Always Ask for a Raincheck

A few weeks ago Walgreen's had my favorite snack, Blue Diamond Almonds, on sale for $4.99 a bag. Since the almonds are usually $7.99 a bag, we regularly stock up when there's a sale (which Walgreen's has regularly, BTW). […]

Building and Using a Time Diary

During the month of May and the first half of June, I kept a time diary. […]

Credit Market Improving, Will Economy Follow?

The Federal Reserve Bank of New York released their quarterly evaluation of the credit markets, and they are reporting some good news for consumers. Total consumer debt dropped $50 billion since last quarter, ending at $11.4 trillion on June 30. Mortgage balances and home equity credit balances declined, contributing to the overall decrease. […]

Aurora Bank Online Savings Account Review

These days you have a great deal of choices when it comes to parking your cash. It’s hard to believe that just a few short years ago you basically had to rely on your local bank or the then one of the very new online savings account providers. This is great news for consumers because it keeps rates competitive and makes sure customer service remains top-notch. […]

Never Be Without an Emergency Fund

Squirrels do something funny in the fall, they collect up acorns and seeds for the winter. They know that the pickings will be slim come the snow and so they save up now to help them weather the leaner times. While we can’t time emergencies as well as squirrels can time winter, we have to know that emergencies lurk around every corner. […]

How to Get Cheap Drugs

This post is from GRS staff writer Donna Freedman. Donna writes a personal finance column for MSN Money. She also writes about frugality, intentional living, and life in general at her own blog, Surviving And Thriving. Six of the highest-selling prescription medications in the United States will be “off-patent” before the end of 2012. […]

Ask The Readers: How Do You Buy Music?

For most people, music is a part of life they can't live without. Almost everyone has a list of favorite songs and artists. As a result, many people buy single tracks from iTunes or head out to their local music store to get their favorite artist's latest cd. […]

What if the Mortgage Interest Deduction Went Away?

Recently, the United States Congress raised the debt ceiling after a lengthy and ugly debate about spending cuts and tax increases. One of the issues discussed is eliminating or capping the mortgage interest deduction. This deduction is quite popular amongst the American people and is often heralded as the best tax deduction for the middle class. […]

How to Avoid (and Treat) Cold Sores

There it is — that horrible tingling sensation that lets you know a cold sore is about to erupt all over your face, ruining the next week and making you wish that burqas were suddenly in fashion for a short while. Is there anything more annoying than a cold sore? I got my first cold sore when I was 8 years old, right in the corner of my mouth. […]

Seven Ways to Slash Your Electric Bill

Ouch, that electric bill is gonna hurt this month! With temperatures soaring across the United States, power consumption has been soaring right along with it. Of course you’ve already turned up your thermostat and screwed in the CFLs, so here are some slightly different tips to trim the power bill. Get your hands wet. […]

Best Money Tips: Save on Your Next Road Trip

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save on your next road trip, how to beat the summer heat, and how to donate a car. Top 5 Articles 6 Ways to Save on Your Next Road Trip — To save money on your next road trip, research your gas options. […]

7 Business Lessons I Learned the Hard Way

When I started my own copywriting and creative consulting business two years ago, I wasn't prepared for all the stress that came with it. Naively, I thought I could name the business, create marketing materials (like a website and business cards), and start working. Not so much. There were several hurdles that I had to jump to get the business up and running, and I'm still encountering hurdles to […]

10 Things Your Parents Won't Tell You

Smart Money lists 10 things your parents won't tell you. Here are the ones that intrigued me the most: 1) "We're rich."Surprise inheritances aren't uncommon. In a recent U.S. Trust study, 52% of parents with assets of $3 million or more said they haven't told their children just how wealthy they are, and another 15% haven't even said told them that they're well off. Why are they withholding? […]

Keep your house from going up in flames — and reduce your electric bill

Our clothes dryer had been not doing its job for the past few months.  It would take a couple of cycles to get the clothes passably dry.  It wasn’t like this when we first bought the dryer. We checked the parts we could see first.  We were regularly cleaning out the lint trap.  The heat was definitely working; it was piping hot in the drying compartment.  The ducting was connected. After digging a […]

Warren Buffett Doesn’t Want to Be Coddled

Warren Buffett is staying in the news. I wrote recently about his desire to continue investing in stocks during market volatility, and today he published an opinion piece in the New York Times. He laid out the facts about how income is generally taxed. […]

Saving Pennies or Dollars? Unplugging the Microwave

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

What Not to Keep in Your Wallet or Purse

Yahoo lists ten things not to keep in your wallet or purse as follows: Social Security Card Your Passport Passwords/Pass codes A Non-Password Protected Phone Your Checkbook Too Many Credit Cards Too Much Cash Gift Cards/Certificates Jewelry or USB Devices Receipts Here's what we do (between my wife and me): Social Security Card and Passport - Seriously? […]

5 Middle Class Tax Breaks

I have heard a ton about tax breaks for the wealthy over the last two years. I have also heard a few things about tax breaks for the poor but didn’t know any details. I seldom heard about tax breaks for middle class individuals though. I thought I could do us all a favor and write about tax breaks I saw mentioned at Kiplinger. […]

Time to Refinance Your Mortgage?

If you’re in a position to refinance your mortgage and haven’t done so already, now’s a great time to lock in a very low rate. And even if you have refinanced, it might make sense to refinance again. You’ve likely heard about the “historically low” mortgage rates over the past few years, but 15-year fixed rate mortgages dipped to an all-time low of 3.50% last week. […]

Nominate Your Favorite Blogs and Products for the Plutus Awards

I don’t normally like to interrupt the stream of personal finance articles with something that’s more related to the website than it is to money, but this is an important message that can help support the entire community of blogs that focus on writing about personal finance. […]