Senate Passes Credit CARD Act

In a sweeping vote of 90 to 5, the Senate passed the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009, including the sole unrelated amendment to restore weapon carrying rights in National Paks. The bill differs from the Credit Cardholders’ Bill of Rights Act of 2009, passed earlier by the House of Representatives. […]

15 Wonderful Uses For Witch Hazel

By Paul Michael I discovered witch hazel in college. I was not exactly the owner of the clearest skin in Britain, and dabbing a little witch hazel extract on my blemished skin stopped me enduring a mountain of abuse. […]

What is Your Manifest Destiny?

Manifest Destiny was the general belief that the United States was destined to expand from the United States’ current territory all the way to the Pacific Ocean. This belief, which was never codified into law or even an official government policy, was the guiding principle for a lot of the government’s policies and actions. […]

How Will You Divide Your Wealth Among Your Heirs?

We spend our life in modern society accumulating Things and possibly accumulating money. When you take a step back and look at life on the larger scale, money is not a goal in isolation. We strive to accumulate wealth not to die with our names in various banks’ computers associated with high numbers. […]

14 Ways to Save Money

Today we have an excerpt from Trent Hamm's free ebook Everything You Ever Really Needed to Know About Personal Finance On Just One Page (summary here). In the book he lists 100 ways to reduce your spending and save more money. I've selected 14 of those tips and listed them below, along with my comments for each. Enjoy. 3. […]

Best Deals For Tuesday 5/19/09

By Paul Michael Today's WISEBUY. Order The Wise Bread Book And Get $15 back From Ebates We're still celebrating the launch of the new Wise Bread book with our $15 offer.   1. FREE Customized Dog Tag And Toy - Use Code Citizen222 Become a Mighty Dog citizen! Join the Nation and get your citizenship kit including the Mighty Dog Nation dog tag and more.   2. […]

10 Resources for Finding Free and Cheap Things to Do This Summer

Like many families, the schedule of our family changes drastically during the summer. My wife goes on hiatus from her job for a few months, our children are constantly at home, and I strive to rearrange my own work so that I can spend more time with them. Plus, the weather is beautiful, encouraging us to be outside. […]

Revisiting FICO 08 Piggybacking

Your money is important, and so I want to make sure I’m telling you the truth in every instance. […]

Coping with Life’s Little Setbacks

I had a lousy weekend. It was one of those weekends where anything that could go wrong did go wrong. The individual problems were minor enough, but taken as a whole, it was all rather overwhelming. […]

Avoid Costly Medical Bill Errors & Mistakes

Half a decade ago when I was 19, I was sitting in a hospital waiting room as a family member underwent a medical procedure. Spying a cute girl of similar age across the room, I proceeded to try and “look smart” by picking up the local newspaper so I can pretend to read it — but of course my real intention at the time was to have an easier means to take the occasional peek at the cute girl. Ah. […]

Special Offer: Ohio College Advantage 529 Plan $25 Free Bonus

Sign Up by May 31st to Get Your $25 Bonus Have you been thinking about setting up a 529 plan but just never get around to it? It’s OK, there are a lot of different financial issues competing for our attention, and college savings is often put a little further down the priority list than others. […]

How to Build Your Credit History with Tradelines

The key to building your credit history and getting it as high as possible is very simple: act responsibly with credit. Sounds simple enough right? The problem is that the system is a bit of a catch-22. Companies won’t issue you credit if you don’t have a credit history. You can’t develop a credit history unless you start getting credit. […]

How to Plan a Wedding Without Breaking Your Budget

Did you know that the average cost of a wedding in the United States is nearly $28,000? Or that wedding receptions are typically half the cost of the entire wedding? […]

What I'm Doing Now with My Credit Cards

Since the credit card companies are making all sorts of negative changes to credit card rewards programs and, in particular, my two favorite cards appear to be casualties in this effort (Chase Freedom and American Express Blue Cash), I'm going to have to make a few changes. […]

How to Unspoil Kids: A Crash Course from Money Magazine

What do you give to a teenager who has a lot of stuff, including a $1,700 designer purse? The answer: A brown bag of reality.The June issue of Money magazine offers an insightful and practical guide for parents seeking to "unspoil" their kids. The piece offers solid advice for parents who have lost income or face layoffs. […]

Roth Segregation Accounts

The following is a guest post from Marotta Asset Management. The world of retirement accounts is a confusing tangle of IRS codes. The average family does not take full advantage of the tax laws. They can find financial tax planning equally bewildering. […]

How to Save Money on Food: Great Tips from Three Years of Get Rich Slowly

While driving to our monthly book group discussion on Saturday, Kris and I had a conversation with our friend Courtney. Courtney’s family is beginning to feel a financial squeeze. Her husband’s employer is cutting jobs. To keep working, he’ll have to take a pay cut and move back to the position he left a couple of years ago. “I’ve started to read personal finance books,” Courtney told us. […]

The Advantages of Spending Less

Whenever I discuss frugal issues, someone usually brings up the argument that you’re better off focusing your energy on earning more money instead. While I certainly appreciate the value of earning more, I argue that spending a dollar less is significantly more valuable than earning a dollar more. On what facts do I base this unabashed bias towards penny pinching? […]

Dog Walking, Pet Sitting, and the Money You Can Make

I recently posted a piece on how to make six figures walking and watching pets. During the conversation that followed, I ran into J.D. Antell, author of The Dog Walker's Startup Guide. I asked J.D. to write a guest post on the subject of making money on pets, and he's obliged with the following. First, I’d like to create a distinction between a pet sitting service and dog walking service. […]

Wise Bread’s 10,001 Ways to Live Large on a Small Budget Giveaway

10,001 Ways to Live Large on a Small Budget is a compilation of over ten thousand tips and tricks to help you make the most of the cash you have. I’ll have a review of the book itself later on this week but I wanted to announce two special giveaways and contest they’re holding. Win one of five Flip Mino Camcorders if you buy the book today (May 18th). […]