Trimming the Average Budget: Housekeeping Supplies

This is part of an ongoing series about how to trim the budget of the average American. As this series focuses on such broad-based tips, some will work for you and some will not. […]

Help a Reader Who Inherited $10,000

Does anyone have advice for Sibyl? She commented on an article reviewing Jane Bryant Quinn’s latest book with a question pertaining to her own finances. Sibyl was kind enough to include many details about her family’s finances.I have some suggestions, but this is always a good opportunity to have readers provide theirs as well.Here is her story:I just inherited $10,000. […]

How to Find Really Free Freebies

By Linsey Knerl This article shares tips from the newest episode of Dealista, our new podcast that'll help you get more for less. Click play to listen, or subscribe via iTunes to take the episode with you! Everybody loves free stuff, provided it’s actually at no cost to you. Finding it can be a challenge, however. […]

How to Check the Status of Your Tax Refund

It seems a little early but I’ve been getting a lot of “where is my refund?”-type of emails lately. While I won’t know the answer to that question (and I shouldn’t, the IRS should be that loose with your personal information!), the IRS will. […]

Maybe You Only Need So Much to Be Happy in Retirement

Here's an interesting bit of information I found in Consumer Reports' recent review of great retirement principles: Retired subscribers' satisfaction with their retirement reached a plateau when their net worth was between $500,000 and $1 million. Having more didn't make much of a difference. […]

Credit Cards and the Minimum Payment – Don’t Fall Into the Minimum Payment Trap

To some, credit cards represent everything that is evil. It’s true that credit cards have done their fair share of damage to people’s finances, but they are also a useful tool. But what makes credit cards bad for most people is the minimum payment. That’s it. […]

The 5 Worst Forms of Debt

I suppose you could live your entire life without going into debt, though modern middle class society in the United States seems to be designed to require at least some debt. Even if young adults can complete their education without taking on student loan debt, just about all new homeowners need a mortgage in order to afford a house. […]

Cash in Your Gift Cards

A couple of gift-card related tidbits… For starters, be sure to use your gift cards. According to an article in the WSJ, Americans spend $65B per year on gift cards (no including bank issued, pre-paid cards), with $6.8B going unredeemed. In some cases, that money becomes “abandoned property” that is collected by the state. […]

Best Deals for Thursday 01/21/2010

Sarah Jarosz "Song Up in Her Head" MP3 album download for $2 Black & Decker 4-Slice Toaster Oven $29.99 plus Free Shipping Dell E2210H 21.5" Widescreen Flat Panel Monitor Only $149 after $50 Coupon Savings Free sample of Cream of Wheat Hot Cereal Etnies Footwear up to 75% off today only! […]

Dealing With Debt: Credit Counselors

By Stacy Johnson If you're in debt trouble, get help. I just published my third book about living debt-free. It's called Life or Debt 2010. […]

Trimming? What About Earning More?

During the entire “Trimming the Average Budget” series, the focus has been on spending less money. […]

Simple Tax Strategies to Maximize Your Tax Refund

By Silicon Valley ... We’re nearing the thick of tax time, and I’m sure the first thing on your mind (I know it’s on mine) is “how much money am I getting back?” and “what am I going to use the money for?” If you’re part of the W-2 crowd and have your taxes withheld throughout the year, you could be getting some money back. […]

Debt Relief: Reminders of What You Are Doing Right

This article is presented by Kelly Whalen, Consumerism Commentary staff writer.Like many Americans my family has debt. We are working diligently to pay off our debt. We’ve slashed expenses, given up hobbies, and even become a one car family.We have a plan. A timeline. […]

How to Measure and Track Your Net Worth

When you were in school, chances are you knew what you needed on each test to get an A, a B, or a C (or avoid an F!). At work, you have project deadlines to meet and performance criteria to fulfill. When it comes to your finances, there isn’t a convenient, single number you can use to track your progress. In school, there was your GPA. […]

Planning a (Debt-Free) Dream Vacation

This post is from GRS staff writer April Dykman. Most people agree that a vacation is supposed to be relaxing, but planning for one can be just the opposite. Still, poor planning can cost money and time, causing headaches and frustration when you’re supposed to be getting away from it all. Some people like to book a ticket and see where life takes them. […]

Celebrate Debt Reduction Milestones

Few celebrations are sweeter than those centered around accomplishment through sacrifice. Sacrifice yields success Simply put… Debt reduction takes sacrifice. It requires us to set aside immediate desires in favor of long-term piece of mind. It’s not easy, and we’re not robots. […]

Update on My Gold Coin Purchases

Early last year I suggested that we all could make money by buying US $1 gold dollar coins. In part of that strategy it said to "deposit the money at your bank (or use it yourself)" once you had the coins. […]

I like my CDs and DVDs, thank you very much

Smart Money’s recent article, Ten things not to buy in 2010, listed the who’s who of soon-to-be-obsolete consumer products.  Among them:  CDs, DVDs, and newspapers. Newspapers, I can understand, especially after seeing a comedian absolutely decimate the folks at the New York Times.  (Though I do fully recognize their point that news gathering is expensive and dangerous.  But that’s veering off-top […]

Weekly Roundup: The Internet is Getting Expensive Edition

After months of consideration, the NY Times has confirmed that they will begin to charging consumers who wish to access more than a certain number of articles per month. This all begs the question… Would you pay to access this sort of content on the web? Or would you just look elsewhere? While you think about that, here are some links to interesting articles that I’ve recently run across. […]

Life or Debt 2010, Free HDTV Giveaway, Winners of Free Software

Well it’s time to announce who won the 2 free software downloads from YNAB. This free personal finance software giveaway yielded some interesting feedback for the creators of YNAB. Here was one that caught my eye — from Scott, who downloaded the free trial: I downloaded the trial and like what I see so far. I used to shoehorn the envelope method into MS Money. […]