Affording Student Loan Payments & College Tuition

Just as bad as our health care system woes are the financial issues faced by many college students who fall into serious debt due to student loans. […]

Lending Club Update – April 2010 Performance

I’m a bit late with this update, but I wanted to get it out there because I’m closing in on one year of lending money through Lending Club and will be doing a big, year-end post sometime soon. As April came to a close, my “net annualized return” (NAR) was 10.65% — not too shabby. […]

Credit Score and Credit History Basics

When it comes to staying on top of your finances there are few things that can have such a lasting impact as your credit history. Many people have heard the terms “credit report” and “credit score” before, but not everyone knows exactly what each means, and few are privy to the important details that make up each. […]

Help a Reader: Buying a Live-In Rental Property

Here's an email I recently received from a reader: I'm 50 yrs old, divorced 5 years, struggling to get back on my feet.  Credit in so-so shape, score somewhere in the upper 600's; want to purchase my first home by myself - currently renting an apartment.  Due to the banks understandably tightening the purse, loans at my score probably close to nil.   Couple of ideas, what if I could purchase a […]

Pulling the Trigger

One of the biggest challenges of saving money for a big goal is when exactly to go forward with that purchase. Three examples: For almost three years, I saved money for a replacement for my truck. For almost a full year, we shopped for a replacement while continuing to save and, during that year, we passed over several potential replacements before finally settling on a 2004 Honda Pilot. […]

Best Money Tips: The Best Canadian Money Blogs

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you a list of the best Canadian blogs, 7 easy ways to straighten up your clutter, and tips for buying a foreclosed home. Top 5 Articles The Best Canadian Money Blogs — We owe a lot to our blogging neighbors to the north! […]

Cashback vs. Points Reward Credit Cards

When it comes to reward credit cards, there are two major flavors – cash back and points rewards (there’s also miles for travel cards but we put those in the points category). […]

Now's Still the Time to Buy a House

The following is a guest post from Marotta Wealth Management. To note, this piece is a bit centered on a specific area of the country, so the findings/recommendations might not be the same for your area. That said, real estate is still at very low relative prices in much of the country. Between 2005 and 2009 I annoyed local realtors by claiming that real estate values were headed lower. […]

The Simple Dollar Weekly Roundup: Long Road Trip Edition

Over the last eleven days, my wife and three kids and I have been on one long road trip, hitting multiple graduations on different weekends and visiting grandparents and siblings and various other people along the way. I am bone dead tired at this point. Tip: an eleven day road trip with a four year old and a two year old and an infant is not fun. A five day vacation? Sure. […]

Degrees of Frugality: 7 Tips for the College-Bound

ShareThisIt's no secret that affording college tuition and all the related expenses can be a daunting prospect for students and families. According to the College Board in New York, tuition costs in 2010 have increased 6.5% for public universities and 4.4% for private — that's about twice the national inflation rate. […]

Women Earning More Than Men in These Jobs

Last week, in an article helping women ask for a raise, I mentioned that a pay gap still exists between men and women, even after adjusting for certain variables. Women leave the workforce more often than men to take care of children, for example. […]

Your Job as a Personal Finance Literature Reader

Once upon a time, there was a businessman named Richard. He was very smart, and built a thriving business from scratch. Everyone was jealous of him, but he wasn't happy. As the business grew, so did his expenses and ultimately his lifestyle. […]

How to Analyze Credit Cards Reward Programs

Credit card companies are always competing for “share of wallet,” that is a piece of your spending pie. They will offer new account bonuses to entice you to sign up. They will give you reward points of cashback to entice you to keep using their card. […]

Instructions for the Afterlife: Preparing for the Inevitable

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the adviser for The Motley Fool’s Rule Your Retirement service. […]

Box of Books #7

The box of books giveaways through my giveaway newsletter have been very popular, so below I'm detailing another set of them that will be up for grabs in June (if you want a chance to win, be sure to sign up for my newsletter here.) For now, here are the books I've received from publishers and a bit about them (from Amazon): Start Over, Finish Rich: 10 Steps to Get You Back on Track in 2010 - S […]

Financial Reform: What’s in It for Me?

The House of Representative passed their Wall Street reform bill back in December, and the Senate just passed their own version last week. All that remains now is to reconcile the differences between the two bills. […]

Passive Investing vs Active Investing: Strategies For The Stock Investor

For experienced and first time investors alike, the plethora of investment vehicles and options can be overwhelming. It seems that on a nearly daily basis, some new innovation with unlimited promise and appeal sprouts through the already crowded investment landscape. Like many things, however, it behooves us to keep our investment styles simple. […]

Help a Reader: Paying for Grad School

Here's an email I recently received from a reader: After a few years of working and accumulating about $60,000 combined wealth between my wife and myself, I've finally found my lifelong passion, which requires me to go to a private graduate school to pursue a doctorate degree.  My question doesn't pertain to whether or not I should go back to school - rather, it's what I should do with my savin […]

Let’s All Find Awesome Jobs

In one recent interview, a reporter made a comment about my book reviews. “I read several of them, and they all seem to be positive,” she said. “Do you like every book you read?” No, of course not. In fact, my friends would tell you that I’m generally pretty critical of the stuff I read. However, I don’t see the point of reviewing books I hate. […]

Getting the Best from Customer Service

Late last week, the New York Times published an article of reader-collected techniques for prevailing in customer service disputes. Here’s a sampling of a few of my favorites from the article: USE YOUR CAMERA Suzanne Barchers of Stanford, Calif., always photographs any unpleasant surprises in hotel rooms, using her handy digital camera. […]