Six Ways to Kill Your Credit Score

Somewhere out there in the wild is a credit score with your name on it. It’s wandering the plains, being scoped by employers and lenders, seeing if it makes you worthy of a job or a loan. Perhaps you’ve even seen it, maybe once a year as the government would prefer, or perhaps you’ve just lived blissfully ignorant of what your little score has been doing all by itself. […]

Warren Buffett on the Lottery of Birth

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. One of the reasons J.D. asked me to join his merry band of GRS writers was so that I could add the occasional investing lesson to the line-up. […]

Is This Why So Many Have So Much College Debt?

In The Total Money Makeover: A Proven Plan for Financial Fitness, author Dave Ramsey tells this story of a college A couple of years ago, I met with the dean of the college of business from the university where I graduated. […]

Use BigCrumbs To Earn Cash Back When Shopping Online

Earn cash back when shopping online through BigCrumbs.com. With deals sites being the rage these days, I don’t see why online shoppers should shop without a promotional code or online coupon in hand or a handy bookmark to a cash back shopping portal. In the past, I’ve covered Ebates as one such shopping portal that offers you cash back when you shop (see my Ebates review). […]

French Fries, Credit Cards, and Debt Psychology: The Behavioral Economics of Small Decisions

The following is a guest post from David Krueger MD who is an Executive Mentor Coach.  The Tyranny of Small Decisions How do two French fries weigh 40 pounds? Putting on 40 pounds over 10 years means gaining an average of four pounds per year 40 pounds divided by 10 years equals 4 pounds per year 4 pounds divided by 12 months equals .33 (1/3) of a pound per month. […]

Outright.com Giving Away $2,000 to Wise Bread Readers (Just 1 Day Left)

By Will Chen To enter the contest, simply leave a comment on this post on a very interesting topic. There are special prizes for Facebook and Twitter users as well! Contest end at 11:59 pm EST on 4/2/10. […]

Personal Finance and the Path of Least Resistance

One of my mentors once told me, quite insightfully, that most people make almost all of their decisions based on whatever is easiest in their life. […]

MyFinancialAdvice.com Helps the Average Person Find a Financial Advisor

Many companies send me press releases and e-mail trying to get my attention. Some of these companies suck. Others are fine, but I don’t have the time to look at them. Every once in a while, though, I find what seems like a true gem, something I think would be of real use for Get Rich Slowly readers. Last week, I spent an hour chatting with the folks from MyFinancialAdvice.com. […]

A Simple Trick to Stop Spending

Mary Hunt lists a simple trick to stop spending as follows: Get into the habit of quickly calculating the annualized cost of things and you’ll achieve an effective way to get mindless spending under control. So if you spend $20 a week on an item (coffee, soda, etc.), realize that those purchases are costing you $1,040 a year. […]

Fast Food, Slow Food, and Your Dollars at Work

By Sarah Winfrey The slow food movement has taken off over the last two years. You've probably noticed that more and more people are growing their own vegetables, sourcing grass-fed beef, avoiding fruit shipped from South America, and becoming members of the local CSA. […]

Best Deals for Tuesday 03/30/2010

Rose Swarovski Crystal Studs for free + $5 s&h Save over 70% on Strait-Line Level Interior Line Laser - Just $13! Ice Age: Dawn of the Dinosaurs on DVD for $7 + $3 s&h Dickies coupon: 25% off sitewide Ginsu 8-Piece Knife Set w/ Wood Block for $19.99 Ships Free […]

Millionaire States in the United States

Did you know that in 2009 there were over five million millionaire households (5,129,385) in the United States? That’s 4.46% of all households and a number that is probably a lot higher than you expected, and a drop from the previous two years. In 2009 there were 5.6 million and nearly 6 million in 2007. […]

Ask the Readers: What Do You Want in a Health Insurance Plan?

By Linsey Knerl This past week has sparked a lot of debate regarding the health care bill and what people want vs. need in a health insurance plan. All politics aside, we want to know what matters most to you. Portability? Affordability? Quality? […]

How to Make a Side Income

Anyone out there who makes an income on the side -- in addition to your career? If so, I'd like to hear your story. I think a lot of examples will serve to encourage others to take the plunge and try to find some extra income as well. Personally, I think the two best sources for a side income are: 1. […]

How to Find and Choose a Credit Counseling Company

Should You Use a Credit Counselor? Have you tried to get out of credit card debt on your own but find you simply can’t stay on track? You’re not alone. Getting out of debt and getting your spending under control is hard to do and you shouldn’t feel bad if you are having trouble. This is where a credit counseling company can help. […]

Low Calorie Food and Long Term Costs

Over the past few weeks, I’ve read dozens of articles that repeat the same refrain: healthy, low calorie meals cost more than high calorie meals. Fresh, healthy foods with a low caloric density are more strongly affected by inflation and carry a higher cost per ounce than processed foods with a high caloric density. […]

How Spending Less Made Me Happier

By Oleg Mokhov Contrary to popular belief, you don't need money to be happy. In fact, spending less can actually make you happier. "Say what? Are you crazy? I need money to buy fancy toys, flashy cars, get into exclusive clubs, fine restaurants, big shows. Y'know, the fun stuff." It might seem counterintuitive, but you can become happier by not spending money on those things, or whatever else. […]

Frugal Gluten-Free Living: Easy Pizza Crust

By Sonja Stewart This dish rarely has any leftovers at my house. It's the only thing, except when I make gluten free noodles, everyone eats voraciously. From my husband down to my 15 month old, pizza, or calzones are always a hit. Once you get familiar with the recipe, imagine, bread sticks, flat breads, garlic knots... […]

The College Education Bubble

This is a guest article by Investor Junkie, a blogger who writes about investing and being an entrepreneur.In the past 10 years we’ve had many financial bubbles. First it was the tech bubble, and then it was the housing bubble. But do we have a higher education bubble? Having a web site named Investor Junkie I’m obviously into investments. […]