Living Cheaply for the Long Term

By Philip Brewer Frugality sites are full of advice for cutting your expenses right away. Everybody's got a list of unnecessary expenses, an exhortation not to buy stuff you don't need, and some ideas for how you can get the things you do need more cheaply. Living cheaply for the long term is different. Call it "strategic frugality." Most people don't really have a goal to live cheaply. […]

Way to Save #144: Use Hand Towels

Save a tree or two. Use a clean hand towel in the kitchen instead of always reaching for paper towels. […]

Any PlayStation 3 Experts Out There?

If anyone reading this blog is very familiar with the PlayStation 3 and is willing to have an email dialogue with me (I have some questions), please leave a comment below with your email in the proper blank (no one will see it but me) and I'll email you. As you might imagine, this has to do with a Christmas gift. :-) […]

How to Cook More, Eat Out Less

For health and financial reasons, my wife and I have been cooking more of our meals at home. […]

Job Loss: Got a Financial Game Plan?

This post is from GRS staff writer April Dykman. According to the Bureau of Labor Statistics, the number of unemployed was 15.4 million and the jobless rate was 10 percent in November. […]

Getting Out of Debt: Reductionism and Holism

We’ve updated our list of the best online savings accounts, so if you haven’t checked in recently, take a look at the latest reviews and interest rates. As a teenager I was fascinated by Douglas R. Hofstadter’s book, Gödel, Escher, Bach: and Eternal Golden Braid. The book explores set theory, computer programming, logic, philosophy, genetics, music, Zen, and art. […]

Opening a TreasuryDirect Account

Last night, I finally got around to opening a TreasuryDirect account. For those that aren’t familiar with TreasuryDirect, it’s the web portal for investing in Treasury securities. […]

Mindless Spending 2: You'll Get By with a Little Help from Your Friends

The following is a guest post from Marotta Wealth Management. Both mindless eating and mindless spending rely on our subconscious need to follow scripts to pace our consumption. Community plays a huge role in regulating our financial destiny--either a path of savings that builds real wealth or a path of spending that leads to impoverishment. […]

Make A Car Donation and Get Tax Relief!

Are you taking any income tax deductions? We love our cars, don’t we? But there comes a time when we are paying more out for those cars than they are giving back to us. We must let go. How best to do that? Sell it? The disadvantage of selling an old used car is that you will have to be around for the tire kickers. […]

The Big Clean

A few weeks ago I took two vacation days off from work and our whole family had some cleaning days. Not the sort of dusting/vacuuming/washing kind of cleaning. […]

Ask the Readers: What's Your Healthy New Year's Habit?

By Linsey Knerl New Year's Resolutions will be a hot topic in the coming weeks, and some of the most common resolutions will involve your personal health. Whether you're looking to lose weight, kick the smoking habit, or scale back on the caffeine, many of us have — at one point or another — made a health care resolution. It's even more relevant with talks of health care reform. […]

What’s Your Motivation?

As I sit in my office and look out the window, I can see a number of people and a few pieces of construction equipment busy at work about a quarter of a mile away. It just happens to perfectly line up that I can see the workers if I turn my head to the left from my natural position at work. At first, the construction somewhat annoyed me. […]

Obama’s New Job Boosting Ideas

President Obama gave a “major speech” today (out of curiosity, can anyone tell what makes a speech major?) outlining several new proposals for boosting job creation and ensuring job stability. More than 90% of all economic indicators point to a recovery already in progress, but unemployment, even though it went down in a dramatic way for the first time last month, is still painfully high. […]

Don’t Buy A Home Within 5 Years of Graduation

Whenever I or my wife tells people what I do (personal finance blogger), invariably one of the next few questions they ask is if I have any stocks picks for them. After I’ve explained that I don’t do that sort of thing, the next topic usually has to do with buying a house. […]

Even I Have My Limits

If you've been a long-time reader here at Free Money Finance, you'd probably say that I'm "frugal." You might even say that I'm "cheap." (That’s ok, I can live with it.) :-) People who know me better range in their descriptions of my cost-awareness as well. […]

Best Deals for Tuesday 12/08/09

By Lynn Truong Check out our best deals today in $10 and Under, Gifts, Video Games, Apparel, Shoes, Toys, Auto, Outdoor, DVD, Desktop PC, Laptop, TV, and Camera. Don't forget to pick up Wise Bread's 10,001 Ways to Live Large on a Small Budget — it's a great (and thoroughly useful) stocking stuffer! Freebies FREE When We Left Earth: The NASA Missions Season 1 (trailer starts when you land on this […]

Lending Club New Investor Bonus $64.62

Lending Club, one of the two most popular peer to peer lending networks, is now offering a $64.62 bonus to new investors that sign up through one of our links before December 31st, complete their registration and link a bank account to their Lending Club account. […]

Are Zhu Zhu Pets and Other Popular Toys Dangerously Toxic?

By Xin Lu The hottest toy of this holiday season is a little electronic hamster named the Zhu Zhu Pet. The $9.99 toy is this season's Tickle Me Elmo and parents are lining up early to snatch one for their kids. Millions of these cute little toys have been sold, but a consumer products website called Good Guide claims that these toys contain some toxic chemicals. […]

20 Signs That You Were Raised By TRUE Money-Savers

By Marla Walters The United States Department of Agriculture predicts that in 2010, the prices of meat or poultry will increase by 1.5% to 2.5%. The prices of fresh fruits and vegetables will rise 3% to 4%, as will cereal and bakery products. Based on this outlook, I would say this is a good year to learn how to garden, if you have not already. […]