Go Direct To Credit Bureaus for Credit Score

Whether it’s driving on the highway or surfing on the information superhighway, I’ve been seeing a lot of ads for credit reports and credit scores. With the economy weak, people are looking to play defense and advertising are looking to capitalize. Like I’ve said in the past, checking your credit report annually is one of the best financial things you can do for yourself. […]

Good Deals Don’t Always Pay

While I am a staunch frugalite, I am not a cheapskate! In fact, price is but one of many factors I consider when making a purchase, no matter how large or small. Like anyone else, however, I’ve made mistakes in the past that serve as continual reminders that good deals don’t always pay! You get what you pay for… Here are three examples that cheaper is not always better. 1. […]

Thoughts on Niagara Falls

We recently took a trip to Niagara Falls since it was close to some family that we were visiting anyway. Here are some of my random thoughts and conclusions from the experience: We stayed on the Canadian side of the falls since everyone we talked to said it was much better than the American side. […]

Walmart sets the record straight on its $298 laptop

I received a comment from Ryan Halford, a Senior Buyer for Walmart, and specifically for computers.  He was commenting on my $298 laptop post.  I’m including his comments and responding to them here. Mr. […]

Want To Quit Using Credit Cards? Put Them On Ice!

Want to pay off credit card debt quickly? First, stop incurring new debt. I suggest ways to make that happen! When you start to become worried about your debt, it’s harder to keep calm and relaxed. But here’s an idea: how about taking the suggestion of keeping cool much more literally? Here’s how you can [...]Want To Quit Using Credit Cards? […]

10 Unhealthiest Restaurants

By Lynn Truong Eat This, Not That! analyzed and graded 66 different chain restaurants, and came up with a list of America's Unhealthiest Restaurants. It goes to show how easy it is to underestimate the amount of calories in a seemingly simple meal. […]

The Total Money Makeover: College Funding

This is the ninth of twelve parts of a “book club” reading and discussion of Dave Ramsey’s The Total Money Makeover, where this book on debt reduction is teased apart and looked at in detail. This entry covers the tenth chapter, finishing on page 182. […]

Optimize Your IRA and 401(k)

By Philip Brewer Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accounts, people are much too likely to put the wrong investments in them. […]

Help a Reader: Buying a New House

Here's a question a reader left as a comment on my post titled The Cost of a New Home: I am in a boat somewhat similar to yours. My wife and I live in a good house on a great street in an awesome location. The problem is the school system is terrible. We just had our first and possibly only child (daughter). There is no way we will send her to public school in this area. […]

Another Reward Credit Card Change?

A couple of months ago, I wrote about the new Citi Forward card. In case you don’t recall, it’s a relatively new reward credit card that offers ThankYou points instead of cash back rewards. While I much prefer cash rewards, the reward structure on the Citi Forward card is pretty attractive… You get five points for ever dollar spent on books, movies, music, and restaurants. […]

Saving for Opportunity

By Nora Dunn What happens if an opportunity comes your way that you just can’t pass on, but just can’t find the money for either? If you have an opportunity account, you won’t have this problem. We (in North America) tend to think of saving money very specifically. […]

Canceling A Credit Card

Breaking up is hard to do, but canceling a credit card is easy. Call the company, tell them it’s just not working out, then cut up the credit card! Easy right? What’s a little harder? […]

EPA Disqualifies Shoppers From Cash for Clunkers Program

The Cash for Clunkers Program went into effect recently, but so did changes to the official EPA-estimated mpg ratings of several cars. […]

Do’s and Don’ts in Dealing with Your Boss

I've said before that I think the two keys to career success are having quantifiable accomplishments (or delivering results, if you prefer) and having a great, positive attitude. […]

Best Deals For Wednesday 7/29/09

By Paul Michael Today's WISEBUY. TEVA CLEARANCE. Up To 85% Off, plus FREE s/h (dealnews) Teva.com knocks 50% to 85% off select men's and women's footwear listed in its clearance section. Plus, get free shipping on all orders via coupon code "FREE729".   1. […]

Poll: Is the Economy Finally Recovering?

I think it’s funny how just a few months ago the media was still talking about how we’re on the brink of the next great depression and we’re setting the stage for the equivalent of an economic apocalypse, but fast-forward to today and all the news is glowing and painting a rosy picture. It’s amazing what just a few good weeks in the market can do. […]

The Simple Dollar Weekly Roundup: Writing Practice Edition

A friend of mine who has published a small pile of books made a really good suggestion recently: why don’t you use Twitter to really practice your key phrases? In other words, if you’re trying to find a sharp way to say something, work on honing that sentence yourself, then toss it out there on Twitter on its own to see what others think. So I’ve started doing that. […]

FICO Suing the Credit Bureaus Over VantageScore

Fair Isaac, the company that created and owns what is generally known as your credit score, is suing Experian and TransUnion, two of the three credit reporting bureaus, for creating a competing product that blurs the line between the “real” credit score and the others. The third credit reporting bureau, Equifax, agreed to settle with Fair Isaac. […]

How Much Is Your 401(k) Costing You?

This is a guest post from Robert Brokamp of The Motley Fool. Robert is a Certified Financial Planner and the advisor for The Motley Fool’s Rule Your Retirement service. He contributes one new article to Get Rich Slowly every two weeks. I don’t want to dump on your boss. She/he/it gives you a job (assuming you still have one). Besides a paycheck, you also get some benefits. […]