Credit Card Bonus Offers: $1600+ Worth of Deals!

It’s been awhile since I’ve posted a big list of credit card bonuses in one place, so… Here’s a list of five cards that will get you $1600 (or more) in signup bonuses. […]

7 Things Car Dealers Want You to Buy

Yahoo lists seven things car dealers want you to buy. It's a list of things dealers try to add-on to the purchase of new cars (once you've decided on the car), then an evaluation of each to determine whether it's a good deal or not. Here's their list: Fabric Protection. VERDICT: Skip. A cheaper way to protect your interior: buy Scotch-Guard for around $5. Extended Warranty. […]

Steps To Setting Up A Home Based Small Business

The steps we are showcasing here are not just applicable for an online business but for any small business. What’s the difference between a hobby and a business? The difference is that losses from a business can be deducted on your taxes (schedule C) whereas losses from a hobby cannot. The IRS presumes that an […] […]

Renting a House as a Vacation Option

Last week, my wife and family and I departed for the Seattle/Tacoma area in order to be present for the wedding of my wife’s younger sister. While we were in the area, we did some wedding setup, but we also visited a lot of sights in the area, including Mount Rainier, Olympia National Forest, and a day trip out to the coast to the ocean. Naturally, such a trip is an expensive proposition. […]

People Abusing $1 Gold Coin Purchase Program; Program Eliminated

Over two years ago I suggested that people could make some extra cash (through credit card rewards programs) by buying money from the US Mint. Since shipping was free, you would charge $1,000 to have $1,000 sent to you.  If you had a 2% cash back card, you pocketed an extra $20 for your trouble. […]

2011 Post Office Closure List: USPS to Shutter 3653 Locations

It was only a matter of time before the USPS was going to have to change the way it did business. There was talk of canceling Saturday delivery, which had the potential to save $2 billion. Earlier this year, the Post Office announced that it would close “thousands” of locations and now that has come to fruition. […]

How to Kill Your Car

With gas prices being so high, I have been thinking about how to save at the pump for the last few months. I realized that becoming self-employed was going to help since the commute to my day job was causing me to need to fill up every 5 or 6 days. Since quitting your job isn’t an option for everybody, I also tried to think of other ways a person could kill their need for a car. […]

Kids and Money: Early Retirement Savings with an IRA

We all want to teach our children about good financial habits. Helping your child understand good financial practices, such as saving for the future, budgeting, and wise spending, can help your child start out ahead of the money curb. But what about retirement? […]

How to Break Free From the Unemployment Trap

As we may be currently living in a buyer’s market in real estate, it’s also a buyer’s market in employment. With employers cutting back due to the economy over the past few years, companies are surviving with fewer employees. For any open positions, employers have the luxury of being very picky about who they hire. […]

How to Tell the Cash Back Rewards Level for a Specific Store

Here's a tip for how you can determine a store's rewards level for cash back credit cards. It's not a very good tip IMO, but it's a tip. […]

Turning the Corner with a Side Business

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. […]

Prince William and Kate Middleton Get $300 Refund

I’m no stranger to malfunctioning entertainment equipment on airplanes. Most of my flights are five-hour-long trips across country, and though I’d like to use that time to read or write, I’m usually not motivated to focus much in the confined space. I find myself preferring to listen to music or watch television when it’s available. […]

Math for Grownups by Laura Laing

Math for Grownups by Laura Laing, a personal finance writer with a background in Mathematics and who once taught high school math for four years, is a book that seeks to reteach you all the arithmetic you forgot from school. And this book delivers on that simple promise. One of the common complaints about our educational system is that high school is mostly preparation for college. […]

The Financial Cost of Obesity

This post is from staff writer April Dykman. Weight and finances have been discussed at length on personal finance blogs, but mostly the similarities between money and weight management. […]

Ask The Readers: How Do You Buy Books?

Chances are you have heard that Borders is going out of business. With so many people opting to buy books at a discount online or download books onto Kindles, the fate of bookstores (and potentially even buying hard copies of books) looks grim. However, there are people out there who still enjoy going to bookstores to find and purchase their next must read book. How do you buy books? […]

3 Ways to Prevent Brown Lawn Spots From Dog Urine

We have two dogs — a male Black Lab/Golden Retriever mix and a female Shepard/Husky mix. They are wonderful dogs, but unfortunately, the female marks all over our yard. (See also: 10 DIY Dog Toys You Can Make for Pennies) It was never a big issue, as we didn’t care too much about how our backyard looked. But this year, after a huge portion of the yard turned to mud, we decided to plant some sod. […]

Five Tips for Thrift Shopping Success

You drive by the Salvation Army store every day, but you probably never stop in. Maybe you shop at Goodwill for some old clothes for a Halloween costume, but wouldn’t think of going there for anything else. Well, maybe it’s time to change your shopping habits and make thrift stores part of your routine. […]

Understanding the Gold Standard

I first starting thinking seriously about the gold standard back in 1980, when inflation spiked up over 10% (completely destroying my very first budget) and the value of the dollar seemed to be collapsing. (See also: Surviving a Financial Panic — Lessons from the Past) During the early 1980s, I read quite a few "hard money" books. […]

Best Money Tips: Staying Cool Without Burning Up Your Wallet

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on staying cool without burning up your wallet, credit card commandments, and handling out-of-reach goals. Top 5 Articles Stay Cool Without Burning Up Your Wallet — To stay cool without spending a fortune, try closing your blinds. […]

Why Do We All Hate Annuities?

The combination of a couple posts on annuities has had me thinking the past few days and I thought I'd share it all with you. Let's start with Smart Money's suggestion that retirees should have fewer stocks and more annuities as follows: Fewer stocks, more annuities. […]