How To Write A Resume: 12 Steps To Your Next Job

By Paul Michael Self-promotion is not easy. Whether you're a high six-figure consultant, or earning $10 an hour in retail, you still have to talk about yourself in the right way. And one of the key ingredients of self-promotion is the resume. Nail it, and you get your foot in the door. […]

The Total Money Makeover: The Challenge … and Denial

This is the first of twelve parts of a “book club” reading and discussion of Dave Ramsey’s The Total Money Makeover, where this book on debt reduction is teased apart and looked at in detail. This first entry covers the preface and the first two chapters, finishing on page 16. The next entry, covering the third chapter, will appear on Saturday. Let’s get this straight right off the bat. […]

The Price You Pay for Pride and Prejudice

The following is a guest post from Neal Frankle, CFP from Wealth Pilgrim. A couple weeks ago, I had a post linked to from a popular website and many new readers visited Free Money Finance. Unfortunately, one of them made a comment that was either on the line or over it (depending on your point of view) from a decency standpoint. […]

Lending Club – June 2009 Performance

This is just a quick note to let everyone know that I made it through the month of June with all of my Lending Club loans intact. This isn’t particularly surprising, as most notes are paid on time when they’re new, regardless of quality. Taken together, my high and low risk portfolios are providing a net annualized return of 12.68%. […]

What to Expect in Traffic Court

I had the great pleasure of going to traffic court this morning. Yay! I was there to contest a ticket I received for making an improper left turn through a red light. The ticket was for $90 and I’m unsure how many points it would’ve been, but an improper turn costs 1 point and failure to stop at a red is 2 points. Do I get both? Or just the worse of the two? […]

Discover as the Most Forgiving Credit Card

Bankrate.com recently completed a study of 20 different credit cards from 10 different issuers and concluded that if one of your priorities is a card which will forgive your human errors, Discover is probably the card to apply for (or not cancel). Looking at the fine print for one platinum card and one rewards car for each bank, they found the following significant differences: Most banks will ra […]

My Jobs, Pre-College

I've talked a lot about managing your career, so I thought it would be interesting (maybe, maybe not, you decide) for me to detail the jobs I've held in my lifetime, what I gained from each of them, what I learned, how I grew my income, etc. I'll be doing this over a series of posts that will last a couple weeks or so. We'll see how it goes. […]

Best Deals For Wednesday 7/1/09

By Paul Michael Today's WISEBUY. Up to 76% Off ANNIE WOMEN'S SHOES at 6PM.com (dealnews) 6pm.com takes 71% to 76% off a collection of 543 styles of Annie women's footwear, with prices reduced to $12.95. Pay $6.95 for shipping.   1. […]

Poll: How Are You Saving For Your Child’s Education?

If you have, or plan on having kids, how are you preparing for their education? College tuition continues to rise faster than the rate of inflation so parents need to plan ahead more than ever. How are you preparing to pay for their college education? Are you saving any money to help them out or will you let them rely on student loans and working to pay for school? […]

The Simple Dollar Weekly Roundup: Dominion Edition

For Father’s Day, my children gave me a copy of the game Dominion, and it would be an understatement to say that it’s a big hit around here. […]

Urban Green: Lessons from Cuba

By Myscha Theriault I recently saw a rather interesting documentary. […]

A Simple Guide to Surviving Unemployment

You just lost your job; now what? The instinctive path is to hit the newspapers and job boards, flooding resumes out to potential employers who might give you a chance. You might follow that activity by contacting recruiting firms to enlist them in your search. […]

I Stand Corrected

Found this piece this morning that says Michael Jackson's net worth in 2007 was $236 million. So he either died wealthy or spent a TON of money in two years (who knows, maybe he had stock losses too). […]

Good-Bye, Microsoft Money! 16 Powerful Personal Finance Programs

As of today, Microsoft Money is no longer available for purchase. Microsoft has essentially conceded that there’s no demand for the product. From the website: With banks, brokerage firms and Web sites now providing a range of options for managing personal finances, the consumer need for Microsoft Money Plus has changed. […]

Kiplinger’s Best 529 College Savings Plans

Although I do not have children, I am considering starting to save for college. With the cost of tuition rising well above levels of inflation, the sooner I get started, even before any children exist, the higher the chance my child or children will be able to go to school without an insurmountable pile of debt. Unfortunately, most college savings plans are complicated. […]

Credit Score – Good? or Good Enough?

This is a guest post from Jim Wang of Bargaineering. If you like what you see here, please consider subscribing to his RSS feed. Credit scores are becoming increasingly important each and every day. While some people check them compulsively, almost as frequently as they check their investment portfolio, others check them infrequently, like the oil in their car. […]

Do You Work on the Weekends?

One way to get ahead of the pack and advance your career is to work longer than the average person. This can mean getting in early, staying late, taking work home, or working weekends. Today I'd like to talk about the last option in this list, working weekends. A recent piece from US News brought the topic to mind. […]

How To Get Out of Debt With A Debt Repayment Plan

We’ve often talked about how to get rid of debt. But this time, we’d like to cover an actionable plan comprised of simple steps you can perform to fully eliminate your debt. While some families I know can pay off their credit cards each month, most people I know maintain mortgages, car loans, credit card and other debt. […]

My Summer Fitness Plan: Lifting Weights & Pumping Fiscal Goals

Summer is a great time for physical fitness, and I am lifting weights twice a week. But beyond the beach-ready body, we should also think about boosting our fiscal fitness.To beef up my finances, I purchased a July 2009 - December 2010 calendar last week. […]

Help a Reader: Parking Money

Here's an email I recently received from a reader: My wife and I just sold our house and are walking away with about $26,000.  We are not yet ready to buy our next house for a variety of reasons, and are currently in an apartment. I would like some input on the best place to park the money while we decide our next move.  I am extremely comfortable not having access to the money for 3 months an […]