Receiving the First Time Homebuyer Credit Takes About Six Weeks

For those of you who have filed or are planning to file an amended income tax return (form 1040X) to receive the (up to) $8,000 first time homebuyer tax credit this year rather than waiting for next year, there is some good news. Although the IRS is more than likely overwhelmed, the refunds are currently taking about eight weeks to receive. […]

Where to Find Free Activities and Events in Your Area

This is a guest post from Lynn, a long-time reader of personal-finance blogs. Lynn is a potential Staff Writer for Get Rich Slowly. […]

Your Take: Your Favorite Vacation?

We’ve all shared our dream vacations, but what is your favorite vacation? What’s a place you absolutely love going to? For me, my favorite vacation has to be to Hawaii (one of the reasons I’m a huge fan of my friend Sheila’s blog, it’s an almost daily reminder of how beautiful and awesome the 50th state is). My wife and I went there for our honeymoon a year and a half ago. […]

What are “No Penalty” CDs?

Have you ever wished you could lock in a competitive, guaranteed rate on your savings while still retainign the flexibility to access your cash in a pinch? If so, then you might be interested in a so-called “No Penalty” certificate of deposit (CD). What is a “No Penalty” CD? “No Penalty” CDs are exactly what they sound like — CDs that have no penalty for early withdrawal. […]

How to Save 42% on Healthcare Costs

With our nation in the throes of a national healthcare debate, I thought I'd highlight this piece that gives the topic a personal finance twist. The NY Times says that obese people spend 42 percent more on healthcare than normal-weight Americans. […]

Star Money Articles and Carnivals for the Week of Aug 3

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. […]

Don’t Let Medical Bills Turn Into Medical Debts!

What can we do to lower our health care costs? Our guest writer, Jacques Sprenger, tells us how he manages and pays off his medical bills. I had the unfortunate experience of having my medical bills accumulate last year due to my spouse’s accident (broken leg), which triggered costs for rehab. […]

Win a Green Makeover and a Spa Trip to New York City

By Myscha Theriault Turn in a friend in need of a makeover, and you could both win a green makeover and spa getaway. Just score a picture of your friend's under the sink area in the kitchen and submit it with a write up on why you think they deserve to win. […]

The Netflix Culture of Excellence - and How to Capture It In Your Own Life

Yesterday, I stumbled across a brilliant presentation on Netflix’s corporate culture, via Jason Kottke’s website. The presentation did a brilliant job of outlining how Netflix has used an atypical corporate culture to build a very successful business. Here’s that presentation: Culture View more presentations from reed2001. In fact, successful is an understatement in describing Netflix. […]

Another Pet Reminder

I haven't posted on the cost of pets in awhile and had actually grown tired of the topic (haven't I beaten it to death in the past?) Then I get this email from my wife: Our neighbor [name removed] just came over to tell us that their dog [name removed] is in the emergency room.  They returned from vacation to find out that he accidentally ate most of the bottle of his arthritis medication (70 p […]

Wise Bread Bloggers Open Mike Thread

By Will Chen Wise Bread bloggers come from a rich array of backgrounds.  Among our ranks are financial consultants, moms, career counselors, fiction writers, and even professional hobos! Think of this as our monthly "open mike" thread for our bloggers. […]

Accounts Receivable Nightmares: Collecting on Delinquent Accounts

By Nora Dunn How do you collect on delinquent accounts without damaging the customer relationship? How do you manage the balance between keeping a steady stream of new clients coming through the door, servicing your existing clients, and keeping the accounting books even? […]

Tips and Tricks for Going Paperless

The idea of creating a paperless personal finance system has always appealed to me. […]

FICO Risk Factor Reason Codes

When you apply for a loan or a credit card, the lender will run a credit report check on you to determine your credit worthiness. […]

Answering Mail: Using Debit Cards as Credit Cards

Every so often I address questions and comments I receive via email or Twitter. If you have a question, please contact me using the form on this page. I try to respond to everyone, but it might take a while before I read every email I receive. From A. […]

Make Money As a Career Coach

Smart Money asks if a $1,000 resume can boost your career. What they're getting at is the fact that an ever-growing, expensive array of professional job-hunting services seems to be exploding these days. […]

Best Deals For Thursday 8/6/09

By Paul Michael Today's WISEBUY. Macy's Clearance. 50%-75% Off Apparel (dealnews) Macy's takes 50% to 75% off select men's and women's apparel as part of its Online Inventory Clearance. Plus, coupon code "99CENTS" bags 99 cents for shipping.   1. FREE Aveda Hand Relief Kit (samples) Includes all sorts of cool stuff, like tea, lotion and more.   2. […]

The Short Term and the Long Term Choice

For many people, junk food is a serious temptation. It helps them feel a sense of comfort. It provides a quick burst of flavor. It helps them de-stress. It provides an energy boost at an opportune moment. In the short term, it’s a big gain. In the long term, though, it’s a different story. It causes weight gain and other health problems. […]

Top 5 Economy Based Board Games that Make You Think

By Xin Lu My husband and I have a fairly large collection of board games that we play in our leisure time.  A good number of these games have an economic element that teach you to think carefully about how to invest your resources and best your opponents.  Here is a list of my favorite economy based board games. First of all the following games belong to a big group of board games called  Eurogam […]

Financial To Do Lists

There are so many different ways to organize, prioritize and classify-ize your tasks and responsibilities these days that you’d probably need a couple years just to sort through all of them on your own. […]