Consumerism Commentary’s Prospective Staff Writers

Announcement: We have decided to extend the period for matching your charitable contributions through the end of this week. Contribute to your favorite charity this week and forward your contribution receipt to us. We will donate a matching amount to the World Food Programme. […]

Help a Reader: Mom Moving

Here's an email I recently received from a reader: My mom is retired and lives on the East Coast.  She still lives in the house that I grew up in and wants to put it up for sale this spring since it's too big for her to handle by herself (the house is fully paid, no mortgage).  I am currently in LA because of my job (yes, I know that the cost of living is ridiculous here).  My husband is applyi […]

Cooking Tips to Help You Keep Your Energy Bills Down This Holiday Season

The holidays are a time for delicious food shared with company. Most of us will be hosting holiday parties, entertaining family, or making traditional holiday goodies to pass around with friends and family. […]

Best Deals for Monday 11/30/09

By Lynn Truong It's Cyber Monday. Visit your favorite stores online -- deals are there for the taking. Check below for a list of stores offering Cyber Monday deals right now. […]

How to Minimize Bank Account Fees

Banks used to make their money by taking customer deposits and lending it out at a higher interest rate. Along the way, they discovered they could siphon off a little bit here or there in the form of “fees” cleverly disguised as “convenience” charges. Bankrate does annual fee surveys of what banks charge and the fee amounts are absolutely astounding. […]

An Easy Holiday Advent Calendar For Two Bucks

By Myscha Theriault December is fast approaching, and with it the Christmas season. An advent calendar is a popular holiday activity, but can often take more time or funds than we have available. […]

10 Reasons Why Credit Unions Kick Ass

Credit unions exist to help its members. Commercial banks exist to enrich their shareholders. You read that right. Credit unions are unions that exist to help its members. That’s why they often have better interest rates on both loans and deposits. Commercial banks are businesses. Their sole purpose is to figure out how to make more money from its customers (you!). […]

Way to Save #135: Don't Buy Softener Sheets

Don’t buy drier softening sheets. Instead, mix up a spray bottle with half water and half fabric softener. Spray a washcloth with the mixture and toss it in the dryer. […]

Reader Mailbag #91

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. I’m 30 years old and my wife and I are in the market for a new car. […]

5 Tips for Easy College Savings

By Tisha Tolar When you have a baby, there are many initial financial concerns, especially when a family is still working hard just to make ends meet. College savings on a tight budget may seem like something you'll do later when the kids start elementary school but time goes by so fast. […]

What is Debt Settlement?

Debt settlement. I’ve heard this term over and over in recent months. While I’ve had a vague idea of what this means, I’ve never known exactly what debt settlement entails, so today I thought I’d take a closer look. Debt settlement in a nutshell Debt settlement involves negotiating with a creditor to agree on a reduced balance that will be accepted as payment in full. […]

Failure is Okay

This article is the 10th of a 14-part series that explores the core tenets of Get Rich Slowly. Yesterday, for the first time in my 40-1/2 years on this earth, I went ice skating. Initially, I was scared to try, but I eventually gave in to the taunts from my eight- and ten-year-old friends. I love roller skating and I’m not too bad at it, but the ice skating…well, it sucked. […]

Popularity of Medical Tourism Increasing

Announcement: As I mentioned last week, Consumerism Commentary is matching your charitable contributions during the remainder of November. Please read this for more details. A few years ago, we discussed medical tourism. Every visitor who expressed an opinion would visit or have visited a foreign country or territory to take advantage of reduced costs associated with procedures. […]

Weekly Roundup – Cinnamon Bear Edition

Today was a big day in our household… November 29th marks the traditional start of the “The Cinnamon Bear,” an old-time, holiday-themed radio serial. I first learned about The Cinnamon Bear when JD wrote about it over at Get Rich Slowly a few years ago. If you have kids, this is definitely worth checking out. […]

“No Credit” Credit Cards: Are Prepaid or Secured Cards The Way To Go?

A young lady I know would like to make online purchases, but doesn’t have a traditional credit card or bank account yet. Someone else might have poor credit and be unable to qualify for a regular Visa or MasterCard. […]

The Cinnamon Bear: An Old-Time Radio Christmas Tradition

Because I love The Cinnamon Bear so much, I post this exact same article every year on the 29th of November. This year is no different. If you have young children — and even if you don’t — I encourage you to listen to these old radio broadcasts with your family. Holiday traditions don’t have to be expensive. […]

How Sunday Paper Coupons and Newspaper Ads Save Me Money

More ideas on how to save on groceries. Image from Sunday is a day off work and a time to rest and relax, right? Sure it is, although I use some part of the day to do some coupon clipping. Here’s when I take the time to sit down and organize my coupons. For decades, the Sunday coupon ritual has been a part of frugal households around the country, including my own. […]

Review: The Leap

Every other Sunday, The Simple Dollar reviews a personal growth, personal productivity, or career book. This is a book I wish I had my hands on about two years ago. I was working at a job I liked, but I also felt that there were several directions in which I was unable to spread my wings. The work I was doing was slowly moving in a less creative direction over time. […]

Podcast 32: Gift Cards and Financial Reform

The first guest on today’s Consumerism Commentary Podcast is Jim Sharvin, a Certified Public Accountant affiliated with the California Society of CPAs. Tom Dziubek and Jim discuss how consumers can protect themselves when buying and using one of the most popular holiday gifts, gift cards. After the break Tom speaks with Heather Booth, Executive Director of Americans for Financial Reform. […]