Seven Times NOT to Use Coupons

Coupons always seem like such a great deal. Who can resist 50 cents off that box of mac and cheese? But is using coupons always a good idea? No. Here are seven times you might want to holster those scissors and shop without coupons: 1) When the coupon isn’t the best deal. […]

How Long Should Your Child Live with You?

One of the realities of life is that more and more adult children are living with their parents. In some cases, the plan is to save money by living at home while a child attends a local college. At other times, the children are “boomerang” children — returning home after college while they try to [...]How Long Should Your Child Live with You? from personal finance blog […]

Another Person Who's Having Trouble Making Ends Meet on a Huge Salary

Add this piece to the list of people who are having trouble making ends meet despite the fact that they have HUGE salaries. It's enough to boggle the mind!Now I'm not going to make fun of these people (I guess I'm maturing in my old age), but I do want to highlight and comment on several parts of the Bloomberg piece linked above. […]

Chase Total Checking $125 Promotion

This promotion has ended early. Chase is offering new checking account customers, specifically the Chase Total Checking Account, a $125 cash bonus if they satisfy certain simple conditions. […]

AmazonLocal Selling $10 Gift Cards for $5

This deal has ended. I don’t usually write about these types of deals but this one seems a little too good to pass up. We buy a ton of stuff from and so anytime there’s a deal like this (similar to the Living Social deal last year), I snap it up. The deal is [...]AmazonLocal Selling $10 Gift Cards for $5 from personal finance blog […]

The Moral Instinct and Your Money

I recently came across a fascinating article from the New York Times by Steven Pinker called The Moral Instinct. […]

Build an Emergency Fund, Pay Off Debt, or Save for Retirement? Three Competing Goals That All Need Your Attention Today

Should You Save for Retirement or Build Up Savings? And What About Debt? What does building up an emergency fund, paying off debt, and saving for retirement all have in common? They all need to be done, and sooner rather than later. The problem is that for many people, all three of these issues are competing for the same resources. […]

Taxpayers Earned $25 Billion on Treasury’s Mortgage-Backed Securities Bail-Out

At the height of the recession, President George W. Bush and the congress authorized a bail-out of banks and investment companies headed for failure. In a similar plan to bail out Fannie Mae and Freddie Mac, the government authorized the Treasury moved forward with the plan to stabilize the financial industry, and to an extent the economy. […]

How Many Hours Does That Cost?

Ask my friend Ramit Sethi about the latte factor if you want to hear a good reason why finances shouldn’t be about pinching pennies. Ramit’s argument, about coffee anyway, is that you’re spending time on visible “easy” savings rather than less visible but larger dollar amount savings. You can save more in one call to [...]How Many Hours Does That Cost? from personal finance blog […]

Ask the Readers: Who Taught You The Most About Personal Finance?

Editor's Note: Congratulations to Jane, Guest, and cwaltz for winning this week's contest! Personal finance is something we all are continually learning about throughout our lives. […]

5 Reasons Why I Don’t Clip Coupons

People love coupons. According to the Nielsen Clearing House (NCH), an industry leader in coupon marketing and redemption, 78% of consumers report using coupons on a regular basis. I’m not one of these people. Though clipping coupons is usually the first thing that comes to mind when folks think of frugality and thrift, I argue that it’s time to put down the scissors. Here’s why. […]

Best Money Tips: Buy Organic on a Budget

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to buy organic produce and meat on a budget, recovering from debt, and reasons to use a travel agent. Top 5 Articles 8 Ways To Buy Organic Produce And Meat On A Budget — Make organic produce more affordable by enrolling in a CSA or growing your own garden. […]

3 Reasons to Hire a Tax Professional (Even If You Don't Mind the Work)

The final stretch of tax season is here, and the question of whether you should hire a tax professional is becoming an increasingly stressful matter for those who still haven't touched their tax returns. There are certainly many reasons to pursue the DIY route, especially for people who qualify for free tax filing. […]

Have You Ever Purchased a Status Symbol Item?

Here's an interesting question: Have you ever purchased a high-end/status symbol item -- something that was way too expensive for simply the utility it provided, but it offered something extra and intangible, like conveyed something about you that made you feel it was worthwhile? Let me explain what I mean. […]

Shopping For Used Furniture Through Craigslist

Here’s one “secret” for finding anything under the sun for half price or less. Well, many things anyway. Part of running a household involves performing regular maintenance. You’ll notice that over time, you’ll eventually need to replace a whole bunch of things at home. Stuff breaks all the time. […]

Utilize Community Resources (78/365)

This past weekend, Sarah and I went on a long walk in the woods at a state park, checked out the restored birthplace of President Herbert Hoover, ate a picnic meal in a beautiful grove, found a bunch of Devonian-era fossils, and played with our children on a playground. Our total cost for all of this – minus the food we brought ourselves – was nothing. […]

Maximizing Your Credit Card Rewards in a Rotating World

Ever since reward card issuers started moving to rotating reward categories, it’s gotten harder to make the most of your credit card rewards. With that in mind, I wanted to offer a few tips for maximizing your rewards. Carry multiple cards Since most issuers are offering their highest rewards in different categories each quarter, it can pay to carry multiple cards. […]

Suggested Tips on Receipt

My wife and I went out to dinner a couple weeks ago. After a nice meal I received the bill ($17.21 for a good Mexican dinner) and handed the waiter my credit card. He returned with the card and the customary charge receipts (one to sign and one to keep as my copy.)I marked down the tip, added it to the price, and signed the restaurant's copy. […]