Thred Up Because Kids Outgrow Clothing Fast

Clothing exchanges are wildly popular right now.  The reason behind this is really quite simple.  Frugal families simply can’t afford to buy new things every time their children hit a growth spurt or grow tired of the toys that they already have.  Rather than shell out money to purchase new clothing and stuffed animals, parents turn to their peers and work out a deal. Websites lik […]

Reader Mailbag: Winter Blues

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Helping a rock bottom friend 2. Moving around the world 3. Easing a tax burden 4. Financial wedding propriety 5. Small claims court question 6. Deeply worried about parents’ future 7. Credit report issues 8. […]

Win a Free Copy of You Need a Budget!

I am giving away a copy of You Need a Budget! Here's how the giveaway will work: 1. All you need to do to enter is to leave any comment on this post. Be sure to leave your email address (no one else will be able to see it) when you leave the comment. 2. Sometime next week, I'll select the winner at random and announce the winner on this post. 3. […]

Braces and Orthodontics: Costs and Benefits

Through most of my four years of high school, I had braces on my teeth. The braces helped to correct an overbite, and I wore them longer than most kids my age most likely because I wasn’t consistently wearing the head gear during the night as prescribed. It’s hard for me to weigh the cost versus the benefits because my parents paid. […]

Rebalance Your Portfolio

Welcome to Spring Cleaning Week! This is the first post of the week and something I think too many people overlook – rebalancing your investment portfolio. Rebalancing your portfolio is important because the key to investing is establishing a plan and following it. You can’t predict the bubbles before they happen in the hopes you can buy on the upswing. […]

The Most Important Factor in Retirement Savings

“Wanna see something neat?” Kris asked the other night. She was holding the year-end statement from her work-based retirement plan. “Sure,” I said. “Show me the money.” She handed the statement to me. “Look at my account balance,” she said. “Look how it’s grown. […]

Do You Need Renter’s Insurance?

This is a guest post from Bailey Harris, who writes for the Home Insurance Blog. If you like what you see here, be sure to stop by and check it out. Everyone knows that having an adequate insurance policy is a must for homeowners, but what if you rent? […]

How to Deal with a Boring Job

Productivity 501 suggests how to deal with a boring job assuming you don't want to -- or can't -- find a new job. Their thoughts: Asking for more responsibility. The trick is to find something that is being ignored right now so it can be done in his spare time.  Asking for more education. […]

Meet Kelly Whalen, Our New Community Manager

Kelly Whalen Introduces Herself, January 21, 2011 var s1 = new SWFObject('http://static.wisebread.com/files/wisebread/press/video/bin/player.swf','player','605','340','9'); s1.addParam('allowfullscreen','true'); s1.addParam('allowscriptaccess','always'); s1.addVariable('file','http://static.wisebread.com/files/wisebread/media/Wi […]

Index Annuity Traps: The Truth About Equity-Indexed Annuities

Have you heard of this investment product called an index annuity (also called an equity indexed annuity)? Here are some thoughts on this. Of all the trappings for investors out there, the most common kind seems to be some product tied to an insurance product. […]

9 Items City-Dwelling Dudes Should Keep in Their Bags

Every urban guy who counts on public transportation — and his own two feet — to get from point A to B knows that a good satchel is essential. Granted, carrying that bag around day in and day out can be a nuisance, but it’s required, if only because we no longer have the luxury of junking up the back seat of our SUVs like our suburban buddie […]

Best Money Tips: How to Be Less Shy

Welcome to Wise Bread's Best Money Tips roundup! Today, we share tips to help you become less shy, ways to use up stale bread, and what not to do when you order delivery. Top 5 Articles How to Overcome Shyness — If you're usually very shy, make a point of getting out of your comfort zone. […]

Wise Bread's Best and Worst Financial Decisions in 2010

With all the rush and stress of the holidays, I find it difficult to spend my late December reflecting on the last 12 months of my life. […]

Dealing with Post-Holiday Credit Card Debt

Here we are about a month after Christmas, and the first credit card bills from the holiday season are starting to arrive. Many consumers are experiencing a little sticker shock at the extent of their overspending. […]

Review: The 10 Commandments of Money

Each Sunday, The Simple Dollar reviews a personal finance book or other book of interest. I’ve been a big fan of Liz Weston’s writing, particularly her columns over at MSN Money. I’ve also communicated with her many times in the past. […]

Podcast 92: The Real Cost of Living, Carmen Wong Ulrich

On today’s Consumerism Commentary Podcast, Tom Dziubek speaks with Carmen Wong Ulrich, author of The Real Cost of Living: Making the Best Choices for You, Your Life, and Your Money.Carmen’s new book goes focuses on the “personal” aspect of personal finance, showing how the best decisions can be made by considering both the financial cost and the personal cost of a variety of choices. […]

Spring Cleaning Week

This week we’ll be celebrating Spring Cleaning Week, a week of posts that focuses on refreshing and rebooting your financial life so that you can take on 2011 with the gusto it deserves. […]

Some Thoughts on Product Placement

Please take a moment and watch this YouTube video before we get started. I’d embed it here, but the person who uploaded it has disallowed embedding of the video. If you’re unable to watch, the video is a series of clips from the movie Transformers, showing the absurd amount of product placement within the film itself. What do I mean by that? […]

Free Money Restoration Kit

I've posted on this twice before, but I wanted to remind you one more time before the offer slips away... For those of you interested, Crown Financial Ministries is offering a free Money Restoration Kit. It includes a 20-minute teaching video from Chuck Bentley, CEO of Crown Financial Ministries, the "Money Restoration Guide" (a practical budget planning guide), a Crown Money Map™, and "other too […]