15 Home Decorating Ideas for Under $5

I’m constantly on the lookout for ways to change up my home décor — whether it be to change with the seasons, for an upcoming holiday, or just an overall update. Constant change, though, can get expensive. […]

5 Reasons to Drink Coffee

My first memory of drinking coffee was staying up late with my mom and her childhood girlfriend as they chatted about life and memories. She handed me a small cup of that rich, dark drink, and I was hooked for life. […]

Best Money Tips: Save More Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to save more money, how to honor new grads without going broke, and how to price your home to sell. Top 5 Articles 13 (Clever) Ways to Save More Money! — Save more money by buying a roll of quarters every paycheck and putting them in a change jar. […]

At What Age Do You Expect to Retire?

US News says that Americans' expected retirement ages have jumped dramatically. A summary: A decade ago many people strived to retire young. Now most people are nudging back their retirement date and wondering if they will be able to retire at all. […]

Win a Free iPad Today

I am excited to have PT Money as a partner for today’s giveaway, because together, Phil Taylor and I are offering an Apple iPad 2 Wi-Fi to the winner. This giveaway is the latest in the Giveaway May series, wherein Consumerism Commentary is offering giveaways every weekday this month. […]

The Hidden Emergency Fund

In a small independent bank several hours from where we live sits a savings account. That account is in our names. It earns a solid interest rate but does not have an ATM card associated with it. […]

Why You Should Reject Counter Offers

The following is an excerpt from RecruiterGuy's Guide to Finding a Job. As I've noted, counter offers rarely work out. Why do managers and companies extend counter offers? […]

Are Banks Failing Less Often?

Back in 2008, I put together fifty fun facts about bank failures in which I looked at a bunch of FDIC and bank failure facts. I thought it was fun because I love trivia, I don’t think banks failing left and right is all that much fun! Since the 2008 publishing, we’ve had a few years of turmoil in the banking industry, to say the least. […]

Credit Reports: Are You on the VIP List?

Did you know that the three major credit bureaus maintain a VIP list of people who get preferential treatment when it comes to fixing credit report errors? […]

Kids and Money: Should You Pay Your Children for Chores?

Most financial experts agree that it is important to start teaching your kids about money when they are young. After all, even toddlers can begin learning a little bit about money, and how it works. […]

Car Dealers Pass Loan Acquisition Fees to Buyers Without Disclosure

If you have less-than-stellar credit, you’re at a significant disadvantage when you go to a dealer to purchase a car and seek financing through the dealer. Banks or intermediary loan brokers charge dealers a fee to extend credit to a risky customer. Rather than denying someone credit, the company that finances the loan charges risky applicants a higher interest rate. […]

Creating a Budget: Money Management 101

For most people, the word “budget” conjures up thoughts of penny-pinching and the unpleasant task of crunching numbers. This couldn’t be further from the truth. A budget is the cornerstone of a solid financial foundation, regardless of your situation, and it isn’t that hard to do. A budget is nothing more than a breakdown and plan of how much money you have coming in and where it goes. […]

How to Get 55% More Rewards (and 3.1% Cash Back) with Your Chase Freedom Credit Card

I noted a week or so ago that the Chase Freedom cash back credit card was recently named the best overall credit card by CBS Moneywatch (FYI, the $150 cash back bonus for the card is still available when you apply and are accepted for the card. […]

Overlooking the Free Things

This morning, I woke up and looked out my window to see the dawning sun peeking between the horizon and a cloud. Last night, I turned off all the lights in the bathroom and took a warm shower, letting the lack of light and the extra heat remind me of the wonderful feeling in every part of my body. Yesterday afternoon, I went on a long walk. […]

Store Credit Cards: Good or Bad Idea?

This is a guest post from Lisa White. Heading to the checkout counter after a fruitful shopping spree, I was taken aback by the steep total shown on the register. […]

Newark Liberty International Airport Has the Highest Fares

The same day I purchased airfare from New Jersey to California for what I thought was one of the better rates I’ve found in the past decade or so, I came across statistics showing that New Jersey’s Newark Liberty International Airport sports some of the highest fares in the country for the past two years, and this is expected to get worse this summer. […]

Social Security Stops Mailing Annual Benefit Statements

Several years ago, I was surprised to receive my first Social Security Estimated Benefits Statement. Now, three statements later, it turns out those mailers will no longer be going out in a cost cutting move (it costs around $70 million a year). […]

Book Review: Early Retirement Extreme

For over five years now, I’ve spent most of my waking hours reading and writing about money. I’ve learned a lot. Using this knowledge, I’ve been able to get out of debt, build savings, and even begin pursuing my passions. What’s next? […]

Ask the Readers: What's Your Favorite App Idea?

Editor's Note: Due to Facebook changing their promotions guideline rules, we had to select two winners from the comments and one from Twitter. Congratulations to Chris, NJJ, and 1bets1 for winning this week's contest!  For iPhone's alone, there are over 350,000 apps available for download. […]

How to Always Be on Time

When it's really important for you to be somewhere on time — job interview, first date, wedding — you have to plan ahead. These tips can help, and you may be surprised to find that it's not just as simple as "leave early." (See also: 10 Ways to Save Time by Spending Time) 1. […]