Ben Stein Offers Four Lessons From the Recession

The United States must be approaching the end of the recession when economists begin offering their retrospectives. Even if the data are pointing to an end to the recession, in technical terms, the economy is a long way from recovery. Just look around at the people out of work. […]

Ask the Readers: How Do You Handle Peer Pressure?

Your friends and family influence you. They affect the way you view life. If your friends are frugal, it’s easier to be frugal yourself. But if they’re wrapped up in consumerism and materialism, and can be difficult to resist the urge to join them. […]

Five Steps to Six Figures in Seven Years

Here is a piece I originally wrote for Get Rich Slowly. It's only slightly different than the version there (this version has no comments or editting from JD -- though his additions probably made the piece better.) ;-) Historically, "making six figures" has been to income earners what "becoming a millionaire" has been for those tracking their net worths -- a lofty goal achieved by only a select fe […]

Carnivals for the Week of Nov 16

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. […]

Carbonite vs Mozy: Online Backup Services

Those of us doing any kind of work on our personal computers know how crazy things can get when the “infrastructure” goes down. Perhaps you want to start an online business or more likely, you care a lot about what you’ve got stored in your machines. If so, then you should get into the habit of backing up your data. […]

Urgent: Check Your Withholdings

By Philip Brewer Your paycheck has probably been bigger this year because the government stimulus package cut the amount of tax withheld from people who were expected to get the new "Making Work Pay" tax credit. […]

5 Ways To Screw Your Credit Card Company

Credit card companies can be sneaky sneakers. They have trickster ways that entice us to spend more, pay off less, and dig ourselves deeper into credit card debt. […]

How to Define Net Worth

Here are some interesting thoughts from Stop Acting Rich: ...And Start Living Like A Real Millionaire on how to define net worth. Here are the two ways he defines net worth in the book: Augmented net worth is the "traditional" definition -- assets minus liabilities. It includes ALL assets and ALL liabilities. […]

The 40/30/30 Rule

Recently, I was reading a great article at The 99 Percent entitled The 40-30-30 Rule: Why Risk Is Worth It. I originally intended to include it in my weekly roundup, but as I thought about the 40-30-30 idea, I found that the connections to careers, personal finance, and life were profound. What is the 40-30-30 rule? […]

So What? by Mark Magnacca

A publisher sent me So What? by Mark Magnacca a few weeks ago and it sat on my shelves because I wasn’t sure how it fit Bargaineering – until today. So What? is a book about how to change your mindset so that you become a more effective communicator and salesperson. […]

Living It Up… At the Library?

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. […]

Interview Like A Politician: Dominate the Conversation

If you’ve ever listened or watched to an interview of a politician, you’ll probably recognize the “talking points” when they come up. Talking points are ideas, also known as takeaways, that an interviewee wants the audience and the interviewer to learn during the course of the interview. […]

How To Write an Interview Followup Thank You Letter

The courting process doesn’t end with the conclusion of an interview, first round or on-site. After an interview, it’s a good idea to write a follow up or thank you letter so that you can thank the interviewer and maintain an open channel of communication. […]

Mindless Spending: Frequency Matters More Than Height

The following is a guest post from Marotta Wealth Management. Dieting and budgeting face similar hurdles in the American lifestyle. Some of us live to eat; others eat to live. Attempting to reduce our spending is every bit as challenging as trying to slim our waistlines. Some shop to live; others live to shop. […]

Best Deals For Thursday 11/19/09

By Paul Michael Today's WISEBUY. Jet Blue Sample Sale: 1-Way Airfare From Just $29! Today only, the JetBlue Airways Sample Sale has select 1-way fares starting at $29. […]

How to Answer the 10 Most Common Interview Questions

Bookmark with! In the course of my career, I’ve been involved in over forty interviews. More than half have been in the capacity of the interviewee and the rest were as the interviewer, with an even mix of on-site and on-campus interviews. […]

Thanksgiving: 3 Ways (This Thanksgiving We're Going to Party Like It's 1621)

By Max Wong Thanksgiving is my very favorite holiday. I prefer it to the December holidays, New Years, and even my birthday. I prefer it because it is one of the only holidays that have not succumbed to commercialization and become a special day for candy and home decor companies to push their wares. […]

Tallying the True Cost of Debt

By Bankrate The financial side is easy to quantify, and the numbers are huge. Americans are drowning in debt, carrying a record $972.5 billion in revolving charges at the end of 2007, according to data from the Federal Reserve. "The average household has $11,000 to $12,000 in credit card debt," says Christopher Viale, president and chief executive officer of Cambridge Credit Counseling Corp. […]

Personal Finance 101: How Averages Lie

Whenever a personal finance writer – or a writer of any kind – wants to make a bold, shocking point, they’ll often pull out an “average” of some set of numbers. That average, when read without further investigation, is often really shocking. Could that really be true? […]

Way to Save #123: Hang Up On Frills

The phone company is a master at getting us to buy services. They sell your phone number to telemarketers, then sell you caller ID to thwart them. In round two, they sell services that block caller ID to telemarketers, then sell you a gadget that won’t allow blocked calls to ring through. Don’t play this [...] […]