Bargaineering Career Week 2009

With unemployment over 10%, the pool of willing workers has never been bigger or more qualified. If you’re in that group, you’re probably wondering whether you’ll ever find a job. While I’m self employed now, I have been fired before and I know how much it sucks to have someone else tell you that you’re no longer needed. […]

Celebrate Your Life (and Help Others do the Same) with Bcelebrated – Plus a Discount for Wise Bread Readers

By Nora Dunn Debra and Mark were on a boat trip while vacationing in Mexico when they found themselves in the middle of a terrible storm. Life jackets were passed out. And there weren’t enough to go around. […]

Is Saving for Old People?

A post on a “savings generation gap” at Get Rich Slowly the other day caught my eye. In it, J.D. argued that there’s a “generation gap” between spenders and savers. […]

Way to Save #119: Refrigerator Etiquette

If you’re buying a new refrigerator, remember that top mounted freezers are cheaper to operate than side-by-sides, and don’t buy more refrigerator than you need. Automatic ice makers add about $200 to the initial cost of a refrigerator, cost about $50 a year to operate and are the first thing to break. If your refrigerator [...] […]

Reader Story: Budgeting For a Lifestyle Change

This is a guest post from Sean Ogle, a former portfolio analyst who is now pursuing his goals of starting a business and seeing the world. You can read more from him at Location180. You can also follow him on twitter @seanogle.  Have you ever thought about doing something different with your life? Maybe you’ve decided that you’d like to do more world traveling. […]

Opportunities Lost

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. In the past we've discussed what Christians believe about giving (and how much -- or should I say how little -- they actually give). On a related note, I've even asked if our welfare state is a result of Christians not living up to their calling to give to the poor and needy. […]

The Simple Dollar Time Machine: November 14, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Netflix Streaming Video to PlayStation 3

As I explained in my Netflix review, one of the reasons why I became a Netflix convert was the streaming content they had available to XBox 360 owners. For $8.99 a month, you had access to their entire library of online streaming content at your fingertips. […]

Some Thoughts on Black Friday

In a little less than two weeks, Thanksgiving will be upon us, immediately followed by “Black Friday,” the busiest shopping day of the year. Black Friday is quite often the day that pushes retailers over the line into profitability for the year (from the red to the black), hence the name. […]

Way to Save #118: Wash With Cold Water

Be cool. Using cold water only can save you 90% of the cost of washing your clothes. Disconnect the hot water hose. […]

A Great Money Question

Here's a great money question (preceded by a fill-in-the-blank statement) from page 209 of The Secret Language of Money: How to Make Smarter Financial Decisions and Live a Richer Life: 1. My current annual income is $_________________ 2. […]

Join Wise Bread at the Miami Book Fair This Sunday!

By Will Chen We've been invited to present our books, 10,001 Way to Live Large on a Small Budget and The Frugal Duchess: How to Live Well and Save Money, at the 26th Miami Book Fair International! Wise Bread writers Myscha Theriault and Sharon Harvey Rosenberg will be on hand to sign books, answer questions, and share their favorite frugal tips. The fair is great fun for the whole family.  It fea […]

Here’s a great comeback when negotiating to buy a property

It’s no secret that there are federal tax credits available for many people who are looking to buy a home.  Both first-time and non-first-time homebuyers now can play the game. The people who are among most aware of the credits, of course, are people wanting to sell a home.  It’s not difficult at all to find For Sale signs also advertising the $8,000 tax credit, and, as I may find out soon, it wil […]

Retirement Investing Advice For Late Start Investors

When did you start saving for retirement? Think you’ve missed the boat because you didn’t get a chance to invest early? Reality Check For Those Nearing or Approaching Retirement Age Awesome image by Mark Stivers For many of us who are 65 years or older, we live by our social security checks. […]

Pay Back the Homebuyer Tax Credit?

Did you know that you have to pay back the homebuyer tax credit if you claim it and then sell your house (or otherwise stop using it as your principal residence) within the next three years? I didn’t, but apparently that’s the case. […]

The Second Life of Food

This morning, I was doing a bit of advance planning for our dinner this evening. […]

Fed Finally Stops Overdraft Fees on Debit Cards…Kind of

If you used your debit card to buy a $3 latte when there was only $2.95 in your account, you were suddenly drinking a $33 latte. […]

How to Spend Smarter This Holiday Season

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. […]

How to Become a Billionaire

Forbes recently looked at the lives of several ultra-wealthy individuals and came up with this list for how to become a billionaire: Their parents had a high aptitude for math. They were born in September. They were either college drop-outs or went to Yale. They worked at Goldman Sachs. All strikes for me -- no wonder I'm not a billionaire. […]