Way to Save #109: Plant A Tree

A tree planted on the south side of your house can provide shade in the summer. Don’t plant an evergreen, though: you want those leaves gone in the winter. […]

24 Ways to Save Money Today

A big part of successful frugality is the routine with which you live your day-to-day life. Here are twenty four little things that you can incorporate into your daily routines that just trim a little money away from your spending – and puts it into something more important to you. 1. Brush your teeth. An unclean mouth is a perfect place for unwanted bacteria and germs to take root. […]

Dry Cleaning: Hazard to Your Wallet (and Maybe Your Health)

By Tisha Tolar Of course we all like to look good. For some of us, professional attire is a job requirement. We spend a lot of money to look good but we are also doing a lot more homework about how to look good for less money. Dry cleaning seems to be one of those areas where people still spend money without giving it much thought. […]

Are Loyalty Affinity Credit Cards Worth It?

One of my friends absolutely loves his Penn State-branded American Express card (I think it’s a “skinned” AMEX Blue card) because he gets to earn “points” towards various Penn State-related products and services. An example is the annual Alumni Association Annual Membership which is available for 7,100 points. Sometimes I think he gets amped up seeing Joepa on the face of the card. […]

Knocking Out the Beliefs That Hold You Back

This post is from GRS staff writer April Dykman. A college professor once told my journalism class that freelance writing is something you should do on the side. It’s not anything you could make a living at full-time.  I graduated and worked at an office job until I decided I wanted to become self-employed and do something that would give me more free time to write. […]

Why Your Resume Gets Trashed

Yahoo lists the following reasons your resume may get trashed by potential employers: Numbers Don't Add Up -- If accomplishments can be quantified, do it -- but use discretion. Brandishing borderline performance numbers signals a lack of experience and bad judgment. Formality Takes a Vacation -- Don't succumb to the informality of email. […]

How Our Consumer Debt Problems Got Out of Control

Should I get a personal loan? At any given point in time, that’s what a whole lot of us are pondering. Taking on consumer debt has become one hard habit (or vice) to break. […]

Daily Links: 11,643 Words Edition

Whew! It took a long time — nine days instead of the scheduled seven — but I finally finished the frugality chapter for my book. Do you know how difficult it is to compress that topic into a single chapter? It’s worth an entire book by itself! The version I just submitted to my editor is 11,643 words and includes April’s should I buy it? flowchart. […]

Series I Savings Bonds Now Paying 3.36%

This is just a quick note to say the new Series I U.S. Savings Bond interest rates have been released. I haven’t written much (anything?) about savings bonds in the past, but I’m planning on changing that in the near future. In the mean time, I’ll just say this… The interest rate on Series I bonds is made up of a fixed rate component and an inflation component. […]

How to Explore Your Antique Attic Treasures for Profit

By Tisha Tolar While more people are realizing the benefits of "yard saleing" — both having and shopping at — there may be some items in your home that you'd like to unload but are not necessarily cut out for a place in a yard sale. These items, such as antiques and heirlooms, can often surprise their owners when the actual value of the piece is discovered. […]

Using a Credit Card Properly

The following is a guest post from Marotta Wealth Management.  Getting the right credit card for the right reasons is half the battle. Using it correctly is the other half. When the perfect card arrives in the mail, sign it, activate it and pull the sticker off the front. But before you put it in your wallet and start using it, deny the credit card company the permission to market to you. […]

Revising and Reworking a Failed Financial Plan

In 2003, shortly after getting married, I had an ambitious goal of saving for a 20% down payment on a house by the end of 2007. Over the next year, I did make some savings progress, but I kept falling behind my milestones. Eventually, fed up with myself, I gave up and more or less just spent the money freely. […]

Cavalcade of Risk - November 4, 2009 - How Much Assurance Does Your Insurance Offer?

By Debbie Dragon Welcome to the November 4, 2009 Cavalcade of Risk — the How Much Assurance Does Your Insurance Offer edition! As I was going through the submissions for this particular carnival, I noticed a large number of insurance related topics. Does that mean we're becoming more concerned about whether we have enough (or the right types) of insurance? Or was it just a coincidence? […]

Tips for Buying Used College Textbooks

My wife started her first semester of classes this fall on her way towards a Ph.D. One of the best things about a Ph.D., besides the degree, is that candidates are paid to go to school. […]

How the Recession Will Change Financial Behaviors

In its November issue, Consumer Reports listed the percentage of consumers who had changed spending practices since the recession hit and planned to continue them once it's over as follows: Buy only what you need -- 44% Put less on credit cards -- 42% Invest more safely -- 38% Put more into savings -- 35% Dine out less -- 22% Take cheaper vacations -- 22% Spend less on groceries -- […]

5 Classy Gift Ideas for Any Time of Year

By Myscha Theriault Looking for Thanksgiving hostess or Christmas gift ideas that will be well received? Trying to keep your holiday spending in check? Here are five elegant gift ideas that are suitable throughout the year. […]

Poll: How Much Money Do You Feel You’ll Need to Save For Retirement?

In the discussion about income for life and annuities earlier this week a lot of interesting points were brought up. We all know that we need to save something for retirement, but just how much are people expecting to save? You hear all sorts of numbers thrown out there saying you need to have a million dollars by retirement, or save up ten times your annual pre-retirement income, and so on. […]

Are You Earning Your Bargaineering Bucks?

Are you taking advantage of the only loyalty rewards program in the personal finance blogging world? The Bargaineering Bucks system rewards you for doing things on the site such as visiting daily and commenting on posts. […]

Best Deals For Wednesday 11/04/09

By Paul Michael Today's WISEBUY. ShoeSteal Fall Clearance - Up To 75% Off + Extra 20% Off ShoeSteal.com knocks up to 70% off all shoes as part of its Fall Clearance Sale. […]