Examples of How to Pay for College Without Borrowing

I have been reading the best book I've ever read on preparing financially for college. The book is Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents and I'll be sharing a bit of it over the next several days. […]

Star Money Articles and Carnivals for the Week of Oct 11

Let's start off with a reminder: FMF is on Facebook. Every weekday I post a couple pieces that usually aren't on FMF. […]

Ask Stacy: Why Do Good Borrowers Get Punished?

Sheila makes all her mortgage payments, but nobody will allow her to refinance her underwater mortgage. How come there's no help for people who do the right thing? […]

Check on your preferred provider networks

The staff at my dentist’s office gave me something to think about yesterday.  They told me that they would be leaving the preferred provider network for the dental insurance company I’m currently using.  Staying in the preferred provider network was costing them too much money, so they’re pulling out as of December 1st. This was a nice gesture.  They didn’t have to do that.  They […]

Don’t Be Afraid to Save On Halloween

You don't need a financial fright to have fun with Halloween. Stacy finds out the most popular costumes for the season and gives advice for saving on spooks. […]

Top Personal Finance Blog Rankings & Blog Anniversary

There have been some exciting things occurring on the blogging front lately. For instance, I’ve just found out that the Money Crashers team has come up with a really great new rankings page for personal finance bloggers. I actually met up with the MC folks some weeks back when they came over to visit the Bay Area. And well, they are very cool folks. […]

10 More Essential Skills You Didn’t Learn in College

I thoroughly enjoyed this recent WIRED article entitled 7 Essential Skills You Didn’t Learn in College. […]

Personal Finance Blogs – Find Read Connect

When I started No Credit Needed in 2005 there were just a hand full of personal finance blogs.  Now there are thousands of them.  Keeping up with all of the great content and content producers can be difficult, but not impossible. Here are the tools and sites that I use to find the latest content from my favorite personal finances bloggers, connect with them, and share their articles. Find Latest […]

One Legit Way to "Game" the FAFSA (And One Crazy Suggestion)

I have been reading the best book I've ever read on preparing financially for college. The book is Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents and I'll be sharing a bit of it over the next several days. […]

ING Direct Debit Card 1% Cashback Promotion

ING Direct is offering a 1% cashback promotion on their Electric Orange debit card for purchases under $50 from now until November 30th. This applies to the card even if you use it as a credit card (signature based purchase). It’s not often that a debit card offers 1% cashback. If you already have the card, you don’t have to do anything because the promotion is activated automatically. […]

What to Do When Your Car Reaches 100,000 Miles

Yahoo says that there was a time when cars hitting 100,000 were worn out. But they say many of today's cars can go twice that far without major repairs. […]

Reader Mailbag: New Format

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Extra mortgage while underwater 2. Homemade pet food 3. How does a mortgage work? 4. Thoughts on franchising 5. The future of Berkshire Hathaway 6. Writing about an employer 7. Switching careers and emergency savings 8. […]

5 Tips to Save on Rent

Rental occupancy is way up — your savings on rent should be, too. Here's some advice to help the cost of your rent make less of a dent. […]

5 Reasons Why People Are Broke

This is a guest post from OnlineBanksBlog.com. Most people don’t really understand money. There are two things to grasp before you can ever become wealthy. Those two things are illustrated in this top five list of things that explain why people are broke. Broke Reason #1: Money Is Not Wealth Having money is not the same as having wealth. […]

What Is in a Barrel of Oil?

ShareThisWhether you're watching CNN discuss the effects of the recent oil spill in the gulf, or you're watching MSNBC discuss how the price of oil has shifted throughout the month, you probably hear them use the term "barrel," which defines oil in volume. […]

I'm Financially Free. Now What?

Freedom is hardly a bad plateau to reach, but if you are like most people in that you've been thinking about that carrot all your life, you probably wish the dream wouldn't be gone once you actually reached your noble goal. So what do you do now that you are financially free? […]

Beauty Before Brains?

Most of you personal finance junkies (such as myself) are probably familiar with the idea that there are two ways to grow your net worth: spend less or earn more. Earning more generally relates to growing your career, but not always. What if earning more were simply associated with how you look? […]

6 Money and Life Lessons From the Chilean Miners

The world cheered as the thirty-three miners trapped a half-mile underground in Chile for more than two months were pulled aboveground to safety. The rescue mission was a fantastic success. Aside from the miners, no one can be happier for their survival of the ordeal than their families. […]

How to Report a Scam

We just spent the last three days going over some of the more popular internet scams out there and today we’re going to do something about it. One of the difficult parts about reporting scams is that there are so many scammers! It can feel like you’re fighting against the tide… the tide will keep coming no matter what you do. […]