Three Things You Need to Know Today

Think of it as a "consumer espresso": Three things every smart consumer should know today, distilled down to 500 words or less. […]

10 Tips to Save You from an ATM Skimmer

If you don’t yet know the term “skimmer,” put it in your vocabulary. The skimmer is becoming more and more widespread, and most of us will, sooner or later, come into contact with one. If you don’t have your wits about you, it could cost you a bunch of cash. As technology gets more advanced, so do the crooks trying to take advantage of it. […]

The Simple Dollar Weekly Roundup: Keedoozle Edition

I’m always fascinated by ideas that are attempted way before their time. My favorite one recently has to do with grocery stores. In the 1930s (!), there was an attempt at opening a chain of fully automated grocery stores (called Keedoozle). In a Keedoozle, all of your dry goods were displayed in glass cases in the store and you could examine them by flipping a switch to rotate them. […]

Homemade Gluten-Free Oreo Cookies

ShareThisOreos are as American as hot dogs at baseball games and apple pie on the Fourth of July. But if you have gluten allergies in your home, forget about it. That is, unless you have twenty minutes to whip up a recipe that will win over your gluten intolerant kids in no time. […]

Spirit Airlines Now Charges for Carry-On Luggage

Just a few days ago, I arrived home from a vacation that took me to Las Vegas and Death Valley. When preparing for the trip, I used SideStep for finding the best fare that fit my schedule, settling on a flight from EWR to LAS on Continental Airlines. […]

What is a Callable CD?

As I was reviewing the CD rates of PNC Bank, after learning of PNC’s $100 checking account promotion, I saw that they offered a 36 and 60 month callable CD on their promotional rates page. A callable CD is a CD where the bank has the option of closing it after the fixed period. The CD is usually “sold” as a fixed month CD with call protection, so a 60 month CD with 12 months of call protection. […]

How I Generate Extra Income by Letting Strangers Pay My Rent

This is a guest post from Rebecca Rosenfelt, the founder of, a website devoted to demystifying the home buying process for first-time home buyers. I almost never pay the entirety of my rent. I don’t have roommates and I’ve never been evicted. In the four years I rented a one-bedroom New York City apartment, I paid the full rent only one month. […]

Lending Club Update – March 2010 Performance

As of April 1st, I’m enjoying a 10.66% net annualized return on a Lending Club portfolio composed of 270 notes. As you can see from the graphic below, my performance is somewhere near the middle of the pack. I’m okay with that, however, as I’ve been focused on building a relatively low risk portfolio. […]

True Wealth

The following is an excerpt from Your Money: The Missing Manual, an excellent book written by JD Roth from Get Rich Slowly. Copyright 2010 O'Reilly Media, Inc. All rights reserved. Used with permission.  It's easy to believe that having more money is the key to a better life—but it's not. […]

How to Get Out of Debt: Hardcore Tools for Getting to Zero

This is a guest post from Michael Harr, Co-Founder and Chief Content Director at TodayForward. Michael worked as a collections agent for a major credit card issuer, and has more than a decade of experience as a comprehensive financial planner. […]

5 Gourmet Herbal Tea Infusions for Your French Press

It’s tea time! With spring colors abounding and summer flavors just ahead, let’s brew some gourmet-tasting yet freshly-frugal herbal tea infusions using your French press. […]

Anyone Use a Rewards Checking Account?

In case you haven't noticed, cash investments earn about nothing these days. As such, many people are looking for ways to make the best return possible on their cash and wondering what they can do to earn more than a paltry 0.5% or so. Well, enter rewards checking. MSNBC details some rewards checking offers by regional and local banks. […]

The Long Decline

Over Easter weekend, Sarah and the kids and I drove four hours to visit my parents. I always enjoy these visits because, well, I like my parents, not only because I respect and value how they raised me, but for the people that they are. One thing I couldn’t help but notice, though, is how my dad is starting to age. […]

Revisiting the Richest Man in Babylon

The Richest Man in Babylon is one of the personal finance books I think can change people's lives. It's an easy, fun read (because it's a story, not just a "regular" personal finance book), is inexpensive, and contains simple yet life-changing thoughts on personal finance. If you haven't read it yet -- do so NOW!!!! […]

Ask the Readers: Do you Procrastinate? (Win an $89 Tax Prep Prize!)

Do you procrastinate? I admit I put many things off until the last minute (like my taxes). If you have found yourself STILL not done with your return, check out these last-minute tips from HR Block: Life changes can mean tax savings. […]

PNC Checking Account $100 Bonus Promotion

If you’re looking for a new checking account and live in DC, DE, FL, IN, KY, MD, NJ, OH, PA or VA, they are running a $100 promotion for new PNC personal checking accounts. The requirements are slightly higher than your average checking account bonus promotion but not onerus. […]

How I Made the Most Money I’ve Ever Made in My Life But Still Felt Miserable

About a month or two ago as the tax income forms started flying in via snail mail, I downloaded my free tax software from Turbo Tax and began the annual 3-month long process of filing my taxes. As I sat by my desk and dug through mounds of ancient unopened envelopes, I suddenly noticed something incredibly odd about the Excel sheet on my computer screen. One.. two… three… four… and five. Odd. […]

What Do You Splurge On?

It's been a few years since I asked readers here what they splurge on (after all, if we're keeping our expenses under control, we're entitled to a bit of fun spending, aren't we?) and I have a whole new group of readers now. […]