What is an IRS CP2000 Clarification Letter?

One of my friends recently got a letter in the mail from the IRS and it freaked them out. The first time I got my official coupons for quarterly estimated payments I freaked out a little because all I saw was an official IRS letter that was thick and ominous looking. Fortunately, it was “just” a CP2000 letter. A CP2000 is the letter than the IRS sends out when they want more information from you. […]

Should Retirement Savings be Required?

Here's an interesting question from US News: should retirement savings be required (update: over and above Social Security, which I think we can all agree doesn't cover people's needs in many cases -- thanks for the catch, Dog)? This question leaves me in a quandary. […]

Estimated Income Tax Payment Due

As you are reading this, if you are in fact reading on the same day this was written, both the federal and New Jersey government are reaching deep into my bank accounts. At the end of the day, I will find myself worth several thousand dollars less than at the beginning of the day. […]

Don’t Forget About Estimated Quarterly Taxes Due Today

I write this because I almost forgot about the June 15 deadline myself. It wasn’t until last night that I saw a little reminder on my computer alerting me to today’s due date. It has always confused me about the due dates for estimated taxes. The last payment was due on April 15th, yet the next payment is due only two months later. […]

Best Deals For Monday 6/15/09

By Paul Michael Today's WISEBUY. Up to 80% Off DEKLINE MEN'S SHOES at 6PM.com (dealnews) Today only, 6pm.com cuts 43% to 80% off 20 styles of Dekline men's shoes, with prices starting at $25.30. (Most are $29.95.) Pay $6.95 for shipping.   1. FREE B-Liv Blackheads & Whiteheads Face Gel Sample Say goodbye to squeezing, this gel is totally pain free! While supplies last.   2. […]

Best of Money Carnival #3 is Up

The Best of Money Carnival #3 (Rolling Stones Edition) is up at Wealth Pilgrim. As always, it features the 10 best money posts from the last week. Check it out if you want some good stuff on money. This week marks two milestone's for me -- I actually made the carnival and I was selected as having the best post! […]

Reader Mailbag #67

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. What is the thought process you go through when organizing an article to write? Do you outline your thoughts first? […]

Turning Garage Sale Junk Into eBay Gold

On Saturday night, I attended a party with some of my former high-school classmates. Many of the other guests were artists. I don’t know many artists, so it was fascinating to listen to their stories, especially about the economics of selling art during a recession. I learned a lot. Later in the evening, I spent some time chatting with my friend Jonathan. He asked me about the blog. […]

Changes to Student Loans Coming July 1

While it’s great to avoid debt whenever possible, if you have to deal with federal student loans, including Stafford and PLUS loans, you might qualify for some better deals starting July 1. Interest rates will be at the lowest rates in years. If you can consolidate, lock in rates after July 1. They will be at the lowest levels since the inception of the federal student loan program. […]

Stuff will never make you organized

By Philip Brewer There's a store near where I live that sells stuff for organizing your other stuff--racks, boxes, cabinets, and shelves for tools and toys, sweaters and shoes, spices and CDs. They've got a perfect container for anything. […]

Print Postage Online

I hate going to the post office. It doesn’t matter what day I go or what time of day I go, there is always a line and there’s always only one or two tellers working. I’ve gone to post offices that serve a large residential zip code and post offices that serve a smaller residential zip code, there is always a line and never enough tellers. […]

Joint or Separate Finances?

Should married couples combine their finances? Or should they keep them separate? This is a bit of a financial hot potato, with strong supporters on both sides of the aisle. […]

What I Plan to Do During Retirement

When I talked about how long before I can retire, one reader asked what I plan to do during retirement. I said I'd write a post on it, and this is that post. Before we get started, remember that I have at least 10 years before I retire, so for now, this is all speculation. It's likely to change. […]

Your FICO Credit Score Information: What It Means

Anyone who’s walked into their local bank or applied online for a loan has probably heard of the term FICO. A good FICO credit score will help you snare the best loan rates. Like your favorite soda, it’s something that’s manufactured (okay, calculated) by using some mysterious formula. […]

Are You Being Ripped off at the Gas Station?

By Nora Dunn Food for thought: have you ever wondered if the price per gallon/liter at the gas station is truly correlated to the amount of gas that makes it into your tank?   Hmmm…. Could be pretty easily fudged, don’t you think?   Actually, that's harsh. I would like to believe that most gas station owner operators are not trying to rip off customers. […]

Logitech QuickCam Vision Pro webcam: why doesn't 4 stars tell the full story?

By Torley Wong Logitech makes some good stuff: I keep hearing raves about their Revolution mice, and they're well-known for keyboards (I own a DiNovo Edge and it has great battery life) and webcams. […]

How To Compost Without Raising a Stink

This shouldn’t be a stinky subject. When done right, your compost bin or compost pile should not smell. […]

Review: The 1-2-3 Money Plan

Every other week, The Simple Dollar reviews a personal finance book. Greg Karp is the author of the “Spending Smart” column which appears in a number of newspapers nationwide - it’s typically a pretty good read, though Greg didn’t fall on my radar screen until I read his first book, Living Rich by Spending Smart. Almost a year ago, I wrote a sparklingly positive review of Living Rich by Spending S […]

Further Research on Money and Happiness

Recent research confirms what many GRS readers already know: money doesn’t buy happiness. At the University of Rochester, psychology professors Edward Deci and Richard Ryan and graduate student Christopher Niemic spent two years tracking recent college graduates to determine the effects of various “intrinsic” and “extrinsic” goals. […]

Podcast 8: Greg Grunberg on iPhone App Yowza!! and TalkAboutIt

Today’s Consumerism Commentary Podcast features an interview with Greg Grunberg, star of the NBC television series Heroes and drummer in Band From TV, a celebrity band to benefit charities. Greg, Tom Dziubek, and I discuss Yowza!!, the new iPhone (and iPod Touch) app for saving money co-created by Greg. […]