Life Insurance Reality Check – Do you have enough?

The following is a guest post from AccuQuote. Life insurance is an important component of your financial planning. If you have a young family, it could actually be the most important element of their security. A lot of people do not have affordable life insurance yet. Among those who already have life insurance, a vast majority does not have enough coverage. […]

Employment Discrimination, The Glass Ceiling & The Gender Wage Gap

Today, I’m departing from my usual fare by presenting a snarky and controversial guest post by Mr. Moneybags, a personal finance blogger I’ve recently come across. I’d characterize his writing style as risque, highly edgy and different (I had to tone down his post somewhat, in order to run it here). […]

Posting Schedule for the Holidays

Just a short programming note to let you all know what I'm planning. For the next two weeks, I'll be cutting my posts back to two per day starting on Monday. I'm doing this because I think many people will be more focused on getting ready for/enjoying the holidays than they will on reading a personal finance blog. […]

Frugality and Your Sense of Value

Earlier this week, I offered up a post detailing how I wrap Christmas gifts, utilizing brown paper and yarn. The response was mixed – some people didn’t like the aesthetics of the packaging, while others did (obviously, I’m in the latter camp, as I love the aesthetics of brown packages and yarn). Guess what? We’re both right. For some people, there’s a lot of value in a certain gift aesthetic. […]

Best of Personal Finance Roundup: How to Hide Naughty Credit Card Purchases

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. In this article, we show you what "naughty" purchases you should avoid putting on your credit card, how to cook a pork roast, and 7 truths about becoming a celebrity assistant (just in case you're being considered for a promotion). […]

How to Quickly Compare Rewards Programs When You Shop Online

By Xin Lu Wise internet shoppers usually search for some coupon or cash back reward before adding an item to their shopping carts. The problem is that there are so many cash back and mileage reward programs that sometimes it is hard to decide which one to use. […]

Marley's Ghost Was Haunted by Regret

The following is a guest post from Marotta Wealth Management. Some may find it a bit "preachy", but I think his main messages (as I read it) of "money isn't everything" and "be sure to give back to others" are worthwhile. "Marley was dead." That's how Charles Dickens's "A Christmas Carol" begins. Jacob Marley, dead exactly seven years to the day, is the real ghost in the story. […]

Life Without Cable TV: Week One

(No, I don’t plan on writing about this on a regular basis, just when an interesting milestone occurs.) It’s been a full week since my family turned off the TV service and to summarize: we’re doing fine. As expected, I’m discovering some of the “known unknowns” of being a person without cable but who still cares about TV shows. […]

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Your 401(k) Match: Don’t Miss Out on Free Money

Does your employer offer to match a portion of your retirement contributions? If so, are you taking advantage of it? I hope so. […]

9 Awesome Kitchen Gifts

By Elizabeth Sanberg It's that time of year when we start doing two things: 1) reflecting on the past year and 2) scrambling to find gifts. If you're in the second category and are still scrambling to find gifts, I recommend that that you think back on your year and some of the best things you've purchased or received. […]

Way to Save #153: Homemade Baby Food

Make your own baby food. There are plenty of free recipes online and in library books for food that is better than name brand because it won’t have as much salt, sugar and preservatives. It’s also infinitely cheaper. […]

The Perfect Is the Enemy of the Good

Everyone’s done it. We start out with some fantastic goal in mind. I’m going to save up for a down payment in three years. I’m going to lose 50 pounds this year. I’m going to get all of my financial paperwork straight. I’m going to be frugal. I’m quite guilty of this myself. […]

How My Accountant Saved Me $15,000

It seems I have paid the government more than what was necessary over the past few years. When I first started earning money outside of my primary employer in 2004 or 2005, I assumed it would make the most sense to simply claim that income as self-employment income on Schedule C of the standard 1040 income tax return. […]

Your Take: Favorite Year End Deduction?

With the year drawing to a close, a lot of people are thinking about year end tax moves, including myself. In general, there aren’t many year end tax moves you can make on December 18th. If you’re going to buy a house and take advantage of the home buyer tax credit, you would’ve started the process by now. […]

Five Festive Christmas Cookies to Share with Family and Friends

What’s Christmas without cookies? A plate of warm Christmas cookies can help you bond with the neighbors, and taking a tray to the office is a sure way to win points with your co-workers. Christmas cookies can also be a fun part of frugal holiday gift-giving. Every year, Kris and I assemble holiday gift bags to give to our friends. […]

The Wealthy Aren't Who You Think They Are

I saw this picture on PostSecret not too long ago. It reads: My friends and relatives think I'm poor or stingy because I drive a clunker and own old appliances. Ha! I've given 400G to charities, helping to restore sight to thousands. And I keep doing it! This reminded me of a few things: 1. […]

The Wealthy Aren't Who You Think They Are

I saw this picture on PostSecret not too long ago. It reads: My friends and relatives think I'm poor or stingy because I drive a clunker and own old appliances. Ha! I've given 400G to charities, helping to restore sight to thousands. And I keep doing it! This reminded me of a few things: 1. […]

Star Money Articles and Carnivals for the Week of Dec 14

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week and my posts that were included: Be sure to enter my You Need a Budget giveaway! Also, please vote in the Best of Money Carnival contest. […]

What Happens if Lending Club Goes Out of Business?

I recently got an e-mail from a reader who was concerned about the long-term stability of peer lending outfits like Lending Club. In it, he asked: Is there any credible data as to how long companies such as Lending Club are likely to persist (5, 10, 20, 50 years)? […]