Productivity Lagging? Take a Siesta

This post is from GRS staff writer April Dykman. I’ve discovered that one of the biggest benefits to being a full-time freelancer can be one of its drawbacks: setting ones own schedule. Don’t get me wrong, it’s the reason I wanted to get into freelancing in the first place, but I keep wondering if I’m working enough. Am I getting enough done in a day? […]

Chase Sapphire Preferred 25k Point Signup Bonus

As I’ve noted in the past, the credit card market has been coming back to life in recent months. As further evidence of this, the Chase Sapphire Preferred card is offering a signup bonus of 25k points. This is a solid deal, as your 25k points can be redeemed for either $250 in cash, or an airline ticket worth up to $312.50 (you get a 25% bonus when applying your points to travel). […]

How to Save Money on

Amazon is already a great place to shop that can save you a ton of money, but there are even more ways to save. Like any store, Amazon often runs promotions, sales, and specials that can provide even bigger savings, but you have to know how to find them. Some offers are predictable while others are more or less random, but if you know where and when to look you can save big. […]

Making Work Pay Tax Credit Extension

The 2009 economic stimulus, usually called the Making Work Pay tax credit, provided slightly bigger paychecks for the middle class throughout part of 2009 and all of 2010. This benefit is in danger of expiring if Congress does not act to extend or renew the credit. This stimulus took a different form than those previous. […]

Balancing Enjoying Your Money Now Versus Later

In my post titled The Joy of Wealth, FMF reader Old Limey (who's retired) made the following comment: To give you an idea of how I spend my days. Yesterday was the day my hiking group rents a luxury motorcoach that costs us each $30. […]

Should You Refinance Your Mortgage? Rates Are Low, But It Is Still a Tough Decision

Record Low Mortgage Rates Make Refinancing Attractive Mortgage rates continue to fall to almost unheard of levels. We’re talking about 30-year fixed rate mortgages hovering under 5%, and 15-year rates at just 4%. These rates are sharply lower than just a few years ago. But just how much can you save with a lower mortgage rate? […]

FSBO: How to Sell Your Home on Your Own

ShareThisFor Sale By Owner, also known as FSBO, has become very popular in recent years. Selling your own home doesn't have to be the death trap many real estate agents would have you believe, but you DO have to be willing to do the legwork yourself. Your most important goal in a FSBO sale needs to be to reach potential buyers. […]

Sometimes the Customer Isn’t Right

You’ve probably seen this sign hanging up in a shop or office:Rule 1: The customer is always right.Rule 2: If the customer is wrong, see Rule 1.This is not always right.I’ve had a lot of jobsI’ve been out of school and in the working world for thirteen years. That’s not a very long time, but I think it’s long enough to have come to some conclusions. […]

Top 10 "Unusual" Uses For Duct Tape

I once opened a tool box at a friend’s house and inside was a roll of duct tape and a box cutter. He said that it was all he needed. It was clearly tongue-in-cheek, but I always have a roll or two of duct tape in my garage. […]

Where to Spend $1 Coins

The US Mint’s $1 Direct Ship program is back with several options (Native American, Golden Dollars with Sacagawea, John Adams, Thomas Jefferson, James Madison, George Washington and Andrew Jackson), meaning you can bust through some of those cash back tiers by purchasing money. […]

Free Money-Management Spreadsheet

Whenever I write about personal-finance programs, there’s always a large contingent of GRS readers who chime in to say they prefer the do-it-yourself method. Rather than go with pre-packaged money-management software like Quicken or Mint, they prefer to track their accounts with a home-brewed spreadsheet. […]

Starting a Kitchen Garden

We’re chugging along through 2010, trying to meet our goals for the year. Since we’ve automated much of our finances, we’ve had some extra time to pursue other goals. Something that I’m particularly proud of is our small garden out front. […]

The Economics of Bicycling to Work

FMF reader Brad sent me the following email a couple weeks ago: I bike to work 2 to 3 days per week during the summer and occasionally (if it's reasonably dry and warm) in the other months.  I've analyzed this many times, and here are, in my view, the pros and cons (both financial and otherwise): Pros: Obviously, there is a savings on gasoline. […]

Ask the Readers: Best Purchase of Your Life? (Chance to win $100)

What is the best purchase you ever made in your life? It could be something that changed your life, a bargain that felt like a steal, or an item that provided value beyond your wildest dreams. For example, when Thursday Bram purchased a digital camera to snap pictures, it turned out to be a great networking tool for landing new gigs. […]

How To Avoid Investment Fraud: Don’t Be A “Madoff” Victim

I am not a huge TV junkie, but I did catch The Good Wife the other night. The plot was especially interesting to me in that an investment adviser had been murdered because of a Ponzi scheme and for defrauding hundreds of investors out of their money. Sounds familiar? Sure, we all remember the notorious Bernie Madoff’s Ponzi scheme that rocked Wall Street and the investment world. […]

Help a Reader: Gifts for College

Here's an email I recently received from a reader: Our son is about to turn 1, and my husband and I have agreed that we don't want people to buy him gifts for his birthday, but would instead prefer people consider giving money for his college fund. […]

FMF Now on Facebook

For those of your who missed my announcement on Friday, I just wanted to reiterate that FMF is now up on Facebook. If you're on FB a lot and prefer to keep up with FMF that way, it's now an option for you. A few thoughts I want to share regarding FMF and Facebook: The site is just bare-bones now. I hope to spruce it up in weeks to come. […]