Deciding What You Want Out of Retirement

My father is counting the days. After about four decades of mostly back-breaking work, he’s set to retire this winter. Just typing that makes me feel old, so I can imagine how my father feels, at least in part. I know he’s excited for the change, but there’s some trepidation there, too. […]

25 Ways to Entertain Your Child for Free or Cheap

Parenting is hard work. Keeping little ones (with little attention spans) occupied is often half the battle. It doesn't take long before children run to their parents looking for things to do. If you aren't careful, keeping kids busy can put a major dent in the pocket book. Having a go-to list of frugal ideas to keep your kids entertained is key. […]

Best Money Tips: Tips for a Cheaper Winter

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on tips for a cheaper winter, products to not buy generic, and how to pick the best job. Top 5 Articles The 5 Best Tips for a Cheaper Winter — Save money this winter by using a programmable thermostat. [Mainstreet] 7 Products To Not Buy Generic — When purchasing dog food, don't opt for generic brands. […]

Should Conforming Loan Limits Be Increased?

On October 1st, 2011, the conforming loan limit for loans backed by the FHA, Fannie Mae, and Freddie Mac fell back down to the levels they were at before 2008. Less than a month later, the Senate has passed an extension of the law that raised those limits. Now the bill is going to the House for approval. Here is how it may affect you. […]

My Credit Union Hosed Me

A reader left the following comment on the post where I gave an update on my credit union: Within months, they will drop the rate at least 1%. It's the MO these days for all banks and CU's. […]

HARP all you want: LTV cap removed

The Federal Housing Finance Agency (FHFA), with the Federal National Mortgage Association (“Fannie Mae”) and the (Federal Home Loan Mortgage Corporation) (“Freddie Mac”), today announced a number of changes to the Home Affordable Refinance Program (HARP) designed to increase the number of borrowers eligible for refinancing at-risk home mortgages. One of the big deals of this new initiative is the […]

Saving Pennies or Dollars? Making Your Own Salsa

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Reader Profile: AP

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Cardratings.com Wants to Hear Your Story

Every week we feature a “reader story” at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. […]

7 Rags To Riches Stories of Inspiring Business Women

While a number of families in this country have enjoyed their wealth for generations, certain people have been driven to seek out their own opportunities. Hence, we decided to look into a few rags to riches business stories. […]

Changes Aim to Make Refinancing Underwater Mortgages Easier

If you’ve been unable to refinance your mortgage because your loan is underwater, you’ll be happy to learn that the Obama administration has announced sweeping changes aimed at helping homeowners like you. […]

How to negotiate a lower credit card interest rate

Opening my mouth usually gets me into trouble. It’s a mystery how the space between one’s nose and chin can cause so much chaos, but it can. If you’re human, then it’s possible you’ve wreaked a little havoc by smacking your gums around too. Kudos. Now, there are indeed times when it’s better to remain silent (and be thought a fool) than to open your mouth and remove all doubt. […]

5 Things Insurance Companies Aren’t Telling You

Insurance companies are one of the sectors of the economy that we all love to hate. Even the people who sell insurance are seen as just a little bit shady by some. […]

Best Light Bulbs: Incandescent vs CFL vs LED

As you know, lightbulb technology is the subject of many financial blog posts. With the right lightbulb, you could see a reduction in your power bill, saving you money over time. […]

Banks Offering Remote Deposit

Almost ten years ago, the government passed a law that made electronic images of paper checks just as legitimate as the paper checks themselves. As banks implemented the law, it saved time and money by allowing banks of first deposit to scan checks after a customers deposit them for verification with the originating bank. […]

Five Checkpoints on Your Race to Retirement

Market Watch lists five checkpoints on your race to retirement as follows (along with my comments after each point): 1. The financial capital-to-living expenses ratio. You’ll need, all in, at least 15.7 times your pay in your nest egg to fund your living expenses in retirement, according Hewitt Associates’ Retirement Income Adequacy at Large Companies: The Real Deal 2010 study. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, When frugality = stupidity : Illusion of saving money. Enjoy! […]

Reader Mailbag: A Weekend Away

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Building credit 2. Commuting car for grad school 3. Favorite biographies 4. Moving back to big city? 5. 401(k) rollover or not? 6. Follow-up to Ticket to Ride 7. Homemade bug spray for gardens 8. Preparing for layoff 9. […]

Shopping Online? Be Sure to Get Cash Back

Do you like to shop online? If so, do you make a point of clicking through from an online “cash back mall” first? If you do, you’re saving a few extra percentage points. If not, you’re leaving some money on the table. Not sure what I’m talking about? Well, there are a number of services out there that offer a bounty for shopping at an e-tailer after first clicking through from their own site. […]

Shameless Self-Promotion: How to Set the World Ablaze with All That is Uniquely You

The world is full of individuals who want recognition for their experiences, skills and talents and you, my dear, are no different. With social networking sites, blogs, customized business cards, and web applications like Twitter and Flickr, opportunities exist in every arena to shamelessly promote yourself and the cool things that you do. […]