The Boat Experience: The Means Justify the Ends

This is a guest post from Michael H. It’s the story I alluded to when I first wrote about the third stage of personal finance. I was afraid to run this story when Michael submitted it last year. I thought it encouraged foolish behavior. Now I understand that it does no such thing. […]

Personal Finance Advice: One Size Does Not Fit All

It is human nature to search for Truths that describe the world we live in. This is one reason why personal finance gurus are so popular amongst a group of individuals that listens. […]

Happy Memorial Day

Just wanted to say Happy Memorial Day to everyone (it's a holiday where we remember the service and sacrifice of our veterans and enlisted men and women for those of you outside of the United States). Like most others in the U.S., I'm taking the day off -- I'll be back tomorrow. Thank you to all our veterans, enlisted personnel, and their families. […]

Job Layoff vs Pay Cut: What’s Your Preference?

At first, this may seem like a strange question, but you’d be surprised by the responses you’d get if you ask it: would you leave your job during the crisis? Would you prefer to get laid off or would you take a pay cut to save your job? There are reasons why you’d opt for one situation over the other — the only answer I can give here is that it all depends. […]

Six Cheap and Fun Children's Items at Target (They're Plastic Free!)

By Myscha Theriault I found myself in between an errand and an appointment today with time to kill. There was a Target store right next to the eye clinic my husband needed to go to, and we had about thirty minutes before it opened. He grabbed a table at the snack area to study, and I decided to cruise the aisles for penny pinching inspiration. […]

Review: Craft Inc.

Every other Sunday, The Simple Dollar reviews a personal productivity, personal development, or entrepreneurship book. Discover your passions and make a living from it. It’s an idea I talk about quite often on The Simple Dollar - and it often gets pooh-poohed by people who believe strongly in work-life separation, that you should do a job that maximizes your income for your effort. […]

Podcast 5: Pursuing Your Passion and a Dual-Income Budget

Today’s podcast features an interview with J.D. Roth from popular blog Get Rich Slowly. J.D. talks with Tom Dziubek and me about how he was inspired to begin writing about personal finance and his decision to leave the corporate world behind and take his passion to the next level. Tom also speaks with Bryan J Busch from Stop Being Broken. […]

Free Book

For all of you Sunday readers, here's a free book offer. It's a giveaway of the book "Money Matters" from Larry Burkett. Simply click the link, follow the instructions, and the book's free for you. Enjoy! […]

6 Unique Ways to Eat Watermelon

By Linsey Knerl Watermelon can be considered frugal.  While not exactly “cheap” in price, it can be purchased for a fair amount per pound (while on sale) and is one of those foods that goes the extra mile at a gathering. […]

Cheap Drinks, Great Food & Other Low-Cost Party Tricks

Dinner parties and potluck meals provide inexpensive options for celebrating special occasions. And you don't have to sacrifice elegance when creating festive do-it-yourself events, according to Susan Gladstone, an adjunct professor of special events at Florida International University and owner of Susan Gladstone Productions. Here are a few suggestions:Elegant barbecues. […]

The Barter Economy: 14 Great Places to Trade Stuff Online

All of us have things we don’t want and, at the same time, want or need other things. Usually, the transition between the two requires selling what you don’t want and buying what you want or need - but often, you lose value on both transactions. A better solution is bartering - exchange something you have for something of roughly equal value that someone else has. […]

10,001 Ways to Live Large on a Small Budget Review

Earlier this week I gave away three copies of Wise Bread’s new book - 10,001 Ways to Live Large on a Small Budget, while promising a review later in the week. Like Wise Bread, this book is colorful, approachable, and while I haven’t confirmed the actual number of tips, 10,001 doesn’t seem that far off. […]

Review: Sound Mind Investing Website

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. Today, we have a guest post from ChristianPF. You can learn more about ChristianPF by subscribing to his RSS feed or by following him on Twitter. Sound Mind Investing (SMI) is a Christian Investing newsletter that now has a full featured website as well. […]

How to Organize a “Working Party”

Eventually, every homeowner finds a sizable home improvement project that they’d like to tackle. Perhaps the project is rebuilding a deck. Maybe it involves putting new concrete in the driveway. Whatever it is, it’s big. You could tackle it yourself, but you’d be working on it after work for weeks, losing many, many hours that could be spent on other activities. […]

Review: How Successful People Think by John C. Maxwell

Until I saw this book, I had no idea who John C. Maxwell was and why he was qualified to write a book on how successful people think. Maxwell is a “leadership expert” and a New York Times bestselling author who has sold over 16 million books. He’s also a speaker, having spoken to Fortune 500 companies, government leaders, NFL, UN ambassadors, and many other groups. […]

An Experiment in Cheap Living (from 1872)

An Experiment in Cheap Living Earlier this week, I shared some of the highlights from three years of GRS articles about saving money on food. Brett from The Art of Manliness, who knows that I collect old self-help books, sent me an excerpt from Dio Lewis’s 1872 volume, Our Digestion, or, My Jolly Friend’s Secret. […]

Failed Frugality: 5 Clues You’ve Gone Too Far

By Linsey Knerl For most people, frugality is a lifestyle choice born out of necessity.  A lost job, increase in expenses, or a battle with debt has forced them to take extreme measures to balance their budget.  Sometimes, however, frugal choices can hinder you beyond the benefit of the dollar saved.  Here are five tell-tale signs that you’ve done yourself no favors in your quest to cut costs.  Y […]

The Simple Dollar Time Machine - May 23, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so I’m starting a weekly series (on Saturday) that highlights the five best posts from one year ago this week, as well as the five best posts from two years ago this week. […]

Achieving Family Harmony in Estate Planning Part 2: Make Sure Your Plan Fits Your Unique Needs

The following is a guest post from Marotta Wealth Management. Estate planning must begin with family harmony as the goal. Thus personal dynamics are more important than avoiding probate and estate taxes. Planning begins by selecting the right trustee. Here are some additional principles to help you assure family harmony in your estate planning. First, have an up-to-date plan. […]

Online Discount Brokers: SmartMoney Broker Survey

I’ve been keeping my eye on the financial companies I’ve been doing business with, ever since the financial crisis hit. I feel much more comfortable when I see that my money is in the hands of well-respected banks and brokers who make the grade (and rank well, at least through ratings surveys) on a regular basis — especially since things seem to change on a dime so easily these days. […]