Create Your Own “Extended Warranty Fund”

Extended warranties are, almost without exception, a bad deal for consumers. In fact, according to Consumer Reports: “Retailers are pushing hard to get you to buy extended warranties, or service plans, because they’re cash cows. Stores keep 50 percent or more of what they charge for warranties. […]

Five Ways to Make Your Nest Egg Last a Lifetime

Here's a list of five ways to make your nest egg last a lifetime from MarketWatch: 1. Delay claiming Social Security. One way to create the best inflation-adjusted source of income at the moment is to delay taking Social Security for as long as possible. 2. Consider purchasing an annuity. It's not right for everyone, said McCubbin. […]

Weekly Roundup – Actually Weekly Edition

After months of very sporadic “weekly” roundups, I’m actually doing a second one in a row this week. Things continue to be exceptionally busy around here, though, so don’t be surprised if I go back to my old ways. […]

Mystery Shopping: How I Earn Extra Cash Online

What are some great ways to earn extra cash online? Some of you make money blogging, while others visit online shopping sites and deal sites for rewards. In my case, I’ve been investigating another money earning strategy: have you heard of mystery shopping before? Image from Today as I ran errands during lunch, I got a call from a mystery shopping company. […]

Back To School Tips: How To Make A Sling Backpack

Nobody wants to get sacked. But if you’re looking for a brand new bag then why not sew up something special with this back to school sling backpack pattern. If you’ve got kids or teens heading back to the books, giving them a personalized backpack to celebrate a scholastic milestone is also a fun frugal gift idea. […]

Review: The Little Book of Main Street Money

Every other Sunday, The Simple Dollar reviews a personal finance book. This is the eighth book in the “Little Books” series on investment topics, and I’ve reviewed all of the previous ones (… of Bull Moves in Bear Markets, … of Common Sense Investing, … of Value Investing, … That Beats the Market, … That Builds Wealth, … That Makes You Rich, and … That Saves Your Assets – all links to my earlie […]

Podcast 23: Haggling and Negotiating From Hostage Crisis to the Grocery Game

Our theme for today’s podcast is haggling and negotiating. The first guest in today’s Consumerism Commentary Podcast is Herb Cohen, author of You Can Negotiate Anything and adviser to Presidents Jimmy Carter and Ronald Reagan. […]

Secrets of a Stingy Scoundrel Review

By his own admission, Phil Villarreal is a stingy scoundrel. I didn’t know much about him before I received his book, other than how he also wrote articles for The Consumerist from time to time, but his book – Secrets of a Stingy Scoundrel is an awesome and educational read. The book contains a hundred little tricks and hacks that will save, or earn, you some serious money. […]

What Matters Most to You? Planning for a Very Long Life

Marcia writes in: I’m having a hard time figuring out exactly how much to put away for retirement each week. I’m twenty five years old and most of the advice says to put away 10% of your salary into your 401(k) but I think I should be putting away more. I have three great grandparents that are still alive and over 100 and all of my grandparents are over 70 and still alive. […]

The Prudent and the Simple

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. […]

Midnight Meanderings – Back To The Basics

Site Redesign - I’ve tweaked the look of No Credit Needed.  I hope you like the larger text and less-cluttered layout. From No Credit Needed – The first four articles in the Back to the Basics series - How To Eliminate Credit Card Debt How To Maximize Or Minimize Interest How To Stay On Track How To Stay Out Of Debt From No. […]

The Simple Dollar Time Machine: September 26, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, as well as the five best posts from two years ago this week. […]

Furniture Shopping Secrets: How to Tell Superior from Shoddy

This is a guest post from Karawynn Long, who writes about personal finance at Pocketmint. Karawynn is a semi-regular contributor for Get Rich Slowly. She has been blogging since before “blogging” was a word. Here at the Koke-Long house we’re in the market for some furniture. […]

PF Bloggers: Trademark your frugal names quick!

Many of my colleagues have heard about the recent cease and desistery regarding the trademarking of what I thought was a fairly common term for a frugal woman which, by the way, rhymes with barista.  (Here’s some context.) But I’m not here to take sides.  No-sir-ee-bob.  I’m just here to provide a helpful service to some of my dear colleagues who might be waiting in the wings, ready to fire up the […]

Three Detailed Income Strategies for Retirement

Earlier this week, I reviewed common financial rules of thumb and offered a quick evaluation of how each rule would likely perform if accepted by an individual as the final word. […]

Never Eat Alone: Expanding Your Circle

This is the eighth of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone, where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased apart and looked at in detail. […]

Why Annuities Are a Bad Idea

The following is a guest post from Retirement Savior. I've recently covered annuities and wanted to do so again since any post on this topic seems to bring out a great debate on the subject. […]

Best 0% APR Credit Card Offers

Good credit card offers are harder to come by these days, but if you’re looking to trim your debt and you’re seeking the cheapest rates on cards, then balance transfer credit cards can be an option for you. […]

Puppies for nothing and your chicks for free

We just arrived in West Virginia to visit my wife’s parents and her grandmother who’s visiting them.  We’re bringing along a three-month-old puppy that we got a few weeks ago from a friend. We stopped at Five Brothers for dinner and ate outside so that Taffy could get out, too.  While we were eating, I was really surprised how much attention Taffy got. […]