Ten Things Millionaires Won't Tell You

Smart Money lists 10 things millionaires won't tell you as follows: 1. “You may think I’m rich, but I don’t.” A recent survey by Fidelity found 46% of millionaires “do not feel” wealthy. 2. “I shop at Wal-Mart . . .”  Millionaires know what it is to be frugal. About 84% say they spend with a middle-class mindset, according to the AmEx/Harrison survey. […]

Reader Poll: Proposal to Lower Retirement Age

Dennis Kucinich is floating a proposal around the Senate which would create a six-month period in which anyone age 60 can retire voluntarily and receive partial Social Security benefits. This is a $15 billion bill funded by the bailout and stimulus. […]

Best of Money Carnival

Here's my weekly announcement to let you know that this week's the Best of Money Carnival is up. Congrats to all participants and especially the winning post, Taxes: The Missing Step. Enjoy! […]

5 Ways to Save Water, Energy, Money, and the World in One Afternoon

By G.E. Miller Ambitious title for sure, but not that far off when you look at the facts surrounding freshwater. According to water.org, 884 million people (one in eight in the world) lack access to a safe water supply. Less than 1% of the world's fresh water (or about 0.007% of all water on earth) is readily accessible for direct human use. […]

Free Money Finance March Money Madness, Round 1, Posts 61-64

Here we go with the first round of Free Money Finance March Money Madness (if you wonder what's going on in these posts, see my article announcing March Money Madness and/or click on my March Money Madness category link and scroll down to read all the posts involved in this subject.) I've listed each "game" (one post versus another) in segments along with the wording provided by the author when […]

Credit Card and Debit Cards No Longer Have Automatic Overdraft and Over Limit Protection

New Credit Card Law Puts a Hold on Over Limit Charges As you have probably heard by now, the CARD Act takes effect on February 22nd. Many of these changes are part of the law, but a lot of banks are also making voluntary changes to their programs. There are a lot of changes to help credit card users stay out of trouble and avoid ridiculous fees. […]

Reader Mailbag: Bad Loans and Bad Yeast

It’s Monday morning… that means it’s time for another reader mailbag! My girlfriend bought a 2006 Chevy Cobalt in March 2009 because she wanted dependability and good gas mileage. She has put 31000 miles on it since then. She wants to settle down near school and doesn’t need the car anymore/can’t afford the insurance that goes with it. […]

USDA Data Visualization Tool

By Philip Brewer The USDA has just released a cool new data visualization tool called Your Food Environment Atlas. […]

Using Your HSA as a Retirement Investment Vehicle

As many of you know, we switched to a high-deductible health insurance plan (HDHP) this year. Along with that change came the opportunity to open a health savings account (HSA) to help offset our increased deductible. For those that are unaware, an HSA is similar to a flexible spending account (FSA), but better. […]

Being Frugal is Foolish

I bet this Devil’s Advocate is going to ruffle a lot of feathers! Frugality is a pretty big topic in the personal finance blog community because there are so many things you can do to trim a few cents or dollars off here or there. You can buy gadgets like a Kill-A-Watt to find out how much energy your appliances are using and disconnect them when they’re not in use. […]

Online Tools for Mindful Consumerism

This post is from GRS staff writer April Dykman. For many people, mindful consumerism starts with questioning the desire to buy Stuff. The reason might be to save money or avoid clutter — maybe both. It’s the first part of a journey to differentiate needs from wants and make mindful decisions about where to spend our hard-earned money. But at some point, most of us will consume. […]

New Credit Card Rules Take Effect Today

May 22, 2009 seems like ages ago. That is the date that the Credit Card Accountability, Responsibility and Disclosure (CARD) Act became a law, changing the way credit card issuers interact with their customers. As of today, this law is now fully in effect.The new regulations are designed to help protect consumers from practices that could be financially harmful. […]

Two Simple Equations that Lead to Financial Success

Last night I spoke to several hundred people on the basics of personal finance success. The following post is a summary of my opening comments. If you enjoy it and would like to receive free, daily suggestions on how to grow your net worth, you can subscribe to Free Money Finance using your feedreader and this link. Americans today are in need of financial help. […]

Guide To Sewing Buttons: How To Sew On A Button Correctly

As a follow up to my article “Frugal Tips: How To Make 10 Ordinary Things Last Longer“, I bring you this awesome guest post by Mrs. Accountability. She writes at Out of Debt Again, a personal finance blog where she details her family’s journey to getting out of debt and living frugally. […]

Review: Payback Time

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. A few years ago, I read and really enjoyed Phil Town’s first investment book, Rule #1 (you can read my review here). Town actually contacted me after reading my review and offered a few thoughts on my comments on the book and we exchanged a few emails over the years. […]

Podcast 44: Tax Tips for Big Life Changes

Today’s guest on the Consumerism Commentary Podcast is Bob Meighan, CPA and Vice President of Consumer Advocacy at TurboTax. […]

How to Choose an Accountant for Your Small Business

By Lynn Truong Small business owners often overlook the importance of having a good accountant on their side. The role of the accountant doesn't have to be limited to tax preparation. He can be a valuable adviser for your business year round. […]

Keeping Kids from Being Crass Consumers

I’m a goal-oriented person. With almost everything I do in life, I set a clear goal for what I want to accomplish, then I do the research needed to figure out how to get there, then I work at it tenaciously. The same is true for parenting. […]

Growing Your Own Vegetable Garden

A friend of mine is very into DIY culture. She recently showed me how to plant a spring vegetable garden without spending a dime. […]

Reader Story: How I Fought Lifestyle Inflation — and Won!

This guest post from Michelle is part of a new feature here at Get Rich Slowly. Every Sunday will include a reader story (in the new “reader stories” category). Some will be general “how I did X” stories, and others will be examples of how a GRS reader achieved financial success. In 2001, I got a new job. […]