How to Lodge a Consumer Complaint: Spring Grove Soda Pop Inc.

In the past on The Simple Dollar, I’ve talked about how to lodge a complaint against a company if you’re truly dissatisfied with a product. I’ve always wanted to do a case study of such a complaint, but I’ve never had an experience severe enough to cause me to get involved. Until now. Pictured above on the right is a bottle of Spring Grove Lemon Sour soda, made by the Spring Grove Soda Pop Inc. […]

Paying for Packaging: It's Time to Stop

Next time you take a walk through the grocery store, take a look at the packaging — especially on relatively expensive items. Any item with a lot of packaging always costs more than its counterpart without. Hamburger Helper offers a great example: not only does it come in a box, but there are packets within the box. […]

3 Ways to Save Money on Maternity Dresses

When you're pregnant, getting dressed can be a real nightmare. With all the changes your body is going through, getting dressed in the morning takes on a whole new dimension. […]

Driving With Just Your Big Toe

“Hypermiling” is a word we use for doing everything you can to squeeze the best mileage possible from your car, including hardware modifications which may or may not void your warranty and certain driving techniques which may be both dangerous and illegal. […]

How to Unclog a Drain the Green Natural Way

When I first started looking at green ways to unclog a drain, I didn’t have a green motive. It was around ten o’clock at night, I was brushing my teeth and noticing the sink wasn’t draining nearly as fast as it should’ve, and I wasn’t about to go out to the store to buy some batch of chemicals to clear the drain. […]

The Rewards of Frugality and Thrift (or, Why We Scrimp and Save)

Over the past couple of weeks, more than a few GRS readers have complained about the site’s tone. These folks are afraid that Get Rich Slowly is turning into a column that’s only about frugality and self-denial, one that is neglecting the “rich” part of the blog’s title. […]

Buying the Best New (or Used) Car for You

Buying a car definitely takes a good bit of time and effort. It’s a big purchase and, if you’re like us, you want to get the most bang for your buck. Both of our cars are still running pretty well, but we know that they won’t last forever, so we’ve been thinking ahead. At some point we’re going to have to replace them, so we opened a savings account specifically for a new car. […]

The Right Way to Get a Complaint Resolved

Kiplinger lists what they call "the right way to get a complaint resolved" as follows: 1. Be prepared. Have documents, such as receipts, contracts, etc., to prove that you purchased a product or received a service. Know what type of resolution you would accept: replacement item, money back, store credit. 2. Contact the seller, service provider or manufacturer. Explain the problem politely. […]

Comparing fixed-rate and adjustable-rate mortgages

The majority of Americans are homeowners, and many of them carry mortgages for much of their adult lives, if not all of it.  A mortgage is a loan that has a house as collateral, and it’s usually the biggest loan a family will take out. In this post, I’ll describe and compare two kinds of mortgages:  fixed-rate mortgages and adjustable-rate mortgages.  Hopefully this will help you […]

Historical Gas Prices: Recession Indicator?

I started bracing for the gas price increase that was most assuredly coming after the oil spill disaster in the Gulf many weeks back. But as I stopped at the gas pump just this morning, I noticed something very odd. Gas prices seem to be holding up pretty well; in fact it was $0.25 cheaper today than when I filled up not long ago. […]

Decluttering and Your Money

Connie writes in: You write a lot about how there’s a deep connection between less clutter and financial success.  I don’t get it at all.  I think the opposite is true because when you clear out a bunch of stuff you would just have the space for a lot more. This is an issue I’ve discussed to a certain extent in both of my books. […]

The First Million is the Hardest Million to Make

The following is an excerpt from Your Financial Playbook: A Guide to Navigating the World of Personal Finance. Why does the 1st million seem so difficult to make? It’s the principle of compound interest that makes the 1st million the hardest million that you will ever earn. […]

How to Add Linked Accounts to ING Direct

As I noted when I wrote about closing our HSBC Advance saving account, I’ve been trying to streamline our finances. As a part of this process, I’ve also decided to interlink our remaining accounts more effectively. As has been the case for years, the “hub” of our online banking system is ING Direct, so today I wanted to share the steps for linking additional accounts to ING. […]

Adding a Joint Account Holder at Ally Bank

When I opened my Ally Bank account, I set it up as a joint account because it would be easier to manage. While I manage the bulk of our finances, it’s always easier when there is more access because then anyone can make adjustments and changes as necessary. […]

What Does Frugal Living Mean to You?

Let me ask you this. If your friend recently bought a $1 million dollar house, is that an act of frugality? What if she could actually buy a house worth $10 million but decided to spend only 1/10 of what she could really afford? Does that change your answer? […]

Relative Income a Better Predictor of Happiness than Absolute Income

Here are some interesting findings from Stop Acting Rich: ...And Start Living Like A Real Millionaire regarding income and happiness: Professor Glenn Firebaugh is a leading authority on the influence that income has on happiness/satisfaction. Dr. Firebaugh has found that there is a significant correlation between income and overall satisfaction in life. […]

A Review of Perkstreet’s 5% Cash Back Debit Card and Checking Account

PerkStreet Financial, a company that launched just over a year ago has decided to kick things up a notch by offering something new in addition to their online checking account.Previously, PerkStreet enticed customers with a $50 cash bonus for signing up a new account, then 2% cash back on all non-PIN debit card purchases for 6 months and 1% on all purchases thereafter but now they’ve outdone thems […]

Poll: How Much Do You Spend on Utilities Each Month?

Utilities are a part of life for almost everyone. Whether you own or rent, you’re responsible for paying for utilities such as electricity, gas, water, sewer, etc. Granted, renters occasionally find leases where some or all utilities are included, but ultimately you’re still paying for them as they are tied into the monthly rent. […]