Can I Melt Down Coins for the Metal?

If you read my post about finding the melt value of junk silver coins, you probably wondered to yourself whether it was possible for you to melt the coins down yourself. […]

15 Delicious and Dollar-Wise Winter Staples

Nearly half of us make New Year’s resolutions, and among the top goals every year are weight loss and exercise. Even those of us who aren’t in this majority are likely open to eating healthier and saving money this year. You can do both by choosing fruits and vegetables that are cost-effective, healthy, and in season during the winter. […]

The Best 10 Items to Borrow

Before you go all Dave Ramsey on me, this post is NOT about borrowing money. It's about something much more frugal — borrowing stuff. As a cheapskate, I'm an enthusiastic borrower and lender. Not only does borrowing save me money, but lending items actually feels good because it gives me more satisfaction out of my purchase than I could get by using it all alone. […]

Best Money Tips: Save Money During Pregnancy

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving money during pregnancy, choosing a credit card, and frugal winter date ideas. Top 5 Articles 6 Tips for Saving Money during Your Pregnancy — To save money during your pregnancy, utilize hand-me-downs. […]

How I Wiped Out $37,000 of Debt in One Year

You don't need to be a financial expert to fix your finances. You just have take an honest look at yourself and get started. It worked for this Money Talks News reader and it can work for you. […]

Resolutions 2012: 4 Steps to Destroy Debt

2012 is when it all ends. No, not the world – your slavery to debt! If you're ready to break free, we're here to show you how. […]

Save Money With a Classic Wet Shave

Classic wet shaving has made a bit of a comeback in recent years. It’s not hard to understand why — the classic wet shave is a way for men to pamper themselves. From an aesthetic point of view, taking a live blade to your face is a lot cooler (and more manly) than a disposable plastic device. […]

What Percent are You?

Money Magazine's December issue listed shares of income in the US by quintile. Here's how they broke up: Bottom Earners: Income up to $16,358; 4% of all U.S. income Second Quintile: Income $16,359 to $32,188; 8% of all U.S. income Third Quintile: Income $32,189 to $57,212; 13% of all U.S. income Fourth Quintile: Income $57,213 to $97,298; 20% of all U.S. […]

The Importance of a First Impression, Part 1

The following is an excerpt from How Smart People Sabotage Their Job Search: 10 Mistakes Executives Make and How to Fix Them!. We've previously discussed how making yourself as attractive as possible can have a big impact on your career. […]

Use Cold Water for Most Clothes Washing (16/365)

It’s simple. If you use hot water at home to wash your clothes, heating the water is the single largest expense of running a load of laundry. I base this on the numbers calculated by Mr. […]

Six Tax Deductions You Don’t Want to Miss This Year

You know that feeling you get when you know that you’re forgetting something? It happens to me every year during tax time. I’m sure that I could have found more write offs but because of my less than stellar receipt keeping skills, the IRS is probably getting more from me than they should. […]

Far-Out Investment Strategies

There’s no time like the recently-passed 10-year anniversary of the Enron wipeout to revisit some solid pieces of investment wisdom. […]

Kids & Money: Should You Get Life Insurance for Your Child?

One of the big questions that you have to ask yourself as a parent is whether or not you should get life insurance for your child. Programs like the Gerber Grow-Up Plan let you buy life insurance for your children for a small price. […]

Job Hunting Tips for the New College Graduate

If you’re a college student preparing to graduate, you may find that some job markets aren’t exactly hot right now. There are plenty of jobs out there, but finding your ideal job will be harder than it has been in the past. While many of these tips are helpful for someone seeking their first job out of college, the tips can be used by anyone that is seeking employment. […]

Five Tips for Retiring Before You Reach 50

MSN Money lists five tips for retiring before you reach 50 as follows: 1. Cut housing costs2. Agree on your priorities3. Live below your means4. Stay in the game (keep investing)5. Don't rule out temporary work Here's my take on what you need to do to retire before 50: 1. […]

In God We Trust: Your Money and a Higher Power

Image courtesy Kevin Dooley. “Whenever a man makes haste, God too hastens with him.” – Aeschylus A few days ago, I had a long conversation with an old friend, who I’ll call “Randall.” Randall is in a deep financial, personal, and professional crisis. Instead of tackling the challenge head-on, Randall seems to be in something of a holding pattern. […]

Does Suze Orman’s Prepaid Debit Card Make Sense for You?

This post is by staff writer Sarah Gilbert. Suze Orman is famous for her personal, easy-to-digest, and friendly personal finance advice. Many of us less famous (far less famous, in the case of this writer) finance writers admire her general approach, which boils down to “spend less than you earn.” Who can argue with that? […]

5 Reasons to Beware 401(k) Retirement Plans

Financial planners just love promoting 401(k) retirement plans. They have quite a few benefits, notably a tax deduction for contributions as well as a tax deferral for contributions and earnings. […]

How to Find Matured & Unredeemed Treasury Bonds

Decades ago, one of the most popular things you could buy a kid for their birthday, before they knew any better, were savings bonds. As someone who turned thirty just a few years, folks my age and younger probably have a few savings bonds floating out there just waiting to be redeemed. […]

Ask the Readers: Is It Possible to Be Too Frugal?

Being frugal is typically something looked upon favorably nowadays. From clipping coupons to buying on sale, most people practice frugality in their day-to-day lives. But is there ever a point where someone can be a little too frugal? Is it possible to be too frugal? At what point does being frugal become cheap? […]