How to Safeguard Your Social Security Number

This post is from GRS staff writer April Dykman. In articles about how to prevent identity theft, I’ve often read that one should never give out his or her social security number (SSN) unless absolutely necessary. That sounds like good common sense. […]

How Much Do Kids Cost?

According to a recent report from the USDA, the average cost of raising a child from birth to age 17 for a middle income family currently stands at $222,360 (in 2009 dollars). […]

10 Ways to Get Kids to Save Money

Miserly Moms: Living Well on Less in a Tough Economy lists ten ways to get kids to save money on various purchases as follows: 1. Shop alone as often as possible.2. Explain that you have a limited amount of money and choices have to be made.3. While at a store, explain what amount you plan to spend at this particular store.4. Give them the facts: "I can't afford it."5. […]

Rewards giveth, and rewards taketh away

Customer reward programs go by a number of different names: customer loyalty programs, frequent flier programs, shoppers’ club, and so forth.  In exchange for some of your personal information and the ability to laser-target their advertising to you by tracking your purchases, you get discounts or rebates on your purchases. Maybe it’s just my opinion, but haven’t rewards programs […]

Budget Management Software Options

Not so long ago, I reported how one well-known financial site unexpectedly bit the dust: FiLife shut down its doors a couple of months back. […]

Getting Things Done: The Power of the Collection Habit

This is the eleventh entry in a fourteen part series discussing the time management classic Getting Things Done by David Allen. New entries in this series will appear on Tuesday afternoons and Friday mornings through July 16. Allen concludes the book with three short chapters discussing the power of various aspects of the GTD system. […]

Trusts and Wills Defined, Part 1: What is a Will?

This article is reproduced by permission from Living Trusts for Everyone: Why a Will is Not the Way to Avoid Probate, Protect Heirs, and Settle Estates by Ronald Farrington Sharp, newly released by Allworth Press. © Ronald Farrington Sharp 2010. […]

USPS Considering Stamp Price Increase

The United States Postal Service proposed an increase to the price of sending a letter through first-class mail by two cents, to 46 cents. The USPS would also increase, correspondingly, the prices of all other shipping like Priority and Express mail service. […]

Personal Balance Sheet, June 2010 ($340,741, -1.1%)

July will mark the seventh anniversary of Consumerism Commentary. These seven years I’ve been tracking my finances online to keep myself accountable for my financial decisions. In 2003, there was no such thing as a “personal finance blog community;” this arose out of the desire of a few of us to track our finances in a blog format and discuss money issues. […]

How to Go from a Two-Person to One-Person Income

In June I detailed the author who quit her job to stay home with her kids (and I've been posting suggestions from her book rather frequently since then.) It's an interesting topic -- and one that apparently several people are dealing with. This post from the Wall Street Journal highlights the author's friend, a woman who is in the process of transitioning from working to staying home with her kids […]

Making Your Time Less Money-Dense

One of the biggest ways to leak money is to spend your time in money-dense ways. The easiest way to explain it is to just show you a bunch of examples. Spending eight hours at Disney World with the requisite food, drink, and souvenir purchases costs about $200. The cost per hour of this event is $25 per hour. […]

5 Financial Principles for a Seismic Economy

The financial meltdown of the past three years begs for a new approach to money management and a reinvention of personal employment. The forces and broader systems that affect our economic lives are unpredictable and to large extent, not fully understood. […]

5 Free Wesabe Alternatives | Goodbye Wesabe

A dark cloud has fallen over those who are part of the Wesabe community. The Wesabe free online personal finances tool will shut down effective July 31st, 2010. If you are a Wesabe user, you have until July 31st to download all of your data. […]

Cut-Rate Condiments: Homemade Mayo

In my fantasy kitchen, I have an entire refrigerator devoted to condiments. I think meals are made so much more interesting by adding condiments. What is a hot dog without mustard, or french fries without ketchup? As I mentioned above, though, condiments are certainly easy to buy. […]

I Deposited a Check With My Phone

This past weekend was my first chance to try to deposit a check without going to the bank, and it was fantastic. […]

Gift Tax

Did you know that if you get someone a gift, you are responsible for paying income tax on that gift? Yep, it’s known as the gift tax. Fortunately, there’s an annual exclusion involved. […]

What Should You Buy Used? What Should You Buy New?

Though the Get Rich Slowly community has expanded in the past couple of years, there are still a few folks who have been around since the beginning. It’s always a pleasure when one of them drops me a line. […]

Cutting Your College Expenses

In another month or so, many students will start attending fall semester college courses. Some will be going as full-time students, hoping to graduate with their degrees as soon as possible. Some will be going part-time, balancing other obligations along with their academic responsibilities. […]

Save the Most on Groceries in the Least Amount of Time

I've noted that the author of Miserly Moms: Living Well on Less in a Tough Economy quit her job to stay home with her kids, but not everyone can (or wants to) do that. And yet, these moms (and dads) would still like to save some money while feeding their families, right? […]