Detecting and Preventing Lifestyle Creep

This is a guest post from freelance writer Jessica Ward. For three years, I’ve been patting myself on the back. The household expenses remain the same every month, and we’re getting out of debt. In spite of increases in costs, we’ve found efficiencies and made room. But, as they say, after pride comes the fall. […]

Five Financials Moves You Might Consider in 2012

With 2011 coming to a close, you’re probably not thinking about your finances. Good. This time of your should be about reflecting on the good times of 2011, looking forward to a better 2012, and spending time with family and friends. […]

22 Reasons to Stop Drinking Soda

We all know that drinking soda isn't good for us. We know that it would be better for our health if instead we drank [insert pretty much any other beverage choice here — even beer!]. But there's just something about soda that keeps drawing us back. Whether you call it "soda," "pop," "soda pop," "Coke," or something else entirely, it's a good idea to stop drinking it once and for all. […]

The Freedom of the Independent Yeoman

The financial crisis is resurrecting the oldest economic tension in the country. Will it finally be the day of the independent yeoman? (See also: Self-Sufficiency, Self-Reliance, and Freedom) Never mind that they were always more mythic creature than reality. Thomas Jefferson's model for the U.S. […]

Best Money Tips: Going Green this Holiday Season

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on going green this holiday season, strategies for last-minute Christmas shopping, and tips for a top resume. Top 5 Articles 5 Ways to Stay Out of the Red by Going Green this Holiday Season — To save money on lights this season, opt for LED lights. […]

Buying Long Term Care Insurance

As a follow up to my recent post about the high cost of elder care, I wanted to spend a bit of time talking about long term care (LTC) insurance. […]

Dress Nicely When You Fly if You Want Extra Perks

A few years ago I suggested that you dress down when you go to negotiate for a purchase with the thought being if you didn't look like you had a million dollars you would pay less for the item. […]

$25 dining voucher for $0.65 through Christmas Eve 2011

The price cuts of price cuts is back!  Normally sells their $25 dining certificates for $10.  Through December 24th, 2011, you can get 90% off this price on most of their $25 certificates using coupon code JOY.  (I’ll help with the math: that’s one dollar.) But that’s not all!  Head over to Mr. […]

List Of Free eBooks On Wealth Topics

Thanks to popular e-readers like the Kindle and Nook, financial ebooks are more available than they were a few years ago. I’ve searched for engaging and informational titles, then compiled a list that includes a number of free financial ebooks. […]

The Difference Good Performance Can Make

Yahoo includes the following information in a recent post on how to earn more without giving up your whole life: There are real rewards for a company's best workers. Top performers received average base-pay increases of 4.4% this year, compared with 2.8% for average performers, and 0.4% for the lowest performers, according to Mercer, a human-resources-services provider. […]

Change for a Dollar

Every once in a while, something just appears out of nowhere and strikes the perfect chord in your life. Yesterday, a friend of mine sent me a link to a short YouTube film, Change for a Dollar. Here’s the video. Please, take the time to watch this. For me and for a lot of us, December is filled with spending money on things for others. […]

Two Credit Card Options to Avoid

Contrary to what the banks and card companies want you to believe, credit cards don’t exist for your benefit. They exist to make money for the company issuing the credit and there’s no doubt that they make money. As of November of 2011, American Express reported a profit margin of 15% while Visa report nearly 37%. […]

I Need Some Quick Feedback

I'm in the process of picking the best post of 2011 from the winners of the Best of Money Carnival. I've narrowed it down to these five, but I need your comments on them. […]

Now's the Time to Give

Just a note for those of you who are looking to make an end of year charitable contribution and want to help families who are less fortunate: the FMF $20k Challenge is still on until December 26. Up until that time I will match, dollar for dollar, contributions to the Salvation Army, up to a grand total of all contributions of $20,000. […]

Discover More Card $150 Signup Bonus

This is just a quick note to let you know that the Discover More card is currently offering a $150 signup bonus. […]

Kids & Money: Saying No to Your Children

It’s hard to say no to our kids. We want our children to be happy, and enjoy life. At first glance, it might appear that giving your kids everything is the way to make them happy. […]

How to Give Your Budget a Tune-Up

This is a guest post from Jessica Ward. It happens to many of us: we design a lean, mean budget, but over time, like a worn-out rubber band, it begins to lose its pull. Sure, it’s still there and still performing its duty, but it isn’t the well-tuned machine it used to be. You might have experienced some “lifestyle creep” — little things, which add up over time. Is your budget doing its job? […]

ETFs vs. Mutual Funds: Which One is Right for You?

ETFs and Mutual Funds Both Have Advantages – Find Out Which One is Best For You Lately I’ve received a few questions from readers asking about the difference between an ETF and an index or mutual fund, and which one is better. Well, as with almost all things, there are pros and cons to each. […]

Tips for a Top Resume

Forbes has an interview with a top job recruiter and lists his top tips for a great resume. They are: Avoid the fancy-schmancy layout, font, and other special effects. Stick to traditional font of Times New Roman, 9 to 12 point size, and black type against a white paper. […]

Frugality Plays Role in Bringing Tech to New York City

Michael Bloomberg, the king-slash-mayor of New York City (will he increase term limits again to stay in his position?), has announced that Cornell University and Technion-Israel Institute of Technology will be transforming 11 acres on the southern tip of Roosevelt Island into a graduate school for technology. […]