8 Reasons to Drink More Water

It's old news by now that we don't really need to drink eight glasses of water per day. Nobody really knows where the "8 x 8 Rule" originated, and most researchers agree it isn't supported by science. But don't put down that bottle or cup yet; there are still plenty of reasons to keep well hydrated, and water is the best option. 1. […]

Win a Free Copy of CompleteTax’s Premium MVP!

I am giving away a copy of CompleteTax’s Premium MVP product! Here's how the giveaway will work: 1. All you need to do to enter is to leave any comment on this post. Be sure to leave your email address (no one else will be able to see it) when you leave the comment. 2. Within a few days, I'll select the winner at random and announce the winner on this post. 3. […]

Zions Bank Online Savings Account Review

As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. Is it worthwhile to move your money there to take advantage of this interest rate? […]

Trade in New Year's Resolutions for Achieving Life Goals

It’s that time of year when everyone is throwing themselves enthusiastically into their New Year’s resolutions. Running a marathon, paying off credit cards, finding a new job — these are all wonderful resolutions, but they are all fairly fleeting. New year, new goal. Next year, another goal. […]

5 Ways to Yank the Leash on Pet Expenses

Americans were projected to spend nearly $48 billion on their pets in 2010. It's a staggering amount and, believe it or not, more than American consumers typically spend on children's toys each year. Pets have become an ingrained part of our families and our identities. […]

Remember to Comparison Shop Index Funds

For as long as I’ve been reading and writing about personal finance, index funds have been popular because they offer a low cost way for investors to get diversified into the market. […]

Think You Can’t Afford an Emergency Fund? Think Again!

This post is from new GRS staff writer Donna Freedman. Donna writes the Living With Less personal finance column for MSN Money, and writes about frugality and intentional living at Surviving And Thriving. Once upon a time it was enough to have a three-month emergency fund; now I hear we should aim for enough to cover a year’s worth of food, shelter, and other basics. […]

Our big spending weakness

One big advantage of tracking the categories of personal spending is that you can see where the weak spots are — categories that have grown a little too big for their britches and are ripe for cutting down to size. As I pile through a year’s worth of financial statements in time for taxes, in order to make tax time easier and to get some financial organization in place, these trends will reveal th […]

7 Simple Tax Organization Tips To Use All Year Round

So how do you plan for tax season? I’m actually guilty of doing the “deferral method”, which means procrastinate and defer tax work until the last minute. I am admittedly not as organized as I should be when it comes to money matters. I find myself pretty good with earning, making money and saving. But I am simply not so put together when it comes to managing and organizing. […]

Compost Bin Made From Old Pallets

I recently built a compost bin from some old shipping pallets.  I thought you guys might like to see a few pictures of the bin – and read about how and why I built it. Up front, I will readily admit that I am brand new to composting.  That’s why the title of this post isn’t How To Build A Compost Bin From Old Pallets.  Consider my bin a test unit. That being said, I did base the design (such as i […]

Study: College Students Aren’t Learning Basic Skills

A new study following thousands of college students from 2005 through 2009 concludes that students are not learning the basic cognitive skills required for functioning properly in life, namely critical thinking, complex reasoning, and communication skills. […]

Frugal Recipe: Oven baked whole chicken

This chicken recipe is part of a delicious frugality series called How to stretch a whole chicken into many healthy meals. To start this plucky series from the beginning, read the clucky introduction. To stretch a whole chicken you need two things. First, you need a whole chicken. Second, it helps to have a plan. […]

Did/Will You Get a Bonus This Year?

Here are some career-related questions to get the conversation flowing today: Did/will you get a bonus this year (for last year's work)? If so, what do you plan to do with it? If not, why not? I did get a bonus (paid in December) and put it right into savings. I know, call me Mr. Practical. :-) Leave your answers in the comments below! […]

Using Grocery Flyers to Plan Meals

As I’ve mentioned many times on The Simple Dollar, one of our most frequently-used methods for saving money on food is to simply create a meal plan each week based on the sales found in grocery flyers. […]

Are Certificates of Deposit Obsolete?

A certificate of deposit (CD) is a deposit account that pays you a fixed interest rate over a set period. You can close a CD early and pay a penalty but the bank cannot close it (call it) early, unless it’s a very rare callable CD. […]

Ask the Readers: What's On Your Bucket List?

A bucket list is the list of things you want to do before you "kick the bucket."  Such lists remind us to rise above the hustle and bustle of everyday life, so we can set our sights on loftier goals. What is on your bucket list? Do you want to do something grand like becoming a millionaire or finish a novel? […]

Poll: How Do You Do Your Taxes?

It’s that time of year again and tax forms are starting to trickle in through the mail. Over the coming weeks you’ll be receiving W-2s, 1099s, investment statements, mortgage statements, and a number of other important tax documents. So, whether we like it or not, tax season is upon us. […]

My Credit Card Report for 2010: Over $800 Richer

As most of you know, I'm a big fan of cash back credit cards. I use them only to buy budgeted items, pay them off every month, and only use cards with no annual fees. […]

15 Surprising Facts About Income Tax

Brought to you by TurboTax Federal Free Edition — Free to prepare, Free to print, Free to efile. With the holidays now out of the way, many of us begin to focus on our finances. What did we spend? What did we save? And of course, when will we start preparing our taxes? […]