What Constraints Should Churches Put on Helping the Needy?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Here's a comment left on my post titled Is the Welfare State the Fault of Christians?: At my previous church, they would provide people with whatever they needed; food, clothing, a place to live, etc. However, there was a requirement that the person(s) would have to also work. […]

No Credit Needed Will Host The 200th Carnival Of Debt Reduction

Monday, No Credit Needed will host the 200th Carnival of Debt Reduction.  If you are a blogger, click here submit a recently written debt reduction-related article before Sunday at 5:00 PM Eastern.  As incentive to submit articles and promote the carnival, Mighty Bargain Hunter (the carnival’s creator) is giving away some pretty sweet prizes.  Thank you in advance for your submissions, and please […]

I Won't Eat or Spend While Standing Up

By Frugal Duchess From a $1.49 bag of Lays of potato chips, I found a valuable lesson in personal finance and dieting. And that junk-food tutorial will dramatically change the way I shop and spend money. Here's what happened. When I cleared chips from the dining room table, I absentmindedly stuck my hand into the bag and crammed a handful of chips into my mouth. But I wasn't hungry. […]

The Simple Dollar Time Machine - July 11, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, as well as the five best posts from two years ago this week. […]

Have More by Choosing Less

As I search for simplicity in my life, I’ve realized that it’s not just about purging Stuff. Stuff is simply the physical representation of an overall pattern of clutter. In order to accomplish what I want to accomplish, I need to sort and purge the mental mess, too. Over at Unclutterer yesterday, Erin shared her guide to “having it all”. […]

Posts of the Week

I suggest reading these articles gathered from around the web. Emergency Fund Is For Emergencies ONLY – 6 Ways To Leave It Alone. Matt Jabs suggests keeping your hands out of the emergency savings account except when the need is due to a true emergency, not just when you have unplanned expenses. […]

The Total Money Makeover: Two More Hurdles

This is the fourth of twelve parts of a “book club” reading and discussion of Dave Ramsey’s The Total Money Makeover, where this book on debt reduction is teased apart and looked at in detail. This entry covers the fifth chapter, finishing on page 92. […]

Are You Saving More?

Reports are all over the web that Americans are saving much more now than they have in recent years. In fact, we're saving almost 7% now! Given we were at or near 0% not too long ago, this is a HUGE change! Guess there's nothing like a major recession to get people cutting back. ;-) Are you saving more? We aren't. […]

Diversify Your Online Bank Accounts

For the last ten minutes I’ve been trying to access ING Direct, to no avail (it’s now available, but it was slow for about half an hour). While I’m certain my funds are safe and nothing is wrong, it certain solidifies the notion that you should be diversifying your bank accounts. Websites go down. In fact, websites go down pretty often and usually it’s not a big deal. […]

Best of Personal Finance: El Nino is Coming Edition

By Andrea Dickson Former and current Bank of America employees discuss how the bank's corporate policy encouraged getting low-income and minority customers into high levels of debt, because everyone loves a default. […]

51 Frugal Goals for a Birthday Weekend

It's the birthday weekend, and I'm celebrating the 51st candle on my slice of lifetime cake.With a gin and tonic and a lime-scented spirit of frugality, I am making these 51 wishes (goals) for the next 12-month period.To save an extra $5,000 in my retirement account.To spend less money on junk food.To write 51 letters (snail mail) -- roughly one letter per week.To write or revise 51 poems.Read 51 […]

The Great Plastic Packaging Reduction Update: How We're Dealing with Phase Two

By Myscha Theriault A while back, I wrote a post detailing thirty different ways we were using less plastic packaging around the house. It was a little overwhelming at first, even with all the steps we had previously taken to reduce waste in general. Still, we made a pretty good initial dent in things. […]

How Low Can You Go? Dal, Chilean Style

In April and May, National Public Radio featured a series on inexpensive gourmet dishes entitled How Low Can You Go?” Although many of the dishes looked quite tasty, most of the dishes weren’t actually all that inexpensive, often narrowly getting below $10 to feed a family of four, and many involved arduous cooking processes. […]

Submit Your PF Posts for the Carnival of Pecuniary Delights

By Greg Go Wise Bread is hosting the next Carnival of Pecuniary Delights and we're excited about the opportunity! This carnival by different because submissions do not have to be new blog posts. As long as the post is on topic (personal finance, frugality, money related) and good, it can be one week or two years old! […]

I Earned 20% More After Reading This Book

By Frugal Duchess Within the last 30 days, I've increased my monthly income by about 20 percent and I give credit to a book (from 1944!) that has really rocked my world, namely: How to Stop Worrying and Start Living by Dale Carnegie. […]

What is Money?

Here's a long but interesting comment that a reader recently left on my post titled Money is a Tool. I felt it was worth sharing with everyone since it's likely to spark some discussion: What is money? With all the literal and varied interpretations of what is money all about, let me point my views about it. Money is just a medium of exchange. […]

Possible Federal Action on Credit Rate Hikes

Nationwide, and probably on your street as well, credit card issuers are making life tough for consumers by raising rates and adding fees on otherwise good customers. The recently passed Credit CARD Act of 2009 is meant to protect non-risky customers from arbitrary rate hikes, among other things. Now, Senator Chris Dodd of Connecticut is asking Federal Regulators to review recent actions taken by […]

Tips for Avoiding a Foreclosure Prevention or Loan Modification Scam

By Xin Lu Rising home loan delinquencies and foreclosures have made con artists very  busy.  These scammers use the public records to find homeowners who are in trouble, and then use a variety of schemes to take the homeowners'  money and property in the name of helping the homeowner avoid foreclosure.   If you have late payments on your home loan then it is likely that you will be targeted. […]

Best Deals For Friday 7/10/09

By Paul Michael Today's WISEBUY. Back Again. Great Deals In The FRIDAY AMAZON SALE. Prices slashed on various products in Amazon's reliable Friday Sale.   1. FREE Gardein Vegetarian Entree Click where it says "take me to the freebie" and fill out your info so they can mail you a coupon for a free entree.   2. […]