Broaden the Concept of Return on Investment (ROI)

I was talking to a friend and former co-worker the other day about a recent major acquisition in the finance industry. One large company in this industry had financial trouble of its own in the last few years, received an infusion of capital to keep it afloat for a while, and began selling off its divisions. […]

Best Deals for Tuesday 03/23/2010

80% Off $25 Gift Cert. with code COOK & Pay just $2! Get 75% Off Sugar Kiss with $15 Purchase. Use code SWEETDEAL Hooked on Phonics coupon: 50% off sitewide w/ coupon HOP50 Toy Clearance: Up to 82% off G.I. Joe, Elmo, more Ben & Jerry's Free Cone Day […]

Budgeting Pitfalls

The following is a guest post from Marotta Wealth Management.  Thrift is having a sure hand that controls your spending so your spending doesn't control you. The goal isn't to be rich but rather thoughtful, industrious, content and thrifty. We all know that impulse spending and unexpected emergencies can wreak havoc on your budget. […]

Don’t Let Your Taxes Make You a Criminal

The IRS is watching you. Think underpaying, not paying at all, or making a mistake on your tax return just means a possible penalty or added interest? Not exactly. In fact, many tax mishaps carry criminal penalties. […]

Wealth Isn’t How Much You Earn

At age 25, Jim makes $100,000 a year. He’s constantly traveling for business. He has a large home in which he often doesn’t visit some rooms for months at a time. He eats out every single night. He drives a leased Lexus, which he updates every few years at the end of the lease. He buys a whole new wardrobe every six months, taking the leftovers to Goodwill. […]

7 Ways to Make Use of Sub-Par Produce

By Linsey Knerl My grocer has a little known secret: It sells damaged and past-date produce weekly. To find it, you have to go around the corner of the regular produce aisle, next to where the employees take their breaks, and right in front of where the forklifts go in and out. It’s in a wire bin with no special markings or signage. […]

Mogi's Extended Vehicle Protection: Is it Worth It?

By WC Porter Over the weekend I saw a Mogi commercial for the first time and was intrigued: was this really something worth taking a look at or was it just another unnecessary product looking to take advantage of customers? […]

States Delaying Tax Refund Checks

Less than two weeks ago, USA Today ran story about how states were going to hold tax refunds for months. Barely a week later, New York announced that it has started delaying income tax refund checks, estimating that delaying refunds until April 1st will “save” the state about $500 million. […]


I’m a big fan of automation. Not having to think about mundane things on a regular basis is always attractive, since I want to be able to focus on things that are important as often as possible. […]

Fixed Expenses and Flexible Expenses: How to Budget for Both

This post is from new staff writer Sierra Black. Sierra writes about frugality, sustainable living, and getting her kids to eat kale at A few months ago, my local bank and I had a falling out and my husband and I were suddenly very motivated to switch banks. […]

Improve Cash Flow by Paying Off Long-Term Debts

Increasing your monthly your cash flow can be financially empowering. So many people are burdened by high interest credit card debts that represent a big chunk of their monthly expenses. […]

Comcast Blows It and then Saves It

If you enjoy this post and would like to receive free, daily suggestions on how to grow your net worth, you can subscribe to Free Money Finance using your feedreader and this link. I've detailed how we got Comcast cable last August as well as how much I was enjoying the service. […]

Link Roundup – Running Man Edition

Last week, I decided to bite the bullet and start running. I’ve recently gotten into a pretty good groove in terms of exercise, and have decided to take it to the next level, so I’ve decided to tackle the Couch-to-5K running program. If this sounds intriguing, I invite you to join in. If not, you can still follow along. Either cheer me on to victory, or mock my failure. It’s a win-win! […]

Health Care Reform H.R. 3590 Summary: What’s In the Health Care Bill and How it Affects You

Regardless of how you feel about the recently passed Patient Protection and Affordable Care Act in the United States, there are some important changes in this health care bill that directly impacts you, especially if you are of certain demographic.  Here’s a brief run-down and summary on the changes: Changes That Will Happen Right Away Help for the uninsured with pre-existing condition. […]

Plan on Budgeting Surprises

The following is a guest post from Marotta Wealth Management. Thrift is having a sure hand that controls your spending so your spending doesn't control you. The goal isn't to be rich but instead to be thoughtful, industrious, content and thrifty. […]

Ten Financial Mistakes I’ve Made in the Last Year

I make financial mistakes. I make a lot of them, actually. What I usually try to do when I screw up is not dwell on them. Instead, I try to identify why I made the mistake and then try to figure out how I can fix that issue. I don’t beat myself up over them – there’s no benefit in doing that. I’m human. I made a mistake. I’m going to make more in the future. […]

How I Save Money on Food & Groceries

So who’s hungry? Beyond using online coupons, you can also try these kitchen tips to help you save money on food and groceries. So how much do you typically spend on your average weekly food bill? Do you even have a rough answer? Don’t panic if you don’t, because I was in this exact same [...]How I Save Money on Food & Groceries Copyright 2011 All rights reserved. […] Giving Away $2,000 to Wise Bread Readers

By Will Chen, a free online bookkeeping service for the self-employed and small business owners, is giving away $2,000 to Wise Bread readers! My favorite part of is their community where you can get free expert advice from accountants and bookkepers. […]

Inside the Patient Protection and Affordable Care Act: What Healthcare Reform Entails

In case you haven’t heard, the House of Representatives passed the healthcare reform bill (H.R. 3590) yesterday in a divisive vote that saw every single Republican vote against the bill while 219 of 253 of Democrats voted for it. President Obama is expected to sign the bill into law on Tuesday. This is a large and complex bill whose effects will be phased in over the next six years. […]

Has Your Net Worth Recovered?

Here's an interesting piece from the Washington Post that says Americans' net worths have not yet recovered from the crash over the past couple of years. In fact, while wealth has been increasing,  there's still a good way to go to get back to even for most people. The highlights: Americans are recovering their shrunken wealth - gradually. […]