Be Financially Proactive

Before I got married, I was never really vocal about problems I had with companies. If the food I ordered at a restaurant was the wrong order, I usually wouldn’t say anything. If I had extra fees in my checking account at the end of the month, I’d chalk it up to coincidence and think it wouldn’t happen again. […]

Saving and Spending During the Holiday Season

It’s time people! Whether you like it or not, the Holiday season will be upon us in the blink of an eye. Are you financially prepared? “The wise man plans and saves for the future, but the foolish person squanders what he has.” -Proverb Today I will outline two basic concepts. […]

Help a Reader: Splitting Household Expenses

Here's a question a reader left here recently on my post titled Marriage and Money: How to Split Up the Money and Bills: I haven't heard anyone speak on second marriages, joint account, husband makes more yearly but brings home less from f/t due to $750 CS mo & ins & loan repayment, yet it's 50/50 living in the house I owned before marriage. […]

Never Eat Alone: The Art of Small Talk

This is the ninth of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone, where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased apart and looked at in detail. […]

How Long You Should Keep Tax Returns?

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. […]

Saving For Retirement? Best Move For Your Retirement Plan

Make the best move for your retirement plan: why you should rollover to an IRA right away. I felt a little guilty when I realized I still had to get moving on consolidating my various 401K accounts into a rollover IRA. […]

Seven Search Tips to Help You Save Money with Google

This is a guest post from Ann Smarty, a blogger, search marketer and social media enthusiast. If you like what you see here, please consider following Ann on Twitter. Being a search marketer and online entrepreneur, I am on the web approximately nine hours per day, seven days a week. It is safe to assume that Google search takes no less than three hours of that time daily. […]

Surviving Swine Flu

By Andrea Dickson You're probably going to get swine flu, and there's really no need to freak out. Most people are surviving it just fine. […]

New Bank Trojan Virus Steals Money

Finjan, an internet security firm, has discovered a new Trojan horse virus that steals money from your account. Your typical phishing or virus will steal your login credentials and send it to a thief, who either sells it or empties your account. […]

Does Closing a Bank Account Hurt Your Credit Score

No. Your credit score is a number calculated from the information in your credit report. Your credit report will contain information about your loans, other credit obligations, and negative actions in public record (bankruptcy, collections, court judgments). […]

Help a Reader: Foreclosure

Here's an email I recently received from a reader: I need to ask for some advice about a mortgage problem my aunt is having. First of all, she is disabled and living on a fixed income. She and her mother (my grandmother) own a house in Los Angeles, CA. My grandmother died 2 years ago. […]

The Simple Dollar Weekly Roundup: The Giving Tree Edition

For her eighth birthday, I gave one of my nieces the book The Giving Tree by Shel Silverstein. It’s one of those books that, in my mind, is a masterpiece of children’s literature, one that I wish every child everywhere would have a chance to read. […]

Toyota Recalls 3.8M Cars for Floormat Issue

Toyota announced yesterday that they would recall 3.8 million cars in the United States in what is the largest ever U.S. recall. The removable floor mats can cause the accelerator to stick and push vehicles to speeds in excess of 120 miles per hour. […]

Using Charge Cards to Improve Credit

If you don’t like credit cards because you’re afraid of falling into the debt trap, have no fear! There are credit cards that will not let you carry a balance. […]

Best Deals For Wednesday 9/30/09

By Paul Michael Today's WISEBUY. Steve Madden women's shoes from $10 (dealnews) Today only, 6pm.com offers over 350 styles of Steve Madden women's shoes starting at $10.48 each plus $6.95 for shipping.   1. […]

10 Small Businesses That Are Free or Cost Little to Start Up

By Charissa Arsaoui Tough economic times call for drastic measures. With unemployment rates reaching an all-time high, job security is a concern for even the most seasoned worker. Rather than face an untimely layoff, why not join millions of savvy entrepreneurs and start a business of your own? […]

Pros and Cons: 30-Year Mortgage vs. 15-Year Mortgage

This post is from GRS staff writer April Dykman. My husband and I are in the early stages of building a house. As we modify our floor plans, the amount we’ll need to borrow to build is on our minds. […]

Credit Report Cards: Credit.com vs. Credit Karma

For a few years, Credit Karma has been offering a product that lets consumers see what lenders and employers see when they look at the consumers’ credit reports. After securely and privately providing your personal information, Credit Karma retrieves your credit report from one of the credit reporting bureaus, either Experian, Equifax, or TransUnion. […]

5 Green Ideas For Naturally Clean Kitchen

Greenwashing in the newest term around the green shopping aisle and it refers to the marketing practice by companies who are creating products and hoping that you think they are eco-friendly and healthier for you simply because they look “green”. This can include the simple addition of the word “natural,” which is currently not defined or regulated by the FDA. […]