Mighty Bargains for 3 February 2011

Here are a couple of great deals for you: Barnes & Noble isn’t one to be outdone.  Only a couple of weeks after Amazon.com dropped a 50% deal on a $20 gift certificate over at LivingSocial.com, Barnes & Noble has a Groupon.com deal going for 50% off a $20 gift certificate! […]

Continental Airlines One Pass Plus Card Review

One great source of travel deals is your good old trusty travel rewards credit card. But such a card can do more than stack up the miles for you. If you’re interested in a card that combines a ton of bonus miles with amenities like club passes and special treatment at hotels and resorts, then you may want to take a peek at the Continental Airlines OnePass Plus Card. […]

Resource Reminder – 7 Hours For Healthier Finances

Last year I wrote a series of articles entitled Dedicate 7 Hours for Healthier Finances.  Since that time, readership of No Credit Needed has increased – and I want to make sure that new readers (and folks who might have missed the series the first time around) are aware of it. The premise behind the series is pretty simple:  Let’s see if we can take 1 hour, each day, for one full week, and impro […]

The Bedtime Routine: Saving Money While You Sleep

Every night before I go to sleep, I go through a pretty straightforward routine. I start at the bottom of the house in the laundry room, the farthest place from our bedroom, and head upstairs slowly, doing lots of little things along the way. This routine takes about three minutes. Most nights, I estimate that my actions during that routine save me about three dollars or so, all told. […]

Best Buy’s Buy Back Program

The consumer retailer Best Buy has found a way to lock customers into tighter relationships. The company’s rewards program may no longer the attraction it once was, so the company is introducing a benefit that will encourage shoppers to come back to the store. It also encourages the product upgrade philosophy, something that cell phone service providers have taken advantage for years. […]

Dear Sears, This is Why I Hate You

To Whomever May Be Listening at Sears: Three years ago, you made my life a nightmare with what you call "customer service." It took me writing you a public letter before you finally did the right thing. Of course you made the "solution" into a nightmare of its own until my local manager decided to save your bacon. […]

25 Top-Paying Companies

It’s clear that if you can work for a company that provides a valuable service to major corporations, you have the ability to earn millions of dollars of income for that company. […]

Homemade Salsa Recipe – Cheap and Easy

How to Make Your Own Salsa If you love salsa and thought it was too hard to make at home, I’m going to have to stop you right there. In fact, it’s one of the easiest dips you’ll ever have a chance to make and it will taste a hundred times better than most of the stuff you get in a jar to boot. Speaking of salsa in a jar, have you noticed how expensive that stuff is? […]

5 Things Everyone Should Know About This Year's Tax Changes

Brought to you by TurboTax Federal Free Edition — Free to prepare, Free to print, Free to efile We saw 2010 close with last-minute wheeling and dealing to satisfy various objectives on both sides of the aisle. […]

45 Other Things to Do on Super Bowl Sunday

I'm not a football fan in general — clutch your pearls! — and I’ve been particularly disinterested in the Super Bowl since 2005, the year the half-time acts got all family friendly because Janet Jackson showed a little booby 12 months prior. Am I bitter? For sure. […]

Reader Mailbag: January Resolution Review

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Basic tax prep conundrum 2. Debt disaster and recovery 3. Capital gains and gifts 4. Mortgage less than rent 5. Frugal fatigue 6. Child discipline 7. Is “free” Tax Act good? 8. Solo games 9. […]

Social Media: An Easy Source of Coupons

Have you "liked" your favorite stores on Facebook? Do you check in on Foursquare at your favorite restaurants? If you're willing to invest a little time into social media, you can make it a useful part of your coupon strategy. […]

Getting One Month Ahead

One of the things that I disliked the most about life pre-No Credit Needed was the pressure of living paycheck-to-paycheck. Prior to getting serious about managing our finances, I struggled, always living on that fine line between just-enough and flat-broke.  One of the joys of my current lifestyle is that I have broken the cycle of paycheck-to-paycheck. Before I proceed, let me point out the fol […]

Best Zero Percent Balance Transfers (Updated February 2011)

Once a month, every month, I’ll be providing an update on the “state of the balance transfer” on the first Thursday of the month. With the credit crisis abated and the economy recovering, a lot of credit card companies are resuming their credit card offers, including the once prominent 0% balance transfer. […]

Lifecycle Funds are a Terrible Investment Idea

Lifecycle funds (also known as target date mutual funds and ETFs) are marketed mostly as a solution for folks who want to achieve a financial goal by a specific time. […]

The Cost of Love

This post is from staff writer April Dykman. Have you ever noticed all of the song lyrics about love and money? “No romance without finance…” “My love don’t cost a thing…” “Only boys who save their pennies, make my rainy day…” “Can’t buy me love…” Whether you side with Madonna or The Beatles on the issue of love and money, courtship can be costly. When you imagine your ideal partner, you probabl […]

2010 Net Worth Review

Once a month I update my net worth in Quicken (by adding in any expenses, updating my fund prices, etc.) And once a year I give you all a review of how I did the previous year. This is my wrap up for 2010. Here are the highlights: My net worth ended 2010 at an all time high, up 20.9% versus the previous year. […]

Free Codes For H&R Block Online Premium (Giveaway)

Our H&R Block Online Premium Giveaway is back! During tax season, we often hold tax related giveaways (in fact, we had an H&R Block tax software offer sometime ago which was well received). This is becoming somewhat of an annual event, which I can certainly appreciate! […]