How to Track Lending Club Investments in Quicken

I’m now convinced that investing through Lending Club is (at least for me) more than just a passing fancy. As such, I decided that it was high time to start tracking things in Quicken. I’ve actually been avoiding this task because I’ve already invested in over 100 loans, and the prospect of tracking so many independent investments is a bit daunting. […]

Ally Bank Increases Interest Rate

When I started formally tracking high-yield savings rates, with a shared online spreadsheet, it was common to see banks offering interest rates above 5.0% APY. That was in January 2008, and the economy is in a different situation now. According to the government, there has been no measurable inflation, and now interest rates for lending are held low to stimulate the economy. […]

Ask the Readers: How to Prioritize Medical Bills?

Eila dropped a line this week to get advice on how to tackle her debt. She and her husband are trying to turn things around, but they’re overwhelmed by medical bills. They’re hoping GRS readers can offer direction. […]

Your Take: Do You Budget?

Today’s Your Take will be simple… do you budget? If so, what tools do you use? If you don’t, why not? I no longer budget in the strict sense. When I first started working, I budgeted and tracked all my expenses down to the penny in an Excel spreadsheet. […]

Gadzukes! 10 Ways to Use Up Your Zucchini Bounty

By Max Wong It’s the end of the summer. And once again you are suffering from that chronic malaise common to the home gardener: Zucchini Fatigue. Your current condition is entirely your own doing. In total defiance of common sense and Mother Nature you’ve planted too much squash. […]

The Best Way to Produce Your Resume

WalletPop gives what I consider to be some good advice on the best way to produce your resume. Specifically, they suggest: Resumes should be printed on heavy, quality paper with a crest watermark, and sent in envelopes with the same letter crest to distinguish your resume from anyone else's, he said. […]

My Investment Diversification Strategy With Single Stocks

When Investing, Everyone Thinks They’re Right! If you watch any of the financial news channels or talk to any of those people who are considered the best in the financial world, one of the first things you will find is that everybody has an opinion and everybody feels that their way is the best way. […]

Compound Interest: One Percent Can Make All the Difference

How many of you consider the effects of compound interest (or “compound returns”, if you prefer) when you make financial decisions? […]

Having Enough for Life

I am absolutely honored to feature a guest post today by Vicki Robin, someone who I’ve had the privilege to get to know a little over the last year or so. Vicki is co-author of Your Money or Your Life, one of the books that changed my life. Currently, Vicki is teaching tele-classes about money and life as well as speaking, writing and consulting. Financial independence – ahhh, what a dream! […]

The 20-Year Life Insurance Rule

MSN Money gives us a new (at least new to me) rule for buying life insurance. It's meant to help people determine which type of life insurance product is best for them -- term or permanent. […]

Ally Bank Savings & CD Rates Confuse Me

Every week I get an email from Ally Bank informing me of how the rates will be changing (Ally Bank rates are adjusted on Fridays) and their rate structure has been confusing me as long as I’ve been getting these emails. Ally Bank’s Savings & CD Rates As of August 28th 2009, their current online savings account interest rate is 1.75% APY. As of August 28th 2009, their current 9 month CD rate is 1. […]

Winners Announced and Over $300 in Prizes to be Given Away Next Month

Just wanted to let everyone know that I just named the winners of my August newsletter giveaways. People won a $20 Jiffy Lube gift certificate, a $50 Exxon gas card, and a $100 gift certificate from Restaurant.com. […]

401(k) Limits to Decrease in 2010?

According to human resources consulting firm Mercer, the IRS might be forced to reduce 401(k) contribution limits in 2010. Next year’s limits, which are tied to inflation, will be announced in October. Inflation has been negative since March so, unless it picks up between now and October, the IRS will have no choice but to reduce contribution limits. […]

Even Day Traders Recommend Index Funds

That’s right! A guy who actively buys and sells stocks is suggesting you should stick with Plain Jane index funds. Why? Because it’s too difficult for 99% (a completely unscientific statistic) of the general public to outperform the market over an extended period of time. Every week, at least one person will ask me for a hot stock tip. […]

Employee Stock Purchase Plan Dilemma

For the last few years, I have been participating in my company’s stock purchase plan at the maximum level. Every paycheck, ten percent of my gross salary is withheld. At the end of each quarter the funds are used to buy my company’s stock at a 15 percent discount from the lower price of either the first day or last day of the quarter. […]

Shopping Alarms About Kids & Money: A Grocery Store Lesson

An alarm went off when my friend Yael recently paid for her groceries. It was a basic transaction. She paid for the food with a debit card and requested cash back.However, when her pre-school son watched the exchange of plastic for food and cash, a siren sounded. "Mommy," he shouted. […]

Family Fortunes Going Up and Coming Down

There are two contrasting job/income changes that have hit our extended family recently and I thought I'd tell you a bit about them. My sister-in-law recently went through a four-stage interview for a new job she wanted. […]

Best Deals For Thursday 8/27/09

By Paul Michael Today's WISEBUY. Planet Shoes CLEARANCE. Up To 70% off, Plus 30% Off (dealnews) PlanetShoes.com cuts 70% off or more on a selection of men's, women's, and children's shoes. Plus, take an extra 30% off items in the Clean Sweep sale via coupon code "OCS30".   1. […]

Are Poor People Lazy?

About a week ago, J.D. over at Get Rich Slowly posted an article about the difference between high income earners and low income earners. Most of the differences between the two that he listed come largely down to personal effort and personal choices. In the comments, many people jumped to the conclusion that “poor people are lazy,” which is an extremely broad brush, but a fairly reasonable one. […]

101 Tips From Top 50 Small Business Bloggers

By Greg Go It's quite easy for small business owners to become distracted by their day-to-day responsibilities. But in this competitive economy you can't afford to miss out on the newest business innovations. That's why we asked 50 of the top small business bloggers to share their best tips for small business owners. Their response was incredible. […]