Calculate Mortgage and Credit Card Interest Rate with Wolfram Alpha – Finance Hack 2.0

Every week, will show you nifty financial tricks you can do online that will hopefully make your life a little bit easier.  From reviewing the latest personal finance apps and websites, to tools that can help you save money and shop savvier, we’ll cover as many of them as possible. […]

The Money Issues Spouses Disagree On

Crosswalk lists the following as the most-frequent money disagreements among spouses (among respondents who report financial disagreements): How much we should spend on various items: 49% How much debt we should carry: 33% How much we should keep in savings for emergencies: 26% How much we should invest: 15% How much or where we should donate money: 10% My wife and […]

Mental Math and Good Spending Choices

Earlier today, I linked to an article at Free Money Finance that included a quote from Mary Hunt: Get into the habit of quickly calculating the annualized cost of things and you’ll achieve an effective way to get mindless spending under control. After reading this, a reader wrote in to me and said: I can see how a tip like that could be useful, but I’m really awful at mental math and it seems unre […]

Why Doesn’t Sam’s Club Accept Visa Credit Cards?

Have you ever wondered why Sam’s Club doesn’t accept Visa-branded credit cards? I mean, they accept MasterCard (and Discover!), so why not Visa? It’s understandable that they don’t accept Amex, as many merchants avoid Amex due to their relatively high merchant processing fees. But Visa and MasterCard credit cards have similar processing fees, so why accept one and not the other? […]

Best of Personal Finance Roundup: DIY Hotdog and Hamburger Buns

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup. Today, we give you a great recipe for homemade buns, the secret to loving your home again, and a plan for getting your grocery budget under control -- in 31 days! Top 5 Articles Homemade Hamburger and Hotdog Rolls — Where’s a good hotdog bun when you need one? How about making your own? This recipe is easy-peasy. […]

What You Need to Know Before Moving Out

This is a guest post from MD of Studenomics, a blog for twenty-somethings who want to make more money, have more fun, and get the most out of their savings. Don’t by shy, stop by and consider subscribing.You graduated from college a little while ago, finally found that first lucrative job, and now it’s time to get out of your parent’s house. Congratulations! […]

What is a Highly Compensated Employee?

Are you a highly compensated employee? No matter what you make, you probably don’t feel like a highly compensated employee (what’s that old saying – happiness is making a dollar more than you’re wife’s sister’s husband? ), but you might just be one. Whether or not you’re a highly compensated employee has an impact on your employer’s retirement benefits package. […]

5 Money Ratios to Live By

By WC Porter Money is tough: we all want more of it but we all feel a little unsure of how we're supposed to handle it once we get it. Enter the handy-dandy financial ratio: it does all the work for us and spits out a nice, round number that all we have to do is follow. […]

Tips to Remain Debt Free

As a follow-up to the seven steps to get out of debt, here are some general tips for managing the debt reduction process and remaining debt free: Get support. Have a friend, family member, co-worker, etc. come alongside you to encourage you, help you, and hold you accountable while you work your way out of debt. It’s a difficult process for many people but is made easier with support. […]

Best Deals for Wednesday 03/31/2010

Crocs coupon: 20% off boots + free shipping Ghirardelli Chocolate Squares 6-Packs for $15 + $6 s&h Babi Italia Pinehurst Drop Side Crib for $63 + free shipping Pampers Clean 'n Go Baby Wipes 60-Count Box 6-Pack for $11 + free shipping Free Sample of Parent's Choice Infant Formula […]

The Simple Dollar Weekly Roundup: Baby Prep Edition

Preparations for the baby are seemingly endless. I have a giant list of things to do before the arrival and it feels often like I add two for every one I manage to cross off. […]

The Joys of Plus Size Shopping for Women

By Margaret Garcia... I read last week’s article, 15 Reasons Plus-Size Shopping Sucks, with flabbergasted amusement. The article let off some well needed steam I thought — and I used to feel that way too — but it doesn’t have to be a pain and a chore to buy a nice outfit in a decent average size — which nowadays seems to be a plus size. […]

Convenience Checks: 6 Reasons Why They Can Cause Trouble

By Hollis Colquhoun Many people receive convenience checks in the mail and regard them as a monetary gift, another source of funds from a special-purpose checking account. Don't be fooled. Convenience checks aren't like regular checks attached to a checking account. They are a type of loan, a cash advance against the credit availability on your credit card. […]

Changing Your Life: From Contractor to the Farm

This is a guest article by SimplyForties, a 48-year-old single mother of a college-aged son, who is navigating her way through midlife and documenting it.Like a lot of people, I lost my job in the summer of 2009. I had a very lucrative position as an off-site paralegal for a retired Coast Guard commander who worked as a liability expert in cases of marine casualty. […]

Visa vs. MasterCard: Does it Really Matter?

When it comes to choosing a credit card, I frequently hear people advising others to get a Visa card because they’re so widely accepted. While I definitely buy this argument when it comes to comparing Visa vs. American Express or Discover cards, I’m much less convinced when it comes to Visa vs. […]

Six Ways to Kill Your Credit Score

Somewhere out there in the wild is a credit score with your name on it. It’s wandering the plains, being scoped by employers and lenders, seeing if it makes you worthy of a job or a loan. Perhaps you’ve even seen it, maybe once a year as the government would prefer, or perhaps you’ve just lived blissfully ignorant of what your little score has been doing all by itself. […]

Warren Buffett on the Lottery of Birth

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. One of the reasons J.D. asked me to join his merry band of GRS writers was so that I could add the occasional investing lesson to the line-up. […]

Is This Why So Many Have So Much College Debt?

In The Total Money Makeover: A Proven Plan for Financial Fitness, author Dave Ramsey tells this story of a college A couple of years ago, I met with the dean of the college of business from the university where I graduated. […]

Use BigCrumbs To Earn Cash Back When Shopping Online

Earn cash back when shopping online through With deals sites being the rage these days, I don’t see why online shoppers should shop without a promotional code or online coupon in hand or a handy bookmark to a cash back shopping portal. In the past, I’ve covered Ebates as one such shopping portal that offers you cash back when you shop (see my Ebates review). […]