Chase Online Banking Website Down

Chase’s website for online banking has been unavailable since Monday night. After opening, receiving, an activating a new Chase credit card, a process I completed this past weekend, and purchasing my first items with the card, I was looking forward to checking my activity online today. […]

Estimated Tax Payments Due for Q3 2010

This is just a quick reminder to anyone out there that is self-employed, or otherwise has to make estimated tax payments… Tomorrow is September 15th, which means that your third quarterly estimated tax payment is due. Note: If you’re reading this via e-mail, then you’re likely a day behind, and the deadline may have already arrived. […]

Spend Your AmEx Membership Rewards Points at

While I’ve always been a fan of cash back credit cards, reward points can be nearly as good if: (1) they’re worth at least the same amount as their cash brethren, and (2) you can figure out a way to use them like cash. […]

The Road Not Taken

Two roads diverged in a yellow wood and sorry I could not travel both And be one traveller, long I stood and looked down one as far as I could to where it bent in the undergrowth; Then took the other, as just as fair, and having perhaps the better claim because it was grassy and wanted wear; though as for that, the passing there had worn them really about the same, And both that morning equally la […]

Help a Reader: Young Couple Needs Advice

Here's an email I recently received from a reader: My wife and I are in our early thirties, with one 11-month old child. Due to some health challenges our son has experienced, my wife has had to stop working until the New Year to care for him. […]

Ask the Readers: How Do You Relieve Stress? (Chance to win $20!)

Stress got you down? I feel ya. Whether it's the start of a new school year, illness, family pressures, or money troubles, all of us go through a rough patch from time to time. In addition to hoping to help you live large on a small budget, we at Wise Bread want to you know that we've got your back. We feel stress, too! […]

Medical Bargaineering: 7 Tips to Save Money on Medical Expenses

This is a guest post written by Cynthia J. Koelker, MD, author of 101 Ways to Save Money on Health Care, Tips to Help You Spent Smart and Stay Healthy. If you think your employer is paying for your health care, think again. You’re the one not receiving up to $10,000 per year so your employer can pay your monthly premiums. […]

How to Graduate College with Zero Debt

MSN Money lists thoughts on how to graduate college with zero debt. The keys: Early graduation is a big money-saver. Test out of classes if you can. Attend summer session. Investigate dual enrollment in high school and community college. Also: Seek colleges with three-year bachelor's degree programs. Pick a solid school that's also affordable. […]

Personal Philanthropy: Twenty Ways to Improve the World, Even If You’re Broke

So often, people assume that charity and philanthropy mean stretching an already-tight budget even further. “If I donated $100 to the food kitchen, I’d have to start using the food kitchen!” goes the common train of thought. (That’s not to say that donating money isn’t useful – it certainly is.) Money can often be a very tight resource, but it’s far from the only resource you have. […]

Poll: How Do You Prioritize Paying Off Debt and Saving Money?

It’s an epic struggle of competing financial goals. In one corner you have the burden of debt. Whether it’s credit cards, auto loans, student loans, or even a mortgage, it’s money that eventually has to be repaid. Unless you’re fortunate enough to have no debt or only a mortgage, debt weighs on you and takes money away from other things. […]

For a Frugal, Healthy Soap, Go With Goat Milk!

ShareThisEverywhere you look, you can find ads for creams, lotions, and serums with names including promises, such as "anti-wrinkle" and "anti-aging." These products have ingredients with names you can't even pronounce, much less know what they are. […]

4 Signs Your Kids Might Be In Danger Online

The internet can be an amazing opportunity for children and young adults to explore, connect, and learn. It can also harbor a world of stranger danger, viruses, and information that is inappropriate for little eyes. […]

Reducing the Cost of Medical Care

My brother has had a hard time getting medical insurance in the past because he was out of school and didn’t have a job with health coverage. He and the family have thus had to be creative to keep their medical bills from overwhelming them. Medical expenses can be a huge burden. With basic ER visits often costing $1500 or more, one mishap or illness can burn a huge hole in your wallet. […]

The Key to Frugality: Avoid the Fear Tax

Have you ever purchased something for one of the following reasons? If you didn't, you wouldn't look good enough.   If you didn't, others might think less of you.   If you didn't, you weren't rewarding yourself like you should be.   If you didn't, you would be missing out on something more in life.   If you didn't, you were […]

An Oil Change Every 3,000 Miles is a Waste of Money

When I graduated college, my father surprised me with a car: a very used 1987 Toyota Celica. I didn’t know much about owning a car at the time, and the Celica required quite a bit of car. For example, it required not only replacing engine oil occasionally, it required filling engine oil from time to time. I discovered this the hard way. […]

5 Tips for Scoring Discount Designer Handbags

Drooling over a luxury bag, but know it's not in your budget? Got an upcoming job interview where you'd love to be able to pull out a Prada and make a splash? […]

Plant Perennial Vegetables for Eternal Harvesting

You probably noticed that I’m a big fan of growing your own herbs (all the posts about harvesting herbs and drying fresh herbs probably gave it away) because the little canisters seem ridiculously expensive in the store. […]

Insurance Basics: How Car Insurance Works

This is the third part in a short series about insurance basics. In the first part, I explained how insurance works. In the second, I shared some general tips about how to save on insurance of all types. Today’s article offers info about auto insurance. You’ve had car insurance since you were old enough to drive, but how much do you really know about it? […]

The Active versus Passive Decision

The following is an excerpt from The Investment Answer. It's a small, easy read with very nicely designed charts and graphs (which I couldn't put in a post so I have included them in red below.) Much of what the authors say here are reasons why I choose to invest in index funds. […]

The annual fees you thought you’d never have

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