Are You Saving Too Much for Retirement?

As a CRPC and having spent time in the retirement planning industry I have seen a lot of trends emerge. Most notable is the huge disparity between what people have actually saved for retirement versus what they need to have saved. […]

Would You Choose the Same Career Again?

Here's an interesting continuation of our conversation about looking for a new job. I found a poll in Parade Magazine a couple weeks ago. They asked people the following: If you could do it all over again, would you choose the same career? Want to guess what percentage said they would not? […]

Choosing a Luxury Eccentricity

One piece of the "keeping up with the Joneses" problem is external. […]

Free Money Finance March Money Madness, Round 1, Posts 17-20

Here we go with the first round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

4 Benefits to Wearing a Pedometer at Home

Many experts have touted the perks of putting on a pedometer for leaving the house and hitting the workplace, but what about us work-at-home types? […]

The Simple Dollar Weekly Roundup: Condolences Edition

A few days ago, one of my favorite podcasters (Tom Vasel, from The Dice Tower) lost his infant son to an E. coli infection. Having an infant son myself, I can’t imagine the pain of that type of experience. My condolences go out to him and his family. There’s already a wonderful video tribute out there. What I Learned During the Year of Penury Penury is a five dollar word for intense poverty. […]

Why You Shouldn’t Automatically Reinvest Dividends

Over the past several weeks, I’ve spent a lot of time streamlining our finances. As part of this process, I went into our taxable investment account and shut off the automatic dividend reinvesting feature. I know, I know… Dividend reinvestment makes up a huge percentage of investment gains. On top of that, I’m a big fan of automating your finances. […]

5 Cheap and Easy Cuban Food Recipes

Cuban recipes are as affordable as they are yummy, and this article gives you several to get started with. […]

US Government Minting Five-Ounce Silver Rounds

In the U.S. Mint’s continuing effort to create more products for use outside of currency, the organization has created a series of new silver bullion coins with the same designs as the 2010 and 2011 American the Beautiful quarters. These new coins are five-ounce .999 fine silver, unlike the coins that share the designs. […]

Financial Documents: Keep, Scan or Shred?

A few years ago, I had two banker’s boxes full of financial documents I just accumulated over time. Then, one day, I decided I would go through all those documents and actually decide whether I should keep, scan, or shred them. I purchased a Fujitsu ScanSnap S300 to scan any important documents and then some random crosscut shredder from Staples to shred the non-essential documents. […]

How to Lend Money to Friends (Without Ruining the Relationship)

This post is from staff writer April Dykman. Lending money to friends and family is a generous act — one that could easily backfire and even ruin your relationship. Most of the time when someone is considering a loan to a family member, I think, “Don’t do it.” There can be other ways to help. […]

There is No Good Debt

In his newest book, Debt Free For Life: The Finish Rich Plan for Financial Freedom, author David Bach shares the following about how he responded when someone asked him about "good debt" versus "bad debt": Almost automatically, I started giving her the standard answer about how good debts are generally considered to be debts you incur to buy things that can go up in value—like a home or a colle […]

Firmly Standing On The Middle Ground

As I sat down tonight to work on our budget for February – using the awesome You Need A Budget – I noticed something:  I stand rather firmly on the middle ground.  Allow me to explain - There are some folks who choose to live without television.  There are some folks who pay for every possible channel. I have basic satellite service, with no premium channels. There are some folks who do just fine […]

Get Foreclosure Information & Options From Fannie Mae:

Living in a very high cost area, where property values are stratospheric and home ownership continues to be out of reach, I’ve gotten to know many homeowners who are biding their time with regards to making a new home purchase. […]

The Cost of Being Overweight

The following is reprinted with permission from Perigee books, a division of Penguin Group, USA from The Real Cost of Living: Making the Best Choices for You, Your Life, and Your Money by Carmen Wong Ulrich, 2010. Obesity is becoming the norm in this country—a very dangerous and expensive norm. […]

Career Moves and Decisions

This week, someone from my past reached into the present and dropped a job offer on my lap. If this job offer had appeared three years ago, I would have taken it in a heartbeat. It allows me to work from home. […]

Update Your Home Inventory

If you watched any television during the holidays, chances are you saw (and fast forwarded through) a lot of jewelry commercials. I learned what ever kiss begins with, where “he” went to, and how long a diamond is “for.” If you bought anything sparkly this winter, chances are you’ll want to make sure it’s protected in the event it’s lost or stolen. […]

5 Things Tax Preparers Should Tell You

Brought to you by TurboTax Federal Free Edition — Free to prepare, Free to print, Free to efile. With tax season upon us soon, it's helpful to go into the tax preparation process with reasonable expectations and knowledge of how the process will work, what the roles and responsibilities are, and what you should anticipate as an output from […]

My New Credit Card Strategy

In my credit card report for 2010 I noted that I had earned over $800 using two cash back credit cards: the Schwab (now FIA Services) 2% cash back Visa and the American Express Blue Cash card. For many years, I've employed a two-card system for one main reason: convenience. […]

Ask the Readers: What's the Biggest Item in Your Budget?

As Linsey pointed out recently, some people just don't believe in skipping the latte. Sure, it makes sense to keep track of all spending, even when buying a cup of coffee. […]