A Box of Wine, a Loaf of Bread, and Thou: 6 Box Wine Comparisons

By Marla Walters What on earth inspired me to try boxed wine? The price. A five-liter box of wine can sell for as little as $11. As a Wise Bread reader, I am sure you understand the pull of a bargain. I confess that, for years, I snubbed it. Boxed wine is nothing new, but I wouldn’t give it the time of day. […]

How to Donate Appreciated Stock

It’s well understood that when you donate $100 to an eligible charity, you get a $100 tax deduction if you itemize your deductions. What happens when you donate $100 in stock to an eligible charity? The exact same thing. You get a $100 deduction to your taxes if you itemize your deductions. If that’s the case, why is donating appreciate stock such a big deal? […]

Should All Amazon Shoppers Pay Sales Tax?

I almost participated in a boycott of Amazon.com. This was almost a decade ago when Amazon filed for a patent for its 1-Click ordering process. The patent was struck down in 2007 but I didn’t notice. In the face of Amazon’s low prices and, in my state, exemption from sales tax, my convictions didn’t stand a chance. Today, Amazon is still my retailer of choice. […]

It’s More Important to Be Happy Than to Be Rich

This article is the final installment of a 14-part series that explored the core tenets of Get Rich Slowly. Here’s the opening paragraph from my forthcoming book, Your Money: The Missing Manual. It’s the sum of everything I’ve learned during my five year journey to get rich slowly: You don’t want to be rich — you want to be happy. […]

The Economics of Gift Giving

With Christmas now in the rearview mirror, I thought it would be interesting to talk about gift giving strategies. According to a recent blurb in Money Magazine, Joel Waldfogel (Wharton School economist) has argued the following about gift-giving: “The problem with buying presents is that it’s economically inefficient. […]

Contrarian Thoughts on Charity and Giving

The following is a guest post from Free Money Finance reader Mike Hunt (someone whom I admire and respect – he regularly shares his wisdom in the comments.) That said, I generally disagree with the following tone and nature of this post and am not sure it’s even factually accurate in spots (such as in point #1 below.) But this blog has always been about highlighting and discussing different viewpo […]

Would you like some McWiFi with that?

Wireless internet access is becoming the new air conditioning: something to put on your sign to draw in customers. In a few weeks, McDonald’s will be nixing its $2.95 per 2 hours wi-fi fee for customers, apparently in an effort to take another bite out of Starbucks with its new McCafe offerings. Yeah, I’d tap into that, especially on a day trip up to the parents.  Why not bring the laptop in to ch […]

Personal Financial Planning For The Next Year: 10 Best Money Moves

This is a guest post from Mr Credit Card of www.askmrcreditcard.com. If you are looking for a credit card, please check out his best credit card offers. Image by Road Trip America. As we approach the end of the year and probably have emptied our wallets quite a bit, I think it is time to take stock of things that we should be doing to lower our cost of living in the next year. […]

Review: The Little Book of Safe Money

Every other Sunday, The Simple Dollar reviews a personal finance book. The Little Book of Safe Money by Jason Zweig is the ninth book in the “Little Books…” series, which each tackle a particular investing topic or strategy. […]

Recession-Proofing Your Life Insurance

This is a guest post from Joe Taylor Jr. Taylor is an internal business consultant for a Fortune 500 company, who also writes about finance, culture, and design. He holds a Bachelor of Science in Communications from Ithaca College. I remember an evening a few years ago, when the company I helped start had to close its doors. I’d sunk my entire savings into building a business that had thrived. […]

Podcast 36: Being Financially Secure in Today’s Economy, Jane Bryant Quinn

Today’s episode of the Consumerism Commentary Podcast features Jany Bryant Quinn, author of Making the Most of Your Money Now: The Classic Bestseller Completely Revised for the New Economy. The book will be released this Tuesday, December 29, 2009 and here is a review. […]

Your After-Christmas Shopping Checklist

A few days after Christmas, Sarah and I will usually head out to the store to stock up on post-Christmas sales. It’s often easy to find many items at bargain-basement prices in the days after Christmas – items which can easily be saved until next year. We usually make a list of things to look for (as we do virtually every time we go shopping). […]

The Proper Understanding of God’s Ownership of “Our” Money

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why. The following is an excerpt from Dollars and Doctrine. “The heavens are Yours, the earth also is Yours; the world and all it contains, You have founded them.” (Ps. […]

myFICO Score Watch Promotional Code

It’s sad but true, I used to be a real FICO score junkie (especially during the time where I was trying to make my scores consistently more positive). If there was anything I learned from my binge of credit score tracking was that you should never pay full price for your FICO scores from Fair Isaac. […]

$50 Checking Account Bonus With Perkstreet Financial

The other day, I discussed the SmartyPig free savings account, which allows you to address your specific savings goals by allowing others to help contribute to your SmartyPig account. This time, I’d like to introduce a form of checking account (with debit card) that is non-interest bearing, but promises to be high on rewards. […]

The Simple Dollar Time Machine: December 26, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Pay off your car loan before other debts?

If you have several debts that need paying off, there are a number of basic strategies to accomplishing this.  Each one has its own pros and cons.  I’ll talk about three that have made the rounds, and introduce a fourth that is a bit different. Make extra payments on the debt with the lowest balance first. […]

Weekend Reading: Buying in Bulk, Cool Nerds, and Diamond Rings

Happy holidays! If you’re like me, you are probably thankful that the holiday shopping season is coming to a close. Yes, after Christmas there are some sales that can’t be ignored: if you buy Christmas-related items, now is the time to find them for 50% to 90% off their regular prices. […]

Retirement Planning for a Low-Income Career

Several people in my close inner circle of friends and family have made the active choice to go into careers where they will be earning a low income for life. Their calling is in areas of social work and they’ve made the financially difficult choice to follow their heart. […]

Help a Reader: Paying a Babysitter

Here's a question left recently on my post titled How Much Do You Pay Your Babysitter?: I need an opinion, I need a sitter 21.5ish hours a week for my 18-months-old son and 8 of those hours he's sleeping. She doesn't have to bathe or put him to bed. Just dinner and a snack and to play with him. The current sitter I have is a 15-year-old high school student that I pay $60 a week. […]