Did You Ever Feel Like Your Timing Was Off?

I love Trisha’s article over at Blogging Away Debt - Sometimes I Feel Like Our Timing Is Off. Trisha and her family have made some remarkable process over the past few years, and they are now down to less than $2500 in credit card debt.  I have always enjoyed Blogging Away Debt, and consider it a daily must-read.  (I still say that Blogging Away Debt is, quite possibly, the coolest name for a pers […]

Inspired By The Words - These Are The Times That Try Men’s Souls

Ups and downs.  We all go through them.  Judging from the current state of our economy, I’m pretty sure it’s safe to say that more folks are going through downs than are going through ups.  The last thing any of us need to do, right now, is to slack off and stop actively managing our finances.  I know, I know.  The temptation is there, especially when things are going rough, to just throw your han […]

Zecco: Still the Best Online Broker?

Not quite a year ago, FCN readers rated Zecco as the best online broker (here’s my Zecco review). And then it happened… A few weeks back, Zecco made some pretty significant changes to their business model. I meant to write this up back when it was happening, but it somehow slipped off my radar. In short, they’ve raised the minimum balance requirement for qualifying for free trades. […]

U.S. News Launches Your Money Personal Finance Page

U.S. News has launched a new personal finance section, entitled Your Money.  Kimberly from the U.S. News Alpha Consumer blog announced the launch of the new section Tuesday, and I’ve just spent some time checking it out. On the left-hand side of the page, the site lists the U.S. […]

Lending Money to Family and Friends

Lending money to family and friends is a bit like a walking a tightrope, and it’s very easy for things to go wrong. With the ongoing recession affecting so many people, you might be tempted to lend money to a loved one in hopes of helping them out. […]

I Found The Name of The Ugly Tree: Dead Man's Finger

Last Tuesday, I wrote Financial Lessons from an Ugly Tree. This week, I've learned about the financial power of research and gut feelings. How ugly is the tree? "Dead Man's Finger" is one of the common nicknames for an ugly tree that has stunningly beautiful flowers. […]

Money Tips from Twitterville

Over the weekend, I asked my “Tweeps” (i.e., people that follow me on Twitter) for their single best piece of financial advice. The primary limitation was that Twitter requires that their messages be 140 characters or less. Thus, the advice had to be short and to the point. […]

Listen to Me on WLRN & Follow Up on Twitter

Please tune into WLRN, an NPR station, on Tuesday, March 24, at 1 p.m. I'll be a guest on Topical Currents, an hour-long show hosted by Joseph Cooper, pictured left. We're going to be talking about money-saving tips and other frugal living topics.Listen online, by going to the WLRN home page and hitting the Listen Online button at the top of the page. […]

Free Kindle & $5,000 @ IWillTeachYouToBeRich.com

If you haven’t heard, Ramit Sethi, personal finance blogger, kick-your-finances-into-gear extraordinaire, and overall cool guy has published his book, pointedly named “I Will Teach You To Be Rich.” If you’re already planning to buy the book, join in on Ramit’s giveaway at his site. […]

File Taxes for Free With TurboTax

A few weeks ago, I did a head-to-head comparison of TurboTax vs. TaxCut, and I also noted that TurboTax has been rated the best tax preparation software. At the time, however, I wasn’t aware that you can use TurboTax for free if you make less than $30k. Note that I’m not talking about the free 1040EZ filing that they offer when you hit their homepage. […]

How to Save Money on Groceries - 45 Ways to Reduce Your Grocery Bill

The recession in full swing and many families have been tightening their belts. With that in mind, I thought I’d spend a bit of time talking about how to save money on what, for many of us, is a major monthly expenditure — groceries! None of this is rocket science, but it does take a bit of discipline. With a bit of discipline, you can save a lot of money each and every month. […]

Lessons From Spring Cleaning: Finding Myself in Clutter

Spring cleaning has created a head-on collision between my need for financial order and my pack rat tendencies. My paper collection includes cards and letters from 1987, old photographs and a 1980s-era cassette with lyrics from one of my favorite singers. Spring cleaning has taught me a lot about past accounts. […]

Don’t Buy Stuff You Can’t Afford

Here’s some simple financial advice from SNL: Thanks to @StephTheBlogger from Graduated Learning for the tip! Follow me on Twitter! ---Related Articles at fivecentnickel.com:» Clear Out Your Stuff & Get a Tax Break» Weekly Roundup - 12/15/06» Don’t Miss These Tax Breaks, Part 3» From the Mouths of Babes: Made in China» Don’t Miss These Tax Breaks, Part 2» Preparing for our Moving Sale» Recent […]

How I Sabotaged My Emergency Fund: 5 Mistakes & Cures

Common wisdom tells us to have an Emergency Fund with at least three to six months of living expenses. I'm on my way to that savings target, but my efforts have been hit by setbacks. Here's where I have made mistakes, and here's how I plan to fix those errors:1) Easy Access: For the sake of electronic ease, the account containing the Emergency Fund was linked to my primary checking account. […]

Debt Reduction vs. Retirement Savings

I recently received an e-mail from a reader named Chris, who is in his early forties. He and his wife are working on paying off a car loan and a mortgage, and We owe about $10,000 on a car loan and $105,000 on our mortgage, and we have two newer vehicles. […]

TurboTax Giveaway - Three More Copies!

With just under a month to go until Tax Day, I’m pleased to report that I have three more copies of TurboTax Premier to give away. To be perfectly accurate, the winners won’t receive a physical product. […]

Velocity: The “Speed” of Money

Economists have a term for how quickly money cycles through the economy. They call it “velocity,” and it’s defined as the average frequency with which a unit of money is spent in a specific period of time. As spending increases, or the money supply tightens, velocity increases, and vice versa. […]

Downsized Newspaper Editor Launches Family of Frugal Blogs

Teresa Mears -- a friend and an excellent journalist -- is among the many newspaper people who have lost their jobs. She has turned her creative efforts into a series of frugal blogs. […]

Save on Healthcare: Cheap Immunizations at the Health Department

As a followup to this morning’s post on how to save on health insurance, I wanted to pass along a frugal healthcare tip that my wife an I learned shortly after our oldest son was born. At the time, we were living on a shoestring budget as graduate students. The good news is that we had health insurance. […]

How to Save Money on Health Insurance

Having health insurance helps protect your family from medical problems, and can also help you avoid huge medical bills. Unfortunately, an estimated 47 million Americans are uninsured. […]