You Don't Have to Earn a Very High Income to Be Wealthy, But It Helps

Later on in the book Stop Acting Rich: ...And Start Living Like A Real Millionaire the author makes a point about a group of millionaires who didn't have to earn a high income in order to become wealthy. […]

Why is it that the people who pay the least complain the loudest?

User davr over at a new web applications question-and-answer site is looking for BugMeNot alternatives that don’t suck.  For those of you not familiar with, this is a site that collects username and password combinations that allow access to web material that is behind a free registration firewall.  Here’s how someone would use the site: A search engine points to an […]

Morningstar Ratings: Free vs Premium Service

Should you use a mutual fund ranking service to help you choose funds for your portfolio? That’s a debate that continues to flare in the investment world, given the many different factions that exist, supporting philosophies of one sort or another. […]

Discover More Card $75 Signup Bonus

This is just a quick note to say that Discover has brought back the signup bonus on their Discover More card. Not only that, but they’ve upped the ante from $50 to $75. […]

Anatomy of a Credit Card Statement

With the changes included in the Credit Card Act, credit card companies are now required to give users more info on their monthly statements. […]

Getting Things Done: The Power of Outcome Focusing

This is the thirteenth entry in a fourteen part series discussing the time management classic Getting Things Done by David Allen. […]

Help a Reader: Getting Married in Debt

Here's a question I recently received from a reader: Here’s my situation: my fiancée is 50,000 in debt...I am 20,000 in debt...I just graduated from 7 years of school and am currently looking for a job of which I studied so long for. She told me I have to marry her on July 24th or she's leaving the relationship. I explained to her that I need to get my feet on the ground (with a job, car etc. […]

Ask the Readers: Camp Much? (Chance to win $20!)

*** Congrats to our winners!*** Comment from okgirl- Make a master list so that your trip is safe, on budget, and enjoyable. Just like when packing for any other vacation (medication, insurance card, emergency contact info), you need to be sure that you have EVERYTHING. […]

Free Amazon Prime for Students

A few years ago, when Amazon first debuted their Amazon Prime program, I thought it was never going to take off. While I don’t know how many people have signed up, I’ve only tried it a few times and I still don’t get why someone would pay $79 for two day shipping when it’s free for 3-9 day shipping. […]

Verifying Funds on Checks, 2010 Edition

Last May we found a list of the biggest American banks and investigated each to find if it was possible to verify funds on a customer’s check over the phone. For example, you’re a landlord and you want to know if your iffy tenant, who banks somewhere different than you, wrote you a bad check. You can always go into the bank and try to cash it, but some banks charge you for that. […]

Five iPhone Apps for Personal Finance Geeks

The following is a guest post from Louise Baker from Zen College Life.   If you are a personal finance geek, then you’re probably always looking for ways to save money by doing it yourself. Why pay someone else to do something you can handle on your own? Now, managing your personal finances on your own is easier than ever with the use of personal finance iPhone apps. […]

It Doesn’t Matter What Your Position Is Right Now, You Can Do Better

An obviously upset Sam writes in: You think your world is all rainbows and puppies. Guess what? Karma will eventually bite you in the [rear]. Seven months ago I got fired from my job for no fault of my own the company was going under. Now I cant pay my bills and Im going to lose my house. […]

50 Healthy Foods for Under $1 a Pound

If you are what you eat, then I should weigh-in at under $1 a pound. That's because, as a general rule of thumb, I try to only buy foodstuff that costs under a buck per pound. […]

Turn Off Your Air Conditioner and Save Summer Money

Last week, the New York metropolitan area experiences a heat wave with temperatures above 100°F for several days. The hazy, hot, and humid weather kept people in the air-conditioned indoors as much as possible. […]

The Maes & Macs: Freddie Mac, Fannie Mae, Ginnie Mae, and Sallie Mae

With the recent news of Freddie Mac and Fannie Mae being delisted from the NYSE and relegated to the OTC market, I thought it would be interesting to take a look at the four entities that share similar names. […]

Use an Informational Interview to Overcome Mental Barriers

This post is from GRS staff writer April Dykman. Less than a year ago, I was stuck. I knew I wanted to start a side business that had potential to grow, but I had no idea what to do or how to do it. I was feeling stagnant, suffocated, and tired of dreaming about possibilities, but never making progress. In hindsight, it’s clear that I was spinning my wheels. […]

Making the Most of Your Business Trips

Business travel can have a big impact on your career. Depending on what you do, you might travel to attend conferences, meet with clients, or explore new opportunities for expansion. […]

The Joy of Wealth

Here's an insightful story from Stop Acting Rich: ...And Start Living Like A Real Millionaire: While I was promoting The Millionaire Next Door on the Oprah Winfrey Show, a rather well dressed woman from the audience asked me the same question I had heard a thousand times before: "What good does it do to have all this money if you don't spend it?" The woman was agitated, even indignant, that I w […]

How A Good Insurance Agent Helps Cut Insurance Costs

It’s no secret how I feel about insurance. It seems like everyone has their hands out when it comes to getting a little piece of the action. From auto insurance to health insurance, homeowners insurance, business liability insurance, life insurance, death insurance. […]

When Partners Don’t Cooperate With Setting Goals

Yesterday, I posted an article about setting goals with your partner. In the comments, Brittany left a wonderful question that I felt deserved a post all its own: What if you have your shared goals, but one partner doesn’t have the financial gumption to see it through? I’m not married, not even engaged, but I’m in a relationship that looks like it might be heading for the long term. […]