Garden Ideas for Small Spaces

There's no better way for me to wind down at the end of the day than by relaxing on my patio, staring off into luscious green foliage. Yet with a move on the horizon, from residential house to suburban apartment, I realize I can't forgo the garden even if my patio is a scant 8 feet by 10 feet. […]

Best Money Tips: Renew Old Stuff With Dye

Welcome to Wise Bread's Best Money Tips roundup! Today, we have a colorful tip to make your old stuff new again, a way out for those feeling buyer's remorse on a group deal, a list of 10 most useful Firefox shortcuts, and a way to make extra money...working for Wise Bread! Top 5 Articles Dyeing to Renew: Make Your Old Stuff New Using Dye! […]

Why Retirees Are Using Annuities Instead of Early Social Security

ShareThisAs some Baby Boomers reach retirement age, they have postponed taking Social Security until later in their lives. Social Security attempts to average benefits over the expected lifetime remaining for its participants. […]

Dave Ramsey Debt Snowball Payoff Strategy

Dave Ramsey is most well known for an idea known as a “debt snowball” repayment plan. The idea taps into human psychology and our desire to reduce the number of something, even if the sizes of those “somethings” vary (more on this idea this afternoon). […]

Allowance: For Learning or Reward?

This is a guest post from Gail Vaz-Oxlade, the host of the popular Til Debt Do U$ Part on CNBC (Saturday nights at 10 and 10:30). Gail is a columnist for Yahoo Canada, Chatelaine, and Zoomer Magazine and blogs daily at her website, where she also offers terrific tools people can use to dig themselves out of the hole. […]

Student Loans and Earnings

I have been reading the best book I've ever read on preparing financially for college. The book is Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents and I'll be sharing a bit of it over the next several days. Today I want to share some of the book's thoughts on student loans and earnings. […]

Get Your Debt Under Control With These Debt Fighting Tricks

This week, I’m taking a little break. But I’m giving the floor over to some great guest bloggers, the first of which is this one! Today’s guest post is brought to you by Ninja over at Punch Debt In The Face, where he blogs about all sorts of silly things like money, marriage, and unicorns. If you like his stuff, take a minute and subscribe to his feed. […]

Personal Finance 101: How Does an Annuity Work?

Sometimes, it’s really no surprise to me that so many people are uncomfortable when it comes to managing their finances. […]

A New Rule-of-Thumb for Renting versus Buying?

Here's a piece from Dr. Thomas Stanley that cites a NY Times article with a new (at least new to me) rule-of-thumb for helping to determine whether it's better to rent or buy a home. […]

Yet Another Alternative to Bush Tax Cuts Expiration

Yesterday, I went over the three alternatives to how Congress might deal with the expiring Bush tax cuts. As it turns out, retiring Senator Chris Dodd, who is the chair of the Senate Banking Committee, has suggested that the tax cuts be extended for everyone earning less than $500,000, rather than President Obama’s bar of $250,000. […]

Ask the Readers: Will You Vote This Election? (Chance to Win $20!)

**Congrats to our winners!** Comment from Belinda - I mailed in my absentee ballot a couple of weeks ago. Tweet from @1bets1 - I always vote! This election we have county officials up for office Facebook user "Like" from Danyell Grissom What are you doing this November? […]

Credentials versus Accomplishments

Here's a great piece from the Wisdom Journal on credentials versus accomplishments. Basically the discussion centers around which is more valuable -- education in a subject or success in it. As it pertains to personal finance, here are the extremes of these two options: A financial planner who has every professional certification and degree you can imagine but he's either not doing well fina […]

Fun and Frugal Family Entertainment Ideas

Families that play together stay together. While there are a number of free entertainment activities your family can engage in, there are also plenty that cost money. […]

Making It All Work – Getting Control: Capturing

This is the fifth entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. New entries in this series will appear on Tuesday mornings and Friday mornings through December 10. This chapter is where the meat of the book begins, in my opinion, this chapter and the ten that follow it make up the heart of the book. […]

Eat 256 Big Macs to Win a $5 Gift Card

One of my most popular articles on Wise Bread is about cracking the McDonald's Monopoly game. In it, I outline the rare pieces and how many of them are in circulation. Well, someone has decided to take that information one step further. […]

6 Indirect Ways Taxes to the Rich May Hurt You

With Congress taking their time with the discussion of extending the Bush tax cuts, everyone seems to have stated their opinion on whether high income earners should have their taxes raised. […]

Social Security and Retirement Planning

Have you ever looked closely at that Social Security statement that shows up in the mail around your birthday? Have you ever really analyzed it, or did you just check if your earnings were correct and file it away? […]

7 DIY Tips to Winterize Your Home for Cheap

There are two kinds of home winterization tips. The first variety often involves spending a load of money to upgrade your energy efficiency. […]

Guest Post: Now is the Time to Think Long-Term

I've got a guest post up at Get Rich Slowly on why now — when interest rates are very low — is the time to think long-term. About twenty-five years ago (as an example of long-term thinking), I had a whimsical investment idea: Buy some cheap land and plant hardwood trees. […]