Oil Spill Disaster & The Costs of the Pursuit of Profit

So what’s the emergency plan for this disaster? This is really frightening. On the heels of Earth Day, I’m greeted — no shocked — by the latest environmental disaster (an oil rig exploded and continues to spill oil off the Louisiana coast) transpiring somewhere in the Gulf of Mexico. I take the conservative’s stand in most respects, but not when it comes to environmental concerns. […]

The Richest Fictional Characters

Here's a fun diversion for a Thursday -- Forbes' list of the richest fictional characters. Their top 10: No. 1 Carlisle Cullen, Net Worth: $34.1 billionNo. 2 Scrooge McDuck, Net Worth: $33.5 billionNo. 3 Richie Rich, Net Worth: $11.5 billionNo. 4 Tony Stark, Net Worth: $8.8 billionNo. 5 Jed Clampett, Net Worth: $7.2 billionNo. 6 Adrian "Ozymandias" Veidt, Net Worth: $7 billionNo. […]

Your 2010 Budget Revisited

Link:  http://www.openforum.com/idea-hub/topics/money/article/your-2010-budget-revisite... ShareThisIf you follow good business practices, then late in 2009 you made a budget for 2010. […]

The Zen State of Slog Work

The people that succeed at any job are the people who get the job done effectively, even if the work happens to be incredibly boring. At one of my (many) college jobs, I would spend hours upon hours sifting dirt. […]

New Chase $100 Checking Account Bonus

If you’ve been thinking about opening a checking account at Chase, then they’ve announced a new checking account promotion that is perfect for you. How about $100 to open a checking account with at least $100 in new money to Chase, 5+ debit card transactions in 60 days (or a direct deposit), and keep that account open for 6 months. […]

9 Tips to Save on Appliance Purchases

The "Cash for Appliance Clunkers" program is the latest way to save on new, energy efficient appliances, but it's certainly not the only way. Whether you're planning to take advantage of your state's program or it's already over, check out these appliance-shopping tips. […]

Eight Great Frugal Date Ideas

The following is a guest post by Ashley Jacobs from Green Sherpa. The pressure associated with trying to impress someone and make sure they have a great time can take the fun out of planning a date.  Coming up with a great date idea is difficult enough.  Add to it the fact that you want to be frugal while making the date awesome makes it even more difficult.  So how do you make sure you and you […]

5 Simple Debt Reduction Tips

I like to write about an array of personal finance topics, but my true passion is debt reduction. Tip 1 - Send in credit card payments as soon as is possible.  This reduces your average daily balance and total interest charges. Tip 2 - Be both analytical and emotional. […]

Reader Mailbag: Balancing Act

One of the interesting things in my own life as of late has been the tricky balancing act between my professional work and my personal life. Right now, I’m in a big crunch time with my professional work, as my second book is coming out in late June. There’s a lot of book finalizing, a lot of promotional work, a lot of legwork in other areas… just lots of details to cover. […]

10 Awesome Companies Built by Teens

Link:  http://www.openforum.com/idea-hub/topics/innovation/article/10-awesome-companies... […]

Biweekly Mortgages: Do It Yourself to Save Money

On the surface, it seems like it would make sense to enroll in a biweekly mortgage payment plan. In theory, these biweekly mortgage programs offered by lending servicing companies work by allowing you to send half of your monthly mortgage amount every two weeks. […]

How to Avoid Tipping Scams & Ripoffs

When I shared how I was taken by a Canadian fake DVD scammer, I asked you all what your worst scam was and the most common response was servers fraudulently putting more tip on the receipt. It’s such an easy scam because what’s an extra dollar or two on your receipt? It’s hard to discover in your credit card bill because the difference is so small. […]

Money, Stress, and Your Health

This post is from GRS staff writer April Dykman. A 2009 AP/AOL survey, Debt Stress in the United States, found that American adults are experiencing significantly more debt-related stress than reported four years ago when a similar survey was conducted. The survey also found that those with high stress levels were likely to experience health problems, including headaches, back pain, muscle tension […]

The Pros and Cons of Annuities

Here's a list of the pros and cons of annuities. It begins with the pros: 1. Flexibility and investment choices 2. Tax deferral for your investment gains3. Income for life4. Asset protection5. Potential protection from market losses. And now the cons: 1. Irreversible consequences.2. Locked up until 59 ½. 3. Poor tax planning. 4. Insurance company financial health. 5. […]

Free riding for fun and profit

AOL and I will never, ever be BFF.  EVER.  They even told me so.  Here’s my story: Let’s go waaaaaaay back to 2000.  Back to a time when every American’s mailbox was absolutely stuffed to the gills with AOL discs.  One fine mid-Atlantic day I wanted some World Wide Web on my computer.  I knew Netzero still had some free numbers around, but the only place I knew to find them was on […]

Free Restaurant Gift Certificates Giveaway from BigCrumbs

Lots of good things and events ahead over the next few weeks here at The Digerati Life! To start with, I am noticing that my traffic meter is inching its way towards the 4 millionth mark! It may take a couple more weeks to get there but it’s getting there! I’m also gearing up for a big surprise this weekend for those who visit the site. Woohoo! […]

Help a Reader: Back to School

Here's an email I recently received from a reader: I am off to grad school in the fall (full time) in order to further my career.  As you know, tuition and costs can be outrageous and my wife and I have been having ongoing discussions on how to best pay for it.  We are both in our early thirties, have good jobs, no debt outside of mortgage debt and no kids (kids will come post school).  We curr […]

Teenagers and Careers: Is Apprenticeship an Answer?

I’m going to go a bit off the beaten path here… Why Nerds Are Unpopular by Paul Graham is one of the most thought-provoking essays I’ve ever read. I’ve re-read the thing several times over the years, each time realizing how much it actually hit upon some of the fundamental truths of my teenage years. […]