Making Homemade Bread Crumbs

As some of you may know, I volunteer at Meals on Wheels every Tuesday morning. One of the perks of donating two hours each week is that I sometimes take home a meal, when there are extras, and I often get a bag of bread loaf ends, that would otherwise get thrown out. […]

New Proposed Regulations for Credit Cards

As Smithee mentioned earlier this week, the Congress and the White House are both working to introduce legislation to help consumers and curb deceptive techniques practiced by credit card lenders. Yesterday, a committee of representatives interested in financial issues put forth a bill to the rest of the House, the Credit Cardholders’ Bill of Rights Act of 2009. […]

Best Deals For Thursday 4/23/09

By Paul Michael 1. FREE Notepad and Pen (From To support literacy in the world, CSO is giving away this free gift. Nice idea.   2. FREE Book - Confessions Of A Shopaholic by Sophie Kinsella (From RandomHouse) Treat a "friend" to this best-selling book. Maybe you can ask that friend to treat you to a copy, too.   3. […]

Poll: Have You Refinanced Your Mortgage Recently?

I’m sure you’ve already heard the news, but mortgage rates are down significantly over the past year or so. Many people are talking about getting into a fixed mortgage with rates under 5%. That’s pretty significant when you consider that just a few years ago most people were getting 30-year fixed loans for anywhere between 6-7%. So, there has been a lot of talk about refinancing. […]

5 Key Sacrifices to Make if You Really Want to Save Money

The following is a guest post by Kathryn Vercillo from Money Saving Blog, which gives away free discount codes and voucher codes. She writes about personal finance, living frugally and saving money. I have added a few of my thoughts after the post. Most people say that they want to save more money but many are unwilling to actually make any big sacrifices in their lives to create real savings. […]

Personal Finance 101: What Is a 529?

Fairly regularly on The Simple Dollar, I mention that I’m investing in 529 college savings plans for my two children. Each month, I automatically contribute $100 to each of their plans - and I’ve considered contributing more than that. But what’s a 529? Erin writes in with a typical query: You write all the time about saving for your kids college education in a 529. What is that? […]

Two Giveaway Winners Named

Just wanted to let you know that I named the winners of the Sound Mind Investing (from Sunday) and the Arby's Roastburger (from Monday) giveaways announced earlier this week. Click on the links in this post and scroll to the bottom of the new pages to see if you've won. FYI, if you didn't win this week, stay tuned. There's another giveaway coming up next week! […]

How to Read a Mutual Fund Prospectus

This is a guest post from Neal Frankle, a Certified Financial Planner, and the author of Wealth Pilgrim, a blog about his financial journey. If we’ve learned anything from the current financial crisis, we’ve learned that it’s important to understand what it is we’re actually investing in. No more black-box investing, right? […]

Best Business Credit Cards

My friend Matt started a business and wanted to know what the best business credit card was. I’ll list what I consider the best options below but in general here’s what I look for: No annual fee: If you’re a startup, you want to keep costs as low as possible until you get your revenues up. […]

Child Abuse and the Recession

By Fred Lee Sleepless nights. Anxiety. Depression. Stress. Poor diet. It seems as if everyone is being affected by the current state of the economy in some shape or form, but if you’re a parent, there is another more unthinkable manifestation of the souring economy: child abuse. […]

When It Comes to Money, You Can't Judge a Book by Its Cover

Five Cent Nickel has an excellent article on the fact that appearances can be deceiving when trying to determine whether or not a person is rich. This same principle is what made the book The Millionaire Next Door so popular -- that you can NOT tell who is rich simply by looking at someone, their clothes, their house, their cars, etc. For instance, let's say you see two people: One is wearin […]

Making Work Pay: Tax Credit Results in Reduced Federal Income Tax Withholding

Are you feeling stimulated? Well, you should be. I was updating Quicken over the weekend when I noticed that the reduced federal income tax withholding schedules have kicked in. […]

Weekly Roundup: Geocaching Edition

This past weekend, my kids and I went geocaching for the first time in a long time. If you’re not sure what I’m talking about, geocaching is sort of like a high-tech, GPS-based treasure hunt. […]

Help for the Decoratively Hopeless (or the Cheap): Myscha Theriault on BTR

By Linsey Knerl Yes, it’s time for another weekly Blog Talk Radio Show tonight, and this one’s featuring our very own Myscha Theriault.  We discuss kitchens on a dime (or $100, in my case) and how to use your food as festive décor for any mood.  Myscha’s one of those bloggers that you wish lived right down the street from you.  Sure, you could share a nice glass of wine and one of her do-ahead br […]

How To Make Cheap Phone Calls and Lower Your Phone Bill

How are you saving money? Some suggestions: lower your utility bills and cut down on phone service costs! I’ve been working to cut down on some household costs by evaluating the various services we use. […]

Daily Links: Making Money Edition

Building wealth involves two broad skill-sets: cutting costs and increasing income. Most personal finance blogs — including this one — tend to focus on the former. Frugality tips have broad appeal because they can be applied by nearly everyone. But in reality, it can often be more effective to boost your income. […]

What’s Next?

One of the biggest themes running through The Simple Dollar is the drive to get one’s financial house in order - eliminate that high-interest debt, learn how to live cheaper, build an emergency fund, and focus on spending less than you earn. Once that becomes a standard of your life, though, it is inevitable that you will eventually reach a point where your finances are under control. […]

Make Six-Figures Walking and Watching Pets

When I suggested that you make money on pets as part of my 20 ways to make more money, little did I know how much a person could make by simply walking dogs and sitting for pets. Just how much can you make, you ask? Well check out this person from Parade Magazine's recent "What People Earn" issue. Here's her profile: Tammy Roussin, 37Pet sitter/dog walker St. Louis, Mo. […]

How Students Use Credit Cards

Each year, Sallie Mae does a national study on how undergraduate college students use credit cards and their usage trends. […]