CitiBusiness World Card Offering $100 Bonus

Some small business owners find that they can more easily organize their accounting if they have a credit card dedicated to business purchases. For business owners who haven’t established credit in the business’s name, credit card issuers generally rely on the owner’s credit history. So even without a business credit history, it’s possible to be approved. […]

Your Take: Anger At Banker Pay

When Goldman Sachs announced it would set aside $10 billion for staff pay this year, CNN Money went to the Occupy Wall Street demonstrators and asked them what they thought. It was equal to $292,000 per employee, which is a drop of $78,000 from last year. The responses were what you’d expect – everyone was upset. […]

Seven Years of Fiscal Responsibility

It’s mid-September as I write this, and I’ve been spending the past few days scrambling to prepare for my trip to Peru. I’ve been packing, of course, but I’ve also been editing reader stories and writing blog posts for my absence. While bustling around, I stumbled across an old document. I’ve shared this before, but it’s been a while. […]

Reader Profile: SK

The following is the latest post in my "Reader Profiles" series. Each post in this series details the financial situation and challenges of an FMF reader. […]

Carnivals for the Week of Oct 17

Here are some of the carnivals Free Money Finance was in this week: Carnival of Wealth Carnival of Personal Finance Cavalcade of Risk Enjoy!P.S. Carnival Hosts -- If my post is in your carnival in a given week, please send me the URL to the carnival and I will include it in my weekly roundup. […]

How much can you get for your gold jewelry?

You may have heard of cash-for-gold businesses — turn your gold into cash.  The procedure for getting cash for your gold at these kinds of places goes like this: Request an envelope. Drop your gold jewelry in the envelope and mail it to them. They send you a check. Easy peasy, right? It is. […]

Causes of Stress: Rating The Most Stressful Financial Events

The whole subject of finance is one of the most common causes of disagreement and discord in a family, and I’m sure there has never been a home that hasn’t been touched by stress at one point or another due to money. […]

Some Thoughts on Handling Life’s Crossroads

Every so often, we’re met with a situation in our lives that represents a seriously life alteration. If we go one way, our whole life is going to go down a different path than if we chose the other option. These can take a lot of forms. The choice to marry someone. The choice to divorce someone. The choice to change career paths. The choice to sign a long-term contract. […]

And Yet Another Recommendation for the Lowly Thank-You Note

We've discussed whether or not a person should write thank-you notes after interviews a few times here at FMF (for background, see The Most Overlooked Step in the Job-Hunting Process, An HR Professional Recommends Thank You Notes, and Great Thoughts on Thank You Notes). Now US News weighs in on the subject listing "skipping the thank-you note" as one of five ways NOT to get the job you want. […]

6 Ways to Prepare for the Holiday Rush

Link: ShareThisBlack Friday. You know it’s coming, and depending on how you look at it, these two words can be a curse or a blessing. […]

Don't Be The Boss--Be The Leader

Link: ShareThisSome people seem to think that their role as head honcho requires them to be autocratic—to be, in a word, “bossy.” While formal authority that comes with a position or title can be useful, it’s a limited to […]

Social Security Benefits to Increase in 2012

In what’s sure to be a bit of welcome news, the Social Security Administration has announced that Social Security recipients will receive a 3.6% increase in payments, effective this coming January. This is the first such increase in benefits since 2009, when there was a 5.8% increase. […]

Stamp Price Increase [Jan 22, 2012]

Want to get a 2% return on an investment in just one day? Buy a Forever Stamp from the Post Office on January 21st, 2012 and mail something on January 22nd (well, on the 23rd because the 22nd is a Sunday). On January 22nd, the post office is set to increase the price of a first class letter stamp from 44 cents to 45 cents. […]

Five Dangerous Debt Payoff Strategies

US News lists five dangerous debt payoff strategies as follows: 1. Paying off credit card debt too fast.2. Using emergency funds. 3. Tapping a home equity line of credit. 4. Withdrawing from a 401(k). 5. Filing for bankruptcy. IMO, these are good tips.I'm a big believer in paying off debt -- all debt -- but you can't get too crazy about it. […]

Reader Mailbag: Difficult Things to Write

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling small rollover 2. Parents who don’t plan 3. Loan payoff or retirement contribution? 4. Roth conversion and inheritance 5. Setting sportsmanship example 6. Fundraising 7. Is bankruptcy right? 8. […]

Citi Settles Lawsuit for $285 Million

Without admitting any wrongdoing, Citigroup has settled a major lawsuit. The Securities and Exchange Commission claimed that Citi misled investors, and to settle the claims, the financial behemoth was order to pay $285 million to customers. The issue focuses on collateralized debt obligations (CDOs) in 2007. […]

An Early Education in Financial Literacy

This post is from staff writer April Dykman. Last week J.D.’s wife, Kris, e-mailed me about an NPR story on a recent Girl Scout badge overhaul, specifically about merit badges for financial literacy. […]

Money Leaks: Not Using Your Medical Benefits

A lot has been made about health care in the United States, especially given the recent passage of “health care reform.” Proponents of health care reform argue that it wasn’t enough, enemies of the bill say that it puts an undue burden on businesses and is government interference in our personal lives. […]

6 Tips to Shrink Your Bills Every Year

Everyone wants to make more money — it’s exciting to think of what you can do with some extra cash. But it’s a lot easier to reduce your bills than it is to make more money. […]

15 Theme Ideas for a Memorable Halloween Party

Whether or not you consider yourself a creative person, you can throw a memorable Halloween bash without too much fuss. Choosing a theme is one way to make your party unique, and your guests will appreciate not having to think too much about their costumes. […]