Turn Supplies You Have on Hand into Toys (74/365)

Whenever I watch my one year old at play, I can’t help but notice that there really are only a few requirements for entertaining him in a safe way. The item needs to be fairly sturdy, as he can get mad and throw it. He’s one, so emotional control isn’t really part of the equation, nor is an understanding of any sort of “correct” way to play. The item needs to have virtually no intricate parts. […]

How to Save Money While Getting Fit

The following is a guest post from Matthew Pryor at Gym Optional. As a fitness coach and blogger, I don’t mind investing some money in good gear and healthy food. But for many people, getting fit is hard enough. Throw in the need to keep expenses down, and just forget about it, right? Well, not necessarily. Getting in shape doesn’t have to cost a fortune. […]

Tax Benefits Available to Higher Earners

If you make more than the average putting you in the category of a high earner, you know that there are a lot of tax breaks that are phased out as a person’s income rises (prime example – Roth IRA phaseouts begin at $105,000 for single filers and $169,000 for joint filers). This issue of [...]Tax Benefits Available to Higher Earners from personal finance blog Bargaineering.com. […]

Underwater Mortgage Calculators: When and How Will You Get Back to Even?

If you’re underwater on your mortgage — i.e., you owe more than your home is worth — you may be wondering how long it will be before you’ll resurface. […]

FMF March Money Madness, Round 2, Posts 13-16

Here we go with the second round of Free Money Finance March Money Madness (to follow all the action click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when the post was submitted. […]

Zecco Review For Online & Forex Traders

While I’ve made it a mission to orient myself with great online brokers around the web, I’ve come to know quite a few of them well enough to favor some over others. As far as Zecco is concerned, I look upon this company as a popular entity in the online broker world: they’re well-known and [...]Zecco Review For Online & Forex Traders Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Are Those Goods Counterfeit, or “Real”?

Every year, millions of dollars’ worth of counterfeit goods are brought into the United States and sold to unsuspecting — and even suspecting — consumers looking for a good deal. […]

Spend Like You Want to Grow Rich

The following is excerpted with permission of the publisher John Wiley & Sons (Asia) Pte. Ltd. from Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School by Andrew Hallam. Copyright (c) 2011 by John Wiley & Sons (Asia) Pte. Ltd. I wasn’t rich as a 30-year-old. […]

Co-Signing a Loan Can Ruin Your Credit and Your Life

Have you ever been asked to co-sign a loan or a credit card for one of your children? Have you ever promised to guarantee a loan for a family member or a close friend? […]

Reader Mailbag: Spring Break

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling leg injury 2. Selling video games 3. Vegan eating challenges 4. Challenged by controlling spending 5. Corporal punishment 6. Choosing a debt to repay 7. Next move with underwater house 8. Protecting cards 9. […]

Are Stock Gains and Losses Real?

This is a guest article by Rob Bennett, a personal finance journalist and author of the blog A Rich Life. Rob developed the Passion Saving approach to money management; Passion Savers save not to finance their old-age retirements but to enjoy more freedom and opportunity in their 20s, 30s, 40s, and 50s. You naturally get worried when you see the value of your retirement account drop. […]

The Fear of Missing Out

This post is by staff writer April Dykman. When I was in the fourth grade, I had a bad case of FOMO. I contracted it when I realized that all of my classmates (or so it seemed) had Nickelodeon, and I didn’t. […]

What Happens If I Forget To Sign My Tax Return?

I was doing some research about boneheaded tax preparation mistakes when I stumbled upon a common question – what happens if I forget to sign my tax return? According to the IRS, your return is not considered a valid return unless you sign it. If it’s a joint return, your spouse will also have to sign it. […]

10 Tips for Balancing Love and Money

It's a sad but common tune: debt threatens to divide or break up an otherwise strong couple that hadn't set up any financial ground rules. Love and money don't always go hand in hand, which means it's crucial to consider the long term repercussions of sharing your life and bank account with another person. […]

5 Reasons Not to Delete Your Emails

Never deleting emails is a lazy way of keeping organized. By saving and archiving emails, I have information at my fingertips without having to figure out ahead of time precisely what I'll need and how I'll use these messages. Recently, my emails saved me over $300. […]

Best Money Tips: Save at Your Local Grocery Store

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving at your local grocery store, cheaper ways to dine out, and tips to avoid email phishing scams. Top 5 Articles Five Ways to Save at Your Local Grocery Store — Save at your grocery store by buying store brands instead of name brands. […]

Turn Your Tax Refund Into a Solid Investment

The following is a guest post from Jon Stein, Founder & CEO of Betterment. The factual, “figures” side of money, often has us confused. We can crunch the numbers and figure out the best way to build wealth, but it doesn’t make financial success a certainty. […]

Join Our Tweetchat on Thu 3/15, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Choosing a college. With colleges starting to send out acceptance and rejection letters, learn about factors that should and shouldn't influence your (or your child's) college decision and community colleges vs. four year universities. […]

Thoughts on Buying a New Car

Over the past few months, my wife and I have been in the market for a new car to replace our 2004 Honda Odyssey which now has a little over 140k miles. To make a long story short, we ended up with a shiny, new 2012 Odyssey and are now looking to sell our old one. I’ve detailed in the past our strategy for buying a new car, so I won’t go into that in too much detail here. […]

Make Your Own Playdough (73/365)

Our children have several small tubs of playdough, both the name brand Play-Doh and other brands of similar material, that they’ve received as gifts over the years. The contents of those tubs have been played with, sculpted, mashed, combined, and used in countless different ways. It’s actually a toy that Sarah and I quite like as it encourages our children to make whatever they want from it. […]