Why Inflation Is Good For You

Inflation is the invisible erosion of our money’s purchasing power. It doesn’t sound like it’s good for you, right? Economists have said for quite some time now that inflation is good for you, it’s good for the economy, and part of a healthy market. […]

Three Good Reasons for Retiring and Three Good Reasons for Not Retiring

How to Retire Happy: The 12 Most Important Decisions You Must Make Before You Retire, Third Edition lists three good reasons for retiring and three more for not retiring as follows: Three good reasons to retire: The time is right. You've got more compelling things to do. Your job is changing. Three good reasons not to retire: Work is your identity. […]

Saving Money on Back to School Supplies

Save Money When Back to School Shopping Back to school normally means a shopping trip that can quickly overtax your wallet. This single shopping excursion can have a major impact on your budget if it gets out of hand. There are a few ways to save money and still provide your children with the experience and excitement of getting ready for school. […]

The Simple Dollar Weekly Roundup: Side Writings Edition

As some of you know, I have an off-and-on side gig writing for OPEN Forum, a website that focuses on small business issues. I mostly write about small business frugality – how to reduce your spending without reducing the quality of your business – but I often touch on other topics. […]

Personal Balance Sheet, July 2010 ($365,647, +8.0%)

My girlfriend and I are spending this week on vacation in Myrtle Beach. It’s my first visit to this area, and we are enjoying it. I’ve never been a big fan of the beach, but that may be only because most of my experience involves the Jersey shore. […]

Don’t Change Yourself, Change Your Financial System

How old are you? Unless you’re under the age of 20 or 25, chances are you will not change. I don’t care how much willpower you think you have, the vast majority of people will not change their habits once they’ve become an adult. […]

The High Cost of Modern Living

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. […]

Banks and Credit Unions That Accept Online Scanned Check Deposits

I’ve long thought that being able to scan and deposit checks via upload to your bank is an amazingly handy feature. […]

How to Be the Team Member Everyone Wants

Alexandra Levit tells how to be the team member everyone wants as follows: Be good at my job Be well networked Be a problem-solver Be willing to get my hands dirty Be respectful It's a pretty good list IMO. […]

Sign Up for Pinecone Research Paid Surveys

This is just a quick note to say that Pinecone Research is currently accepting new applications. In case you’re not familiar with Pinecone Research, they’re a reputable paid survey company that offers a guaranteed payout of $3 per 10-15 minute survey. While $3 isn’t much, the time invested is small, so it might be worthwhile if you’re looking for ways to earn extra money. […]

Facing Debt Trouble? How I Deal With Debt Stress

Do you have any debt? I did once, and even though I am thankfully not in debt anymore, I can well remember just how it felt at the time. I hated those bills dropping through the letter box. Trying to figure out how to pay even the minimum amount was a stressful task! But when [...]Facing Debt Trouble? How I Deal With Debt Stress Copyright 2011 TheDigeratiLife.com All rights reserved. […]

From Blog to Book: Why I Wrote Your Money: The Missing Manual

Earlier today, Trent at The Simple Dollar explored the question, “Why would a blogger write a personal-finance book?” Trent does a good job of covering some of the reasons a blogger might write a book: to reach a different audience, to expand on topics, and so on. I agree with him. I especially agree that writing a book is no way to get rich — slowly or otherwise. […]

The Family That Saves Together

My four year old son thinks that the way you get a new video game is by trading for it at the used video game store. At dinner time, they both eat exactly what their parents eat – and that’s considered normal, as opposed to making them a special kid-friendly meal that racks up the extra food dollars. My two year old daughter thinks that the best way to get a new book to read is to go to the kids r […]

Five Places to Retire On Social Security Alone

We've discussed the fact that many people are relying too much on Social Security for retirement as well as how retirees can make their money go farther by moving to a foreign country. Now here's a piece that combines both of these topics. Yahoo lists five places to retire on Social Security alone as follows: Boquete, Panama - Resident retirees receive a long list of benefits. […]

Ask the Readers: What's the Most Valuable Degree? (Chance to win $20)

A recent article hit the Yahoo! homepage, claiming to know the "most valuable degree." The article explained that a BSBA (Bachelor's of Science in Business Administration) took the cake — both for its versatility and its earning potential. […]

Does Settling Credit Card Debt Hurt Your Credit Score?

Reader Dan told me a story of his friend who was considering settling an outstanding credit card debt but wasn’t sure of the credit score implications: (Dan): my friend owes like $1100 on a credit card, and he had the balance for like two years and didn’t pay a dime, because he felt he was being taken advantage of (Dan): well, he went to lease a car last weekend and found out the importance of cre […]

TradeKing $100 Cash Bonus For New Accounts and Free Trades

From now until August 31, 2011, the TradeKing discount brokerage is offering a $100 cash bonus for all new accounts that are funded with at least $2,500 and execute three trades. If you happen to lose money in an investment, you won’t be penalized and will still receive the bonus. $100 bonus The $100 cash bonus is the highest cash back bonus currently offered by an online discount broker. […]

Help a Reader: Dealing with Collections

Here's an email I recently received: My boyfriend had a CapitalOne credit card that was sent to collections sometime around last September. He has not paid anything on it; I have a piece of paper that shows an outstanding balance of $2,000. I want to help him work this out but even I am unsure as to how to address this now that it is in collections. […]

Why Would a Blogger Write a Personal Finance Book?

Over the past few years, several personal finance bloggers have written books, myself included. J.D. from Get Rich Slowly put out Your Money: The Missing Manual. Ramit from I Will Teach You to Be Rich put out a self-titled book. Just last Sunday, I reviewed a book by Rachel Singer Gordon (a.k.a. Mashup Mom). […]