Do Resume Blasting, Resume Distribution Services Work?

For a hundred bucks, you can pay a company like ResumeBlaster to send your resume and cover letter to 3000+ recruiters in up to 6 of “your disciplines.” I know nothing about their particular service but I know that they are one of several out there that will bulk mail out your resume and cover letter to recruiters in their database. […]

Calculate How Much Your Debt Costs You Per Month

This article is by staff writer Adam Baker. Read what Baker had to say about J.D.’s new book, Your Money: The Missing Manual, in his recent review on Man Vs. Debt. As you all know, April is Financial Literacy Month. To celebrate, my weekly contributions throughout the month will cover basic techniques to raise your financial awareness. […]

14 Great Money Principles

The following is an excerpt from Your Money: The Missing Manual, an excellent book written by JD Roth from Get Rich Slowly. Copyright 2010 O'Reilly Media, Inc. All rights reserved. Used with permission. The section is titled "About This Book" in the actual book, but I wanted to run it because it lists so many great, fundamental personal finance principles. […]

Learning About Mortgage Escrow Accounts

I just checked the balance on our mortgage to make sure this month’s payment went through. I’m excited about accelerating our mortgage payments and seeing the principal decrease. […]

Transferring Your Brokerage Account? Switch Brokers With Ease

There’s comes a time when you may want to switch to a new discount broker. In an unpredictable market, many people are looking for innovative online brokerages that think outside the box and that take the extra step with service. But how can you possibly face your current broker to terminate your relationship? […]

10 Bad Habits and What They Cost You

WalletPop lists 10 bad habits and what they cost you as follows: Drinking Soft Drinks - Annual cost for just one a day: $547.50 Reading Gossip Magazines - Annual subscription cost for two a week (People and one other): $194 Buying Coffee - Annual cost for one cappuccino a day: $1,442 Playing the Lottery - Annual cost for playing one set of numbers a day: $365 Getting Fries With That - A […]

The Best of Money Carnival

Here's my weekly note to let you know that the Best of Money Carnival is up. Congrats to all participants and especially the winning post, 10 Opportunities for Teaching Kids About Money.  I made the carnival myself with Five Financial No-Brainers. Enjoy! […]

Cash as a Painkiller?

While money can’t buy happiness, it might just be able to reduce pain. That’s the finding of an interesting piece of research from the University of Minnesota. […]

In the City of Big Shoulders

Here I am in Chicago, the Windy City. It hasn’t been very windy at all so far (though strong winds delayed my flight’s landing time); it was rainy last night, and it’s sunny today. I’m here with Chris Guillebeau to hang out, meet readers of our blogs, and to take a 46-hour train ride back to Portland. […]

Kids, Stuff, and Values

Wendy writes in with an email I considered using in today’s mailbag, but my response kind of grew into a full post: When well-meaning relatives give gifts to your children, do you always allow your children to keep those gifts? […]

Money-Making Hobbies

The following is an excerpt from Your Money: The Missing Manual, an excellent book written by JD Roth from Get Rich Slowly. Copyright 2010 O'Reilly Media, Inc. All rights reserved. Used with permission. (A sidebar appears at the end in red.) Even if you're not interested in owning a business that you work at full time, a small-scale venture might be right for you. […]

Five Free Sharebuilder Trades Promotion Code HVC09NY

A few years ago I took advantage of a Sharebuilder promotion code that offered $50 to new accounts after your first trade. I opened an account, deposited $50, and purchased $50 worth of IYT, which is the iShares Dow Jones Transport. Average ETF. When I received the $50, I withdrew it, netting me $50 for a little bit of work. […]

How to Give Yourself a Financial Check-up

The New York Times lists steps for giving yourself a financial check-up by asking (and answering) these questions: Is your net worth growing? How are your ratios? (debt-to-income ratio, savings rate, emergency fund) Are you spending more than you earn? What has changed in your life in the last year? Are you still adequately insured? […]

How to Avoid the Next Real Estate Bubble

Those who don’t learn from history are bound to repeat it and the real estate bubble will be no exception. While we may learn a lot of tough lessons and create new regulations and put legislation in place that is supposed to minimize the likelihood of something like this happening again, people seem to have short memories. […]

12 Straightforward Ways to Say "No"

Are you pressed for time right now? Do you think you'll have more time later? We commonly but mistakenly "imagine that we'll be less busy in the future," according to a study on time perceptions by business professors Gal Zauberman of UNC-Chapel Hill and John Lynch, Jr. of Duke University. […]

Reader Mailbag: iPad?

In the last week, I’ve received about ten emails from readers and marketers simply assuming that I’ve already purchased an iPad. While I can see how it might be useful for reading documents and things while I’m out and about, I certainly don’t feel like it’s worth hundreds and hundreds of dollars, at least for the types of uses I would have for it. […]

Best Deals for Monday 04/05/2010 $25 Gift Cert just $2 with code CHOW thru 4/6/10. 30% to 77% off Oakley sunglasses at Free Insoles from Dr. Scholl's for Her Nutella 13-oz. Jar 5-Pack for $16 + $8 s&h Amazon magazines: 2 years for the price of 1 […]

Sunscreen Savings: How to Spend 50 Percent Less without Even Trying

Sunscreen is not just a priority in most homes, it’s a household staple. Staying protected while running errands, keeping the kids covered during sporting and leisure events, and general day to day use make this product a standard budget line item that adds up to big bucks fast. A close friend recently let me in on a little secret. […]

Carnival of Personal Finance: Unanswered Questions Edition

Welcome to this week’s Carnival of Personal Finance!  I’m your host this week. This may come as a shock to everyone but my wife, but I’ll let you in on a secret: I don’t know everything. […]