Chase Freedom $200 Signup Bonus

In talking about the Chase bonus categories last week, I mentioned that they were offering a $100 signup bonus, but guess what? They’re actually offering a $200 bonus! As it turns out, they have two different offers for the same card. The one that I linked to last week includes a 12 month 0% balance transfer as well as the $100 signup bonus. […]

Kids & Money: Help Your Kids Avoid Materialism

A couple of years ago, my son was sure that the key to happiness could be found in the acquisition of a single Transformer. Of course, after he had that Transformer for a few days, the novelty wore off, and he was sure that some other toy would result in true happiness. […]

The Best Spending Decision Ever Made

Sound Mind Investing author Matthew Pryor talks about the best spending decision he and his wife ever made. He begins with this story about how banks were dealing with them when they were looking to buy a house: Lenders were asking, "How much house can you afford?" with the implication being, however much you can afford is what you should buy. […]

Frugality Won’t Make You Rich

Instead, it makes it possible for you to get rich. Lately, I’ve read statements in personal finance books where people claim that “frugality won’t make you rich.” They make the valid point that if you cut out some small thing – say, a $5 daily expense – you wind up with less than $20,000 after ten years. “What good is that if it brings you misery?” they ask. […]

2011 Stimulus Package: American Jobs Act

Update: The Buffett Rule, if implemented, could help pay for the American Jobs Act. As long as the public holds the general impression that economy isn’t favorable, and that’s certainly the case, for example, when unemployment is high or after a stock market crash, political leaders will propose stimulus plans to help move the country in a more favorable direction. […]

Schwab Invest First 2% Cash Back Card Officially Dead

Now that the Schwab Invest First 2% Cash Back credit card is officially closed, consider one of the alternatives below. Owners of the very popular Schwab Invest First Visa credit card, which offered 2% cash back on purchases deposited directly into a Schwab account, have started receiving word that their favorite card will be converted to another offer. […]

My (Virtual)Bank Failed!

Despite the exclamation point, this is actually not a big deal. Remember Virtual Bank? It was one of the first online bank accounts I had and it was included in an early 2007 “state of the high yield online savings account” post, a post I never revisited. Those were the days… most online banks offered rates in the high 4% with some breaking 5%. […]

Drugstore Price Comparison: Online vs. In-store

This post is from staff writer April Dykman, who recently wrote about her desperate attempt to find authentic tacos al pastor in Austin, Texas. I used to buy most of my drugstore items online. One reason was convenience — I typically have to go to two or three stores to find everything I use, especially since I favor earth- and people-friendly personal care items. […]

Ask the Readers: Do You Buy or Pack Your Lunch?

Editor's Note: Congratulations to Bryan, Garon, and Jennifer W for winning this week's contest! If you don't work from home, chances are you eat at least one meal a day outside the comfort of your home. When it comes to lunch, some people prefer to save money by bringing their lunch to work. Others opt to eat out when lunch hour rolls around. Do you buy or pack your lunch? […]

It Was on Sale…Now How Do I Cook It?

One of my favorite ways to save money on groceries is to shop based on what’s on sale in the meat and produce section. Although this requires a little more creativity, I find that I end up buying a wide variety of healthy foods for cheap. […]

How a 5-Minute Email Saved Me $140

Occasionally I like to share a customer service story with you. I’ve had run-ins with several big corporations in the past, including Comcast, Walmart, and Hobby Lobby. This time, Best Buy and I almost came to blows. But thanks to a stellar customer service experience and some wonderful Best But employees, it became a story with a happy ending. […]

Being Retired? That’s So Tired

The American paradigm for decades was that you worked for an employer your entire life. […]

Best Money Tips: How to Save Money on a Car

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on how to save money on a car, reasons why you need a financial advisor, and how to save on your electric bill. Top 5 Articles How to Save Money on a Car — To save money on a car, never negotiate based on monthly payments. […]

My New Credit Card Strategy

Since it looks like the FIA Services 2% card is dead meat in a couple months and I've been testing an alternative plan to my old credit card strategy anyway, I thought I'd share my results and detail my new credit card plans. Here's what I'll be doing to earn the most possible cash back rewards: 1. I've changed my main card to the American Express Blue Cash Preferred card. […]

Saving Pennies or Dollars? Making Your Own Soda

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

How to Retire Early from a Couple That's Done It

In 1991 Billy and Akaisha Kaderli retired at the age of 38. Yep, at 38. They have been enjoying their unusual lifestyle for the past 21 years, traveling the world and enjoying their free time in a manner most people simply dream about. The good news for you? […]

Finances in 55: Automating Your Finances

One of the ways you can streamline your finances is to automate them so that you don’t have to worry about paying bills and transferring money into your savings account. Many people enjoy having their finances on automatic, since it means fewer things to worry about. […]

Bank of America Cutting More Jobs

After Bank of America investors have endured a year of suffering, Bank of America employees will start to feel the company’s troubles. […]

How to Grocery Shop for Five on $100 a Week

This post was brought to you by T-Mobile. America's Largest 4G Network -- Now faster than ever. Click here for more details. People are sometimes shocked to hear that I spend only $100 a week on groceries for a family of five. I've even been accused of not telling the whole truth. Confession: Five mouths for $100 is not the whole equation. […]

How to Streamline Your Morning Routine

Save Time With These Tips It’s time to send the kids back to school and with that in mind, there has to be a better way to get out the door in the morning. Missing keys and misplaced permission slips can put a damper on your day and make it difficult for you to get to work on time. […]