How Much Does Canceling Credit Cards Affect Your Credit Score?

This article is by staff writer Adam Baker, whose own blog paid homage to the movie, Fight Club, with the post Tyler Durden’s Guide to Personal Finance. While I generally check my credit report every 4 months or so, the last time I checked my credit score was November 2008. At that time, it was right at 740. Earlier this week, I checked my credit score again. […]

When Will I Get My Tax Refund? What if My Tax Refund Check is Wrong?

While a lot of your probably haven’t filed your taxes yet — neither have we — many others have. It’s therefore likely that people are starting to wonder when they’ll receive their refund. How to check the status of your refund The good news is that IRS has a refund hotline (800–829–1954) as well as an online “Refund Status” tool for finding our when you can expect your refund. […]

Information is Not Enough, Part 1

The following is excerpted from Mind over Money: Overcoming the Money Disorders That Threaten Our Financial Health by Brad Klontz, Psy.D. & Ted Klontz, Ph.D. Copyright © 2009 by Brad Klontz and Ted Klontz. Excerpted by permission of Broadway, an imprint of the Crown Publishing Group. All rights reserved. […]

Get Credit Card Debt Relief! I’m Giving Away Free DebtGoal Subscriptions

The other week, I discussed some interesting DIY debt reduction programs and strategies that you can try out for low cost. There are some things you can do to reduce your debt for free and permanently, but it will take some work and a change in your habits. […]

Help a Reader: What to Do with Second Car

Here's an email I received recently from a reader: My wife stays at home with our three small children and plans to home school them.  I work from home full time starting about 6 months ago.  We currently have two paid off vehicles: one is an SUV for family transport and the other is a small compact car that gets great gas mileage and was used for when I still had to go into the office.  The SU […]

What Marriage Has Taught Me About Money

This is a guest post from WC, a guy in Chicago that writes about money at The Writer’s Coin. In May, I will celebrate my two-year anniversary with M, my favorite person in the world. I thought I knew a lot about everything before we got married, but now I’m wiser. […]

Meet the New Money, Same as the Old Money

This month, Wired Magazine is running an interesting cover story entitled The Future of Money: It’s Flexible, Frictionless and (Almost) Free. […]

Ask the Readers: What will You Buy with Your Tax Refund? (Win Turbo Tax Prizes!)

By Linsey Knerl We've already asked whether you look forward to tax time, and people are just now starting to see their refunds (or bills) filtering through their home offices. We want to know what you plan on doing with that refund -- if you get one. OR what you believe people should be doing with their refunds. […]

Roth and Traditional IRA Contribution Limits

I, like many other personal finance bloggers, am a huge fan of IRAs because they give you a tax-advantaged opportunity to save for your retirement. Both types, the Roth and the Traditional, offer tax benefits that are hard to find anywhere else. […]

Best Deals for Tuesday 02/23/2010

Sears Mattress Sale: Up to 77% off, deals from $150 + $65 s&h Heely's Footwear $14.95 or less + $7 Shipping Johnny Cash "American VI: Ain't No Grave" MP3 downloads for $4 Fantom 160GB Netbook Docking Station for $100 after rebate + free shipping Free South Beach Living Fiber Fit S'Mores Bar […]

The 4 Myths of Buying in Bulk Dispelled

By Linsey Knerl This article shares tips from the newest episode of Dealista, our new podcast that'll help you get more for less. Click play to listen, or subscribe via iTunes to take the episode with you! Ask most people for a common way to save money on groceries and household goods, and they may come back with this answer: Buy in bulk. […]

Financial Moves I'm Making Now

I thought it would be interesting to share with you some of the financial moves I'm making these days. Much of personal finance is the same day in and day out (work, get paid, move money automatically to save/invest, and so on), but here are some of the more unique things going on in my life right now: I just ordered $1,000 more in gold dollar coins. […]

How To Handle Requests For Financial Advice

I don’t have to remind myself that I’m not an expert when it comes to money. While my choices have improved over the past few years, I still make mistakes at about the same rate I always have. Even recently, I thought I could outsmart the public and take advantage of Toyota’s recent bad news. […]

Cost Comparison: Emergency Rooms vs. Urgent Care Centers

By Coupon Sherpa Emergency rooms provide excellent care, but you can wait eons if you have a non-life-threatening problem and still pay through the nose. […]

Life After Bankruptcy: What's Next?

By Silicon Valley ... Having to file for bankruptcy is something we all hope we never have to do in our lifetimes. Whether you file for Chapter 13 or Chapter 7, there are repercussions to going through this process. However, like with other setbacks in life, you can recover. […]

Here’s a Guaranteed Way to Maximize Your Investment Returns

I have discovered a surefire way to drastically increase the returns you get on all of your investments, no matter what you’re investing in. […]

Join Me on the 401(k) Coach Radio Show Tuesday at 1 p.m.

I just wanted to throw a quick reminder out there that I’ll be on the 401(k) Coach’s blog talk radio show today at 1 p.m EST hosted by Dean Voelker. Dean is an Accredited Asset Management Specialist based out of South Bend, IN, which is just a few miles from where I live. You can find him over at […]

Eat Like the Locals and Profit Twice

My wife and I went on a mini-vacation this past weekend (our first using only cash), and while we didn’t specifically plan to limit spending on meals, we managed to do better than I had hoped.Of course she knows about my serious push to do what I can to erase my credit card debt, but the more influential factor seems to have been the use of the Yelp app on her mobile phone. […]

Mortgage Interest Deduction Myth

The mortgage interest deduction is one of the most celebrated tax deductions in all of tax deduction-dom. It’s cited as one of the benefits of homeownership, right behind “you’re not throwing your money away,” and that fact is repeated over and over again. Unfortunately, I believe it’s misrepresented. […]

Money Without Matrimony

When you get married, figuring out the financial implications can be a challenge. Do you merge your money completely? Do you keep some or all of the accounts separate? And who takes care of which household financial chores? As difficult as marriage and money can be, things are even tougher for unmarried couples, both gay and straight. […]