Secure Your Sensitive Data

I recently ran across an interesting new story about Minnesota Vikings wide receiver Bernard Berrian, who lost his Blackberry while in Las Vegas last fall. […]

Your Take: Divorce Insurance?

Spend enough time reading pop culture magazines and websites and chances are you’ll stumble onto news about some movie star or music sensation insuring a body part. Lloyd’s of London is famous for insuring body parts like Celine Dion’s vocal cords, Troy Polamalu’s hair, and Keith Richards’ fingers. […]

Ask the Readers: How Do I Motivate My Boyfriend to Save Money?

Although we cover the topic once or twice a year, I constantly get questions from people who are frustrated by the financial habits of their spouses and partners. Some people are Spenders, and some people are Savers. What can you do to get both partners on the same page? Linda is the most recent GRS reader with a relationship issue. […]

What's an Appropriate Tip for Poor Service?

The Bucks Blog discusses the issue of tipping when service is bad (like from a waiter, a hairdresser, etc.) They asked Peter Post, an etiquette expert at the Emily Post Institute, what his thoughts were on the situation. The summary: According to Mr. Post, the time to show your disappointment with bad service is not when you’re giving a tip. Instead, you should complain before. […]

Star Money Articles and Carnivals for the Week of Jan 31

Here are some pieces I found especially worthwhile and some of the carnivals Free Money Finance was in this week and my posts that were included: Carnival of Passive Investing - The Beauty of Index Funds   The Wealth Builder Carnival - 25 Toughest Interview Questions of 2010   Festival of Frugality - The Cost of Being Overweight   Carnival of Personal Finance - How to deal with […]

Mighty Bargains for 3 February 2011

Here are a couple of great deals for you: Barnes & Noble isn’t one to be outdone.  Only a couple of weeks after dropped a 50% deal on a $20 gift certificate over at, Barnes & Noble has a deal going for 50% off a $20 gift certificate! […]

Continental Airlines One Pass Plus Card Review

One great source of travel deals is your good old trusty travel rewards credit card. But such a card can do more than stack up the miles for you. If you’re interested in a card that combines a ton of bonus miles with amenities like club passes and special treatment at hotels and resorts, then you may want to take a peek at the Continental Airlines OnePass Plus Card. […]

Resource Reminder – 7 Hours For Healthier Finances

Last year I wrote a series of articles entitled Dedicate 7 Hours for Healthier Finances.  Since that time, readership of No Credit Needed has increased – and I want to make sure that new readers (and folks who might have missed the series the first time around) are aware of it. The premise behind the series is pretty simple:  Let’s see if we can take 1 hour, each day, for one full week, and impro […]

The Bedtime Routine: Saving Money While You Sleep

Every night before I go to sleep, I go through a pretty straightforward routine. I start at the bottom of the house in the laundry room, the farthest place from our bedroom, and head upstairs slowly, doing lots of little things along the way. This routine takes about three minutes. Most nights, I estimate that my actions during that routine save me about three dollars or so, all told. […]

Best Buy’s Buy Back Program

The consumer retailer Best Buy has found a way to lock customers into tighter relationships. The company’s rewards program may no longer the attraction it once was, so the company is introducing a benefit that will encourage shoppers to come back to the store. It also encourages the product upgrade philosophy, something that cell phone service providers have taken advantage for years. […]

Dear Sears, This is Why I Hate You

To Whomever May Be Listening at Sears: Three years ago, you made my life a nightmare with what you call "customer service." It took me writing you a public letter before you finally did the right thing. Of course you made the "solution" into a nightmare of its own until my local manager decided to save your bacon. […]

25 Top-Paying Companies

It’s clear that if you can work for a company that provides a valuable service to major corporations, you have the ability to earn millions of dollars of income for that company. […]

Homemade Salsa Recipe – Cheap and Easy

How to Make Your Own Salsa If you love salsa and thought it was too hard to make at home, I’m going to have to stop you right there. In fact, it’s one of the easiest dips you’ll ever have a chance to make and it will taste a hundred times better than most of the stuff you get in a jar to boot. Speaking of salsa in a jar, have you noticed how expensive that stuff is? […]

5 Things Everyone Should Know About This Year's Tax Changes

Brought to you by TurboTax Federal Free Edition — Free to prepare, Free to print, Free to efile We saw 2010 close with last-minute wheeling and dealing to satisfy various objectives on both sides of the aisle. […]

45 Other Things to Do on Super Bowl Sunday

I'm not a football fan in general — clutch your pearls! — and I’ve been particularly disinterested in the Super Bowl since 2005, the year the half-time acts got all family friendly because Janet Jackson showed a little booby 12 months prior. Am I bitter? For sure. […]

Reader Mailbag: January Resolution Review

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Basic tax prep conundrum 2. Debt disaster and recovery 3. Capital gains and gifts 4. Mortgage less than rent 5. Frugal fatigue 6. Child discipline 7. Is “free” Tax Act good? 8. Solo games 9. […]

Social Media: An Easy Source of Coupons

Have you "liked" your favorite stores on Facebook? Do you check in on Foursquare at your favorite restaurants? If you're willing to invest a little time into social media, you can make it a useful part of your coupon strategy. […]

Getting One Month Ahead

One of the things that I disliked the most about life pre-No Credit Needed was the pressure of living paycheck-to-paycheck. Prior to getting serious about managing our finances, I struggled, always living on that fine line between just-enough and flat-broke.  One of the joys of my current lifestyle is that I have broken the cycle of paycheck-to-paycheck. Before I proceed, let me point out the fol […]