The Fallacy of Multitasking

Let's imagine that you finally decide to ignore the latte factor and buy a cup of $5 iced coffee at the nearby coffee shop. It smells good, but you want to drive home before you drink it because your baby just started crying, and you know she wants to be home as soon as possible. […]

Credit & Debt Are Good For You (In Moderation)

One of the big lessons from the post-credit crisis era, and you could argue we’re still fighting through the crisis itself, is the idea that cheap credit and cheap debt are bad for you. […]

Confessions of a Spendaholic: How to Curb Compulsive Spending

My name is J.D., and I’m a spendaholic. Now admittedly, I mostly have my spending under control. I’m no longer in debt, and I force myself to make conscious decisions about what I purchase. (Conscious spending is one of the keys to overcoming emotional spending.) Having said that, however, I know that if I relax for even a moment, I’ll be right back in my old habits. […]

Alternatives to Lending Money to Family or Friends

Lending money to family or friends can be an awkward decision. On the one hand, you want to help out a loved one in need, but will you ever get your money back? […]

Launching the Career of Your Dreams: How I Achieved My Dream Career Within 4 Years of College Graduation, Part 2

The following is a guest post from Bogey at Back Nine Finance. You can read part one of this series here. Getting the Job Was the Easy Part We left off last time having created a plan to get the job you really want. Don’t be fooled into thinking that you can now just sit back and relax while the paychecks begin rolling in. […]

On living debt-free, including the mortgage

Although it’s not quite dinner conversation yet, talking about family finances with other people is getting to be less taboo.  This is a good thing, because the forces at work that aim to part us from our money are more devious, stronger, and more numerous than they were fifty years ago. A big part of family finances, of course, centers around debt: credit card debt, car loan debt, student loan de […]

How To Use Stop Loss Orders To Lock In A Profit

Allow us to share some investing strategies that can help you make smarter stock market timing decisions. You won’t be holding on to a stock or investment forever, so it’s still good to be prepared with a decent exit strategy which can utilize this particular tactic. When people invest and trade, a useful tactic is to use what’s called a stop loss order. […]

My First Raised Bed Garden – The Build

Over the past few weeks I have been gathering supplies in preparation for building my first raised bed garden.  The weather has been unusually cold this winter, so I was very pleased when I woke up this morning and it was nice outside.  Time to build the raised beds! Before I get to the pictures of the actual build – a little back story.  Several years ago I stumbled across Mel Bartholomew’s awes […]

How Budgeting Leads to Freedom

This is a guest post from Gail Vaz-Oxlade, the host of the popular Til Debt Do U$ Part on CNBC (Saturday nights at 10 and 10:30). Gail is a columnist for MoneySense, Chatelaine, and Zoomer Magazine and blogs daily at her website, where she also offers terrific tools people can use to dig themselves out of the hole. […]

Figuring Taxes on Social Security Benefits

The following is an excerpt from Julian Block's Tax Tips for Marriage and Divorce: Savvy Ways for Couples to Trim Their Taxes. Americans often dream about a simplification of the Byzantine Internal Revenue Code, only to awaken and find the tax laws becoming more complicated. The rules for Social Security benefits are especially convoluted and confusing. […]

I Don’t Have the Time to Be Frugal!

“So, what’s The Simple Dollar about?” people will ask me when I tell them what I do for a living. “Oh, it’s mostly about getting your life straight with money as a big part of the equation,” I say. […]

Your Credit Card Doesn’t Love You

Happy Valentine’s Day! That’s the message from Consumerism Commentary today. By my home office in central New Jersey the mid-50-degree weather is a welcome surprise, and I like sharing my resulting positive attitude. This isn’t today’s message from your credit card company, however. […]

Itemizers Can File Their Taxes Now

As you may recall from earlier this year, I mentioned that those itemizing their deductions would have to wait until February 14th to file. Anyone who was itemizing deductions on Form 1040 Schedule A would have to wait until today or work with a preparer that would “hold” their return until this date. […]

Bankrate Frugal Free for All Live Chat

Tomorrow, February 15th, I’ll be participating in a Frugal Free for All Live Chat at Bankrate. I invite you to come grill me about my frugal habits, my unfrugal habits, and basically ask me anything you want. It’s moderated by the Bankrate folks so be civil! You can set a reminder for yourself here. Here’s what they had to say about it: A penny saved is a penny earned. […]

Life After Salary: Changes in My Expenses

In December 2010, I quit my day job. Leaving behind a salary and benefits was a tough decision to make, and I wasn’t under the illusion that I’d be able to make up for the lost income solely by saving money. Predicting my future expenses wasn’t difficult. Some expenses would automatically decrease, like travel expenses, while some would likely increase, like heating bills. […]

For Valentine's Day, Work on a Budget Together

The following is a guest post from Marotta Wealth Management. An overwhelming number of people in failed marriages cite financial troubles as a major factor in their breakup. It's not surprising because the way we use our time and money reflects our values. Without a strong set of shared values, marriages may founder. But dealing with finances together can bring a couple closer. […]

Five Creative and Free Things to Do This Year

Are you looking for a creative project to do this year that doesn’t require loads and loads of cash?  Life can get pretty boring if you find yourself in the same rut. […]

Free Money Finance March Money Madness, Round 1, Posts 49-52

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, 10 Hidden Costs That Hurt Your Wallet. Enjoy! […]

Last Minute Valentine’s Day Ideas

Have you been putting off planning for Valentine’s Day? If you have been, your day of reckoning has arrived. You’ve probably got less than eight hours to pull off a respectable Valentine’s Day. Chances are, of course, that you are going to be apart from your sweetie all day, so when you meet up later, you can provide a surprise. […]