My Cost-Saving Plan for Earth Day

Unless you've been hiding under a rock for the past month, you know that today is Earth Day, the day all of the world pauses a bit to reflect on what's happening to the earth and commit to take actions to make it better. […]

The Soul of Swapping

Each season we are bombarded with advertisements that tell us we need the latest look with all the bells and whistles (i.e. bags and shoes) to go with them. On a recession budget, or any budget for that matter, it’s not always an option to saunter into the mall and pick up the trendy sweater and kitten heels. […]

Best Deals For Wednesday 4/22/09

By Paul Michael 1. FREE - 10 Foodsaver Freeze 'N' Steam Bags Get a head start on dinner by preparing your Freeze 'N Steam™ bags in advance -- simply fill the bag, season your food, vacuum seal, store in the freezer/ refrigerator and microwave when needed! Offer ends May 31.   2. […]

Supreme Court Case Highlights the Importance of Keeping Your Beneficiaries Up to Date

Kennedy v. Plan Administrator for DuPont With little fanfare, the U.S. Supreme Court ruled on a case back in January that highlights the importance of keeping your beneficiaries up to date. Having a beneficiary on file with one of your financial accounts can make the transition of assets upon death a very simple process. But with this simplicity comes complacency. […]

Anyone Going to See Dave Ramsey Tomorrow Night?

For those of you who don't know, Dave Ramsey is holding a "Town Hall for Hope" event tomorrow night. Here's a summary of the event: Tired of hearing the fear, doom and gloom that’s filling the airwaves? Join Dave Ramsey for a nationwide town hall meeting and discover what’s happening with the economy, how we got here, and where we’re going. […]

The Simple Dollar Weekly Roundup: Survey Results Edition

The survey results are starting to appear from the survey many of you took a few weeks ago (thanks again for doing this). I found three things really interesting. 70% of the readership is between 18 and 39. Which basically means… most of you are my age or close to it. […]

Money Basics: Simple Interest, Compound Interest, APR and APY

April is National Financial Literacy Month in the United States. In most cases, schools do not extensively teach financial skills. Teenagers, highly susceptible to messages from the media, often do not have guidance from teachers, who are not trained to teach financial skills, or from parents, many of whom do not model healthy financial behavior. […]

Saving Money and the Environment: Where Green and Frugal Meet

This is a guest post for Earth Day from Beth H., who writes about saving time, money, and the environment at Smart Family Tips. Going “green” has a bit of a bad rap. As soon as marketers realized it was profitable to be green, suddenly all sorts of products flooded the marketplace with eco-friendly claims. It can be overwhelming. Is it really necessary to buy all this “stuff” to be green? […]

How To Get A Free FICO Credit Score

Your FICO credit score is increasingly becoming one of the most important numbers in your life. […]

The Five People Who Have Had the Greatest Financial Influence on Me

Mike Hyatt asks who are the five people that have had the greatest influence on you? I thought that since this is a money blog, I'd list the five people that have had the greatest influence in shaping my views on personal finances. Here goes: My mother -- My mom refused government help and worked minimum wage jobs to support the two of us after her divorce. […]

How to Fix Errors on Your Credit Report

Your credit report is incredibly important. Not only do potential lenders check it when you’re trying to secure credit, but landlords, cell phone companies, utility companies, insurance companies, etc. have also been known to check your credit prior to doing business with you. […]

Thrive: Your Online Personal Financial Planner

By Nora Dunn Thrive: Free Online Personal Financial Planning So you figure it’s time to proverbially grow up and get financially wise. But you don’t know where to start: you didn’t learn much in school or from your parents, the folks at the bank won’t give you the time of day, and you can’t afford a financial planner. […]

How Many Will Lose Money on Those "Frugal" Gardens This Year?

By Carrie Kirby In the past two seasons, there has been a huge uptick in interest in vegetable gardening. […]

A Very Small Adventure: Riding the Bus

I had a big day today, though I’m sure many of you will laugh: I rode the bus for the first time. Actually, I’ve been on buses many times before. I rode a school bus as a child, and I’ve used public transportation in other towns. I’ve even used the light-rail trains here in Portland. […]

Lessons in Fuel-Efficient Driving

One of the interesting features of our Prius is that it keeps a running tab on your current gas mileage. You can see both the mileage at any given moment or the average over your trip. Having such easy access to this information while you’re driving subtly teaches you how to drive more efficiently. Here are a few things we’ve learned. Coasting makes a huge difference on your gas mileage. […]

FMF Reader Saves Over 25% on Rent Simply by Asking for a Discount

Here's an email I recently received from a reader: I would like to share something I have done today. Me and my wife live in a small town in Midwest. The total population of this place is less than 8,000. Yes, you read it right it is 8,000 not 80,000. Due to poor economy, our company told everyone to take one week unpaid time off for next few months. […]

Ten Steps to Becoming a Millionaire

US News lists 10 "secrets" of millionaires' money management as follows: Start early to avoid financial pitfalls. Adrian Cartwood, 49, author of the blog How to Make 7 Million in 7 Years, made his fortune by living frugally while he built his technology-related business. Believe that you can do it. Articulate your vision for success. […]

Debit Or Credit? Which One Should You Choose At The Checkout?

By Paul Michael It’s a question I’m asked at least a few times a day when I use my check card, usually by one of those little card-reading machines (although sometimes, an actual living person asks, too). Being someone who hates the word “credit” I have always opted for “debit” and proceeded to enter my PIN number. But have I been doing it all wrong? Most of us carry a check card these days. […]

Money Basics: Savings Accounts

April is National Financial Literacy Month in the United States. In most cases, schools do not extensively teach financial skills. Teenagers, highly susceptible to messages from the media, often do not have guidance from teachers, who are not trained to teach financial skills, or from parents, many of whom do not model healthy financial behavior. […]

Our New Dog Expenses

For the last few weeks, my wife and I have been visiting the local shelters and adoption shows to try to find a little guy to join our family. A few weeks ago, we met Tobey, a 7 year old Beagle who hasn’t had a “real” home in quite some time (I say real because he’s been a combination of fostered and kenneled, but treated very well throughout the whole process). […]