Best Money Tips: Cut the Cost of Your Coffee Addiction

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on cutting the cost of your coffee addiction, what to do if your wallet gets lost, and returning gifts without hassle. Top 5 Articles Five Ways to Cut the Cost of Your Coffee Addiction — Want to cut the cost of your coffee addiction? Try signing up for rewards programs. […]

Reader Profile: BG

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Naughty and Nice Companies

Consumer Reports has looked at the shopping policies, fees charged, etc. for various companies and come out with a naughty and nice list. […]

Finding the Perfect Gift

If you’re like me, you’re still not finished with your Christmas shopping. It’s true that Kris and I are big believers in home-made gifts, and it’s also true that my family only exchanges inexpensive Christmas presents, but there are still a handful of gifts I like to shop for. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, 3 Powerful Ways To Decrease Your Financial Stress. Enjoy! […]

Personal Finance and Intuition

A few weeks ago, I was exchanging emails with a reader (who asked not to be quoted, but said I could paraphrase the conversation). She told me that she makes most of her decisions entirely on instinct and intuition and feels that this is why she often gets into financial trouble. Frankly, I agree with her conclusion. […]

Understanding Your Time Horizon & Risk Tolerance

If you spend time reading and writing like I do, you know that there is an all too familiar phrase that is found in a large amount of investment articles: “depending on your risk tolerance and time horizon.” Any time I read this I wonder why the investing community assumes that the relatively inexperienced investor has any idea what their risk tolerance or time horizon actually is. […]

The High Cost of Elder Care

As I write this, I’m sitting in the living room of my childhood home. My dad has been experiencing some fairly serious age-related health issues, so I took some time off to come home and help out for a few days. […]

Tax Audit Tips

Nearly every lives in fear of a tax audit. The truth, though, is that a very small percentage of the population is ever audited. And, of those, most people are simply asked to clarify something, or send in documentation. […]

Home Updates That Are Worth the Investment

A home is generally one of the largest assets any person has. Although many have begun to shy away from homeownership because of the costs of upkeep, owning a home can still a great way to build equity and personal net worth. […]

Paying Off Layaway Accounts at Kmart

When I first read the news about alleged Good Samaritans and Secret Santas paying off Kmart customers’ layaway accounts, the cynical side of my mind took over. What a great marketing maneuver for K-Mart. With mystery lay-off angels, they are saying, “Buy your gifts on layaway here, an action that could very well be profitable for us. […]

Are You a Financial Doer or Dreamer?

Moneyland details a TD Ameritrade survey that separates financial doers from financial dreamers. The survey identified eight sound money practices with "doers" engaging in at least five of the behaviors while "dreamers" engage in just four or fewer. […]

Reader Mailbag: The Big Christmas Run-Up

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Retiring at age 50 2. Return to work or not? 3. Handling an inheritance 4. Christmas games 5. Money and relationships 6. Housing predicament 7. Pie options 8. 40/30/30 question 9. Wanting frugal gifts 10. […]

More Homeowners Can Refinance

Thanks to some changes to the federal Home Affordable Refinance Program (HARP), more homeowners can qualify for government-endorsed refinancing. Previously, the program only offered refinancing options for households where the mortgage value was up to 97% through 125% of the home’s market value. […]

American Express & Foursquare: Spend $10, Get $10 Promotion

I only recently got an iPhone but one of my most often used apps is Foursquare. I don’t check into places because I want to become a mayor, I use it because it helps me remember where I’ve been and when. […]

Are You Frugal or Cheap?

It seems that when it comes to money, many people fit into one of two groups: those who carefully count and save every penny they earn, and those who blow through their paychecks so fast they hardly know what hit them. In writing about money, I’ve spent a lot of time watching how other people talk about, spend, and manage theirs. […]

The DOs and DON'Ts of Great Hostess Gifts

Whether you’re attending an evening soiree or crashing in someone’s pad for a week, you’re likely to find yourself in a position of needing a gift for someone you don’t know that well this holiday season. Giving a good “thanks for hosting” gift isn’t necessarily about spending a huge wad of cash or about DIY-ing until you drop, but by being thoughtful in your gift selection process. […]

Learn More About Money from an Investment Group

I love to learn. That’s part of what makes me who I am. And so I spend large chunks of time pursuing passions like astronomy and Spanish…and investing. Sometimes I’m asked if I have a method for picking up new skills and new knowledge. “Not really,” I say. […]

Best Money Tips: How to Not Gain Weight Over the Holidays

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how to not gain weight over the holidays, ways to make extra money, and things not to buy during the holidays. Top 5 Articles How to Not Gain Weight Over the Holidays — Avoid gaining weight over the holidays by remembering to stay hydrated. […]

Investing With Your Values

If you care about the environment, you’d probably never throw something in the trash that could be recycled. But do you invest in companies that trash the environment? If spiritual matters are important to you, your faith probably influences many aspects of your life. […]