Consumer Financial Protection Bureau to Streamline Regulations

The Consumer Financial Protection Bureau is seeking suggestions from the public about how the government organization can streamline the variety of regulatory responsibilities they’ve inherited from other oversight groups. leave your comments with the CFPB here. […]

Ten Pieces of Inspiration #60

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Jenna McCarthy on what you don’t know about marriage This is a wonderful talk about what actually makes marriage work. I think there’s quite a lot to what she’s saying here, based on my own experience. 2. […]

Freedom Investing 2012

The following is a guest post from Marotta Wealth Management. I've been discussing foreign freedom investing for a decade now. In the spring of 2010, I used the term "Ring-of-Fire" to describe countries with a high debt and deficit and suggested avoiding them. A year later, I revisited that advice and counseled investors to continue tilting toward specific countries. […]

Free TurboTax Giveaway With TurboTax Coupon Codes (Online Versions)

We’ve got another coupon code giveaway, this time, care of TurboTax. Sometimes, handling the tax implications of investment losses, donations, medical expenses and other taxable transactions can be a little complicated to manage. […]

Get a Bank Card with a Very Large Fee-Free ATM Network (47/365)

For the last few weeks, we’ve been focusing on how to save money on transportation. Now, we’re going to start looking at another potential money sink: banking and investing. There are a handful of tips from 365 Ways to Live Cheap that felt really relevant to my life as I was writing the book in 2007 but don’t quite feel as relevant today, though still useful. […]

Congress at Work: Insider Trading and Payroll Taxes

I don’t usually cover politics here, but Congress has passed a couple of recent bills that have the potential to affect your pocket book. For starters, the STOCK Act has been gradually making it’s way through Congress. […]

Infographic – Generations and Debt

What would you do if you had a lot of credit data and wanted to help educate people on how to be better with credit and debt? You’d probably pore through the data, try to find some trends, and then share those trends with the world. […]

Do Retailers Know Too Much About Shoppers?

It’s no surprise that retailers track your purchases. It’s obvious at the grocery store, particularly if you sign up for the supermarket’s loyalty discount program. If you provide your address, you’ll receive coupons and ads tailored specifically to your buying habits. […]

Jobs and the Entrepreneur Mindset

I was digging through some old bookmarks recently when I came across this post from Afford Anything on the entrepreneur mindset. I’m going to quote a bit from the middle of the post where she’s discussing a guy who wants a job laid out for him on a silver platter, but the whole thing is worth a read. There’s nothing wrong with having a job. […]

Your Take: Which Generation Has the Most Debt?

Experian distributed an interesting infographic about debt that was a little light on statistics (there’s more at their new site) but interesting nonetheless. […]

The 5 Best Secured Credit Cards

Secured credit cards have a bad reputation, and most of these products deserve it. Too often, the companies that offer secured cards do so to prey on those with poor or little credit history by charging exorbitant interest rates and outrageous fees. Yet, the more I researched these products, the more convinced I became that the concept of a secure credit card is a sound one. […]

The Benefits of Having a Roommate (Besides Saving on Rent)

Since leaving home 12 years ago, when I was 18, I’ve always lived with someone else. Most people my age have, in fact. Either they’re cohabitating with a lover, or they want to cut down on expenses by sharing space with others. And who doesn’t? […]

Ask the Readers: How Much Do You Spend on Housing?

Over the past few months, I’ve occasionally used the “Ask the Readers” feature at Get Rich Slowly to poll people about their budgets and spending habits. So far, I’ve asked folks to share their spending on food, clothes, gifts, and health insurance. Now I want to look at a bigger item in your budget — probably the biggest. […]

Are Frequent Flyer Miles Taxable?

In case you haven’t heard, a number of Citi customers have received 1099-Misc forms for bonus miles that they received during 2011. But are frequent flyer miles actually taxable? According to a report in the Wall Street Journal, the answer is… Maybe. It all depends on how/why you received them. Were they awarded as a rebate? Or a promotion? Or maybe as a prize? […]

Best Money Tips: How to Win on eBay

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on winning eBay auctions, re-evaluating your food storage habits, and saving money in an expensive city. Top 5 Articles A Winner's Guide To Buying on eBay — Reduce the competition by looking for auctions that end outside of eBay's peak traffic hours. […]

Everyday Noise: The Ignored Pollution?

On your list of simple-living priorities, reducing noise pollution probably doesn’t make the top ten — or even fifteen. I completely understand. […]

FMF Cruise Review, Part 3

This is a follow-up post to part 2. Today we're going to get into the heart of the cruise as we leave home (Michigan) and head for warmer climates.Thursday, January 12I took a day off work today to help with packing, planning, house details, etc. There's so much to do when you're going to be away from home for almost two weeks!Friday, January 13Yes, we left for our trip on Friday the 13th! […]

Star Money Articles and Carnivals

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in the past couple weeks: Carnival of Personal Finance Carnival of Wealth Festival of Frugality  Carnival of Wealth Totally Money Blog Carnival My Dollar Plan discusses tax credits. The Digerati Life covers taxes and investing. […]

Help a Reader: Lump Sum or Monthly Payment

Here's an email I recently received from a reader: My company is offering me $2,300 per month for life however long or short or $336k lump sum.I am 65. Health is fair to poor as I am diabetic. […]

Plan Ahead for a Car Replacement (46/365)

When Sarah replaced her first car (an old Toyota Celica) with her second car (a Mercury Sable of about 1999 vintage), she was financially unprepared for the switch. She had only the tiniest of down payments and had to take out a very large loan to cover the purchase. […]