5 Simple Ways to Save on Thanksgiving

By Stacy Johnson While the price of food hasn’t been escalating like it was last year, a trip to the grocery store can still be expensive. Especially when you start adding in feasts like Thanksgiving!  But it's remarkably easy to serve up savings along with that gravy. […]

Consumption Smoothing and Why It Doesn’t Work

When I was a young professional, my income was relatively low – substantially lower than it was even five years later. I knew that over time, my income would go up; my career path offered lots of opportunities for growing one’s wage and I was dedicated to my career. […]

Way to Save #126: Know The Phone Lingo

It’s hard to shop smart for something when you don’t know what questions to ask. In long-distance land, there are three major ones. First, “What is your cost per minute?” Second, “What is your billing increment?” Billing increment is crucial if you make lots of calls, and especially lots of short calls. Billing increments for [...] […]

My Advertising Crash Diet

This post is from GRS staff writer April Dykman. Thanksgiving might be my favorite holiday, and in large part that’s because I spend it camping in Terlingua Ranch and hiking, backpacking, or kayaking in Big Bend National Park (about 15 minutes away from the ranch). I get mixed reactions when I tell people that’s how my family celebrates the holiday. […]

How Much is Too Much for a Church Building?

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Today we have a guest post from Money Help for Christians. […]

Banks Can Manipulate Your Transactions, Then Charge You 1750% Overdraft Fee

By Will Chen When Jeff Ledford overdrew $10 from his checking account, Bank of America charged him five separate overdraft fees totaling $175.  That's a 1750% interest for going over $10.  (Jeff is unemployed, by the way.) Your Bank's Dirty Trick Jeff got screwed because his bank dealt with his charges out of order, processing the largest transaction first. This common practice allows banks to d […]

The Simple Dollar Time Machine: November 21, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

PerkStreet $50 Bonus Promotion

High yield savings accounts are all the rage these days because of their high interest rates, but there are very few online checking accounts making the rounds. […]

Book Review: How Gen Y Employees Can Save You Money and Grow Your Business

By Xin Lu Generation Y is generally defined as the group of people born between 1977 and 1995. In Y-Size Your Business: How Gen Y Employees Can Save You Money and Grow Your Business, "generation expert" Jason Ryan Dorsey writes about the generation gap in the modern workplace and how business leaders can motivate and best use their Gen-Y employees. […]

It’s Not the School, It’s the Student

Yesterday, I read a fascinating research paper by Stacy Berg Dale and Alan Krueger (you can read the abstract here) which offers up a surprising result. In a nutshell, once you take a student’s pre-existing talents into account (as shown by standardized test scores), the school they attend has almost no impact on their lifetime earnings. […]

Way to Save #125: Shop Your Long Distance

Internet sites like www.trac.org and www.abelltolls.com can help you find the best long distance calling plan for your needs. If you don’t have Internet access, go to the library. Remember: part of your monthly phone bill goes to pay for library Internet access, so use it! Even if you aren’t willing to go to the [...] […]

Know Your Rights Against Debt Collectors

The following is a guest post from Kathryn Katz, an avid cat lover, single mom, internet marketer and professional copywriter. Kathryn is a Certified Personal Finance Counselor and works for Consolidated Credit Counseling Services. Many consumers have suffered from financial difficulties during the recession. […]

One week until Black Friday (Fiscals)!

Can you feel the excitement??? All of that black ink just waiting to be put on the ledgers?? Nah, I can’t either. […]

How Do You Feel About Mandatory Gratuity at Restaurants?

I don’t usually eat out (since I have no friends to eat with — haha), but when I do eat out, I generally try to be a fair tipper. […]

Can A Home Loan Modification Ruin Your Credit?

To follow up on her story about dealing with loan modification companies, we bring you this post by Stacey Doyle. After paying our mortgage on time for eight years, we found ourselves three months behind. To try to save our home and finances, we are considering a home loan modification. Unfortunately for us, we are past due on other bills, so our credit rating has plummeted. […]

“So, What Do You Want for Christmas?”

Over the past few weeks, I’ve heard this question several times from various people who find me on their Christmas gift list this year. I’m guessing they’re all thinking more or less the same thing: what do you get for a guy who doesn’t really want anything? So they ask me, and then I’m left with that difficult question to answer. Frugal people are often the hardest to buy winning gifts for. […]

What Real Millionaires Do

I'm done reading my copy of Stop Acting Rich: ...And Start Living Like A Real Millionaire and I'll be posting a bit on it here and there. But for now I wanted to share a general overview of the book's findings  regarding what real millionaires do: Dr. […]

Enforcing Tax Laws Works. Go Figure.

Earlier this Fall, the IRS was offering an amnesty program for offshore tax cheats to come forward and admit their wrongdoing, thereby getting a more lenient punishment. Nearly 15,000 Americans who knew they were cheating came forward and admitted their bad behavior. […]

3 Ways to Ban Spam and Stop Junk

By Stacy Johnson   I work at home, often under high pressure, so I'm not fond of interuptions. […]