How to Spend Almost Nothing on Gifts This Year

It’s that season again, when your wallet starts to feel lighter and every purchase means a big nasty surprise when the credit card bill rolls around in January. I am not against spending money for gifts at the holidays — after all, this is the one time of year when people are spending money on others rather than on themselves. […]

Put Off Saving for Retirement

Here's an unpopular idea. Everybody knows that you should start saving for retirement as early as possible, because everybody's seen the calculation where you put aside a few dollars every month starting at age 20 and with compound interest have a huge amount by the time you're 65. […]

Best Money Tips: Working Out During the Holidays

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on working out during the holidays, kicking bad habits to the curb, and teaching kids about giving back. Top 5 Articles Five Creative Holiday Workouts — Instead of running off to a workout by yourself, suggest a family game of football, soccer, or basketball. […]

Tech Life: 8 Reasons Why You Shouldn’t Be an Early Adopter

Early adopters of new technology are, God love ‘em, those folks who are the first to embrace manufacturer innovations in the marketplace. In my day, they were first family on block to get a microwave or a VCR. Today, they’re the first to have an LCD TV or smartphone. These are the consumers that manufacturers dream of and often cater to. […]

The Value of a College Degree is $1 Million -- Can Be Much More if You Work At It

MSN says that the value of a college degree is $1 million. The details: The Census Bureau has taken a new stab at answering the age-old question: Just how much is a college degree worth? […]

Reader Profile: RJ

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

The Indirect Connection

A few months ago, a friend of mine bought a used car to replace his worn-out beast from the mid-1980s. I was impressed when he told me he had paid cash for it. I was even more impressed when he told me how he bought this used car. His method was simple. He didn’t go to a dealership or shop on the internet for his car. […]

Are You Prepared for a Disability?

If you believe the hordes of studies that take on the subject of human behavior, you have probably noticed a consistent trend: What Americans think and what Americans do are two very different things and our ideas about our uncertain future are no exception. A 2010 study found that when it comes to our health and how it affects future employment, we have some rethinking to do in our lives. […]

Frugal Christmas: 15 Gifts for Under $25

Looking for just the right gift at just the right price? There are a number of frugal gift options that can really make your loved ones’ Christmas. […]

Christmas dinner on a Scrooge budget

It’s that time of year again when the only thing that’s stretched tighter than our budget is our nerves. […]

Shopping Local vs. Shopping Locally

Do you make a point of shopping locally? What about shopping local? While they might sound same, there’s an important distinction — at least in my mind. When I say “shop locally,” I’m referring to the practice of buying from stores in your community. […]

What People Think About Rewards Credit Cards

Capital One recently sent me a copy of their 4th quarter "Rewards Barometer", an on-going research study among people with rewards credit cards. I looked over the data and wanted to share some findings I found interesting. Their results are in red below, followed by my comments. 92.5% are satisfied, very satisfied, or completely satisfied with their current rewards card(s). […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, How and Why We Rationalize Spending. Enjoy!!! […]

Reader Mailbag: Hand in Glove

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Investing in a taxable account 2. Pushy mother of child’s friend 3. Buying furniture 4. Going back to school 5. The burden of care 6. Idle computer energy drain 7. Consaidering a job change 8. Low interest debt? 9. […]

Oodles of Noodles: 25 Ways to Prepare Pasta

Pasta is one of the most versatile ingredients in your pantry. It can be whipped up in a couple of minutes for a quick weeknight meal, or it can be elegantly prepared for a dinner party. It's perfect for potlucks, can be prepared ahead of time and frozen, and tastes great microwaved the next day. […]

The Psychology of Free, and Its Power Over You

I was told in college, and in most ad agencies I’ve ever worked in, that two of the most powerful words available to any advertiser are FREE and NEW. […]

Protecting Yourself Against Sexually-Transmitted Debt

This is a guest post from Claire Brown. Previously at GRS, Claire shared a reader story about how she learned about frugality from de-cluttering. As we hit the season of Christmas parties and New Year bashes, many GRS readers are probably thinking about 2012 financial resolutions, budget gifts and how to whip up a frugal feast for 25th of December. […]

Best Money Tips: How to Pack a Suitcase

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles to help you pack a suitcase, travel with presents, and set up a Christmas tree with zero fuss. Top 5 Articles 10 Simple Steps: How to pack a suitcase — Make this your packing mantra: bundle, roll, shove, layer, tame. [Squawkfox] Packed! 5 Tips to Travel With Presents — Improvise your wrapping supplies. […]

How to Give Thoughtful Gifts on a Scrooge-Like Budget

You don’t want to spend too much money on Christmas presents. But you don’t want to act Scrooge-like or look cheap. […]