Is Bankruptcy Ever Okay for a Christian?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. With the economy in the toilet for a few years now, people are hurting financially like they never have. And many are trying to get out of financial trouble by declaring bankruptcy. […]

Escaping the Mundane

Charlie writes in (this is an excerpt, because the full story is quite long): What I finally realized is that I usually buy stuff because it makes me feel like this is all worth it for a while, that all the work I’m doing isn’t just going to feed Uncle Sam and to keep a roof over my head and cheap food on the table. But then I get the bills and I feel even worse than I did before. […]

How to Help Your Kids Build $25,000 Stock Portfolios

Mary and her husband set out to build a stock portfolio worth $25,000 as a college graduation present for each of their children. That’s a lofty goal. How did they do it? […]

The Simple Dollar Time Machine: July 31, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. I call it … the Time Machine. One Year Ago (July 25 – July 31, 2009) Does Earning More Trump Frugality? […]

Money To-Do Calendar: August

The personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest ends with a list of what financial steps we should take each month. They list the August steps as follows: Donate furniture and clothing to a worthy charity. Update your files that support the cost basis for your nonretirement account investments and your home. […]

No Health Insurance? Options for the Uninsured

Why is everyone talking about health insurance? Obama’s Health Plan (ObamaCare) has everyone talking, but a lot of people were worried about health insurance long before the hype. In 2007, a significant 17.1 percent of Americans were uninsured. By 2008, over 45 million Americans lacked any type of health insurance coverage. Sadly, 8.7 million of these people are children. […]

Summer Meal Series #9: Tuna Melts!?

This summer, I’m going to be posting a series of fifteen low-cost, tasty, and easy-to-prepare meals that are literally straight from my own kitchen. After returning home from two weeks of vacation, my wife and I planned out a very nice summery meal that would have made a great post for the Summer Meal Series. […]

Citi Forward Card $200 Restaurant.com Gift Certificate Promotion

The Citi Forward Card has teamed up with Restaurant.com to offer consumers a $200 Restaurant.com gift certificate, simply for signing up, being approved and spending at least $100 on your Citi Forward Card before September 15, 2010.Restaurant.com partners with thousands of restaurants to offer gift certificates for up to 90% off. […]

Friday Finance Findings for July 30th

Happy Friday. It looks like most of the brutal heat and humidity has subsided somewhat across the country, so that means more of you are likely able to actually enjoy the outdoors this weekend. I know around here at least it’s been a huge improvement. Instead of being 95 degrees and incredibly humid it’s now in the 80s and not nearly as humid. […]

Make Your Own Ketchup

Welcome back to Marla’s Test Kitchens. As mentioned in my previous post about homemade mayonnaise, I am experimenting with making my own condiments. In this post I tell you about my adventures, and misadventures, in ketchup-making. A recent news items about the H.J. […]

5 Things to Remember When Choosing Natural Products

ShareThis"Natural" and "organic" have become important buzzwords for green-minded parents over the past few years. We strive to provide our families with the healthiest products available…what we put in our bodies, and what we put on our bodies. […]

No More Credit Card Debt, Now We Need a New Budget

I’ve had thousands of dollars in credit card debt since 1997. I remember applying for a job in March of 2001 which I calculated would help me erase my credit card debt in about twelve months. I didn’t get that job. Nobody got that job, in fact, the entire web design sector was crashing, and I had just moved to Seattle. […]

Your Take: Do You Use Online Personal Finance Tools?

There are a lot of online personal finance tools out there that will help make your personal finance life a little more efficient. You have, of course, the headliner in Mint.com, now owned by Intuit, to help track all of your spending. […]

Ask the Readers: What Can I Do About My Student Loans?

I do my best to cover a variety of topics here at Get Rich Slowly. Personal finance is a v-a-s-t topic, and there’s a lot of specialized knowledge. But there’s no question I have blind spots. Because Kris and I have no kids, I don’t write much about children and money. Student loans are another blind spot for me. Still, I know a lot of GRS readers have questions about student loans. […]

Postponing Taxes on a Roth IRA Conversion

Have you considered converting funds from your Traditional IRA into a Roth IRA? If you’re a regular reader, you’re aware that the income limits for Roth IRA conversions went away this year. What I haven’t talked about as much are the tax consequences of such conversions. To make a long story short, you’ll have to pay taxes on any tax-deferred funds that you convert. […]

What to Do with an Inheritance

The book Money 911: Your Most Pressing Money Questions Answered, Your Money Emergencies Solved answers the questions of "What should I do with an inheritance?" by listing the following ways to allocate the money: Save in an emergency fund Pay off high-interest-rate debts Make one small splurge (5% or 10% max) Start on one big goal (saving for a house, etc.) This seems like good advice […]

Carnivals for the Week of July 26

New! Follow FMF on Facebook! Here are some of the carnivals Free Money Finance was in this week and my posts that were included: EDITOR'S CHOICE! […]

Refinance when your house is under water?

Free Money Finance regularly posts questions that are e-mailed to him by his readers, with the intent of having other readers offer advice.  Recently a reader asked about refinancing a mortgage that is currently under water (meaning that more is owed than the house is currently worth).  Here’s the skinny: $225,000 is owed against a house that is currently worth $200,000 to $208,0 […]