The Difference Between Savings Accounts and Money Market Accounts

Savings accounts and money market accounts are different from each other practically in name only. From a saver’s perspective, there is no difference between these types of accounts. […]

How to Avoid ATM Fees

When my sister was in college, she used the ATM a lot. Whenever she needed some money, she’s go to the machine and pull out $20. Sometimes she’d check her balance. Then one day she realized, or my dad realized, that she was using an out of network ATM which charged around $5-7 (combined) each time she withdrew money. For every $20 she withdrew, she was paying a $7 fee. […]

Why I Hate “New, Unique” Money Tips

Today I’m going to rant. I get a lot of requests from reporters who want quotes for their stories about personal finance. That’s fine. I’m happy to help when possible. What bugs me, though, is that nearly every single reporter pitches her story with the same caveat: “I need tips about saving, but I don’t want the same old stuff. […]

Ask The Readers: What Is The Worst Purchase You Ever Made?

Everyday we are faced with decisions of what to buy and what not to buy. While smaller purchases don't require that much thought, people tend to think more in depth about expensive purchases. Sometimes taking the time to think about whether or not to buy something pays off. […]

Tell Us Your Favorite Personal Finance Blog & Win $200

Link for teaser title: consumerism-commentary-logo.jpg We're teaming up with Consumerism Commentary to give away a $200 Amazon gift card. Entering is easy. Click on the title link above to enter. […]

Sexy Summer Dinners: 5 Great Hot-Weather Meal Ideas

One of the best parts of the warm-weather season is the sultry evenings and the great summer dinners that go with them. Hot-weather meals need to make the most of outdoor cooking spaces, be reasonably easy to prepare, and have enough style to make your dinner party or backyard barbecue memorable. […]

Best Money Tips: How to Negotiate Your Salary

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how to negotiate your salary, what you need to know about down payments, and eating healthy on the road for less. Top 5 Articles How to Negotiate Your Salary — When negotiating your salary, be sure to do your homework. […]

Could You Come Up with $2,000 Quickly?

MSNBC summarizes a study that asked respondents the following: “How confident are you that you could come up with $2,000 if an unexpected need arose within the next month?” Apparently, many people can't. Here are some highlights of the findings: Half of all U.S. […]

Mobile Shopping Technology Trends: Shop With Your iPad or iPhone

I still remember the days when the iPhone was this new gadget that got released to the public, and many people including a few frugal bloggers were debating about whether this thing was worth the money. The argument was that it was simply an unnecessary luxury. […]

Final Giveaway: $200 in Gift Cards

This is it. Somehow, I’ve survived Giveaway May, having operated contests every weekday this past month. Many winners have not yet been contacted, so if you haven’t heard from me, hang tight. The rest of the winners will be contacted within the next few days, and all winners will be announced on Consumerism Commentary. […]

A Memorial Day Tribute to Five People That Mattered to Me

Memorial Day is a holiday that was originally created to honor deceased soldiers, but has largely grown over the years to honor all deceased people. […]

The Best of Get Rich Slowly: May 2011

For years, readers have complained that there are too many stories at GRS. “There’s no need to post more than once a day,” my wife tells me, echoing the feedback I receive from folks like you. So, I’ve gradually been reducing the number of posts at the site: I published 62 articles in January 2008, for instance, but there will only be 35 for May 2011. […]

How to encourage your spouse to sell their creative work without ticking them off (too much)

This past week, my wife published a 430-plus page novel she had been working on in one way or another for the past twenty-two years.  It’s quite the milestone, and we’re keenly interested and very excited in how things progress from here. For a time, though, I had resigned myself to the prospect that her writing would be a great creative outlet for her, and would help her to make peace with the th […]

Reader Mailbag: Bizarre Weather

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Unplugging the microwave? 2. Morality and employment 3. Loan modification versus refinancing 4. Saving for vehicle replacement 5. Living expenses and college debt 6. Unequal chess skills 7. Handling banking errors 8. […]

Paying Children for Good Grades

I always encourage parents to find interesting ways to teach their children about responsible money management. When I do, I always lean toward behavior modeling. Children who, even at an early age, see their parents engaging in a positive relationship with money will subconsciously take what they observe to heart more than any explicit lessons they attempt to impart. […]

Memorial Day

Memorial Day, observed on the final Monday in May, is a day of remembrance for those who have died in service to our country. It was once known as Decoration Day and enacted to honor soldiers, both Union and Confederate, in the American Civil War but was expanded to all Americans in all wars. […]

The Basic Allowance for Housing: Helping Military Members Afford a Home

Today is Memorial Day in the United States, a federal holiday to commemorate U.S. soldiers who died while in military service. This is a guest post from Chris Birk, a recovering journalist and the director of content and communications for Veterans United Home Loans, the nation’s leading dedicated VA-approved lender. […]

Dealing With and Understanding Migraine Headaches

I have suffered from migraines for about twenty years now. They are less frequent and of lower intensity than they were in my 30s, but I still dread them. Unfortunately, my daughter also occasionally has them. How much do they hurt? […]

How to Insure Jewelry for Cheap (or Free!)

I won't won't tell you the whole story of how I proposed to my future wife, but with the ring came another expense — jewelry insurance. We wanted to make sure that if it was lost, stolen, or damaged considerably, that we would only be responsible for a fraction of the cost. […]

Best Money Tips: Raising Money-Smart Kids

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to raise money-smart kids, running a profitable garage sale, and making your care more money efficient. Top 5 Articles 5 Ways to Raise Money-Smart Kids — Raise money-smart kids by giving them an allowance. […]