Best Deals For Wednesday 9/9/09

By Paul Michael Today's WISEBUY. Up To 90% Off Men's Apparel At Sears (dealnews) Sears cuts up to 90% off a selection of men's apparel, as listed below. Planning to stock up? Apply coupon code "SEARS5OFF50" to cut an additional $5 off orders of $50 or more.   1. […]

If You’re Going to Consolidate Debt Then You Have to Stop Using Credit

When it comes to paying off debt there’s one useful tool that can not only simplify your finances but also reduce the amount of interest you pay. Debt consolidation takes some or all of your small debts and combines them into one loan or line of credit. […]

Oh my: 90% off dining certificates!

It’s a first!  For 99 hours only, starting today, 9/9/09, and ending on September 13th, 2009, at 3:01 PST, is offering an unprecedented 90% off its Dining Certificates and Dinner of the Month Club! The one-year Dinner of the Month Club is only $12!  This gives you twelve $25 Dining Certificates, one per month for a year, good at thousands of restaurants for qualifying […]

The Simple Dollar Weekly Roundup: 400 By 40 Edition

Over the last week, I’ve been working on a “400 by 40″ list – a list of fairly simple things I’d like to do before my fortieth birthday (big thanks to Vicky for suggesting the idea). It’s been fun making the list, actually – I started it in a composition notebook and just jot down ideas as they come to me. […]

Target Date Mutual Funds Getting Cheaper

Target date mutual funds are designed to automatically adjust their allocation depending on how long you have until the “target date.” These funds thus invest rather aggressively early on, automatically moving to a more conservative allocation over time. While these funds are a convenient “set and forget” solution for many investors, they’re not for everyone. […]

Gone Phishing: How To Avoid Being Caught By Scammers

This article is by Adam Baker, a new GRS Staff Writer. In addition to writing for Get Rich Slowly, Baker blogs over at Man Vs. Debt, where you can find his personal background story and read more of his writing. Last week, I adjusted several preferences on my PayPal account. I added and verified a new e-mail address and swapped my linked bank account. […]

How to Have $50 Million Covered By FDIC: CDARS

Most of us need only a fraction of what the Federal Deposit Insurance Corporation is willing to protect. For most people, the FDIC covers up to $250,000 per depositor. If you have up to $250,000 in a regular bank account offered by a typical bank that participates in the FDIC program, you’re protected against the bank’s possible failure. […]

Do What’s Financially Right For You

After my ABC News Now interview a few months ago, the cameraman, Chris, asked me a quick credit question. He told me that his goal for the year was to pay down debt, a laudable goal, in my opinion. Paying down debt, after you’ve saved for an emergency fund, is the best thing you can do for your finances. […]

Is Speaking More the Way to Grow Your Career?

US News says that one way to look smarter than you are (and thus grow your career) is to talk more. Yep, that's what they recommend. The rationale: Research shows that people who speak up more often in groups are viewed as more competent and more instrumental to a group’s overall success. […]

It costs if you’re fat. Now it might cost even if you’re thin?

I tell you:  It just doesn’t pay to be human anymore.  Big or small. I’m well aware of how being fat costs money.  But there are now rumblings on the possibility of the following:  If an individual, or family, can reasonably afford health insurance, but does not get it, they face the possibility of being fined: $950 for an individual, and up to $3,800 for a family.  (These are the current numbers […]

Debt Settlement Companies: Friend or Foe?

These days, lots of people are swimming in debt with nowhere to turn, no access to credit, and no liquidity, with their credit scores shot… and they’re wondering what to do next. Someone I know who is in this predicament just recently asked me for some input. I told them that there are various paths to the same end: to get rid of your debt or to reduce it to some extent. […]

Four Years Without A Car Payment

I was sifting through some old paperwork today, and I stumbled across an old letter from our bank.  It was dated September 8, 2005.  I was pleased to see that it was a notice from our bank, informing us that our car loan had been paid-in-full.  I smiled as I put the letter back in its place and then I went searching through the No Credit Needed Archives – for a quick trip down memory lane. On Augu […]

Cut Your Beverage Tab at Bars, Restaurants & Resorts

It's possible to spend less for drinks at bars, restaurants and resorts. Here's my list of do-it-mostly-yourself drink recipes.Spiked & flavored coffees: At bars, restaurants and resorts you can save a lot by ordering plain American coffee and a shot of Baileys Irish cream liqueur or other liqueurs. […]

Five Quick Remote Control Hacks to Save You Time and Money

By Paul Michael digg_url = ''; If time is money, and I sincerely believe it is, then these five remote control hacks will save you a little of both. […]

Green Sherpa: An Online Cash-Flow Management Tool

A couple of months ago, I posted a list of 16 alternatives to Microsoft Money. GRS readers left nearly 200 responses evaluating the various personal finance programs available on the web and for the desktop. One feature that many users crave is the ability to project their future cash flow. […]

The Simple Dollar Podcast #15: Fixed and Growth Mindsets

The fifteenth episode looks at fixed mentalities and growth mentalities. Which do you have? How can you use that info to get ahead in your career? […]

All the Money in the World Divided Equally

I found this interesting, money-related question in a recent issue of Parade magazine: If all the money in the world were redistributed so that everyone had the same amount, what would it be? My guess was somewhere in the $100,000 range. The real answer shows how stupid and misinformed I am when it comes to the global supply of money and the number of people on the planet. […]

How Much Does a Flu Shot Cost?

By Linsey Knerl When it comes time for you to think about getting your seasonal flu shot, there are a few ways to go about getting one – each one with a different price tag. […]

Best of Consumerism Commentary, August 2009

Join the community All content on Consumerism Commentary is free. One of the best methods of reading this free content and staying up-to-date with the latest articles and posts is through RSS subscription. By subscribing to the Consumerism Commentary RSS feed with feed-reading software such as Google Reader or aggregators such as My Yahoo, you’ll always be aware of new content here. […]

Check Out Wise Bread's New Podcast & Win $100

By Linsey Knerl Wise Bread has a brand new podcast called Dealista!  Each episode is packed with tips on how to find the best deals, freebies, and shopping tools that'll save you a fortune. We would love your feedback! […]