Bank Accounts For People With Bad Credit

There have been several people I know who have wanted the convenience of checking, but couldn’t open a new account due to bad credit. The past recession has left many to deal with damaged credit everywhere you look. But all may not be lost even if you happen to be in this boat. You can [...]Bank Accounts For People With Bad Credit Copyright 2011 TheDigeratiLife.com All rights reserved. […]

Don’t Rely on Social Security

This is a message to all of those people under, say, forty out there. Don’t rely on Social Security for any part of your retirement. When you’re thinking about retirement, assume that you’re going to be paying your own way. That’s not a statement that a lot of people like to think about, but the data pretty much points to this as an inevitability. […]

More on the Cost of Mutual Funds

We've talked about the role cost plays in determining the success of a mutual fund's performance. CNN Money tackled the same issue (and quoted the same Morningstar study) from a different perspective in a recent column. It started with the following question from a reader: I'm trying to choose between two funds in my 401(k) that invest in the same sector. […]

Simplify My “Stuff”

Kiplinger has an article out this month called Stretch Your Paycheck where they point out eight ways you might be able to trim your expenses to make your money go a little farther. […]

Would You Marry Someone Deep in Debt?

Here's a piece by Yahoo (from the NY Times) that talks about how debt can destroy a budding relationship. I posted this a couple weeks ago on Facebook (click here to see FMF on Facebook) but thought it would be worth discussing here as well. But first, let's set the scene. […]

Best Money Tips: How to Care for Your Shoes

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you expert tips for taking care of your shoes, how to make money as a lab rat, and which bloggers on Twitter can save you some cash! Top 5 Articles The Proper Care and Feeding of Your Shoes — Many of us take them for granted, and yet a little TLC can help them last a lifetime. […]

The Best of Money Carnival

The Best of Money Carnival is now up. Congrats to all participants and especially the winning post, Financial Wisdom from The Princess Bride. Enjoy! […]

Reader Mailbag: Public Cell Phone Use

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Rebuilding a life post-divorce 2. Freelancing baby steps 3. Power of attorney question 4. Emergency fund or invest? 5. Does prayer work? 6. Getting your spouse to participate 7. Splitting bills with roommate 8. […]

Buying Gold: ETFs and Bullion

Over the past few weeks, the price of gold (expressed in dollars) has increased to all-time highs. This is true if you don’t adjust historical prices for inflation. This and the price increase that began for the recession have fueled a surge in interest in investing in gold. Investors are looking to ride this wave. […]

Lessons We Can Learn From Blockbuster's Demise

There's a common perception among business owners that adding an online presence to an already existing brick-and-mortar business is a no-brainer. That's not surprising. Marketing gurus have been touting the power of the Internet for years and given its exponential growth and success, there's been no reason to argue that strategy. […]

The End of the 4% Rule?

There's a rule of thumb that's pretty well known to retirement planners: the 4% rule. It states that if you spend 4% of your capital in your first year of retirement, you can go on spending that much — and even adjust it for inflation — and you won't run out of money before you die. […]

Women and Wall Street: Is the Romance Gone?

I've never been a huge fan of movies, primarily because strong female leads are few and far between. Wall Street: Money Never Sleeps is a perfect example of this. The main players are men, as is the target audience. Being a woman who works in finance, I'm left a bit dismayed — and as it turns out, I'm not alone. […]

How to Beat an Adverse Credit History

Adverse credit history is the polite “put it in writing” way of saying you don’t have good credit. It could mean you have a bad or poor credit history or it could mean you have no credit history at all, either way it’s not a good thing. How do you fight back from a creditor saying you have an adverse credit history? […]

Unemployed? Underemployed? Here’s How to Get Help

For a long time, GRS readers have been requesting a list of resources for low-income families struggling to get by. I haven’t put anything together because I don’t know much about the subject. Fortunately, I know somebody who does. […]

Opened A New Checking Account

When we moved in February, the distance between our house and our bank doubled.  No longer desiring to drive almost forty minutes, just to deposit a check, I recently opened a new checking account at a small, locally-owned bank, just two minutes from our house. My wife an I now have four checking accounts – a free, no-frills personal account, at our old bank, a free, business-only account, at our […]

Winning the Lottery Won’t Fix Your Finances

This is a guest post by Roshawn Watson of Watson Inc. If you like what you see here, be sure to download his free e-book “Your Foundation to Wealth” by signing up to receive free updates from his site via e-mail (no spam). You might also be interested in subscribing to his RSS feed or connecting with him on Twitter. Some people are consumed with the idea of winning the lottery. […]

Warning Signs of Career Obsolescence

The book The New Job Security, Revised: The 5 Best Strategies for Taking Control of Your Career lists the following warning signs that your career may becoming obsolete (increasingly unemployable): Not knowing your strengths -- Can you communicate your value clearly? Complacency -- Habit and repetition become the norm rather than pushing the envelope. […]

Asset Allocation Strategies: Rebalance Your Portfolio

How are you rebalancing your investment portfolio? How many of you garden? For those who know me, I’m actually knee high in weeds right now, in our new lavender farm. After converting a few acre pasture, we decided it would be fun and even possibly profitable to grow lavender that supposedly does so well in our climate. But, despite the laborious process, the weeding must be done. […]

When in Rome…

J.D. here with a quick update from my European vacation. Our housesitter reports that everything is fine (and she’s made friends with our cats), while Kris and I are enjoying the best of Italy. […]

7 Tips to Conserve Heat and Money This Winter

Ready for winter? Here are a few ideas to keep the cold out and the savings in this season. […]