File Taxes for Free With TurboTax

A few weeks ago, I did a head-to-head comparison of TurboTax vs. TaxCut, and I also noted that TurboTax has been rated the best tax preparation software. At the time, however, I wasn’t aware that you can use TurboTax for free if you make less than $30k. Note that I’m not talking about the free 1040EZ filing that they offer when you hit their homepage. […]

How to Save Money on Groceries - 45 Ways to Reduce Your Grocery Bill

The recession in full swing and many families have been tightening their belts. With that in mind, I thought I’d spend a bit of time talking about how to save money on what, for many of us, is a major monthly expenditure — groceries! None of this is rocket science, but it does take a bit of discipline. With a bit of discipline, you can save a lot of money each and every month. […]

Lessons From Spring Cleaning: Finding Myself in Clutter

Spring cleaning has created a head-on collision between my need for financial order and my pack rat tendencies. My paper collection includes cards and letters from 1987, old photographs and a 1980s-era cassette with lyrics from one of my favorite singers. Spring cleaning has taught me a lot about past accounts. […]

Don’t Buy Stuff You Can’t Afford

Here’s some simple financial advice from SNL: Thanks to @StephTheBlogger from Graduated Learning for the tip! Follow me on Twitter! ---Related Articles at fivecentnickel.com:» Clear Out Your Stuff & Get a Tax Break» Weekly Roundup - 12/15/06» Don’t Miss These Tax Breaks, Part 3» From the Mouths of Babes: Made in China» Don’t Miss These Tax Breaks, Part 2» Preparing for our Moving Sale» Recent […]

How I Sabotaged My Emergency Fund: 5 Mistakes & Cures

Common wisdom tells us to have an Emergency Fund with at least three to six months of living expenses. I'm on my way to that savings target, but my efforts have been hit by setbacks. Here's where I have made mistakes, and here's how I plan to fix those errors:1) Easy Access: For the sake of electronic ease, the account containing the Emergency Fund was linked to my primary checking account. […]

Debt Reduction vs. Retirement Savings

I recently received an e-mail from a reader named Chris, who is in his early forties. He and his wife are working on paying off a car loan and a mortgage, and We owe about $10,000 on a car loan and $105,000 on our mortgage, and we have two newer vehicles. […]

TurboTax Giveaway - Three More Copies!

With just under a month to go until Tax Day, I’m pleased to report that I have three more copies of TurboTax Premier to give away. To be perfectly accurate, the winners won’t receive a physical product. […]

Velocity: The “Speed” of Money

Economists have a term for how quickly money cycles through the economy. They call it “velocity,” and it’s defined as the average frequency with which a unit of money is spent in a specific period of time. As spending increases, or the money supply tightens, velocity increases, and vice versa. […]

Downsized Newspaper Editor Launches Family of Frugal Blogs

Teresa Mears -- a friend and an excellent journalist -- is among the many newspaper people who have lost their jobs. She has turned her creative efforts into a series of frugal blogs. […]

Save on Healthcare: Cheap Immunizations at the Health Department

As a followup to this morning’s post on how to save on health insurance, I wanted to pass along a frugal healthcare tip that my wife an I learned shortly after our oldest son was born. At the time, we were living on a shoestring budget as graduate students. The good news is that we had health insurance. […]

How to Save Money on Health Insurance

Having health insurance helps protect your family from medical problems, and can also help you avoid huge medical bills. Unfortunately, an estimated 47 million Americans are uninsured. […]

Financial Lessons from an Ugly Tree

Today's half-mile walk from the bus stop yielded some insights plucked from an ugly tree. Actually, the tree is no longer ugly; it has started to bloom. Here's what I have learned about money and life from that tree.Make informed decisions: At first glance, this tree is straight-up ugly. For most of the year, the tree looks like ET's hands. […]

Reduce Debt With a DIY Balance Transfer

It’s no secret that we’re in the midst of a credit crunch. Banks aren’t lending, foreclosures are on the rise, card issuers are reducing credit limits, and the juiciest credit card offers have all but disappeared. Gone are the days when everyone (and their uncle!) was offering lengthy 0% balance transfers with no transfer fee. Getting Creative So what’s a savvy debt reducer to do? Get creative. […]

How Many Tabs Can You Pick Up for an Out-of-Work Friend?-- Money Magazine

It certainly caught my eye. Last year, one of four friends (housemates) lost her job. And now, whenever the quartet goes out, the employed friends pay the entire bill. "Amy's not close to finding a new job, and this is getting expensive. […]

Free Databases, Manuals at Public Libraries

While attending a free library event, I checked out valuable information resources that could save time and money. Free car repair manuals, do-it-yourself roof repair guides and language lessons are all available with a few keystrokes, according to Ellen Book, branch manager of the Pinecrest Branch Library.That free database is not unique. […]

Living Above Your Means: Thoughts from the High Seas

Over the weekend, we returned from a very enjoyable vacation. We spent the week aboard the Disney Magic* and we had a great time touring the Western Caribbean. While this is undoubtedly a rather extravagant vacation, a big part of our enjoyment came from the fact that we planned for this expenditure, and paid for it completely out-of-pocket. […]

Spotlight on the Festival of Frugality, #168 & #167

The next Festival of Frugality will be hosted on Tuesday by Remodeling This Life.Funny About Money hosted last week's Funny Festival of Frugality #168. Thanks to the host for doing a great job and for including my post--Saving Time and Money for Dinner--in the lineup. […]

Slow Cooker Recipes: Pot Roast and Southwestern Chicken Soup

I’ve been saving some serious money by slowing down and heating up my crock pot. The other day I gave you some reasons why slow cooking is good for your wallet, so now I’ll give you some recipes to help you get cooking! These crock pot recipes contain meat - chicken or beef. If you’re more into beans, then just swap the meat for your favorite legume. […]

Links I Liked: Weekly Roundup

From Jim Cramer to personal rewards, here are a few links that caught my eye this week:From Jim Letourneau's Big Picture Speculator: Jon Stewart Grills CramerFrom Blogging Away Debt: Keeping Track of ReceiptsFrom Budgeting Babe Budgeting Babe on Twitter (and Many Other PF Bloggers, too!)From Harvesting Dollars: How Do You Reward Yourself?From Mighty Bargain Hunter Whaddaya mean no rentals allowed? […]

6 Reasons to use a Slow Cooker or Crock Pot

Looking for a fun way to make cheap and healthy family meals for less moolah? Then look no further than your handy slow cooker or crock pot! Slow cookers are frugal to buy, cheap to operate, and can turn inexpensive cuts of meat or low cost vegetarian dishes into delicious family meals with just the flip of a switch. Slow cookers and crock pots have been around for decades. […]