Surprise: Citi Dividend American Express Card

Although it’s not my primary card, I still have a Citi Dividend World MasterCard in my wallet. The card, in its former incarnation as the Dividend Platinum Select MasterCard, was one of the best cash back rewards credit cards of its time, with 5 percent cash back on all purchases. […]

Think Twice Before Buying a Timeshare

If the American Dream is to own your own home, then owning a timeshare or a vacation home may not be far down the list. […]

How to Talk to Your Aging Parents About Their Finances

Help Your Aging Parents Before They Need Your Help If you have aging parents, you know the time will eventually come when you may be called upon to help with their finances. As we continue to extend our lives to 80 and beyond, there’s a better chance that the resources people put aside for retirement just don’t last as long as expected. […]

How to Switch Banks

Banks have come under a lot of fire lately. Between the anger over bailouts (which I think is misplaced) to the increase in fees as a response to fee regulation (the regulation is a little unfair, the reaction is completely fair and should be expected), it’s no wonder people are moving banks. […]

Logic and Emotion: Why Smart Money Management Isn’t Just About Math

This is a guest post by former GRS staff writer Adam Baker of Man Vs. Debt. This week, registration opens for You vs. Debt, Baker’s six-week online class with daily videos, challenges, and accountability forums to empower your battle against debt. Eighteen months ago, I read Switch: How to Change Things When Change Is Hard by Chip and Dan Heath. […]

Ask the Readers: Could You Survive Without a Cell Phone?

For those of us with cell phones, it is almost impossible to imagine what our lives were like before cell phones. Between the ability to make phone calls, text message friends, and check emails, most of us would have a very tough time functioning without our phone. However, there are people who manage to get by without having a cell phone. Could you survive without a cell phone? […]

Want to Get Hired? Be Memorable.

There is a lot of great, useful advice out there about how to get hired. Spending time on your resume, researching the company, dressing sharp...they're all important. But there's one piece of advice that I feel like has personally helped me the most in my hiring experiences that I don't see often enough in articles about getting a job — be memorable. […]

25 Frugal Items for Your Organic Vegan Grocery List

With all the talk about plant-based diets these days and the expanding market for organic foods, developing an organic vegan grocery list that’s actually affordable is becoming more of a priority for some families. […]

Best Money Tips: Achieving a Perfect Credit Score

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on achieving a perfect credit score, steps to a home energy audit, and ways to make your career a success. Top 5 Articles 5 Rules in Achieving a Perfect Credit Score — Get a perfect credit score by only using a portion of your credit. […]

My On-Going Battle with Comcast

It all started with a letter from Comcast in July: Dear Valued Comcast Customer:Effective August 16, 2011, a subscription to Digital Starter of a higher digital tier of video service will be required to receive the Sports Entertainment Package. […]

My Interview on Talk Credit Radio, Plutus Awards

A few weeks ago, I was a live guest on Talk Credit Radio, hosted by Gerri Detweiler, on radio station WSRQ. We talked about my sordid financial history pre-Consumerism Commentary, in which I confess to owning a car without knowing how to maintain it or how to handle my traffic tickets. We also talk about the Debt Snowball method for getting out of debt and the advantages of the Debt Avalanche. […]

Saving Pennies or Dollars? Grinding Your Own Coffee

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Back to School: 10 Healthy lunch box ideas for under $2

You must all be starved for frugal lunch ideas, ’cause the email from my Lunchables food hack was a lot for me to digest. Who knew that shopping for crackers and cheese and then tallying the costs could give so many readers food for thought. But it did, and I know why. We all eat lunch, and it’s easy to get stuck in meal rut when there are daily school lunches to make and busy schedules to keep. […]

Another Warning for Using Social Media

Hot off my piece on how posting online can harm your job prospects is this article which says it can also mess up your chances of getting an insurance claim filled. The details: Your friends aren't the only ones interested in what you're saying on Facebook and Twitter. […]

Refinancing Our Mortgage

In an effort to both save money on interest and lower our monthly mortgage payment, we have decided to consider refinancing our mortgage.  I have spoken with several lenders and it looks like we can refinance our loan – and reduce or interest rate by more than a full percentage point. When we purchased our home nearly two years ago, rates were already very low (historically speaking).  We happy wi […]

TaxACT Review

Many people find that they can save money by preparing their own taxes. However, it can be tedious and difficult to fill out all those forms by hand — and then have to make sure you are figuring your tax liability correctly. One way you can solve that problem is to use tax preparation software. […]

The Buffett Tax: Re-Defining the AMT?

In case you haven’t been paying attention, President Obama is expected to announce a bevy of proposed changes that are aimed at reducing the deficit. […]

Finances in 55: Is an HSA Right for You

One of the most interesting health care financial products to be introduced in recent years is the Health Savings Account (HSA). A HSA can be a way for you to have more control over your health care dollars, while at the same time providing you with a way to reduce health insurance premium costs and gain a tax advantage. […]

Allowances and Money Lessons

I’ve written in the past about our allowance system. In short, we give our kids $3/month for each year of age, and ask them to split it into three categories. […]

The Buffett Rule: Tax for Millionaires

As a continuation of President Obama’s jobs proposal (economic stimulus) for curbing spending and increasing federal government revenue, the administration is taking a cue from famous investor, Warren Buffett. On many occasions, Buffett has claimed that wealthy Americans do not pay a fair share of the tax burden relative to their means to do so. […]