Would You Take This Job? The Toughest Jobs In America

In your opinion, what’s the toughest job in America today? I think that these examples may all be competing for that title: Refuse and Recyclable Material Collector Logging Worker, Lumberjack Fisherman Zoo Worker Septic Tank Worker Police Officer Or what about the myriad other really difficult jobs (in my mind), such as working at a [...]Would You Take This Job? […]

Take Shorter Showers (158/365)

After a long day, I enjoy a nice shower. It feels pretty good to stand in there and let the water pour over you. Every once in a while, I simply take a long shower. Most of the time, though, a shower is just a task to be performed as part of the normal day. With children around, it’s one that needs to be performed quickly, too. […]

The Fault Lines in Our Financial Self Image

It wasn’t all that long ago that popular radio stations in my hometown were regularly airing a commercial that never failed to make me guffaw. The ad was for some debt-elimination service that promised to extricate its clients from a slag heap of bills. […]

Help a Reader: Where to Keep Emergency Fund Dollars

Here's an email I recently received from a reader. It was in response to comments left on my post titled How is Your Emergency Fund Doing?: I have an emergency fund that is composed of $3,000 in a rather low interest bearing account. (Small emergency) I have $6,000 in an on line savings account earning 0.85%. […]

High School Graduates Without College Degrees Want More Education

A survey of high school graduates from 2006 through 2011 who have not earned bachelor degrees and who are not currently enrolled in college shows that a strong majority are not happy with this aspect of their lives. The survey was conducted by the John J. Heldrich Center for Workforce Development at Rutgers University, who collected a sample of 544 high school graduates meeting these criteria. […]

Reader Mailbag: Handwritten Letters

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. 401(k) early withdrawal concerns 2. Soccer in America 3. Money, sanity, and in-laws 4. Keeping old magazines 5. Frugal vitamins 6. Tossing unhealthy foods 7. Divorce and credit 8. Switching credit unions 9. […]

TD Bank Summer Reading Program

Remember Book It? I used to love that program… free personal pan pizzas from Pizza Hut just for reading. I used to read Encyclopedia Brown and Hardy Boys and all those books for free. When I learned I could get free pizza for reading… it was like Christmas in June. […]

The Retirement Outlook for 20-Somethings

This post is from staff writer Tim Sullivan. Over Memorial Day weekend, a few friends and I took an RV to Banff, Canada. I’m from Chicago and have only been in the Pacific Northwest for a few short months. We Chicagoans are flatlanders and the geographical splendor of the snow-caps that now surround me is a source of a daily inspiration. […]

But I Don't Want To! Secrets to Self-Motivation

When I sat down to write this piece, I thought the “slant” was pretty obvious. There are, after all, only a few things that truly motivate us to move in one direction or another: fear, money, love, and hate. […]

25 Cheap, Multi-Purpose Beauty Products

We all want to look our best, but let’s face it. Our financial bottom line often takes priority over the season’s hottest shade of nail lacquer. These 25 cheap beauty products serve multiple uses while also being extremely cost-effective. (See also: 5 Hair Conditioners You Can Make at Home) 1. […]

Best Money Tips: Make Collecting Pay Off

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on making collecting pay off, retiring without sacraficing fun, and saving money on family summer vacations. Top 5 Articles Eight Ways To Make Collecting Pay Off — To make collecting pay off, build intellectual capital and leave heirs a road map. […]

Play On: 5 Great Card and Board Games

If you walk down the board game aisle at any department store, it can seem like the number of games available just keeps going up. It can be tempting to grab the first game you see, especially if you’re in a hurry to start up a family board game night. […]

30 Steps to Great Finances: Steps 12, 13, and 14

Today we are going to continue our series of the 30 steps anyone can take to have great finances. If you are new to this series, please read through the steps we've already covered before reading this post.Last time we discussed ideas for making extra income. Today we will offer an additional idea for putting more money in your pocket. […]

20 Typical Reasons To Sell Your Stock Or Mutual Fund

Don’t get scared out of the market. Learn to spot the reasons why you should sell your equities, and do so with a level head or with sufficient planning and true intention. That Scary Market! Before deciding to sell a stock or mutual fund, we must understand our motivations. […]

Join Our Tweetchat on Thu 6/7, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Financial Checkup Time! Learn about updating your budget, contributing to retirement accounts, and maintaining an emergency fund. […]

Install Low-Flow Showerheads (157/365)

Shower heads vary widely in the amount of water that they disperse, and the water flow isn’t directly connected to how strong the shower feels, either. The best shower I’ve ever had was when I was in college, where the dormitory had these enormous showerheads that dropped water on you from the ceiling. It felt much like standing in a mild rainstorm. […]

Two Bearish Stock Chart Patterns to Watch

In the first article of this series we learned how to read a chart. We looked at only three parts: The price action of the stock, (or index, commodity, etc.) the moving averages, and the volume. Although there are plenty of other layers complexity that we could apply, many of the best technicians don’t go far beyond this. […]

How I Lost $280 in Credit Card Rewards by Not Paying Attention

As many of you know, I use a multi-card credit card system to maximize my cash back rewards. Doing so I earned nearly $2,300 last year. It was going to be hard to beat that number in 2012 because I had a couple big bonuses in 2011, but I wanted to get at least over $1,000 since that would be my second biggest year ever, but those plans have hit a major snag because I dropped the ball. […]

IRS to Modify FSA Use-It-or-Lose-It Rule?

I’ve always hated the use-it-or-lose-it rule that governs flexible spending accounts. In case you weren’t aware, if you set aside money into an FSA and then fail to spend it by the end of the year*, you lose the money. […]