Does a Pleasant Attitude/Personality Help You Succeed?

I've said before that I think the two parts of a successful career are delivering results and having a good attitude. But how much does the latter really contribute to any success you have? Maybe more than I originally thought. I just finished reading the book The Noticer: Sometimes, all a person needs is a little perspective. […]

How Much Do Taxes Matter To You?

Susan writes in: I feel so helpless as a taxpayer, watching the ridiculous directions the senate, house and president are taking my country. Being self-employed, in the medical field and living in NY I feel like I have three strikes against me. […]

Saving for Retirement (and Other Long-Term Goals) on a Variable Income

By Nora Dunn If you have a freelance or otherwise variable (and in many cases – unpredictable) income, then saving for retirement can be tricky. […]

Average Billing: Is it For You?

My electricity provider (which is Green Mountain Energy, because I’m an aspiring hippie), offers me the ability to make the same payment each month, based on the previous six months’ usage. Here in Dallas, people require air conditioning for roughly nine months a year, so our average monthly billing is about $300. […]

Peer Pressure and Money: Do You Spend Differently with Friends?

This is a guest post from Neal Frankle, a Certified Financial Planner and the blogger at The Wealth Pilgrim. Neal is a potential Staff Writer for Get Rich Slowly. His first post explored the benefits of starting a side business. […]

Just Do It

Sometimes managing your finances can seem overwhelming. There are a lot of quality resources out there, including websites like this, but the best they can do is to point you in the right direction. The problem comes when you can’t make a decision or you fail to follow through with a plan because you worried you’re somehow making a mistake. […]

Will This Recession Teach People Anything about Handling Their Money?

US News lists 10 ways to thrive after the recession including: Rethink your lifestyle. Eliminate small expenses that add up. Downsize—permanently. Get competitive about it. Take advantage of the way retailers have changed. Make use of new government policies. Educate yourself. Save more. Look for a better bank. […]

Credit Cards Requiring Minimum Annual Purchases

The recently enacted credit card laws are having some unintended consequences. Just as many places reported, credit card companies are now turning to other “innovative” ways to drum up revenue – one of those silly unintended consequences. It turns out, some are now requiring that you make a minimum amount in purchases a year to avoid an annual fee. […]

Scottrade Review: Top Brokerage For Small Investors

Having reviewed many online brokers, I’ve noticed how many of them tend to cater to active traders and more sophisticated investors. […]

Freezer and Fridge Hacks: Seven Ways to Maximize the Value of Your Refrigerator and Freezer

Your refrigerator/freezer combo is the biggest energy consumer among all of your appliances - seriously. It gobbles down around $100 in energy each year. Even worse, it’s often home to lots of wasted food - leftovers forgotten and allowed to spoil and so on. To put it simply, your refrigerator and freezer are money sinks. […]

Understand Capital Costs

By Philip Brewer Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the item is expensive, and after the loan has been paid off, where the item is free. This is a fundamental misunderstanding of capital costs. Ordinary items are an extreme case of this. […]

Help a Reader: Universal Life Insurance

Here's an email I recently received from a reader: Two questions please: 1) What is your opinion on seniors investing in a universal life insurance policy for wealth protection? Transamerica Life Insurance Company was recommended by my bank representative. […]

Help a Reader: Mortgages from ING Direct

A reader named Mary recently wrote in to ask about my thoughts on getting a mortgage from ING Direct. She’s heard that they have competitive rates and low fees, and is seriously thinking about refinancing her mortgage with them. I don’t have any firsthand knowledge of ING Direct mortgages, but I was curious enough to go take a look. […]

Toss It or Not? 5 Organizational Tips from a Chronic Clutter Bug

By Linsey Knerl Some might say that I have no business giving out organizational tips. My desk is always a mess, I usually look for things for a very long time before finding them, and my neat-and-tidy husband often wonders where he went wrong. […]

How Much Is A Gold Ingot Bar Worth?

I was watching the pilot of Royal Pains, a television show about a doctor who gets fired and, through a bit of luck and opportunism, opens up shop to the rich and famous of the Hamptons. […]

What's It Take to Be Rich?

This piece from the Wall Street Journal talks about the evolution of wealth, but it got me to thinking -- what does it take to be rich? In other words, how much money do you need to have these days to be considered rich? In the past, the "gold standard" was becoming a millionaire. If you had $1 million historically, you were set. You were living the high life and your retirement was set. […]

Best Deals For Monday 8/10/09

By Paul Michael Today's WISEBUY. Up To 75% Off UGG Shoes Plus Extra 20% Off (dealnews) Eastbay takes up to 75% off select UGG shoes for men and women during its latest sale. (Scroll down to the discounted items, which are marked by a Red price.) Plus, take an extra 20% off via coupon code "LKS1A929".   1. […]

Best Money Posts Now Available

Just a quick announcement to let you know that the Best of Money Carnival is up at Mighty Bargain Hunter. This week's winner was Faith-Based or Socially Responsible Investing – Delusions of Righteousness followed by my post titled My Jobs, I Get My Dream Job in second. Lots of great posts there, so check it out. […]

Reader Mailbag #75

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. Last week, my grandfather gave me an envelope of really old silver and gold certificates. […]