Reader Mailbag: Graduation

In the last week, four of the best young people I know (I’ll refer to them by first name: Brittany, Cody, Vicky, and Amanda) have donned caps and gowns and strolled across a stage in celebration of the ending of one stage of their life and the beginning of another. If they live up to even a fraction of their potential, the world will be a much better place. […]

The Real ROI of Social Media

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Five Biggest Legal Ripoffs Ever

My wife and I bought our house five years ago. I remember looking over the list of closing costs and seeing a line for title insurance. Title insurance, which costs in the neighborhood of a few thousand dollars, is something that boggles my mind even to this day. It’s an example of something that is a 100% legal and 99% rip off. […]

Living The Examined Life: Personal Data Collection is a Powerful Tool for Change

This post is from staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at Machines are, in some respects, much smarter than we are. Specifically, their ability to collect data about us far outpaces our own ability to know who we are and what we do. Your computer can’t tell you why you eat, spend money, sleep, or watch TV. […]

Discover Bank’s IRA CDs: High Interest Rates, FDIC Guarantee

With thirty years or so until retirement, I haven’t considered investing in certificates of deposit in my retirement accounts, money I would hopefully have no need to touch for decades. Despite recent problems, the stock market is expected to provide the best returns, even with risk, over a long period of time. […]

How Most Millionaires Become Wealthy

Here's a comment left on my post titled Millionaires Among Us that I wanted to share with everyone: My parents, in their late 50s; dad's 401k was well over a million last I checked: did not start with any inheritance never owned a business; dad worked for 30 years doing software work at a telecom and mom stayed at home with the kids (8 of us) and is now a part-time teacher stayed out of debt […]

The Worst Banks in America

Do you like your bank? A lot of people don’t. In fact, according to the JD Power & Associates Retail Banking Satisfaction Study, average customer satisfaction with retail banks has dropped for the fourth straight year in 2010. Would bad service make you want to find a better bank? […]

Public Savings Bank Secured Card Review

If you want to make online purchases or find that it’s a hassle to carry a lot of cash around for your purchases, then a credit card can be a useful financial tool. However, if your credit history is sparse or you’re trying to recover from bad credit, you may find it difficult to get approved for a prime credit card (e.g a traditional card). […]

Review: Procrastination

Every other Sunday, The Simple Dollar reviews a personal finance book. Procrastination by Jane Burka and Lenora Yuen focuses on the challenging issue of procrastination. Why do we put off important, challenging work? For me, procrastination is a “sometimes” issue. […]

10 Examples of Shockingly-Excellent Customer Service

Link: ShareThisExcellent customer service has kind of become a thing of the past. […]

Five Simple Substitutions, One Big Change

It’s amazing how much money can be saved by making one simple change in your life. I ran the numbers on several changes (using the behavior of the average American) and was shocked at the financial savings of a single simple change. Drink water instead of soda. Average annual savings: $152 Facts: Tap water is essentially free. […]

Reader Story: The $20 Challenge

This guest post from Jessica is part of the “reader stories” feature here at Get Rich Slowly. Some reader stories contain general “how I did X” advice, and others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity, and with all sorts of incomes. […]

The Seven Pillars of Financial Success, Pillar 2: Grow Your Career

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The Bible discusses the keys to personal finance success quite plainly. If you read the book of Proverbs in particular, you'll see that the path to financial success isn't that difficult or extensive. […]

Pay What You Want

Let’s say you go to a restaurant somewhat regularly and each time you go, you spend about $10 on your meal. One day, rather than receiving a bill, you’re simply directed to a box on your table that said “pay what you want for this meal.” How much would you put in? Would you put in anything at all? Would you put in the usual $10? Would you put in less than that? More? […]

The Simple Dollar Time Machine: May 22, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Roundup: Financial Reform & Financial Tips

The big financial news of this week, besides the correction in the markets, has to be the Senate passing the financial reform bill – Restoring American Financial Stability Act of 2010 (S. 3217). As they work to reconcile this bill with the one passed by the House in December, we’ll discuss some of the more significant amendments that affect us directly. […]

When is Debt Settlement Better?

The following is a guest post by Jessica Bosari from Debt settlement sounds so easy. You stop paying bills that you are behind on anyway, save the money up, send it to a debt settlement company. They take care of the rest, right? Well, not so much. Debt settlement is a viable option for some people, but not many. How can you know if debt settlement is a good option? […]

Review: Why Are We So Clueless about the Stock Market?

A few months back I received a complimentary review copy of Mariusz Skonieczny’s Why Are We So Clueless about the Stock Market? which claims to help you “[l]earn how to invest your money, how to pick stocks, and how to make money in the stock market. This book was a very easy, quick read, and was very clear.  Mr. […]

Life Planning: An Alternative To Financial Planning

What if you could incorporate your personal history and psychology with the hard numbers of goal setting to plan your finances and life? The financial planning industry has discovered a new angle on their business which takes a broader perspective. […]