The Five Community College Myths

I have been reading the best book I've ever read on preparing financially for college. […]

APR, APY, and Mortgage Math: A Real World Example

I have lots of readers here in the central Iowa area, so it came as no surprise to me that when I began hearing an ad frequently on local radio advertising a particular mortgage product in terms that were a bit on the confusing side, I received an email about it. Jim writes in: I just heard an ad on the radio offering a 3.99% mortgage. That makes sense to me. […]

Waste Less Food, Save More Money

Coming home after more than three weeks in Europe, our refrigerator was practically bare. Kris and I love food, and our fridge is usually filled to the gills with tons of good stuff, so seeing the vast emptiness was almost shocking. But in a good way. One of the drawbacks to keeping a full fridge is that we sometimes lose track of what we have on hand. […]

How to Buy and Sell Physical Gold and Silver, Part 2

This is part 2 of my interview with Doug Eberhardt, author of Buy Gold and Silver Safely: The Only Book You Need to Learn How to Buy or Sell Gold and Silver. As with yesterday's post, I'll include my questions in bold/red and Doug's answers below each one. […]

Going from Two Incomes to One

How to Live on Just One Income Households with dual incomes are at a significant advantage. Typically, a married couple will share many of the same resources (housing, insurance, groceries, utilities, etc.) yet have two sources of income to pay the bills. As long as spending doesn’t get out of control it can really help a family save money. […]

Opt For A Deferred Payment Plan When You Can’t Pay Your Bills

Job losses, out of control mortgage payments, and being overextended are just a few reasons why people are walking away from debt in droves and becoming debt averse. Isn’t that the silver lining behind economic downtrends, recessions and a high unemployment climate? […]

Energy Savings with LED Light Bulbs (and a Giveaway!)

I’ve long been a fan of compact fluorescent light (CFL) bulbs because of the energy savings. They are more expensive than incandescent light bulbs but they use up far less electricity. […]

Ask the Readers: How Do You Save? (Chance to win $20!)

Save 3-6 months of income for an emergency. Have plenty on hand for retirement. Don't send your kids off to college penniless. These are all good goals for storing up, but putting them into practice can be difficult. Do you have a tip for socking cash away for a rainy day? […]

Recent Changes in My Personal Finance Plan

It’s easy to fall into financial habits. Even people who consider themselves inflexible can grow accustomed to a financial change after time. […]

Another Key to Selling a Home

Yahoo lists a key to selling your home as follows: Attention desperate home sellers. Don't want to lower the price on your house? Consider better photos. […]

Making It All Work – Getting Control: Organizing

This is the seventh entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. New entries in this series will appear on Tuesday mornings and Friday mornings through December 10. So, you’ve dumped all of the stuff out of your brain and you’ve put it into appropriate places, but how do you use those places? […]

Share Your Thoughts: Consolidating Student Loans

From time to time, I receive questions from blog readers. I know that, like the “Ask the Audience” lifeline on the show Who Wants to be a Millionaire, the collective wisdom of many can often be very valuable. To that end, I have decided to periodically put these questions I receive to you, the reader. […]

How to Handle Debt Collectors

I hate debt collection agencies. This distaste is mainly because of past personal experience. A few of years ago, a collection company called me repeatedly about a medical bill that my insurance company had already paid. I sent the proof of payment through fax and mail, but they refused to accept it. I decided that enough was enough, and I finally stopped communicating with them on the phone. […]

The ABC’s of DIY Moving

The thought of moving is enough to strike fear in the hearts of the bravest souls. Relocating on-the-cheap (without the benefit of a team of professional movers, a sea of boxes and bubble-wrap, and a small fleet of vans), well, that’s just plain hard. […]

You Own Your Finances: How Much People Spend to Watch Movies

Many people falsely assume that living frugally means missing out. True, it takes compromise and adjustments to live simply and conservatively, but the sacrifices are often much less than what people think. […]

Best Money Tips: Boost Your Self-Esteem

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you tips to build self-esteem and keep it going, a list of websites for the design-impaired, tips for newbie mystery shoppers, and more! Top 5 Articles How to Build Self Esteem Forever — Everyone is special and unique, and awesome in their own way. […]

How Often Should I Rebalance My Investment Portfolio?

After writing this morning’s Betterment review and reading about their rebalancing feature, I started thinking about rebalancing. Betterment rebalances your portfolio after each quarter and if your actuals deviate from your allocation by more than 5%. In other words, they rebalance on a schedule and when the deviation exceeds a certain level (5%). […]

Cheap Things You Never Use Are No Bargain

A couple of months ago, I shared some of the things I choose to spend my money on now that I’ve paid off my debts, saved for emergencies, and am funding my retirement. […]

Tacky or Thrifty?

Here's an interesting money-related issue for everyone to weigh in on from Coupon Sherpa: Is it considered tacky or thrifty to use a coupon on a first date? So far, "tacky" is a bit ahead, but it's pretty close. My thoughts: I'm married, so this is all hypothetical for me. […]

Getting to “no” with a child’s buying habits

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