Reader Mailbag: Project Ideas

I have more great ideas for projects than I ever possibly have time to complete. I have a 2004 Santa Fe which is getting to be too small for my family. We have three kids now and plan to make it 4 and 5 in the coming years. (Though not within a year or so for the next one.) It has some minor body damage (scrapes, small dents, etc.) but still runs well. […]

3 Reasons Not to Invest Now

ShareThisA common piece of investing advice (which is generally true) is that the best time to start investing is now. But we must also remember that investing requires a personalized plan. You must invest based on your particular season in life and your particular financial situation. Too often people invest on what others say or think. […]

10 Ways to Get Physically Fit Without Spending Money on a Gym Membership

The 2009 Gallup-Healthways Well-Being Index found that out of the 673,000 Americans they interviewed by phone, 36.6% are overweight and 26.5% are obese. […]

Stay Focused: 300+ Tips for Staying Focused

I don't know about you, but for me, spring brings out the worst in my ability to focus. When the weather turns sunny all I want to do is be outside. My basement renovation project gets pushed aside for garden work. Library studying turns into less-than-productive patio studying. […]

Tax Deferred vs. Roth Retirement Contributions

If given the choice, should you make traditional (i.e., tax-deductible) or Roth retirement contributions? This has been a hot question in financial planning circles ever since Roth plans were created in 1997. For the sake of simplicity, I’m going to restrict today’s discussion to IRAs, but it’s applicable to any retirement vehicle with a tax-deferred vs. Roth option. […]

100 Best Money Moves You Can Make Now

The latest issue of Money Magazine shares a list of one hundred tips for dealing with your money, from investing in stocks and locating a deal on a house to maintaining sanity on flights and feeling superior to Nicholas Cage. […]

Consequences of a Large Roth IRA Conversion

You won’t have a bigger fan of a Roth IRA. I’ve been a fan of them every since my dad told me about them over ten years ago. Back then, the appeal was in not having to keep track of capital gains and losses for tax purposes. As a kid with little understanding of personal finances and a healthy appreciation for the law, that seemed paramount. […]

If You’re Going to Buy a Warranty, Shop Around

This post is from GRS staff writer April Dykman. I’m writing this post on my brand new MacBook, which I just purchased yesterday. […]

How to Ask for a Raise

If you enjoy this post and would like to receive free, daily suggestions on how to grow your net worth, you can subscribe to Free Money Finance using your feedreader and this link or get daily email updates using this link.  I've talked about how to make the most of your most valuable financial asset -- your career, getting consistent raises by delivering what your boss wants you to deliver. […]

How To Invest In Commodities as an Average Investor

Commodity market prices can serve as an inflation indicator (via a commodity market index). If you’re looking for an inflation hedge, you may want to look at investing in this market. One of the funnier stories on investment trading that I’ve come across is this one about the hapless commodities trader. It was that moment that Brad’s palm almost immediately made contact with his forehead. […]

Review: How to Get Rich

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. The title of this book alone encouraged me to not bother reading it for the longest time. As I’ve expressed before, I have no interest in being rich. I want financial independence, that’s all, and for me that’s not really a mountain of money. […]

Podcast 52: Unautomate Your Finances, Adam Baker

This week’s guest on the Season Two finale of the Consumerism Commentary Podcast is Adam Baker, creator of the Man vs. […]

How to Read The Wall Street Journal for Free

If you visit The Wall Street Journal and try to read the articles, you’ll find that you will need to have a subscription to read anything behind the first paragraph or two. Subscriptions are $1.99 a week if you want online access, $2.69 per week if you get both print and online. […]

6 Ways to Save Money on Eyeglasses

Dealista MP3:  Dealista #33: How to Save Money on Eyeglasses ShareThisThis article shares tips from the newest episode of Dealista, our new podcast that'll help you get more for less. […]

Finding Your Own Value Balance at the Grocery Store

Whenever I go shopping, I find myself with an interesting mix of items in my cart. There’s quite a few generics, quite a few “low cost” name brands, and still some more rather upscale items (like organic fresh foods). Organic baking soda gets tossed in right next to the free range eggs, for example. Why exactly do I skimp so hard on some items but spend so much more on the others? […]

The Bible on Debt

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Recently I had the chance to speak at my church on How to Get Out of Debt. Before I got to the specific steps, I talked about some points the Bible makes about debt. Here are highlights of the four points I focused on: The Bible does not prohibit debt. […]

Five Financial Problems We Struggle With

Given all of the things I write about on The Simple Dollar, some people tend to assume that all of this just comes easy for me and my family. To put it simply, it doesn’t. […]

The Simple Dollar Time Machine: April 17, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

What is the Middle Class?

“Middle class” is a term that has a hundred different meanings if you ask a hundred people for their definition. […]