Goals and Resolutions for 2011

Every new year provides an opportunity for self-renewal. The relatively arbitrary custom of recycling the dates on the calendar is like having a second (or a third, or fourth, etc.) chance to change the world. Although its history is a bit murky, the tradition of new years’ resolutions probably stemmed from this feeling. It took me a while to be comfortable with the ideas of making resolutions. […]

What if long term capital gains were taxed as ordinary income?

The Bush tax cuts were a hot topic these last few weeks between the deal making (extending cuts for all in return and estate tax relief for extended unemployment benefits) and the political dancing, but ultimately something had to be done. While much has been made of the tax brackets themselves, one of the other things that went along with it was the long term capital gains tax rate. […]

American Express Eliminating Some Foreign Transaction Fees

American Express announced this month that they would be eliminating foreign transaction fees for Platinum and Centurion cards starting at the end of the first quarter of 2011. […]

The Short Answer: Quick Reader Questions of 2010

As the year winds down, we catch up on our readers' questions – especially the short ones. […]

Women and Money: Slaying Stereotypes and Facing Reality

This post is from staff writer April Dykman. Do women need specialized personal-finance resources specific to our gender? That’s what some financial advice books seem to imply. […]

How to Give Gifts People Want

Now that the holiday gift-giving is over for most of us, I want to call attention to this piece that lists five reasons to change the way we give gifts. In particular, I want to focus on ideas #1 and #2: 1. Nobody Knows What You Need More Than You. How many times have you had to fake liking a gift? It's painful, but we do it. […]

One more time: Retirement has nothing to do with age

Old age gives itself plenty of warning.  First there are the milestones of life: college, marriage, first child, next children, first child goes to college.  Then there are the signs of decay: hair loss, failing eyesight, memory lapses, aches and pains.  These happen well before falling and not being able to get up. And we hear about retirement all along the way.  We hear about retirement planning […]

Citi Diamond Preferred, Simplicity & Platinum Select Card Reviews

We compare and review Citibank’s balance transfer credit cards. These cards are 21 month zero percent intro APR cards. Although it seems like many of our current cards have higher interest rates than they used to, it’s still possible to find new credit cards with low introductory rates and no annual fees. […]

GRS Blogger Profile: J.D. Roth

Get Rich Slowly started as a place for J.D. to write about money. Over the past five years, it’s grown beyond that. It’s now a multi-author blog. This week, each of the authors will share a brief bio to give readers a little background. Enjoy! My name is J.D. Roth. I’ve been blogging in one form or another for over thirteen years. I was blogging before “blog” was even a word. […]

How to Improve Your Credit While in Debt

The following is a guest post by Michael Robbins from Debt Consolidation. I've added some of my thoughts at the end. Yes, paying off your debt is the simplest and surest way to improve your credit. But, believe it or not, this is only 15 percent of what goes into your credit score. […]

Out With The Old, In With The New: Create a Single Resolution

Throughout the month of December, The Simple Dollar is posting a daily series focusing on specific activities you can do right now to set the stage for a great 2011. Out with the old, in with the new. 27. […]

2011 Highest Paid College Graduates

These lists are fun to read but I never take them too seriously because how much someone is paid depends on so many factors, their alma mater included. […]

20 Ways to Use the Payroll Tax Holiday

When Congress passed the Tax Hike Prevention Act earlier this year, it included an economic stimulus in the form of a payroll tax holiday. As Leigh Mutert, CPA explained in our podcast interview, the payroll tax will be reduced in 2011 from 6.2% to 4.2%. As a result, paychecks will be a little more than 2% higher than they would have been without the payroll tax holiday. […]

Seven Gifts that Can Change Lives

MSN Money lists seven gifts that can change lives as follows: 1. An engagement ring 2. A pet 3. An organ donation 4. An inspiring book 5. A goat 6. A college education 7. An unexpected act of kindness My thoughts on these: 1. A marriage changes lives in many different ways. […]

How to Shop for Fitness Equipment this New Year

Finding the Right Fitness Equipment for the New Year Like many Americans, I have a New Year’s Resolution that involves physical fitness.  After all, one of the best investments you can make is to invest in yourself. […]

Donating Appreciated Stock or Mutual Fund Shares

As a followup to my recent post about year-end tax moves, I decided over the weekend that we should start being more tax smart about our charitable contributions. […]

Best Money Tips: How to Handle Life's Speed Bumps

Welcome to Wise Bread's Best Money Tips roundup. Today, we share tips to help you get over life's speed bumps, ways improve the gas mileage of your car, and handy uses for charcoal! Top 5 Articles 10 Speed Bumps On The Road To A Better Life — Life can be stressful sometimes — that's normal. […]

Reader Mailbag: Post-Christmas Haze

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Favorite Christmas present 2. Career and schooling choices 3. Oldest card issues 4. E-readers 5. Investing while on Social Security 6. Rebuilding savings after children 7. Preferred vanilla bean 8. Planning for the future 9. […]

4 Ways to Save Money at the Bars

We all love to go out with friends, but I for one am hesitant to pay $8 for a glass of wine at a bar when I know I can buy the whole bottle at my friendly neighborhood wine store for only a few dollars more. […]