Debt Ceiling, U.S. Default, and What’s Next

If you are at all interested in finances, chances are that you are aware of the current debate surrounding the debt ceiling, and the possibility of a default on U.S. sovereign debt obligations. Right now, there is a great deal of wrangling going on, accompanied by partisan grandstanding on all sides. But what does it mean? What is likely to happen if the U.S. defaults? […]

Four Dog Expenses to Consider Before Adopting Fido

When my husband and I got married, the first big decision we made together was to adopt our first dog, Miss Doxie.  A few years later, we adopted another dog, Mr. […]

Paper Savings Bonds Going Away?

Last night while noodling around on the web, I ran across a press release from the Treasury stating that they will stop over-the-counter sales of paper U.S. Savings Bonds at the end of the year. […]

Municipal Bonds Explained

Chances are that you have heard about what some think is an impending crash in the municipal bond market. Doomsday predictions about the municipal bond market prompted a drop in issuance for the first part of 2011. Dire predictions about mass defaults have largely failed to pan out this year, though. […]

The Latest Wedding Trend: Giving to Charity

Here's an interesting trend I didn't know was starting to pick up momentum. From Smart Money: When Prince William and Kate Middleton got married in March, the royal couple asked that their wedding guests donate to charity instead of giving them presents. […]

Reader Mailbag: Stevia

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling a massive pay cut 2. Balance transfer concerns 3. Saving for down payment 4. Moving or staying put? 5. What about TSP? 6. 403(b) rollover to Roth IRA 7. Checking account sign-up bonuses 8. […]

The Blurry Line Between Experiences and Stuff

This post is from staff writer April Dykman. A few months ago I wrote a two-part post about a study on how money, if spent correctly, can buy happiness. […]

Man Gives Derek Jeter’s Baseball to Team, Criticized for Everything

The other day, Derek Jeter achieved his 3,000th hit, a major baseball milestone. The hit happened to be a home run, and the fan who recovered the ball, Christian Lopez, has been in the news — well, the sports news, anyway. […]

Money Leaks: Too Much Cash in Checking Accounts

How much money do you currently have sitting in you checking account? Is it too little? Or is it too much? If you’re fortunate enough to be in the second camp, this week’s money leak is for you. […]

7 Summery Ways to Protect Your Skin

I’m not going to lie — I love tan skin. Naturally “blessed” with a speckled Scottish complexion, I’ve always been jealous of people whose skin browns beautifully in the sun, rather than simply burning to a crisp like mine. Darker skin is slimming, darn it, and I just love the way it looks. That said, I’m absolutely against tanning, even though I love the way tanned skin looks. […]

How to Avoid Phishing Scams

I offer up advertising space on some of my websites. Most transactions are fairly simple, and there's no need to exchange personal information. Recently I received an initial email, and after following up with my standard rates and services, things took a little bit of an unexpected turn. First, the woman emailing accepted my first offer, which rarely happens. […]

Best Money Tips: How to Teach Kids to Save Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on teaching your kids to save money, ways to reduce your grocery bill, and financial planning tips you can't live without. Top 5 Articles How To Teach Kids To Save Money — Teach your kids to save money by giving them three different piggy banks. […]

Religious Schools – Good or Bad Idea?

I recently met with new clients who happen to be religious people. The couple is very nice. In fact, they are wonderful people. But they struggle financially. Why? Do they have lousy jobs? Nope. They are great earners. Are they big spenders. Not really. They live very frugally except for the one item – a private, religious school. […]

What are Your Three Best Financial Moves?

The other day I was thinking about the key events in my life that helped me the most in developing a high net worth. After considering all of the issues, I came up with the following as the three most important or "best" money moves I've made in my life: 1. Went to graduate school and got an MBA.2. Married a frugal woman who is of the same mindset I am when it comes to handing money.3. […]

Join Our Tweetchat on Thu 7/14, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: How to teach your kids good fiscal habits. What kind of example are you setting for your kids? What is the best way to teach your children the value of money? […]

Billionaire Philanthropy & The Giving Pledge

In the past, we published a story on how the rich seem to give less, relative to average income folks. There are also those people who’ve lived fairly modest lives, but were only discovered to be very wealthy, after their death. […]

Chase Freedom $100 Cash Back Signup Bonus

It’s time for another credit card signup bonus… This time around, it’s from the Chase Freedom card. […]

Retirement Contributions: When Should They Delay Debt Repayment?

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Tyler wanted to know, “Should I stop my retirement contributions while i pay back my college loans? […]

How Working Women Can Earn an Extra $500k

Here's an interesting finding from LearnVest: According to a recent study from the Tilburg Institute for Behavioral Economics Research in the Netherlands, women who kept their maiden names were perceived to be more “independent, intelligent, ambitious and competent” than their married-name or hyphenated-name counterparts. […]

Best Travel Deal Websites – Which Ones Work For You?

My husband and I travel every summer.  He is a public school librarian, so we fit all of our longer vacations into the months that he has off.  If our trip requires getting plane tickets, I start searching for the best prices up to 6 months in advance.  I always hit a bunch of sites, but my favorites have been Airfare Watchdog, Travelocity, Expedia, and Southwest Vacations. Airfare Watchdog Airfar […]