How Do You Preserve Your Money?

Preservation of capital is an important aspect of any financial plan, but in today’s economy, this is impossible without taking on some risk. At one time, you could confidently place any money you might need within one year in a high-yield savings account and be relatively confident that your money could buy at least as much a year in the future than it could buy the day you deposited your funds. […]

Ask the Readers: Income? Or Negative Savings?

I’ve been fielding reader questions at Get Rich Slowly for almost six years now. In that time, we (you and I) have answered 202 questions, most of which have been about the Big Picture, about things that apply to everyone. Sometimes, though, it can be interesting to get a bit more specific. For instance, Julie wrote recently with a question that, by her own admission, is technical and fussy. […]

Your Take: How Much Savings & Investments?

I saw an eye-opening statistic this week from a retirement confidence survey done by the Employee Benefit Research Institute, a survey they do each year, in which they learned that 60% of U.S. workers had less than $25,000 in savings and investments. That means the total value of their household’s savings and investment, excluding the [...]Your Take: How Much Savings & Investments? […]

Roundup: Kitchen Tips, $11 Credit Reports, and Linsanity

I grew up in New York and basketball was always my favorite sport, so it was natural that I grew up a New York Knicks fan. Having moved to Pittsburgh and then Baltimore, neither of which had basketball teams, I sort of fell out of touch with my home town team until this year. Back [...]Roundup: Kitchen Tips, $11 Credit Reports, and Linsanity from personal finance blog […]

States with the Highest Rates of Underwater Mortgages

As a followup to yesterday’s post about underwater mortgages, I wanted to highlight a recent list of the states with the highest percentage of homes that are underwater. As a reminder, we’re talking here about homes that are worth less than their outstanding mortgage debt. Without further ado, here are the top (or should I say bottom?) five states in terms of underwater mortgages: Nevada. […]

Take an Imaginary Do-Over

Imagine everything you owned was lost in an insured catastrophe. […]

Are You Getting Charged by a Text Message Scam?

Recently, I started to receive some spam text messages. Then I got a text that was more disconcerting. It said that I signed up for a $9.99-a-month service called Bingoroo, which I never did, and welcomed me to the service. (See also: Living Without a Landline) I was a bit confused, so I looked up the company name in the text message — it's some text message bingo game. […]

Best Money Tips: Inexpensive Ways to Boost House Value

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on inexpensive ways to boost house value, counterfeit vs. real goods, and tax tips for the unemployed. Top 5 Articles Are Those Goods Counterfeit, or "Real"? — Did you know that electronics and medications are some of the most counterfeited items brought into the US? […]

Reader Profile: MP

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Star Money Articles and Carnivals for the Week of Mar 12

As a reminder, FMF is on Facebook and Twitter. Join me there if you frequent those sites.Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week: My Personal Finance Journey details a permanent portfolio. The Millionaire Nurse has financial lessons from The Girl With The Dragon Tattoo. […]

Spare Change: Video Contest Edition

Today’s the day! As of now, readers like you can submit entries to the third annual Get Rich Slowly video contest. Share your secrets of financial success and have a chance to win $500. All it takes is two minutes of your time and a little creativity. This year’s contest is similar to past years. […]

Turn Supplies You Have on Hand into Toys (74/365)

Whenever I watch my one year old at play, I can’t help but notice that there really are only a few requirements for entertaining him in a safe way. The item needs to be fairly sturdy, as he can get mad and throw it. He’s one, so emotional control isn’t really part of the equation, nor is an understanding of any sort of “correct” way to play. The item needs to have virtually no intricate parts. […]

How to Save Money While Getting Fit

The following is a guest post from Matthew Pryor at Gym Optional. As a fitness coach and blogger, I don’t mind investing some money in good gear and healthy food. But for many people, getting fit is hard enough. Throw in the need to keep expenses down, and just forget about it, right? Well, not necessarily. Getting in shape doesn’t have to cost a fortune. […]

Tax Benefits Available to Higher Earners

If you make more than the average putting you in the category of a high earner, you know that there are a lot of tax breaks that are phased out as a person’s income rises (prime example – Roth IRA phaseouts begin at $105,000 for single filers and $169,000 for joint filers). This issue of [...]Tax Benefits Available to Higher Earners from personal finance blog […]

Underwater Mortgage Calculators: When and How Will You Get Back to Even?

If you’re underwater on your mortgage — i.e., you owe more than your home is worth — you may be wondering how long it will be before you’ll resurface. […]

FMF March Money Madness, Round 2, Posts 13-16

Here we go with the second round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Zecco Review For Online & Forex Traders

While I’ve made it a mission to orient myself with great online brokers around the web, I’ve come to know quite a few of them well enough to favor some over others. As far as Zecco is concerned, I look upon this company as a popular entity in the online broker world: they’re well-known and [...]Zecco Review For Online & Forex Traders Copyright 2011 All rights reserved. […]

Are Those Goods Counterfeit, or “Real”?

Every year, millions of dollars’ worth of counterfeit goods are brought into the United States and sold to unsuspecting — and even suspecting — consumers looking for a good deal. […]

Spend Like You Want to Grow Rich

The following is excerpted with permission of the publisher John Wiley & Sons (Asia) Pte. Ltd. from Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School by Andrew Hallam. Copyright (c) 2011 by John Wiley & Sons (Asia) Pte. Ltd. I wasn’t rich as a 30-year-old. […]

Co-Signing a Loan Can Ruin Your Credit and Your Life

Have you ever been asked to co-sign a loan or a credit card for one of your children? Have you ever promised to guarantee a loan for a family member or a close friend? […]