Asset Allocation is Important But There Are More Things to Consider When Investing

Investing can be as simple or complex as you want to make it. With literally thousands of funds to choose from and countless individual stocks it’s easy to see how choosing the investments for your portfolio can be a daunting task. On the other end of the spectrum it can be incredibly easy. […]

Best Deals For Thursday 9/24/09

By Lynn Truong Today's WISEBUY. 7-Piece Comforter Set $59.99 Macy's takes 70% off select 7-Piece comforter sets. Shipping is $16.20. Sizes available in King, Queen, or California King. Get the Pem American Melissa 7-Piece Comforter Set (pictured) for just $59.99, down from $200!   New Balance Men's 7303 Cocona Run Jacket $24.49 Save $45.50 (65% off). […]

What Is a “Good Job”?

During my senior year of high school, after I had learned that I had received enough scholarships to attend a major university, I sat down and studied all of the majors that were available to me. Two of them really stood out, due to my personal interests: English and mathematics. Unfortunately, as soon as I told anyone about my goals, they’d almost always tell me the same thing. […]

How to Save Green When You Shop Green

By Karen Schiff What's the top reason shoppers don't buy green? (Hint: It ain't cheap.) That's right. Price. According to a 2009 survey by market research firm Mintel, the top reason consumers don't shop green continues to be cost. Fifty-four percent of survey respondents said they would buy more green products but the products are too expensive. […]

Top Five Time-Wasting Activities

Time = Money… …so if you’re wasting time, you’re wasting money. Keep this old adage in mind as you read through this article. “Time is free, but it’s priceless. You can’t own it, but you can use it. You can’t keep it, but you can spend it. […]

Are Debit Cards Evil, Too?

This post is from GRS Staff Writer Adam Baker. In addition to writing for Get Rich Slowly, Baker blogs over at Man vs. […]

Vanishing Overdraft Fees Pave Way For New Charges

Almost everyone has an story about the annoyance of overdraft fees. We all had cause to rejoice after reading Smithee’s recent post about banks backing off of overdraft fees. However, banks, being the business that they are, are already scheming for new ways to wring money out of us. An AP article on a local news site about new ‘business ideas’ banks are considering caught my attention. […]

How To Stay Out Of Debt

1.  Live on a budget and plan for future purchases. If you are going to live without borrowing money, you will need to save for future purchases.  Saving for automobiles, furniture, and appliances requires a lot of discipline and a lot of planning.  The debt free life is awesome, but it does require that you spend some time mapping out your financial future.  We use the You Need A Budget software […]

FHA Mortgage Loan Requirements Guide

When I was reading Dale Siegel’s The New Rules of Mortgages, was struck by the sheer number of available mortgage options available to Americans. […]

Time to Rebalance Your Portfolio Again

The following is a guest post from Marotta Wealth Management.  The S&P 500 over the past six months is up over 40%. You have had smooth sailing and are beginning to feel comfortable again. Don't. It's time to tack once more and rebalance your accounts. Studies show that rebalancing your portfolio can boost your returns by as much as 1.6% annually. […]

One Year Investment Performance: Why Dollar Cost Averaging Works

Well, we’re back where we started. The Dow Jones is creeping towards 10,000 in the midst of an economic recovery — at least, that’s what the general consensus is right now. Today, the Fed has decided to keep interest rates unchanged and near zero, which is going to be the status quo for an undetermined amount of time. Not a good thing for your cash savings (e.g. […]

Share a Frugal Tip With Wise Bread and Get Featured in a Newspaper

By Will Chen Wise Bread blogger Sharon Harvey Rosenberg is also the author of the Frugal Duchess, a nationally syndicated column distributed by the McClatchy Company (the third-largest newspaper company in the United States). Sharon would like to feature your great tips in her column! Every Wednesday night, Sharon will be asking a frugality, personal finance, or traveling question in the Wise Bre […]

Generate Your Own Chase Checking $100 Bonus Code

JP Morgan Chase Bank is offering a $100 bonus for new customers who sign up for the Chase Checking account. If you are not a current customer of Chase, you can qualify for this $100 bonus with an initial deposit of $100 and by initiating a direct deposit or five purchases using your new debit card within 60 days. […]

Can I Rent A Car Without A Credit Card?

This information is provided in summary form and you should conduct your own research before using any of the companies listed.  Information is subject to change at anytime.  (Emphasis added) From the Hertz FAQs site: Debit Card Policy- Q: Can I use my Debit Card or Bank Card to reserve a Hertz car? A: At most Hertz locations, debit cards (sometimes called check cards) issued under a VISA or […]

Never Eat Alone: Follow Up or Fail

This is the seventh of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone, where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased apart and looked at in detail. […]

The First Step to Finding Your Dream Job

By Xin Lu In the current economy, many of us are happy just to be employed, but at the same time very few of us are working at the elusive "dream job." For many people their jobs simply provide a paycheck and not much more. So how do you find the career that makes you truly happy? […]

When to Pay Off Your Mortgage

Here are some thoughts from the great personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest. They list when to pay off your mortgage as follows: If you've contributed generously to your available retirement plans, including your retirement savings plans at work and an IRA. […]

Chase, Bank of America Overhaul Overdraft Programs

Since it’s passing, the CARD Act has drawn both criticism and praise from just about everyone. Some were upset about the tightening of credit card approval requirements for college students. Others celebrated rule changes that required companies to apply payments to the highest interest rate balances. […]

FDIC Insurance Coverage: Is Your Money Safe?

I’ve written in the past about the importance of banking only with FDIC-insured institutions (or NCUA-insured credit unions), and also of respecting the FDIC insurance limits. That’s all well and good, but… Is the FDIC running out of money? If you’ve been following the financial news over the past day or so, you’re likely aware that the FDIC insurance fund is running low. […]

Best of Personal Finance: The 25 Best Places to Retire

By Linsey Knerl Welcome to Wise Bread’s Best of Personal Finance Roundup. This week, we look at ways to save money on your child’s school pictures, how to pull together a tasty gourmet meal from goods you get at a dollar store, and where to retire in style. Top 5 Articles of the Week 25 Best Places to Retire – Looking for a place to kick up your feet – for the rest of your life? […]