Tips for Making a Major Purchase

Making a big purchase can be a nerve-wracking process. You worry about paying too much, you can’t decide whether or not to get the extended warranty, etc. In the end, you just don’t want to waste your hard earned cash. The good news is that it doesn’t have to be a stressful experience. […]

Be More Involved in Your Financial Planning

This is a guest post from Tough Money Love, the personal-finance blog that doesn’t pull any punches. You don’t have to look far in our economy to find someone willing and able to assist with your financial planning. Bankers, insurance agents, stock brokers, wealth managers, and professional financial planners are everywhere. […]

Request & Check Your Specialty Reports Annually

Most people are now aware that they can get a copy of their credit history from each of the three major credit bureaus every twelve months. We can thank the Fair Credit Reporting Act (FCRA) for that right (which you can exercise by going to What most people aren’t aware of is that the FCRA also gives you the same level access for other “specialty” reports as well. […]

Ask the Readers: I used to __, but now I __ to save money.

By Greg Go Congrats to the Winners! Winner 1: Comment #130 from Paul (Fiscal Geek) I used to just let our overdraft credit line pick up any checking account overages now I use You Need a Budget almost every day to track my expenses. I used to check my email every 3 seconds from my phone now I enjoy a quiet moment without a data plan. Winner 2: Tweet from @mattbramanti @wisebread I used to just […]

What the World Does Not Need and Why I'm Doing It Anyway

As regular readers know, I am a weekly participant in blog carnivals. I've detailed both the benefits of participating in and hosting blog carnivals and have done both throughout the life of this blog. I enjoy and recommend many of the current blog carnivals and I submit something to many of them weekly. […]

Interview on CBC Radio’s The Point

Be still my squawking heart. I’ll be doing an interview for The Point with Aamer Haleem on CBC Radio 1 on Tuesday, May 26 at 2pm your local time. CBC’s The Point is a provocative and entertaining series of conversations featuring guests who bring personal experience and opinions on a variety of topics. […]

Would You Take This Job? The Toughest Jobs In America

In your opinion, what’s the toughest job in America today? I think these are close seconds. Refuse and Recyclable Material Collector Logging Worker, Lumberjack Fisherman Zoo Worker Septic Tank Worker Police Officer Or what about the myriad other really difficult jobs (in my mind), such as working at a slaughterhouse, being a firefighter, or manning a prison or juvenile hall? […]

What’s Next After Retirement Savings?

Quite often, financially intelligent young professionals get out of school, start in the professional world, and actually stick quite strongly to the “spend less than you earn” mantra. They fund their Roth IRAs and their 401(k)s, but they still find themselves spending much less than they’re bringing in. […]

Three Standard Store Practices that Seriously Rock My World (And I Don't Mean in a Good Way)

By Myscha Theriault I understand we all need to make a buck. I also understand that the folks in charge need to make decisions about things such as price hikes and product locations according to whatever their marketing and sales gurus are telling them. […]

Reader Mailbag #64

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. As usual, we’ll start things off with a few links to older articles that directly answer questions I’ve heard recently. […]

Memorial Day: Remember the Fallen

Thank you to all the brave men and women of the Armed Services who made the greatest sacrifice so that we may enjoy the freedoms and liberties that come with being a citizen of the greatest country in the world. […]

Free Summer Movies for Kids - 2009 Edition

In honor of Memorial Day, which marks the unofficial start of summer, it’s time to start thinking about cheap entertainment for you and your kids. Given that catching a movie is one of the best ways to beat the heat, I’ve put together a list of free (or really cheap) summer movie theater promos. […]

The Boat Experience: The Means Justify the Ends

This is a guest post from Michael H. It’s the story I alluded to when I first wrote about the third stage of personal finance. I was afraid to run this story when Michael submitted it last year. I thought it encouraged foolish behavior. Now I understand that it does no such thing. […]

Personal Finance Advice: One Size Does Not Fit All

It is human nature to search for Truths that describe the world we live in. This is one reason why personal finance gurus are so popular amongst a group of individuals that listens. […]

Happy Memorial Day

Just wanted to say Happy Memorial Day to everyone (it's a holiday where we remember the service and sacrifice of our veterans and enlisted men and women for those of you outside of the United States). Like most others in the U.S., I'm taking the day off -- I'll be back tomorrow. Thank you to all our veterans, enlisted personnel, and their families. […]

Job Layoff vs Pay Cut: What’s Your Preference?

At first, this may seem like a strange question, but you’d be surprised by the responses you’d get if you ask it: would you leave your job during the crisis? Would you prefer to get laid off or would you take a pay cut to save your job? There are reasons why you’d opt for one situation over the other — the only answer I can give here is that it all depends. […]

Six Cheap and Fun Children's Items at Target (They're Plastic Free!)

By Myscha Theriault I found myself in between an errand and an appointment today with time to kill. There was a Target store right next to the eye clinic my husband needed to go to, and we had about thirty minutes before it opened. He grabbed a table at the snack area to study, and I decided to cruise the aisles for penny pinching inspiration. […]

Review: Craft Inc.

Every other Sunday, The Simple Dollar reviews a personal productivity, personal development, or entrepreneurship book. Discover your passions and make a living from it. It’s an idea I talk about quite often on The Simple Dollar - and it often gets pooh-poohed by people who believe strongly in work-life separation, that you should do a job that maximizes your income for your effort. […]

Podcast 5: Pursuing Your Passion and a Dual-Income Budget

Today’s podcast features an interview with J.D. Roth from popular blog Get Rich Slowly. J.D. talks with Tom Dziubek and me about how he was inspired to begin writing about personal finance and his decision to leave the corporate world behind and take his passion to the next level. Tom also speaks with Bryan J Busch from Stop Being Broken. […]

Free Book

For all of you Sunday readers, here's a free book offer. It's a giveaway of the book "Money Matters" from Larry Burkett. Simply click the link, follow the instructions, and the book's free for you. Enjoy! […]