Reader Story: Inexpensive Gift Ideas for Christmas (and Beyond!)

This guest post from Shelley Turner is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. They’re coming! […]

Is it time to refinance AGAIN?!

Some of my relatives did a mortgage refinance a little over a year ago.  As low as rates were in 2009, they are even lower now. They currently have a 15-year fixed-rate mortgage at 4.625%.  Not too shabby.  But they told me that they were quoted a 15-year fixed-rate mortgage of 3.5%.  Absolutely crazy!  We worked out the numbers on the two loans and discovered that they could save […]

A Deeper Look at Quibids … and Why I Don’t Think It’s Worth It

In Thursday’s reader mailbag, a reader asked me about my opinion on Quibids, an auction site where you have to pay for your bids, but bids only make the auctions go up in $0.01 or $0.02 increments. […]

The Economics of Seinfeld

A group of economics professors have pooled their collective brainpower to come up with a new way to teach their students — and the general public — about economic principles. They’ve created a site called The Economics of Seinfeld that uses the hit TV series from the 1990s to explain basic financial concepts. […]

Good Movies, 2011 Investment Strategy, and Basic Financial Terms

It’s not often I get a chance to travel to California to visit my family, but I’ll be flying today from east coast to west to spend quality time with my brother, sister-in-law, and mother for Thanksgiving. It will be a fast week; I have plans for just about every day I’ll be in California. My brother and his wife are big Harry Potter fans, so I plan on seeing the new movie. […]

The Simple Dollar Time Machine: November 20, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Stories of Getting Out of Debt

I've listed the seven steps to get out of debt. If you're in debt and want to crush it, these tips offer a proven, methodical way to do so. However, this isn't the only way to unload a big debt burden. Yahoo tells the real-life stories of people who had a boatload of debt and took specific steps to get out of it in a few years. […]

Why Credit Cards Aren’t Evil: Benefits of Credit Cards

One of the bits of conventional wisdom that seems to pervade the personal finance world is that credit cards are somehow evil. However, like many other money-related products, credit cards are, themselves, mostly neutral. Those who know how to use credit cards to their advantage usually come out ahead. […]

Homemade Gift Series #10: Homemade Cookies and Gift Bundle

In the coming week, we’re going to be giving a few early small seasonal gifts to people, so with that in mind, we put the final finishing touches on our first gift basket, utilizing some of the items we already made. One component of many of our baskets this year is going to be cookies. Sarah is a spectacular cookie maker and she delightfully packages them up for people as well. […]

Discover® Open Road Card Review

You don’t hear people complaining about gasoline prices as much as they used to. At least, I don’t write about it as much as I did in 2006 (or even in 2000, before Consumerism Commentary). I still remember being able to fill up my first Honda Civic for $12. […]

Preparing for Family Emergencies with Cloud Computing

Parents these days have a lot of important information to keep track of. Thankfully, cloud computing is right there to help, offering free and innovative tools for getting just the right piece of info — when you need it! […]

Patriotic Millionaires for Fiscal Strength

A group of millionaires — the definition of which is any individual with an annual income of over $1,000,000, not a net worth of $1,000,000 — has assembled to let the government know that they’d like the tax cuts for that income level expire, in patriotic duty to the fiscal solvency of the United States. Less than 1% of all American taxpayers earn over $1,000,000. […]

5 Happening Places to Hit Up in Estelí, Nicaragua

With all of its mountains and volcanoes, its beaches and big waves, its awesome people and fascinating culture, Nicaragua rocks. It’s less developed, less touristy, and more interesting than some of its other Latin American counterparts, which is why you should come check it out, especially the northern headlands closer to the Honduran bord […]

Making It All Work – Getting Perspective at Twenty Thousand Feet: Areas of Focus and Responsibility

This is the fourteenth entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. New entries in this series will appear on Tuesday mornings and Friday mornings through December 10. What, exactly, are areas of focus? I think the best way to spell this out is to give you some examples from my own life. […]

Best Money Tips: Job Interview Myths

Welcome to Wise Bread's Best Money Tips roundup! Today, we share 10 myths about job interviews, green ideas for a sustainable Thanksgiving, and helpful tips for smooth carpooling. Top 5 Articles Top 10 myths about job interviews — Most interviewers won't expect you hand over references right away. […]

Starting a New Job: 3 Rules to Live By

Being the new guy at work is like moving to a new school. You’re hesitant and unsure of how things work, but you know you want everyone to like you. I distinctly remember starting my first real, salaried job just 24 short months ago: My boss handed me the Loan Review “Manual” that contained all the minutiae of how to correctly do my job. […]

Carpooling: Pros, Cons, and How to Stay Safe

I have been an avid carpooler for nearly three years now. I carpool to and from work with colleagues each day, in addition to finding one-off travel companions for long weekend trips. […]

Your Take: Should Unemployment Benefits Be Extended Again?

Earlier this week CNN Money posted a story that pegged the bill for unemployment benefits at around $319 billion over the last three years. In those three years, the length of benefits has steadily increased to the now 99 weeks of unemployment benefits. Ninety-nine weeks is nearly two full years of unemployment benefits. […]

Ask the Readers: How to Negotiate with Credit-Card Companies?

A reader calling herself Florida Girl dropped a line recently to share her story of financial woe. Though she’s beginning to get a handle on her finances, she’s struggling to cope with the cost of her past choices. She needs help. I’m struggling to keep up with the minimum payments on my credit cards. Unfortunately, I’m paying for past mistakes. […]