Proposed New 1-Page Mortgage Disclosure Forms

The Consumer Financial Protection Bureau released two drafts of a proposed mortgage disclosure form that would make understanding your mortgage a lot easier. You can take a look at these forms for yourself. This is long overdue. I’m all for simplifying using charts and graphs in a standardized way, not whatever way the mortgage lender felt like showing it. […]

A Housing Market Recovery in the Distant Future?

Several times over the past few years, I’ve asked myself whether I should take advantage of the lower prices for real estate, put my renting history to rest, and buy a house. I’ve brought up the topic several times on Consumerism Commentary, as well. […]

Kids and Money: Encourage Philanthropy

Many of us feel that giving is an important part of planning for financial success. When teaching our kids about money, it is vital that we remember to address the value of giving. Few of us want our children to grow up stingy toward those in need. We want to see them involving themselves in philanthropic efforts, and helping others. Children can learn to give to others. […]

Win an All-Inclusive NYC Getaway & $500 Bloomingdale's Gift Card

Enter now to win 2 nights at a 4-star hotel, round trip airfare for 2, chef's tasting menu, and $500 shopping spree courtesy of bloomspot. No purchase necessary. bloomspot will fly you and a lucky guest to New York for a luxurious weekend in Manhattan: Enjoy dinner at celebrated Michelin restaurant Jean Georges, drinks at the award-winning mixology lounge Pegu Club, and $500 […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Can You Make Money and a Difference With Social Impact Bonds? Enjoy! […]

Why Savings in the Short Term and Other Investments for the Long Term?

Tammy writes in: You often tell people to put money in their savings account if they’re just saving for a year or two, but then you tell people to put money into stocks or other stuff if they are saving for lots of years. Why? It’s probably easiest to explain this with an example. Savings Accounts Let’s say that, at the start of each year, you put $1,000 into a savings account. […]

Six Ways Kids Can Earn Extra Money

This is a guest post from Ed Avis. Kids have earned money for generations by selling lemonade, walking neighbors’ dogs, and mowing lawns. Those ideas still work, but maybe your kids want something a little more clever or out-of-the-box. […]

Five Simple Ways to Save on Gas

The price of gas is enough to send people into a frenzy. The average American cannot afford to keep up with the fluctuation if they are relying on a fixed income. Those that are gainfully employed rely on their vehicles to get them to work. […]

The Difference Between Savings Accounts and Money Market Accounts

Savings accounts and money market accounts are different from each other practically in name only. From a saver’s perspective, there is no difference between these types of accounts. […]

How to Avoid ATM Fees

When my sister was in college, she used the ATM a lot. Whenever she needed some money, she’s go to the machine and pull out $20. Sometimes she’d check her balance. Then one day she realized, or my dad realized, that she was using an out of network ATM which charged around $5-7 (combined) each time she withdrew money. For every $20 she withdrew, she was paying a $7 fee. […]

Why I Hate “New, Unique” Money Tips

Today I’m going to rant. I get a lot of requests from reporters who want quotes for their stories about personal finance. That’s fine. I’m happy to help when possible. What bugs me, though, is that nearly every single reporter pitches her story with the same caveat: “I need tips about saving, but I don’t want the same old stuff. […]

Ask The Readers: What Is The Worst Purchase You Ever Made?

Everyday we are faced with decisions of what to buy and what not to buy. While smaller purchases don't require that much thought, people tend to think more in depth about expensive purchases. Sometimes taking the time to think about whether or not to buy something pays off. […]

Tell Us Your Favorite Personal Finance Blog & Win $200

Link for teaser title: consumerism-commentary-logo.jpg We're teaming up with Consumerism Commentary to give away a $200 Amazon gift card. Entering is easy. Click on the title link above to enter. […]

Sexy Summer Dinners: 5 Great Hot-Weather Meal Ideas

One of the best parts of the warm-weather season is the sultry evenings and the great summer dinners that go with them. Hot-weather meals need to make the most of outdoor cooking spaces, be reasonably easy to prepare, and have enough style to make your dinner party or backyard barbecue memorable. […]

Best Money Tips: How to Negotiate Your Salary

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how to negotiate your salary, what you need to know about down payments, and eating healthy on the road for less. Top 5 Articles How to Negotiate Your Salary — When negotiating your salary, be sure to do your homework. […]

Could You Come Up with $2,000 Quickly?

MSNBC summarizes a study that asked respondents the following: “How confident are you that you could come up with $2,000 if an unexpected need arose within the next month?” Apparently, many people can't. Here are some highlights of the findings: Half of all U.S. […]

Mobile Shopping Technology Trends: Shop With Your iPad or iPhone

I still remember the days when the iPhone was this new gadget that got released to the public, and many people including a few frugal bloggers were debating about whether this thing was worth the money. The argument was that it was simply an unnecessary luxury. […]

Final Giveaway: $200 in Gift Cards

This is it. Somehow, I’ve survived Giveaway May, having operated contests every weekday this past month. Many winners have not yet been contacted, so if you haven’t heard from me, hang tight. The rest of the winners will be contacted within the next few days, and all winners will be announced on Consumerism Commentary. […]

A Memorial Day Tribute to Five People That Mattered to Me

Memorial Day is a holiday that was originally created to honor deceased soldiers, but has largely grown over the years to honor all deceased people. […]