7 Pitfalls That Can Bloat a Home Office Budget

Working from home. It's an almost magical phrase that inspires jealousy among the cubicled masses who trudge into an office park five days a week. But the grass can certainly be greener when it comes to operating a business or doing the bulk of your work from your home. Distractions abound. […]

How to Decide Whether to Drive or Fly

Money magazine says the following when it comes to deciding whether to fly or drive on a trip: Drive if you're in the "radius of efficiency." In part because of surcharges and taxes on airfare, you'll almost always save money by driving if your destination is within 400 miles and you're traveling with more than two people. This seems like a pretty good rule of thumb to me. […]

Citi ThankYou Premier Card Review

We’ve talked about how you can fly for free before, and one way to do it is by wisely using your trusty travel rewards card. So let’s check out the Citi ThankYou Premier Credit Card this time around. Is it a card that carries more than the basics? From what I’ve seen, the Citi ThankYou [...]Citi ThankYou Premier Card Review Copyright 2011 TheDigeratiLife.com […]

Spare Change: Turtles vs. Rabbits Edition

Blarg! The deadline for this year’s video contest was Sunday night, but we may have run into some technical difficulties. Some folks are reporting that their submissions were reported as “received”, but they’re not showing up in the pool of contest entries. This is Not Good. If you submitted an entry to the video contest, please check the list of entries. […]

A Postmortem: Some Thoughts on Improving the Process of Filing Taxes

I considered posting this article during the actual tax season, but I decided to wait until the rush of actually filing taxes was over. Almost all of you who live in the US have filed your income taxes by now. Some of you – the self-employed or functionally self-employed, like I am – have filed first quarter estimated taxes as well. […]

How to Make the Case for a Pay Increase

CNN Money gives some thoughts on how to make the case for a pay increase as follows: Before the recession, for several years running, the average annual merit raise for salaried employees was about 3.5%, with emphasis on the word "average." These days, you have to "exceed expectations" to get that, Towers Watson reports. […]

Review: Super Boom by Jeffrey Hirsch

I don’t normally review too many investment related books, unless I have a personal interest or I feel they have value to everyone, but I couldn’t pass up a book called “Super Boom: Why the Dow Jones Will Hit 38,820 and How You Can Profit From It.“ Last October, Jeffrey Hirsch predicted, in the Stock Trader’s Almanac, that the Dow would increase to 38,820 by the year 2025. […]

Are You Ready for Doomsday? Bunkers on Sale Now!

Not too long ago, CNN Money posted a story on the increase in sales of bunkers. Doomsday bunkers have increased in sales anywhere from 20% to 1,000%, depending on the company. […]

Start Planning Your Spring Garden

It probably goes without saying, but growing your own food can work wonders for cutting down your grocery bill. But I know what you’re thinking—I can’t even keep houseplants alive, or I don’t have the room to grow anything. Nonsense! […]

Is $250,000 Really Not Enough to Live On?

We've discussed how $100,000 a year, $250,000 a year, and even $1 million a year is not enough to live on in the United States. Until now, the examples we had were simply individuals complaining that they didn't make enough to make ends meet -- even though they made much more than most Americans. […]

Financial Stress and How to Plan Against It

I receive many emails each day from people who have had some kind of financial crisis. Most of these stories have a great many factors in common with each other, although the specifics can vary wildly. Here are some of the specific elements many of the stories share. Something unexpected happened. Life was going along seemingly well until something happened. A job loss. An illness. […]

6 Mistakes to Avoid With a Financial Adviser

Financial advisers can be an important ally for even the most savvy investors, because a second opinion can sometimes be the difference between comfortable retirement and eating lots of ramen in the later years. Yet, many people shy away from a relationship with a professional because of all the horror stories others have. […]

Ask the Readers: Do You Buy New or Used Cars?

Automotive expenses can be one of the biggest budget drainers out there. When buying a car, you have to think about everything from gas milage to safety ratings. You also have to determine whether or not you want to buy a new or used car. […]

5 Ways to Become a Better Negotiator

I used to love negotiating over email. It's much easier than trying it in person because there's no face to speak to. Over email, there's time to formulate a response or counter offer without being put on the spot. In person, I never knew where to begin, and as soon as it got awkward, I'd get all red and start to sweat. […]

Fresh vs. Frozen: 5 Dinner Comparisons

I really love to cook. Recently, however, my work schedule was ridiculously busy, and I was getting home later and later. To get dinner on the table, I decided to try something completely out of character: frozen food. If you read my posts, you know that I’m usually a die-hard do-it-yourself-er. […]

Best Money Tips: Save Money Around the House

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save money around the house, dining out on a budget, and secrets of cell phone carriers. Top 5 Articles 5 Manly Ways to Save Money Around the House — If you want to save money around the house, try only washing your clothes when they smell. […]

Working With a Financial Adviser: How to Show Up Prepared

This is a guest article by RJ Weiss, one of the youngest Certified Financial Planners at the age of 26 and the founder of the blog Gen Y Wealth. You can download his free Financial Freedom Blueprint to create your own financial plan. […]

Most Common Credit Report Errors

In 2004, the U.S. PIRG did a survey of consumer credit report errors and discovered one in four reports had “serious errors” that could result in denial of credit. 54% contained incorrect personal demographic information. 22% had the same mortgage or loan listed twice. And 79% of the reports surveyed had a mistake. You read that correctly, 79% of credit reports had an error of some kind on it. […]

How to Spend Your Way to Happiness (Part Two)

This post is from staff writer April Dykman. It’s part two of How to Spend Your Way to Happiness. Read part one here. Last week, we discussed three out of eight key ways that spending money can increase happiness, as found by researchers Elizabeth Dunn, Dan Gilbert, and Timothy Wilson (“If Money Doesn’t Make You Happy Then You’re Probably Not Spending It Right” [PDF]). […]

Credit Card Companies are Wooing the Wealthy

This is a guest post from Jim Sloan. If your mailbox is filling up these days with zero percent balance transfer offers and other goodies from credit card companies, consider yourself among the elite. Credit card companies, stung by new federal regulations that are preventing them from making money through punitive interest rate increases and penalty fees, are redoubling their efforts to court on […]