The Future of Social Security

Are you worried about Social Security? If so, you’re not alone. According to a recent Gallup poll, 60% of non-retired individuals doubt that Social Security will be able to pay them a benefit when they retire. Not surprisingly, pessimism is inversely correlated with age. Ask those in the 55+ age bracket and only 26% doubt Social Security will make good on its obligation. […]

Four Times You'll Probably Need Long-Term Care Insurance

How to Retire Happy: The 12 Most Important Decisions You Must Make Before You Retire, Third Edition lists some instances when it's more likely that people will spend some time in a nursing home and thus need long-term care insurance. […]

A Simple, Productive Day

You know you’re getting older when you a.) spend your “off-day” doing chores around the the house and b.) you enjoy doing them. I have been extremely busy for the past six month, twelve months, two years, forever, so it was good to take a day “off” from the world – and just focus on getting some things done around the house. First, I replaced a broken light-fixture in our master bathroom.  I trie […]

A Healthy, Colorful Diet: Good For The Waistline & Wallet

Colorful foods — well yes, we all like a good looking dinner when we’re served with one, don’t we? Being presented with a meal that has been overcooked can be pretty unappetizing. But when everything has been cooked to perfection and great care has been taken to provide a wide range of good colors in a well-presented meal, you can only look forward to enjoying your dining experience. […]

Some Thoughts on Inexpensive Vacations

This past weekend, my family and I travelled to Chicago to visit one of my first cousins and her two children. We stayed at their house and enjoyed a few activities in the Chicagoland area. I had originally planned on doing a Chicago-themed follow up to last year’s article, Frugal Vacation Notes: Great Free Things to Do in the Dallas/Fort Worth Area. […]

Hit the Links for Less: Some Obvious and Not So Obvious Ways to Save on Golf

The following is a guest post from Jena Ellis, who writes for Online Certificate Programs.  In 2004, featured a list of the most expensive sports. While the very top of the list was populated by the more exotic recreational activities like sailing, car racing, and flying, golf is a sport that is popular among the upper and middle classes alike. […]

Ask the Readers: What Money Animal Are You? (Chance to win $20!)

***Congrats to our winners!*** Alicia - #40 OK, let's see if this analogy works: I am like a leopard. I work hard and fast to get the money, then I may play with it a little, splurging on a few things - better-than-usual shampoo, maybe order a pizza instead of making it myself, etc. […]

How to Recover From a Stolen Credit Card

If you’ve prepared for losing your wallet, recovering from losing just one credit card is actually quite simple. What’s not as simple is discovering when you’ve actually lost a single card. In our current age of electronic commerce, it’s very easy to “lose” your credit card without actually losing the card. Card skimmers can steal your credit card’s data without you ever knowing it. […]

Which Wine Do I Want to Buy?

I enjoy a good glass of wine, but I don’t know how to find one. I haven’t been buying wine long enough to have memorized a group of “go to” bottles. I probably made the mistake of buying Bolla Pinot Noir three times before I finally learned that I don’t like it. […]

Help a Reader: Getting a Great Hotel Price

Today's help a reader is from me, FMF. Here's a situation where I need some input: Our often-planned, often-delayed family trip to Chicago is now on for the end of September. […]

Vacation Hack: 7 Tips for Single Bag Travel

As the air travel industry continues to limp along in the face of rising fuel prices and stiffer competition, airlines are finding new and novel ways to squeeze our wallets. An extra charge for checked baggage was only the beginning in what’s fast becoming a textbook example of how to nickel and dime consumers. […]

Everyday Philanthropy: Simple Ways You Can Start Helping Others Today

A simple act of kindness can be enough to change a person’s life.  From the tiniest village in Africa to the streets of your hometown, opportunities to better the world exist and present challenges to those who are brave enough to accept them. The giving of one’s time, talents, and body is selfless and rewarding.  People from all walks of life and economic statuses can become an “ […]

How to Save 44% or More At Select Priority Club Hotels

Last month my wife traveled though Port Moresby (POM), Papua New Guinea. During her travels, she had to spend a night in Port Moresby for a night leaving the country and a night entering back into the country. Unfortunately, Port Moresby has some of the highest hotel room occupancy in the world. How is that a problem? Supply and demand. […]

Pregnant Women Are Liabilities to Mortgage Lenders

Here’s the message conservative lenders are sending: Don’t have a baby if you want to qualify for a mortgage.On maternity leave or paternity leave, it’s common for a family’s income to drop. […]

Building Your Financial Bug Out Bag

It’s the middle of the night and you’re dreaming of a weekend in Paris when your peaceful dream is abruptly interrupted by the screech of a fire alarm. It takes you a second to smell it in the air but it’s unmistakable, something is burning. Now. […]

SEC Proposes New Rules for Target Date Funds

This post is from GRS staff writer April Dykman. During the 2008 financial crisis, target date, or life-cycle, funds were hit hard. […]

Home Improvement: DIY and Save Money

Being new home owners means we’re facing a number of new expenses. These include HOA fees, property taxes, and of course mortgage payments. In addition, we’ve been working on some home improvement projects that have the potential to be an additional drain on our budget. This is all part of the process of making a house a home, and we’re intent on not going broke doing while doing it. […]

How to Make Your First Million

Investopedia lists ten steps to making your first million as follows: Stop Senseless Spending Prune Your Purchases Target Your Taxes Crafty Compounding Build Through Your Boss Ramp-Up Your Retirement Savings Incremental Investing Dare To Diversify Reconsider Real Estate Increase Your Income Why do I get the idea that this list was written by a professional writer rather tha […]