Retirement Investing Advice For Late Start Investors

When did you start saving for retirement? Think you’ve missed the boat because you didn’t get a chance to invest early? Reality Check For Those Nearing or Approaching Retirement Age Awesome image by Mark Stivers For many of us who are 65 years or older, we live by our social security checks. […]

Pay Back the Homebuyer Tax Credit?

Did you know that you have to pay back the homebuyer tax credit if you claim it and then sell your house (or otherwise stop using it as your principal residence) within the next three years? I didn’t, but apparently that’s the case. […]

The Second Life of Food

This morning, I was doing a bit of advance planning for our dinner this evening. […]

Fed Finally Stops Overdraft Fees on Debit Cards…Kind of

If you used your debit card to buy a $3 latte when there was only $2.95 in your account, you were suddenly drinking a $33 latte. […]

How to Spend Smarter This Holiday Season

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. […]

How to Become a Billionaire

Forbes recently looked at the lives of several ultra-wealthy individuals and came up with this list for how to become a billionaire: Their parents had a high aptitude for math. They were born in September. They were either college drop-outs or went to Yale. They worked at Goldman Sachs. All strikes for me -- no wonder I'm not a billionaire. […]

Dream Job or Day Job?

By Philip Brewer Most people I know have a frustrated passion. There's something they'd rather do a lot more of, but making a living gets in the way. Some people simply accept that their passion will get short shrift, while other people make great efforts to arrange their life so they can follow their passion. […]

Best Deals For Friday 11/13/09

By Paul Michael Today's WISEBUY. The Friday Amazon Sale Gives Great Deals To All Get yourself over to Amazon for a few steals right before the big Black Friday deals begin   FREE 10-Pack of iPod Nano 3G Cases - Just pay $4.99 s/h Valued at $199.99. Get one for yourself, sell the rest for profit.   FREE Download From CMA Award Nominated Artist Choose from over 3000 songs! […]

Stock a Natural Food Pantry for Less

By Sarah Winfrey Most people are under the impression that, while eating natural is healthier, it's also more expensive. And I'll grant that, sometimes, this is true. […]

How Foreclosure, Deed in Lieu, and Short Sale Affect Credit Scores

By Xin Lu Currently millions of Americans are delinquent on their home loans or facing foreclosure. Foreclosure, deed in lieu of foreclosure, and short sales are several ways for borrowers to get out of a mortgage that is no longer affordable. […]

Giving Experiences, Not Things, This Holiday Season

The holiday gift-giving season is upon us once again. For many of us, that means stress. What gift can we give to the people we care about that actually means something? Why do the holidays have to be so expensive after we buy gifts for everyone on our Christmas list? […]

Way to Save #117: Air Dry Your Clothes

If you’ve got a decent sized family, hanging your clothes out to dry can save you $40 a month in electricity. […]

The Roth IRA Made Easy

Starting a Roth IRA is one of the easiest — and best — steps you can take to save for retirement. I know I’ve written a lot about the Roth IRA in the past, but I still get questions all the time. People find them intimidating. For example, Lynn wrote last week: I’m a 36-year-old single mother of two. I want to start investing for my future, but I am so overwhelmed by all the information. […]

Start Stockpiling Now: Four Cheap Christmas Gifts to Make

By Marla Walters Look out! Here come the holidays. Here are four of my favorite recipes that make welcomed gifts, but won’t bust your budget. Aunt Joyce’s Five-Minute Fudge Start stockpiling: chocolate chips, butterscotch chips, nuts, and sweetened, condensed milk. The beauty of this recipe is that it really only takes five minutes to set up. […]

Ally Bank Increases Interest Rate to 1.64% APY

While most banks are still lowering their interest rates, Ally Bank increased its rate today, November 13, 2009, to 1.64% APY. […]

How to Find a Good Deal

This is a guest post from Craig Ford of Money Help for Christians. If you like what you see here, please consider subscribing to his RSS feed. When evaluating purchases, some folks are just so enamored with the price. They think a good deal is all about price. I used to think the lower the price the better, so I guess you could call me a recovering price addict. […]

Your Take: Your Favorite Meal

As I mentioned last week, my lovely wife and I have started cooking more because it’s fun, healthier, and easier on the wallet. We’ve documented some of our creations on Bargaineering, from pork and shrimp dumplings to pizza to to homemade apple pie. We’ve even gone super high class and cooked up a Provençal rack of lamb earlier this year. How do we pick what we want to cook? […]

FMF Policy on Ads and Affiliate Programs

On December 1 the FTC's new "guidelines" on blogger endorsements go into effect. In their usual style of being as unhelpful as possible, the government left the guidelines fairly vague so each blogger has to figure out what to say, how to say it, and so on. […]

Star Money Articles and Carnivals for the Week of Nov 9

For weekday updates of what I find to be some of the most interesting personal finance articles on the web, follow me on Twitter. […]