Want A Free Flip Video Camcorder?

Could I interest you in a video camera? Just in time for Christmas! If you’re interested in a free Flip Video Camcorder (worth around $120), then I’d like to direct you to the blog, Ask. Mr. Credit Card, where there’s an ongoing giveaway for 10 of these camcorders that’s sponsored by American Express. […]

Why a High Income Often Doesn't Translate into a High Net Worth

Here are some interesting thoughts from Stop Acting Rich: ...And Start Living Like A Real Millionaire on why a high income doesn't often translate into a high net worth: Within the high-income population, occupational status is negatively correlated with net worth. How can this be possible, given the fact that people with high occupational status tend to generate high incomes? […]

Ask the Readers: Do you Return Gifts? (Chance to Win $10!)

By Linsey Knerl We've all experienced a gift of a sweater that was too small (or worse yet, itchy.)  There are even tales of fine art presents that missed the mark of good taste and ended up hanging in the garage.  Then there are cases of getting two of something, where returning one would only make sense.  What are you gift return policies? Are you one of those giftees who keep a gift — no matte […]

How I Wrap Gifts, Christmas and Otherwise

Melanie writes in: Between the wrapping paper, ribbons, bows, tags, and other things, I’ve often spent $20-25 on just wrapping the gifts at Christmastime. This seems silly. How do you wrap presents? […]

Help Me Decide the Best of 2009 -- Your Vote Counts!!!

As many of you know, in addition to Free Money Finance I run a blog carnival that's called the Best of Money Carnival. In order to encourage both hosts and participants to be part of this event, I promised to donate $1,000 to the favorite charity of 2009's best carnival winning post and best host. And now it's time to decide who the winners are. […]

How to Request Your ChexSystems Consumer Report

The Fair and Accurate Credit Transaction Act (FACTA) and the Fair Credit Reporting Act (FCRA) give you the right to review your credit reports every twelve months. Most people are aware of the three credit bureaus (Equifax, Experian, and TransUnion) but did you know that the rule applies to all consumer reporting agencies, which includes several other types of reporting systems. […]

American Express Flip Mino Video Camera Giveaway

American Express wants to give away ten Flip Mino video cameras to ten Bargaineering.com readers. The giveaway is in conjunction with a big promotional push they’ve been doing for their American Express Charge Cards and the Membership Rewards program, AMEX’s reward points catalog. […]

Worth Trying?

In a piece about personal loans making a comeback, SmartMoney says the following: Peer-to-peer, or p2p, lending web sites like Prosper.com and LendingClub.com enable consumers to be both borrowers and lenders. […]

Best Deals for Tuesday 12/15/09

Rubik's TouchCube $50 + $1 s/h Tommy Hilfiger Men's Atlantic Crewneck Sweater $17 Lands' End: up to 65% off kids outerwear FREE Personalized Video Message from Santa Claus ShoeSteal.com: Up to 75% off boots, up to 50% off bags + $25 Restaurant.com gift certificate […]

Book Review: The Art of Manliness Classic Skills and Manners for the Modern Man

By Julie Rains I just finished reading The Art of Manliness: Classic Skills and Manners for the Modern Man by Brett and Kate McKay. Skills for building a career, surviving in the wilderness, and more are covered. […]

How to Make the Most of Your 401K

By Silicon Valley ... Most of us have a 401k account with our employer. But there are people who've decided not to participate in their employer's retirement program for a variety of reasons. Some employees feel that they simply don't have the funds to sock away, and make this an excuse to skip out on the free money that comes along with company matched 401k or 403b contributions. […]

Why You Might Not Want to Wait Until You’re Married With Children to Get Life Insurance

Should Singles Even Consider Life Insurance? Ask anyone if a single person without any dependents should get life insurance and you’ll almost certainly be told no. But like most financial decisions, it isn’t as black and white as that. Sure, if you’re just a single 30-something living alone without kids it would seem like buying term life insurance would be a huge waste. […]

Way to Save #150: Homemade Pet Toys

Make your own pet toys. Pets are like babies. They’re more likely to enjoy the box the toy came in than the toy itself. You’ve got plenty of interesting, entertaining and chewable items lying around the house already. You can grow catnip or find it cheap at herb stores. […]

Eight Tactics for Dealing with Professional Burnout

Carlos writes in: I’ve been working at the same job for the last six years. I used to love it but lately I’ve started dreading going to work. I can’t really put my finger on a reason why, either. I’m considering quitting but I am very afraid to take that leap with the economy the way it is. Got any suggestions? Once upon a time, I was in a similar situation. […]

Hundreds Hired at the IRS to Find Cheaters

In a continuation of my favorite story of the year, the IRS announced a few days ago that they are ramping up a new investigative unit to find more offshore tax cheats, with an emphasis on those that are using dummy corporations with multiple layers to hide their wealth. […]

Introduction to FOREX Investing

Foreign exchange has been a hot topic lately with the weakness of the US Dollar and has always been an area rife with scams and rip-off artists (even the SEC warns about it on their website for forex transactions). Trading in foreign currencies works off the same principles are trading anything else, you want to buy low and sell high. […]

Don’t Let Irregular Expenses Wreck Your Budget (or Drain Your Emergency Fund)

This post is from GRS staff writer April Dykman. Right before our Thanksgiving trip, the AC went out on our vehicle. $600 later, we had a functioning AC. What a way to start a camping trip.  The good news was that we had the funds set aside for that specific reason—auto repairs. […]

Bossing Myself Around

Having read countless articles about personal finance and money management, I’ve come to the following conclusion.  The best thing that I can do to insure that I have a sound financial future is to be a better boss – of myself.  Allow me to explain. About four years ago, after spending almost 15 years working (with very little in savings to show for it, and several thousand dollars in credit card […]

Live Within Your Own Means, Not the Means of Others

It’s very easy to slip into “keeping up with the Joneses” mode. Your friends have a new TV, or maybe they traded in their old car for a new one. Or perhaps you want to get a nice big house like they have, and take advantage of the homebuyer tax credits at the same time. From personal experience, I can tell you that it’s not worth the stress and hassle of trying live within other people’s means. […]

Did/Will You Get a Bonus This Year?

With the economy in the dumper, it's likely that there will be fewer bonuses this year than in most years in the past. That said, I'm sure some of you out there will be receiving one, so it's not a wasted post to talk about them. So, let me ask all of you the following: Did (or will) you get a bonus this year? If so, what will you do with it? […]