Should I Buy Life Insurance for My Children?

This is a question I hear all the time from readers who are parents – and it’s a question that comes up in our own household as well. Should our children have life insurance policies? I’ve done a lot of research and soul-searching on this topic. What follows are the conclusions I’ve come to on the issue. […]

Invest in All Six Asset Classes

The following is a guest post from Marotta Wealth Management. Investors are challenged these days to know where to put their money. Everyone wants to know which asset class will perform the best and help them meet their retirement goals. We use six different asset classes: three for stability and three for appreciation. […]

Ten Ways to Greenify Your Home Right Now

When you look at the U.S. Green Building Council’s checklist for what makes a Green Home, you see a lot of things you can’t change after you’ve bought a home. Location? Can’t really move your house very easily, now can you? Size? Sorry, that’s pretty much set for us. And building design? […]

More on the Value of College

We've discussed the pros and cons of going to college several times here at Free Money Finance including the following: Is Going to College a Bad Financial Move for Many People? […]

7 Great Coupon Resources

Saving Money With Coupons is Easy if You Know Where to Look Let’s face it.  We could all stand to have a little more money in the bank.  Grocery shopping, although necessary, can be a big budget buster.  Without careful planning, a trip to pick up “essentials” can wind up costing a small fortune.  Rather than continue down a destructive path of spending, many people turn to coupon […]

Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, How Do You Find Objective Financial Advisers? Enjoy!  […]

Reader Mailbag: When Do I Write Mailbags?

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Netflix for family bonding 2. Guilt over income 3. Dishwasher versus hand washing 4. Cancelling a new card 5. Pushy parents and hotel rooms 6. Trust money for college 7. Getting “wants” under control 8. Used deep freezers 9. […]

Financial IQ Test: How Healthy is Your Life Insurance Plan?

What kind of life insurance policy do you have (if you have one at all)? Do you understand the terms? Are you getting the most bang for your insurance buck? How did you select the amount of insurance you have? How did you choose your insurance company and structure the policy? […]

Life After Debt: What's Next?

You've done it. You've worked hard, scrimped, saved, and paid off all your debt. Congratulate yourself as you have now joined an elite club of folks who have finally seen the light AND did something about it. But now that you can turn the page on that goal, what's next? Are you going to Disneyland or getting yourself a treat? […]

How to Prepare for Losing Your Job

One of the most traumatic financial disasters you can face, and millions of Americans have in the last two years, is losing your job. The key to bouncing back on your feet is to prepare for it ahead of time. […]

Degrees With Low Salaries: How to Beat the Odds

Eleven years ago or so I began my career with my bachelor’s degree in hand. Once I stabilized a little, I had a job with one of the top organizations in the world. […]

Who’s Spying on (and Profiting from) Your Browsing Habits?

This post is from GRS staff writer April Dykman. One of the fastest-growing businesses on the Web is tracking data about your Internet use — everything from comments you leave on websites to health information and financial status — and selling it to companies that want to target ads to specific customer profiles. […]

What To Do With a Lost Credit or Debit Card

Have you ever wondered what you should do if you find a lost credit or debit card? We ran into this situation over the weekend, and I thought it would make for an interesting discussion topic. Finding a lost card We took the boys to see a movie on Saturday. My wife and I were out and about separately, so we decided to meet at the theater. […]

Rules Are Essential, but They Do Not Guarantee a Win

The following is an excerpt from It's About More Than the Money: Investment Wisdom for Building a Better Life. Have you felt let down by an economic crisis? You might if you thought you were following all the investment rules you’d been taught. You may feel disappointed, resentful, and even angry. You are in good company if you are thinking, “I followed the rules! […]

Investment Psychology: Top 5 Ways Investors Go Broke

Over the years, I have been friends with or worked with a lot of business owners and entrepreneurs. What’s striking to me is that the overwhelming number of people who struggle, actually do so not because of external factors, but because of themselves. What I mean is that we often inhibit our growth and ultimate success mostly by how we think. […]

Review: The Joy of Less

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. Over the last several years, I’ve begun to appreciate how much easier life is if you have less stuff. You spend less time and effort on maintenance. You spend less time and effort moving. You spend less time and effort organizing your stuff and cleaning. […]

Podcast 68: Personal Investing, Carol Fabbri

On today’s episode of the Consumerism Commentary Podcast, Tom Dziubek talks to Carol Fabbri, co-author of the book Personal Investing: The Missing Manual.During the interview, Carol discusses many the preparation a person should make before investing, the different categories of investors, choosing the right index funds, a reasonable return on investment that investors should expect, and other top […]

Best Online Savings Accounts March 2016

The best high-yield online savings accounts offer strong interest rates and great customer service, making them a popular option for savers. Studies also show online savings accounts often come with lower fees. “High-yield” is unfortunately a bit of a misnomer these days; a decade ago, interest rates were 4% and 5% among select savings accounts and money market accounts. […]

Reader Story: How I Save Tons of Money by Grocery Shopping Once Every Three Months

This guest post from Jenny Sandman is part of the “reader stories” feature at Get Rich Slowly. Some stories contain general advice; others are examples of how a GRS reader achieved financial success — or failure. These stories feature folks from all levels of financial maturity and with all sorts of incomes. […]