Cheap Stock Trades at Discount Stock Brokers

I’m not sure how much it costs to execute a stock trade but it doesn’t appear to be all that much. When I first opened up my first brokerage account, it was with Vanguard. Vanguard has two main types of investor accounts, one where you invest in their family of mutual funds and one where you can invest in stocks, bonds, ETFs, etc. […]

Questions to Ask About Your Settlement Statement

As many of you know, we’re in the process of buying a townhouse. We recently received the paperwork from our lender, including our truth in lending disclosure, a disclosure book, and our good faith estimate. […]

12 Critical Things Your Family Needs to Know

The following is a guest post from Mark Gavagan, author of 12 Critical Things Your Family Needs to Know, a quick and easy-to-use tool for organizing your life and getting your personal & financial affairs in order. My father died unexpectedly in March of 2003.  He was 67 years old. Fortunately, we knew he wanted to be cremated, followed by a small graveside service. […]

Peer To Peer Lending: Lend Money And Invest

A while back, I covered the world of social lending, when I was relatively new to the whole peer to peer lending premise. […]

How To Give School Lunches Good Grades

The school year is new, but early grades for brown bag lunches have not been promising in my home. For example, servings of leftover lasagna recently failed the lunchroom test. The pasta tasted great, but looked unappealing in a small sandwich bag, the kids said.It's a challenge to assemble lunches that are nutritious, tasty and frugal. […]

The Personal Finance Hour, Episode 18: A Twenty-Something Entrepreneur

In the recent GRS reader survey, one common request was to delay the weekly podcast announcement until after the show so that I could provide a brief written summary for those who don’t have the time or the inclination to listen. […]

How to Make Your Commute Profitable

By Frugal Duchess Every day, I use public transportation to commute to my day job. The arrangement saves money, reduces my carbon footprint and actually helps me to earn extra money.  Here’s how I get the most from the local transit system.   Time-catcher Time-deprived car drivers snack, shave, text, study, groom, read and shout into cell phones during rush-hour commutes. […]

Seven Tempting Places – And Eight Ways to Minimize Their Impact

I’m often tempted to spend money that I shouldn’t. I’m good at restraining my impulsive nature. I don’t simply go into stores and then emerge later with a hefty bag, a credit card bill, and a dazed look on my face. Still, in certain places, I am strongly tempted to spend. I look around and see tons of items that I’d like to have. […]

Always Do the Math

We recently joined a very nice local pool (near our home, at an area high school, Olympic-sized pool with a smaller, warm-water pool too, inside, etc.) We had been going there quite a bit over a two-week period (at $6.50 a pop for our family) and decided we'd take the plunge on a membership to save ourselves money. […]

Citi to Remove Automatic Travel Insurance

I recently learned that Citi is removing the automatic travel insurance from their cards, effective September 1, 2009. If you’re anything like me, then I know exactly what you’re thinking… “Travel insurance? […]

How Being A Pessimist Saves You Money

I’m not a pessimist but I know enough of them to know that being a pessimist can save you a lot of money. A pessimist is someone who sees a glass filled halfway with water as being half empty. In a beautiful blue sky, they see the clouds in the distance and ready their umbrella. They see insurance not as a protection against the unknown but as an investment in the future. […]

Super Doubles Are Back at Kmart

By Carrie Kirby Kmart is doubling coupons again this week, reportedly for the last time in 2009. Every time they do "Super Doubles," it kicks off an internal argument for me: Me 1: Hey, you could get free hand soap! We need hand soap! Me 2: But I haaate going to Kmart. You know what Rainman said, Kmart sucks! Me 1: Free stuff! […]

10 Tips for Avoiding Overdraft Fees

Bank of America is settling the overdraft fee class-action lawsuit that alleges the bank knowingly manipulated customers’ deposits and withdrawals in order to maximize the fees they would receive. Although the banks aren’t completely to blame for the proliferation of overdraft fees, policies were so much of a problem that the government and regulators needed to step in. […]

Cheap Home Security Options

Our neighborhood homeowner's association has a Yahoo group where neighbors post everything from party-at-the-park announcements to ideas on how to handle speeders in the neighborhood. A couple weeks ago, someone posted that there were a series of thefts in our area. […]

Best Deals For Monday 8/31/09

By Paul Michael Today's WISEBUY. Overstock.com Mega Clearance - Up To 95% OFF! (dealnews) So many deals to choose from.   1. FREE Sharp 10-Digit Calculator Sharp EL-525BBL 10-digit basic calculator, FREE after easy rebate. Solar powered, in-store only, limit one while supplies last. $6.99 - $6.99 Easy Rebate = FREE.   2. […]

Best of Money Carnival Up and Going

The Best of Money Carnival #14 is now up and full of 10 great personal finance posts. This week's winner was Motivation to Reduce Debt. I had an entry make it as well -- my post titled My Jobs, The Blame’s on Me. Stop by and check out the posts if you're interested in the best money pieces from the past week. […]

Reader Mailbag #78

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. The cost of education is increasing at an alarming rate. At some point it will come down to a cost benefit thing. […]

The Truth About Taxes

Note: Although I try to keep GRS a politics-free zone, today’s topic is inherently political. I’ve stayed as neutral as possible in the article, but I know that there’ll be some political discussion in the comments. Please keep conversation civil, as always. Because I was frustrated with my own ignorance about the U.S. […]

Zecco Trading Offering 20 Free Stock Trades

I do very little stock trading. In fact, the only individual stocks I hold are Microsoft (MSFT) and Akamai (AKAM), both of which I purchased with free money for opening a brokerage account. […]

There Is Always A Deal

I bet you work hard for the dollars in your wallet, I know I do. You don’t spend hours away from your family or your favorite pursuits because you like work more than them, you do it because works pays you money so that you can support yourself and yours and do the things you want to do with your free time. I’m the same way. […]