The Cost of Free

Chris Anderson’s most recent book, Free, argues that the future of many forms of commerce revolve around giving away their products to consumers without any financial cost to the buyer. Anderson believes pretty strongly in this principle - in fact, you can read the full book for free over at Scribd. I agree strongly with Anderson, actually, It’s hard to beat “free” in the eyes of a consumer. […]

Your Credit Can Impact Your Career

Credit reports and credit scores -- we've talked about them both a lot here at Free Money Finance. Mostly we focus on how they can save us money on interest, insurance, etc., but today we'll be looking at the impact they can have on our careers. Here's what Yahoo says about the work/credit relationship: Forty-two percent of employers, including the U.S. […]

Extreme Personal Finance: Daniel Suelo, The Man Without Money

Previously in my semi-regular Extreme Personal Finance series, I’ve highlighted: A couple who paid off their $220,000 mortgage in three years People who live on $12,000 a year Don Schrader, the man who lives on $10 a day Rina Kelley, the reporter who lived for one month as a freegan Yesterday, my friend Castle sent me the story of a man who makes these other folks look like spendthrifts. […]

4 Swiffer Cleaning Hacks for Cheaper Dust-Free Living

Achoo! I’m waging a war on the dust bunny and I want you to win the money battle in the dust game. Since I’m allergic to paying for Swiffer Sweeper refills and I break out in hives at the cost of replacement Swiffer Duster thingers, I’ve hacked a better way for cleaning my home. Getting us to spend big bucks on refills is a nice gig for cleaning companies looking to make ongoing cash. […]

Free Databases and Manuals at Public Libraries

By Frugal Duchess While attending a free library event, I checked out valuable information resources that could save time and money. Free car repair manuals, do-it-yourself roof repair guides and language lessons are all available with a few keystrokes, according to Ellen Book, branch manager of the Pinecrest Branch Library. That free database is not unique. […]

BVC #17: The Luhn Algorithm

Today’s video is about the Luhn Algorithm, a simple mathematical algorithm that you can use to verify the correctness of ID numbers that conform to it. Credit cards are the most common example and that’s what I talk about today. Sorry about the shadow, I started using some new lights and I’ll have to work on the shadows in the future. But there’s more light right? […]

50 Actions You Can Take Right Now to Pay Off Debt

There are many differing opinions about whether you can assign a quality like “good” or “bad” to debt. In general, I tend to believe that if debt is providing access to a necessary asset, like an education, a car, or a house, debt is at the least understandable. With debt, there is always a risk, and when you owe money to any other entity, you are often forced to live by their rules. […]

Make More Money by Being Tall

Ok, you can make more money if you: Are attractive Wear skirts and make-up (women) Have a touch of gray (men) Now add this to the list: be taller. Here's what Yahoo says on the subject of the height/pay relationship: There's a growing body of research that finds taller people make more money. […]

Best Deals For Thursday 7/23/09

By Paul Michael Today's WISEBUY. ALLOY END OF SEASON CLEARANCE. Up To 80% Off + 15% Off (dealnews) Alloy takes up to 80% off select jeans, pants, sneakers, outerwear, and more as part of its End-Of-Season Clearance Sale. Ttake an extra 15% off sitewide with code "DEAL15". Shipping starts at $6.   1. […]

Resetting the Scale

One of my passions is food. If you’ve been reading The Simple Dollar for long, you know that I love spending a couple of hours in the kitchen preparing an interesting meal. […]

Using a Card, Not a Vendor Credit Line, for Business Purchases

By Julie Rains Getting credit terms (aka trade terms) with vendors is usually a savvy move but, depending on the circumstances, paying with credit or charge cards can be just as smart. Securing trade credit, which typically requires disclosing financial information, may not always be in your best interest. […]

Note on Guest Posts and Excerpts

Just a quick note to tell you all that I've been taking and will take a bit more vacation this summer. As such, I've cut back to three posts per day and been using some guest posts and book excerpts to fill in the slots. […]

Borrowing From Big Banks – A Moral Issue?

*Me to group* “Hello everyone. My name is Matt and I’m a recovering big bank customer.” *Group replies in unison* “Hi Matt!” *Me to group* “I’m 33 years old, and have been borrowing from big banks ever since they courted me with offers of credit cards and free t-shirts on my University campus back in the 1990s. […]

Investing as a Couple: Draw on Your Differences

This is a guest post from Cristina Adams, editor of DailyWorth. DailyWorth offers daily personal-finance tips for women. It’s official: Warren Buffet has a feminine side. Not that the billionaire investor parades around in drag. He doesn’t. […]

Preserving the Harvest

If you planted your garden in mid-to late April like we did, you’ve already started to see the beginnings of your harvest. Our green onions have been out of control for a little while now, and our radishes are starting to get nice and big as well. We’re just now getting great peas and beans, and out tomatoes are right around the corner. […]

Supermarket Psychology (and a few insider tricks)

The Economist is known for its deep analysis and heavy topics, but I found this article about supermarkets and the science of shopping . The first time I heard about supermarket psychology was when someone explained to me that the most appealing products were always shown at eye level. When the product is placed at eye level, you are more prone to picking it up and subsequently buying it. […]

Creative Budget Balancing

States across the country are hurting. High unemployment numbers and reduced corporate profits have gutted tax revenue. At the same time, every state besides Vermont has a law requiring a balanced budget. As such, state governments are getting desperate to make ends meet. A recent article in Forbes highlighted the lengths to which some states are going. […]

I'm in a Buying Mood

Here's a comment left on my post titled Are You Saving More?: Well, I'm still saving above 30% gross, but the truth is, I used to save more than this. The reason why is because of a lot of "recession deals" that I finally decided to take advantage of. I have literally years of stuff that I've put off simply because I didn't want to pay the full price so to speak. […]

Kiplinger's Monthly Guide to the Best Sales: When to Buy Stuff

To get the best deals, you've got to know when to shop, according to the folks at Kiplinger's Personal Finance. Some purchases are difficult to time perfectly, such as stocks, airplane tickets and gas. But many other consumer staples—from cars to electronics to produce—go on sale predictably at certain times of the year. […]

True Frugal Living: Homesteading In The Wilderness

Remember the cheapest family in the nation? Well this family has got them BEAT! Can you live a totally “FREE” life? Apparently you can. And this story can attest to that. This is cheap living at its finest. Let me introduce to you one of the cheapest families in the world (they’re the cheapest, by choice). […]