When Going Into Debt is Worthwhile

On a macro level, debt was a force behind the incredible economic expansion over the past two centuries, and the availability of debt at the family level played a role as well. […]

Poor Man’s Guide to Rain Barrels

For those who have been following our exploits in gardening, you may recall that we put our plants in pots and leave them on our deck. This ensures they get the maximum amount of sun. There is a downside to our strategy, the spigot for the hose that sits on our deck is on the ground floor. […]

Lending Club Historical Repayment Rates

As a followup to my recent posts about investing through Lending Club, I thought it would be interesting to crunch some numbers related to historical loan performance. One obvious concern when it comes to peer-to-peer lending is that the borrowers will default. At best, this will severely dent the return of your overall portfolio. At worst, you’ll wind up losing money. […]

From Homeless to Homeowner

I'm a sucker for a real-life story of how someone did something "great" in their finances. Maybe the made a stellar career out of nothing, saved $2 million on a $40,000-a-year income, or gave away 90% of their earnings to help a charity. […]

$8000 housing tax credit can now be turned into cash at closing according to FHA

By Xin Lu As part of the Obama stimulus plan passed in January, first time home buyers in 2009 are entitled to a tax credit of up to $8000 that they do not have to repay. […]

The Google Way: A Book Review (And a Chance to Win!)

By Linsey Knerl First off, let me say that even though Google is a “tech” company, you don’t need to understand or even like tech to get a whole lot out of this book.  Even with an interest in the industry, I found myself skimming over some of the beginning pages of the book, with its basic explanation of the invention of page ranking and slight references to Boolean operators.  Rest assured, tha […]

Find A Cheap Prescription and Discount Medication Using Medtipster

More ways to lower your health care costs. I’m starting to get to that age where the need for medication is beginning to creep up on me. […]

The One Thing that Makes a Winning Resume

Ok, so the title's a bit misleading. There are several parts that go into making a winning resume. That said, there's one specific part that is greater than all the others. Here's how Yahoo describes it: Tantalize them with a bulleted list of specific achievements. […]

Crappy practice is a waste of time

By Philip Brewer If you want to get good at something, you need to practice. If you're not trying to get better, and just want to enjoy doing whatever it is, there's no need to practice--do what you love and ignore anyone who wants you to do it better. But if you're going to practice, then practice. Don't do something else and call it practice. […]

The Simple Dollar Podcast #2 - The Fulfillment Curve

The second episode of The Simple Dollar Podcast focuses on the fulfillment curve. I talk about my own battles with overdoing it and finding a healthy balance, and relate some tips for finding good balances in your own life. Also discussed: coffee shop stereotypes, M.C. […]

A New Perspective

The following is a guest post from Glen Allsopp from PluginID. We are a generation abundant in such fine qualities as impatience, greed, and the need for a quick-fix. The "magic pill" if you like. When it comes to making money, we're the same. We want the quick, easy, cash generation solution rather than something we have to work for. […]

Using Fuelly to Track Your Gas Mileage

With gas prices rising, people are beginning to talk about fuel economy again. This year, there’s an added wrinkle to my own concerns. In April, I ditched my 2000 Ford Focus for a 2004 Mini Cooper. The old car used regular unleaded, but the new one uses premium. […]

Can credit cards be used for good, or are they just evil? (Answer to Win $10!)

By Linsey Knerl We hear both sides of the argument all the time here at Wise Bread.  Assuming that you think credit cards can be used responsibly, how would it be done?  And for those who think credit cards are evil, why do you think so, and what do you use instead? Credit cards are not one-size-fits all, and either is the average consumer.  We'd love to hear your stories of credit card use:  wha […]

Summer Cocktail Roundup

By Myscha Theriault Looking for some fresh summer cocktail ideas to ramp up your repertoire this season? I called a few folks from the beverage blogging community to see what they could recommend. […]

Achieving Your Goals Is About You

If you talked to me three or four years ago and asked me about my approach to personal finance, I would’ve told you that you should always pick the mathematically optimal path and try to adhere to it as much as possible. I was fortunate enough to have the discipline, a credit to my parents, to almost always be able to follow what I believed was the optimal path. […]

How To Do a Mid-Year Financial Checkup - Things to Think About This Summer

Most people really take a good look at their finances at two main times throughout the year: the very end or beginning of the year and come tax time. While these are great times to focus on your finances it is important to remember that the year is long and your life and the world around you is constantly changing. […]

How to Save $10k in 10 Months While Making a Low Wage in an Expensive City

I get all sorts of "I can't save that much" comments quite often here. That's why I post examples of how people have gotten rich (or at least well off) despite the fact that they didn't/don't earn very much money. The key? Spending less than they earned. And if they can do it, so can others (including you, Mr. […]

Best Deals For Tuesday 6/9/09

By Paul Michael Today's WISEBUY. Up To 75% Off TEVA FOOTWEAR (dealnews) Teva.com knocks up to 75% off select men's and women's footwear listed in its clearance section. Plus, get free shipping on all orders via coupon code "FATHERSDAY09". Deal ends June 11.   1. […]

10 Banks Allowed to Repay TARP Bailout Money

Ten banks have now been approved by the government to being repaying taxpayers for a portion of the more than $700 billion the industry has received from the Troubled Asset Relief Program (TARP) in total. […]

I Got My New Schwab Visa

Just a quick note to let you all know I received my 2% Schwab Visa credit card this past weekend. I called to activate the card, then called another number (a pain, why couldn't it be the same number?) to link it to my Schwab brokerage account. Now I'm ready to charge away! I'll keep you all updated on the card if anything interesting occurs. […]