Zecco Refer & Referral a Friend Program

If you have a Zecco Trading account, you can easily earn $75 by sending a referral to a friend. […]

Cash Commons now in open beta!

First off, a big thank-you to beta testers Flexo, SuburbanDollar, J from Budgets are Sexy, The Frugal Lawyer, and a number of others who expressed interest. Now that the hosting platform is in open beta, so am I … … Please allow me to introduce Cash Commons! Cash Commons is a place for asking any and all questions about money. […]

Learning and Saving

There are a lot of things in the world I know nothing about. Not knowing about something can be very expensive. Allow me to illustrate… The brake light came on in our car a couple of weeks ago, and we started looking around at different places we could have them checked. […]

Use a Lease Option to Lock in Low Home Prices

This article is GRS staff writer Adam Baker. In addition to his work at Get Rich Slowly, Baker blogs over at Man Vs. Debt, where he publicly tracks his spending on a daily basis. Everywhere I turn, people are speculating on whether housing prices have bottomed. While I personally feel things are looking better, I’m never a fan of trying to time markets. […]

What Players Earn for Winning Baseball World Series

This doesn’t really have much to do with personal finance, other than it includes a few numbers, but I figured since we were knee deep in the baseball post-season, why not do something fun? Ever wonder what players get for winning the World Series? Winning the World Series is prize enough for the players involved but did you know that they also get a cash payout too? […]

Results, Results, Results

I didn't know whether to name this post "It's the Results, Stupid" after the old Bill Clinton campaign focus or go with the take-off on the real estate adage of "location, location, location." I went with the latter since I don't like calling anyone stupid. But I digress... Here's a piece from Yahoo that talks about the problems with buzzwords on a resume and in an interview. […]

Family Finances: How Is Your Financial Status?

If you’re a regular here, you would be aware of my interest in fun interactive tools and web sites on the subject of personal finance and money management. I’ve already showcased quite a few interesting tools here. But this time around, I thought to show you this CNN Money graphic that gauges your financial health. […]

Zecco Refer & Referral a Friend Program

If you have a Zecco Trading account, you can easily earn $75 by sending a referral to a friend.  The gist of the Zecco refer a friend program is pretty straightforward, you send an invite by email to a pal that may be interested in opening an online discount broker account, your friend signs-up with the same invited email address, funds their account for $500, and you’ll get $75 cash deposited int […]

University of Idaho Offers Free Personal Finance Courses

The world has known about free online courses like MIT OpenCourseWare and Open University (for a longer list, check the end of my foundation post about online education). Until today, I wasn’t aware of any university that has offered personal finance courses and certainly not one that has put it all on the web for anyone to use! That’s exactly what the University of Idaho Extension has done. […]

Before you hire a computer geek, check out this free website

Computer problems can range from being almost unnoticeable, to mildly annoying, to frustrating, to downright costly if it’s a necessary component of your business.  Regardless of whether your computer is top of the line or a few years old, it’s always more pleasant when things are working as they should. For a while, my computer had been really noisy.  The fan would rev up when I did something tha […]

Never Eat Alone: Anchor Tenants

This is the eleventh of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone, where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased apart and looked at in detail. […]

Four Last-Minute Ways to Boost Your Retirement Savings

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They list four last-minute ways to boost your retirement savings as follows: Downsize your home Move to a lower-cost locale Delay retirement Phased retirement (work some) My thoughts on these: 1. […]

New ING Direct Added Value CD

Yesterday, ING Direct announced a clever new take on CDs – it’s the Added Value CD. The idea is very simple, you can get a 12 month CD with a rate of 2.25% if you open it and fund it with “new money” from a non ING Direct account. According to their terms and conditions, the new money must increase your total deposit balance as of yesterday, October 7th, 2009. […]

HAPPY Act: $3,500 Pet Care Expenses Deduction (Proposed)

Wouldn’t you throw your support behind something called the HAPPY Act? I know I would, it sounds so… cheery! It exists and it’s a bill that has been introduced in the House of Representatives by Representative Thaddeus McCotter (R-MI). The Humanity and Pets Partnered Through the Years (HAPPY) Act, H.R. 3501, would offer a $3,500 tax deduction for qualified pet care expenses. […]

Lending Club – September 2009 Performance

As September came to a close, I was enjoying an 11.98% net annualized return with Lending Club. Once again, I spent the month expanding my holdings beyond my original “High Risk” and “Low Risk” test portfolios. […]

How to Close an FNBO Direct Account

A couple weeks ago I closed my HSBC Direct account and today I closed my FNBO Direct account. As was the case with HSBC Direct, I’m not closing the account because I don’t like FNBO Direct or the online savings account itself. I’m trying to simplify our financial lives, post-marriage, and we have far too many financial accounts. […]

Budgeting Tips for Getting a Pet

It's been awhile since I've talked about the cost of pets and frankly I thought I had said everything that was to be said on the topic. Then I found this piece that lists budgeting tips for a new pet as follows: Estimate the one-time “start-up” costs and the ongoing “maintenance” costs of the pet. Slot those annual numbers into your budget. Prepare for unexpected surprises. […]

The Simple Dollar Weekly Roundup: Three Little Things Edition

Three little items of interest. 1. I will be attending the SXSW Interactive conference in Austin, TX on March 12-16 (or some subset of those days). I hope to have copies of my upcoming book there to give to a few people. If you’re going to be there as well and want to meet up, let me know! 2. […]

When Should You Fire Your Real Estate Agent?

By Xin Lu Lately several couples I know have been trying to purchase real estate, and it seems that none of them are too happy with their real estate agents. Some of them have been working with their agents for months without any positive outcome. The fact is that some of these poorly performing agents should have been fired long ago. […]