From the Ugh Files

Here are some stats I found recently that give us a lot of bad news on how people are managing their money. The highlights (or lowlights if you prefer): 61 percent of workers report they always or usually live paycheck to paycheck to make ends meet. […]

Net Neutrality Simplified

Depending on how you get your news, the topic of network neutrality can seem boring, or confusing, or both. Possibly you haven’t yet heard about it, or you’ve already formed an opinion. The reports I see are too often complicated, lacking reasoned arguments and full of hyperbolic guesses as to what the future might hold. […]

How to Get Laid Off: A Step-By-Step Guide

By Paul Michael It seems ironic in this economy, and with a high unemployment rate, that anyone would want advice about getting kicked from a job. But last week a question was posed to me, and it was genuine — “How do I get laid off?” When I dug below the surface of the question, I realized that the person in question was just done with the job (like this), but didn’t want to quit outright. […]

Best Deals For Friday 10/23/09

By Paul Michael Today's WISEBUY. The Big Bad Friday Amazon Sale. Yeah! Back again with bargains galore. […]

Ask the Readers: Why Are YOU Saving for Retirement?

As I shared yesterday afternoon, although I believe National Save for Retirement Week is important, I find the topic dreadfully dull when stretched out for a week of blog posts. Lesson learned. Still, I don’t think all retirement discussions have to induce snores or tears. In fact, when you think about it, retirement — especially early retirement — ought to be something to celebrate. […]

Friday Finance Findings for October 23rd

Did you know that this week is National Save for Retirement Week? I actually didn’t find out until Monday. If I had known earlier I would have liked to have done a series of retirement posts this week. Oh well, I’ll just have to mark my calendar for next year. […]

Ethical Frugality Week: Serving Leftovers

Throughout this week, I’m posting a series of articles on the ethics of frugality. How far can you take things without crossing an ethical line or diving into seriously socially unacceptable waters? I’ll be recounting some of my own stories – and some stories from readers – along the way. “Jim” writes in: A married couple I’m friends with invited me over to dinner recently. […]

What is Simple Living and Why Should I Care?

By Sarah Winfrey Even with predictions that our economy is turning around, the current financial climate isn't exactly what most people would call "good." In fact, for some of us, it's downright rotten. […]

10 Ways to Make Money for the MySpace Generation

By Bob Lotich I still remember my dial-up internet connection, paying for AOL by the hour, and waiting 45 minutes for a 1MB file to finish downloading. I can recall thinking that it was all fun to play with, but I didn't see the big picture of how the internet would so drastically change the world that we live in. Now, the Myspace generation is growing up, and they have known nothing else! […]

Safe Withdrawal Rates, Investment Returns, and the Importance of Minimizing Your Expenses

The topic of safe withdrawal rates is critically important to retirees. Earlier this week we talked about retirement withdrawal strategies, but that was a discussion of how to access your money rather than how much money you can safely distribute per year. What’s a “safe” withdrawal rate? While there are no easy answers, the stakes couldn’t be higher. […]

Your Take: Married Women Outearning Husbands

An MSNBC article this week discussed how women are increasingly earning more than their husbands. Twenty years ago, 17.8% of women outearned their husbands. In 2007, 25.9% outearned their husbands if they both worked and 33.5% of married women outearned their husbands period. […]

Anyone Use Restaurant.com?

Here's a Sound Mind Investing review of Restaurant.com, the website where you buy discounted gift certificates to restaurants in your area. Their main conclusion is that the standard offers at Restaurant.com can save you a decent amount of money and the special offers can save you a really good amount. […]

Star Money Articles and Carnivals for the Week of Oct 19

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. For now, here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! Carnival of Personal Finance - The 5 Stages of Investing Enlightenment  EDITOR'S CHOICE! […]

Do this and you’ll manage your checking account successfully

Managing a checking account isn’t rocket science but it’s not basket weaving either.  (No offense meant to basket-weavers.  I tried to weave a basket in eighth grade art class and it ended up looking more like a Frisbee.) But managing a checking account boils down to one key skill: You have to know that the money is available before you make a payment or a withdrawal. This can be illustrated in a […]

Chase Freedom (SM): Credit Card For Cash Back Rewards

My #1 requirement for a credit card is that it has NO annual fees. I pay my credit card bills in full each month, so I’m most interested in credit cards with rewards programs, and in particular, cash back credit cards that have NO fees. On that note, I’ve decided to be proactive and look [...]Chase Freedom (SM): Credit Card For Cash Back Rewards […]

Ally Bank Ten Day CD Rate Guarantee

Not quite a year ago, we started building a CD ladder. We’re building a five year ladder, and that first rung is nearly up for renewal. I’ve thus been looking around for the best CD rates. In doing so, I ran across the ten day CD rate guarantee at Ally Bank. […]

Tools to Get Organized, Family Style

By Julie Rains Many people think I’m incredibly well organized because I can easily manage (certain) projects and recite dates, locations, deadlines, etc. for my family’s activities. […]

Ethical Frugality Week: Lifetime Guarantees

Over the upcoming week, I’ll be posting a series of articles on the ethics of frugality. How far can you take things without crossing an ethical line or diving into seriously socially unacceptable waters? […]

Another Broke and Unhappy Lottery Winner

Check out this piece from the Washington Post: William "Bud" Post III, 66, whose $16.2 million in lottery winnings brought him debt, despair and heartache, causing the kind of trouble often recounted in country-western songs, died of respiratory failure Jan. 15 at a Pittsburgh area hospital. […]

The Dow at 10,000 – Where Do We Go From Here?

The Dow is at 10,000. Big deal, right? After all, it is just a number, but there has been a lot of emphasis placed on this milestone recently. Why is the media obsessed over this number? It has been over a year since we’ve seen the market at these levels, so whether it is an indication of good things to come or not, it’s welcome relief. But why all of the hype and predictions? […]