Restaurant Menus: Translating Cost and Taste

By Thursday Bram A well-designed menu is considered an easy way to separate diners from their dollars at a restaurant. Even mom-and-pop restaurants put a lot of time and effort into how they put together their menus in the hopes of not only directing you towards dishes with high profit margins but into tempting you to come back soon and try something else that sounds tasty. […]

Helping Your Parents With Their Finances

About the author: Jeff Rose is a Certified Financial Planner™ and co-founder of Alliance Investment Planning Group. He is a veteran of Operation Iraqi Freedom, having served in the National Guard. His blog, Good Financial Cents, covers financial planning and investment related topics. As a kid, there’s no greater comfort in having your parents there to pick you up when you fall. […]

Win $50 from SmartyPig!

Here's a chance for you to win a $50 gift card from SmartyPig -- given either as a credit to a current account you have with them or as credit to a new account that you'll set up. Here's how it will work: 1. All you need to do to enter is to leave any comment on this post. 2. […]

How (and Why) Athletes Go Broke

For awhile now I've been "collecting" pieces about all sorts of individuals -- artists, singers, business people, etc. -- that make very, very high incomes and yet somehow manage to blow it all. […]

Reader Mailbag #58

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. As usual, we’ll start things off with a few links to older articles that directly answer questions I’ve heard recently. […]

A Home of My Own: Why We Buy

About the author: This is a guest article by Matt Wallaert, a behavioral psychologist and the Lead Scientist at Thrive, a free financial advisory website that helps people organize their finances and plan for the future with personalized feedback from its behavioral advisory engine. I’m an owner. […]

Understanding FICO Credit Scores

For the first twenty years of your life, the most important measure of your future were your grades in school. Scored well, you got into better schools and tougher classes. Scored poorly and you didn’t. Just about the time I thought grades stopped mattering, I learned about my FICO credit score. […]

Congratulations on Your Promotion… Or Maybe Not!

By Fred Lee If you didn’t get the promotion that you were hoping for, look on the bright side: you might be better off in the long run. During these times of economic hardship, it’s hard to imagine that rising in the ranks at work would be a bad thing, but in some instances, that appears to be the case. […]

10 Mistakes First-Time Home Buyers Make

Smart Money lists ten mistakes first-time home buyers make as follows: 1. Not knowing how much house you can afford.2. Assuming foreclosures are great deals.3. Letting your true feelings show. 4. Failing to find a good buyer's agent. 5. Underestimating the costs of owning a home. 6. Failing to budget for property taxes.7. Assuming your first offer will get accepted.8. […]

Financial Literacy Month Project: Setting Your Financial Goals

By Linsey Knerl In honor of Financial Literacy Month, Money Management International has created a microsite that offers 30 simple steps to financial wellness–one for each day of the month. To enrich the experience, they have asked 30 amazing bloggers to guest post at the blog during the month on a topic that is related to the day’s step. […]

Guest Authors Will Be Featured This Week

While I am on vacation this upcoming week, several guest authors will appear on Consumerism Commentary. Smithee and I will be joined by Matt Wallaert from Thrive, Jeff Rose from Good Financial Cents, Dr. […]

The Downside of Target Date Mutual Funds

Up until about a year ago, we relied primarily on Vanguard’s Target Retirement funds for our long-term investments. […]

Tactics of the rich

By Philip Brewer There are things the rich do that working class and middle class folks don't. Some of them--living off the return on capital rather than wages or salary--are only available to the rich. Others--seeking a first-rate education for your kids, working for yourself rather than others--are things that ordinary folks do to the extent that they can, but their ability is limited. […]

Chocolate Easter Eggs With A Twist! My Sweet Tooth Beckons

Happy Easter to everyone! We’re having our traditional family get together today, but I’m squeezing in this photo gallery to whet your appetite for chocolate easter eggs. Found these on AOL UK (an older post, but the eggs look so delicious!). They look sumptuous, unique and perfect for chocolate lovers who have everything. […]

Review: You’ve Got to Be Believed to Be Heard

Over the next several months, I’m giving several presentations and speeches on my story and what I learned about personal finance along the way. Some of these engagements will be paid ones, thus this may be the beginning of a new revenue stream in my life. […]

Spring Cleaning Uncovers Fall School Supplies

The annual ritual of spring cleaning has paid an unexpected bonus. I now have a money-saving head start on another annual ritual: back-to-school shopping. My closets, drawers and filing cabinets have yielded enough writing and craft supplies to stock a small stationery store. […]

Win a Copy of Sound Mind Investing!

I've reviewed the book Sound Mind Investing and now it's your opportunity to win one for yourself! Here's how this giveaway will work: 1. All you need to do to enter is to leave any comment on this post. 2. In addition, you'll get a bonus entry if you follow me on Twitter (all my Twitter followers are automatically entered in the giveaway.) 3. Sometime in the next few days, I'll select a winner at random and announce with a new post that a winner has been selected. 4. It will be the winner's responsibility to email me their contact information. […]

Musings on a Little Boy’s Haircut

On Wednesday, I took my son to get his hair cut. We’ve been trying several local barbers/hairstylists to find someone who can cut his hair well at a reasonable price. […]

BVC #7 - Financial Network Map

It’s very important that you draw a financial network map and in this video, I briefly discuss why it’s important and some pointers on how you should be drawing this map. Remember, this map should be designed to give you and your loved ones a clear picture of how your finances are set up and interconnected. […]