Sinking Dollar: This Time on Purpose

The Fed wants to keep the inflation rate up around 2%, simply because their efforts to boost the economy only get traction when they can push interest rates well below the inflation rate — something that's tough to do when the inflation rate is as low as it's been. Normally, it's no problem to produce inflation: The Fed just creates some ad […]

Dave Ramsey’s House: Living Like No One Else

Debt reduction guru Dave Ramsey is well known for encouraging his followers to “live like no one else so that you can live like no one else.” Sound advice. But have you ever wondered how Ramsey himself lives? I recently ran across an interesting article that provided details about Ramsey’s new mansion just south of Nashville (pictured below). […]

How Much Money You Should Spend on Hobbies

A Consumerism Commentary reader wrote in with a simple question which should have a simple answer: What percentage of income should a person spend on hobbies? I enjoy talking about hobbies. I have a wide variety of interests, and many of these have no prospects of making money for me for the time being. This is a great question. […]

5 Ways to Spend Less on Fido and Fluffy

ShareThisFido and Fluffy have become common members of most households. Rarely do you find a home that doesn't have a cat or dog, and in many households, pet owners treat their pet as if it were their son or daughter. […]

Career Insurance: Insuring Your Most Valuable Asset

The following is a guest post from FMF at Free Money Finance. If you’d like daily tips, thoughts, and suggestions on how to grow your net worth, subscribe to Free Money Finance for free by clicking this link. For most people, their career is their most valuable financial asset. Nothing else they own is likely worth as much (several million dollars over a lifetime). […]

Examples of How to Pay for College Without Borrowing

I have been reading the best book I've ever read on preparing financially for college. The book is Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents and I'll be sharing a bit of it over the next several days. […]

Star Money Articles and Carnivals for the Week of Oct 11

Let's start off with a reminder: FMF is on Facebook. Every weekday I post a couple pieces that usually aren't on FMF. […]

Ask Stacy: Why Do Good Borrowers Get Punished?

Sheila makes all her mortgage payments, but nobody will allow her to refinance her underwater mortgage. How come there's no help for people who do the right thing? […]

Check on your preferred provider networks

The staff at my dentist’s office gave me something to think about yesterday.  They told me that they would be leaving the preferred provider network for the dental insurance company I’m currently using.  Staying in the preferred provider network was costing them too much money, so they’re pulling out as of December 1st. This was a nice gesture.  They didn’t have to do that.  They […]

Don’t Be Afraid to Save On Halloween

You don't need a financial fright to have fun with Halloween. Stacy finds out the most popular costumes for the season and gives advice for saving on spooks. […]

Top Personal Finance Blog Rankings & Blog Anniversary

There have been some exciting things occurring on the blogging front lately. For instance, I’ve just found out that the Money Crashers team has come up with a really great new rankings page for personal finance bloggers. I actually met up with the MC folks some weeks back when they came over to visit the Bay Area. And well, they are very cool folks. […]

10 More Essential Skills You Didn’t Learn in College

I thoroughly enjoyed this recent WIRED article entitled 7 Essential Skills You Didn’t Learn in College. […]

Personal Finance Blogs – Find Read Connect

When I started No Credit Needed in 2005 there were just a hand full of personal finance blogs.  Now there are thousands of them.  Keeping up with all of the great content and content producers can be difficult, but not impossible. Here are the tools and sites that I use to find the latest content from my favorite personal finances bloggers, connect with them, and share their articles. Find Latest […]

One Legit Way to "Game" the FAFSA (And One Crazy Suggestion)

I have been reading the best book I've ever read on preparing financially for college. The book is Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents and I'll be sharing a bit of it over the next several days. […]

ING Direct Debit Card 1% Cashback Promotion

ING Direct is offering a 1% cashback promotion on their Electric Orange debit card for purchases under $50 from now until November 30th. This applies to the card even if you use it as a credit card (signature based purchase). It’s not often that a debit card offers 1% cashback. If you already have the card, you don’t have to do anything because the promotion is activated automatically. […]

What to Do When Your Car Reaches 100,000 Miles

Yahoo says that there was a time when cars hitting 100,000 were worn out. But they say many of today's cars can go twice that far without major repairs. […]

Reader Mailbag: New Format

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Extra mortgage while underwater 2. Homemade pet food 3. How does a mortgage work? 4. Thoughts on franchising 5. The future of Berkshire Hathaway 6. Writing about an employer 7. Switching careers and emergency savings 8. […]

5 Tips to Save on Rent

Rental occupancy is way up — your savings on rent should be, too. Here's some advice to help the cost of your rent make less of a dent. […]

5 Reasons Why People Are Broke

This is a guest post from Most people don’t really understand money. There are two things to grasp before you can ever become wealthy. Those two things are illustrated in this top five list of things that explain why people are broke. Broke Reason #1: Money Is Not Wealth Having money is not the same as having wealth. […]