2009: A Turbulent Year for Credit Card Issuers and Cardholders

Note: The following article is reposted by permission from LowCards.com. This past year has been one of the most turbulent years in the history of the credit card industry for both issuers and cardholders. Issuers made substantial changes in their rates and fees Read more ...Subscribe to our newsletterLike this article? […]

Guest Post: Living off Capital

By Philip Brewer I have a guest post up on The Simple Dollar that talks about Living Off Capital. People who come from wealthy families learn how to live off capital. The rules are taught along with all the other things they learn from their parents–how to dress, how to eat, how deal with bankers and trust officers. […]

Living off Capital

Philip Brewer is perhaps my favorite personal finance blogger. I thoroughly enjoy his writings and I’ve told him so in the past. A few months ago, I offered him a very rare guest post slot here at The Simple Dollar so I could share his writing more directly with you all. This is the article that Philip contributed. […]

Restaurant.com Gift Certificate Coupon Codes & Tips

I remember when I first heard about Restaurant.com a few years ago. Their offer back then is the same as it is now, you can buy a $25 Restaurant gift certificate for $10. Every few weeks, they run a 70% or 80% off promotion where you end up getting a $25 Restaurant gift certificate for two bucks. Two freaking dollars… three if you only use 70% off. A few years ago, hardly anyone took them. […]

How to Give When You Can't Afford To

Money magazine lists 13 creative ways to maximize your charitable impact without writing a huge check as follows: Maximizing Your Own Resources Dish out professional know-how, not just soup. Clean out the garage, attic, basement... Put your plastic to work. Plenty of credit cards promise to send a particular charity a cut of whatever you charge. Pick the right bank. […]

Skip the Holiday Hype: 10 Non-Shopping Activities

By Frugal Duchess Forget the holiday hype and just have fun. Here are 10 frugal activities that don’t involve shopping and could save money. 1. Get more rest. Sleep is a good investment. With more rest, I work smarter, think clearer and save more. Costly financial errors develop when I become a sleep-deprived, whirlwind of nervous energy. […]

Best Deals for Thursday 12/17/09

FREE Not Your Mother's Slow Cooker Recipes for Entertaining (Kindle Edition) Gameloft Apps: Real Soccer 2010, Blades of Fury, more for 99 cents each Crocs outlet: Up to 50% off + extra 50% off Imperial Crest Men's Pleated Tuxedo Pants for $10 + $6 s/h Sloopy 60" Dog $40 […]

Stretch Out a Small Space

By Sasha A. Rae You’ve finally found the space of your dreams, only it’s not as spacious as it ought to be and now you don’t know how you’re going to fit all your goodies into the digs. In fact, the more you look at your space, the more you wonder how you even imagined you could fit everything into it, including yourself. Have no fear. […]

Review: Making the Most of Your Money Now by Jane Bryant Quinn

Author Jane Bryan Quinn took her massive personal finance book published in 1997 and revised and updated the information to create Making the Most of Your Money Now: The Classic Bestseller Completely Revised for the New Economy, which will be released on December 29, 2009. […]

Investing without Goals Is Like Golfing without a Putter…

… you might make some general progress, but when you finally come close to the target, it will be very difficult for you to hit that shot. Time and time again, people write to me and ask questions about how they should be investing their money. […]

Way to Save #152: Dump Disposable Diapers

Washing your own diapers can save you a couple of hundred dollars in a year and your landfill will be happier too! […]

36 Green Gift Wrapping Ideas

By Myscha Theriault Trying to maintain eco boundaries in the middle of winter holiday chaos? It can be tough, particularly with all of those ribbons and bows tempting us at every turn. If your tastes lean more towards silk and satin than burlap and tin foil, here are thirty-six green gift wrapping ideas to get you started. These ideas were all included for various reasons. […]

How to Remove Unauthorized Hard Inquiries

Reader Christine recently left a comment on the What is a good credit score? post in which she asked how she could get unauthorized hard inquiries removed. For her particular case, it’s likely that she agreed to the hard inquiries when she “clicked on a link on some website that I do not even remember now and got phone calls from about 5 lenders. […]

Ask the Readers: Do You Buy Christmas Gifts For Your Spouse?

This article is by staff writer Adam Baker. Baker recently listed the Top 10 Money Movies of the Decade. At this point, I hope you’ve done most of your Christmas shopping (and/or making). Only the brave or the foolish have yet to form a holiday shopping plan of attack. […]

Flexible Spending Account – Spend It Before You Lose It

If you don’t spend the balance of you Flexible Spending Account before the ball drops in Times Square, you forfeit the excess and burn up your savings. Don’t squander your FSA! […]

Great Thoughts on Thank You Notes

Here are what I consider to be some great thoughts on post-interview thank you notes from the Personal Branding Blog: I’ve said it before and I’ll say it again: I’ve never hired a candidate who didn’t send a thank you note after our interview. As a hiring manager, it’s just one simple way to compare my top candidates. […]

Last Minute Gift Ideas: Books about Money, Honey!

Deck the halls with savvy savings, fa la la la la, la la la la financial books! ‘Tis the season for spending smartly, giving gifts generously, and thinking a little bit about the budget. Yes, the budget. Sigh. Buying a smart book is a pretty inexpensive gift though, and there’s still lots of time to hit the bookstores or to order online. […]

Best Christmas Presents

The following is a guest post from Marotta Wealth Management.  Many people spend more during the holiday season than they can afford. Guilt or shame drives them to put too many big-ticket items under the tree. But the satisfaction is both short-lived and shortsighted. Understanding the economics of gift giving may help you decide when and what to buy for Christmas. […]

15 Uses for Incredibly Inexpensive White Vinegar

One of the best bargains in your local grocery store is plain old white vinegar. You can get a 32 ounce jug of it (half a gallon) for about $1.50 and it has a multitude of uses beyond the edible ones (like pickles and salad dressings). Here are fifteen uses for white vinegar, most of which I use myself. Toilet cleaner Got a toilet bowl that’s difficult to clean? […]

Moose Tracks for the Holidays?

As many of you know, Moose Tracks ice cream has been a sponsor of Free Money Finance from day one. And since you're likely a week or so away from some sort of feasting, I thought I'd suggest you consider some for your upcoming holiday celebration. Or perhaps to ring in the new year! […]