, announced it would add a $5 debit card fee in 2012, the two smaller (but still very large) banks backpedaled. […]

Career Moves: How to Win the Office Politics Game (Part Two)

This post is from staff writer April Dykman. Last week we talked about the whys of office politics. Why do they exist? Why do we have to play the game? Today we’ll get to the good stuff: How to run a positive campaign and how to deal with the Negative Neds and Nancys in your work life. […]

Hidden Cost of Home Ownership

We bought our home nearly six years ago and it was one of the best decisions we’ve ever made. While the sagging housing market has been in the news frequently in the last few years, I never bought into the idea that home ownership was a wealth building move. […]

ZipList Giving Away $600 to Lucky Wise Bread Readers!

To help us celebrate Thanksgiving, ZipList is helping us give away $600 in prizes!  ZipList is a free online and mobile shopping list and recipe organizer that lets you save all your favorite recipes and automatically organizes your grocery lists. […]

6 Ways Money Really Can Buy Happiness

A study in the Journal of Consumer Psychology (PDF) looked into the age-old question, "Can money buy happiness?" Their answer was a resounding yes. […]

Best Money Tips: Foodie Fun on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on foodie fun on a budget, finding good deals and spending less, and tips for selling your stuff online Top 5 Articles Foodie Fun on a Budget — To have fun with food without breaking the bank, try shopping seasonally. […]

Financial Emergencies: How to Weather the Storm

There has been a lot written about smart budgeting, avoiding debt, and staying on the financial straight-and-narrow, but what do you do in the middle of a financial crisis? Once you find yourself in the eye of the storm, what are the steps and strategies to hunker down and come out the other side as unscathed as possible? […]

Reader Profile: JH

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Quotestream Review: A Real Time Stock Quote Web Service

Do you ever wonder where investors get their market and quote data? If you’re a hard core stock trader, you know that being a member of the trading club requires that you have at least two computer screens on your desk, with one showing and tracking streaming market data during all open market hours. […]

Review: 18 Minutes

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. If you’ve read The Simple Dollar for a while, you know that I’m a big believer in the maxim that time is money. […]

Spirituality and Money: Knowing is Only Half the Battle

This article is written by Consumerism Commentary’s columnist, Ellen Cooper-Davis. Ellen’s column looks at the role of spirituality within the context of personal finance. For an introduction to this column, see Ellen’s first article, The Pastor and the Purse. Your feedback is welcome. It’s time for a little geography lesson. Look at the tag in your pants. […]

Podcast 132: Bank Transfer Day

Today on the Consumerism Commentary Podcast, Bryan speaks with Kristen Christian of Bank Transfer Day about why she got tens of thousands of people to agree to move to a credit union. They discuss why banks keep adding fees after posting significant profits, clearing up misconceptions about who can join a credit union, how to find one and what to expect. Consumerism Commentary Podcast Bank Transfe […]

The Power of Your Boss

When I worked for an employer, one thing that sometimes frustrated me was having a boss. Although we had a good relationship, there were often times where I was instructed or guided toward doing something that either seemed to be way outside of my typical job (and thus way outside of my expertise) or didn’t seem to be an efficient use of my time. Naturally, I did these things. […]

Reader Story: How Debt Put My Dreams on Hold

This guest post from Jason Jacobs is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. Jason wants to be financially free so he and his wife can be missionaries with no strings attached. […]

Why Worry About Money?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why.The following is a guest post from Tim at Faith and Finance, a Christian financial help blog that provides financial insights for individuals, businesses, and churches. […]

Shifting from Short Term to Long Term Thinking

When I stand in a bookstore (or a clothing store or whatever it is that excites you) and ask myself what I want right now, that’s short term thinking. When I stand in a bookstore and ask myself what I want for my life over the next five years, that’s long term thinking. Short term thinking leads to a better moment. […]

Ten Pieces of Inspiration #44

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Pumpkins Pumpkins are sitting on our front step. Our garden has more squash and similar vegetables than we know what to do with. Leaves are falling from the trees. Yes, October is here. […]

Long-Term Care Insurance: Policies and Benefit Choices

The following is a guest post from Genworth Financial and is a follow-up to their post titled How to Buy Long-term Care Insurance: What Every Policy Should Include.To continue the series on long-term care insurance, I’d like to further discuss important considerations when choosing policies and benefits. […]